Best VA Mortgage Rates Today June 2026 | As Low As 5.49%
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Today's VA mortgage rate mortgage market includes offers such as Utah First Federal Credit UnionUtah First Federal Credit Union1155 W Park Lane, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.94% offering VA Fixed at 5.49%, and Educators Credit UnionEducators Credit Union100 Chapman Farm Blvd, Beloit, WI 53105A+5.0 ★Texas Ratio: 4.41% offering VA Mortgage Products 30-year Fixed at 5.75%, and Wells FargoWells Fargo11th Floor Express Tower Nariman Point, Aberdeen England, 00000A5.0 ★Texas Ratio: 7.44% offering 30-Year Fixed-Rate VA at 5.75%, and SELCO Community Credit UnionSELCO Community Credit Union110 International Way, Albany, OR 97210A+5.0 ★Texas Ratio: 3.18% offering 30 Year VA Loan at 5.88%, and Cedar Point Federal Credit UnionCedar Point Federal Credit Union11100 Weymouth Ct, Charlotte Hall, MD 20603A+5.0 ★Texas Ratio: 3.81% offering Federal VA 30 Year Fixed Rate at 6.00%.
The VA mortgage rate mortgage is the most popular home loan in the United States, prized for its predictable monthly payment and long amortization period that keeps monthly costs manageable. Whether you are a first-time homebuyer or refinancing an existing loan, comparing rates across lenders is the single most effective way to save — even a 0.25% rate difference on a $400,000 loan saves over $20,000 in total interest over 30 years. We empower borrowers with transparent financial health metrics — including A–F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a stable institution with confidence.
VA Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers across the country. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: June 16, 2026
Compare VA Mortgage Rates
No additional details available.
No down payment required. $1,600 closing costs. Minimum credit score 620. Certificate of Eligibility required. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. No down payment required.
As Low As
No additional details available.
No additional details available.
VA Purchase 0% Down
No additional details available.
No additional details available.
Rates are subject to change without notice.
No additional details available.
Origination Fee: $0
Monthly payments are for Principal and Interest only (no escrows) on a loan amount of $300,000 and an estimated property value of $600,000.
Par rate; no discount points. Your specific rate will be based on your unique circumstances and may differ from the rates shown in this table.
Rates effective as of 6/15/2026, 10:56:34 AM (ET). Rates are subject to change without notice based on market changes. Rates are based on a 45 day lock.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Monthly payment estimates are based on single family, owner occupied, 760 credit score, purchase transaction, no secondary financing, non-condo, 30 day lock. Actual closing costs may be higher or lower depending on where the property is located.
Number of Monthly Payments: 360
No additional details available.
No additional details available.
As Low As; VA 30 Year
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$350,000 Loan Amount - 740 Credit Score; 100% LTV
No additional details available.
No additional details available.
No additional details available.
No additional details available.
6.660% APR
No additional details available.
No additional details available.
As Low As
Discount: 0.000%
No additional details available.
As Low As
As Low As
For a $250,000 Loan
No additional details available.
No additional details available.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
VA Mortgage Rate Mortgage Rate Trend
Daily average rates across all mortgage types
Daily mortgage rate averages compiled from our database of 8,500+ banks and credit unions — updated daily.
The VA mortgage rate fell 0.098 points over the past 7 days to 8.056%, down from 8.155% last week.
VA Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Rate Data: Every VA mortgage rate on this page is sourced directly from the official website of the lending institution — no estimates, no survey averages. Our proprietary rate aggregation technology, combined with a dedicated team of rate analysts, verifies and updates listings daily to ensure accuracy.
Coast-to-Coast Lender Coverage: Our database monitors over 8,500 banks and credit unions across all 50 states, capturing a diverse mix of community credit unions, regional banks, and online lenders. This breadth ensures you see competitive rates that many rate surveys miss.
Time-Stamped for Full Transparency: Because VA mortgage rates can shift multiple times per week in response to 10-year Treasury movements and Federal Reserve policy changes, every rate entry carries its own specific "last updated" date. You always know exactly how fresh the data is.
Proprietary Lender Safety Ratings: Rate alone is only part of the picture. MonitorBankRates evaluates the financial stability of every listed institution using regulatory FDIC and NCUA data. Our composite Health Grades (A+ to F), Star Ratings, and Texas Ratio calculations give you a clear view of lender stability so you can borrow with confidence from a financially sound institution.
Frequently Asked Questions About VA Mortgage Rates
What is a VA loan?
Who is eligible for a VA loan?
Do VA loans require a down payment?
What is the VA funding fee?
Do VA loans require mortgage insurance?
What credit score do I need for a VA loan?
What is a VA IRRRL (Interest Rate Reduction Refinance Loan)?
How does a VA loan compare to a conventional or FHA loan?
How are VA mortgage rates determined?
What are today's best VA mortgage rates?
- Utah First Federal Credit Union: 5.49% (VA Fixed)
- Educators Credit Union: 5.75% (VA Mortgage Products 30-year Fixed)
- Wells Fargo: 5.75% (30-Year Fixed-Rate VA)
- SELCO Community Credit Union: 5.88% (30 Year VA Loan)
- Cedar Point Federal Credit Union: 6.00% (Federal VA 30 Year Fixed Rate)
More Mortgage Rate Options
