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Compare Bank Rates and Credit Union Rates

We Monitor All Banks and Credit Unions

We Monitor All Banks and Credit Unions, Every Single One!

Looking to grow your savings with CD rates more than 10x the national average CD rates? Here's a list of the top 10 promotional CD (Certificate of Deposit) listed in our database of promotional CD rates. You can search for and compare CD rates from banks and credit unions, we monitor all banks and credit unions to find the best rates available.

Best of the Best: Connex Credit Union at 6.00%

Connex Credit Union offers an unbeatable 6.00% APY on their 11-Month CD Special. You'll need at least $500 to open this account.

Top 10 Promotional CD Rates

Connex Credit Union
11-Month CD Special 6.00%
$500 minimum deposit

BluPeak Credit Union
9-Month CD Promo Special 5.75%
$1,000 minimum deposit

GreenState Credit Union
14-Month Jumbo CD Special 5.60%
$100,000 minimum deposit

GreenState Credit Union
14-Month CD Special 5.50%
$1,000 minimum deposit

FinWise Bank
15-Month CD Special 5.50%
$500 minimum deposit

Needham Bank
11-Month CD Special 5.40%
$1,000 minimum deposit

13-Month CD in Branch Special 5.36%
$1,000 minimum deposit

North American Savings Bank (NASB)
8-Month CD Special 5.34%
$1,000 minimum deposit

Langley FCU
13-Month CD Special 5.30%
$500 minimum deposit

Navy Federal Credit Union
12-Month Certificate Special EasyStart 5.30%
$50 minimum deposit

What to Consider When Choosing a CD

Before you dive in, it's crucial to consider the account features that matter most to you. If you need flexibility, opt for a CD with a shorter term. If you’re comfortable locking away a large sum, you could benefit from higher rates in jumbo CDs. The minimum deposit amounts vary widely, from just $10 with Betterment to a hefty $100,000 with GreenState Credit Union's jumbo offer.

Importance of Understanding Early Withdrawal Penalties

Most CDs have penalties for early withdrawals. These penalties can eat into your interest earnings, and in some cases, even dip into your principal amount. Be certain that you can commit to the full term before opening the CD to maximize your returns.

How Interest is Compounded

One more thing to look out for is how often the interest is compounded. The more frequently it is compounded, the more money you’ll make in the long run.

When selecting a promotional CD, consider both the annual percentage yield (APY) and the account terms. Read the fine print to understand any penalties for early withdrawal and ensure the terms align with your financial goals. You can also compare CD rates for certificate of deposit terms ranging from 3-months to 12-months at

Author: Brian McKay

EverBank, formerly known as TIAA Bank, is making a significant impact in the Certificate of Deposit (CD) market with its appealing CD rates. The bank boasts a wide array of CD options, from a short 3-month term to a longer 60-month term, making it a flexible choice for savers and investors. The highest CD rates at EverBank are on the bank's shorter-term CDs, the current 9-Month CD rate is at 5.25% and the 12-month CD rate is at 5.00%.

EverBank’s CD Rates:

  • 12-Month CD: 5.00% with a minimum deposit of $1000
  • 18-Month CD: 4.60% with a minimum deposit of $1000
  • 24-Month CD: 4.40% with a minimum deposit of $1000
  • 3-Month CD: 4.00% with a minimum deposit of $1000
  • 30-Month CD: 4.10% with a minimum deposit of $1000
  • 36-Month CD: 4.10% with a minimum deposit of $1000
  • 48-Month CD: 4.05% with a minimum deposit of $1000
  • 6-Month CD: 4.00% with a minimum deposit of $1000
  • 60-Month CD: 3.95% with a minimum deposit of $1000
  • 9-Month CD: 5.25% with a minimum deposit of $1000
  • Money Market: 4.75% with no minimum deposit
  • Online Savings Account: 5.00% with no minimum deposit
  • The Bank's Credentials

    Established on October 1, 1998, EverBank comes with the stability and assurance of FDIC insurance since the same date. Holding FDIC Certificate #34775 and regulated by the OCC (Office of the Comptroller of the Currency), the bank operates under the TIAA Board of Governors. As of the last update on March 31, 2023, EverBank has total assets amounting to $36,801,333,000 and total domestic deposits of $25,223,811,000. Their net income stands at $61,890,000, demonstrating the bank's financial health.

    For more information, you can visit their official website.

    Why Choose EverBank

  • Financial Stability: With substantial assets and solid equity capital, EverBank is a financially stable choice for investors.
  • Multiple Options: EverBank offers a comprehensive list of CD terms, allowing investors to tailor their savings plan according to their needs.
  • Competitive Rates: The CD rates are highly competitive, often outperforming many other banking options.
  • FDIC Coverage

    EverBank's FDIC coverage ensures that individual deposits up to $250,000 are safe and insured. Located in the FDIC's Atlanta region and part of the Southeast OTS region, the bank has a total of 13 U.S. offices, all in Duval County and the Jacksonville, FL, metropolitan area.

    In Conclusion

    EverBank CD rates, coupled with its solid financials, make it a trustworthy and profitable choice for anyone looking to invest in CDs. Being a part of the TIAA conglomerate adds an additional layer of credibility and stability. Whether you're a short-term investor or looking for longer-term options, EverBank has CD products tailored for your needs.

    Author: Brian McKay

    Deposit Account Information

    What is a Certificate of Deposit (CD)?
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    Opening a Bank or Credit Union Account: A Simple Guide
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    Brian McKay launched in 2008. is now one of the leading bank rate aggregators and online personal finance. We monitor all banks and credit unions, every single one, so you can easily find the best deposit rates and mortgage rates avaialble.

    Each day we bring the latest deposit and mortgage news, money-saving advice and tips from the banking and financial industry. We also offer a range of tools to help you stay on top of your finances and plan for the future.

    Our free rate search and compare service offer the latest and best rates on products ranging from certificate of deposits, savings accounts, money market accounts, checking accounts and mortgages.

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