Best 7/1 Jumbo ARM Rates March 2026 | As Low As 5.13%
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Today's 7/1 Jumbo ARM mortgage market includes offers such as Nuvision Federal Credit UnionNuvision Federal Credit Union10096 Kenai Spur Hwy, Anchorage, AK 82001A+5.0 ★Texas Ratio: 3.70% offering 7/6 ARM Jumbo at 5.38%, and Alive Credit UnionAlive Credit Union1800 Barrs St, Hammond, FL 32202A+5.0 ★Texas Ratio: 4.30% offering Jumbo 7/6 ARM at 5.50%, and Skyone Federal Credit UnionSkyone Federal Credit Union14600 Aviation Blvd, El Segundo, CA 75067 4151A5.0 ★Texas Ratio: 11.07% offering Adjustable-Rate Mortgage ARMs (Jumbo) 7/1 at 5.50%, and Credit Union of Southern California Credit UnionCredit Union of Southern California Credit Union100 S Main St Ste 110, Alhambra, AZ 86403A+5.0 ★Texas Ratio: 2.57% offering Jumbo Adjustable Rate Mortgage (ARM) Rate 7/1 ARM at 5.62%, and Aberdeen Proving Ground FCUAberdeen Proving Ground FCU1 Seahawk Dr, Aberdeen, MD 21001 1733A+5.0 ★ offering Jumbo 7/1 ARM at 5.25%.
A 7/1 jumbo ARM provides a fixed rate for 7 years on a high-balance loan above conforming limits, then adjusts annually. It offers the longest initial fixed window of the jumbo ARM family — suitable for jumbo borrowers who want rate certainty for most of a typical ownership cycle while still saving on the initial rate versus a 30-year jumbo fixed.
7/1 Jumbo ARM rates reflect the initial fixed-rate period. Jumbo ARM rates will adjust after 7 years based on market conditions. Last Updated and Verified: March 24, 2026
Compare 7/1 Jumbo ARM Rates Today
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$832,751 to $2,500,000
No additional details available.
$832,751 to $2,000,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
caps 2/2/6 repayment schedule based on 30 years
$832,751-$2,000,000
$832,751-$2,000,000
No additional details available.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
7/1 Jumbo ARM Rate Trend
Daily national average rates across all mortgage types
Daily mortgage rate averages compiled from our database of 8,500+ banks and credit unions — updated daily.
The national 7/1 Jumbo ARM rate currently averages 6.288% from 8,500+ lenders.
Jumbo ARM Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Rate Data: Every 7/1 jumbo ARM rate on this page is sourced directly from the official website of the lending institution. Jumbo ARM rates reflect the initial fixed-rate period and are verified and updated daily.
Nationwide Lender Coverage: Our database monitors over 8,500 banks and credit unions across all 50 states, capturing a diverse mix of community credit unions, regional banks, and national online lenders. This breadth ensures you see competitive rates that many national rate surveys miss.
Time-Stamped for Full Transparency: Because 7/1 Jumbo ARM rates can shift multiple times per week in response to economic conditions and Federal Reserve policy changes, every rate entry carries its own specific "last updated" date. You always know exactly how fresh the data is.
Proprietary Lender Safety Ratings: Rate alone is only part of the picture. MonitorBankRates evaluates the financial stability of every listed institution using regulatory FDIC and NCUA data. Our composite Health Grades (A+ to F), Star Ratings, and Texas Ratio calculations give you a clear view of lender stability so you can borrow with confidence from a financially sound institution.
Frequently Asked Questions About 7/1 Jumbo ARM Rates
What is a 7/1 Jumbo ARM?
What qualifies as a jumbo loan?
How does the rate adjustment work after the 7-year fixed period?
What are rate caps on a 7/1 Jumbo ARM?
Who is a 7/1 Jumbo ARM best suited for?
What are the typical borrower requirements for a jumbo ARM?
How does a 7/1 Jumbo ARM compare to a 30-year fixed jumbo and shorter ARM terms?
What is the difference between interest rate and APR on a 7/1 Jumbo ARM?
How are 7/1 Jumbo ARM rates determined?
What are today's best 7/1 Jumbo ARM rates?
- Nuvision Federal Credit Union: 5.38% (7/6 ARM Jumbo)
- Alive Credit Union: 5.50% (Jumbo 7/6 ARM)
- Skyone Federal Credit Union: 5.50% (Adjustable-Rate Mortgage ARMs (Jumbo) 7/1)
- Credit Union of Southern California Credit Union: 5.62% (Jumbo Adjustable Rate Mortgage (ARM) Rate 7/1 ARM)
- Aberdeen Proving Ground FCU: 5.25% (Jumbo 7/1 ARM)
More Mortgage Rate Options
