Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
MembersAlliance Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 14, 2026
MembersAlliance Credit Union's top rates as of October 14, 2026 are 3.00% APY on its 12 Month CD/IRA CD, 0.15% APY on savings, 1.60% APY on money market accounts, 6.12% on its Conventional Mortgage 15 Year Fixed Rate, personal loans from 4.25% APR, and credit cards from 8.90% APR, according to rates verified by MonitorBankRates. Other MembersAlliance Credit Union CD rates include 18 Month CD/IRA CD at 3.00%, 24 Month CD/IRA CD at 2.80%, and 30 Month CD/IRA CD at 2.80%. Other MembersAlliance Credit Union mortgage rates include Conventional Mortgages - 5% Down at 6.12%, Conventional Mortgage 15 Year Fixed Rate at 6.50%, and Conventional Mortgages - 5% Down at 6.50%. MonitorBankRates evaluates the financial stability of MembersAlliance Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.08%. Rates last updated and verified on 10/14/2026.
MembersAlliance Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MembersAlliance Credit Union? Share your experience about MembersAlliance Credit Union by leaving a review below, or read customer reviews before you decide to use MembersAlliance Credit Union.
MembersAlliance Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
MembersAlliance Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.08%
ExcellentLower than avg
MembersAlliance Credit Union Texas Ratio
MembersAlliance Credit Union's Texas Ratio is 3.08%, which is considered excellent and is lower than the national average of 6.13%.
MembersAlliance Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.24% to 3.08% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
MembersAlliance Credit Union CD Rates
Product
Rate
APY
Term
View More
12 Month CD/IRA CD
2.956%
3.00%
12 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 180 Days
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
18 Month CD/IRA CD
2.956%
3.00%
18 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 180 Days
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
24 Month CD/IRA CD
2.762%
2.80%
24 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 180 Days
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.80% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
30 Month CD/IRA CD
2.762%
2.80%
30 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 180 Days
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.80% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
36 Month CD/IRA CD
2.762%
2.80%
36 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 180 Days
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.80% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
9 Month CD/IRA CD
2.25%
2.275%
9 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 90 Days
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.28% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
48 Month CD/IRA CD
1.98%
2.00%
48 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 365 Days
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
6 Month CD/IRA CD
1.98%
2.00%
6 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 90 Days; **6 month CD not eligible for Roth and Education IRAs
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
60 Month CD/IRA CD
1.98%
2.00%
60 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 365 Days
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
3 Month CD
0.995%
1.00%
3 Months
Min Deposit$500
DetailsPenalty for Early Withdrawal: 90 Days*; *3 month CD not eligible for IRAs
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union Savings Rates
Product
Rate
APY
View More
Christmas Club
0.15%
0.15%
No additional details.
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Vacation Club
0.15%
0.15%
No additional details.
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union Business Savings Rates
Product
Rate
APY
View More
Savings Account/Business Savings Account
0.15%
0.15%
Min Deposit$25
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 0.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market Accounts
1.587%
1.60%
Min Deposit$2,500
Min Balance$100,000
DetailsBalance: $100,000+
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Money Market Accounts
1.341%
1.35%
Min Deposit$2,500
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Money Market Accounts
1.094%
1.10%
Min Deposit$2,500
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Money Market Accounts
0.946%
0.95%
Min Deposit$2,500
Min Balance$2,500
DetailsBalance: $2,500 - $9,999.99
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.95% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
Conventional Mortgage 15 Year Fixed Rate
6.125%
1.000
6.454%
15 years
DetailsConventional Mortgages - 5% Down; Pmt/$10,000: $85.06; Rate (as low as); based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.45% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Conventional Mortgages - 5% Down
6.125%
1.000
6.454%
15 Year Fixed Rate
DetailsAs Low As; Pmt/$10,000: $85.06; based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.45% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Conventional Mortgage 15 Year Fixed Rate
6.50%
0.000
6.693%
15 years
DetailsConventional Mortgages - 5% Down; Pmt/$10,000: $87.11; Rate (as low as); based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.69% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Conventional Mortgages - 5% Down
6.50%
0.000
6.693%
15 Year Fixed Rate
DetailsAs Low As; Pmt/$10,000: $87.11; based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.69% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Conventional Mortgage 20 Year Fixed Rate
6.99%
1.000
7.299%
20 years
DetailsConventional Mortgages - 5% Down; Pmt/$10,000: $77.47; Rate (as low as); based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.30% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Conventional Mortgages - 5% Down
6.99%
1.000
7.299%
20 Year Fixed Rate
DetailsAs Low As; Pmt/$10,000: $77.47; based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.30% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Conventional Mortgage 20 Year Fixed Rate
7.25%
0.000
7.462%
20 years
DetailsConventional Mortgages - 5% Down; Pmt/$10,000: $79.04; Rate (as low as); based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.46% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Conventional Mortgages - 5% Down
7.25%
0.000
7.462%
20 Year Fixed Rate
DetailsAs Low As; Pmt/$10,000: $79.04; based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.46% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Conventional Mortgage 30 Year Fixed Rate
7.50%
1.000
7.951%
30 years
DetailsConventional Mortgages - 5% Down; Pmt/$10,000: $69.92; Rate (as low as); based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.95% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Conventional Mortgages - 5% Down
7.50%
1.000
7.951%
30 Year Fixed Rate
DetailsAs Low As; Pmt/$10,000: $69.92; based on $175,000 loan
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.95% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
FHA Mortgage - 30 Year
7.25%
0.000
7.999%
30 Year
DetailsAs Low As; FHA Mortgages - 3.5% Down
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 8.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
FHA Mortgages - 3.5% Down
7.25%
0.000
7.999%
30 Year
DetailsPrimary Mortgage; Pmt/$10,000: $69.41
Last Updated10/14/2026
Rate History
1 change since Sep 18, 2026 · 7.04% → 8.00% ▲ 0.96 pts · high 8.00% / low 7.04%
Home Equity - Fixed Rate - Up to 90% Loan to Value
-
-
6.00%
Up to 60 Months
DetailsAs Low As; Based on A+ credit discount (credit score >740), up to 80% loan-to-value, and Multiple Service discount; 1% added above 80% up to 90% loan-to-value
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Home Equity - Fixed Rate - Up to 90% Loan to Value
-
-
6.75%
61-120 Months
DetailsAs Low As; Based on A+ credit discount (credit score >740), up to 80% loan-to-value, and Multiple Service discount; 1% added above 80% up to 90% loan-to-value
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Home Equity Line of Credit - Adjustable Rate - Up to 90% Loan to Value
6.875%
-
6.875%
DetailsFirst-year discounted rate up to 80% loan-to-value; adjusts annually to Wall Street Journal Prime Rate (currently 7.0000%); Maximum APR = 18%; Annual Fee = $10.00
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 6.88% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Home Equity - Fixed Rate - Up to 90% Loan to Value
-
-
7.25%
121-180 Months
DetailsAs Low As; Based on A+ credit discount (credit score >740), up to 80% loan-to-value, and Multiple Service discount; 1% added above 80% up to 90% loan-to-value
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Home Equity Line of Credit - Adjustable Rate - Up to 90% Loan to Value
7.785%
-
7.785%
DetailsFirst-year discounted rate up to 90% loan-to-value; adjusts to WSJ Prime (currently 7.000%) plus 1.000%; Maximum APR = 18%; Annual Fee = $10.00
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 7.79% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Autos, Trucks and Motorcycles - 2027-2026 Model Year
-
-
4.00%
up to 36 Months
DetailsAs Low As; Model Year: 2027-2026; Pmt/$1,000 not captured; As Low As Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles - 2027-2026 Model Year
-
-
5.00%
DetailsModel year 2026; Additional APR listed for this product: 6.00%. As Low As; Model Year: 2027-2026; As Low As Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles
-
-
5.50%
up to 36 Months
DetailsAs Low As; Model Year: 2025 - 2022; Rates based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles
-
-
5.50%
37-78 Months
DetailsAs Low As; Model Year: 2025 - 2022; Rates based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles - 2027-2026
-
-
6.00%
79-84 Months
DetailsAs Low As; Model Year: 2027-2026; Pmt/$1,000: $15.35 - $14.61; Rates based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles
-
-
6.50%
79-84 Months
DetailsAs Low As; Model Year: 2025 - 2022; Rates based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles
-
-
6.75%
79-84 Months
DetailsAs Low As; Model Year: 2021 - 2019
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50%
Oct 14, 20266.75%▲ from 6.50%
Sep 14, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles - 2027-2026 Model Year
-
-
7.00%
DetailsModel year 2026; As Low As; Model Year: 2027-2026; $40,000 Minimum loan amount; As Low As Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles - 2018 and older
-
-
7.50%
up to 24 Months
DetailsAs Low As; Model Year: 2018 and older; Based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles - 2018 and older
-
-
7.50%
25-36 Months
DetailsAs Low As; Model Year: 2018 and older; Based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles - 2018 and older
-
-
7.75%
37-48 Months
DetailsAs Low As; Model Year: 2018 and older; Based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Autos, Trucks and Motorcycles - 2018 and older
-
-
8.50%
49-60 Months
DetailsAs Low As; Model Year: 2018 and older; $20,000 Minimum loan; Based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 8.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Off Road RVs, Snowmobiles and Jet Skis - 2027-2026 Loan
-
4.50%
up to 36 Months
DetailsAs Low As; Model Year: 2027-2026
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Off Road RVs, Snowmobiles and Jet Skis Loan
-
4.50%
up to 36 Months
DetailsAs Low As; Model Year: 2027-2026
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
No change since Sep 14, 2026 · 6.75% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Recreational Vehicles (Boats, Motor Homes, 5th Wheels, Travel Trailers, Campers) - 2018 and older Loan
-
7.00%
25-54 Months
DetailsAs Low As; Model Year: 2018 and older; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking with direct deposit)
No change since Sep 14, 2026 · 7.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Off Road RVs, Snowmobiles and Jet Skis - 2027-2026 Loan
-
7.25%
61-78 Months
DetailsAs Low As; Model Year: 2027-2026; $20,000 Min.
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Off Road RVs, Snowmobiles and Jet Skis Loan
-
7.25%
61-78 Months
DetailsAs Low As; Model Year: 2027-2026; Minimum loan amount: $20,000
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Recreational Vehicles (Boats, Motor Homes, 5th Wheels, Travel Trailers, Campers) - 2018 and older Loan
-
7.25%
55-78 Months
DetailsAs Low As; Model Year: 2018 and older; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking with direct deposit)
No change since Sep 14, 2026 · 7.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Recreational Vehicles (Boats, Motor Homes, 5th Wheels, Travel Trailers, Campers) - 2018 and older Loan
-
7.50%
79-90 Months
DetailsAs Low As; Model Year: 2018 and older; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking with direct deposit)
No change since Sep 14, 2026 · 8.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Recreational Vehicles (Boats, Motor Homes, 5th Wheels, Travel Trailers, Campers) - 2018 and older Loan
-
8.25%
91-126 Months
DetailsAs Low As; Model Year: 2018 and older; Minimum loan amount $40,000; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking with direct deposit)
No change since Sep 14, 2026 · 8.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union Student Loan Rates
Product
Rate
Points
APR
Term
View More
Student Loans - Undergraduate - Line of Credit
4.00%
-
4.00%
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
4.25%
-
4.25%
5 year
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Undergraduate Line of Credit
4.00%
-
4.25%
DetailsAs Low As; Fixed Rate 4.250%, Variable Rate 4.000%; Floor Rate: 3.00%, Ceiling Rate: 18.00%; Fixed rate includes 0.25% discount for auto-pay; Variable rate adjusts quarterly based on the Prime Rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
5.00%
-
5.00%
10 year
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
4.25%
-
5.25%
5 year
DetailsAs Low As; Fixed Rate 5.250%, Variable Rate 4.250%; Floor Rate: 3.00%, Ceiling Rate: 18.00%; Fixed rate includes 0.25% discount for auto-pay; Variable rate adjusts quarterly based on the Prime Rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
5.50%
-
5.50%
15 year
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
5.00%
-
5.75%
10 year
DetailsAs Low As; Fixed Rate 5.750%, Variable Rate 5.000%; Floor Rate: 3.00%, Ceiling Rate: 18.00%; Fixed rate includes 0.25% discount for auto-pay; Variable rate adjusts quarterly based on the Prime Rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
5.50%
-
6.25%
15 year
DetailsAs Low As; Fixed Rate 6.250%, Variable Rate 5.500%; Floor Rate: 3.00%, Ceiling Rate: 18.00%; Fixed rate includes 0.25% discount for auto-pay; Variable rate adjusts quarterly based on the Prime Rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa Platinum Rewards Card
-
8.90%
DetailsPublished APR range: 8.90% to 17.90%. APR for Purchases, Cash Advances and Balance Transfers; APR is based on your creditworthiness at the time of account opening
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 8.90% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union Personal Loan Rates
Product
APR
Term
View More
Loan Consolidation (Variable)
4.25%
5 year
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
4.25%
5 year
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Loan Consolidation (Variable)
5.00%
10 year
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
5.00%
10 year
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
5.25%
5 year
DetailsAs Low As; Fixed Rate 5.250%, Variable Rate 4.250%; Floor Rate: 3.00%, Ceiling Rate: 18.00%; Fixed rate includes 0.25% discount for auto-pay; Variable rate adjusts quarterly based on the Prime Rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Loan Consolidation (Variable)
5.50%
15 year
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
5.50%
15 year
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
5.75%
10 year
DetailsAs Low As; Fixed Rate 5.750%, Variable Rate 5.000%; Floor Rate: 3.00%, Ceiling Rate: 18.00%; Fixed rate includes 0.25% discount for auto-pay; Variable rate adjusts quarterly based on the Prime Rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Student Loans - Loan Consolidation
6.25%
15 year
DetailsAs Low As; Fixed Rate 6.250%, Variable Rate 5.500%; Floor Rate: 3.00%, Ceiling Rate: 18.00%; Fixed rate includes 0.25% discount for auto-pay; Variable rate adjusts quarterly based on the Prime Rate
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Personal Loans (Unsecured)
9.50%
Up to 12 Months
DetailsAs Low As; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 9.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Personal Loans (Unsecured)
9.75%
13-24 Months
DetailsAs Low As; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 9.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Personal Loans (Unsecured)
10.00%
25-36 Months
DetailsAs Low As; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 10.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Personal Loans (Unsecured)
10.50%
37-48 Months
DetailsAs Low As; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 10.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
FastCash Loan - Signature Line of Credit
10.90%
DetailsAs Low As; Based on A+ credit discount and Multiple Service discount; Not available on Unsecured Line of Credit Loans
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 10.90% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Signature Line of Credit
10.90%
DetailsAs Low As; Personal Loans (Unsecured); Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit); Not available on Unsecured Line of Credit Loans
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 10.90% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Personal Loans (Unsecured)
11.25%
49-60 Months
DetailsAs Low As; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 11.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
MembersAlliance Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Computer and Other Durable Goods - 24 Months Loan
-
-
7.00%
24 Months
DetailsAs Low As; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Computer and Other Durable Goods - 36 Months Loan
-
-
8.00%
36 Months
DetailsAs Low As; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 8.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Computer and Other Durable Goods - 48 Months Loan
-
-
9.00%
48 Months
DetailsAs Low As; Rates based on A+ credit discount (credit score >740) and Multiple Service discount (active checking account with direct deposit)
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 9.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Computer and Other Durable Goods Loan
-
-
7.00%
24 Months
DetailsAs Low As
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Computer and Other Durable Goods Loan
-
-
8.00%
36 Months
DetailsAs Low As
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 8.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Computer and Other Durable Goods Loan
-
-
9.00%
48 Months
DetailsAs Low As
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 9.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Fast Cash Loan
-
-
23.00%
6 months
DetailsTerm: not to exceed 6 months; Fixed rate on loan amounts from $200 to $1,000; $20 Fast Cash Application fee; no credit check; MACU membership at least 90 days old with existing direct deposit; one Fast Cash loan per household
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 23.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Fast Cash Loan
-
-
23.00%
DetailsAs Low As; Fixed rate of 23% APR on loan amounts from $200 to $1,000, terms not to exceed 6 months; $20 application fee required; No credit check; MACU membership at least 90 days old with existing direct deposit; Only one Fast Cash loan per household
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 23.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
FastCash Loan
-
-
9.50%
Up to 12 Months
DetailsAs Low As; Based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 9.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
FastCash Loan
-
-
9.75%
13-24 Months
DetailsAs Low As; Based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 9.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
FastCash Loan
-
-
10.00%
25-36 Months
DetailsAs Low As; Based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 10.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
FastCash Loan
-
-
10.50%
37-48 Months
DetailsAs Low As; Based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 10.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
FastCash Loan
-
-
11.25%
49-60 Months
DetailsAs Low As; Based on A+ credit discount and Multiple Service discount
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 11.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
FastCash Loan
-
-
23.00%
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 23.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Undergraduate - Line of Credit (Variable)
4.00%
-
4.00%
DetailsAs Low As; Variable Rate; Adjusts quarterly based on the Prime Rate; Floor Rate: 3.00%, Ceiling Rate: 18.00%
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Base IRA (Primary, Education, Roth)
0.15%
-
0.15%
Min Deposit$500
DetailsPenalty for Early Withdrawal: N/A
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Youth Accounts
0.15%
-
0.15%
Min Deposit$25
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Financial Health History
MembersAlliance Credit Union’s Texas Ratio rose from 2.24% in Q3 2023 to 3.08% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$304M
3.08%
5.0
A+
March 31, 2026
$307M
3.26%
5.0
A+
December 31, 2025
$290M
3.79%
5.0
A+
September 30, 2025
$284M
2.61%
5.0
A+
June 30, 2025
$286M
2.76%
5.0
A+
March 31, 2025
$294M
2.42%
5.0
A+
December 31, 2024
$282M
3.00%
5.0
A+
September 30, 2024
$274M
3.07%
5.0
A+
June 30, 2024
$283M
3.08%
5.0
A+
March 31, 2024
$294M
3.30%
5.0
A+
December 31, 2023
$284M
3.42%
5.0
A+
September 30, 2023
$269M
2.24%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for MembersAlliance Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MembersAlliance Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MembersAlliance Credit Union's official website for the most current offers and terms.
Private Share InsuranceNot federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.08%
Return on Assets (ROA)
0.4082%
Return on Equity (ROE)
4.3539%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
303,587,717
Total Amount of Shares and Deposits
271,923,040
Total Shares and Deposits < 1 Year
270,304,240
Total Shares and Deposits 1 3 Years
1,356,003
Total Shares and Deposits > 3 Years
262,797
Total Interest Expense (Sum of items 6 8)
720,922
Share Certificates
1,067
Number of Accounts for Share Drafts
16,096
IRA KEOGH Accounts
550
Number of Accounts for Regular Shares
26,344
All other shares
684
Money Market Shares
535
Net Income (unless the amount is already included in Undivided Earnings)
1,239,388
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,802,060
Total Liabilities
275,508,652
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
MembersAlliance Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for MembersAlliance Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for MembersAlliance Credit Union
Frequently Asked Questions About MembersAlliance Credit Union
How many branches does MembersAlliance Credit Union operate?
MembersAlliance Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join MembersAlliance Credit Union?
Yes, to access services at MembersAlliance Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, MembersAlliance Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, MembersAlliance Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does MembersAlliance Credit Union offer online and mobile banking?
Most modern institutions like MembersAlliance Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.membersalliance.org.
Current MembersAlliance Credit Union Rates
12-Month CD3.00%
18-Month CD3.00%
24-Month CD2.80%
60-Month CD2.00%
Savings0.15%
MMA1.60%
Retrieved from our database of financial products. Rates subject to change.