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 PSB of Rhineland Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 4, 2026
PSB of Rhineland's 6-Month Certificate of Deposit rates are at 3.82%, 12-Month Certificate of Deposit rates are at 3.35%, 18-Month Certificate of Deposit rates are at 3.09%, 24-Month Certificate of Deposit rates are at 2.53%, 36-Month Certificate of Deposit rates are at 2.27%. PSB of Rhineland's savings rates are at 0.05%. PSB of Rhineland's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of PSB of Rhineland with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.81%. Rates were last updated on 05/04/2026. PSB of Rhineland money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB of Rhineland? Share your experience about PSB of Rhineland by leaving a review below, or read customer reviews before you decide to use PSB of Rhineland. 
PSB of Rhineland CD Rates
PSB of Rhineland Savings Rates
PSB of Rhineland Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for PSB of Rhineland is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather PSB of Rhineland rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PSB of Rhineland's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
PSB of Rhineland
Bank Holding Company
RHINELAND BANCSHARES INC
Address
101 Bluff St,
Rhineland, MO 65069 · Montgomery
Website
https://www.ourpsb.com
FDIC Certificate #
15264
Established
08/12/1935
FDIC Insurance Date
08/21/1935
Domestic Offices
15
Total Branches
15
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.81%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8739%
Return on Equity (ROE)
11.2000%
Non-Performing Loans (NPL)
0.05%
Total Assets
$818,751,000
Total Deposits
$694,049,000
Equity Capital
$76,801,000
Net Income
$8,367,000
Headquarters
Rhineland
Total Offices
15
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About PSB of RhinelandIs PSB of Rhineland a safe place to deposit money?Yes, PSB of Rhineland is considered a safe financial institution. With a Texas Ratio of 0.80992102765042%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does PSB of Rhineland operate?PSB of Rhineland currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, PSB of Rhineland does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PSB of Rhineland provides members with tools to manage their accounts and build a solid financial history. Does PSB of Rhineland offer online and mobile banking?Most modern institutions like PSB of Rhineland provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ourpsb.com. Current PSB of Rhineland Rates
Retrieved from our database of financial products. Rates subject to change.
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