Best Debt Consolidation Loan Rates — March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial DisclosureRates are actual, verified rates sourced directly from institution websites. Editorial content is independent of advertiser relationships.
Top debt consolidation loan rates currently available include: MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 2.78%'s Loan Consolidation (5 year) has an APR of 4.00%, MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 2.78%'s Loan Consolidation (5 year) Variable Rate has an APR of 4.00%, HAWAIIAN ELECTRIC EMPLOYEESHAWAIIAN ELECTRIC EMPLOYEES770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813A+5.0 ★Texas Ratio: 2.62%'s Bill Consolidation Loan has an APR of 4.75%, MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 2.78%'s Loan Consolidation (10 year) has an APR of 4.75%, and MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 2.78%'s Loan Consolidation (10 year) Variable Rate has an APR of 4.75%. Rates as of March 26, 2026 per MonitorBankRates.
A debt consolidation loan combines multiple high-interest debts — credit cards, medical bills, store cards — into a single lower-APR installment loan. Done right, consolidation reduces your monthly payment and total interest paid, and simplifies your finances to a single due date.
We display transparent financial health metrics — A–F Safety Grades, Star Ratings, and Texas Ratios — so you can borrow from a stable, highly-rated institution.
Rates reflect actual verified offers. Last Updated: March 26, 2026
Compare Debt Consolidation Loan Rates Nationwide
Verified Debt Consolidation Rate Data by MonitorBankRates
Institution
Product
APR
Profile
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
UpdatedMarch 20, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year) Variable Rate
4.00%
▼
APR4.00%
UpdatedMarch 20, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
4.75%
▼
APR4.75%
UpdatedMarch 20, 2026
Details
No additional details provided.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
UpdatedMarch 20, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year) Variable Rate
4.75%
▼
APR4.75%
UpdatedMarch 20, 2026
Details
As Low As
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
4624 W Napoleon Ave, Metairie, LA, 70001 2492
Consolidation Loan
4.75%
▼
APR4.75%
UpdatedMarch 21, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
4.99%
▼
APR4.99%
UpdatedMarch 21, 2026
Details
As Low As
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
101 Page St, New Bedford, MA, 02740
Debt Consolidation Program
4.99%
▼
APR4.99%
UpdatedMarch 24, 2026
Details
Maximum Amount: 10,000; Platinum 740+
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Debt Consolidation Loan
4.99%
▼
APR4.99%
UpdatedMarch 24, 2026
Details
As low as
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
UpdatedMarch 26, 2026
Details
No additional details provided.
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.00%
▼
APR5.00%
UpdatedMarch 16, 2026
Details
No additional details provided.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
UpdatedMarch 20, 2026
Details
As Low As
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation Loans
5.50%
▼
APR5.50%
UpdatedMarch 16, 2026
Details
No additional details provided.
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.50%
▼
APR5.50%
UpdatedMarch 16, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
5.50%
▼
APR5.50%
UpdatedMarch 20, 2026
Details
No additional details provided.
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.75%
▼
APR5.75%
UpdatedMarch 16, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
UpdatedMarch 20, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Post Graduate Consolidation
5.75%
▼
APR5.75%
UpdatedMarch 20, 2026
Details
As Low As; Up to $150,000
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
5.95%
▼
APR5.95%
UpdatedMarch 15, 2026
Details
No additional details provided.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
5.98%
▼
APR5.98%
UpdatedMarch 15, 2026
Details
No additional details provided.
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.99%
▼
APR5.99%
UpdatedMarch 16, 2026
Details
As Low As
Honolulu Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1200 N School St, Honolulu, HI, 96817 2013
Bill Consolidation Loan
5.99%
▼
APR5.99%
UpdatedMarch 20, 2026
Details
As Low As
Honolulu Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1200 N School St, Honolulu, HI, 96817 2013
Consolidation Loan
5.99%
▼
APR5.99%
UpdatedMarch 20, 2026
Details
As Low As
Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation
6.00%
▼
APR6.00%
UpdatedMarch 16, 2026
Details
Credit Limit: $10,000 Single / $20,000 Joint Maximum
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
6.00%
▼
APR6.00%
UpdatedMarch 20, 2026
Details
No additional details provided.
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
6.09%
▼
APR6.09%
UpdatedMarch 16, 2026
Details
As Low As
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
6.19%
▼
APR6.19%
UpdatedMarch 16, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE
6.24%
▼
APR6.24%
UpdatedMarch 20, 2026
Details
Used Vehicle Loan; no cash out
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
6.49%
▼
APR6.49%
UpdatedMarch 25, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
6.49%
▼
APR6.49%
UpdatedMarch 25, 2026
Details
Over $10,000 requires<br/> collateral/comaker
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation Loans
6.50%
▼
APR6.50%
UpdatedMarch 16, 2026
Details
No additional details provided.
NY FIREFIGHTERS BRAVEST
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
532 central ave, albany, NY, 12206
Personal/Unsecured/Debt Consolidation
6.84%
▼
APR6.84%
UpdatedMarch 15, 2026
Details
As Low As; New electronics, home renovations, catch up on bills.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loan
6.99%
▼
APR6.99%
UpdatedMarch 20, 2026
Details
As Low As; No-fee, fixed-rate Debt Consolidation Loan
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loans
6.99%
▼
APR6.99%
UpdatedMarch 20, 2026
Details
As Low As; Other terms available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
6.99%
▼
APR6.99%
UpdatedMarch 20, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Debt Consolidation
6.99%
▼
APR6.99%
UpdatedMarch 21, 2026
Details
As Low As
Western Division Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
6750 MAIN ST, WILLIAMSVILLE, NY, 14221
Ditch the Debt
6.99%
▼
APR6.99%
UpdatedMarch 22, 2026
Details
Available 1/1/26-3/31/26; No Balance Transfer Fees; 6.99% until Balance is Paid in Full
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
UpdatedMarch 25, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Debt Consolidation Loan
6.99%
▼
APR6.99%
UpdatedMarch 26, 2026
Details
No additional details provided.
Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation
7.00%
▼
APR7.00%
UpdatedMarch 16, 2026
Details
Credit Limit: $10,000 Single / $20,000 Joint Maximum
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.00%
▼
APR7.00%
UpdatedMarch 24, 2026
Details
Credit Rating A+
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1200 E Indian Trl, Aurora, IL, 60505 1896
Unsecured/Consolidation
7.00%
▼
APR7.00%
UpdatedMarch 25, 2026
Details
No additional details provided.
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Consolidation Loan
7.25%
▼
APR7.25%
UpdatedMarch 24, 2026
Details
As Low As
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation Loans
7.50%
▼
APR7.50%
UpdatedMarch 16, 2026
Details
No additional details provided.
Lutheran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10733 Sunset Office Dr Ste 406, Saint Louis, MO, 63127 1024
RCW Consolidation Loan
7.66%
▼
APR7.66%
UpdatedMarch 20, 2026
Details
As Low As; There is a one-time $100 loan origination fee.
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.75%
▼
APR7.75%
UpdatedMarch 24, 2026
Details
Credit Rating A
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Debt Consolidation Loan
7.95%
▼
APR7.95%
UpdatedMarch 20, 2026
Details
As Low As
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA, 70605
Debt Consolidation Loan
7.99%
▼
APR7.99%
UpdatedMarch 15, 2026
Details
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1591 Chickering Ln, Cordova, TN, 38016 8698
Debt Consolidation
7.99%
▼
APR7.99%
UpdatedMarch 20, 2026
Details
No additional details provided.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
7.99%
▼
APR7.99%
UpdatedMarch 20, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation
7.99%
▼
APR7.99%
UpdatedMarch 21, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
7.99%
▼
APR7.99%
UpdatedMarch 21, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
Debt180 Debt Consolidation Loan
7.99%
▼
APR7.99%
UpdatedMarch 22, 2026
Details
$500 - $50,000, 6 - 84 Months. Fixed Rate.
VAN CORTLANDT COOPERATIVE
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3960 Hillman Ave, Bronx, NY, 10463
Debt Consolidation
7.99%
▼
APR7.99%
UpdatedMarch 22, 2026
Details
No additional details provided.
VAN CORTLANDT COOPERATIVE
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3960 Hillman Ave, Bronx, NY, 10463
Debt Consolidation Loan
7.99%
▼
APR7.99%
UpdatedMarch 22, 2026
Details
No additional details provided.
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Debt Consolidation Loan
7.99%
▼
APR7.99%
UpdatedMarch 25, 2026
Details
No additional details provided.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.99%
▼
APR7.99%
UpdatedMarch 25, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Hope & Relief Consolidation Loan
7.99%
▼
APR7.99%
UpdatedMarch 25, 2026
Details
As Low As
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
2110 W Mountcastle Dr, Johnson City, TN, 37604
Personal Loan/Consolidation
7.99%
▼
APR7.99%
UpdatedMarch 26, 2026
Details
As Low As
Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation
8.00%
▼
APR8.00%
UpdatedMarch 16, 2026
Details
Credit Limit: $10,000 Single / $20,000 Joint Maximum
St Pius X Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
2998 Chili Ave, Rochester, NY, 14624 4537
Debt Relief Loan
8.00%
▼
APR8.00%
UpdatedMarch 21, 2026
Details
As Low As; Borrow up to $10,000.00, Delay first payment for 60 days
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
5027 Norre Gade, Charlotte Amalie, VI, 00802 6749
Consolidation Loan
8.00%
▼
APR8.00%
UpdatedMarch 24, 2026
Details
As Low As
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
801 River St, Ontonagon, MI, 49953 1620
Debt Consolidation
8.00%
▼
APR8.00%
UpdatedMarch 24, 2026
Details
No additional details provided.
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH, 44720
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
UpdatedMarch 25, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
1410 Bywood Ave, Upper Darby, PA, 19082
Consolidation Loan
8.20%
▼
APR8.20%
UpdatedMarch 22, 2026
Details
No additional details provided.
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan
8.25%
▼
APR8.25%
UpdatedMarch 24, 2026
Details
As Low As
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan A+
8.40%
▼
APR8.40%
UpdatedMarch 24, 2026
Details
No additional details provided.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation
8.49%
▼
APR8.49%
UpdatedMarch 21, 2026
Details
No additional details provided.
Wabellco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1277 Park Ave, Washington, PA, 15301
Personal & Bill Consolidation
8.49%
▼
APR8.49%
UpdatedMarch 22, 2026
Details
As Low As; Cosigner &/or Collateral required
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
270A Curry St, Richmond, CA, 94801
Consolidation Loan
8.49%
▼
APR8.49%
UpdatedMarch 25, 2026
Details
No additional details provided.
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
8.49%
▼
APR8.49%
UpdatedMarch 25, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
8.49%
▼
APR8.49%
UpdatedMarch 25, 2026
Details
Over $10,000 requires<br/> collateral/comaker
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
8.50%
▼
APR8.50%
UpdatedMarch 24, 2026
Details
Credit Rating B
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.50%
▼
APR8.50%
UpdatedMarch 25, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1400 S Park Ave, Linden, NJ, 07036
CREDIT CRUNCHER (Debt Consolidation)
8.60%
▼
APR8.60%
UpdatedMarch 21, 2026
Details
As Low As; Max $20,000
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
8.70%
▼
APR8.70%
UpdatedMarch 21, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
UpdatedMarch 24, 2026
Details
As Low As; Limited time offer
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
8.74%
▼
APR8.74%
UpdatedMarch 24, 2026
Details
$35,000; As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Debt Consolidation
8.75%
▼
APR8.75%
UpdatedMarch 16, 2026
Details
As Low As; up to 24 months for $500-$2,499
Ridgedale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
124 S Ridgedale AVe, East Hanover, NJ, 07936
Personal and Debt Consolidation Loans
8.75%
▼
APR8.75%
UpdatedMarch 21, 2026
Details
As Low As; NOT ALL APPLICATIONS WILL QUALIFY, SUBJECT TO CREDIT APPROVAL. ADDITIONAL TERMS & CONDITIONS MAY APPLY. RATE MAY VARY BASED ON CREDIT WORTHINESS AND TERM. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
8.75%
▼
APR8.75%
UpdatedMarch 21, 2026
Details
As Low As
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS, 39440 4239
Bill Consolidation Loan
8.80%
▼
APR8.80%
UpdatedMarch 15, 2026
Details
As Low As; Limit: Up to $20,000; Individual
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
8.80%
▼
APR8.80%
UpdatedMarch 21, 2026
Details
As Low As
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA, 70139
Debt Consolidation
8.82%
▼
APR8.82%
UpdatedMarch 22, 2026
Details
$5,000 to $50,000
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
8.85%
▼
APR8.85%
UpdatedMarch 21, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
8.95%
▼
APR8.95%
UpdatedMarch 21, 2026
Details
As Low As
CANANDAIGUA
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
3210 Eastern Blvd, Canandaigua, NY, 14424
Consolidation Loan
8.99%
▼
APR8.99%
UpdatedMarch 16, 2026
Details
As Low As; up to 120 Months/$30,000
LAF Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
106 N Marketplace Blvd, Lansing, MI, 48917 7753
Debt Consolidation Loan
8.99%
▼
APR8.99%
UpdatedMarch 20, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
8.99%
▼
APR8.99%
UpdatedMarch 20, 2026
Details
As Low As
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Debt Consolidation Loans
8.99%
▼
APR8.99%
UpdatedMarch 21, 2026
Details
As Low As
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
1460 Broad St, Bloomfield, NJ, 07003
Debt Consolidation
8.99%
▼
APR8.99%
UpdatedMarch 22, 2026
Details
As Low As; 36 Months
Proponent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
100 Metro Blvd, Nutley, NJ, 07110
Debt Consolidation Loan
8.99%
▼
APR8.99%
UpdatedMarch 24, 2026
Details
As Low As
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
40 Pine St, Stoneham, MA, 02180 2048
Consolidation
8.99%
▼
APR8.99%
UpdatedMarch 24, 2026
Details
Up To $10,000; Pay vendors
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
Consolidation Loan
8.99%
▼
APR8.99%
UpdatedMarch 24, 2026
Details
No additional details provided.
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
3003 S 82nd Ave, Omaha, NE, 68124
CONSOLIDATION LOAN
8.99%
▼
APR8.99%
UpdatedMarch 24, 2026
Details
As Low As; Refinance your credit card or personal debt with a CONSOLIDATION LOAN! Rates as low as 8.99% APR* for up to 60 months.
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Consolidation Loan
8.99%
▼
APR8.99%
UpdatedMarch 25, 2026
Details
As Low As; Payroll Deduction or Automatic Draft
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
UpdatedMarch 25, 2026
Details
As Low As
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
107 Broadway, Hornell, NY, 14843
Debt Consolidation Loan
8.99%
▼
APR8.99%
UpdatedMarch 25, 2026
Details
No additional details provided.
Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation
9.00%
▼
APR9.00%
UpdatedMarch 16, 2026
Details
Credit Limit: $10,000 Single / $20,000 Joint Maximum
SJP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
341 Englewood Ave, Buffalo, NY, 14223 2819
Consolidation Loan
9.00%
▼
APR9.00%
UpdatedMarch 21, 2026
Details
As Low As
Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
401 S New St, Dover, DE, 19904
Debt Freedom Loan
9.00%
▼
APR9.00%
UpdatedMarch 21, 2026
Details
No additional details provided.
TxDot Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
4174 Old Anson Rd, Abilene, TX, 79601
Debt Consolidation
9.00%
▼
APR9.00%
UpdatedMarch 24, 2026
Details
No additional details provided.
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1104 S Arlington Heights Rd, Arlington Heights, IL, 60005 3141
Bill Consolidation Loans
9.00%
▼
APR9.00%
UpdatedMarch 24, 2026
Details
As Low As
Academic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
425 N State Rd, Briarcliff Manor, NY, 10510 1469
Debt Consolidation Loan
9.00%
▼
APR9.00%
UpdatedMarch 24, 2026
Details
No additional details provided.
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
9.00%
▼
APR9.00%
UpdatedMarch 25, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
9.00%
▼
APR9.00%
UpdatedMarch 25, 2026
Details
Over $10,000 requires<br/> collateral/comaker
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
UpdatedMarch 26, 2026
Details
As Low As
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
908 Woodland St, Nashville, TN, 37206
Debt Consolidation
9.20%
▼
APR9.20%
UpdatedMarch 24, 2026
Details
As Low As; $26,000 Maximum
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1100 S Bagley St, Alpena, MI, 49707 8104
Debt Consolidation Loan
9.20%
▼
APR9.20%
UpdatedMarch 24, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1123 Sugarbush Dr, Ashland, OH, 44805
Debt Consolidation Loan Promo!
9.22%
▼
APR9.22%
UpdatedMarch 25, 2026
Details
As Low As
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN, 38305 7914
Debt Consolidation
9.24%
▼
APR9.24%
UpdatedMarch 20, 2026
Details
No additional details provided.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
9.24%
▼
APR9.24%
UpdatedMarch 24, 2026
Details
$35,000; As Low As
Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
2520 Browncroft Blvd, Rochester, NY, 14625
Debt Consolidation
9.24%
▼
APR9.24%
UpdatedMarch 26, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
494 E Main St, Malone, NY, 12953 2100
12 Months Debt Consolidation Loan
9.25%
▼
APR9.25%
UpdatedMarch 22, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Signature / Consolidation Loans
9.25%
▼
APR9.25%
UpdatedMarch 24, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
UpdatedMarch 25, 2026
Details
As Low As
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan
9.25%
▼
APR9.25%
UpdatedMarch 25, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT, 06040
Debt Consolidation Loan Special
9.25%
▼
APR9.25%
UpdatedMarch 25, 2026
Details
Over $10,000 requires<br/> collateral/comaker
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH, 03301 5205
Personal Loan/Debt Consolidation
9.29%
▼
APR9.29%
UpdatedMarch 24, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation
9.30%
▼
APR9.30%
UpdatedMarch 21, 2026
Details
No additional details provided.
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.30%
▼
APR9.30%
UpdatedMarch 24, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
9.34%
▼
APR9.34%
UpdatedMarch 21, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
UpdatedMarch 26, 2026
Details
As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation
9.49%
▼
APR9.49%
UpdatedMarch 21, 2026
Details
total not to exceed $40,000
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
1460 Broad St, Bloomfield, NJ, 07003
Debt Consolidation
9.49%
▼
APR9.49%
UpdatedMarch 22, 2026
Details
As Low As; 60 months
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated
9.49%
▼
APR9.49%
UpdatedMarch 24, 2026
Details
$500 Minimum Loan Amount
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH, 03301 5205
Personal Loan/Debt Consolidation
9.49%
▼
APR9.49%
UpdatedMarch 24, 2026
Details
As Low As
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Consolidation Loan
9.49%
▼
APR9.49%
UpdatedMarch 25, 2026
Details
As Low As; Non-Payroll Deduction
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
270A Curry St, Richmond, CA, 94801
Consolidation Loan
9.49%
▼
APR9.49%
UpdatedMarch 25, 2026
Details
No additional details provided.
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA, 70764 5132
Debt Consolidation Loan
9.50%
▼
APR9.50%
UpdatedMarch 23, 2026
Details
As Low As; 90 day no pay
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.50%
▼
APR9.50%
UpdatedMarch 24, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
UpdatedMarch 26, 2026
Details
As Low As
Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
125 E Jefferson St, Syracuse, NY, 13202
Debt Consolidation
9.74%
▼
APR9.74%
UpdatedMarch 24, 2026
Details
No additional details provided.
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
Debt Consolidation Loan
9.75%
▼
APR9.75%
UpdatedMarch 20, 2026
Details
minimum $7,500 - maximum $35,000
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
9.75%
▼
APR9.75%
UpdatedMarch 24, 2026
Details
No additional details provided.
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Signature / Consolidation Loans
9.75%
▼
APR9.75%
UpdatedMarch 24, 2026
Details
As Low As
TOWN OF HEMPSTEAD EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1830 Grand Ave, North Baldwin, NY, 11510
Bill Consolidation Loan
9.90%
▼
APR9.90%
UpdatedMarch 22, 2026
Details
No additional details provided.
SIUE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1566 Lewis Rd, Edwardsville, IL, 62025
Consolidation Loan
9.90%
▼
APR9.90%
UpdatedMarch 24, 2026
Details
No additional details provided.
EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 WOODWARD AVE, PORT ST JOE, FL, 32456 1744
Consolidation
9.90%
▼
APR9.90%
UpdatedMarch 26, 2026
Details
As Low As
Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
40870 Sierra Dr, Three Rivers, CA, 93271 9696
Consolidation Loans
9.95%
▼
APR9.95%
UpdatedMarch 22, 2026
Details
As Low As
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Debt Consolidation Loans
9.95%
▼
APR9.95%
UpdatedMarch 24, 2026
Details
As Low As; Rates as low as 9.95%
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Personal & Debt Consolidation
9.95%
▼
APR9.95%
UpdatedMarch 25, 2026
Details
As Low As
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Debt Consolidation
9.97%
▼
APR9.97%
UpdatedMarch 20, 2026
Details
No additional details provided.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Credit Consolidation Loan
9.99%
▼
APR9.99%
UpdatedMarch 12, 2026
Details
No additional details provided.
Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
2100 E Route 66 Ste 100, Glendora, CA, 91740 4623
Debt Consolidation
9.99%
▼
APR9.99%
UpdatedMarch 16, 2026
Details
No additional details provided.
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
4050 Alpha Rd Ste 120, Farmers Branch, TX, 75244
Signature and/or Consolidation
9.99%
▼
APR9.99%
UpdatedMarch 20, 2026
Details
No additional details provided.
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1391 Franklin St, Santa Clara, CA, 95050 4710
Debt Cancellation Loan
9.99%
▼
APR9.99%
UpdatedMarch 20, 2026
Details
As Low As; APR* as low as 9.99% - 17.49%
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1391 Franklin St, Santa Clara, CA, 95050 4710
Signature/Debt Cancellation Loan Up to 36 Months
9.99%
▼
APR9.99%
UpdatedMarch 20, 2026
Details
No additional details provided.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
9.99%
▼
APR9.99%
UpdatedMarch 20, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
9.99%
▼
APR9.99%
UpdatedMarch 21, 2026
Details
As Low As
RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
915 N Harrison Ave, Cary, NC, 27513 3904
Debt Consolidation Loans
9.99%
▼
APR9.99%
UpdatedMarch 21, 2026
Details
As Low As; Maximum term for lowest rate is 60 months.
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
125 Wireless Blvd, Hauppauge, NY, 11788 3971
Debt Consolidation Loan
9.99%
▼
APR9.99%
UpdatedMarch 21, 2026
Details
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation
9.99%
▼
APR9.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Tri State Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
28 Church St, Hoosick Falls, NY, 12090
Debt Consolidation Loans
9.99%
▼
APR9.99%
UpdatedMarch 22, 2026
Details
As Low As; [1](https://www.hfcuvt.com/#ftnt-1)
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
1460 Broad St, Bloomfield, NJ, 07003
Debt Consolidation
9.99%
▼
APR9.99%
UpdatedMarch 22, 2026
Details
As Low As; 72 Months
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
40 Pine St, Stoneham, MA, 02180 2048
Consolidation
9.99%
▼
APR9.99%
UpdatedMarch 24, 2026
Details
Up To $10,000; Pay vendors
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated
9.99%
▼
APR9.99%
UpdatedMarch 24, 2026
Details
No additional details provided.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
9.99%
▼
APR9.99%
UpdatedMarch 24, 2026
Details
No additional details provided.
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH, 03301 5205
Personal Loan/Debt Consolidation
9.99%
▼
APR9.99%
UpdatedMarch 24, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
Consolidation Loans
9.99%
▼
APR9.99%
UpdatedMarch 24, 2026
Details
As Low As
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA, 23228
Personal, Wedding, Vacation, Debt Consolidation
9.99%
▼
APR9.99%
UpdatedMarch 25, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.99%
▼
APR9.99%
UpdatedMarch 25, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation
9.99%
▼
APR9.99%
UpdatedMarch 25, 2026
Details
$1,000-$2,499; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation and over
9.99%
▼
APR9.99%
UpdatedMarch 25, 2026
Details
$7,500; As Low As
Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
27 Seneca St, Geneva, NY, 14456 3502
Debt Consolidation
9.99%
▼
APR9.99%
UpdatedMarch 26, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Debt Consolidation w/Collateral
10.00%
▼
APR10.00%
UpdatedMarch 15, 2026
Details
No additional details provided.
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC, 20410
Debt Consolidation
10.00%
▼
APR10.00%
UpdatedMarch 20, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
10.00%
▼
APR10.00%
UpdatedMarch 22, 2026
Details
No additional details provided.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
10.00%
▼
APR10.00%
UpdatedMarch 24, 2026
Details
No additional details provided.
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1104 S Arlington Heights Rd, Arlington Heights, IL, 60005 3141
Bill Consolidation Loans
10.00%
▼
APR10.00%
UpdatedMarch 24, 2026
Details
As Low As
Advantage Federal Credit Union FCU
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
225 W Broad St, Rochester, NY, 14608
Debt Consolidation
10.00%
▼
APR10.00%
UpdatedMarch 24, 2026
Details
As Low As
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
10.00%
▼
APR10.00%
UpdatedMarch 24, 2026
Details
Credit Rating C
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
DebtBuster/No Equity Loan
10.00%
▼
APR10.00%
UpdatedMarch 25, 2026
Details
5-year payback
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation
10.05%
▼
APR10.05%
UpdatedMarch 21, 2026
Details
No additional details provided.
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
Debt Consolidation Loan
10.09%
▼
APR10.09%
UpdatedMarch 24, 2026
Details
No additional details provided.
Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
2520 Browncroft Blvd, Rochester, NY, 14625
Debt Consolidation
10.20%
▼
APR10.20%
UpdatedMarch 26, 2026
Details
As Low As
Metro Realtors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
535 Broadhollow Rd Ste A4, Melville, NY, 11747
Debt Consolidation
10.24%
▼
APR10.24%
UpdatedMarch 20, 2026
Details
As Low As
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Debt Consolidation Loan
10.24%
▼
APR10.24%
UpdatedMarch 21, 2026
Details
No additional details provided.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.24%
▼
APR10.24%
UpdatedMarch 24, 2026
Details
No additional details provided.
Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
125 E Jefferson St, Syracuse, NY, 13202
Debt Consolidation
10.24%
▼
APR10.24%
UpdatedMarch 24, 2026
Details
No additional details provided.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
494 E Main St, Malone, NY, 12953 2100
13 - 24 Months Debt Consolidation Loan
10.25%
▼
APR10.25%
UpdatedMarch 22, 2026
Details
As Low As
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Debt Consolidation Loan
10.25%
▼
APR10.25%
UpdatedMarch 25, 2026
Details
Five year pay back. Some restrictions may apply.
Merco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
Debt Consolidation Loan
10.29%
▼
APR10.29%
UpdatedMarch 20, 2026
Details
As Low As
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan B
10.40%
▼
APR10.40%
UpdatedMarch 24, 2026
Details
No additional details provided.
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
10.44%
▼
APR10.44%
UpdatedMarch 24, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
4050 Alpha Rd Ste 120, Farmers Branch, TX, 75244
Signature and/or Consolidation
10.49%
▼
APR10.49%
UpdatedMarch 20, 2026
Details
No additional details provided.
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1391 Franklin St, Santa Clara, CA, 95050 4710
Signature/Debt Cancellation Loan Up to 48 Months
10.49%
▼
APR10.49%
UpdatedMarch 20, 2026
Details
No additional details provided.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
10.49%
▼
APR10.49%
UpdatedMarch 21, 2026
Details
As Low As
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
1460 Broad St, Bloomfield, NJ, 07003
Debt Consolidation
10.49%
▼
APR10.49%
UpdatedMarch 22, 2026
Details
As Low As; 84 Months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.49%
▼
APR10.49%
UpdatedMarch 24, 2026
Details
No additional details provided.
Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
125 E Jefferson St, Syracuse, NY, 13202
Debt Consolidation
10.49%
▼
APR10.49%
UpdatedMarch 24, 2026
Details
No additional details provided.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
270A Curry St, Richmond, CA, 94801
Consolidation Loan
10.49%
▼
APR10.49%
UpdatedMarch 25, 2026
Details
No additional details provided.
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Personal/Consolidation Loans
10.49%
▼
APR10.49%
UpdatedMarch 25, 2026
Details
Loan amounts up to $10,000
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1250 Shelburne Rd, South Burlington, VT, 05403 7783
Debt Consolidation Loans
10.49%
▼
APR10.49%
UpdatedMarch 26, 2026
Details
No additional details provided.
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
UpdatedMarch 26, 2026
Details
No additional details provided.
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
UpdatedMarch 26, 2026
Details
As Low As
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1089 3rd St, BEAVER, PA, 15009 2034
Consolidation Loans
10.50%
▼
APR10.50%
UpdatedMarch 12, 2026
Details
Up to 48 months and $10,000
Tonawanda Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
10 Jefferson Square Ave, Batavia, NY, 14020
Debt Consolidation
10.50%
▼
APR10.50%
UpdatedMarch 24, 2026
Details
As Low As; months max
HTM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
4 Summer St Ste 3, Haverhill, MA, 01830 5843
Debt Consolidation
10.50%
▼
APR10.50%
UpdatedMarch 24, 2026
Details
No additional details provided.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.50%
▼
APR10.50%
UpdatedMarch 25, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Greece Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
1795 English Rd, Rochester, NY, 14616
Consolidation Loans
10.50%
▼
APR10.50%
UpdatedMarch 26, 2026
Details
As Low As; up to 48 months, $15,000
Advantage Federal Credit Union FCU
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
225 W Broad St, Rochester, NY, 14608
Debt Consolidation
10.70%
▼
APR10.70%
UpdatedMarch 24, 2026
Details
As Low As
Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
1537 Milton Ave, Solvay, NY, 13209
Debt Consolidation Unsecured
10.74%
▼
APR10.74%
UpdatedMarch 21, 2026
Details
up to 48 months
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation
10.74%
▼
APR10.74%
UpdatedMarch 21, 2026
Details
total not to exceed $40,000
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Debt Consolidation Loan
10.74%
▼
APR10.74%
UpdatedMarch 21, 2026
Details
No additional details provided.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.74%
▼
APR10.74%
UpdatedMarch 24, 2026
Details
No additional details provided.
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
UpdatedMarch 26, 2026
Details
No additional details provided.
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
UpdatedMarch 26, 2026
Details
As Low As
Adirondack Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
280 Park St, Tupper Lake, NY, 12986 1909
Consolidation
10.75%
▼
APR10.75%
UpdatedMarch 16, 2026
Details
As Low As
PSE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
472 Weston Canal Rd, Somerset, NJ, 08873
Personal/Signature/Bill Consolidation Loans
10.75%
▼
APR10.75%
UpdatedMarch 24, 2026
Details
As Low As
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH, 44129 5453
Personal/Signature/Bill Consolidation Loans
10.75%
▼
APR10.75%
UpdatedMarch 24, 2026
Details
As Low As
Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
1537 Milton Ave, Solvay, NY, 13209
Debt Consolidation Unsecured
10.89%
▼
APR10.89%
UpdatedMarch 21, 2026
Details
49 to 60 months
Forrit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
Debt Consolidation
10.89%
▼
APR10.89%
UpdatedMarch 26, 2026
Details
As Low As
NAFT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
901 N Veterans Blvd, Pharr, TX, 78577
Signature, Debt Consolidation
10.90%
▼
APR10.90%
UpdatedMarch 24, 2026
Details
No additional details provided.
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Debt Consolidation Loan
10.90%
▼
APR10.90%
UpdatedMarch 25, 2026
Details
As Low As; $10,000.00 maximum limit; 5 Year Maximum Term
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Consolidation Loans
10.99%
▼
APR10.99%
UpdatedMarch 16, 2026
Details
As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
4050 Alpha Rd Ste 120, Farmers Branch, TX, 75244
Signature and/or Consolidation
10.99%
▼
APR10.99%
UpdatedMarch 20, 2026
Details
No additional details provided.
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1391 Franklin St, Santa Clara, CA, 95050 4710
Signature/Debt Cancellation Loan Up to 60 Months
10.99%
▼
APR10.99%
UpdatedMarch 20, 2026
Details
No additional details provided.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
10.99%
▼
APR10.99%
UpdatedMarch 21, 2026
Details
As Low As
Self Memorial Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
315 EPTING AVE, GREENWOOD, SC, 29646 4039
DEBT CONSOLIDATION LOANS
10.99%
▼
APR10.99%
UpdatedMarch 21, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loan
10.99%
▼
APR10.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loans
10.99%
▼
APR10.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1700 Russ Ave, Waynesville, NC, 28786 5807
Debt Consolidation Loan
10.99%
▼
APR10.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation
10.99%
▼
APR10.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.99%
▼
APR10.99%
UpdatedMarch 24, 2026
Details
No additional details provided.
Brockport Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.45%
400 West Ave, Brockport, NY, 14420 1122
Debt Consolidation Loans
10.99%
▼
APR10.99%
UpdatedMarch 25, 2026
Details
As Low As
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Personal/Consolidation Loans
10.99%
▼
APR10.99%
UpdatedMarch 25, 2026
Details
Loan amounts $10,001 - $15,000
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.99%
▼
APR10.99%
UpdatedMarch 25, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Debt Consolidation
10.99%
▼
APR10.99%
UpdatedMarch 25, 2026
Details
As Low As; Up to 72 Months
GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
129 Littleton Rd, Parsippany, NJ, 07054 1869
Personal Loan (including Debt Consolidation)
10.99%
▼
APR10.99%
UpdatedMarch 26, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
UpdatedMarch 26, 2026
Details
No additional details provided.
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
UpdatedMarch 26, 2026
Details
As Low As
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1089 3rd St, BEAVER, PA, 15009 2034
Consolidation Loans
11.00%
▼
APR11.00%
UpdatedMarch 12, 2026
Details
Up to 60 months and over $10,000 not to exceed $15,000
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
11.00%
▼
APR11.00%
UpdatedMarch 24, 2026
Details
No additional details provided.
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1104 S Arlington Heights Rd, Arlington Heights, IL, 60005 3141
Bill Consolidation Loans
11.00%
▼
APR11.00%
UpdatedMarch 24, 2026
Details
As Low As
BUFFALO CONRAIL
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
1481 Harlem Rd, Cheektowaga, NY, 14206
Consolidation (Max
11.00%
▼
APR11.00%
UpdatedMarch 25, 2026
Details
$30,000
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
11.19%
▼
APR11.19%
UpdatedMarch 24, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Personal and Debt Consolidation
11.24%
▼
APR11.24%
UpdatedMarch 25, 2026
Details
No additional details provided.
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
UpdatedMarch 26, 2026
Details
No additional details provided.
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
UpdatedMarch 26, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
494 E Main St, Malone, NY, 12953 2100
25 - 36 Months Debt Consolidation Loan
11.25%
▼
APR11.25%
UpdatedMarch 22, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
UpdatedMarch 25, 2026
Details
As Low As
BUFFALO CONRAIL
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
1481 Harlem Rd, Cheektowaga, NY, 14206
Consolidation (Max
11.25%
▼
APR11.25%
UpdatedMarch 25, 2026
Details
$30,000
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation
11.30%
▼
APR11.30%
UpdatedMarch 21, 2026
Details
No additional details provided.
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Debt Consolidation Loan
11.41%
▼
APR11.41%
UpdatedMarch 20, 2026
Details
No additional details provided.
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
4050 Alpha Rd Ste 120, Farmers Branch, TX, 75244
Signature and/or Consolidation
11.49%
▼
APR11.49%
UpdatedMarch 20, 2026
Details
No additional details provided.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
11.49%
▼
APR11.49%
UpdatedMarch 21, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loan
11.49%
▼
APR11.49%
UpdatedMarch 21, 2026
Details
No additional details provided.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loans
11.49%
▼
APR11.49%
UpdatedMarch 21, 2026
Details
No additional details provided.
Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6640 Bay Rd, Saginaw, MI, 48604
Debt Consolidation
11.49%
▼
APR11.49%
UpdatedMarch 22, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
7 Front St, Rockville Centre, NY, 11570
Debt Consolidation Loans
11.49%
▼
APR11.49%
UpdatedMarch 24, 2026
Details
No additional details provided.
Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
27 Seneca St, Geneva, NY, 14456 3502
Debt Consolidation
11.49%
▼
APR11.49%
UpdatedMarch 26, 2026
Details
As Low As
Brewery Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.11%
1351 N DR MARTIN LUTHER KING JR DR, MILWAUKEE, WI, 53212 4024
Consolidation Loan
11.50%
▼
APR11.50%
UpdatedMarch 16, 2026
Details
As Low As
Nickel Steel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1067 s main st, lima, OH, 45804 2043
SIGNATURE LOAN (debt/remodel/personal)
11.50%
▼
APR11.50%
UpdatedMarch 20, 2026
Details
As Low As
Tonawanda Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
10 Jefferson Square Ave, Batavia, NY, 14020
Debt Consolidation
11.50%
▼
APR11.50%
UpdatedMarch 24, 2026
Details
As Low As; months max
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
11.50%
▼
APR11.50%
UpdatedMarch 24, 2026
Details
Credit Rating D
HTM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
4 Summer St Ste 3, Haverhill, MA, 01830 5843
Debt Consolidation
11.50%
▼
APR11.50%
UpdatedMarch 24, 2026
Details
No additional details provided.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
UpdatedMarch 25, 2026
Details
As Low As
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1900 Polaris Pkwy Ste 400, Columbus, OH, 43240 4035
Debt Restructure Loan
11.59%
▼
APR11.59%
UpdatedMarch 21, 2026
Details
As Low As
Advantage Federal Credit Union FCU
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
225 W Broad St, Rochester, NY, 14608
Debt Consolidation
11.70%
▼
APR11.70%
UpdatedMarch 24, 2026
Details
As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation
11.74%
▼
APR11.74%
UpdatedMarch 21, 2026
Details
total not to exceed $40,000
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5120 College Corner Pike, Oxford, OH, 45056
Bill Consolidation Signature Loans
11.74%
▼
APR11.74%
UpdatedMarch 21, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Debt Consolidation Loan
11.74%
▼
APR11.74%
UpdatedMarch 25, 2026
Details
As Low As
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
Consolidation Loans
11.75%
▼
APR11.75%
UpdatedMarch 26, 2026
Details
As Low As; Member Perks pricing is applicable on this loan type, resulting in 0.25% discount on the rates listed above.
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
11.89%
▼
APR11.89%
UpdatedMarch 26, 2026
Details
As Low As
Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3880 CONSTELLATION RD, LOMPOC, CA, 93436 1404
Signature Debt Consolidation
11.99%
▼
APR11.99%
UpdatedMarch 16, 2026
Details
As Low As
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
4050 Alpha Rd Ste 120, Farmers Branch, TX, 75244
Signature and/or Consolidation
11.99%
▼
APR11.99%
UpdatedMarch 20, 2026
Details
No additional details provided.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loan
11.99%
▼
APR11.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loans
11.99%
▼
APR11.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation
11.99%
▼
APR11.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
G3381 Van Slyke Rd, Flint, MI, 48507 3263
Debt Consolidation Loan
11.99%
▼
APR11.99%
UpdatedMarch 21, 2026
Details
As Low As; with Loyalty Discount
First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY, 82009
Debt Consolidation Loans
11.99%
▼
APR11.99%
UpdatedMarch 23, 2026
Details
No additional details provided.
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
DEBT CONSOLIDATION LOAN
12.00%
▼
APR12.00%
UpdatedMarch 16, 2026
Details
$0 Minimum $10,000 Maximum (Proceeds payable directly to creditors)
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
300 S Glendale Ave, Glendale, CA, 91205 5305
Debt Consolidation
12.00%
▼
APR12.00%
UpdatedMarch 20, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
Bill Consolidation
12.00%
▼
APR12.00%
UpdatedMarch 21, 2026
Details
Call for details
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
Consolidation Loans
12.00%
▼
APR12.00%
UpdatedMarch 21, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
12.00%
▼
APR12.00%
UpdatedMarch 22, 2026
Details
No additional details provided.
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1104 S Arlington Heights Rd, Arlington Heights, IL, 60005 3141
Bill Consolidation Loans
12.00%
▼
APR12.00%
UpdatedMarch 24, 2026
Details
As Low As
Badlands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Debt Consolidation
12.00%
▼
APR12.00%
UpdatedMarch 25, 2026
Details
No additional details provided.
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 790
12.00%
▼
APR12.00%
UpdatedMarch 25, 2026
Details
No additional details provided.
St Vincents Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
2800 Main St, Bridgeport, CT, 06606
CONSOLIDATION LOAN MAXIMUM
12.10%
▼
APR12.10%
UpdatedMarch 15, 2026
Details
$10,000; As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
494 E Main St, Malone, NY, 12953 2100
37 - 48 Months Debt Consolidation Loan
12.20%
▼
APR12.20%
UpdatedMarch 22, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Personal and Debt Consolidation
12.24%
▼
APR12.24%
UpdatedMarch 25, 2026
Details
No additional details provided.
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
DEBT CONSOLIDATION
12.25%
▼
APR12.25%
UpdatedMarch 16, 2026
Details
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
12.29%
▼
APR12.29%
UpdatedMarch 26, 2026
Details
No additional details provided.
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal / Signature / Consolidation Loan
12.29%
▼
APR12.29%
UpdatedMarch 26, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.30%
▼
APR12.30%
UpdatedMarch 21, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation
12.30%
▼
APR12.30%
UpdatedMarch 21, 2026
Details
No additional details provided.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.35%
▼
APR12.35%
UpdatedMarch 21, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.40%
▼
APR12.40%
UpdatedMarch 21, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.45%
▼
APR12.45%
UpdatedMarch 21, 2026
Details
As Low As
United Nations Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
2401 44th Rd, Long Island City, NY, 11101
Debt consolidation
12.45%
▼
APR12.45%
UpdatedMarch 22, 2026
Details
As Low As
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
Debt Consolidation
12.49%
▼
APR12.49%
UpdatedMarch 16, 2026
Details
As Low As; 0 to months * For Qualified Buyer
Hello Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
Freedom Loan (Debt Consolidation)
12.49%
▼
APR12.49%
UpdatedMarch 20, 2026
Details
No additional details provided.
Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
27 Seneca St, Geneva, NY, 14456 3502
Debt Consolidation
12.49%
▼
APR12.49%
UpdatedMarch 26, 2026
Details
As Low As
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3590 Main St, Bridgeport, CT, 06606
Debt Consolidation Loan
12.50%
▼
APR12.50%
UpdatedMarch 20, 2026
Details
No additional details provided.
HTM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
4 Summer St Ste 3, Haverhill, MA, 01830 5843
Debt Consolidation
12.50%
▼
APR12.50%
UpdatedMarch 24, 2026
Details
No additional details provided.
St Vincents Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
2800 Main St, Bridgeport, CT, 06606
CONSOLIDATION LOAN MAXIMUM
12.60%
▼
APR12.60%
UpdatedMarch 15, 2026
Details
$10,000; As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation
12.74%
▼
APR12.74%
UpdatedMarch 21, 2026
Details
total not to exceed $40,000
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5120 College Corner Pike, Oxford, OH, 45056
Bill Consolidation Signature Loans
12.74%
▼
APR12.74%
UpdatedMarch 21, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
▼
APR12.74%
UpdatedMarch 23, 2026
Details
No additional details provided.
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
12.89%
▼
APR12.89%
UpdatedMarch 26, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Consolidation
12.90%
▼
APR12.90%
UpdatedMarch 24, 2026
Details
Up to 5 years
Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
2904 E Stan Schlueter loop Bldg A, Killeen, TX, 76542 4813
Debt Consolidation Loans
12.90%
▼
APR12.90%
UpdatedMarch 24, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Debt Consolidation
12.90%
▼
APR12.90%
UpdatedMarch 25, 2026
Details
As Low As
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
246 Brookdale Dr, Springfield, MA, 01104
Debt Consolidation Revolving
12.95%
▼
APR12.95%
UpdatedMarch 21, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation
12.99%
▼
APR12.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA, 95118 3633
Bill Consolidation
13.00%
▼
APR13.00%
UpdatedMarch 21, 2026
Details
As Low As; $500 Minimum; $50,000 Maximum
LOCAL 697
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
7200 MISSISSIPPI ST STE 400, MERRILLVILLE, IN, 46410
Consolidation
13.00%
▼
APR13.00%
UpdatedMarch 22, 2026
Details
No additional details provided.
Elizabeth NJ Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
411 Irvington Ave, Elizabeth, NJ, 07208 2044
Debt Consolidation Loan
13.00%
▼
APR13.00%
UpdatedMarch 23, 2026
Details
Proceeds made directly to creditors only!
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1104 S Arlington Heights Rd, Arlington Heights, IL, 60005 3141
Bill Consolidation Loans
13.00%
▼
APR13.00%
UpdatedMarch 24, 2026
Details
As Low As
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT, 06825
CONSOLIDATION
13.00%
▼
APR13.00%
UpdatedMarch 25, 2026
Details
No additional details provided.
Rome Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
924 Turin St, Rome, NY, 13440
Debt Consolidation
13.24%
▼
APR13.24%
UpdatedMarch 21, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Personal and Debt Consolidation
13.24%
▼
APR13.24%
UpdatedMarch 25, 2026
Details
No additional details provided.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
494 E Main St, Malone, NY, 12953 2100
49 - 60 Months (5K Plus) Debt Consolidation Loan
13.25%
▼
APR13.25%
UpdatedMarch 22, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation
13.30%
▼
APR13.30%
UpdatedMarch 21, 2026
Details
No additional details provided.
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan C
13.40%
▼
APR13.40%
UpdatedMarch 24, 2026
Details
No additional details provided.
Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Special Debt Consolidation
13.49%
▼
APR13.49%
UpdatedMarch 21, 2026
Details
No additional details provided.
UFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
274 Rugar St, Plattsburgh, NY, 12901
Debt Consolidation
13.50%
▼
APR13.50%
UpdatedMarch 22, 2026
Details
As Low As
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
73 Mountainview Blvd, Basking Ridge, NJ, 07920 3849
Debt Consolidation Loan
13.50%
▼
APR13.50%
UpdatedMarch 24, 2026
Details
As Low As; Affinity offers rates as low as 13.50% APR1
Access Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
390 W Seneca St, Sherrill, NY, 13461
Consolidation
13.60%
▼
APR13.60%
UpdatedMarch 24, 2026
Details
As Low As
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5120 College Corner Pike, Oxford, OH, 45056
Bill Consolidation Signature Loans
13.74%
▼
APR13.74%
UpdatedMarch 21, 2026
Details
As Low As
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA, 95118 3633
Bill Consolidation
13.75%
▼
APR13.75%
UpdatedMarch 21, 2026
Details
As Low As; $500 Minimum; $50,000 Maximum
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
13.75%
▼
APR13.75%
UpdatedMarch 24, 2026
Details
Credit Rating E
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
155 State St, Newburyport, MA, 01950
Debt Consolidation
13.90%
▼
APR13.90%
UpdatedMarch 15, 2026
Details
No additional details provided.
Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
9389 Cherry Ave, Fontana, CA, 92335
Debt Consolidation
13.99%
▼
APR13.99%
UpdatedMarch 20, 2026
Details
As Low As; $30,000 maximum - consolidate your high rate loans
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
Consolidation Loan
13.99%
▼
APR13.99%
UpdatedMarch 21, 2026
Details
No additional details provided.
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
777 E Main St, Torrington, CT, 06790 3915
Debt Consolidation Loans
13.99%
▼
APR13.99%
UpdatedMarch 22, 2026
Details
As Low As
Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6401 Bell St, Amarillo, TX, 79109
Debt Consolidation
13.99%
▼
APR13.99%
UpdatedMarch 24, 2026
Details
As Low As
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Debt Consolidation (checks written to creditors, accounts must be closed)
14.00%
▼
APR14.00%
UpdatedMarch 20, 2026
Details
No additional details provided.
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 720 -789)
14.00%
▼
APR14.00%
UpdatedMarch 25, 2026
Details
No additional details provided.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
14.24%
▼
APR14.24%
UpdatedMarch 21, 2026
Details
As Low As
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA, 95118 3633
Bill Consolidation
14.25%
▼
APR14.25%
UpdatedMarch 21, 2026
Details
As Low As; $500 Minimum; $50,000 Maximum
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
14.40%
▼
APR14.40%
UpdatedMarch 20, 2026
Details
$10; Payroll deduction or ACH
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
14.45%
▼
APR14.45%
UpdatedMarch 21, 2026
Details
As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation
14.49%
▼
APR14.49%
UpdatedMarch 21, 2026
Details
total not to exceed $40,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA, 90250
Debt Consolidation Loan
14.49%
▼
APR14.49%
UpdatedMarch 22, 2026
Details
No additional details provided.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA, 90250
Debt Consolidation Loans
14.49%
▼
APR14.49%
UpdatedMarch 22, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
112 State St, Albany, NY, 12207
Debt Consolidation Loan
14.50%
▼
APR14.50%
UpdatedMarch 22, 2026
Details
No additional details provided.
HTM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
4 Summer St Ste 3, Haverhill, MA, 01830 5843
Debt Consolidation
14.50%
▼
APR14.50%
UpdatedMarch 24, 2026
Details
No additional details provided.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA, 95118 3633
Bill Consolidation
14.75%
▼
APR14.75%
UpdatedMarch 21, 2026
Details
As Low As; $500 Minimum; $50,000 Maximum
Access Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
390 W Seneca St, Sherrill, NY, 13461
Consolidation
14.85%
▼
APR14.85%
UpdatedMarch 24, 2026
Details
As Low As
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
311 Chestnut St, Chelsea, MA, 02150
Debt Consolidation
14.90%
▼
APR14.90%
UpdatedMarch 25, 2026
Details
$15,000 Maximum
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
2430 Hamilton Ave, Hamilton, NJ, 08619
Debt Consolidation Loan
14.99%
▼
APR14.99%
UpdatedMarch 16, 2026
Details
Up to 48 month term. Max of $20,000.00
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation
14.99%
▼
APR14.99%
UpdatedMarch 21, 2026
Details
total not to exceed $40,000
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1001 BUTCHER RD, WAXAHACHIE, TX, 75165
Consolidation
15.00%
▼
APR15.00%
UpdatedMarch 23, 2026
Details
Amount: UP TO $2,500.00
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
15.24%
▼
APR15.24%
UpdatedMarch 21, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
15.40%
▼
APR15.40%
UpdatedMarch 20, 2026
Details
$10
Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
2098 Frontis Plaza Blvd Ste A, Winston Salem, NC, 27103 5779
Debt Consolidation
15.45%
▼
APR15.45%
UpdatedMarch 24, 2026
Details
No additional details provided.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation
15.49%
▼
APR15.49%
UpdatedMarch 21, 2026
Details
total not to exceed $40,000
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 670 - 719)
15.75%
▼
APR15.75%
UpdatedMarch 25, 2026
Details
No additional details provided.
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
51 Willow St, Lynn, MA, 01901
Debt Consolidation
16.00%
▼
APR16.00%
UpdatedMarch 16, 2026
Details
No additional details provided.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
16.44%
▼
APR16.44%
UpdatedMarch 21, 2026
Details
As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation
16.49%
▼
APR16.49%
UpdatedMarch 21, 2026
Details
total not to exceed $40,000
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 630 - 669)
16.75%
▼
APR16.75%
UpdatedMarch 25, 2026
Details
No additional details provided.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA, 23606
Debt Consolidation
16.99%
▼
APR16.99%
UpdatedMarch 20, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3777 West Rd, East Lansing, MI, 48823 8029
Debt Consolidation Loan
17.99%
▼
APR17.99%
UpdatedMarch 20, 2026
Details
As Low As
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
2110 W Mountcastle Dr, Johnson City, TN, 37604
Personal Loan/Consolidation
17.99%
▼
APR17.99%
UpdatedMarch 26, 2026
Details
As Low As
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
1112 Saint Nicholas Ave, New York, NY, 10032
Debt Consolidation Loans
18.00%
▼
APR18.00%
UpdatedMarch 24, 2026
Details
discount with direct deposit; $20 application fee; 1% origination fee* (upon approval of the loan)
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Consolidation Loan
18.00%
▼
APR18.00%
UpdatedMarch 25, 2026
Details
Variable rate
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 500 - 629)
18.00%
▼
APR18.00%
UpdatedMarch 25, 2026
Details
No additional details provided.
Powered byMonitorBankRates
Debt Consolidation Loan APR Trend
Daily national average APR for debt consolidation loans
Daily averages compiled from our database of 8,500+ banks and credit unions — updated daily.
Debt Consolidation — National Avg APR
10.35%
▲ 1.117 from last week
Compiled from 168 current rates
Debt consolidation loan APRs rose 1.117 points to 10.35%, up from 9.23% last week.
Powered by
MonitorBankRates
Frequently Asked Questions about Debt Consolidation Loans
What is a debt consolidation loan?
A debt consolidation loan is a personal loan used to pay off multiple existing debts, replacing them with a single monthly payment at (ideally) a lower APR. It is most effective when the consolidation rate is lower than the weighted average rate of your existing debts.
Will debt consolidation hurt my credit score?
Applying creates a hard inquiry that may temporarily lower your score by a few points. However, paying off revolving credit card balances reduces your credit utilization ratio, which typically improves your score over the medium term.
How much can I save by consolidating debt?
Savings depend on the amounts, the rate difference, and the loan term. Consolidating $15,000 of credit card debt at 22% into a 5-year loan at 10% APR saves roughly $6,000–$8,000 in interest, depending on minimum payments on the original cards.
Banks vs. credit unions for consolidation loans?
Credit unions typically offer lower APRs and more flexible underwriting for debt consolidation than banks. They are not-for-profit, so rates more directly reflect the cost of funding. If you qualify for membership, start your search there.
What debts can I consolidate?
You can consolidate credit card balances, medical bills, store charge cards, and other unsecured personal debts. Secured debts such as auto loans and mortgages are generally not eligible for unsecured consolidation loans.
Top Debt Consolidation Rates Today
Is a balance transfer or a consolidation loan better?
A 0% intro balance transfer card can beat a consolidation loan if you can pay the balance within the intro period (typically 12–21 months). For larger balances or longer payoff timelines, a fixed-rate consolidation loan from a credit union usually costs less overall.
- MembersAlliance Credit Union: 4.00% APR (Loan Consolidation (5 year))
- MembersAlliance Credit Union: 4.00% APR (Loan Consolidation (5 year) Variable Rate)
- HAWAIIAN ELECTRIC EMPLOYEES: 4.75% APR (Bill Consolidation Loan)
- MembersAlliance Credit Union: 4.75% APR (Loan Consolidation (10 year))
- MembersAlliance Credit Union: 4.75% APR (Loan Consolidation (10 year) Variable Rate)
Rates reflect actual verified offers. Last Updated: March 26, 2026
More Loan & Card Options
