Best 60-Month CD Rates - October 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
60-month CD rates range from 4.23% to 5.25% APY, verified by MonitorBankRates as of October 12, 2026. Top 60-month CD rates currently available include Italo American Credit UnionItalo American Credit Union6652 Myrtle Ave, Glendale, NY 11385 7057A+5.0 ★Texas Ratio: 0.00%Real return: +2.45%APY minus CPI (February 2026) offering Regular IRA And Roth IRA - 5 years at 5.25% APY, and Edward Jones Trust CompanyEdward Jones Trust Company12555 Manchester Rd, Saint Louis, MO 63131A+5.0 ★Texas Ratio: 0.00%Real return: +2.40%APY minus CPI (February 2026) offering 5 Year FDIC-Insured Certificate of Deposit at 5.20% APY, and Raymond James BankRaymond James Bank710 Carillon Pkwy, Saint Petersburg, FL 33716A+5.0 ★Texas Ratio: 3.19%Real return: +2.40%APY minus CPI (February 2026) offering 60 Month Certificate at 5.20% APY, and Fort Community Credit UnionFort Community Credit Union1610 Janesville Ave, Fort Atkinson, WI 53538A5.0 ★Texas Ratio: 8.84%Real return: +2.35%APY minus CPI (February 2026) offering 60-Month Certificate at 5.15% APY. CD rates as of October 12, 2026 according to verified data from MonitorBankRates.
A 5-year CD is the longest standard CD term, designed for savers who want to maximize fixed yield and are comfortable locking in funds for the long term. It is often the highest-yielding option available and pairs naturally with retirement or long-term savings goals. We display Safety Grades, Star Ratings, and Texas Ratios so you can choose a stable institution with confidence.
The APYs displayed reflect actual verified offers. Rates are subject to change at the institution’s discretion without notice. A substantial penalty may be imposed for early withdrawal. 60-Month CD Rates Last Updated and Verified: October 12, 2026
Compare the Best 60-Month CD Rates Nationwide
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Italo American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6652 Myrtle Ave, Glendale, NY 11385 7057
Regular IRA And Roth IRA - 5 years
$0
5.25%
▼
Rate—
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.25% APY · checked 3 times
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
5 Year FDIC-Insured Certificate of Deposit
$0
5.20%
▼
Rate—
Min Deposit$0
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
3 changes since Sep 24, 2026 · 4.90% → 5.20% ▲ 0.30 pts · high 5.20% / low 4.90%
- Oct 11, 20265.20%▲ from 5.15%
- Oct 7, 20265.15%▲ from 5.05%
- Sep 27, 20265.05%▲ from 4.90%
- Sep 24, 20264.90%first recorded
Raymond James Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
710 Carillon Pkwy, Saint Petersburg, FL 33716
60 Month Certificate
$2,000
5.20%
▼
Rate5.07%
Min Deposit$2,000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Oct 7, 2026 · 5.20% APY · checked 2 times
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
1610 Janesville Ave, Fort Atkinson, WI 53538
60-Month Certificate
$0
5.15%
▼
Rate5.05%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.47% → 5.15% ▲ 0.68 pts · high 5.15% / low 4.47%
- Oct 5, 20265.15%▲ from 4.47%
- Sep 14, 20264.47%first recorded
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
60 Month CERTIFICATES OF DEPOSIT
$0
5.15%
▼
Rate5.05%
Min Deposit$0
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 24, 2026 · 4.89% → 5.15% ▲ 0.26 pts · high 5.15% / low 4.89%
- Oct 7, 20265.15%▲ from 4.89%
- Sep 24, 20264.89%first recorded
Michigan One Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
510 S Dexter St, Ionia, MI 48846
Minor CD Special - 60 months
$100
5.12%
▼
Rate5.00%
Min Deposit$100
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.12% APY · checked 4 times
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
104 S Cascade Ave, Colorado Springs, CO 80903
60 Month Variable IRA
$250
5.11%
▼
Rate4.99%
Min Deposit$250
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.57% → 5.11% ▲ 0.54 pts · high 5.11% / low 4.57%
- Oct 11, 20265.11%▲ from 4.57%
- Sep 14, 20264.57%first recorded
GCSB Swayzee, IN
Institution Rating:
B+4.8 ★Texas Ratio: 16.88%
3988 West Delphi Road, Sweetser, IN 46987
60 Month Certificate of Deposit
$1,000
5.09%
▼
Rate5.00%
Min Deposit$1,000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
2 changes since Sep 11, 2026 · 3.55% → 5.09% ▲ 1.54 pts · high 5.09% / low 3.55%
- Oct 3, 20265.09%▲ from 4.58%
- Sep 24, 20264.58%▲ from 3.55%
- Sep 11, 20263.55%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
14111 Scottslawn Rd, Marysville, OH 43040
60 Month Share Certificates
$500
5.06%
▼
Rate4.95%
Min Deposit$500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 22, 2026 · 4.18% → 5.06% ▲ 0.89 pts · high 5.06% / low 4.18%
- Oct 9, 20265.06%▲ from 4.18%
- Sep 22, 20264.18%first recorded
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
7901 Sandy Spring Rd, Laurel, MD 20707
Mini-Jumbo IRA Share Certificate - 5 year
$20,000
5.05%
▼
Rate4.93%
Min Deposit$20,000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Oct 6, 2026 · 4.60% → 5.05% ▲ 0.45 pts · high 5.05% / low 4.60%
- Oct 10, 20265.05%▲ from 4.60%
- Oct 6, 20264.60%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
3181 Larchmont Ave NE, Warren, OH 44483 2435
60 Month Jumbo Certificate
$0
5.00%
▼
Rate4.89%
Min Deposit$0
UpdatedOct 9, 2026
Details
Special Jumbo Certificate Bonus! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+
Rate History
1 change since Sep 14, 2026 · 4.05% → 5.00% ▲ 0.95 pts · high 5.00% / low 4.05%
- Oct 9, 20265.00%▲ from 4.05%
- Sep 14, 20264.05%first recorded
Sound Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
37 North Ave, Norwalk, CT 06851
60 Month Share Certificate
$500
5.00%
▼
Rate—
Min Deposit$500
UpdatedOct 9, 2026
Details
New product offer as of April 1st, 2025
Rate History
No change since Oct 9, 2026 · 5.00% APY
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1590 Northeast Miami Gardes Drive, North Miami Beach, FL 33179
60 Month Certificate
$0
5.00%
▼
Rate4.88%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 6, 2026 · 5.00% APY · checked 2 times
Brightstar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
3400 N University Dr, Hollywood, FL 33024 2242
5-Year Certificate
$500
5.00%
▼
Rate—
Min Deposit$500
UpdatedOct 9, 2026
Details
Platinum Star Member tier
Rate History
No change since Oct 1, 2026 · 5.00% APY · checked 3 times
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
4164 Virginia Beach Blvd, Virginia Beach, VA 23452
60 Month Youth Share Certificate
$0
5.00%
▼
Rate4.91%
Min Deposit$0
UpdatedOct 9, 2026
Details
Youth Share Certificate Rate; $50 and $100 only
Rate History
No change since Oct 9, 2026 · 5.00% APY
Dakota Community Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
2284 3rd St W, Dickinson, ND 58601
IRA 60 MONTH
$100
4.96%
▼
Rate4.90%
Min Deposit$100
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
5 changes since Sep 8, 2026 · 4.35% → 4.96% ▲ 0.61 pts · high 5.06% / low 4.35%
- Oct 7, 20264.96%▼ from 5.06%
- Oct 2, 20265.06%▲ from 4.86%
- Sep 27, 20264.86%▲ from 4.76%
- Sep 24, 20264.76%▲ from 4.65%
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
1451 Madison Ave, Memphis, TN 38104
60 Month Jumbo Share Certificates (CDs)
$0
4.95%
▼
Rate4.83%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 4.47% → 4.95% ▲ 0.48 pts · high 4.95% / low 4.47%
- Oct 9, 20264.95%▲ from 4.47%
- Sep 18, 20264.47%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
315 Croghan St, Fremont, OH 43420 3013
Share Certificates - 60 Month
$0
4.90%
▼
Rate4.79%
Min Deposit$0
UpdatedOct 12, 2026
Details
Type: Regular/IRA; Dividends compound & paid: Daily
Rate History
1 change since Sep 14, 2026 · 4.31% → 4.90% ▲ 0.59 pts · high 4.90% / low 4.31%
- Oct 12, 20264.90%▲ from 4.31%
- Sep 14, 20264.31%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Regular, IRA & Business Jumbo Certificates - 5 years
$0
4.87%
▼
Rate4.76%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 4.49% → 4.87% ▲ 0.38 pts · high 4.87% / low 4.49%
- Oct 1, 20264.87%▲ from 4.49%
- Sep 18, 20264.49%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1129 State St, Erie, PA 16501 1911
60 month Certificate
$0
4.81%
▼
Rate4.73%
Min Deposit$0
UpdatedOct 9, 2026
Details
Balance: $200,000 and over
Rate History
1 change since Sep 14, 2026 · 4.37% → 4.81% ▲ 0.44 pts · high 4.81% / low 4.37%
- Oct 9, 20264.81%▲ from 4.37%
- Sep 14, 20264.37%first recorded
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
1160 N WINSTEL BLVD, TUCSON, AZ 85716 4023
5 Year Business Certificate
$500
4.80%
▼
Rate4.69%
Min Deposit$500
UpdatedOct 10, 2026
Details
Dividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Rate History
1 change since Sep 27, 2026 · 4.15% → 4.80% ▲ 0.65 pts · high 4.80% / low 4.15%
- Oct 6, 20264.80%▲ from 4.15%
- Sep 27, 20264.15%first recorded
Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
423 E Court Ave, Des Moines, IA 50309 2010
60-MONTH CERTIFICATE
$100,000
4.80%
▼
Rate4.70%
Min Deposit$100,000
UpdatedOct 9, 2026
Details
Balance: $100,000 and over
Rate History
1 change since Sep 14, 2026 · 4.13% → 4.80% ▲ 0.67 pts · high 4.80% / low 4.13%
- Oct 9, 20264.80%▲ from 4.13%
- Sep 14, 20264.13%first recorded
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1085 W Lathrop Ave, Savannah, GA 31415
IRA Certificate - 60 Months
$0
4.80%
▼
Rate4.70%
Min Deposit$0
UpdatedOct 12, 2026
Details
Penalty: 180 Days1
Rate History
No change since Oct 8, 2026 · 4.80% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
201 S Main St, Ulysses, KS 67880
5 Year Certificates of Deposit (CDs)
$1,000
4.79%
▼
Rate4.74%
Min Deposit$1,000
UpdatedOct 12, 2026
Details
Balance: $100,000+
Rate History
1 change since Sep 14, 2026 · 4.48% → 4.79% ▲ 0.31 pts · high 4.79% / low 4.48%
- Sep 24, 20264.79%▲ from 4.48%
- Sep 14, 20264.48%first recorded
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15 Pleasant St, Portsmouth, NH 03801
5 Year Certificate
$500
4.76%
▼
Rate4.65%
Min Deposit$500
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 19, 2026 · 4.08% → 4.76% ▲ 0.68 pts · high 4.76% / low 4.08%
- Oct 3, 20264.76%▲ from 4.08%
- Sep 19, 20264.08%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
519 Main St, Kewaunee, WI 54216
Relationship CD - 60 Month
$0
4.75%
▼
Rate4.67%
Min Deposit$0
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.35% → 4.75% ▲ 0.40 pts · high 4.75% / low 4.35%
- Sep 24, 20264.75%▲ from 4.35%
- Sep 14, 20264.35%first recorded
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
687 Lincoln St, Galesburg, IL 61401
60 Month Share Certificate
$0
4.75%
▼
Rate4.65%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 2.75% → 4.75% ▲ 2.00 pts · high 4.75% / low 2.75%
- Oct 10, 20264.75%▲ from 2.75%
- Sep 14, 20262.75%first recorded
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
1055 S Congress Ave, West Palm Beach, FL 33406 5195
Jumbo 60 Month Certificates
$0
4.75%
▼
Rate4.67%
Min Deposit$0
UpdatedOct 10, 2026
Details
Jumbo 60 Month Certificates** - Minimum $75,000; Early Withdrawal Penalty: 180 days interest
Rate History
1 change since Sep 18, 2026 · 4.35% → 4.75% ▲ 0.40 pts · high 4.75% / low 4.35%
- Oct 1, 20264.75%▲ from 4.35%
- Sep 18, 20264.35%first recorded
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3700 South Blvd, Charlotte, NC 28209
60 Month elite jumbo cd
$250,000
4.75%
▼
Rate—
Min Deposit$250,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 21, 2026 · 4.25% → 4.75% ▲ 0.50 pts · high 4.75% / low 4.25%
- Oct 5, 20264.75%▲ from 4.25%
- Sep 21, 20264.25%first recorded
Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1509 4th Ave S, Birmingham, AL 35233 1612
60 Month IRA
$0
4.70%
▼
Rate4.70%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.25% → 4.70% ▲ 0.45 pts · high 4.70% / low 4.25%
- Oct 9, 20264.70%▲ from 4.25%
- Sep 14, 20264.25%first recorded
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2722 E McCarty St, Jefferson City, MO 65101 4428
60 Months Jumbo IRA
$100,000
4.70%
▼
Rate4.60%
Min Deposit$100,000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 4.45% → 4.70% ▲ 0.25 pts · high 4.70% / low 4.45%
- Oct 10, 20264.70%▲ from 4.54%
- Sep 27, 20264.54%▲ from 4.45%
- Sep 14, 20264.45%first recorded
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3200 S Dairy Ashford Rd, Houston, TX 77082 2319
5 Year Business CD
$5,000
4.70%
▼
Rate—
Min Deposit$5,000
UpdatedOct 9, 2026
Details
Balance: $1,000,000.00+
Rate History
2 changes since Sep 18, 2026 · 4.10% → 4.70% ▲ 0.60 pts · high 4.70% / low 4.10%
- Oct 5, 20264.70%▲ from 4.40%
- Sep 22, 20264.40%▲ from 4.10%
- Sep 18, 20264.10%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
127 West Ave N, La Crosse, WI 54601 3528
Jumbo Individual Retirement Account Certificates - 60-month
$0
4.66%
▼
Rate4.58%
Min Deposit$0
UpdatedOct 9, 2026
Details
Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal. APY=Annual percentage yield. All dividend rates subject to change without notice. Other terms and conditions apply. Annual Percentage Yield (APY) assumes all principal and interest remain on deposit for the full term. Membership required. Federally insured by NCUA.
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.66% ▲ 1.01 pts · high 4.66% / low 3.65%
- Oct 5, 20264.66%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
310 Caldwell St, Chillicothe, OH 45601
Print Share and IRA Jumbo Certificates - 60 Mo.
$0
4.65%
▼
Rate—
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.14% → 4.65% ▲ 0.51 pts · high 4.65% / low 4.14%
- Sep 22, 20264.65%▲ from 4.14%
- Sep 14, 20264.14%first recorded
Massena Savings and Loan
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
255 Main St, Massena, NY 13662
60 Month CD
$0
4.64%
▼
Rate4.50%
Min Deposit$0
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 19, 2026 · 3.23% → 4.64% ▲ 1.41 pts · high 4.64% / low 3.23%
- Oct 3, 20264.64%▲ from 3.23%
- Sep 19, 20263.23%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
423 433 Reuter Boulevard, Towanda, PA 18848
60 Month Certificate of Deposit
$0
4.63%
▼
Rate4.55%
Min Deposit$0
UpdatedOct 7, 2026
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.42% → 4.63% ▲ 0.21 pts · high 4.63% / low 4.42%
- Oct 7, 20264.63%▲ from 4.42%
- Sep 18, 20264.42%first recorded
Auburn University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1290 S Donahue Dr, Auburn, AL 36832 6330
54 - 60 Month IRA Share Certificate
$0
4.61%
▼
Rate4.53%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 4.13% → 4.61% ▲ 0.48 pts · high 4.61% / low 4.13%
- Oct 10, 20264.61%▲ from 4.13%
- Sep 18, 20264.13%first recorded
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.97%
1000 W Wisconsin St, Sparta, WI 54656 2230
60-MONTH YOUTH CERTIFICATE SPECIAL
$500
4.60%
▼
Rate4.50%
Min Deposit$500
UpdatedOct 9, 2026
Details
FOR AGES 0-12 YEARS OLD; Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
Rate History
No change since Sep 14, 2026 · 4.60% APY · checked 7 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
4091 Mount Royal Blvd, Allison Park, PA 15101
Business 5 Year CD
$0
4.59%
▼
Rate4.50%
Min Deposit$0
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 4.28% → 4.59% ▲ 0.31 pts · high 4.59% / low 4.28%
- Oct 8, 20264.59%▲ from 4.33%
- Sep 24, 20264.33%▲ from 4.28%
- Sep 14, 20264.28%first recorded
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
4702 Mattis Rd, Saint Louis, MO 63128
60 Month 75th Anniversary Certificates of Deposit
$7,500
4.58%
▼
Rate—
Min Deposit$7,500
UpdatedOct 10, 2026
Details
Get complete details here
Rate History
No change since Oct 10, 2026 · 4.58% APY
Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.91%
1020 S Brawley Ave, Brawley, CA 92227
60 Month Jumbo Certificate
$100,000
4.55%
▼
Rate4.46%
Min Deposit$100,000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Sep 18, 2026 · 4.55% APY · checked 5 times
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
500 Prince Georges Blvd, Upper Marlboro, MD 20774
60 Month Share Certificate
$0
4.55%
▼
Rate4.46%
Min Deposit$0
UpdatedOct 7, 2026
Details
Balance: $1,000
Rate History
1 change since Sep 18, 2026 · 4.28% → 4.55% ▲ 0.27 pts · high 4.55% / low 4.28%
- Sep 27, 20264.55%▲ from 4.28%
- Sep 18, 20264.28%first recorded
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
17273 State Route 104, Chillicothe, OH 45601 9718
60 Month Certificate of Deposit
$500
4.55%
▼
Rate4.45%
Min Deposit$500
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Sep 25, 2026 · 4.55% APY · checked 3 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
60 Month CD
$500
4.55%
▼
Rate4.47%
Min Deposit$500
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Sep 20, 2026 · 4.55% APY · checked 6 times
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
8395 W Sunset Rd, Las Vegas, NV 89113
60 Month IRA Term Certificate
$0
4.55%
▼
Rate—
Min Deposit$0
UpdatedOct 1, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 4.55% APY · checked 5 times
Global Bank
Institution Rating:
D3.4 ★Texas Ratio: 33.77%
8 Catherine St, New York, NY 10038
5 Year Certificate of Deposit
$1,000
4.55%
▼
Rate4.45%
Min Deposit$1,000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.55% ▲ 0.80 pts · high 4.55% / low 3.75%
- Sep 28, 20264.55%▲ from 3.75%
- Sep 14, 20263.75%first recorded
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Congress Dr Hwy 33, Newburg, WI 53060
60 mo Certificate of Deposit
$500
4.54%
▼
Rate4.45%
Min Deposit$500
UpdatedOct 12, 2026
Details
Opening Balance: $10,000 or above; Interest credited Monthly; Fixed
Rate History
No change since Sep 14, 2026 · 4.54% APY · checked 6 times
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
101 Independence Ave SE Rm 634, Washington, DC 20540 0002
60 Month Traditional, Roth, SEP & Education IRA Certificate
$0
4.52%
▼
Rate4.45%
Min Deposit$0
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 16, 2026 · 3.96% → 4.52% ▲ 0.56 pts · high 4.52% / low 3.96%
- Sep 25, 20264.52%▲ from 3.96%
- Sep 16, 20263.96%first recorded
Commercial Bank De Kalb, MS
Institution Rating:
A-4.3 ★Texas Ratio: 2.73%
175 Hopper Ave, De Kalb, MS 39328
Business 60 Months
$0
4.50%
▼
Rate—
Min Deposit$0
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 4.50% APY · checked 2 times
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
1040 N Main St, Sheboygan Falls, WI 53085
5 year Share Certificate
$0
4.50%
▼
Rate4.43%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 3.65% → 4.50% ▲ 0.85 pts · high 4.50% / low 3.65%
- Oct 9, 20264.50%▲ from 3.65%
- Sep 18, 20263.65%first recorded
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
60 Month Certificate
$1,000
4.50%
▼
Rate4.43%
Min Deposit$1,000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.50% ▲ 1.00 pts · high 4.50% / low 3.50%
- Sep 24, 20264.50%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
175 W Lafayette Frontage Rd, Saint Paul, MN 55107 1420
BASIC CERTIFICATES - 60 month
$0
4.50%
▼
Rate4.41%
Min Deposit$0
UpdatedOct 9, 2026
Details
Available as an IRA
Rate History
1 change since Sep 14, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
- Sep 25, 20264.50%▲ from 4.25%
- Sep 14, 20264.25%first recorded
Texas Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
12611 Fuqua St, Houston, TX 77034
Callable CD 60 Months
$0
4.50%
▼
Rate—
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Sep 22, 2026 · 4.50% APY · checked 4 times
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
4774 S 1300 W Bldg 3, Riverdale, UT 84405 3621
60 Month Flexible Certificate
$500
4.50%
▼
Rate4.41%
Min Deposit$500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.30% → 4.50% ▲ 0.20 pts · high 4.50% / low 4.30%
- Oct 5, 20264.50%▲ from 4.30%
- Sep 14, 20264.30%first recorded
Smartypig, by Sallie Mae
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
175 S West Temple, Salt Lake City, UT 84101
60 Month Certificates of deposit (CDs)
$2,500
4.50%
▼
Rate4.40%
Min Deposit$2,500
UpdatedOct 10, 2026
Details
Balance required to obtain APY: $2,500
Rate History
No change since Oct 10, 2026 · 4.50% APY
DOW
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
600 E Lyon Rd, Midland, MI 48640 5396
3 - 60 Month Simple CDs
$500
4.50%
▼
Rate—
Min Deposit$500
UpdatedOct 10, 2026
Details
APY assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal.
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
- Sep 27, 20264.50%▲ from 4.00%
- Sep 14, 20264.00%first recorded
F&M State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 W Jefferson St, Winterset, IA 50273
60 Month CD
$0
4.50%
▼
Rate4.50%
Min Deposit$0
UpdatedOct 12, 2026
Details
Balance: $10,000+
Rate History
No change since Sep 24, 2026 · 4.50% APY · checked 5 times
Gerber Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
508 State St, Fremont, MI 49412
60 Month Share Certificates
$0
4.50%
▼
Rate4.41%
Min Deposit$0
UpdatedOct 12, 2026
Details
Rates effective October 1, 2026
Rate History
No change since Sep 12, 2026 · 4.50% APY · checked 5 times
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.19%
300 Arneill Rd, Camarillo, CA 93010
5 Year Term Share Certificate
$500
4.50%
▼
Rate4.41%
Min Deposit$500
UpdatedOct 12, 2026
Details
Term: 5 years with Epic Premium Checking; Epic Premium Checking relationship rate
Rate History
1 change since Sep 18, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
- Oct 4, 20264.50%▲ from 4.25%
- Sep 18, 20264.25%first recorded
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.74%
725 N Main St, Moab, UT 84532 2132
5 year CD
$500
4.50%
▼
Rate4.43%
Min Deposit$500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 4.05% → 4.50% ▲ 0.45 pts · high 4.50% / low 4.05%
- Oct 9, 20264.50%▲ from 4.30%
- Sep 29, 20264.30%▲ from 4.05%
- Sep 14, 20264.05%first recorded
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
417 High St, Frankfort, KY 40601
60 Month Certificate
$500
4.50%
▼
Rate4.41%
Min Deposit$500
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 6, 2026 · 4.50% APY · checked 2 times
Sallie Mae
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
175 S West Temple, Salt Lake City, UT 84101
60 Month Certificates of deposit (CDs)
$2,500
4.50%
▼
Rate4.40%
Min Deposit$2,500
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 4.40% → 4.50% ▲ 0.10 pts · high 4.50% / low 4.40%
- Sep 27, 20264.50%▲ from 4.40%
- Sep 18, 20264.40%first recorded
First National Bank of America (FNBA)
Institution Rating:
B-4.3 ★Texas Ratio: 23.12%
241 E Saginaw St, East Lansing, MI 48823
60 Month Certificate of Deposit
$0
4.50%
▼
Rate4.43%
Min Deposit$0
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
2 changes since Sep 18, 2026 · 4.20% → 4.50% ▲ 0.30 pts · high 4.50% / low 4.20%
- Oct 2, 20264.50%▲ from 4.30%
- Sep 24, 20264.30%▲ from 4.20%
- Sep 18, 20264.20%first recorded
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3015 University Blvd W, Kensington, MD 20895 1936
Business Share Certificates - 60 Months
$500
4.50%
▼
Rate4.40%
Min Deposit$500
UpdatedOct 12, 2026
Details
Penalties apply for early withdrawal
Rate History
No change since Oct 4, 2026 · 4.50% APY · checked 2 times
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
200 E South Temple, Salt Lake City, UT 84111
Traditional and IRA Term Deposit - 60-Month
$2,000
4.50%
▼
Rate—
Min Deposit$2,000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 4.50% APY · checked 2 times
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
155 W Wisconsin Ave, Oconomowoc, WI 53066
60 Month CD / IRA
$1,000
4.50%
▼
Rate4.43%
Min Deposit$1,000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 2.50% → 4.50% ▲ 2.00 pts · high 4.50% / low 2.50%
- Oct 2, 20264.50%▲ from 2.50%
- Sep 14, 20262.50%first recorded
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
5 Year Certificate
$1,000
4.50%
▼
Rate4.40%
Min Deposit$1,000
UpdatedOct 12, 2026
Details
Watch your money grow at a premium rate when you agree to receive paperless eStatements. Balances of $50,000 or more earn higher rates. No monthly fee. Auto renewal available. Federally insured balances up to $250,000.00.
Rate History
No change since Oct 4, 2026 · 4.50% APY · checked 3 times
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month IRA Share CD
$0
4.50%
▼
Rate4.41%
Min Deposit$0
UpdatedOct 10, 2026
Details
IRA
Rate History
1 change since Sep 14, 2026 · 4.02% → 4.50% ▲ 0.48 pts · high 4.50% / low 4.02%
- Oct 10, 20264.50%▲ from 4.02%
- Sep 14, 20264.02%first recorded
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1000 Saint Albans Dr, Raleigh, NC 27609
60 Month IRA Certificate
$250
4.50%
▼
Rate4.41%
Min Deposit$250
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 6, 2026 · 4.50% APY · checked 2 times
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
2133 E Center St, Pocatello, ID 83201 2616
Share Certificates - 60 months
$0
4.50%
▼
Rate4.42%
Min Deposit$0
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 12, 2026 · 4.50% APY
ORNL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1117 N Charles G Seivers Blvd, Clinton, TN 37716 3943
60-Month IRA PROMOTIONAL Certificate
$500
4.50%
▼
Rate4.41%
Min Deposit$500
UpdatedOct 10, 2026
Details
IRA PROMOTIONAL
Rate History
1 change since Sep 18, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
- Oct 6, 20264.50%▲ from 4.25%
- Sep 18, 20264.25%first recorded
Malaga Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2514 Via Tejon, Palos Verdes Peninsula, CA 90274
5 Year Online CD
$25,000
4.50%
▼
Rate—
Min Deposit$25,000
UpdatedOct 12, 2026
Details
Compounded Daily; Early Withdrawal Penalty
Rate History
1 change since Sep 14, 2026 · 4.10% → 4.50% ▲ 0.40 pts · high 4.50% / low 4.10%
- Sep 28, 20264.50%▲ from 4.10%
- Sep 14, 20264.10%first recorded
Central Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
300 W Vine St, Lexington, KY 40507
Certificate of Deposit - 5 Years
$500
4.50%
▼
Rate4.40%
Min Deposit$500
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Oct 7, 2026 · 4.50% APY · checked 2 times
City National Bank of Florida
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
1995 E Hallandale Beach Blvd, Hallandale, FL 33009
60-month online CD
$25,000
4.50%
▼
Rate4.40%
Min Deposit$25,000
UpdatedOct 7, 2026
Details
Online-only high-yield rates.
Rate History
1 change since Sep 18, 2026 · 3.76% → 4.50% ▲ 0.74 pts · high 4.50% / low 3.76%
- Oct 2, 20264.50%▲ from 3.76%
- Sep 18, 20263.76%first recorded
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
2115 N Broadway, Santa Ana, CA 92706
60 Month Deferred Compensation Certificate
$50
4.50%
▼
Rate4.40%
Min Deposit$50
UpdatedOct 9, 2026
Details
payroll deposit only
Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 2 times
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
7181 S Campus View Dr, West Jordan, UT 84084 4312
60 Month Certificate
$0
4.50%
▼
Rate—
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
- Oct 5, 20264.50%▲ from 4.25%
- Sep 14, 20264.25%first recorded
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7007 Broadway Ave, Cleveland, OH 44105
60 Month Bonus CD
$500
4.50%
▼
Rate—
Min Deposit$500
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 4 times
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
555 Sabattus St, Lewiston, ME 04240
5 Year Certificate
$500
4.50%
▼
Rate4.41%
Min Deposit$500
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 25, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
- Oct 4, 20264.50%▲ from 4.00%
- Sep 25, 20264.00%first recorded
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734
60 Month Certificates & IRA Certificates
$0
4.50%
▼
Rate4.50%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 4.50% APY
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
1111 Country Club Rd, Middletown, CT 06457 2389
60 Month Certificate
$0
4.49%
▼
Rate4.40%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.34% → 4.49% ▲ 0.15 pts · high 4.49% / low 4.34%
- Oct 9, 20264.49%▲ from 4.34%
- Sep 14, 20264.34%first recorded
My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
4025 W Old Shakopee Rd, Bloomington, MN 55437
Share & IRA Certificates - 60 Months
$25,000
4.49%
▼
Rate4.40%
Min Deposit$25,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.87% → 4.49% ▲ 0.62 pts · high 4.49% / low 3.87%
- Oct 9, 20264.49%▲ from 3.87%
- Sep 14, 20263.87%first recorded
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2311 Robert J Glasgow Loop, Stephenville, TX 76401
5 Year Certificate
$90,000
4.49%
▼
Rate4.40%
Min Deposit$90,000
UpdatedOct 12, 2026
Details
Jumbo/Min. $90,000
Rate History
No change since Oct 8, 2026 · 4.49% APY · checked 2 times
Devils Slide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
243 E 125 N, Morgan, UT 84050
60 Month Certificate
$1,000
4.48%
▼
Rate4.40%
Min Deposit$1,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 4.48% APY
TLC Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3030 S Adrian Hwy, Adrian, MI 49221
60 Month CD
$0
4.47%
▼
Rate4.40%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.11% → 4.47% ▲ 0.36 pts · high 4.47% / low 4.11%
- Oct 9, 20264.47%▲ from 4.11%
- Sep 14, 20264.11%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
8310 O St, Lincoln, NE 68510
60 Month Certificate
$1,000
4.46%
▼
Rate—
Min Deposit$1,000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 30, 2026 · 3.75% → 4.46% ▲ 0.71 pts · high 4.46% / low 3.75%
- Oct 6, 20264.46%▲ from 3.75%
- Sep 30, 20263.75%first recorded
Washington State Bank Washington, IA
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
121 S Marion Ave, Washington, IA 52353
60 Month CD Specials
$225,000
4.45%
▼
Rate4.38%
Min Deposit$225,000
UpdatedOct 12, 2026
Details
Deposit Amount: $225,000.00 and above; Compounding: Quarterly
Rate History
No change since Oct 3, 2026 · 4.45% APY · checked 3 times
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.06%
816 Washington Ave, Golden, CO 80401
60 Month IRA CD
$0
4.45%
▼
Rate4.36%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 4.45% APY
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
2640 W Court St, Janesville, WI 53548
Jumbo Share or IRA Certificate (5 Year)
$10,000
4.45%
▼
Rate4.38%
Min Deposit$10,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 3 times
Bank of Washington
Institution Rating:
D3.5 ★Texas Ratio: 33.34%
200 W Main St, Washington, MO 63090
60 Month CD or IRA CD
$500
4.45%
▼
Rate4.38%
Min Deposit$500
UpdatedOct 7, 2026
Details
Interest paid quarterly
Rate History
No change since Sep 8, 2026 · 4.45% APY · checked 8 times
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
711 Beaver Creek Rd, Piketon, OH 45661
60 Month Certificate
$0
4.45%
▼
Rate4.35%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.45% ▲ 0.80 pts · high 4.45% / low 3.65%
- Oct 9, 20264.45%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2203 Cranberry Hwy, West Wareham, MA 02576 1210
60-Month CD
$50,000
4.44%
▼
Rate4.35%
Min Deposit$50,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 5, 2026 · 4.44% APY · checked 2 times
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1919 7th Ave, Altoona, PA 16602 2237
60 Month Traditional IRA Share Certificate
$0
4.44%
▼
Rate4.35%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.66% → 4.44% ▲ 0.78 pts · high 4.44% / low 3.66%
- Oct 9, 20264.44%▲ from 3.66%
- Sep 14, 20263.66%first recorded
Federated Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1929 S Cedar Ave, Owatonna, MN 55060 4301
60 Month Certificate
$0
4.42%
▼
Rate4.35%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.31% → 4.42% ▲ 0.11 pts · high 4.42% / low 4.31%
- Oct 9, 20264.42%▲ from 4.31%
- Sep 14, 20264.31%first recorded
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
1419 N 2nd St, Ishpeming, MI 49849 1149
60 Month Jumbo Share Certificates
$100,000
4.42%
▼
Rate4.35%
Min Deposit$100,000
UpdatedOct 12, 2026
Details
Minimum deposit of $100,000.00; Certificate specials will not renew at end of term; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 12, 2026 · 4.11% → 4.42% ▲ 0.31 pts · high 4.42% / low 4.11%
- Oct 4, 20264.42%▲ from 4.11%
- Sep 12, 20264.11%first recorded
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
8929 Shoal Creek Blvd, Austin, TX 78757
60-Month Super Jumbo Certificate
$225,000
4.42%
▼
Rate4.35%
Min Deposit$225,000
UpdatedOct 12, 2026
Details
Balance: $225,000 or greater
Rate History
1 change since Sep 14, 2026 · 4.27% → 4.42% ▲ 0.15 pts · high 4.42% / low 4.27%
- Oct 4, 20264.42%▲ from 4.27%
- Sep 14, 20264.27%first recorded
CFG Bank
Institution Rating:
D3.3 ★Texas Ratio: 35.17%
11 W Ridgely Rd, Lutherville, MD 21093
60 Month CD Online and In Branch
$500
4.40%
▼
Rate4.31%
Min Deposit$500
UpdatedOct 7, 2026
Details
No additional deposits after initial deposit.
Rate History
1 change since Sep 18, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30%
- Oct 7, 20264.40%▲ from 4.30%
- Sep 18, 20264.30%first recorded
De Witt Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
302 W Main St, Clinton, IL 61727
5 Year Certificate
$1,000
4.40%
▼
Rate4.31%
Min Deposit$1,000
UpdatedOct 11, 2026
Details
Early Withdrawal Penalty: 6 Month Interest
Rate History
1 change since Sep 14, 2026 · 3.29% → 4.40% ▲ 1.11 pts · high 4.40% / low 3.29%
- Oct 7, 20264.40%▲ from 3.29%
- Sep 14, 20263.29%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1620 Lonnie Abbott Blvd, Ada, OK 74820
60 Month Term Share (Certificate) / IRA
$0
4.40%
▼
Rate4.32%
Min Deposit$0
UpdatedOct 7, 2026
Details
Balance: $99,000 and over
Rate History
1 change since Sep 18, 2026 · 3.89% → 4.40% ▲ 0.51 pts · high 4.40% / low 3.89%
- Oct 2, 20264.40%▲ from 3.89%
- Sep 18, 20263.89%first recorded
Midwest Bank Detroit Lakes, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
105 E Soo St, Parkers Prairie, MN 56361
60 Month CD
$25,000
4.40%
▼
Rate4.33%
Min Deposit$25,000
UpdatedOct 10, 2026
Details
Term: 60 Month ($25,000 or more)
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.40% ▲ 0.40 pts · high 4.40% / low 4.00%
- Sep 22, 20264.40%▲ from 4.00%
- Sep 18, 20264.00%first recorded
Luana Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
100 Harvest Dr, Luana, IA 52156
5 Year Certificate
$100,000
4.40%
▼
Rate4.35%
Min Deposit$100,000
UpdatedOct 7, 2026
Details
Balance: $100,000 and above
Rate History
No change since Oct 7, 2026 · 4.40% APY · checked 2 times
City State Bank Norwalk, IA
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
801 Main St, Norwalk, IA 50211
60 Month Relationship CD
$500
4.40%
▼
Rate4.36%
Min Deposit$500
UpdatedOct 12, 2026
Details
Must have a loan, deposit, or trust and investment account with City State Bank.
Rate History
No change since Sep 28, 2026 · 4.40% APY · checked 4 times
Wasatch Peaks Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
3012 S 1900 W, Ogden, UT 84401
60 Month Share Certificate
$500
4.40%
▼
Rate4.31%
Min Deposit$500
UpdatedOct 9, 2026
Details
Paid Monthly
Rate History
1 change since Sep 21, 2026 · 4.25% → 4.40% ▲ 0.15 pts · high 4.40% / low 4.25%
- Oct 9, 20264.40%▲ from 4.25%
- Sep 21, 20264.25%first recorded
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
10461 White Granite Dr, Oakton, VA 22124
5 Year Certificate - Special Rate
$1,000
4.40%
▼
Rate—
Min Deposit$1,000
UpdatedOct 12, 2026
Details
Special Rate (APY)
Rate History
No change since Oct 12, 2026 · 4.40% APY
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
225 White St W, Rock Hill, SC 29730 4039
60 Month Certificates
$500
4.40%
▼
Rate4.33%
Min Deposit$500
UpdatedOct 9, 2026
Details
Balance: $100,000 and over
Rate History
No change since Sep 21, 2026 · 4.40% APY · checked 2 times
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
2400 N Grandview Blvd, Waukesha, WI 53188
5 Year Certificate
$0
4.40%
▼
Rate4.31%
Min Deposit$0
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 6 times
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
1075 Acoma St, Denver, CO 80204 4326
60 Months CD
$0
4.40%
▼
Rate4.31%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.40% ▲ 0.70 pts · high 4.40% / low 3.70%
- Oct 10, 20264.40%▲ from 3.70%
- Sep 14, 20263.70%first recorded
Morgan Stanley E-Trade
Institution Rating:
A4.8 ★Texas Ratio: 2.45%
2000 Westchester Ave, Purchase, NY 10577
60 Month Certificates of Deposit
$0
4.40%
▼
Rate—
Min Deposit$0
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Sep 20, 2026 · 4.40% APY · checked 4 times
Marcus Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
200 West St, New York, NY 10282
5 years High-Yield CD
$500
4.40%
▼
Rate—
Min Deposit$500
UpdatedOct 10, 2026
Details
Early Withdrawal Penalty: Yes
Rate History
1 change since Sep 14, 2026 · 4.35% → 4.40% ▲ 0.05 pts · high 4.40% / low 4.35%
- Oct 6, 20264.40%▲ from 4.35%
- Sep 14, 20264.35%first recorded
SJP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
341 Englewood Ave, Buffalo, NY 14223 2819
60 Month Certificate of Deposit
$1,000
4.40%
▼
Rate—
Min Deposit$1,000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 25, 2026 · 4.35% → 4.40% ▲ 0.05 pts · high 4.40% / low 4.35%
- Oct 12, 20264.40%▲ from 4.35%
- Sep 25, 20264.35%first recorded
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
147 26th st, Ogden, UT 84401
60 Month Certificate
$500
4.40%
▼
Rate4.31%
Min Deposit$500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.20% → 4.40% ▲ 0.20 pts · high 4.40% / low 4.20%
- Oct 5, 20264.40%▲ from 4.20%
- Sep 14, 20264.20%first recorded
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.64%
3777 West Rd, East Lansing, MI 48823 8029
5-Year Certificate or IRA-HSA Jumbo
$100,000
4.40%
▼
Rate—
Min Deposit$100,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.40% ▲ 0.35 pts · high 4.40% / low 4.05%
- Sep 25, 20264.40%▲ from 4.05%
- Sep 14, 20264.05%first recorded
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
182 37th Ave N, Saint Petersburg, FL 33704
60-Month CD
$500
4.39%
▼
Rate—
Min Deposit$500
UpdatedOct 11, 2026
Details
90 days interest penalty for early withdrawal
Rate History
No change since Sep 14, 2026 · 4.39% APY · checked 6 times
Capstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
3 POLARIS WAY STE 31B, ALISO VIEJO, CA 92656
5 Year Certificate
$1,000
4.39%
▼
Rate4.30%
Min Deposit$1,000
UpdatedOct 12, 2026
Details
Minimum = $1,000; Jumbo certificates over $75,000.00 APY 4.59% (add .20%)
Rate History
1 change since Sep 12, 2026 · 2.53% → 4.39% ▲ 1.86 pts · high 4.39% / low 2.53%
- Oct 8, 20264.39%▲ from 2.53%
- Sep 12, 20262.53%first recorded
First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
355 Hales Mills Rd Ext, Gloversville, NY 12078 5703
5 Year Certificate
$500
4.39%
▼
Rate4.30%
Min Deposit$500
UpdatedOct 9, 2026
Details
Credit Quarterly Compound Daily
Rate History
No change since Oct 9, 2026 · 4.39% APY
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
501 Main St, Milligan, NE 68406
60 Month Certificate of Deposit
$0
4.37%
▼
Rate4.30%
Min Deposit$0
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Sep 19, 2026 · 4.37% APY · checked 2 times
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.03%
296 E CENTER STREET, MONTICELLO, UT 84535
60 Month Certificate
$500
4.37%
▼
Rate4.30%
Min Deposit$500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 3.65% → 4.37% ▲ 0.72 pts · high 4.37% / low 3.65%
- Oct 5, 20264.37%▲ from 3.65%
- Sep 18, 20263.65%first recorded
Alabama One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404 5842
Certificate IRA (Traditional & Roth) - 60 Month
$0
4.36%
▼
Rate4.29%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 10, 2026 · 4.36% APY
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
60 Month Certificate
$500
4.35%
▼
Rate4.26%
Min Deposit$500
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.20% → 4.35% ▲ 0.15 pts · high 4.35% / low 4.20%
- Sep 18, 20264.35%▲ from 4.20%
- Sep 14, 20264.20%first recorded
Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
156 Spring St, West Roxbury, MA 02132
60 Month Certificate
$1,000
4.35%
▼
Rate4.26%
Min Deposit$1,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 4.35% APY
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
630 32nd St SE, Grand Rapids, MI 49548 2306
60 month CD
$500
4.35%
▼
Rate4.28%
Min Deposit$500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.40% → 4.35% ▲ 0.95 pts · high 4.35% / low 3.40%
- Oct 9, 20264.35%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Dirigo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.54%
20 Washington St N, Auburn, ME 04210
Jumbo IRA Certificate - 5 Year
$0
4.35%
▼
Rate4.27%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 6, 2026 · 4.35% APY · checked 2 times
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
60 Month High Yield Jumbo CD
$0
4.35%
▼
Rate—
Min Deposit$0
UpdatedOct 7, 2026
Details
Loyalty Rates: 0.05%
Rate History
No change since Sep 27, 2026 · 4.35% APY · checked 5 times
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
60 Month Jumbo CD
$50,000
4.35%
▼
Rate4.27%
Min Deposit$50,000
UpdatedOct 10, 2026
Details
Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.
Rate History
No change since Sep 22, 2026 · 4.35% APY · checked 4 times
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
141 Massachusetts Ave, Arlington, MA 02474
5 Year Certificate
$1,000
4.35%
▼
Rate4.27%
Min Deposit$1,000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
- Sep 24, 20264.35%▲ from 4.15%
- Sep 18, 20264.15%first recorded
Eastern Utah Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
675 E 100 N, Price, UT 84501
60 Month Certificate
$0
4.35%
▼
Rate—
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.35% ▲ 0.40 pts · high 4.35% / low 3.95%
- Oct 5, 20264.35%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Home Bank of California
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4493 Ruffin Rd, San Diego, CA 92123
60 Month Certificate
$0
4.35%
▼
Rate4.25%
Min Deposit$0
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 4.35% APY · checked 2 times
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
203 Main St, Thomaston, CT 06787
60 Month Business Certificate of Deposit - Fixed Rate
$1,000
4.35%
▼
Rate4.27%
Min Deposit$1,000
UpdatedOct 11, 2026
Details
Interest Rate $1,000 - $249,999.99 Daily balance to earn APY
Rate History
1 change since Sep 19, 2026 · 3.50% → 4.35% ▲ 0.85 pts · high 4.35% / low 3.50%
- Oct 7, 20264.35%▲ from 3.50%
- Sep 19, 20263.50%first recorded
GREATER TEXAS
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
12319 N Mopac Expy, Austin, TX 78758
60 Month IRA Term Share Accounts/Certificates of Deposit
$95,000
4.35%
▼
Rate4.26%
Min Deposit$95,000
UpdatedOct 10, 2026
Details
Balance: $95,000+; JUMBO
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00%
- Oct 10, 20264.35%▲ from 4.00%
- Sep 22, 20264.00%first recorded
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
303 N Main St, Gunnison, CO 81230
5 Year Certificate
$500
4.35%
▼
Rate4.25%
Min Deposit$500
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.09% → 4.35% ▲ 0.26 pts · high 4.35% / low 4.09%
- Sep 24, 20264.35%▲ from 4.09%
- Sep 14, 20264.09%first recorded
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
900 E 8th St, Washington, MO 63090
60 Month Certificate
$0
4.34%
▼
Rate4.26%
Min Deposit$0
UpdatedOct 11, 2026
Details
Preferred Rate with any checking account; Rate: 4.36%, APY: 4.45%
Rate History
No change since Sep 11, 2026 · 4.34% APY · checked 7 times
Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2650 Harrison Ave, Eureka, CA 95501
60 Month Roth IRA Certificate
$0
4.33%
▼
Rate4.25%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 22, 2026 · 4.33% APY · checked 3 times
Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
211 W Center St, Alma, MI 48801 2206
60 Month Certificate
$0
4.33%
▼
Rate4.25%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 3.92% → 4.33% ▲ 0.41 pts · high 4.33% / low 3.92%
- Oct 9, 20264.33%▲ from 3.92%
- Sep 18, 20263.92%first recorded
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
16 594 Kipimana St, Keaau, HI 96749 8021
5 Years Term Share Certificate
$500
4.33%
▼
Rate4.25%
Min Deposit$500
UpdatedOct 10, 2026
Details
Dividends are compounded and credited monthly. Fees could reduce earnings on the account. Certificate early withdrawal penalties may apply. Please refer to Truth in Savings Disclosure for details.
Rate History
No change since Oct 6, 2026 · 4.33% APY · checked 2 times
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
4050 Alpha Rd Ste 120, Farmers Branch, TX 75244
60 Month Jumbo or IRA CD
$25,000
4.33%
▼
Rate4.25%
Min Deposit$25,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 4.33% APY
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
16320 Kensington Dr, Sugar Land, TX 77479 4097
Share Certificate Accounts - IRA & Jumbo - 60 Month
$0
4.32%
▼
Rate4.25%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Oct 5, 2026 · 4.27% → 4.32% ▲ 0.05 pts · high 4.32% / low 4.27%
- Oct 9, 20264.32%▲ from 4.27%
- Oct 5, 20264.27%first recorded
F&M Bank Piedmont, AL
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
112 E Ladiga St, Piedmont, AL 36272
5 Year C.D.
$1,000
4.32%
▼
Rate4.25%
Min Deposit$1,000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
No change since Sep 24, 2026 · 4.32% APY · checked 5 times
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
10903 New Hampshire Ave, Silver Spring, MD 20993
60 Month Share Certificate
$1,000
4.31%
▼
Rate4.23%
Min Deposit$1,000
UpdatedOct 12, 2026
Details
APY is based on a $1,000 deposit and may vary based on the amount of deposit.
Rate History
1 change since Sep 25, 2026 · 3.73% → 4.31% ▲ 0.58 pts · high 4.31% / low 3.73%
- Oct 4, 20264.31%▲ from 3.73%
- Sep 25, 20263.73%first recorded
Oxford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
225 RIVER RD, MEXICO, ME 04257
60 Month Certificate
$1,000
4.30%
▼
Rate—
Min Deposit$1,000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 25, 2026 · 3.95% → 4.30% ▲ 0.35 pts · high 4.30% / low 3.95%
- Oct 4, 20264.30%▲ from 3.95%
- Sep 25, 20263.95%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Business 5 Year Certificate of Deposit
$100,000
4.30%
▼
Rate4.23%
Min Deposit$100,000
UpdatedOct 12, 2026
Details
Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.30% APY · checked 2 times
Bank of Utica
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
222 Genesee St, Utica, NY 13502
5 Year Certificate (Apply Online)
$1,000
4.30%
▼
Rate4.23%
Min Deposit$1,000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 3 times
Citizens Bank & Trust Company KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
201 E Main St, Campbellsville, KY 42718
5 Year Certificate of Deposit
$500
4.30%
▼
Rate4.30%
Min Deposit$500
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Sep 20, 2026 · 4.30% APY · checked 6 times
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
724 Front St, Cashton, WI 54619
5 Year CD
$5,000
4.30%
▼
Rate4.23%
Min Deposit$5,000
UpdatedOct 11, 2026
Details
A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.30% ▲ 0.80 pts · high 4.30% / low 3.50%
- Oct 3, 20264.30%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
23910 Railroad Ave, Plaquemine, LA 70764
60 Month View Today's Full List of CD Offerings here
$100,000
4.30%
▼
Rate—
Min Deposit$100,000
UpdatedOct 11, 2026
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 2 times
North Central Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
2665 Reserve Rd, Houghton Lake, MI 48629
60 MONTH CD
$50,000
4.30%
▼
Rate—
Min Deposit$50,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.30% ▲ 0.35 pts · high 4.30% / low 3.95%
- Oct 9, 20264.30%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1680 Capital One Dr, Mclean, VA 22102
60 Month 360 CDs
$0
4.30%
▼
Rate—
Min Deposit$0
UpdatedOct 7, 2026
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
3876 W Center view Way, West Jordan, UT 84084
60 month Certificate (CD)
$0
4.30%
▼
Rate4.22%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.25% → 4.30% ▲ 0.05 pts · high 4.30% / low 4.25%
- Sep 25, 20264.30%▲ from 4.25%
- Sep 14, 20264.25%first recorded
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4400 Central Way, Chubbuck, ID 83202
60 Month Promo CD
$500
4.30%
▼
Rate4.23%
Min Deposit$500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 9, 20264.30%▲ from 3.90%
- Sep 14, 20263.90%first recorded
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
832 Cleveland St, Elyria, OH 44035 4141
60 Month Certificate/IRA
$500
4.30%
▼
Rate—
Min Deposit$500
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.30% ▲ 0.45 pts · high 4.30% / low 3.85%
- Oct 10, 20264.30%▲ from 3.85%
- Sep 14, 20263.85%first recorded
CorTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
26 W 7th Ave, Webster, SD 57274
5 Year Certificate
$500
4.30%
▼
Rate4.23%
Min Deposit$500
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 2 times
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
36 Park Ave, Worcester, MA 01609
60 Months Jumbo CD
$0
4.30%
▼
Rate—
Min Deposit$0
UpdatedOct 10, 2026
Details
Jumbo CD - min $50,000. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 30, 2026 · 4.30% APY · checked 3 times
Sullivan Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.43%
318 W Main St, Sullivan, MO 63080
60 Months Special CD
$1,000
4.30%
▼
Rate4.23%
Min Deposit$1,000
UpdatedOct 7, 2026
Details
Available as IRA in Branch:
Rate History
No change since Sep 19, 2026 · 4.30% APY · checked 8 times
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
3999 W Parkway Blvd, West Valley City, UT 84120
60 Month Business Jumbo Share Certificates
$0
4.30%
▼
Rate4.21%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 17, 2026 · 4.30% APY · checked 6 times
Community Resource Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
20 Wade Rd, Latham, NY 12110 3520
60 Month Super Share & IRA Certificate
$0
4.30%
▼
Rate4.22%
Min Deposit$0
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 12, 2026 · 4.30% APY
Winthrop Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
94 HIGHLAND AVE, WINTHROP, ME 04364
60 Month Share Certificate
$500
4.29%
▼
Rate4.20%
Min Deposit$500
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 22, 2026 · 3.71% → 4.29% ▲ 0.58 pts · high 4.29% / low 3.71%
- Oct 6, 20264.29%▲ from 3.71%
- Sep 22, 20263.71%first recorded
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
253 High St, Hartford, CT 06103
5 Year Term Share Certificate
$0
4.28%
▼
Rate4.20%
Min Deposit$0
UpdatedOct 12, 2026
Details
Effective 10/01/2026
Rate History
1 change since Sep 25, 2026 · 3.92% → 4.28% ▲ 0.36 pts · high 4.28% / low 3.92%
- Oct 4, 20264.28%▲ from 3.92%
- Sep 25, 20263.92%first recorded
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
89 Hermitage Ave, Nashville, TN 37210
IRA 5 Year Certificate
$0
4.28%
▼
Rate—
Min Deposit$0
UpdatedOct 10, 2026
Details
Jumbo IRA
Rate History
No change since Sep 14, 2026 · 4.28% APY · checked 6 times
MassMutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1295 State St, Springfield, MA 01111
60 Month Jumbo Share Certificate
$0
4.28%
▼
Rate4.20%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.28% ▲ 0.68 pts · high 4.28% / low 3.60%
- Oct 5, 20264.28%▲ from 3.60%
- Sep 14, 20263.60%first recorded
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
238 Virginia Ave, Daleville, AL 36322
60 Month IRA Jumbo
$100,000
4.28%
▼
Rate4.20%
Min Deposit$100,000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 4.28% APY · checked 7 times
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
60 Month Level Up Certificates and IRA Certificates
$500
4.28%
▼
Rate4.20%
Min Deposit$500
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 10, 2026 · 4.28% APY
B M S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1 Squibb Dr, New Brunswick, NJ 08901 1588
5 Year Share Certificates
$0
4.28%
▼
Rate4.20%
Min Deposit$0
UpdatedOct 12, 2026
Details
Amount: $1,000; APR/APY printed as range 4.20% - 4.28%
Rate History
No change since Oct 12, 2026 · 4.28% APY
Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
4205 Hollywood Blvd, Hollywood, FL 33021
60 Month Jumbo Certificate
$0
4.28%
▼
Rate4.20%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 5, 2026 · 4.28% APY · checked 2 times
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
400 Main St, Greenfield, MA 01301
60 Month Certificate
$1,000
4.28%
▼
Rate4.20%
Min Deposit$1,000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 19, 2026 · 3.04% → 4.28% ▲ 1.24 pts · high 4.28% / low 3.04%
- Oct 3, 20264.28%▲ from 3.04%
- Sep 19, 20263.04%first recorded
New Albin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Main St Ne, New Albin, IA 52160
5 Year CD
$1,000
4.27%
▼
Rate4.20%
Min Deposit$1,000
UpdatedOct 12, 2026
Details
Balance: $100,000 & over
Rate History
2 changes since Sep 20, 2026 · 4.16% → 4.27% ▲ 0.11 pts · high 4.27% / low 4.16%
- Oct 3, 20264.27%▲ from 4.22%
- Sep 24, 20264.22%▲ from 4.16%
- Sep 20, 20264.16%first recorded
First FSB of Mascoutah
Institution Rating:
B+4.8 ★Texas Ratio: 17.14%
101 W Main St, Mascoutah, IL 62258
60 Month Certificate
$1,000
4.27%
▼
Rate4.20%
Min Deposit$1,000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Oct 7, 2026 · 3.75% → 4.27% ▲ 0.52 pts · high 4.27% / low 3.75%
- Oct 11, 20264.27%▲ from 3.75%
- Oct 7, 20263.75%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA 15213
Certificates of Deposit - 5 year
$2,000
4.26%
▼
Rate4.20%
Min Deposit$2,000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 12, 2026 · 4.26% APY
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
5720 Silver Hill Rd, District Heights, MD 20747
60 Month Traditional or Roth IRA Certificate
$2,500
4.25%
▼
Rate4.18%
Min Deposit$2,500
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
VisionBank Saint Louis Park, MN
Institution Rating:
B4.4 ★Texas Ratio: 21.92%
3059 Joppa Ave S, Saint Louis Park, MN 55416
60 Month Certificate
$0
4.25%
▼
Rate4.18%
Min Deposit$0
UpdatedOct 11, 2026
Details
Create Account
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Traditional/Roth IRA Share Certificate - 60 Month
$35,000
4.25%
▼
Rate4.17%
Min Deposit$35,000
UpdatedOct 9, 2026
Details
Standard Dividend Rate: 3.930%, Standard *A.P.Y.: 4.00%. Minimum balance required to open account and earn the stated APY= $1,000/Standard. $35,000/Jumbo. A penalty may be charged for early withdrawal. See account disclosures for penalty calculation. Fees may reduce earnings. Yields are compounded monthly.
Rate History
No change since Oct 9, 2026 · 4.25% APY
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
13649 Montfort Dr, Dallas, TX 75240 2521
60 Month IRA & Roth IRA Certificate
$0
4.25%
▼
Rate4.16%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Sep 27, 2026 · 4.25% APY · checked 3 times
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
801 Main St, Genoa, OH 43430
60 Month Sixty-Month CD Special
$0
4.25%
▼
Rate4.17%
Min Deposit$0
UpdatedOct 11, 2026
Details
Maximum investment limited to $100,000 per account
Rate History
1 change since Sep 24, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
- Oct 3, 20264.25%▲ from 3.85%
- Sep 24, 20263.85%first recorded
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
280 E 12300 S, Draper, UT 84020
Certificates / IRA Certificates / Roth IRA Certificates - 60 months
$0
4.25%
▼
Rate4.17%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10%
- Oct 5, 20264.25%▲ from 4.10%
- Sep 14, 20264.10%first recorded
Rize Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
12701 Schabarum Ave, Irwindale, CA 91706
IRA Certificate Accounts - 60 months
$0
4.25%
▼
Rate4.17%
Min Deposit$0
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Sep 12, 2026 · 4.25% APY · checked 2 times
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2900 Decker Dr, Baytown, TX 77520 2076
60 Month CD
$0
4.25%
▼
Rate4.16%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.25% ▲ 0.65 pts · high 4.25% / low 3.60%
- Oct 1, 20264.25%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Prime Alliance Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.13%
1868 S 500 W, Woods Cross, UT 84010
60 Month Certificate
$500
4.25%
▼
Rate4.17%
Min Deposit$500
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
URSB United Roosevelt Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
11 15 Cooke Ave, Carteret, NJ 07008
60 Month CD
$500
4.25%
▼
Rate4.17%
Min Deposit$500
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 8 times
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
610 SW 10th Ave, Topeka, KS 66612
60 Month Business Certificate
$0
4.25%
▼
Rate4.17%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 4.25% APY
Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1006 E Main St, Mandan, ND 58554 3762
60 month CD
$0
4.25%
▼
Rate4.17%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.40% → 4.25% ▲ 0.85 pts · high 4.25% / low 3.40%
- Oct 9, 20264.25%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9260 S 300 E, Sandy, UT 84070
60 Month Certificate Account
$500
4.25%
▼
Rate4.17%
Min Deposit$500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 21, 2026 · 4.05% → 4.25% ▲ 0.20 pts · high 4.25% / low 4.05%
- Oct 5, 20264.25%▲ from 4.05%
- Sep 21, 20264.05%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
815 N Freedom Blvd, Provo, UT 84604 3315
60 Month Term Share Certificate
$1,000
4.25%
▼
Rate4.18%
Min Deposit$1,000
UpdatedOct 9, 2026
Details
Minimum: $1,000 required to open regular and IRA certificate accounts. $500 required to open youth certificate accounts.; Dividend Frequency: Quarterly
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Sep 26, 20264.25%▲ from 4.00%
- Sep 18, 20264.00%first recorded
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
60 Month Certificate
$0
4.25%
▼
Rate4.18%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
- Oct 9, 20264.25%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
35 Village Plz, Shelbyville, KY 40065
60 Month CD
$0
4.25%
▼
Rate4.16%
Min Deposit$0
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
State Bank of Southern Utah
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
122 S Main St, Gunnison, UT 84634
60 MONTH CERTIFICATE
$0
4.25%
▼
Rate4.18%
Min Deposit$0
UpdatedOct 7, 2026
Details
CERTIFICATES OF DEPOSIT We do not open CDs for other financial institutions or for deposit brokers.
Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 3 times
Cornerstone Capital Bank, SSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1177 West Loop S, Houston, TX 77027
Consumer 60 Month CD
$500
4.25%
▼
Rate4.17%
Min Deposit$500
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.25% ▲ 0.35 pts · high 4.25% / low 3.90%
- Sep 24, 20264.25%▲ from 3.90%
- Sep 14, 20263.90%first recorded
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
4361 Youree Dr, Shreveport, LA 71105
60-Month Share & IRA Certificate
$1,000
4.25%
▼
Rate4.17%
Min Deposit$1,000
UpdatedOct 12, 2026
Details
Share & IRA Certificate; fixed rate
Rate History
No change since Oct 12, 2026 · 4.25% APY
Community Savings Bank Chicago, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
4801 W Belmont Ave, Chicago, IL 60641
5 Year Special Certificate - Optional Renewal - 5th Year
$2,500
4.25%
▼
Rate4.25%
Min Deposit$2,500
UpdatedOct 11, 2026
Details
Balance: $2,500.00 - $2,500.00
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
7288 Highway 509, Mansfield, LA 71052
60 Month Share Certificate/IRA Share Certificate
$1,000
4.25%
▼
Rate4.17%
Min Deposit$1,000
UpdatedOct 12, 2026
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
125 S West St, Wilmington, DE 19801
60 Month Online CD
$0
4.25%
▼
Rate—
Min Deposit$0
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
495 Summer St, Boston, MA 02210
60 Month IRA Certificates
$500
4.25%
▼
Rate4.17%
Min Deposit$500
UpdatedOct 12, 2026
Details
Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.
Rate History
1 change since Sep 24, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Oct 4, 20264.25%▲ from 4.00%
- Sep 24, 20264.00%first recorded
Spring Bank Bronx, NY
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
69 E 167th St, Bronx, NY 10452
5 Years (60 Months) Certificate of Deposit
$250
4.25%
▼
Rate4.16%
Min Deposit$250
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 20, 2026 · 3.50% → 4.25% ▲ 0.75 pts · high 4.25% / low 3.50%
- Oct 3, 20264.25%▲ from 3.50%
- Sep 20, 20263.50%first recorded
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
1512 Gause Blvd, Slidell, LA 70458
5-Year Regular Certificate or IRA Certificate
$10,000
4.25%
▼
Rate—
Min Deposit$10,000
UpdatedOct 12, 2026
Details
Deposit: $10,000+
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 16.92%
111 Santa Rosa Avenue, Santa Rosa, CA 95404
60-MONTH CD
$0
4.25%
▼
Rate4.16%
Min Deposit$0
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Sep 27, 20264.25%▲ from 4.00%
- Sep 18, 20264.00%first recorded
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
419 Rutherford Ave NE, Roanoke, VA 24022
5 Year Term IRA Certificate
$500
4.25%
▼
Rate4.18%
Min Deposit$500
UpdatedOct 10, 2026
Details
Minimum: $500 minimum opening balance
Rate History
No change since Oct 10, 2026 · 4.25% APY
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3000 N University Dr, Sunrise, FL 33322 1611
60 Month Term Jumbo Certificate
$0
4.25%
▼
Rate4.17%
Min Deposit$0
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.25% ▲ 0.30 pts · high 4.25% / low 3.95%
- Oct 10, 20264.25%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Seaport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5080 McLester St, Elizabeth, NJ 07201
60 Month Certificate
$500
4.23%
▼
Rate4.15%
Min Deposit$500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 4.23% APY
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1345 Washington Ave, Portland, ME 04103
60 Month IRA Share Certificate
$0
4.23%
▼
Rate4.15%
Min Deposit$0
UpdatedOct 12, 2026
Details
Balance: $150,000.00 or more
Rate History
No change since Oct 12, 2026 · 4.23% APY
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
220 Wynn Dr, Huntsville, AL 35893
Jumbo Certificate - 60 Months Fixed
$100,000
4.23%
▼
Rate4.15%
Min Deposit$100,000
UpdatedOct 12, 2026
Details
Compounding: dividend rate 4.15%, APY compounding 4.23%
Rate History
2 changes since Sep 14, 2026 · 4.02% → 4.23% ▲ 0.21 pts · high 4.23% / low 4.02%
- Oct 4, 20264.23%▲ from 4.13%
- Sep 18, 20264.13%▲ from 4.02%
- Sep 14, 20264.02%first recorded
Bradford National Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
100 E College Ave, Greenville, IL 62246
60 Month CD
$0
4.23%
▼
Rate4.15%
Min Deposit$0
UpdatedOct 12, 2026
Details
Monthly: 4.23%, Quarterly: 4.22%, Semi Annual: 4.19%
Rate History
1 change since Sep 14, 2026 · 3.45% → 4.23% ▲ 0.78 pts · high 4.23% / low 3.45%
- Oct 8, 20264.23%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
3400 W Commercial Blvd, Fort lauderdale, FL 33309
60 Month Certificate
$1,000
4.23%
▼
Rate4.15%
Min Deposit$1,000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.35% → 4.23% ▲ 0.88 pts · high 4.23% / low 3.35%
- Oct 5, 20264.23%▲ from 3.35%
- Sep 14, 20263.35%first recorded
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
777 E Main St, Torrington, CT 06790 3915
60 Month Regular/IRA Share Certificate
$0
4.23%
▼
Rate4.15%
Min Deposit$0
UpdatedOct 9, 2026
Details
Balance: $500 Minimum Balance Required
Rate History
1 change since Sep 18, 2026 · 3.61% → 4.23% ▲ 0.62 pts · high 4.23% / low 3.61%
- Oct 9, 20264.23%▲ from 3.61%
- Sep 18, 20263.61%first recorded
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
489 BOSTON TPKE, SHREWSBURY, MA 01545
60 Month Certificate
$0
4.23%
▼
Rate4.15%
Min Deposit$0
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 3.82% → 4.23% ▲ 0.41 pts · high 4.23% / low 3.82%
- Sep 24, 20264.23%▲ from 3.82%
- Sep 14, 20263.82%first recorded
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
5,479
60-Month CD Rates
Tracked Nationwide
Tracked Nationwide
2,689 Institutions
About Our 60-Month CD Rate Database
MonitorBankRates tracks 5,479 60-month CD rates from 2,689 institutions across the United States. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Italo American Credit Union offers a 60-month CD at 5.25% APY with a minimum deposit of $0. Use the rate table above to compare all current offers.
60-Month CD Rate Trend
Daily national average APY for 60-month CDs
Daily averages compiled from our database of 8,500+ banks and credit unions — updated daily.
60-Month CD — National Avg
2.897%
▲ 0.027 vs 7 days ago
National 60-month CD rates rose 0.027 points over the past 7 days to 2.897% APY, up from 2.870% 7 days ago.
Powered by
MonitorBankRates
60-Month CD Rate Forecast — Next 12 Months
Where are 60-month CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
Current Avg APY
2.897%
6-Month Forecast
2.897%
Range: 2.70% – 3.05%
12-Month Forecast
2.647%
Range: 2.45% – 2.80%
Powered by
MonitorBankRates
CD Calculators
60-Month CD Calculator
Enter any deposit amount to see exactly how much interest you earn at the end of your 60-month term at today’s top APY.
CD Ladder with 60 months RungA 5-year CD is the longest standard term and anchors the far end of any CD ladder. Model total earnings and see how it complements shorter rungs for maximum long-term yield.
Early Withdrawal Penalty60-month CDs typically carry a 365 days interest penalty for early access. Calculate your actual net return if you need funds before maturity.
60-Month CD vs. High-Yield Savings5-year CD rates can significantly outpace savings APYs over the same period. Compare both to see the compounded earnings difference over a full 5-year horizon.
How to Find the Best 60-Month CD Rates
What to compare when shopping for a 60-month CD
To find the best APYs on a 60-month CD, start with credit unions and online-only banks — they consistently offer the highest yields because they have lower overhead than traditional brick-and-mortar banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn. A CD advertised at 4.75% interest compounding monthly is worth more than one at 4.80% compounding annually.
Also compare the early withdrawal penalty. On a 60-month CD, common penalties range from 30 to 90 days of interest. If you’re unsure whether you’ll need the funds early, a penalty-free no-penalty CD or a high-yield savings account may be a better fit.
When a 60-Month CD Makes Sense
- You have a planned purchase or expense in ~60 months and want to earn while you wait
- You expect interest rates to fall and want to lock in today’s rate short-term
- You want the highest fixed rate available and can commit savings for a full 5-year term without needing access
- You want FDIC/NCUA protection with a guaranteed fixed return
Consider an Alternative If…
- You may need funds before 3 months → High-yield savings
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing or debit access → Money market account
60-Month CD vs. Other Savings Options
| Feature | 60-Month CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked 60 months | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (30–90 days interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known near-term goal, CD ladder start | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
60-Month CD FAQs
What is a 60-Month (5-Year) Certificate of Deposit?
A 60-month CD is a savings account that holds a fixed amount of money for five years. In exchange for that long-term commitment, banks typically offer their highest fixed interest rates across all CD terms.
Are 5-year CD rates higher than shorter-term CDs?
In a normal yield curve environment, yes 5-year CDs typically offer the highest rates among standard CD terms. In an inverted yield curve, shorter terms can sometimes match or exceed 5-year yields, so always compare current offers.
Is my money safe in a 60-month CD?
Yes. CDs at FDIC-insured banks or NCUA-insured credit unions are insured up to $250,000 per depositor, per institution. Your principal is fully protected up to that limit.
What happens if I withdraw money from a 5-year CD early?
Early withdrawal penalties on 60-month CDs are typically the steepest of any term often 12 months or more of earned interest. Review the penalty schedule carefully before committing to a 5-year term.
What is APY and why does it especially matter for a 5-year CD?
APY (Annual Percentage Yield) accounts for compounding and reflects the true annual return. Over a 5-year term, even a 0.10% APY difference compounds into a meaningful difference in total earnings on larger deposits.
Is locking in a 5-year CD rate a good strategy when rates are high?
Many financial advisors recommend locking in a long-term CD when rates are near cyclical highs. If the Federal Reserve cuts rates in the future, a 5-year CD lets you continue earning your locked-in rate while new savers see lower yields.
How can I use a 60-month CD in a CD ladder?
A 60-month CD is the longest standard term and anchors the far end of any CD ladder. Pair it with 12, 24, and 36-month CDs so you have a maturing CD every year. When shorter rungs mature, reinvest them into new 5-year CDs to maintain the ladder while accessing a portion of savings annually.
Is a 60-month CD better than a 36-month CD?
A 60-month CD typically offers the highest available fixed APY, but commits your funds for 5 years. It is the best choice when rates are expected to fall significantly and you have savings you genuinely won't need for 5 years. If flexibility matters or you are uncertain about the rate outlook, a 36-month CD provides nearly comparable yield with two fewer years of lock-up.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate 60-month CD rates nationwide directly from the official websites of banks and credit unions using our proprietary rate aggregation technology. By pulling data straight from the institutions’ own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available 5-year CD yields across the country. We feature a comprehensive mix of financial institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly based on Federal Reserve policy and market conditions, every CD product listed features its own specific “last updated” date for full transparency.
Proprietary Institution Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you deposit with secure, reliable institutions.
Disclaimer: Interest rates are variable and subject to change without notice. It is always advisable to verify current offers directly with the institution’s official website. Last Updated and Verified: October 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking