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Mortgage Lenders and Brokers in Kentucky

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Kentucky mortgage lenders include Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Community Trust Bank, Inc.Community Trust Bank, Inc.6424 Ky Route 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.53%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, and Whitaker Bank IncWhitaker Bank Inc102 W Jefferson St, Berea, KY 40403A+5.0 ★Texas Ratio: 1.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kentucky are listed first, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kentucky

Market share is the lender's share of all home loans closed in Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Median loan is the midpoint loan amount the lender closed in the state.

Lender	Programs	Loans closed	Market share	Approval share	Median loan	View
Liberty Federal Credit Union 544 Lovers Ln, Bowling Green, KY 42103	Conventional, FHA, VA, USDA, Jumbo, HELOC	1,424 +322 HELOCs	1.9%	93.5%	$205,000
Community Trust Bank, Inc. 68 offices in KY 6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53%	Conventional, Jumbo, HELOC	1,103 +716 HELOCs	1.5%	85.3%	$185,000	View
Stock Yards Bank & Trust Company 81 offices in KY 111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99%	Conventional, FHA, VA, USDA, Jumbo, HELOC	954 +847 HELOCs	1.3%	87.4%	$205,000	View
Republic Bank & Trust 28 offices in KY 119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, VA, Jumbo, HELOC	745 +697 HELOCs	1%	90.6%	$215,000	View
Magnolia Bank 1 office in KY 651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA, VA, USDA	715	1%	92.2%	$215,000	View
Abound Federal Credit Union 100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44%	Conventional, VA, Jumbo, HELOC	654 +697 HELOCs	0.9%	81.2%	$245,000	View
Commonwealth Federal Credit Union 417 High St, Frankfort, KY 40601	Conventional, Jumbo, HELOC	609 +1,098 HELOCs	0.8%	73.5%	$155,000
L&N Federal Credit Union 1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91%	Conventional, Jumbo, HELOC	568 +929 HELOCs	0.8%	94.2%	$215,000	View
South Central Bank Inc 25 offices in KY 3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83%	Conventional, FHA, VA, USDA, Jumbo, HELOC	553 +543 HELOCs	0.7%	89.9%	$215,000	View
Whitaker Bank Inc 102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23%	Conventional, USDA, Jumbo	532	0.7%	86.9%	$105,000	View
Edmonton State Bank 14 offices in KY 2512 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.16%	Conventional, USDA, Jumbo	411	0.5%	81.5%	$145,000	View
Central Bank & Trust Co 28 offices in KY 101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26%	Conventional, FHA, VA, USDA, Jumbo, HELOC	376 +409 HELOCs	0.5%	94.6%	$285,000	View
The Cecilian Bank 18 offices in KY 302 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.60%	Conventional, Jumbo, HELOC	363 +214 HELOCs	0.5%	90.6%	$125,000	View
Traditional Bank Inc 17 offices in KY 1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69%	Conventional, FHA, VA, USDA, Jumbo, HELOC	348 +197 HELOCs	0.5%	88.4%	$215,000	View
Independence Bank of Kentucky 25 offices in KY 1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79%	Conventional, Jumbo, HELOC	344 +431 HELOCs	0.5%	78.4%	$185,000	View
Wilson & Muir Bank & Trust Company 10 offices in KY 101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62%	Conventional, FHA, VA, USDA, Jumbo	338	0.5%	96.6%	$215,000	View
Community Financial Services Bank 7 offices in KY 221 W 5th St, Benton, KY 42025 A+5.0 ★Texas Ratio: 3.65%	Conventional, Jumbo	330	0.4%	91.1%	$175,000	View
American Bank & Trust Company Inc. 5 offices in KY 531 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 10.95%	Conventional, Jumbo	268	0.4%	95.4%	$195,000	View
Heritage Bank, INC 16 offices in KY 7593 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	267	0.4%	79.5%	$105,000	View
West Point Bank 4 offices in KY 502 W Dixie Ave, Elizabethtown, KY 42701 A5.0 ★Texas Ratio: 9.97%	Conventional, Jumbo	256	0.3%	91.2%	$145,000	View
Planters Bank, Inc. 8 offices in KY 50 Oak Hts, Dawson Springs, KY 42408 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo	247	0.3%	99.6%	$105,000	View
River City Bank, Inc. 5 offices in KY 10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69%	Conventional, Jumbo	235	0.3%	88.5%	$155,000	View
Farmers Bank and Trust Company 9 offices in KY 2009 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 2.10%	Conventional, Jumbo	230	0.3%	89%	$135,000	View
First Southern National Bank 1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo, HELOC	223 +117 HELOCs	0.3%	95.7%	$125,000	View
The Citizens National Bank of Somerset 10 offices in KY 290 Cumberland Xing, Monticello, KY 42633 B+3.9 ★Texas Ratio: 1.75%	Conventional, Jumbo	221	0.3%	88.4%	$155,000	View
The Paducah Bank and Trust Company 5 offices in KY 614 W Main St, Louisville, KY 40202 A+5.0 ★Texas Ratio: 1.48%	Conventional, Jumbo	198	0.3%	91.8%	$175,000	View
Bank of Lexington ★ 3.5 stars, 2 reviews 3 offices in KY 6409 Polo Club Ln, Lexington, KY 40509 A+5.0 ★Texas Ratio: 0.09%	Conventional, Jumbo	194	0.3%	92.6%	$265,000	View
The Lincoln National Bank of Hodgenville 4 offices in KY 500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54%	Conventional, Jumbo	194	0.3%	93.1%	$155,000	View
FNB Bank Inc 315w 5th Street, Benton, KY 42025	Conventional, Jumbo	184	0.2%	86%	$155,000
Forcht Bank, N.A. 406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45%	Conventional, FHA, VA, USDA, Jumbo	184	0.2%	77.4%	$195,000	View
Peoples Bank of Kentucky, Inc 11 offices in KY 197 Windsor Rd, Flemingsburg, KY 41041 B4.6 ★Texas Ratio: 20.37%	Conventional, Jumbo	174	0.2%	89.4%	$105,000	View
Meade County Bank ★ 5 stars, 1 review 2175 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.59%	Conventional, Jumbo	167	0.2%	88.3%	$145,000	View
Members Heritage CU 3301 Leestown Rd, Lexington, KY 40511 8702 A+5.0 ★Texas Ratio: 4.52%	Conventional, FHA, Jumbo	156	0.2%	97%	$105,000	View
Monticello Banking Company ★ 5 stars, 1 review 310 N Cross St, Albany, KY 42602 A+5.0 ★Texas Ratio: 0.91%	Conventional, Jumbo	153	0.2%	80.1%	$125,000	View
Members Choice Credit Union 1315 CANNONSBURG RD, ASHLAND, KY 41102 A+5.0 ★Texas Ratio: 5.97%	Conventional	134	0.2%	84.4%	$125,000	View
Class Act Federal Credit Union 3620 Fern Valley Rd, Louisville, KY 40219 1917	Conventional	129	0.2%	74.6%	$75,000
United Cumberland Bank 3 offices in KY 3995 S Highway 27, Pine Knot, KY 42635 A5.0 ★Texas Ratio: 9.50%	Conventional, Jumbo	127	0.2%	92.1%	$105,000	View
Commercial Bank of Grayson 3 offices in KY 208 E Main St, Grayson, KY 41143 B4.6 ★Texas Ratio: 19.32%	Conventional	127	0.2%	100%	$85,000	View
Bank of Edmonson County 2 offices in KY 6780 Louisville Rd, Bowling Green, KY 42101 A5.0 ★Texas Ratio: 12.94%	Conventional, Jumbo	117	0.2%	99.2%	$145,000	View
Citizens Deposit Bank 4 offices in KY 1 Walnut St, Arlington, KY 42021 A+5.0 ★Texas Ratio: 5.67%	Conventional, Jumbo	116	0.2%	97.5%	$125,000	View
First Kentucky Bank 10 offices in KY 400 Us Highway 51 N, Bardwell, KY 42023 A+5.0 ★Texas Ratio: 2.02%	Conventional	114	0.2%	82.4%	$135,000	View
First National Bank of Grayson 12496 Us Route 60, Ashland, KY 41102	Conventional	109	0.1%	73.7%	$85,000
Farmers Bank 200 N Main St, Nicholasville, KY 40356	Conventional	108	0.1%	96%	$205,000
First United Bank & Trust Company 6 offices in KY 1500 Bill Monroe Memorial Boulevard, Beaver Dam, KY 42320 B+4.1 ★Texas Ratio: 2.80%	Conventional, Jumbo	108	0.1%	94.7%	$135,000	View
Franklin Bank & Trust Company 4 offices in KY 398 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 6.93%	Conventional	107	0.1%	97.3%	$165,000	View
Morgantown Bank & Trust Co Inc 5 offices in KY 1150 North Main Street, Beaver Dam, KY 42320 A+5.0 ★Texas Ratio: 2.96%	Conventional, Jumbo	105	0.1%	95.8%	$165,000	View
United Southern Bank Highway 181, Clifty, KY 42216	Conventional, Jumbo	99	0.1%	99%	$125,000
Sacramento Deposit Bank 102 N Main St, Caneyville, KY 42721 A5.0 ★Texas Ratio: 7.79%	Conventional, Jumbo	90	0.1%	94.8%	$105,000	View
Cumberland Valley National Bank & Trust Co 14 offices in KY 235 Glades Rd, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.64%	Conventional, Jumbo	89	0.1%	87.4%	$195,000	View
Peoples Exchange Bank 7 offices in KY Highways 52 And 11, Beattyville, KY 41311 A+5.0 ★Texas Ratio: 1.13%	Conventional, FHA, VA, USDA, Jumbo	82	0.1%	73.9%	$225,000	View
Town & Country Bank and Trust Co. 237 Nelson Plaza, Bardstown, KY 40004	Conventional, Jumbo	80	0.1%	95.9%	$155,000
First Community Bank of the Heartland, Inc. 114 E Jackson St, Clinton, KY 42031 A5.0 ★Texas Ratio: 7.92%	Conventional, Jumbo	78	0.1%	87%	$125,000	View
Citizens Bank of Kentucky, Inc. 11 offices in KY 6474 Kentucky 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.26%	Conventional, Jumbo	74	0.1%	81.3%	$145,000	View
First National Bank of Kentucky 5 offices in KY 2639 Highway 227, Carrollton, KY 41008 A+5.0 ★Texas Ratio: 5.94%	Conventional, Jumbo	72	0.1%	90%	$165,000	View
Kentucky Farmers Bank Corporation 3 offices in KY 835 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 1.41%	Conventional	72	0.1%	83.9%	$95,000	View
The First National Bank of Brooksville 1 office in KY 107 East Miami Street, Brooksville, KY 41004 A+5.0 ★Texas Ratio: 5.36%	Conventional	67	0.1%	78.2%	$45,000	View
Transcend Credit Union 2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70%	Conventional	67	0.1%	91.8%	$295,000	View
United Citizens Bank & Trust Company 4727 W Highway 146, Buckner, KY 40010	Conventional	66	0.1%	88.9%	$145,000
Bank of the Bluegrass & Trust Co. 215 Southland Dr, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.25%	Conventional, Jumbo	63	0.1%	87.8%	$245,000	View
Farmers Bank of Milton 1935 Highway 227, Carrollton, KY 41008 A5.0 ★Texas Ratio: 8.77%	Conventional, Jumbo	60	0.1%	83.3%	$135,000	View
The Health and Education Federal Credit Union 424 Park Pl, Lexington, KY 40511 1829 A+5.0 ★Texas Ratio: 0.46%	Conventional	56	0.1%	90.3%	$65,000	View
Bedford Loan & Deposit Bank 45 Highway 42 E, Bedford, KY 40006 A5.0 ★Texas Ratio: 7.48%	Conventional	54	0.1%	95.2%	$75,000	View
Hearthside Bank Corporation 3 offices in KY 185 Finance St, Harlan, KY 40831 A+5.0 ★Texas Ratio: 2.76%	Conventional	50	0.1%	83.9%	$125,000	View
Eclipse Bank Inc 2 offices in KY 3827 Shelbyville Rd, Louisville, KY 40207 A+5.0 ★Texas Ratio: 3.43%	Conventional, FHA, VA	45	0.1%	93.8%	$205,000	View
The Peoples Bank 1 office in KY 5511 Taylorsville Rd, Fisherville, KY 40023 A5.0 ★Texas Ratio: 8.67%	Conventional	42	0.1%	89.1%	$155,000	View
Bank Of Buffalo 2441 Greensburg Rd, Buffalo, KY 42716 A+5.0 ★Texas Ratio: 5.71%	Conventional, Jumbo	37	0%	100%	$125,000	View
Service One Credit Union 422 College Heights Blvd, Bowling Green, KY 42101 A5.0 ★Texas Ratio: 10.24%	Conventional	33	0%	87.2%	$195,000	View
Advanz Federal Credit Union 9600 Ormsby Station Rd, Louisville, KY 40223 4008 A+5.0 ★Texas Ratio: 1.45%	Conventional, HELOC	30 +4 HELOCs	0%	94.1%	$75,000	View
Daviess County Teachers Federal Credit Union 1900 Southeastern Pkwy, Owensboro, KY 42303 A+5.0 ★Texas Ratio: 2.23%	Conventional	30	0%	100%	$45,000	View
Peoples Bank Mt Washington 1 office in KY 415 Oakbrooke Dr, Mount Washington, KY 40047 A5.0 ★Texas Ratio: 10.59%	Conventional	25	0%	96.6%	$175,000	View
Autotruck Financial Credit Union 1475 Campbell Ln, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	19 +11 HELOCs	0%	54.3%	$45,000	View
Ashland Credit Union 1300 CENTRAL AVE, ASHLAND, KY 41101 7550 A5.0 ★Texas Ratio: 7.03%	Conventional, HELOC	6 +20 HELOCs	0%	50%	$85,000	View
Stockton Mortgage Corporation	Conventional, FHA, VA, USDA, Jumbo, HELOC	2,247 +1 HELOCs	3%	92%	$225,000
Victory Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo	753	1%	96.8%	$315,000
Farm Credit Mid-America, Aca	Conventional, Jumbo	453	0.6%	88.2%	$265,000
First Equity Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo	279	0.4%	85.6%	$345,000
University of Ky FCU	Conventional, Jumbo, HELOC	180 +1,469 HELOCs	0.2%	57.7%	$65,000
Field & Main Bank	Conventional	155	0.2%	86.7%	$165,000
Park Community Credit Union	Conventional, HELOC	149 +279 HELOCs	0.2%	86.7%	$205,000
Fair Way Lending, LLC	Conventional, FHA, VA	44	0.1%	93.6%	$255,000
Central Kentucky Agricultural	Conventional, Jumbo	43	0.1%	100%	$125,000
River Valley AgCredit	Conventional	24	0%	88.9%	$215,000
US Bank, N.A. 69 offices in KY 7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, USDA, Jumbo, HELOC	1,812 +794 HELOCs	2.4%	75.9%	$185,000	View
Fifth Third Bank, National Association 68 offices in KY 6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, USDA, Jumbo, HELOC	1,116 +2,034 HELOCs	1.5%	72.4%	$165,000	View
Guardian Savings Bank 6 offices in KY 7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35%	Conventional, FHA, VA, USDA, Jumbo, HELOC	1,116 +210 HELOCs	1.5%	90.9%	$275,000	View
First Financial Bank 12 offices in KY Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA, Jumbo, HELOC	931 +299 HELOCs	1.2%	91%	$175,000	View
JPMorgan Chase Bank, NA 46 offices in KY 924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	826 +95 HELOCs	1.1%	89.1%	$225,000	View
Huntington National Bank 10 offices in KY 2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, USDA, Jumbo, HELOC	514 +389 HELOCs	0.7%	85.9%	$235,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 66 offices in KY 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, VA, USDA, Jumbo, HELOC	460 +1,619 HELOCs	0.6%	88.3%	$215,000	View
Truist Bank ★ 1 stars, 1 review 53 offices in KY 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, USDA, Jumbo, HELOC	438 +575 HELOCs	0.6%	85.9%	$195,000	View
City National Bank of WV 21 offices in KY 9431 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 1.47%	Conventional, Jumbo, HELOC	329 +181 HELOCs	0.4%	75.7%	$155,000	View
Old National Bank 11 offices in KY 301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, VA, USDA, Jumbo, HELOC	281 +181 HELOCs	0.4%	86%	$215,000	View
German American Bank 29 offices in KY 1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93%	Conventional, FHA, VA, USDA, Jumbo, HELOC	264 +715 HELOCs	0.4%	82.7%	$215,000	View
Wesbanco Bank, Inc. 24 offices in KY 7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA, VA, USDA, Jumbo, HELOC	168 +456 HELOCs	0.2%	91.3%	$235,000	View
Peoples Bank 39 offices in KY 6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39%	Conventional, FHA, USDA, Jumbo, HELOC	166 +290 HELOCs	0.2%	69.5%	$115,000	View
Regions Bank 9 offices in KY 507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, USDA, Jumbo, HELOC	165 +123 HELOCs	0.2%	65.8%	$155,000	View
Firstbank 5 offices in KY 5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, USDA, Jumbo, HELOC	140 +19 HELOCs	0.2%	44.5%	$115,000	View
Bank of America NA 8 offices in KY 520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, VA, Jumbo, HELOC	121 +126 HELOCs	0.2%	82%	$245,000	View
First Harrison Bank 5 offices in KY 140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57%	Conventional, FHA, VA, HELOC	72 +54 HELOCs	0.1%	90.1%	$235,000	View
Commercial Bank 13 offices in KY 312 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 2.83%	Conventional	55	0.1%	82.1%	$75,000	View
First Financial Bank NA 16 offices in KY 660 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.65%	Conventional, FHA, USDA, HELOC	52 +70 HELOCs	0.1%	67.5%	$85,000	View
The Park National Bank 1 office in KY 2305 River Rd, Louisville, KY 40206 A5.0 ★Texas Ratio: 6.62%	Conventional, FHA, VA, HELOC	33 +8 HELOCs	0%	82.9%	$175,000	View
Pinnacle Bank 3 offices in KY 360 E 8th Avenue, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, Jumbo, HELOC	25 +10 HELOCs	0%	100%	$255,000	View
Armed Forces Bank, N.A. 1 office in KY 131 Gold Vault Rd, Fort Knox, KY 40121 A+5.0 ★Texas Ratio: 4.81%	FHA, VA	15	0%	83.3%	$375,000	View
Banterra Bank 2 offices in KY 3151 Parisa Dr, Paducah, KY 42003 A4.7 ★Texas Ratio: 4.32%	Conventional, Jumbo	13	0%	82.6%	$215,000	View
First Federal Savings Bank 1 office in KY 2555 Us 41 N, Henderson, KY 42420 A+5.0 ★Texas Ratio: 2.12%	Conventional	4	0%	100%	$105,000	View
Burke & Herbert Bk & Tr Co 1 office in KY 1705 Bypass Rd, Winchester, KY 40391 A5.0 ★Texas Ratio: 7.39%	Conventional, HELOC	2 +6 HELOCs	0%	100%	$105,000	View
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	6,047 +2 HELOCs	8.1%	80.5%	$165,000
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo, HELOC	4,797 +66 HELOCs	6.4%	89.3%	$245,000
Mortgage Research Center	Conventional, FHA, VA, USDA, Jumbo	1,786	2.4%	73.5%	$255,000
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	1,264	1.7%	85.5%	$245,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, USDA, Jumbo	1,177	1.6%	95.7%	$235,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	1,150	1.5%	26.7%	$135,000
New American Funding, LLC.	Conventional, FHA, VA, USDA, Jumbo, HELOC	1,146 +17 HELOCs	1.5%	84.1%	$185,000
Pennymac Loan Services LLC	Conventional, FHA, VA, USDA, Jumbo	1,114	1.5%	80.5%	$195,000
Union Home Mortgage Corp.	Conventional, FHA, VA, USDA, HELOC	991 +18 HELOCs	1.3%	91.8%	$255,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA, USDA, Jumbo, HELOC	871 +134 HELOCs	1.2%	86.3%	$245,000	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	846 +18 HELOCs	1.1%	94.9%	$245,000
Nationstar Mortgage	Conventional, FHA, VA	660	0.9%	85%	$95,000
loanDepot.com LLC	Conventional, FHA, VA, USDA, Jumbo	588	0.8%	67.6%	$125,000
T2 Financial LLC	Conventional, FHA, VA, USDA, Jumbo	587	0.8%	94.9%	$245,000
Newrez LLC	Conventional, FHA, VA, USDA, Jumbo	560	0.7%	63.9%	$205,000
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA, Jumbo	548	0.7%	88.9%	$245,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	515 +139 HELOCs	0.7%	75.4%	$225,000
Amerisave Mortgage Company	Conventional, FHA, VA, Jumbo, HELOC	508 +7 HELOCs	0.7%	35.1%	$95,000
Everett Financial, Inc.	Conventional, FHA, VA, USDA, HELOC	491 +6 HELOCs	0.7%	94.1%	$155,000
21St Mortgage	Conventional	484	0.6%	23.4%	$95,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo	472	0.6%	88.6%	$235,000
Lower, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	441 +5 HELOCs	0.6%	87.9%	$255,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA, USDA, Jumbo	414	0.6%	98.6%	$255,000	View
The Loan Store, Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	401 +30 HELOCs	0.5%	93.4%	$255,000
Interlinc Mortgage Services, LLC	Conventional, FHA, VA, USDA, Jumbo	389	0.5%	97.5%	$265,000
Atlantic Bay Mortgage Group	Conventional, FHA, VA, USDA	389	0.5%	96.8%	$225,000
Kind Lending, LLC	Conventional, FHA, VA, USDA, Jumbo	381	0.5%	77.2%	$235,000
First Community Mortgage, Inc.	Conventional, FHA, VA, USDA, Jumbo	377	0.5%	94%	$235,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, USDA, Jumbo	340	0.5%	89.5%	$265,000
Gershman Investment Corp.	Conventional, FHA, VA, USDA	328	0.4%	95.1%	$145,000
American Financial Resources LLC	Conventional, FHA, VA, USDA	316	0.4%	93%	$235,000
Provident Funding Associates	Conventional	314	0.4%	93%	$335,000
Movement Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	290 +14 HELOCs	0.4%	95.8%	$205,000
Equity Prime Mortgage LLC	Conventional, FHA, VA, USDA	288	0.4%	86.8%	$185,000
Republic State Mortgage Company	Conventional, FHA, VA, USDA	285	0.4%	96%	$205,000
Pike Creek Mortgage Services, Inc.	Conventional, FHA, VA, USDA	273	0.4%	95.8%	$245,000
Carrington Mortgage Services LLC	Conventional, FHA, VA, USDA	254	0.3%	48.5%	$145,000
Planet Home Lending, LLC	Conventional, FHA, VA, USDA, Jumbo	253	0.3%	82.4%	$235,000
Paramount Residential Mortgage	Conventional, FHA, VA, USDA, Jumbo	248	0.3%	93.9%	$255,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	246	0.3%	73.1%	$215,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	243	0.3%	51.6%	$205,000
Success Mortgage Partners, Inc	Conventional, FHA, VA, USDA	224	0.3%	100%	$185,000
New Day Financial, LLC.	VA, Jumbo	212	0.3%	49.5%	$235,000
Acrisure Mortgage, LLC	Conventional, FHA, VA, USDA	208	0.3%	98.1%	$325,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	204	0.3%	67.3%	$285,000	View
Nfm, Inc	Conventional, FHA, VA, USDA	202	0.3%	98.6%	$255,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	201	0.3%	85.6%	$305,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA, USDA, Jumbo	194	0.3%	95.1%	$245,000	View
Ruoff Mortgage Company	Conventional, FHA, VA, USDA	187	0.3%	90.4%	$235,000
Spring Eq, LLC	Conventional, HELOC	184 +86 HELOCs	0.2%	41%	$55,000
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	176 +17 HELOCs	0.2%	95.6%	$225,000
Pulte Mortgage LLC	Conventional, FHA, VA	174	0.2%	86.2%	$355,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA, USDA	171	0.2%	79%	$235,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	167	0.2%	72.7%	$125,000	View
Das Acquisition Company, LLC	Conventional, FHA, VA, USDA	166	0.2%	99.5%	$215,000
Bay Equity LLC	Conventional, FHA, VA, USDA	166	0.2%	93.8%	$215,000
Click n' Close, Inc.	Conventional, FHA, VA, USDA	160	0.2%	92.6%	$185,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, USDA	159	0.2%	91%	$195,000	View
Primary Residential Mortgage, INC.	Conventional, FHA, VA, USDA	156	0.2%	88.1%	$185,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	152	0.2%	70.5%	$195,000	View
EMM Loans LLC	Conventional, FHA, VA, USDA, Jumbo	140	0.2%	88.8%	$215,000
Mortgage Investors Group	Conventional, FHA, VA, USDA	140	0.2%	93.7%	$245,000
Premier Lending Inc.	Conventional, FHA, VA, USDA	132	0.2%	99.3%	$205,000
Polaris Home Funding Corp.	Conventional, FHA, VA, USDA	131	0.2%	93.3%	$205,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA, USDA	130	0.2%	96.3%	$295,000	View
Royal United Mortgage LLC	Conventional, FHA, VA	128	0.2%	76.4%	$105,000
Churchill Mortgage Corporation	Conventional, FHA, VA, USDA	128	0.2%	97.3%	$175,000
Union Savings Bank	Conventional, FHA, VA, Jumbo, HELOC	127 +40 HELOCs	0.2%	97%	$265,000
Primelending	Conventional, FHA, VA, USDA	127	0.2%	91.4%	$235,000
Goprime Mortgage, Inc.	Conventional, FHA, VA, USDA	127	0.2%	84.2%	$195,000
Village Capital & Investment	FHA, VA	126	0.2%	69%	$255,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA, Jumbo, HELOC	120 +1 HELOCs	0.2%	79.9%	$275,000	View
Discover Bank	Conventional	110	0.1%	21.4%	$55,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	109 +106 HELOCs	0.1%	77.3%	$155,000	View
Zillow Home Loans, LLC	Conventional, FHA, VA	107	0.1%	90%	$195,000
FirstTrust Home Loans	Conventional, FHA, VA, USDA	96	0.1%	100%	$215,000
Mortgage Solutions of Colorado	Conventional, FHA, VA	94	0.1%	94.2%	$215,000
Geneva Financial LLC	Conventional, FHA, VA, USDA	89	0.1%	98.9%	$215,000
Fortera Federal Credit Union A+5.0 ★Texas Ratio: 3.76%	Conventional, VA, HELOC	88 +48 HELOCs	0.1%	72.8%	$65,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	88	0.1%	80.9%	$255,000
AdvantageFirst Lending Inc	Conventional, FHA, VA	88	0.1%	66.7%	$245,000
Top Flite Financial, Inc.	Conventional, FHA, VA, USDA	85	0.1%	84.3%	$155,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, USDA	83	0.1%	90.4%	$265,000
Guild Mortgage Company	Conventional, FHA, VA, USDA	83	0.1%	92.7%	$185,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	80	0.1%	89.9%	$305,000	View
Envoy Mortgage, Ltd	Conventional, FHA, VA	79	0.1%	90.8%	$265,000
Cardinal Financial Company, Li	Conventional, FHA, VA	77	0.1%	87.3%	$205,000
Tjc Mortgage Inc	Conventional, FHA, VA, USDA	77	0.1%	96.2%	$225,000
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	74 +13 HELOCs	0.1%	63%	$255,000
Triad Financial Services, Inc.	Conventional	74	0.1%	40.3%	$65,000
PHH Mortgage Corporation	Conventional, FHA, VA	74	0.1%	87.5%	$195,000
Desco Federal Credit Union	Conventional, VA	71	0.1%	90.2%	$135,000
Heritage Federal Credit Union C-3.6 ★Texas Ratio: 31.27%	Conventional	71	0.1%	72.3%	$105,000	View
American Financing Corporation	Conventional, FHA, VA	70	0.1%	46.6%	$175,000
Endeavor Capital, LLC	Conventional, FHA, VA	70	0.1%	89.7%	$195,000
Texana Bank	Conventional, FHA, VA	69	0.1%	90.7%	$275,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA, Jumbo	69	0.1%	100%	$285,000
American Pacific Mortgage Corporation	Conventional, FHA, VA, USDA, Jumbo	68	0.1%	81.9%	$265,000
Nbkc Bank	Conventional, VA, Jumbo	67	0.1%	82.9%	$385,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, VA, HELOC	64 +229 HELOCs	0.1%	90.1%	$225,000	View
American Financial Network, Inc.	Conventional, FHA, VA, USDA	64	0.1%	85.3%	$225,000
Mortgage Masters of Indiana Inc	Conventional, FHA, VA, USDA	64	0.1%	97%	$165,000
Towne Mortgage Company	Conventional, FHA, VA, USDA	63	0.1%	89.4%	$225,000
The Mortgage Warehouse, LLC	Conventional, FHA, VA	61	0.1%	96.8%	$255,000
Sage Home Loans Corporation	Conventional, FHA	60	0.1%	84.1%	$315,000
1st Signature Lending, LLC	Conventional, FHA, VA, USDA	57	0.1%	98.3%	$235,000
Park Lane Finance SolutionsLLC	Conventional	57	0.1%	65.8%	$75,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	54	0.1%	85.7%	$295,000	View
Cinfed Federal Credit Union	Conventional, Jumbo, HELOC	53 +82 HELOCs	0.1%	91.4%	$215,000
Dart Bank	Conventional, FHA, VA, Jumbo	53	0.1%	90%	$255,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	53	0.1%	98.1%	$185,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	52	0.1%	86.7%	$185,000	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA, USDA	51	0.1%	84.8%	$225,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, USDA, Jumbo, HELOC	50 +2 HELOCs	0.1%	68.8%	$235,000	View
Ross Mortgage Corporation	Conventional, FHA, VA, USDA	50	0.1%	86.9%	$275,000
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA, USDA	50	0.1%	67.6%	$205,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional, FHA, USDA	48	0.1%	52.7%	$175,000
Southwest Stage Funding LLC	Conventional, FHA	48	0.1%	87.6%	$145,000
Synergy One Lending, Inc.	Conventional, FHA, VA, Jumbo	47	0.1%	94%	$175,000
Inspire Home Loans Inc.	Conventional, FHA, VA, USDA	47	0.1%	100%	$255,000
Kemba Credit Union A+5.0 ★Texas Ratio: 2.56%	Conventional, HELOC	46 +46 HELOCs	0.1%	82.5%	$155,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	46 +1 HELOCs	0.1%	95.8%	$515,000	View
Nations Lending Corporation	Conventional, FHA, VA	46	0.1%	91.2%	$195,000
General Electric Credit Union	Conventional, Jumbo, HELOC	45 +127 HELOCs	0.1%	85.7%	$125,000
Credit Human Federal Credit Un	Conventional	44	0.1%	11%	$95,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA, Jumbo	44	0.1%	91.7%	$205,000	View
The Home Savings and Loan Company of Kenton, Ohio	Conventional, Jumbo	43	0.1%	95.6%	$185,000
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	42 +65 HELOCs	0.1%	66.7%	$265,000
SWBC Mortgage Corporation	Conventional, FHA, VA, USDA	41	0.1%	95.6%	$225,000
Canopy Mortgage, LLC	Conventional, FHA, VA, USDA	41	0.1%	100%	$185,000
Bayshore Mortgage Funding	Conventional, FHA, VA, USDA	40	0.1%	93%	$185,000
ClearPath Lending	Conventional, VA	40	0.1%	93%	$235,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA, VA	39	0.1%	90.9%	$225,000	View
Southwest Funding LP	Conventional, FHA, VA	39	0.1%	87.5%	$235,000
The State Bank & Trust Company A+5.0 ★Texas Ratio: 1.99%	Conventional, FHA	36	0%	94.7%	$255,000	View
Leaderone Financial Corp.	Conventional, FHA, VA, USDA	34	0%	85%	$195,000
Communityamerica Federal Credit Union	Conventional, HELOC	32 +18 HELOCs	0%	78%	$165,000
Lakeview Community Capital	Conventional, FHA, VA	32	0%	97.1%	$275,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA, USDA	32	0%	100%	$215,000	View
Riverhills Bank A+5.0 ★Texas Ratio: 0.96%	Conventional, FHA, VA	32	0%	97.2%	$235,000	View
Zippy Loans, LLC	Conventional	30	0%	26.1%	$35,000
Loanunited.Com, LLC	Conventional, FHA, VA	30	0%	76.9%	$225,000
Reliance First Capital, LLC	Conventional, FHA, VA	30	0%	86.8%	$185,000
Tomo Mortgage LLC	Conventional, FHA	30	0%	86.1%	$265,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, Jumbo, HELOC	29 +18 HELOCs	0%	93.8%	$395,000	View
Acopia, LLC	Conventional, FHA, VA, USDA	28	0%	96.8%	$225,000
CSL Financial, LLC	Conventional	27	0%	15.1%	$95,000
Wright Patt Credit Union Inc	Conventional, VA, HELOC	26 +9 HELOCs	0%	93.3%	$225,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA, Jumbo	25	0%	96.2%	$325,000	View
Resicentral LLC	Conventional, FHA, VA	25	0%	100%	$265,000
myCUmortgage	Conventional, FHA	25	0%	89.3%	$165,000
Legacy Home Loans, LLC	Conventional, FHA, VA	25	0%	92.6%	$255,000
Sibcy Cline Mortgage Services, Inc.	Conventional, FHA, VA, Jumbo	25	0%	96.2%	$275,000
Civista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, Jumbo, HELOC	24 +6 HELOCs	0%	92.9%	$405,000	View
Pentagon Federal Credit Union	Conventional, FHA, VA, HELOC	23 +30 HELOCs	0%	46%	$245,000
Lcnb National Bank A+5.0 ★Texas Ratio: 2.05%	Conventional	23	0%	92.6%	$235,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	23	0%	95.8%	$775,000	View
Guidance Residential, LLC	Conventional	22	0%	91.7%	$265,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA, USDA	22	0%	78.6%	$115,000	View
Centra Credit Union A+5.0 ★Texas Ratio: 3.12%	Conventional, HELOC	21 +15 HELOCs	0%	95.5%	$165,000	View
Weichert Financial Services	Conventional, FHA, VA	21	0%	95.5%	$335,000
Gvc Mortgage, Inc.	Conventional, FHA, VA, USDA	20	0%	95.2%	$165,000
Securitynational Mortgage Company	Conventional, FHA, VA	20	0%	60.6%	$155,000
Nations Direct Mortgage, LLC	Conventional, FHA, VA	20	0%	74.1%	$285,000
Superior Credit Union, Inc.	Conventional, HELOC	19 +5 HELOCs	0%	90.9%	$205,000
First Alliance Home Mortgage, LLC	Conventional, FHA	19	0%	100%	$185,000
Warsaw Federal Savings and Loan Association A5.0 ★Texas Ratio: 10.25%	Conventional, Jumbo	19	0%	90.5%	$245,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA, VA	19	0%	100%	$195,000	View
Ocmbc, Inc.	Conventional, FHA, VA	18	0%	88.5%	$235,000
Agfirst Farm Credit Bank	Conventional	18	0%	85.7%	$265,000
Mission Loans, LLC	Conventional, FHA, VA	18	0%	95%	$175,000
First Guaranty Bank	Conventional	18	0%	76%	$125,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	18	0%	94.7%	$505,000	View
Tammac Holdings Corporation	Conventional	18	0%	23.1%	$75,000
AmWest Funding Corp	Conventional, Jumbo, HELOC	17 +1 HELOCs	0%	94.4%	$305,000
Florida Capital Bank, N.A	Conventional, FHA, VA	17	0%	95.2%	$255,000
JMAC Lending, Inc.	Conventional, FHA, VA, USDA	17	0%	89.5%	$285,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	16 +2 HELOCs	0%	100%	$625,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	16	0%	76.2%	$385,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, FHA, Jumbo, HELOC	15 +5 HELOCs	0%	93.8%	$335,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	15	0%	93.8%	$265,000
SIRVA Mortgage, Inc.	Conventional, FHA, VA	15	0%	90.5%	$345,000
1st National Bank	Conventional, FHA	15	0%	93.8%	$285,000
First Commonwealth Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	14 +4 HELOCs	0%	87.5%	$265,000	View
Altra Federal Credit Union	Conventional, VA, HELOC	14 +4 HELOCs	0%	88.2%	$145,000
Servion	Conventional, FHA, VA	14	0%	100%	$175,000
Deephaven Mortgage LLC	Conventional, Jumbo	14	0%	70%	$225,000
First State Bank of the Southeast	Conventional	14	0%	73.7%	$115,000
City 1st Mortgage Services, LC	Conventional, FHA, VA, USDA	14	0%	87.5%	$225,000
Flat Branch Mortgage, Inc.	Conventional, FHA, VA, USDA, Jumbo	14	0%	100%	$185,000
Legends Bank A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	14	0%	88.2%	$315,000	View
Transportation Federal Credit Union	Conventional	14	0%	77.8%	$85,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	14	0%	93.3%	$205,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA, VA, USDA	14	0%	93.3%	$185,000	View
Nexera Holding LLC	Conventional, FHA	14	0%	87.5%	$215,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	13 +2 HELOCs	0%	81.2%	$225,000	View
United Trust Bank	Conventional, FHA, VA	13	0%	77.8%	$205,000
Rapid Mortgage Company	Conventional, FHA	13	0%	100%	$255,000
Member First Mortgage, LLC	Conventional, FHA, VA	13	0%	78.9%	$205,000
RoundPoint Mortgage Servicing LLC	Conventional, FHA	13	0%	86.7%	$185,000
Delta Community Credit Union	Conventional, HELOC	12 +9 HELOCs	0%	70.6%	$145,000
Panorama Mortgage Group, LLC	Conventional, FHA	12	0%	100%	$205,000
Premier Mortgage Resources, LLC	Conventional, FHA, VA, USDA	12	0%	100%	$205,000
RMC Home Mortgage, LLC	Conventional, FHA	12	0%	92.3%	$315,000
Oceanside Mortgage Company	FHA	12	0%	100%	$185,000
Calcon Mutual Mortgage LLC	Conventional, FHA, VA	12	0%	70.6%	$225,000
American Internet Mortgage, Inc.	Conventional	12	0%	80%	$225,000
Iserve Residential Lending	Conventional, FHA, VA, USDA	12	0%	93.3%	$235,000
Right Start Mortgage, Inc	Conventional, FHA, VA, USDA	12	0%	92.3%	$165,000
Indiana Members Credit Union	Conventional, Jumbo, HELOC	11 +2 HELOCs	0%	100%	$195,000
Performance Equity Partners, Inc.	Conventional	11	0%	29.4%	$65,000
Cincinnati Ohio Police Federal Credit Union	Conventional	11	0%	100%	$65,000
Publix Employees Federal Credit Union	Conventional	11	0%	80%	$245,000
Schumacher Mortgage LLC	Conventional, FHA, VA, Jumbo	11	0%	100%	$485,000
Genway Home Mortgage, Inc.	Conventional, FHA, VA	11	0%	68.8%	$265,000
Macon Bank and Trust Company	Conventional, Jumbo	10	0%	100%	$75,000
Sfmc, LP	Conventional, FHA, USDA	10	0%	100%	$225,000
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	9	0%	100%	$225,000
Michigan Mutual, Inc	Conventional, USDA	9	0%	90%	$225,000
Servis One, Inc A5.0 ★Texas Ratio: 10.24%	Conventional, FHA, VA	9	0%	75%	$225,000	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	9	0%	100%	$285,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional, FHA	9	0%	100%	$365,000	View
Baxter Credit Union	Conventional, HELOC	8 +4 HELOCs	0%	64.7%	$75,000
Equity Resources Inc	Conventional, FHA, VA	8	0%	88.9%	$255,000
Sharefax Credit Union	Conventional	8	0%	100%	$95,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA, USDA	8	0%	100%	$215,000
ALCOVA Mortgage, LLC	Conventional, FHA, USDA	8	0%	78.6%	$185,000
Filo Mortgage, LLC	Conventional, FHA, VA, Jumbo	8	0%	100%	$525,000
Western Ohio Mortgage Corp	Conventional, FHA, VA, USDA	8	0%	80%	$195,000
Nqm Funding, LLC	Conventional	8	0%	100%	$255,000
Strong Home Mortgage, LLC	Conventional, FHA, VA	8	0%	88.9%	$315,000
First National Bank of Middle Tennessee	Conventional, FHA, VA	8	0%	88.9%	$275,000
Shoreham Bank	Conventional, FHA	8	0%	100%	$25,000
BoxCar Mortgage, LLC	Conventional, FHA, VA	8	0%	88.9%	$115,000
The Farmers Bank A5.0 ★Texas Ratio: 7.13%	Conventional, FHA, USDA	8	0%	81.8%	$185,000	View
V.I.P. Mortgage, Inc.	Conventional, FHA, USDA	8	0%	100%	$215,000
Citadel Servicing Corporation	Conventional, Jumbo	8	0%	100%	$275,000
Valon Mortgage	Conventional, FHA, HELOC	7 +16 HELOCs	0%	77.8%	$185,000
First State Bank	Conventional, HELOC	7 +16 HELOCs	0%	77.8%	$95,000
Digital Federal Credit Union	Conventional, HELOC	7 +5 HELOCs	0%	87.5%	$175,000
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo, HELOC	7 +2 HELOCs	0%	100%	$415,000	View
Eastman Credit Union	Conventional, HELOC	7 +2 HELOCs	0%	77.8%	$185,000
Cadence Bank	Conventional, VA	7	0%	100%	$665,000
Ubank A+5.0 ★Texas Ratio: 3.86%	Conventional	7	0%	87.5%	$45,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, VA	7	0%	87.5%	$215,000	View
Allied Mortgage Group, Inc	Conventional, FHA, VA	7	0%	90%	$205,000
Home Mortgage Alliance Corp (Hmac)	Conventional, VA	7	0%	100%	$275,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	7	0%	100%	$205,000	View
Intercoastal Mortgage, LLC	Conventional, FHA, VA	7	0%	88.9%	$245,000
First Colony Mortgage Corporat	Conventional, FHA, VA	7	0%	91.7%	$265,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, VA, USDA	7	0%	100%	$275,000	View
Pathways Financial Credit Union	Conventional, HELOC	6 +5 HELOCs	0%	75%	$115,000
Citizens Equity First Credit U	Conventional, HELOC	6 +3 HELOCs	0%	85.7%	$155,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	6	0%	100%	$225,000	View
Brighton Bank	Conventional, FHA, VA	6	0%	100%	$265,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	6	0%	100%	$215,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, VA	6	0%	87.5%	$365,000	View
Data Mortgage, Inc	FHA, VA	6	0%	100%	$225,000
Homestead Funding Corp.	Conventional	6	0%	100%	$285,000
Beeline Loans, Inc.	Conventional	6	0%	37.5%	$315,000
Lendsure Mortgage Corp.	Conventional	6	0%	100%	$245,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	6	0%	100%	$195,000	View
Cfbank NA ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55%	Conventional	6	0%	85.7%	$145,000	View
Gmfs, LLC	Conventional, FHA, USDA	6	0%	100%	$175,000
Toyota Financial Savings Bank	Conventional	6	0%	75%	$205,000
Leaders Credit Union A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA, HELOC	5 +2 HELOCs	0%	71.4%	$195,000	View
Genisys Credit Union	Conventional, Jumbo, HELOC	5 +1 HELOCs	0%	100%	$725,000
Simmons Bank A+5.0 ★Texas Ratio: 5.33%	Conventional, FHA, USDA, HELOC	5 +1 HELOCs	0%	83.3%	$165,000	View
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	5	0%	83.3%	$645,000	View
The Union Bank Company A+5.0 ★Texas Ratio: 0.68%	Conventional, FHA	5	0%	100%	$365,000	View
Greenstate Credit Union	Conventional, FHA, VA	5	0%	100%	$345,000
General Mortgage Capital Corporation	Conventional	5	0%	100%	$325,000
VanDyk Mortgage Corporation	Conventional, FHA	5	0%	100%	$185,000
Real Genius LLC	Conventional	5	0%	100%	$355,000
Total Mortgage Services, LLC	Conventional, FHA, VA	5	0%	100%	$245,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	5	0%	100%	$205,000
Milend, Inc	Conventional, FHA, VA	5	0%	41.2%	$195,000
The New Washington State Bank A5.0 ★Texas Ratio: 10.00%	Conventional	5	0%	100%	$155,000	View
Uif Corporation	Conventional	5	0%	83.3%	$205,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	5	0%	62.5%	$225,000	View
The Friendship State Bank A+5.0 ★Texas Ratio: 2.97%	Conventional	5	0%	100%	$275,000	View
RBC Bank (Georgia), N.A.	Conventional	5	0%	100%	$285,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	5	0%	100%	$315,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional, FHA, Jumbo	5	0%	100%	$375,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	5	0%	100%	$365,000	View
Y-12 Federal Credit Union A+5.0 ★Texas Ratio: 3.67%	Conventional, HELOC	4 +10 HELOCs	0%	57.1%	$85,000
First Savings Bank	Conventional, HELOC	4 +7 HELOCs	0%	100%	$345,000
Wellworth Bank	Conventional, HELOC	4 +5 HELOCs	0%	100%	$75,000
Connexus Credit Union	Conventional, HELOC	4 +4 HELOCs	0%	23.5%	$65,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	4 +2 HELOCs	0%	66.7%	$285,000	View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional, HELOC	4 +1 HELOCs	0%	80%	$45,000	View
Bank of Springfield A5.0 ★Texas Ratio: 13.68%	Conventional	4	0%	100%	$355,000	View
All Credit Considered Mortgage, Inc.	Conventional	4	0%	100%	$235,000
First National Bank of Oneida	Conventional	4	0%	100%	$95,000
Builtwell Bank	Conventional	4	0%	100%	$55,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	4	0%	100%	$255,000	View
3rd Street Financial Corp	Conventional, FHA	4	0%	100%	$275,000
Atomic Credit Union, Inc	Conventional	4	0%	28.6%	$235,000
Waterstone Mortgage Corporation	Conventional, FHA	4	0%	100%	$195,000
FCN Bank A+5.0 ★Texas Ratio: 0.13%	Conventional, Jumbo	4	0%	100%	$255,000	View
Hometown Equity Mortgage, LLC	Conventional, FHA	4	0%	40%	$155,000
The Mortgage Firm	Conventional, FHA	4	0%	100%	$285,000
First Federal Bank A+5.0 ★Texas Ratio: 3.11%	Conventional, VA	4	0%	100%	$285,000	View
Security Bank and Trust Company A+5.0 ★Texas Ratio: 0.12%	Conventional	4	0%	100%	$55,000	View
First Federal S&L of Lakewood A+5.0 ★Texas Ratio: 4.66%	Conventional	4	0%	100%	$365,000	View
Sterling United FCU	Conventional	4	0%	80%	$165,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	4	0%	100%	$125,000	View
Nationwide Mortgage Bankers, Inc.	Conventional	4	0%	100%	$125,000
Appalachian Community Federal Credit Union	Conventional	4	0%	80%	$45,000
ClearEdge Lending LLC	Conventional	4	0%	100%	$225,000
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	4	0%	80%	$445,000	View
Compass Mortgage, Inc.	Conventional, Jumbo	4	0%	100%	$425,000
Grand Bank for Savings, FSB	Conventional	4	0%	100%	$95,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional, FHA	3	0%	100%	$175,000	View
Residential Wholesale Mortgage	Conventional, FHA	3	0%	100%	$295,000
Affordable Mortgage Advisors	Conventional, VA	3	0%	100%	$165,000
Countryplace Mortgage, Ltd.	Conventional, FHA	3	0%	20%	$155,000
NOVA Financial & Investment Corporation	Conventional	3	0%	75%	$85,000
Orchard Mortgage, LLC	Conventional	3	0%	100%	$325,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional, FHA	3	0%	100%	$175,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	3	0%	75%	$295,000	View
HomeXpress Mortgage Corp.	Conventional	3	0%	50%	$195,000
MortgageCountry	Conventional, FHA, Jumbo	3	0%	100%	$275,000
LoanFlight Lending, LLC.	Conventional, FHA	3	0%	75%	$505,000
Illinois State Credit Union	Conventional	3	0%	100%	$145,000
BMI Federal Credit Union	Conventional	3	0%	100%	$225,000
American Heritage Lending, LLC	Conventional	3	0%	85.7%	$175,000
Bank of Tennessee A+5.0 ★Texas Ratio: 4.09%	Conventional, FHA	3	0%	100%	$175,000	View
Farmers and Miners Bank	Conventional	3	0%	100%	$505,000
Castle & Cooke Mortgage, LLC	Conventional, FHA	3	0%	75%	$165,000
Community Mortgage Corporation	Conventional	3	0%	100%	$305,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	VA, Jumbo	3	0%	100%	$1,605,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional, FHA	3	0%	100%	$135,000	View
Ohio Valley Bank A5.0 ★Texas Ratio: 10.78%	Conventional	3	0%	100%	$185,000	View
The Northern Trust Co A4.7 ★Texas Ratio: 0.83%	Conventional	3	0%	100%	$105,000	View
Trustmark Bank A+5.0 ★Texas Ratio: 2.40%	Conventional, VA	3	0%	75%	$285,000	View
Logan Finance Corporation	Conventional	3	0%	100%	$165,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional, VA, USDA	3	0%	100%	$315,000	View
Lnb Community Bank A+5.0 ★Texas Ratio: 1.88%	Conventional	3	0%	100%	$205,000	View
Cincinnatus Savings & Loan A+5.0 ★Texas Ratio: 1.17%	Conventional	3	0%	100%	$195,000	View
Commercial Bank & Trust Company	Conventional	3	0%	100%	$235,000
Valley Central Bank A5.0 ★Texas Ratio: 8.10%	Conventional	3	0%	75%	$225,000	View
Angel Oak Mortgage Solutions LLC	Conventional	3	0%	42.9%	$405,000
First National Bank of Omaha A+5.0 ★Texas Ratio: 4.82%	Conventional	3	0%	75%	$215,000	View
North Side Bank & Trust Company	Conventional, HELOC	2 +25 HELOCs	0%	50%	$35,000
Quorum Federal Credit Union	Conventional, HELOC	2 +20 HELOCs	0%	100%	$135,000
Tower Federal Credit Union	Conventional, HELOC	2 +4 HELOCs	0%	100%	$105,000
Atlanta Postal Credit Union	Conventional, HELOC	2 +4 HELOCs	0%	40%	$35,000
Service Federal Credit Union A5.0 ★Texas Ratio: 10.24%	Conventional, VA, HELOC	2 +3 HELOCs	0%	66.7%	$55,000	View
Empeople Credit Union	Conventional, HELOC	2 +3 HELOCs	0%	50%	$105,000
Usalliance Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0%	100%	$55,000
Purdue Federal Cu	Conventional, HELOC	2 +1 HELOCs	0%	100%	$115,000
United Bank Va A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0%	100%	$145,000	View
CommonWealth One Federal Credit Union	Conventional	2	0%	40%	$35,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	2	0%	100%	$465,000	View
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	FHA	2	0%	100%	$265,000	View
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	Conventional	2	0%	66.7%	$525,000	View
Carrollton Bank A+5.0 ★Texas Ratio: 3.58%	Conventional	2	0%	100%	$135,000	View
Success Lending, LLC	Conventional	2	0%	100%	$165,000
Go Mortgage, LLC	Conventional	2	0%	100%	$125,000
MortgageOne, Inc	VA	2	0%	100%	$285,000
Compeer Financial	Conventional	2	0%	100%	$585,000
Norwich Commercial Group Inc	VA	2	0%	66.7%	$245,000
Fed Ex Employees Credit Association	Conventional	2	0%	100%	$75,000
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0%	100%	$125,000	View
Princeton Mortgage Corporation	Conventional, FHA	2	0%	100%	$5,000
Diamond Residential Mtg Corp	Conventional, FHA	2	0%	100%	$135,000
Assurance Financial Group, L.L.C.	Conventional, FHA	2	0%	100%	$125,000
Plus Relocation Mortgage, LLC	Conventional	2	0%	100%	$345,000
First Ohio Home Finance	Conventional, FHA	2	0%	100%	$165,000
Christian Community Credit Union	Conventional	2	0%	100%	$75,000
Mortgage 1 Incorporated	Conventional	2	0%	50%	$295,000
Advisors Mortgage Group, LLC	Conventional	2	0%	100%	$285,000
New Wave Lending Group Inc	Conventional	2	0%	100%	$285,000
Ez Fundings Inc	Conventional	2	0%	100%	$105,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	2	0%	100%	$185,000	View
The Hometown Savings Bank B+4.2 ★Texas Ratio: 6.19%	Conventional	2	0%	100%	$295,000	View
First State Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0%	100%	$175,000	View
Tennessee Valley Federal C U	Conventional	2	0%	66.7%	$105,000
Traditions First Bank A+5.0 ★Texas Ratio: 0.11%	Conventional	2	0%	100%	$205,000	View
AurGroup Financial Credit Union	Conventional	2	0%	100%	$65,000
Justice Federal Credit Union	Conventional	2	0%	100%	$125,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	2	0%	100%	$375,000	View
Evansville Federal Credit Unio	Conventional	2	0%	100%	$145,000
Stg Mortgage Inc	Conventional, FHA	2	0%	100%	$185,000
Cis Financial Services, Inc.	Conventional	2	0%	100%	$75,000
Encompass Lending Group, L.P.	Conventional	2	0%	100%	$205,000
Community Banc Mortgage Corp	Conventional	2	0%	66.7%	$85,000
Franklin Loan Corporation	Conventional, VA, Jumbo	2	0%	100%	$165,000
Mortgage Equity Partners LLC	Conventional, FHA	2	0%	66.7%	$5,000
Fay Servicing LLC	Conventional, FHA	2	0%	66.7%	$195,000
First Citizens National Bank	USDA	2	0%	100%	$125,000
Peoples Bank of Kankakee County B3.8 ★Texas Ratio: 2.49%	Conventional	2	0%	100%	$355,000	View
Victorian Finance, LLC	Conventional, FHA	2	0%	100%	$135,000
Sente Mortgage, Inc.	FHA	2	0%	50%	$175,000
Associated Bank NA A+5.0 ★Texas Ratio: 3.45%	Conventional, VA	2	0%	100%	$365,000	View
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	2	0%	100%	$85,000	View
The Poca Valley Bank ★ 5 stars, 1 review A4.9 ★Texas Ratio: 5.30%	Conventional	2	0%	100%	$355,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, VA	2	0%	100%	$295,000	View
Peoples National Bank, N.A. A5.0 ★Texas Ratio: 9.39%	Conventional	2	0%	100%	$255,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	2	0%	100%	$285,000
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional	2	0%	100%	$285,000	View
Ascend Federal Credit Union	Conventional	2	0%	75%	$185,000
United Nations Federal CU	Conventional	2	0%	100%	$365,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0%	100%	$255,000	View
Volunteer Bank A+5.0 ★Texas Ratio: 3.34%	Conventional	2	0%	66.7%	$45,000	View
The Mortgage Link, Inc.	Conventional, FHA	2	0%	100%	$225,000
American Airlines Federal Cred	Conventional, HELOC	1 +2 HELOCs	0%	100%	$455,000
Kinecta Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$235,000
Affinity Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$285,000
The Farmers & Merchants State Bank	Conventional, HELOC	1 +1 HELOCs	0%	100%	$255,000
United Community Bank A+5.0 ★Texas Ratio: 2.97%	FHA, HELOC	1 +1 HELOCs	0%	33.3%	$165,000	View
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	12.5%	$1,105,000	View
Star Financial Bank A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +1 HELOCs	0%	50%	$255,000	View
First American Bank A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$125,000	View
Studio Bank A5.0 ★Texas Ratio: 11.28%	Conventional	1	0%	100%	$485,000	View
Blue Ridge Bank A5.0 ★Texas Ratio: 8.11%	Conventional	1	0%	100%	$165,000	View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0%	100%	$195,000	View
North Shore Trust & Savings A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$285,000	View
The Bank of Missouri A5.0 ★Texas Ratio: 9.58%	Conventional	1	0%	100%	$245,000	View
First State Bank A5.0 ★Texas Ratio: 6.84%	Conventional	1	0%	100%	$165,000	View
Skyla Federal Credit Union	Conventional	1	0%	100%	$55,000
Clear Mountain Bank A+5.0 ★Texas Ratio: 2.01%	Conventional	1	0%	100%	$275,000	View
Alameda Mortgage Corporation	VA	1	0%	100%	$645,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$435,000	View
BTC Bank A5.0 ★Texas Ratio: 6.76%	Conventional	1	0%	100%	$315,000	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0%	50%	$955,000	View
Keypoint Credit Union	Conventional	1	0%	100%	$145,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	FHA	1	0%	100%	$155,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0%	100%	$925,000	View
Msu Federal Credit Union	Conventional	1	0%	100%	$295,000
Somerville Bank ★ 5 stars, 1 review A5.0 ★Texas Ratio: 9.58%	Conventional	1	0%	100%	$385,000	View
Atlantic Coast Mortgage, LLC	Conventional	1	0%	100%	$65,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	VA	1	0%	100%	$35,000	View
Dieterich Bank B+4.7 ★Texas Ratio: 18.69%	Conventional	1	0%	100%	$155,000	View
Farmers Insurance Federal Credit Union	Conventional	1	0%	50%	$105,000
The FNB Community Bank A+5.0 ★Texas Ratio: 4.91%	Conventional	1	0%	100%	$455,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0%	100%	$185,000	View
Central Bank A+5.0 ★Texas Ratio: 2.72%	Conventional	1	0%	100%	$175,000	View
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0%	100%	$215,000	View
NuMark Credit Union	Conventional	1	0%	100%	$265,000
Signature Federal Credit Union	Conventional	1	0%	100%	$35,000
Siwell, Inc., dba Capital Mortgage Services of Tex	USDA	1	0%	100%	$145,000
Merchants National Bank	Conventional	1	0%	100%	$295,000
Liberty Bank	Conventional	1	0%	100%	$275,000
Southern First Bank A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0%	100%	$395,000	View
Advancial Federal Credit Union	Conventional	1	0%	100%	$535,000
National Police Federal Credit Union	Conventional	1	0%	100%	$505,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$465,000	View
Emporium Tpo LLC	Conventional	1	0%	100%	$215,000
Orion Federal Credit Union A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0%	100%	$575,000	View
Eustis Mortgage Corp	Conventional	1	0%	33.3%	$645,000
Longview Community Bank	Conventional	1	0%	100%	$35,000
Redwood Residential Acquisition Corporation	Conventional	1	0%	100%	$75,000
First State Bank of St Charles	Conventional, Jumbo	1	0%	100%	$815,000
Air Academy Federal Credit Union	Conventional	1	0%	100%	$245,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional	1	0%	100%	$435,000	View
MRV Banks F1.6 ★Texas Ratio: 56.27%	Conventional	1	0%	100%	$75,000	View
Scott Credit Union	Conventional	1	0%	100%	$455,000
AAFMAA Mortgage Services LLC	VA	1	0%	50%	$365,000
Iaa Credit Union	Conventional	1	0%	100%	$225,000
Michigan First Credit Union	Conventional	1	0%	100%	$445,000
Absolute Home Mortgage	Conventional	1	0%	100%	$345,000
Honor Credit Union	Conventional	1	0%	100%	$55,000
Royal Pacific Funding	FHA	1	0%	100%	$295,000
Intercap Lending Inc	Conventional	1	0%	100%	$735,000
Spring Valley Bank A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0%	50%	$205,000	View
Apci Federal Credit Union	Conventional	1	0%	100%	$125,000
Everence Federal Credit Union	Conventional	1	0%	100%	$95,000
The Farmers Bank & Savings Com A5.0 ★Texas Ratio: 7.49%	Conventional	1	0%	100%	$185,000	View
First Nebraska Bank A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0%	100%	$205,000	View
Southeast Financial Credit Union	Conventional	1	0%	100%	$75,000
Marlin Mortgage Capital, LLC	Conventional	1	0%	100%	$215,000
Peoples Savings Bank A+5.0 ★Texas Ratio: 2.68%	Conventional	1	0%	100%	$305,000	View
Honda Federal Credit Union	Conventional	1	0%	100%	$265,000
Ameritrust Mortgage Corporation	Conventional	1	0%	100%	$225,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$245,000	View
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0%	100%	$325,000	View
Resource Financial Services, Inc.	Conventional	1	0%	100%	$355,000
American Federal Bank A+5.0 ★Texas Ratio: 0.00%	VA	1	0%	100%	$235,000	View
Land Home Financial Services,	FHA	1	0%	100%	$175,000
First National Bank of Mcgregor C3.8 ★Texas Ratio: 29.33%	Conventional	1	0%	100%	$175,000	View
American Community Bank of In B-4.3 ★Texas Ratio: 22.89%	Conventional	1	0%	100%	$115,000	View
First National Bank Texas A4.7 ★Texas Ratio: 3.20%	VA	1	0%	100%	$225,000	View
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0%	100%	$225,000	View
First International Bank & Trust	Conventional	1	0%	100%	$185,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0%	100%	$395,000	View
UNMB Home Loans Inc	FHA	1	0%	100%	$275,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0%	100%	$155,000
Wood & Huston Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.77%	Conventional	1	0%	100%	$65,000	View
Michigan Educational Credit Union	Conventional	1	0%	100%	$425,000
Embrace Home Loans, Inc.	Conventional	1	0%	100%	$205,000
Bank First N.A. A+5.0 ★Texas Ratio: 3.47%	Conventional	1	0%	100%	$205,000	View
Mabrey Bank A+5.0 ★Texas Ratio: 4.13%	Conventional	1	0%	100%	$155,000	View
Greenville National Bank A+5.0 ★Texas Ratio: 0.92%	Conventional	1	0%	100%	$125,000	View
Northwest Bank A+5.0 ★Texas Ratio: 3.99%	Conventional	1	0%	100%	$305,000	View
Nicolet National Bank A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0%	100%	$795,000	View
Direct Mortgage Loans, LLC	FHA	1	0%	100%	$315,000
FineMark National Bank & Trust	Conventional	1	0%	100%	$505,000
First Community Bank B+4.8 ★Texas Ratio: 17.04%	Conventional	1	0%	100%	$245,000	View
The Citizens National Bank A+5.0 ★Texas Ratio: 5.51%	FHA	1	0%	100%	$305,000	View
Heartland Bank & Trust Company A+5.0 ★Texas Ratio: 0.84%	Conventional	1	0%	100%	$165,000	View
Village Bank & Trust, N.A. A+5.0 ★Texas Ratio: 1.60%	Conventional, Jumbo	1	0%	100%	$1,145,000	View
Calhoun Liberty Credit Union	Conventional	1	0%	100%	$285,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$105,000	View
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$425,000	View
Carroll Bank and Trust A5.0 ★Texas Ratio: 13.53%	Conventional	1	0%	100%	$65,000	View
Cnb Bank & Trust, N.A.	Conventional	1	0%	100%	$115,000
Dupaco Community Credit Union	Conventional	1	0%	100%	$205,000
Bank & Trust Company	Conventional	1	0%	100%	$305,000
Cortrust Mortgage, Inc.	Conventional	1	0%	100%	$395,000
Andrews Federal Credit Union	Conventional	1	0%	100%	$155,000
First Farmers and Commercial Bank	Conventional	1	0%	100%	$315,000
Southstate Bank, National Association ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0%	100%	$125,000	View
The First National Bank of Carmi	Conventional	1	0%	100%	$225,000
Financial Federal Bank A+5.0 ★Texas Ratio: 0.53%	Conventional	1	0%	100%	$375,000	View
Day Air Credit Union	Conventional	1	0%	100%	$715,000
Andrew Johnson Bank	Conventional	1	0%	100%	$245,000
Legence Bank A+5.0 ★Texas Ratio: 3.07%	Conventional	1	0%	100%	$215,000	View
Southern Michigan Bank & Trust A5.0 ★Texas Ratio: 8.82%	Conventional	1	0%	100%	$145,000	View
Notre Dame Federal Credit Union	Conventional	1	0%	100%	$35,000
Thrivent Federal Credit Union	Conventional	1	0%	100%	$85,000
First State Community Bank A5.0 ★Texas Ratio: 6.95%	Conventional	1	0%	100%	$295,000	View
TowneBank	Conventional	1	0%	100%	$315,000
First Federal Bank of Kansas City A+5.0 ★Texas Ratio: 3.50%	Conventional	1	0%	100%	$185,000	View
CIBM Bank A5.0 ★Texas Ratio: 8.91%	FHA	1	0%	100%	$205,000	View
Liberty Home Mortgage Corp	FHA	1	0%	100%	$215,000
Ardent Federal Credit Union A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$105,000	View
Midwest Bank A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0%	100%	$185,000	View
Hometown Funding, INC. D/B/A CNB Mortgage Company	Conventional	1	0%	100%	$205,000
First Bank Richmond A-4.9 ★Texas Ratio: 16.01%	Conventional	1	0%	100%	$325,000	View
Silver Lake Bank	Conventional, Jumbo	1	0%	100%	$3,305,000
Valley National Bank A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0%	50%	$315,000	View
Pinnacle Bank A+5.0 ★Texas Ratio: 1.45%	Conventional	1	0%	100%	$295,000	View
Community National Bank A4.9 ★Texas Ratio: 9.62%	Conventional	1	0%	100%	$185,000	View
Wilson Bank and Trust A+5.0 ★Texas Ratio: 4.75%	FHA	1	0%	33.3%	$265,000	View
Centennial Bank A+5.0 ★Texas Ratio: 3.14%	FHA	1	0%	50%	$215,000	View
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0%	100%	$295,000	View
Local Bank A5.0 ★Texas Ratio: 8.28%	VA	1	0%	100%	$375,000	View
First Central Savings Bank	Conventional	1	0%	100%	$635,000
Arizona Financial Credit Union	Conventional	1	0%	100%	$325,000
Bank3	FHA	1	0%	100%	$155,000
Blaze Credit Union	Conventional	1	0%	100%	$115,000
Stanford Federal Credit Union	Conventional	1	0%	100%	$635,000
North Salem State Bank A5.0 ★Texas Ratio: 6.01%	Conventional	1	0%	100%	$305,000	View
Alliant Bank A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$575,000	View
First Bank and Trust Company	Conventional	1	0%	100%	$175,000
Thrivent Bank	Conventional	1	0%	100%	$285,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0%	100%	$665,000	View
Horizon Bank A+5.0 ★Texas Ratio: 4.40%	Conventional, Jumbo	1	0%	50%	$1,045,000	View
Mason-McDuffie Mortgage Corporation	Conventional	1	0%	100%	$455,000
NorthCountry Federal Credit Union	Conventional	1	0%	100%	$305,000
Operating Engineers Federal Credit Union	Conventional	1	0%	100%	$545,000
First Century Bank	Conventional	1	0%	100%	$45,000
Focus Bank A+5.0 ★Texas Ratio: 5.82%	Conventional	1	0%	100%	$565,000	View
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	1	0%	100%	$265,000	View
Gold Coast Bank	Conventional	1	0%	100%	$205,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0%	100%	$3,955,000
Iroquois Federal Savings & Loan Association	Conventional	1	0%	100%	$145,000
Griffin Funding Inc.	Conventional	1	0%	100%	$425,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +309 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +267 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +162 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +10 HELOCs	0%	0%
Elements Financial Federal Cre	HELOC	0 +4 HELOCs	0%	0%
State Departmenet Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
Georgia'S Own Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Chevron Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Ussfcu	HELOC	0 +2 HELOCs	0%	100%
Afl-Cio Ecu	HELOC	0 +1 HELOCs	0%	n/a
Montgomery Bank A+5.0 ★Texas Ratio: 3.43%	HELOC	0 +1 HELOCs	0%	n/a		View
Southern Bank A5.0 ★Texas Ratio: 6.11%	HELOC	0 +1 HELOCs	0%	0%		View
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	HELOC	0 +1 HELOCs	0%	0%		View
Beacon Credit Union A+5.0 ★Texas Ratio: 1.39%	HELOC	0 +1 HELOCs	0%	n/a		View
F&M Bank A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +1 HELOCs	0%	0%		View
All In Credit Union	HELOC	0 +1 HELOCs	0%	0%
Together Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Telhio Credit Union, Inc.	HELOC	0 +1 HELOCs	0%	n/a
Indiana University CU	HELOC	0 +1 HELOCs	0%	0%
Nrl Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Heritage Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Kentucky Mortgage Rate Trends

Daily average mortgage rates for Kentucky compared with the national average, updated every evening.

30-Year Fixed KY Avg

7.451%

▲ 0.163 vs 7 days ago

15-Year Fixed KY Avg

6.969%

▲ 0.054 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Kentucky

Looking for mortgage lenders near me or mortgage brokers near me in Kentucky? Choose your city below to see the banks, credit unions and mortgage brokers that closed home loans there in 2025.

Types of Mortgage Lenders in Kentucky

Use these to narrow the list above. Each category shows how many Kentucky lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 254 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 313 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 122 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 274 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 231 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 124 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 154 lenders. Loans above the conforming limit for higher priced homes Local lenders based in KY 82 lenders headquartered in Kentucky, the closest thing to a mortgage lender near you

Who Lends in Kentucky

Independent mortgage companies closed 56.5 percent of home loans in Kentucky in 2025, banks 36 percent and credit unions 7.5 percent. Stockton Mortgage Corporation was the largest mortgage company, Community Trust Bank, Inc. the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Liberty Federal Credit Union led with 1,424 loans.

56.5%

Mortgage companies

36%

Banks

7.5%

Credit unions

19%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.

More Kentucky Mortgage Lenders and Brokers

Each city page ranks the lenders that closed loans inside that city and flags lenders based there. Every city with home loans closed there in 2025 is listed.

Louisville/Jefferson County metro government 270 lenders Lexington-Fayette 258 lenders Louisville 219 lenders Bowling Green 167 lenders Elizabethtown 134 lenders Georgetown 158 lenders Owensboro 115 lenders Richmond 143 lenders Florence 132 lenders Independence 129 lenders Nicholasville 145 lenders Hopkinsville 94 lenders Bardstown 127 lenders Covington 117 lenders Mount Washington 129 lenders Frankfort 123 lenders Jeffersontown 121 lenders Radcliff 98 lenders Union 112 lenders Shelbyville 110 lenders Winchester 105 lenders Henderson 76 lenders Paducah 85 lenders La Grange 116 lenders Shepherdsville 107 lenders Franklin 102 lenders Somerset 92 lenders Crestwood 112 lenders Glasgow 79 lenders Madisonville 82 lenders Berea 91 lenders Alexandria 85 lenders Hillview 97 lenders St. Matthews 100 lenders Newport 107 lenders Lawrenceburg 105 lenders Versailles 99 lenders Ashland 65 lenders Vine Grove 63 lenders Taylorsville 89 lenders Mount Sterling 86 lenders Burlington 83 lenders Danville 90 lenders Cold Spring 78 lenders Erlanger 77 lenders Francisville 75 lenders Taylor Mill 69 lenders Russellville 87 lenders Harrodsburg 82 lenders London 67 lenders Fort Thomas 86 lenders Walton 80 lenders Corbin 69 lenders Villa Hills 78 lenders Oakbrook 72 lenders Scottsville 63 lenders Elsmere 71 lenders Paris 80 lenders Massac 53 lenders Shively 62 lenders Murray 62 lenders Mayfield 48 lenders Maysville 66 lenders Leitchfield 63 lenders Williamstown 68 lenders Sadieville 72 lenders Cynthiana 70 lenders Oak Grove 52 lenders Woodburn 52 lenders Lyndon 72 lenders Brownsville 57 lenders Burnside 64 lenders Morehead 64 lenders Campbellsville 46 lenders Crittenden 62 lenders Grayson 46 lenders Princeton 55 lenders Calvert City 48 lenders Edgewood 62 lenders Dry Ridge 57 lenders Stanford 57 lenders Pikeville 37 lenders Claryville 47 lenders Hodgenville 40 lenders Williamsburg 43 lenders Ekron 41 lenders Lancaster 43 lenders Middletown 59 lenders Bellevue 54 lenders Hebron 55 lenders Prestonsburg 38 lenders Flatwoods 32 lenders Irvine 52 lenders Sorgho 38 lenders Fort Wright 42 lenders Elk Creek 57 lenders Lebanon Junction 60 lenders Smiths Grove 50 lenders Simpsonville 61 lenders Flemingsburg 40 lenders Owenton 50 lenders Sparta 48 lenders Pleasureville 59 lenders Benton 36 lenders Cadiz 39 lenders Indian Hills 55 lenders Stanton 43 lenders Wilmore 52 lenders Cannonsburg 36 lenders Masonville 42 lenders Paintsville 41 lenders Greenville 42 lenders Lebanon 36 lenders Prospect 52 lenders Doe Valley 45 lenders Frenchburg 46 lenders Brandenburg 40 lenders Carrollton 42 lenders Junction City 46 lenders Russell Springs 38 lenders Reidland 40 lenders Bedford 40 lenders Wilder 46 lenders Magnolia 39 lenders Auburn 49 lenders Hustonville 47 lenders Petersburg 42 lenders Lakeside Park 48 lenders Salvisa 46 lenders Middlesborough 33 lenders Thruston 31 lenders Pine Knot 32 lenders Dayton 47 lenders Beaver Dam 38 lenders Clay City 38 lenders Mount Vernon 34 lenders Pewee Valley 45 lenders Horse Cave 36 lenders River Bluff 48 lenders Fort Mitchell 38 lenders Jeffersonville 40 lenders Brooks 46 lenders Eminence 47 lenders Falmouth 38 lenders Owingsville 30 lenders Science Hill 32 lenders Hazard 32 lenders Olive Hill 37 lenders Elkton 39 lenders Tompkinsville 22 lenders Worthington 35 lenders Buckner 48 lenders Verona 33 lenders Bloomfield 42 lenders Burgin 46 lenders Monticello 30 lenders Goshen 41 lenders Wurtland 36 lenders Hickory 35 lenders Louisa 33 lenders Russell 29 lenders Catlettsburg 25 lenders Central City 28 lenders Robards 32 lenders Brooksville 33 lenders Perryville 33 lenders Westwood 28 lenders Eubank 36 lenders Milton 28 lenders Sonora 33 lenders Anchorage 42 lenders Symsonia 34 lenders Rolling Hills 43 lenders Springfield 38 lenders Ludlow 36 lenders Butler 32 lenders Graymoor-Devondale 39 lenders La Center 31 lenders Van Lear 26 lenders St. Regis Park 36 lenders Westport 38 lenders Hendron 36 lenders New Haven 31 lenders Edmonton 22 lenders Munfordville 35 lenders Bremen 21 lenders Hardinsburg 32 lenders Irvington 31 lenders Jamestown 36 lenders Lewisport 22 lenders Barbourville 31 lenders Douglass Hills 41 lenders Hurstbourne 37 lenders Powderly 27 lenders Park City 31 lenders Farley 26 lenders Morgantown 26 lenders Crofton 22 lenders Dexter 34 lenders Philpot 22 lenders Drakesboro 24 lenders Hardyville 29 lenders Whitley City 25 lenders Cerulean 37 lenders Corinth 30 lenders Pleasant Ridge 31 lenders Camargo 29 lenders Carlisle 32 lenders Cave City 27 lenders Clarkson 32 lenders Greenup 27 lenders Hartford 29 lenders Maceo 25 lenders Pineville 26 lenders Corydon 27 lenders Crab Orchard 28 lenders Whitesville 23 lenders Boston 29 lenders Concord 27 lenders Liberty 29 lenders Nebo 27 lenders Vanceburg 30 lenders Campbellsburg 25 lenders Hanson 29 lenders Ironville 23 lenders Island 20 lenders Marion 26 lenders New Castle 29 lenders Bonnieville 23 lenders Campton 28 lenders Caneyville 29 lenders Morganfield 26 lenders Pembroke 25 lenders Wingo 27 lenders Burkesville 32 lenders Crescent Springs 35 lenders Lewisburg 27 lenders Monterey 30 lenders Spottsville 23 lenders Mentor 31 lenders Park Hills 29 lenders Salt Lick 31 lenders Kuttawa 30 lenders Ledbetter 21 lenders Providence 23 lenders Sebree 26 lenders Smithfield 34 lenders Summer Shade 20 lenders Fordsville 23 lenders Clinton 21 lenders Nortonville 32 lenders Pioneer Village 35 lenders Stamping Ground 27 lenders Calhoun 21 lenders Cloverport 21 lenders Columbia 17 lenders Ghent 22 lenders Grand Rivers 25 lenders Sturgis 22 lenders Buffalo 20 lenders Garrison 26 lenders Greensburg 19 lenders Dawson Springs 24 lenders Farmington 17 lenders Hazel 24 lenders Salyersville 20 lenders South Williamson 19 lenders Albany 23 lenders Fairfield 24 lenders Fulton 26 lenders Sedalia 21 lenders Summersville 19 lenders Augusta 24 lenders Betsy Layne 13 lenders Earlington 24 lenders East Bernstadt 22 lenders Ewing 19 lenders Jackson 18 lenders Mount Olivet 26 lenders North Corbin 22 lenders Willisburg 29 lenders Beattyville 26 lenders Berry 26 lenders Hardin 21 lenders Loretto 25 lenders West Liberty 23 lenders Whitesburg 13 lenders Harlan 16 lenders Stearns 15 lenders Watterson Park 22 lenders Eddyville 21 lenders Ferguson 20 lenders Hawesville 21 lenders Dunmor 21 lenders Inez 13 lenders Midway 21 lenders South Shore 18 lenders Wickliffe 23 lenders Adairville 19 lenders Brodhead 20 lenders Cunningham 15 lenders Fredonia 22 lenders Manchester 20 lenders Crayne 16 lenders McKee 21 lenders Bardwell 13 lenders Livermore 15 lenders Mackville 21 lenders Salem 19 lenders Prestonville 18 lenders Barlow 15 lenders North Middletown 21 lenders Elkhorn City 16 lenders Millersburg 19 lenders Pleasant View 14 lenders Centertown 18 lenders Martin 12 lenders Raywick 19 lenders Tolu 12 lenders Arlington 14 lenders Fleming-Neon 10 lenders Warsaw 15 lenders Blackey 11 lenders Vicco 13 lenders Farmers 12 lenders Gamaliel 13 lenders Rochester 14 lenders Sharpsburg 14 lenders Belfry 12 lenders Booneville 13 lenders Fancy Farm 15 lenders Dixon 17 lenders Guthrie 16 lenders Jenkins 15 lenders Loyall 9 lenders Virgie 7 lenders Evarts 12 lenders Hyden 14 lenders Livingston 12 lenders Rosine 13 lenders Strathmoor Village 17 lenders Annville 13 lenders Crestview Hills 12 lenders Hazel Green 12 lenders McHenry 13 lenders Mays Lick 15 lenders Ryland Heights 17 lenders St. Mary 11 lenders South Wallins 15 lenders Trenton 12 lenders Jeff 9 lenders McDowell 12 lenders Buckhorn 9 lenders Hickman 10 lenders Flat Lick 10 lenders Bradfordsville 9 lenders Cumberland 8 lenders Ravenna 14 lenders Rockholds 10 lenders Sandy Hook 11 lenders Uniontown 14 lenders Blaine 9 lenders Lynch 11 lenders Artemus 11 lenders Ezel 10 lenders Clay 8 lenders Wheelwright 6 lenders Oneida 10 lenders Phelps 8 lenders Cawood 7 lenders Cleaton 6 lenders Warfield 5 lenders Arjay 6 lenders Hindman 4 lenders McCarr 5 lenders West Point 5 lenders Wayland 4 lenders Muldraugh 3 lenders

Frequently Asked Questions About Mortgage Lenders in Kentucky

Who is the largest mortgage lender in Kentucky?

By home loans closed in 2025, Liberty Federal Credit Union was the largest mortgage lender in Kentucky with 1,424 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Kentucky have the highest approval rates?

Among lenders with meaningful volume in Kentucky, Luminate Bank approved the highest share of completed applications in 2025 at 98.6 percent, against a 77.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kentucky mortgage lenders offer FHA, VA and USDA loans?

274 lenders closed FHA loans in Kentucky in 2025, led by Rocket Mortgage with 1,456. 231 lenders closed VA loans, led by Mortgage Research Center, and 124 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kentucky lender list?

Yes. 313 banks and 122 credit unions closed home loans in Kentucky in 2025, alongside 254 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kentucky ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.