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 Langley Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 7, 2026
Langley Federal Credit Union's top rates as of October 7, 2026 are 4.11% APY on its 60 Month Fixed Rate CD, 3.75% APY on savings, 5.50% on its 1/1 Adjustable Rate Mortgage, and personal loans from 18.00% APR, according to rates verified by MonitorBankRates. Other Langley Federal Credit Union CD rates include 24 Month Fixed Rate at 3.90%, and 12 Month Fixed Rate at 3.85%. Other Langley Federal Credit Union mortgage rates include Mortgage - 15 Year at 5.75%, Mortgage - 10 Year at 5.88%, and Vehicle Loan Refinance Special at 5.99%. MonitorBankRates evaluates the financial stability of Langley Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.20%. Rates last updated and verified on 10/07/2026. Langley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Langley Federal Credit Union? Share your experience about Langley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Langley Federal Credit Union. Langley Federal Credit Union
City Center 721 Lakefront Cmns
https://www.langleyfcu.org Newport News, VA 23606  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Langley Federal Credit Union CD Rates
Langley Federal Credit Union Savings Rates
Langley Federal Credit Union Mortgage Rates
Langley Federal Credit Union Home Equity & HELOC
Langley Federal Credit Union Auto Loan Rates
Langley Federal Credit Union Personal Loan Rates
Langley Federal Credit Union Other Rates
Financial Health HistoryLangley Federal Credit Union’s Texas Ratio stayed near 10.00% in Q3 2023 to 10.20% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Langley Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Langley Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Langley Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Langley Federal Credit Union
Website
https://www.langleyfcu.org
Address
721 Lakefront Cmns,
Newport News, VA 23606
Phone
757-827-5328
Fax
757-596-1684
President
Audrey Douglas-Cooke
CEO
Gaurav Bhatia
Full-Time Employees
699
Part-Time Employees
0
Branch Locations
22
ATM Locations
23
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.20%
Return on Assets (ROA)
0.3816%
Return on Equity (ROE)
4.1267%
Non-Performing Loans Ratio (NPL)
1.32%
Total Assets
5,624,517,154
Total Amount of Shares and Deposits
4,829,594,381
Total Shares and Deposits < 1 Year
4,489,995,630
Total Shares and Deposits 1 3 Years
254,976,216
Total Shares and Deposits > 3 Years
84,622,536
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
467,667,873
Total Uninsured Shares and Deposits > $250K (F+J)
467,667,873
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,361,926,508
Total Interest Expense (Sum of items 6 8)
56,466,039
Share Certificates
40,829
Number of Accounts for Share Drafts
224,623
IRA KEOGH Accounts
8,672
Number of Accounts for Regular Shares
588,418
Money Market Shares
26,083
Net Income (unless the amount is already included in Undivided Earnings)
21,463,292
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
276,034,721
Total Liabilities
5,120,510,960
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Langley Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Langley Federal Credit UnionHow many branches does Langley Federal Credit Union operate?Langley Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Langley Federal Credit Union?Yes, to access services at Langley Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Langley Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Langley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Langley Federal Credit Union offer online and mobile banking?Most modern institutions like Langley Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.langleyfcu.org. Current Langley Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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