Best 15-Year Jumbo Mortgage Rates August 2026 | As Low As 4.95%
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Today's 15-year jumbo mortgage market includes offers such as Coast Central Credit UnionCoast Central Credit Union12700 Highway 96, Arcata, CA 95501A+5.0 ★Texas Ratio: 1.11% offering Jumbo Real Estate Loan at 4.95%, and Fairwinds Credit UnionFairwinds Credit Union105 Aquaris Agora Dr, Altamonte Springs, FL 32132A+5.0 ★Texas Ratio: 1.43% offering 15 Year Jumbo Mortgage at 5.12%, and Security Service Federal Credit UnionSecurity Service Federal Credit Union1 Garden Ctr, American Fork, CO 78006 2958A5.0 ★Texas Ratio: 6.54% offering 15-Year Power Rate Fixed Jumbo at 5.25%, and Hudson Valley Credit UnionHudson Valley Credit Union101 Tillson Avenue Ext, Albany, NY 10509A+5.0 ★Texas Ratio: 3.74% offering 15-Year Fixed Jumbo at 5.50%, and Police And Fire Federal Credit UnionPolice And Fire Federal Credit Union1000 Easton Rd, Bensalem, NJ 08012 1497A+5.0 ★Texas Ratio: 0.61% offering 15-Year Fixed Jumbo at 5.38%.
A 15-year jumbo mortgage combines the fast equity-building of a 15-year term with financing for high-value properties above conforming loan limits. It is the most aggressive payoff structure available for jumbo borrowers — carrying a higher monthly payment but delivering the lowest total interest cost of any jumbo product.
15-Year Jumbo Mortgage Rates reflect actual verified offers from lenders. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: August 28, 2026
Compare 15-Year Jumbo Mortgage Rates Today
Jumbo loans are loans exceeding $832,750. APR is based on a $900,000 loan amount. Rates also available for Non-Owner Occupied.
Last updated 08/26/2026
Based on a $1,200,000 Loan Amount with an 80% combined loan-to-value (CLTV) and FICO>=740. Estimated payment examples do not include taxes and insurance premiums; actual payment may be greater. Jumbo mortgage loans are mortgages in excess of $832,750 up to a maximum of $3,000,000 per loan.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Jumbo
Rates As Low As; APR* As Low As
No additional details available.
No additional details available.
As Low As
Jumbo
No additional details available.
No additional details available.
Based on 20% downpayment and/or 80% LTV, mortgage rates apply to owner occupied single family properties only. Minimum loan amount is $100,000. Payments do not include property taxes or insurance. Your payment may be greater if the loan is secured by a first lien. Property insurance is required. Flood insurance may be required. All rates are subject to change without notice. Other restrictions may apply.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Rates are quoted on a 30-day lock option. For additional rates or program availability, please contact the Mortgage Department, at 254.774.5104 or to apply online, please visit our website at www.TexellHomeLoans.com. Loans currently financed with Texell are not eligible for refinance.
No additional details available.
No additional details available.
No additional details available.
As Low As
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
15-Year Jumbo Mortgage Rate Trend
Daily average rates across all mortgage types
Daily mortgage rate averages compiled from our database of 8,500+ banks and credit unions — updated daily.
The 15-year jumbo rate fell 0.034 points over the past 7 days to 6.294%, down from 6.328% last week.
15-Year Jumbo Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Rate Data: Every 15-year jumbo mortgage rate on this page is sourced directly from the official website of the lending institution. Jumbo rates are tracked from both banks and credit unions with daily verification.
Coast-to-Coast Lender Coverage: Our database monitors over 8,500 banks and credit unions across all 50 states, capturing a diverse mix of community credit unions, regional banks, and online lenders. This breadth ensures you see competitive rates that many rate surveys miss.
Time-Stamped for Full Transparency: Because 30-year fixed mortgage rates can shift multiple times per week in response to 10-year Treasury movements and Federal Reserve policy changes, every rate entry carries its own specific "last updated" date. You always know exactly how fresh the data is.
Proprietary Lender Safety Ratings: Rate alone is only part of the picture. MonitorBankRates evaluates the financial stability of every listed institution using regulatory FDIC and NCUA data. Our composite Health Grades (A+ to F), Star Ratings, and Texas Ratio calculations give you a clear view of lender stability so you can borrow with confidence from a financially sound institution.
Frequently Asked Questions About 15-Year Jumbo Mortgage Rates
What is a 15-year jumbo mortgage?
How does a 15-year jumbo compare to a 30-year jumbo?
What qualifies as a jumbo loan?
What credit score and qualifications do I need for a 15-year jumbo?
How much down payment is required for a 15-year jumbo?
Who is a 15-year jumbo best suited for?
Are 15-year jumbo rates lower than 30-year jumbo rates?
Can I refinance into a 15-year jumbo mortgage?
What is the difference between interest rate and APR on a 15-year jumbo?
How are 15-year jumbo rates determined?
What are today's best 15-year jumbo mortgage rates?
- Coast Central Credit Union: 4.95% (Jumbo Real Estate Loan)
- Fairwinds Credit Union: 5.12% (15 Year Jumbo Mortgage)
- Security Service Federal Credit Union: 5.25% (15-Year Power Rate Fixed Jumbo)
- Hudson Valley Credit Union: 5.50% (15-Year Fixed Jumbo)
- Police And Fire Federal Credit Union: 5.38% (15-Year Fixed Jumbo)
More Mortgage Rate Options
