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Prime Alliance Bank Rates & Review April 2026

Prime Alliance Bank's 6 Certificates of Deposit rates are at 3.85%, 18 Certificates of Deposit rates are at 3.80%, 60 Promotional Certificates of Deposit rates are at 2.40%, 11 Promotional Certificates of Deposit rates are at 1.11%, 12 Jumbo Certificates of Deposit rates are at 0.55%. Prime Alliance Bank's savings rates are at 0.30%. MonitorBankRates evaluates the financial stability of Prime Alliance Bank with a 5.0 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 37.64%. Rates were last updated on 03/28/2026.

Prime Alliance Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Prime Alliance Bank? Share your experience about Prime Alliance Bank by leaving a review below, or read customer reviews before you decide to use Prime Alliance Bank.

Overall Health & Safety Grade ?
B-
Adequate Health Score: 81/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
37.64%
Fair Higher than avg
Prime Alliance Bank
1868 S 500 W
Woods Cross, UT 84010
https://www.primealliance.bank
Member FDIC

Prime Alliance Bank CD Rates

Product Rate APY Term View More
6 Certificates of Deposit 3.78% 3.85% 6
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
18 Certificates of Deposit 3.74% 3.80% 18
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
60 Promotional Certificates of Deposit 2.38% 2.40% 60
Min Deposit $5,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
11 Promotional Certificates of Deposit 1.11% 1.11% 11
Min Deposit $5,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
12 Jumbo Certificates of Deposit 0.55% 0.55% 12
Min Deposit $100,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
6 Jumbo Certificates of Deposit 0.40% 0.40% 6
Min Deposit $100,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
3 Jumbo Certificates of Deposit 0.30% 0.30% 3
Min Deposit $100,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%

Prime Alliance Bank Savings Rates

Product Rate APY View More
Business Savings Account 3.69% 3.75%
Min Balance $200,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Personal Savings 3.69% 3.75%
No additional details.
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Business Savings Account 3.50% 3.56%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Business Savings Account 3.30% 3.35%
Min Balance $1
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Health Savings Account 0.30% 0.30%
Min Balance $1
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Savings Account 0.30% 0.30%
Min Deposit $1
Min Balance $1
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%

Prime Alliance Bank Checking Rates

Product Rate APY View More
Business Interest Checking 0.20% 0.20%
Min Balance $200,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Personal Checking 0.20% 0.20%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Business Interest Checking 0.10% 0.10%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Personal Checking 0.10% 0.10%
Min Balance $15,000
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Business Interest Checking 0.05% 0.05%
Min Balance $1
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Personal Checking 0.05% 0.05%
Min Balance $1
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%
Personal Interest Checking 0.05% 0.05%
Min Balance $1
Last Updated 03/28/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.64%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Prime Alliance Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Prime Alliance Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Prime Alliance Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Prime Alliance Bank
FDIC Certificate # 57920
Address 1868 S 500 W, Woods Cross, UT 84010  ·  Davis
Established 12/08/2004
FDIC Insurance Date 12/08/2004
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B-
Overall Health Grade Score: 81/100
5.0
Exceptional Out of 5.0 Stars
37.64%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1069%
Return on Equity (ROE) 11.5000%
Non-Performing Loans (NPL) 2.17%
Total Assets $1,073,318,000
Total Deposits $968,322,000
Equity Capital $101,772,000
Net Income $23,523,000
Headquarters Woods Cross
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Prime Alliance Bank

Is Prime Alliance Bank a safe place to deposit money?

Yes, Prime Alliance Bank is considered a safe financial institution. With a Texas Ratio of 37.642524231135%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Prime Alliance Bank operate?

Prime Alliance Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Prime Alliance Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Prime Alliance Bank provides members with tools to manage their accounts and build a solid financial history.

Does Prime Alliance Bank offer online and mobile banking?

Most modern institutions like Prime Alliance Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.primealliance.bank.

Current Prime Alliance Bank Rates

  • Savings0.30%
Retrieved from our database of financial products. Rates subject to change.