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Personal Loans for Bad Credit | October 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio
Editorial DisclosureRates are actual, verified rates sourced directly from institution websites. Editorial content is independent of advertiser relationships.
Current personal loan rates nationwide range from 4.00% to 4.50% APR across the five lenders featured below, verified by MonitorBankRates as of October 1, 2026. Top personal loan rates currently available include: Evergreen Credit UnionEvergreen Credit Union1500 W American Dr, Neenah, WI, 54956A+5.0 ★Texas Ratio: 5.16%'s Signature Loans has an APR of 4.00%, SESLOC Credit UnionSESLOC Credit Union3807 Broad St, San Luis Obispo, CA, 93401A+5.0 ★Texas Ratio: 2.96%'s Personal Loans has an APR of 4.00%, MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 3.08%'s Loan Consolidation has an APR of 4.25%, Haverhill Fire Department Credit UnionHaverhill Fire Department Credit Union75 Kenoza Ave, Haverhill, MA, 01830 4132A+5.0 ★Texas Ratio: 0.11%'s Share Secured/Credit Building Loan has an APR of 4.49%, and Maui Teachers Federal Credit UnionMaui Teachers Federal Credit Union2145 Wells St Ste 101, Wailuku, HI, 96793A+5.0 ★Texas Ratio: 0.00%'s Solar Heater Loan has an APR of 4.50%. Rates as of October 1, 2026 per MonitorBankRates.
Bad credit does not shut you out of a personal loan, but it changes where you should apply. Lenders treat FICO scores below 670 as fair or poor credit and price those loans much higher than the advertised rates, so the best rates in the table are a ceiling on what you can save, not what you will be offered.
Start with credit unions. Federal credit unions cannot charge more than 18% APR on most loans, and many offer payday alternative loans and savings secured loans built for borrowers rebuilding their credit. Use the table to compare personal loan rates from banks and credit unions near you, then prequalify with a soft credit check.
We display transparent financial health metrics, including A to F Safety Grades, Star Ratings, and Texas Ratios, so you can borrow from a stable, highly rated institution.
Rates reflect actual verified offers. Last Updated: October 1, 2026
Compare Personal Loan Rates
Verified Personal Loan Rate Data by MonitorBankRates
Institution
Product
APR
Profile
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1500 W American Dr, Neenah, WI, 54956
Signature Loans
4.00%
▼
APR4.00%
Interest Rate4.00%
UpdatedOctober 1, 2026
Details
Annual Percentage Rate. No credit check required. Rates effective 09/24/2026.
Rate History
No change since Sep 22, 2026 · 4.00% APR · checked 2 times
SESLOC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3807 Broad St, San Luis Obispo, CA, 93401
Personal Loans
4.00%
▼
APR4.00%
Interest Rate4.00%
UpdatedOctober 1, 2026
Details
Rates for Line of Credit and Signature Loans are based on creditworthiness. Financing is subject to SESLOC membership, credit approval and other underwriting criteria: not every applicant will qualify.
Rate History
No change since Oct 1, 2026 · 4.00% APR
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation
4.25%
▼
APR4.25%
Interest Rate4.25%
UpdatedOctober 1, 2026
Details
Variable Rate**
Rate History
1 change since Sep 14, 2026 · 5.25% → 4.25% ▼ 1.00 pts · high 5.25% / low 4.25%
- Sep 22, 20264.25%▼ from 5.25%
- Sep 14, 20265.25%first recorded
Haverhill Fire Department Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
75 Kenoza Ave, Haverhill, MA, 01830 4132
Share Secured/Credit Building Loan
4.49%
▼
APR4.49%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Solar Heater Loan
4.50%
▼
APR4.50%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 2 times
Reading Berks School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
4641 Pottsville Pike, Reading, PA, 19605
Pledged Share Loan
4.50%
▼
APR4.50%
Interest Rate4.50%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 4 times
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation loan
4.50%
▼
APR4.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 4 times
First New York Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
795 E Main St Ste 1, Cobleskill, NY, 12043 1263
Solar Loan
4.74%
▼
APR4.74%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 2 times
Matadors Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
20045 Prairie St, Chatsworth, CA, 91311
Solar Loan
4.74%
▼
APR4.74%
UpdatedOctober 1, 2026
Details
Rate reflects a .50% discount for Automatic Payment. Rate quoted is the preferred rate with a minimum 720 FICO. UCC1 lien will be recorded on property. Other rates and terms available.
Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 4 times
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
1616 Broadway, Schenectady, NY, 12306
Share Secured Loan
4.74%
▼
APR4.74%
UpdatedOctober 1, 2026
Details
Secured by Shares; Maximum Amount: $50,000
Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 4 times
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
4624 W Napoleon Ave, Metairie, LA, 70001 2492
Consolidation Loan (Put Your Debt on a Diet!)
4.75%
▼
APR4.75%
UpdatedSeptember 29, 2026
Details
Annual Percentage Rate (APR) as low as 4.75%; your rate may vary. Must be 18 years of age or older to apply. No repayment for 60 days if you apply now.
Rate History
No change since Sep 29, 2026 · 4.75% APR
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
4.75%
▼
APR4.75%
Interest Rate4.75%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 5 times
First New York Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
795 E Main St Ste 1, Cobleskill, NY, 12043 1263
Solar Loan
4.99%
▼
APR4.99%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 4.99% APR · checked 2 times
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.84%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
UpdatedSeptember 25, 2026
Details
Rate quoted based on 36 month term, $500 up to $30,000 for an Anything Loan or borrow $1,000 up to $30,000 for a Debt Consolidation Loan. Rates and terms may be different as determined by collateral and individual credit worthiness. 0.25% discount with e-Statements and automated payments from a Freedom FCU Savings or Checking account on select loan types. (Rate discount is only available on collateral loans listed with the posted rates).
Rate History
No change since Sep 20, 2026 · 4.99% APR · checked 2 times
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
5.00%
▼
APR5.00%
Interest Rate5.00%
UpdatedSeptember 25, 2026
Details
Published rate range: 5.00% - 17.00%. Maximum Loan Amount is $20,000. Lower limits may be applicable.
Rate History
No change since Sep 16, 2026 · 5.00% APR · checked 2 times
FedTrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
167 N Main St Ste 102, Memphis, TN, 38103 1867
Share Secured Credit Builder Loan
5.00%
▼
APR5.00%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 21, 2026 · 5.00% APR · checked 3 times
IAM Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.03%
498 Fashion Ave Fl 2, New York, NY, 10018 6708
Non-Collateral Signature Loans
5.00%
▼
APR5.00%
UpdatedSeptember 29, 2026
Details
Up to 100% Collateralized Share Balance; As Low As; **Payment As Low As $85.61
Rate History
No change since Sep 17, 2026 · 5.00% APR · checked 4 times
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
5.00%
▼
APR5.00%
Interest Rate5.00%
UpdatedSeptember 29, 2026
Details
Term: A+ Credit | Up to 36 Months
Rate History
No change since Sep 18, 2026 · 5.00% APR · checked 3 times
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
360 Sherman St, Saint Paul, MN, 55102
Scholar Signature Loans
5.00%
▼
APR5.00%
UpdatedSeptember 29, 2026
Details
Must provide proof of studentship.
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 4 times
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
1601 Assembly St, Columbia, SC, 29201 2762
SIGNATURE LOANS
5.00%
▼
APR5.00%
Interest Rate5.00%
UpdatedSeptember 29, 2026
Details
Credit Score of 750
Rate History
1 change since Sep 18, 2026 · 10.00% → 5.00% ▼ 5.00 pts · high 10.00% / low 5.00%
- Sep 22, 20265.00%▼ from 10.00%
- Sep 18, 202610.00%first recorded
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation
5.00%
▼
APR5.00%
Interest Rate5.00%
UpdatedOctober 1, 2026
Details
Variable Rate**
Rate History
1 change since Sep 14, 2026 · 5.75% → 5.00% ▼ 0.75 pts · high 5.75% / low 5.00%
- Sep 22, 20265.00%▼ from 5.75%
- Sep 14, 20265.75%first recorded
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.00%
▼
APR5.00%
Interest Rate5.00%
UpdatedOctober 1, 2026
Details
Rate/APR*
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 5 times
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation
5.25%
▼
APR5.25%
Interest Rate5.25%
UpdatedOctober 1, 2026
Details
Fixed Rate*
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 5 times
Boise Fire Department Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.31%
10255 W Hackamore Dr, Boise, ID, 83709
Unsecured Signature Loans
5.25%
▼
APR5.25%
Interest Rate5.25%
UpdatedOctober 1, 2026
Details
As low as 5.25% up to 12.75% based on credit score
Rate History
No change since Sep 30, 2026 · 5.25% APR · checked 2 times
Molokai Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
135 Puali Place, Kaunakakai, HI, 96748
Solar Loans
5.49%
▼
APR5.49%
UpdatedSeptember 25, 2026
Details
As low as; Minimum: $300.00; Maximum: $50,000.00
Rate History
No change since Sep 12, 2026 · 5.49% APR · checked 5 times
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
199 N Main St, Athens, PA, 18810 1707
Solar Loan
5.49%
▼
APR5.49%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 6 times
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
555 Sabattus St, Lewiston, ME, 04240
Tractor (Personal use only) Loan
5.50%
▼
APR5.50%
UpdatedSeptember 25, 2026
Details
Loan Amount: $6,000 to $9,999
Rate History
No change since Sep 16, 2026 · 5.50% APR · checked 2 times
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation loan
5.50%
▼
APR5.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 4 times
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
5.50%
▼
APR5.50%
Interest Rate5.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 5 times
Hawaii State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
333 Queen St, Honolulu, HI, 96813
Roof & Renovation Program Loan
5.69%
▼
APR5.69%
UpdatedSeptember 25, 2026
Details
Interest Rate2 Months 0-12: 0.00%; Interest Rate2 Months 13-84: 7.70%
Rate History
No change since Sep 16, 2026 · 5.69% APR · checked 2 times
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
302 W Upham St, Marshfield, WI, 54449 1461
Solar Loans
5.74%
▼
APR5.74%
UpdatedOctober 1, 2026
Details
Monthly interest payments based on the amount outstanding
Rate History
No change since Sep 18, 2026 · 5.74% APR · checked 4 times
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
UpdatedOctober 1, 2026
Details
As low as; A loan for anything in your life. Vacations, weddings, medical costs, adoption costs, and much more. A fixed term low rate personal loan can help. We're here to help you get the right loan personalized for your unique situation.
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 5 times
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
301 W Main St, Durham, NC, 27701
Solar Loans
5.75%
▼
APR5.75%
UpdatedSeptember 15, 2026
Details
No additional details provided.
Rate History
No change since Sep 15, 2026 · 5.75% APR
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Post Graduate Consolidation Loan
5.75%
▼
APR5.75%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation
5.75%
▼
APR5.75%
Interest Rate5.75%
UpdatedOctober 1, 2026
Details
Fixed Rate*
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
130 23rd Ave SW, Rochester, MN, 55902
Solar Loan
5.79%
▼
APR5.79%
UpdatedSeptember 29, 2026
Details
Term: 5, 10 and 15 year fixed rate; Rate is dependent on credit history; Available in all states except for Hawaii and Alaska
Rate History
1 change since Sep 21, 2026 · 7.99% → 5.79% ▼ 2.20 pts · high 7.99% / low 5.79%
- Sep 29, 20265.79%▼ from 7.99%
- Sep 21, 20267.99%first recorded
The Heart Center Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
100 Port Washington Blvd, Roslyn, NY, 11576
Personal Loan
5.90%
▼
APR5.90%
Interest Rate5.90%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 5.90% APR · checked 5 times
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
84 Pine St, Burlington, VT, 05401 4441
Solar Loan
5.90%
▼
APR5.90%
UpdatedSeptember 29, 2026
Details
Term: 60 Month & 120 Month Terms; Maximum $75,000.00
Rate History
No change since Sep 17, 2026 · 5.90% APR · checked 5 times
VAPR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
150 Ave Carlos Chardon, San Juan, PR, 00918 1703
Prestamos personales Loan
5.95%
▼
APR5.95%
UpdatedSeptember 25, 2026
Details
Oferta valida hasta el 30/9/26
Rate History
No change since Sep 12, 2026 · 5.95% APR · checked 5 times
Hawaii State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
333 Queen St, Honolulu, HI, 96813
Roof & Renovation Program Loan
5.98%
▼
APR5.98%
UpdatedSeptember 25, 2026
Details
Interest Rate2 Months 0-12: 0.00%; Interest Rate2 Months 13-84: 8.10%
Rate History
No change since Sep 16, 2026 · 5.98% APR · checked 2 times
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
300 Ala Moana Blvd, Honolulu, HI, 96850
PV/Solar Loans
5.99%
▼
APR5.99%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 5.99% APR · checked 2 times
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
31300 Hoover Rd, Warren, MI, 48093 1774
Closed End Signature Loan
5.99%
▼
APR5.99%
Interest Rate5.99%
UpdatedSeptember 25, 2026
Details
Secured Loan Pricing - Base Rates (as low as)
Rate History
No change since Sep 17, 2026 · 5.99% APR · checked 4 times
Park Manor Christian Church Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.50%
600 E 73rd St, Chicago, IL, 60619 1827
Personal Loans Unsecured
5.99%
▼
APR5.99%
Interest Rate5.99%
UpdatedSeptember 29, 2026
Details
Based on credit worthiness
Rate History
No change since Sep 21, 2026 · 5.99% APR · checked 2 times
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
9212 Balboa Ave, San Diego, CA, 92123 1514
Solar & Energy Efficient Loans
5.99%
▼
APR5.99%
UpdatedSeptember 29, 2026
Details
With Inspired Checking As low as 5.74%
Rate History
No change since Sep 18, 2026 · 5.99% APR · checked 3 times
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
10 Browne Ct, Brattleboro, VT, 05301 4427
SOLAR PANEL LOANS
5.99%
▼
APR5.99%
UpdatedSeptember 30, 2026
Details
No additional details provided.
Rate History
No change since Sep 30, 2026 · 5.99% APR
FNB of Scotia
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
201 Mohawk Ave, Scotia, NY, 12302
Personal Loan With 1st National Deposit Account as Collateral
6.00%
▼
APR6.00%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 15, 2026 · 6.00% APR · checked 3 times
FNB of Scotia
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
201 Mohawk Ave, Scotia, NY, 12302
Personal Loans - With 1st National Deposit Account as Collateral
6.00%
▼
APR6.00%
Interest Rate6.00%
UpdatedSeptember 27, 2026
Details
Rates as low as; With 1st National Deposit Account as Collateral
Rate History
No change since Sep 15, 2026 · 6.00% APR · checked 3 times
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
555 Sabattus St, Lewiston, ME, 04240
Tractor (Personal use only) Loan
6.00%
▼
APR6.00%
UpdatedSeptember 25, 2026
Details
Loan Amount: $10,000 to $19,999
Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 2 times
Hawaii First Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.32%
67 1187 Mamalahoa Hwy, Kamuela, HI, 96743
Personal Loan
6.00%
▼
APR6.00%
UpdatedSeptember 28, 2026
Details
Rates as low as; Our personal loan is your perfect solution to make purchases or pay for your dream trip. From vacation travel, holiday spending, or even an appliance purchase, you can get the money you need without spending a fortune. Featuring a fixed low rate and an easy-to-make payment, apply for a personal loan today!
Rate History
No change since Sep 17, 2026 · 6.00% APR · checked 4 times
Local 1233 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
19 Fenwick St, Newark, NJ, 07114
Signature Loan D
6.00%
▼
APR6.00%
Interest Rate6.00%
UpdatedSeptember 29, 2026
Details
Loan Type: Signature Loan
Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 4 times
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Solar Loan
6.00%
▼
APR6.00%
UpdatedSeptember 29, 2026
Details
Up to $15,000; As low as
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 5 times
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
400 Town Center Dr, Dearborn, MI, 48126
Printer FriendlyPersonal Loan
6.00%
▼
APR6.00%
Interest Rate6.00%
UpdatedSeptember 29, 2026
Details
Maximum Amount: $50,000
Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 3 times
Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
10001 Jack Finney Blvd, Greenville, TX, 75402
Signature Loan
6.00%
▼
APR6.00%
Interest Rate6.00%
UpdatedOctober 1, 2026
Details
Published rate range: 6.00% to 15.00%.
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 4 times
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Short-term Personal Loan
6.00%
▼
APR6.00%
Interest Rate6.00%
UpdatedOctober 1, 2026
Details
with credit score 650 or >; Rate with Maximum Discount*: 5.75%; Automatic payment rate discount is -0.25% (excluding mortgage and home equity).
Rate History
1 change since Sep 18, 2026 · 11.00% → 6.00% ▼ 5.00 pts · high 11.00% / low 6.00%
- Sep 27, 20266.00%▼ from 11.00%
- Sep 18, 202611.00%first recorded
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
6.00%
▼
APR6.00%
Interest Rate6.00%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 5 times
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
302 W Upham St, Marshfield, WI, 54449 1461
Solar Loans
6.24%
▼
APR6.24%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 5 times
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
8120 Washington Ave, Houston, TX, 77007
Unsecured Signature Loan
6.24%
▼
APR6.24%
Interest Rate6.24%
UpdatedOctober 1, 2026
Details
Published rate range: 6.24% - 17.99%.
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 5 times
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
CA
Solar Loans (Primary Residence)
6.24%
▼
APR6.24%
UpdatedOctober 1, 2026
Details
Minimum Loan Amount: $0; Maximum Loan Amount: $100,000
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 5 times
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
40 Hickam Ct, Honolulu, HI, 96818 4834
72-Month Eco Personal Loan
6.25%
▼
APR6.25%
Interest Rate6.25%
UpdatedSeptember 25, 2026
Details
As Low As; 72-Month Eco Personal Loan ($5,000 min, $50,000 max)
Rate History
No change since Sep 25, 2026 · 6.25% APR
Cadets Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation Loan
6.25%
▼
APR6.25%
UpdatedSeptember 25, 2026
Details
Credit Limit: $10,000 Single / $20,000 Joint Maximum
Rate History
No change since Sep 12, 2026 · 6.25% APR · checked 5 times
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
14205 W FM 174, WINDTHORST, TX, 76389
Personal Loan
6.25%
▼
APR6.25%
Interest Rate6.25%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 29, 2026 · 6.25% APR
Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
351 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
PERSONAL LOANS (CLOSED END)
6.25%
▼
APR6.25%
Interest Rate6.25%
UpdatedSeptember 29, 2026
Details
Credit Grade: A+
Rate History
No change since Sep 21, 2026 · 6.25% APR · checked 3 times
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
11201 SE 8th St, Bellevue, WA, 98004 6420
Solar Loan
6.25%
▼
APR6.25%
UpdatedOctober 1, 2026
Details
Published APR range: 6.25% - 12.00%. Maximum loan amount: up to $85,000.00*
Rate History
No change since Sep 27, 2026 · 6.25% APR · checked 2 times
Hawaii State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
333 Queen St, Honolulu, HI, 96813
Roof & Renovation Program Loan
6.41%
▼
APR6.41%
UpdatedSeptember 25, 2026
Details
Interest Rate2 Months 0-12: 0.00%; Interest Rate2 Months 13-84: 8.70%
Rate History
No change since Sep 16, 2026 · 6.41% APR · checked 2 times
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
6.49%
▼
APR6.49%
UpdatedSeptember 25, 2026
Details
Includes .25% auto pay rate discount.
Rate History
No change since Sep 16, 2026 · 6.49% APR · checked 2 times
Franklin First Federal Credit Union
57 Newton St, Greenfield, MA, 01301 3113
Solar Loans
6.49%
▼
APR6.49%
UpdatedSeptember 24, 2026
Details
Max Amount: $100,000
Rate History
No change since Sep 17, 2026 · 6.49% APR · checked 4 times
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
199 N Main St, Athens, PA, 18810 1707
Solar Loan
6.49%
▼
APR6.49%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 6 times
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
CA
Solar Loans (Primary Residence)
6.49%
▼
APR6.49%
UpdatedOctober 1, 2026
Details
Minimum Loan Amount: $10,000; Maximum Loan Amount: $100,000
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 5 times
Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
16840 Devonshire St, Granada Hills, CA, 91344 7404
Solar Loan Products
6.49%
▼
APR6.49%
UpdatedOctober 1, 2026
Details
Maximum amount $150,000
Rate History
No change since Sep 27, 2026 · 6.49% APR · checked 2 times
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
220 E Nine Mile Rd, Pensacola, FL, 32534
Personal Loan
6.49%
▼
APR6.49%
UpdatedOctober 1, 2026
Details
Rates as of 09/30/2026. Monthly payments per $1,000 for 36 months at 6.49% APR is $30.98. Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant's credit history and underwriting criteria.
Rate History
No change since Sep 27, 2026 · 6.49% APR · checked 2 times
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
220 E Nine Mile Rd, Pensacola, FL, 32534
Signature Loan
6.49%
▼
APR6.49%
UpdatedOctober 1, 2026
Details
Rates as of 09/30/2026. Monthly payments per $1,000 for 36 months at 6.49% APR is $30.98. Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant's credit history and underwriting criteria.
Rate History
No change since Sep 27, 2026 · 6.49% APR · checked 2 times
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
UpdatedOctober 1, 2026
Details
As Low As; Auto Pay Discount: 6.39%
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 5 times
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A Loan
6.50%
▼
APR6.50%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 2 times
Internal Revenue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1555 Poydras St, New Orleans, LA, 70112 3726
Personal Loan
6.50%
▼
APR6.50%
UpdatedSeptember 25, 2026
Details
Annual Percentage Rate
Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 2 times
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
555 Sabattus St, Lewiston, ME, 04240
Tractor (Personal use only) Loan
6.50%
▼
APR6.50%
UpdatedSeptember 25, 2026
Details
Loan Amount: $20,000 to $49,999
Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 2 times
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
6.50%
▼
APR6.50%
Interest Rate6.50%
UpdatedSeptember 25, 2026
Details
As Low As; Special fixed
Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 2 times
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral Loan
6.50%
▼
APR6.50%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 12, 2026 · 6.50% APR · checked 5 times
Gather Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
6.50%
▼
APR6.50%
UpdatedSeptember 25, 2026
Details
Published APR range: 6.50% - 16.75%.
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 5 times
Redlands City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Cajon St Ste 14, Redlands, CA, 92373 4746
Unsecured Holiday & Vacation Loan
6.50%
▼
APR6.50%
UpdatedSeptember 30, 2026
Details
Credit Score: 751 and above; Loan limit: $1,500.00
Rate History
No change since Sep 30, 2026 · 6.50% APR
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.50%
▼
APR6.50%
UpdatedSeptember 29, 2026
Details
Additional APR listed for this product: 8.750%.
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
2320 6TH ST, Bay City, TX, 77414 5240
Unsecured Loan
6.50%
▼
APR6.50%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
351 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
PERSONAL LOANS (CLOSED END)
6.50%
▼
APR6.50%
Interest Rate6.50%
UpdatedSeptember 29, 2026
Details
Credit Grade: B
Rate History
No change since Sep 21, 2026 · 6.50% APR · checked 3 times
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1601 S Queen St, York, PA, 17403 4630
Personal Loans
6.50%
▼
APR6.50%
UpdatedSeptember 29, 2026
Details
As Low As; Rates available to qualified members only and based on certain credit standards. Contact our loan department for information about how your rate is determined.
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
Northeastern Operating Engineers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
1616 Whitestone Expy, Whitestone, NY, 11357
Personal Loan
6.50%
▼
APR6.50%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 4 times
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.10%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured Loan
6.50%
▼
APR6.50%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 6.50% APR · checked 5 times
One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
130 S Elmwood Ave Ste 126, Buffalo, NY, 14202 2465
Personal Loan
6.50%
▼
APR6.50%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 29, 2026 · 6.50% APR
Division 819 Transit Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
186 Brookside Ave, Irvington, NJ, 07111
Unsecured Loans
6.50%
▼
APR6.50%
UpdatedSeptember 29, 2026
Details
Additional APR listed for this product: 7.50%, 12.50%, 14.50%, 17.50%. Based on individual applications
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 4 times
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
6.50%
▼
APR6.50%
UpdatedSeptember 29, 2026
Details
Credit Score: 660 and up
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 4 times
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation loan
6.50%
▼
APR6.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 4 times
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2101 NW Professional DR, Corvallis, OR, 97330
Signature Loan
6.50%
▼
APR6.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 3 times
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
11201 SE 8th St, Bellevue, WA, 98004 6420
Solar Loan
6.50%
▼
APR6.50%
UpdatedOctober 1, 2026
Details
Published APR range: 6.50% - 12.00%. Maximum loan amount: up to $80,000.00*
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 5 times
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.4 ★Texas Ratio: 22.05%
832 PITTSBURGH ST, SPRINGDALE, PA, 15144 1623
Promotional Personal Loan
6.50%
▼
APR6.50%
UpdatedOctober 1, 2026
Details
Maximum of one (1) per member.
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 5 times
IRON WORKERS
Institution Rating:
B+4.0 ★Texas Ratio: 4.92%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Signature Loan
6.50%
▼
APR6.50%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 5 times
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
160 Francis St, Providence, RI, 02903 1118
Personal Loan
6.65%
▼
APR6.65%
UpdatedOctober 1, 2026
Details
The minimum loan amount for the 12 month term is $1,000.
Rate History
No change since Sep 18, 2026 · 6.65% APR · checked 4 times
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
300 Ala Moana Blvd, Honolulu, HI, 96850
PV/Solar Loans
6.69%
▼
APR6.69%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 6.69% APR · checked 2 times
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.70%
▼
APR6.70%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 6.70% APR · checked 3 times
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
UpdatedOctober 1, 2026
Details
Additional APR listed for this product: 8.99%. APR as low as
Rate History
No change since Sep 14, 2026 · 6.70% APR · checked 5 times
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
6.72%
▼
APR6.72%
UpdatedSeptember 29, 2026
Details
Published APR range: 6.72% to 18.00%. Fixed
Rate History
No change since Sep 17, 2026 · 6.72% APR · checked 5 times
Franklin First Federal Credit Union
57 Newton St, Greenfield, MA, 01301 3113
Solar Loans
6.74%
▼
APR6.74%
UpdatedSeptember 24, 2026
Details
Max Amount: $100,000
Rate History
No change since Sep 17, 2026 · 6.74% APR · checked 4 times
FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
107 Washington Ave, Albany, NY, 12210 2231
Signature Loans
6.74%
▼
APR6.74%
UpdatedSeptember 29, 2026
Details
Published APR range: 6.74% - 10.74%.
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 5 times
ILWU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
1134 N Avalon Blvd, Wilmington, CA, 90744 3502
Signature Loan
6.74%
▼
APR6.74%
UpdatedSeptember 29, 2026
Details
As low as; Loan Amount: Up to $25,000
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 4 times
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1 South St, Baltimore, MD, 21202
Personal Loan
6.74%
▼
APR6.74%
UpdatedOctober 1, 2026
Details
With Direct Payment Discount
Rate History
No change since Sep 18, 2026 · 6.74% APR · checked 2 times
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
302 W Upham St, Marshfield, WI, 54449 1461
Solar Loans
6.74%
▼
APR6.74%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 5 times
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
CA
Solar Loans (Primary Residence)
6.74%
▼
APR6.74%
UpdatedOctober 1, 2026
Details
Minimum Loan Amount: $25,000; Maximum Loan Amount: $100,000
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 5 times
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
33 S Main St, Northfield, VT, 05663
Energy Improvement Loan
6.75%
▼
APR6.75%
UpdatedSeptember 28, 2026
Details
Down Payment: 0%
Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 3 times
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
103 N Main St, Brillion, WI, 54110
Personal Unsecured Loan
6.75%
▼
APR6.75%
UpdatedSeptember 28, 2026
Details
Published APR range: 6.75%-10.75%. *The APR is the Annual Percentage Rate, which may vary based on based on factors like loan amount, credit score, and other variables. Please Contact Us for more information on all available loan rates and programs. Rates current as of January 2, 2026. Rates subject to change without notice.
Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 4 times
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A Loan
6.75%
▼
APR6.75%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 25, 2026 · 6.75% APR
District #6 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
107 Broadway, Hornell, NY, 14843
Unsecured Loan
6.75%
▼
APR6.75%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 2 times
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
40 Hickam Ct, Honolulu, HI, 96818 4834
84-Month Eco Personal Loan
6.75%
▼
APR6.75%
Interest Rate6.75%
UpdatedSeptember 25, 2026
Details
As Low As; 84-Month Eco Personal Loan ($10,000 min, $50,000 max)
Rate History
No change since Sep 25, 2026 · 6.75% APR
Modestos First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
430 12th St, Modesto, CA, 95354 2423
Unsecured/Personal Loans
6.75%
▼
APR6.75%
UpdatedSeptember 25, 2026
Details
As Low As; Please contact one of our friendly Member Service Representatives for more details.
Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 2 times
Cascade Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1123 W Harvard Ave, Roseburg, OR, 97471 2834
Personal Loans
6.75%
▼
APR6.75%
UpdatedSeptember 25, 2026
Details
Loan * A.P.R.= Annual Percentage Rate. Actual A.P.R. may differ based on collateral, loan amount, term length, and borrower's credit profile. **This rate is based on the Prime Rate of 6.75% as published in the Wall Street Journal as of January 1, 2026. The rate above is for 'A' credit borrowers, automatic payments , and based on the Prime Rate plus a margin of 3% (for ATML). Rates are subject to change, with a maximum of 18% APR. Rate changes occur on the first day of the month. Rates without automatic payments are .50% higher.
Rate History
No change since Sep 25, 2026 · 6.75% APR
Williamsville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
656 N French Rd Ste 7, Amherst, NY, 14228 2104
Signature - Loan
6.75%
▼
APR6.75%
UpdatedSeptember 25, 2026
Details
$4,999
Rate History
No change since Sep 17, 2026 · 6.75% APR · checked 4 times
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.75%
▼
APR6.75%
UpdatedSeptember 29, 2026
Details
Additional APR listed for this product: 9.250%.
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 6 times
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan NCOF
6.75%
▼
APR6.75%
UpdatedSeptember 29, 2026
Details
Margin: 3.000%
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 6 times
Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
351 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
PERSONAL LOANS (CLOSED END)
6.75%
▼
APR6.75%
Interest Rate6.75%
UpdatedSeptember 29, 2026
Details
Credit Grade: C
Rate History
No change since Sep 21, 2026 · 6.75% APR · checked 3 times
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
UpdatedSeptember 29, 2026
Details
As Low As; Personal Loans
Rate History
No change since Sep 17, 2026 · 6.75% APR · checked 5 times
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
2500 NC Highway 86 S, Hillsborough, NC, 27278
Signature Loan
6.75%
▼
APR6.75%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 4 times
The Finest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
215 Park Row, New York, NY, 10038
Personal Loan
6.75%
▼
APR6.75%
UpdatedSeptember 29, 2026
Details
As Needed
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 4 times
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Personal Unsecured Loan
6.75%
▼
APR6.75%
UpdatedSeptember 29, 2026
Details
As Low As; *
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 4 times
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Unsecured Loan
6.75%
▼
APR6.75%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 4 times
Telco Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1010 S SOUTHEAST LOOP 323, TYLER, TX, 75701 3700
Personal Loan
6.75%
▼
APR6.75%
UpdatedOctober 1, 2026
Details
Your rate, term, loan amount, and payments will vary based on creditworthiness and loan underwriting guidelines. Loan interest begins to accrue on the open date of the loan. Delaying the first payment for 30 days or more increases the amount of interest paid over the term of the loan.
Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 3 times
Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
2850 S Ashland Ave, Green Bay, WI, 54304 5304
Personal Loan
6.75%
▼
APR6.75%
Interest Rate6.75%
UpdatedOctober 1, 2026
Details
Loan amount may be reduced if member is using unsecured funds on another loan. All rates are Annual Percentage Rates. Rates subject to change without notice.
Rate History
No change since Oct 1, 2026 · 6.75% APR
Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
2850 S Ashland Ave, Green Bay, WI, 54304 5304
Unsecured Loan
6.75%
▼
APR6.75%
Interest Rate6.75%
UpdatedOctober 1, 2026
Details
All rates are Annual Percentage Rates. Rates subject to change without notice.
Rate History
No change since Oct 1, 2026 · 6.75% APR
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
6.75%
▼
APR6.75%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 5 times
Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3700 Avenue F, Bay City, TX, 77414
Unsecured Loans
6.75%
▼
APR6.75%
UpdatedOctober 1, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 5 times
TEWKSBURY
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
752 Main St, Tewksbury, MA, 01876
Personal Unsecured Loans
6.75%
▼
APR6.75%
UpdatedOctober 1, 2026
Details
As Low As; Personal Unsecured Loans
Rate History
1 change since Sep 14, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50%
- Oct 1, 20266.75%▲ from 6.50%
- Sep 14, 20266.50%first recorded
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
233 Vineyard St, Honolulu, HI, 96813 2446
Personal Loan
6.79%
▼
APR6.79%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 6.79% APR · checked 2 times
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate Loan
6.79%
▼
APR6.79%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 6.79% APR · checked 5 times
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
200 Westgate Center Dr, Hadley, MA, 01035
MySolar Loans
6.88%
▼
APR6.88%
UpdatedSeptember 29, 2026
Details
Rates Starting At...
Rate History
No change since Sep 14, 2026 · 6.88% APR · checked 7 times
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
935 Philadelphia St, Indiana, PA, 15701
3 Year Personal Loan
6.89%
▼
APR6.89%
Interest Rate6.75%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 15, 2026 · 6.89% APR · checked 4 times
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.89%
▼
APR6.89%
UpdatedSeptember 25, 2026
Details
Additional APR listed for this product: 7.09%.
Rate History
1 change since Sep 16, 2026 · 11.99% → 6.89% ▼ 5.10 pts · high 11.99% / low 6.89%
- Sep 25, 20266.89%▼ from 11.99%
- Sep 16, 202611.99%first recorded
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1102 N Walnut St, Danville, IL, 61832
Signature (1 year)
6.89%
▼
APR6.89%
Interest Rate6.89%
UpdatedSeptember 25, 2026
Details
Published APY range: 6.89%-8.89%; Published APR range: 6.89%-8.89%.
Rate History
No change since Sep 25, 2026 · 6.89% APR
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Signature Loan
6.90%
▼
APR6.90%
UpdatedSeptember 25, 2026
Details
As Low As; ***; Signature
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 4 times
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
6.90%
▼
APR6.90%
UpdatedSeptember 28, 2026
Details
Additional APR listed for this product: 10.50%. Credit Score: A+ = 750+
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 6 times
Earning Tree Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
800 Wyoming Ave, Wyoming, PA, 18644
SIGNATURE LOANS
6.90%
▼
APR6.90%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 6 times
The Heart Center Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
100 Port Washington Blvd, Roslyn, NY, 11576
Personal Loan
6.90%
▼
APR6.90%
Interest Rate6.90%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 6.90% APR · checked 5 times
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
84 Pine St, Burlington, VT, 05401 4441
Solar Loan
6.90%
▼
APR6.90%
UpdatedSeptember 29, 2026
Details
Term: 180 Month & 240 Month Terms; Maximum $75,000.00
Rate History
No change since Sep 17, 2026 · 6.90% APR · checked 5 times
WISE CU
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans
6.90%
▼
APR6.90%
UpdatedOctober 1, 2026
Details
Limit of $10,000.00
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 3 times
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.09%
401 S Poplar St, Centralia, IL, 62801
Closed End Signature Loan
6.90%
▼
APR6.90%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 5 times
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
1618 Main St, Dallas, TX, 75201 4720
Personal/Longevity Loan
6.95%
▼
APR6.95%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 6.95% APR · checked 3 times
Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
27 Seneca St, Geneva, NY, 14456 3502
Personal Unsecured Loan
6.95%
▼
APR6.95%
UpdatedSeptember 29, 2026
Details
APR with Discount as low as*: 6.45%
Rate History
No change since Sep 14, 2026 · 6.95% APR · checked 6 times
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
9305 W ALAMEDA AVE, LAKEWOOD, CO, 80226
Personal Loan
6.95%
▼
APR6.95%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 6.95% APR · checked 4 times
San Joaquin Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1080 W SHAW AVE STE 109, FRESNO, CA, 93711
Signature Loans
6.95%
▼
APR6.95%
UpdatedOctober 1, 2026
Details
Amount: $3,000 to $30,000
Rate History
No change since Sep 18, 2026 · 6.95% APR · checked 3 times
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6222 Little River Tpke, Alexandria, VA, 22312 1714
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 16, 2026 · 6.99% APR · checked 2 times
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
44 Edison Dr, Augusta, ME, 04330 6033
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
Rates as Low As
Rate History
No change since Sep 16, 2026 · 6.99% APR · checked 2 times
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1138 N King St, Honolulu, HI, 96817
Signature Loans
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
As Low As; Rate: 6.99%
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 2 times
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
300 Ala Moana Blvd, Honolulu, HI, 96850
PV/Solar Loans
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 6.99% APR · checked 2 times
Notre Dame Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
659 Eastern Ave, Fall River, MA, 02723
Unsecured Loan Closed End Special
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
One Signature - $5,000.00; Two Signatures - $10,000.00
Rate History
No change since Sep 24, 2026 · 6.99% APR · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 2 times
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature Loan
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
As low as; $8,500 Maximum
Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 4 times
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
108 2nd Ave, New York, NY, 10003 8302
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
Rates as low as
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
Signia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
PO Box 860669, Wahiawa, HI, 96786 0669
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 4 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
Loan Amounts: $1,000-$1,500
Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 4 times
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
Personal Loans
6.99%
▼
APR6.99%
Interest Rate6.99%
UpdatedSeptember 25, 2026
Details
Rates are 'as low as'.
Rate History
No change since Sep 12, 2026 · 6.99% APR · checked 5 times
Merced School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1021 Olivewood Dr, Merced, CA, 95348 1218
Personal Loans
6.99%
▼
APR6.99%
UpdatedSeptember 25, 2026
Details
As Low As; Amount: Up to $40,000
Rate History
No change since Sep 12, 2026 · 6.99% APR · checked 5 times
Fort Sill Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
3283 Sheridan Road, Fort Sill, OK, 73503
Personal "Whatever" Loan
6.99%
▼
APR6.99%
Interest Rate6.99%
UpdatedSeptember 28, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 4 times
SERVU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
9823 Science Center Dr, Painted Post, NY, 14870
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 28, 2026
Details
Borrow up to $20,000
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 2 times
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
1312 W 44th St, Marion, IN, 46953 5293
Debt Consolidation Loans
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
Rates effective as of 8/3/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30 Loan
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
$5,000 limit
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Debt Consolidation Loan
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 6 times
Coast360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
450 Route 8, Maite, GU, 96910 2010
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
Published APR range: 6.99% to 15.99%.
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
511 N Line St, Columbia City, IN, 46725
Personal Loan
6.99%
▼
APR6.99%
Interest Rate6.99%
UpdatedSeptember 29, 2026
Details
Special Rate; As Low As
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.36%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
Loan amounts of $500 - $30,000
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
2520 Browncroft Blvd, Rochester, NY, 14625
Pool and Hardscape Loans
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
101 Page St, New Bedford, MA, 02740
Unsecured Loans
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
FICO Score: Platinum 740+
Rate History
No change since Sep 21, 2026 · 6.99% APR · checked 4 times
O&R Utilities Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
14 Talmadge Ct, Monroe, NY, 10950 1526
Unsecured Loans
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
As Low As; Repayment terms available up to 60 months. Maximum loan about $20,000.00.
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
701 W 18th St, Antioch, CA, 94509 1586
Solar (Solar loans will have a UCC Filing attached to them.)
6.99%
▼
APR6.99%
Interest Rate6.99%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 4 times
Wave Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
480 Greenwich Ave, Warwick, RI, 02886 1606
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 21, 2026 · 6.99% APR · checked 3 times
1st Bergen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
392 Main St, Hackensack, NJ, 07601 5805
Unsecured loans
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
Back to School Special: Fixed 6.99% APR for qualifying borrowers on unsecured loans up to $2,500 for up to 24 months.
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
ILWU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
1134 N Avalon Blvd, Wilmington, CA, 90744 3502
Solar Panel Loan
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
Published APR range: 6.99% - 10.99%.
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 4 times
Park Manor Christian Church Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.50%
600 E 73rd St, Chicago, IL, 60619 1827
Personal Loans Unsecured
6.99%
▼
APR6.99%
Interest Rate6.99%
UpdatedSeptember 29, 2026
Details
Based on credit worthiness
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 4 times
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
9212 Balboa Ave, San Diego, CA, 92123 1514
Solar & Energy Efficient Loans
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
With Inspired Checking As low as 6.74%
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 3 times
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
Credit Score: 740+; Available on new purchases only. Total purchase price, including accessories, cannot exceed 120% of the retail price of the bicycle. Rates are based on your credit history and credit qualifications. Maximum loan repayment period is 48 months or 12 months per $1,000 borrowed. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 4 times
Atchison Village Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.06%
270A Curry St, Richmond, CA, 94801
Signature Loan
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
Published APR range: 6.99% - 16.00%. Min-Max Amount: $500 - $5,000
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 4 times
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1129 State St, Erie, PA, 16501 1911
Personal Loans
6.99%
▼
APR6.99%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 2 times
Santa Cruz Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
590 Auto Center Dr, Watsonville, CA, 95076
Solar Loan
6.99%
▼
APR6.99%
Interest Rate6.99%
UpdatedOctober 1, 2026
Details
Property Lien required and home must not be under a Trust. $250 loan fee required. Maximum loan amount is $100,000.
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 4 times
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1500 W American Dr, Neenah, WI, 54956
Solar Loan
6.99%
▼
APR6.99%
UpdatedOctober 1, 2026
Details
Solar projects on primary home only. No equity required. Some restrictions apply. Merit based price in effect; actual rate may vary based on your credit score. Terms up to 10 years. $20,000 maximum loan.
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 4 times
Tri County Credit Union Marinette, WI
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
912 14th Ave, Menominee, MI, 49858 2947
Signature Loans
6.99%
▼
APR6.99%
UpdatedOctober 1, 2026
Details
APR*
Rate History
No change since Sep 30, 2026 · 6.99% APR · checked 2 times
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1 South St, Baltimore, MD, 21202
Personal Loan
6.99%
▼
APR6.99%
UpdatedOctober 1, 2026
Details
With Direct Payment Discount
Rate History
2 changes since Sep 18, 2026 · 6.99% → 6.99% ▼ 0.00 pts · high 10.99% / low 6.99%
- Oct 1, 20266.99%▼ from 10.99%
- Sep 22, 202610.99%▲ from 6.99%
- Sep 18, 20266.99%first recorded
Beginnings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
1030 Craft Rd, Ithaca, NY, 14850
Personal Loan
6.99%
▼
APR6.99%
UpdatedOctober 1, 2026
Details
As low as*
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
1616 Broadway, Schenectady, NY, 12306
Share Secured Loan
6.99%
▼
APR6.99%
UpdatedOctober 1, 2026
Details
Secured by Share Certificate
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 4 times
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
905 Aldine Bender Rd, Houston, TX, 77032
Signature Loan
6.99%
▼
APR6.99%
UpdatedOctober 1, 2026
Details
Published APR range: 6.99% - 14.24%.
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate Loan
6.99%
▼
APR6.99%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
6.99%
▼
APR6.99%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
Bank of Utica
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
222 Genesee St, Utica, NY, 13502
Personal Unsecured Loan
7.00%
▼
APR7.00%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 3 times
Genesee Regional Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
1850 Winton Rd S, Rochester, NY, 14618
Personal Lines of Credit Loan
7.00%
▼
APR7.00%
UpdatedSeptember 27, 2026
Details
Prime = Wall Street Journal Prime Rate, which is 7.00% as of 09/25/2026. Rates are subject to credit qualification. Personal secured lines can be secured with GRB deposits or marketable securities. The bank will consider other sources of collateral, such as real estate, on a case-by-case basis. Rate is variable at Wall Street Journal Prime + 1.00%. With a deposit relationship, rate is variable at WSJ Prime + 0.00%. All secured personal lines of credit have floors of 4.00% and ceilings of 15.00%. The WSJ Prime rate is 7.00% as of 09/25/2026.
Rate History
No change since Sep 27, 2026 · 7.00% APR
Genesee Regional Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
1850 Winton Rd S, Rochester, NY, 14618
Personal Loans
7.00%
▼
APR7.00%
UpdatedSeptember 27, 2026
Details
Prime = Wall Street Journal Prime Rate, which is 7.00% as of 09/25/2026. Rates are subject to credit qualification. New vehicles (cars, boats and RVs) are considered those within two years from the current model year or previously unregistered. Additional fees apply for vehicles ($5.00 DMV MV901 filing fee for titled vehicles; $40.00 VCC filing fee for non-titled vehicles).
Rate History
1 change since Sep 15, 2026 · 7.50% → 7.00% ▼ 0.50 pts · high 7.50% / low 7.00%
- Sep 27, 20267.00%▼ from 7.50%
- Sep 15, 20267.50%first recorded
FAMU Florida A&M University FCU
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1610 S Monroe St, Tallahassee, FL, 32301 5524
Personal Loan
7.00%
▼
APR7.00%
Interest Rate7.00%
UpdatedSeptember 25, 2026
Details
Published rate range: 7.00% to 16.50%.
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 2 times
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured - 36 Mos. Loan
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
Credit Grade: A+; APR
Rate History
1 change since Sep 16, 2026 · 6.50% → 7.00% ▲ 0.50 pts · high 7.00% / low 6.50%
- Sep 25, 20267.00%▲ from 6.50%
- Sep 16, 20266.50%first recorded
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A Loan
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 2 times
Hawaii Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Unsecured Loan
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
Term: Up to 3 years (36 mos.); Published APR range: 7.00% to 10.50%. A signature loan based on income and credit history.
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 2 times
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
$20,000; As Low As; *
Rate History
No change since Sep 25, 2026 · 7.00% APR
Kahuku Federal Credit Union
Institution Rating:
D3.0 ★Texas Ratio: 38.81%
56 576 Kamehameha Hwy, Kahuku, HI, 96731 2211
Personal Loans
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
Starting at
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 2 times
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
Signature Loan
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
$30,000
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 2 times
Lanai Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
816 Ilima Ave, Lanai City, HI, 96763
Platinum Personal Loan
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
Dollar Limit: $15,000
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 2 times
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
7.00%
▼
APR7.00%
Interest Rate7.00%
UpdatedSeptember 25, 2026
Details
Published rate range: 7.00% - 15.00%. Maximum Loan Amount is $20,000. Lower limits may be applicable.
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 2 times
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Signature Loan
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
Term: 12 months - 60 months; Published APR range: 7.00% - 14.00%.
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 4 times
Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
PO Box 867, Sweeny, TX, 77480
Signature Loan
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 4 times
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
2 Wilson Ave, Bath, NY, 14810 1634
Personal Loans
7.00%
▼
APR7.00%
Interest Rate7.00%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 7.00% APR · checked 3 times
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1812 Ligonier St, Latrobe, PA, 15650 2917
Signature Loan
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
As low as; Subject to change
Rate History
No change since Sep 12, 2026 · 7.00% APR · checked 4 times
Coteau Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
212 W Hickory St, Sisseton, SD, 57262 1826
Unsecured Loans - 20 YR
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
Credit Score: 725 - UP
Rate History
No change since Sep 12, 2026 · 7.00% APR · checked 4 times
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature Loan
7.00%
▼
APR7.00%
Interest Rate7.00%
UpdatedSeptember 25, 2026
Details
Loan amounts up to $30,000, terms up to 84 months. Monthly payments on a $10,000 loan for 36 months could be as low as $318.00.
Rate History
1 change since Sep 14, 2026 · 10.24% → 7.00% ▼ 3.24 pts · high 10.24% / low 7.00%
- Sep 20, 20267.00%▼ from 10.24%
- Sep 14, 202610.24%first recorded
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
115 Clay St, North East, PA, 16428 1537
Personal Loans
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 12, 2026 · 7.00% APR · checked 5 times
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral Loan
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 12, 2026 · 7.00% APR · checked 5 times
Gather Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
Published APR range: 7.00% - 17.00%.
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 5 times
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan - With Approved Credit
7.00%
▼
APR7.00%
UpdatedSeptember 25, 2026
Details
Term: 36 Months - As Low As; As Low As; Fixed
Rate History
No change since Sep 25, 2026 · 7.00% APR
Berkeley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
600 Main Street Ext, Moncks Corner, SC, 29461 3939
Personal Loans
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 6 times
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
Additional APR listed for this product: 9.750%.
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 6 times
Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
2520 Browncroft Blvd, Rochester, NY, 14625
Pool loans
7.00%
▼
APR7.00%
Interest Rate7.00%
UpdatedSeptember 29, 2026
Details
In-ground pools only (can include hardscape - concrete and fencing); minimum loan amount $10,000; maximum loan amount $70,000; A mortgage will be filed on the property -mortgage tax, recording fees and flood certification will be paid by CU, if the loan is paid off within the first 24 months of origination the fees will be paid back by the borrower (TRID rule apply - LE and CD need to be issued - there will be a 3 day rescission period before funds can be disbursed); Items needed at application include estimate from the contractor installing the pool, copy of deed (showing ownership of property), income verification may be requested. Rates are valid as of 09/28/2026.
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
- Sep 21, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
Princeton Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
774 Alexander Rd, Princeton, NJ, 08540 6305
Personal/ Unsecured Loan
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
add .50% APR if payment is not auto deducted from checking account with full direct deposit into the checking account with PFCU
Rate History
1 change since Sep 17, 2026 · 9.75% → 7.00% ▼ 2.75 pts · high 9.75% / low 7.00%
- Sep 29, 20267.00%▼ from 9.75%
- Sep 17, 20269.75%first recorded
Ulster Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
127 Schwenk Dr, Kingston, NY, 12401
Personal Loans - Signature (Unsecured)
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
Maximum Financing: $20,000; Tier: A
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 6 times
Labor Management Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.91%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loan
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
Credit Grade: A (850-680)
Rate History
No change since Sep 21, 2026 · 7.00% APR · checked 3 times
HMC NJ Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
84 Park Ave Ste E103, Flemington, NJ, 08822 1176
Personal Loans
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
Starting as low as
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 4 times
Academic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
425 N State Rd, Briarcliff Manor, NY, 10510 1469
Signature Loan
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
As Low As; $500.00 minimum up to $14,999.00
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 6 times
TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2301 RICHMOND RD, TEXARKANA, TX, 75503
Personal Loan
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
Amount: Up to $25,000; Credit Tier: 680-739 credit score
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
- Sep 17, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
Mount Olive Baptist Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
514 NL Robinson Dr, Arlington, TX, 76011 7473
Signature Loan (no collateral)
7.00%
▼
APR7.00%
Interest Rate7.00%
UpdatedSeptember 29, 2026
Details
$500 - $3,500; Published rate range: 7%-15%*.
Rate History
No change since Sep 21, 2026 · 7.00% APR · checked 3 times
IAM Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.03%
498 Fashion Ave Fl 2, New York, NY, 10018 6708
Non-Collateral Signature Loans
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
Min/Max: 400/30,000
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 5 times
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
107 Thalweg Dr, Vicksburg, MS, 39183
Signature Loans
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 4 times
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
626 Jacksonville Rd, Warminster, PA, 18974 4862
Personal Loan
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
The greater of 7% APR or 2% above the Term Share Certificate rate. Rates and terms are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval. Maximum rate is 17.90% APR.
Rate History
No change since Sep 29, 2026 · 7.00% APR
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
▼
APR7.00%
Interest Rate7.00%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 3 times
Harborlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
2151 Cogswell Dr, Whitehall, MI, 49461
Life Happens Loan (Unsecured)
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 5 times
Arcade Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
151 Patton Ave Ste 280, Asheville, NC, 28801
Unsecured (signature) Loan
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.00% - 16.00%.
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 2 times
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
124 Louie Pl, Lexington, KY, 40511
Signature Special Loan
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 4 times
Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
407 2nd Ave S, Fort Dodge, IA, 50501
Unsecured Limit K Loan
7.00%
▼
APR7.00%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 4 times
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
Unsecured Loans
7.00%
▼
APR7.00%
Interest Rate7.00%
UpdatedOctober 1, 2026
Details
Published rate range: 7.00%-14.00%.
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 5 times
Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4400 W Interstate 40, Amarillo, TX, 79106 5940
New Teacher Loan - Unsecured
7.00%
▼
APR7.00%
UpdatedOctober 1, 2026
Details
Daily Periodic Rate: 0.019178%
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
- Oct 1, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1720 WESTERN AVE, KNOXVILLE, TN, 37921
Signature Loan
7.00%
▼
APR7.00%
UpdatedOctober 1, 2026
Details
The specific rate and term will depend on your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 5 times
Alpha Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
1 Deaconess Rd, Boston, MA, 02215
Personal Loan
7.00%
▼
APR7.00%
UpdatedOctober 1, 2026
Details
FICO Score: 700 or more
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 6 times
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
1616 Broadway, Schenectady, NY, 12306
Solar Improvement Loan
7.00%
▼
APR7.00%
UpdatedOctober 1, 2026
Details
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 4 times
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1200 E Indian Trl, Aurora, IL, 60505 1896
Unsecured/Consolidation Loan
7.00%
▼
APR7.00%
UpdatedOctober 1, 2026
Details
Published APR range: 7.00%-16.00%.
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 5 times
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
104 Sunshine Rd, Kansas City, KS, 66115 1314
Signature Loans
7.00%
▼
APR7.00%
UpdatedOctober 1, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 5 times
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
935 Philadelphia St, Indiana, PA, 15701
4 Year Personal Loan
7.11%
▼
APR7.11%
Interest Rate7.00%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 15, 2026 · 7.11% APR · checked 4 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
2000 Post Oak Blvd, Houston, TX, 77056
Personal Loan
7.14%
▼
APR7.14%
UpdatedSeptember 29, 2026
Details
Plus Certificate of Deposit Rate
Rate History
No change since Sep 14, 2026 · 7.14% APR · checked 5 times
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
UpdatedSeptember 25, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
Rate History
No change since Sep 16, 2026 · 7.15% APR · checked 2 times
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.18%
▼
APR7.18%
UpdatedSeptember 29, 2026
Details
A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Rate History
No change since Sep 18, 2026 · 7.18% APR · checked 3 times
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
7.20%
▼
APR7.20%
Interest Rate6.88%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
2 changes since Sep 19, 2026 · 7.08% → 7.20% ▲ 0.13 pts · high 7.20% / low 6.95%
- Sep 27, 20267.20%▲ from 6.95%
- Sep 24, 20266.95%▼ from 7.08%
- Sep 19, 20267.08%first recorded
Lufthansa Employee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1065 OLD COUNTRY RD STE 215, WESTBURY, NY, 11590
PERSONAL LOANS
7.22%
▼
APR7.22%
Interest Rate6.99%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
1 change since Sep 14, 2026 · 6.99% → 7.22% ▲ 0.23 pts · high 7.22% / low 6.99%
- Sep 25, 20267.22%▲ from 6.99%
- Sep 14, 20266.99%first recorded
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
7.24%
▼
APR7.24%
Interest Rate7.00%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
2 changes since Sep 19, 2026 · 7.11% → 7.24% ▲ 0.13 pts · high 7.24% / low 6.99%
- Sep 27, 20267.24%▲ from 6.99%
- Sep 24, 20266.99%▼ from 7.11%
- Sep 19, 20267.11%first recorded
Palisades Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1 Blue Hill Plz, Pearl River, NY, 10965 3104
Personal Loan
7.24%
▼
APR7.24%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 4 times
Market USA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
UpdatedSeptember 25, 2026
Details
Minimum Loan Amount: $200
Rate History
No change since Sep 12, 2026 · 7.24% APR · checked 5 times
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End Loan
7.24%
▼
APR7.24%
UpdatedSeptember 29, 2026
Details
As Low As; Rate applies to 5.99%, 5.99%, 5.99%
Rate History
No change since Sep 21, 2026 · 7.24% APR · checked 3 times
TCT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
416 Rowland St, Ballston Spa, NY, 12020
Personal Loan
7.24%
▼
APR7.24%
UpdatedSeptember 29, 2026
Details
The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT account.
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 6 times
FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
107 Washington Ave, Albany, NY, 12210 2231
Signature Loans
7.24%
▼
APR7.24%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.24% - 11.24%.
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 5 times
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
9212 Balboa Ave, San Diego, CA, 92123 1514
Solar & Energy Efficient Loans
7.24%
▼
APR7.24%
UpdatedSeptember 29, 2026
Details
With Inspired Checking As low as 6.99%
Rate History
No change since Sep 18, 2026 · 7.24% APR · checked 3 times
HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
HealthShare Credit Union, Greensboro, NC, 27401
Personal Loan
7.24%
▼
APR7.24%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 4 times
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
11030 Hull Street Rd, Midlothian, VA, 23112
Personal Loan
7.24%
▼
APR7.24%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Oct 1, 2026 · 7.24% APR
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
2154 E Lake Rd, Erie, PA, 16511 1140
Personal Loan
7.24%
▼
APR7.24%
UpdatedOctober 1, 2026
Details
APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 5 times
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 7.24% APR · checked 4 times
Cattaraugus County Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
116 Main St, Little Valley, NY, 14755
Unsecured Personal Loan
7.25%
▼
APR7.25%
UpdatedSeptember 28, 2026
Details
Additional APR listed for this product: 8.250%.
Rate History
No change since Sep 16, 2026 · 7.25% APR · checked 3 times
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured - 48 Mos. Loan
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
Credit Grade: A+; APR
Rate History
No change since Sep 25, 2026 · 7.25% APR
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loan
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
1 change since Sep 16, 2026 · 7.50% → 7.25% ▼ 0.25 pts · high 7.50% / low 7.25%
- Sep 25, 20267.25%▼ from 7.50%
- Sep 16, 20267.50%first recorded
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
40 Hickam Ct, Honolulu, HI, 96818 4834
96-Month Eco Personal Loan
7.25%
▼
APR7.25%
Interest Rate7.25%
UpdatedSeptember 25, 2026
Details
As Low As; 96-Month Eco Personal Loan ($10,000 min, $50,000 max)
Rate History
No change since Sep 25, 2026 · 7.25% APR
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.27%
23 North Ave E, Cranford, NJ, 07016 2196
Signature Loan
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 7.25% APR · checked 2 times
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 25, 2026 · 7.25% APR
Cadets Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation Loan
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
Credit Limit: $10,000 Single / $20,000 Joint Maximum
Rate History
No change since Sep 12, 2026 · 7.25% APR · checked 5 times
Cadets Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
927 Grant St, Buffalo, NY, 14207 2820
Personal Loan
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 7.25% APR · checked 3 times
Coteau Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
212 W Hickory St, Sisseton, SD, 57262 1826
Unsecured Loans - 20 YR
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
Credit Score: 675-724
Rate History
No change since Sep 12, 2026 · 7.25% APR · checked 4 times
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10832 E 31st St, Tulsa, OK, 74146
Unsecured Signature Loan
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
Published APR range: 7.25% - 18.00%.
Rate History
No change since Sep 12, 2026 · 7.25% APR · checked 3 times
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature Loan
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
As Low As; Signature**
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 5 times
Williamsville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
656 N French Rd Ste 7, Amherst, NY, 14228 2104
Signature - Loan
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
$8,000 - $10,000
Rate History
No change since Sep 12, 2026 · 7.25% APR · checked 5 times
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
7.25%
▼
APR7.25%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 12, 2026 · 7.25% APR · checked 5 times
Downey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
8237 3rd St, Downey, CA, 90241 3718
Personal Loans
7.25%
▼
APR7.25%
UpdatedSeptember 29, 2026
Details
Loyalty rate displayed.
Rate History
2 changes since Sep 14, 2026 · 7.50% → 7.25% ▼ 0.25 pts · high 7.50% / low 7.00%
- Sep 28, 20267.25%▲ from 7.00%
- Sep 17, 20267.00%▼ from 7.50%
- Sep 14, 20267.50%first recorded
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
7.25%
▼
APR7.25%
UpdatedSeptember 29, 2026
Details
Additional APR listed for this product: 10.250%.
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 6 times
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
1823 Banking St, Greensboro, NC, 27408
Personal Loan
7.25%
▼
APR7.25%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 6 times
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.10%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured Loan
7.25%
▼
APR7.25%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 7.25% APR · checked 5 times
Evergreen Park Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9901 S Kedzie Ave, Evergreen Park, IL, 60805 3416
Debt Consolidation Loan
7.25%
▼
APR7.25%
Interest Rate7.25%
UpdatedSeptember 29, 2026
Details
Credit Union rates range from ONLY 7.25% to 13.25%
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 5 times
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Personal Loan
7.25%
▼
APR7.25%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 5 times
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Signature Loan
7.25%
▼
APR7.25%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 5 times
1st Bergen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
392 Main St, Hackensack, NJ, 07601 5805
Unsecured Loan
7.25%
▼
APR7.25%
UpdatedSeptember 29, 2026
Details
up to $50,000; Published APR range: 7.25 - 15.25%.
Rate History
1 change since Sep 14, 2026 · 6.99% → 7.25% ▲ 0.26 pts · high 7.25% / low 6.99%
- Sep 21, 20267.25%▲ from 6.99%
- Sep 14, 20266.99%first recorded
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loan
7.25%
▼
APR7.25%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 4 times
INSTEP
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
400 Russell Ave Bldg 509, New Orleans, LA, 70143 5077
Debt Consolidation Loan
7.25%
▼
APR7.25%
UpdatedOctober 1, 2026
Details
As Low As; APR = Annual Percentage Rate. APR and estimated monthly payment calculated using sample amount listed (which includes a $50 application fee for personal loans and $100 application fee for generator and pool loans) and max term. Not everyone will qualify for rate or APR advertised. Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
Rate History
No change since Sep 30, 2026 · 7.25% APR · checked 2 times
INSTEP
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
400 Russell Ave Bldg 509, New Orleans, LA, 70143 5077
Personal/Signature Loan
7.25%
▼
APR7.25%
UpdatedOctober 1, 2026
Details
As Low As; APR = Annual Percentage Rate. APR and estimated monthly payment calculated using sample amount listed (which includes a $50 application fee for personal loans and $100 application fee for generator and pool loans) and max term. Not everyone will qualify for rate or APR advertised. Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
Rate History
No change since Sep 30, 2026 · 7.25% APR · checked 2 times
Boulevard Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
2787 Niagara Falls Blvd, Amherst, NY, 14228
Signature Loan
7.30%
▼
APR7.30%
UpdatedSeptember 29, 2026
Details
As low as; Rates effective 09/01/2025. The maximum that an applicant can borrow for a Signature Loan is $10,000.
Rate History
No change since Sep 14, 2026 · 7.30% APR · checked 7 times
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
7.30%
▼
APR7.30%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.30% APR · checked 5 times
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
935 Philadelphia St, Indiana, PA, 15701
5 Year Personal Loan
7.34%
▼
APR7.34%
Interest Rate7.25%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 15, 2026 · 7.34% APR · checked 4 times
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan - 36 months Loan
7.34%
▼
APR7.34%
UpdatedSeptember 27, 2026
Details
Additional APR listed for this product: 9.340%, 9.840%.
Rate History
No change since Sep 24, 2026 · 7.34% APR · checked 2 times
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
200 Westgate Center Dr, Hadley, MA, 01035
MySolar Loans
7.38%
▼
APR7.38%
UpdatedSeptember 29, 2026
Details
Rates Starting At...
Rate History
No change since Sep 14, 2026 · 7.38% APR · checked 7 times
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.39%
▼
APR7.39%
UpdatedOctober 1, 2026
Details
As low as
Rate History
1 change since Sep 14, 2026 · 7.14% → 7.39% ▲ 0.25 pts · high 7.39% / low 7.14%
- Sep 22, 20267.39%▲ from 7.14%
- Sep 14, 20267.14%first recorded
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
905 Aldine Bender Rd, Houston, TX, 77032
Signature Loan
7.39%
▼
APR7.39%
UpdatedOctober 1, 2026
Details
Published APR range: 7.39% - 14.64%.
Rate History
1 change since Sep 14, 2026 · 7.19% → 7.39% ▲ 0.20 pts · high 7.39% / low 7.19%
- Oct 1, 20267.39%▲ from 7.19%
- Sep 14, 20267.19%first recorded
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
2115 N Broadway, Santa Ana, CA, 92706
STRS/PERS Retirement Credit Personal Loan - 60 months
7.40%
▼
APR7.40%
UpdatedSeptember 29, 2026
Details
Up to $25,000. $2.00 per $100 borrowed.
Rate History
No change since Sep 29, 2026 · 7.40% APR
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
624 Franklin Ave, Hartford, CT, 06114
Personal Loan - 1 Year
7.45%
▼
APR7.45%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 7.45% APR · checked 3 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
624 Franklin Ave, Hartford, CT, 06114
Personal Loans
7.45%
▼
APR7.45%
UpdatedSeptember 25, 2026
Details
Rates as low as 7.45% APR; Flexible terms to fit your budget; No prepayment penalties; Fixed monthly Payments; Single/Joint Life insurance available; Single/Joint Disability insurance available
Rate History
No change since Sep 16, 2026 · 7.45% APR · checked 3 times
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
UpdatedSeptember 29, 2026
Details
Personal/Signature loan rates as low as 7.45% APR*. Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Rate History
No change since Sep 21, 2026 · 7.45% APR · checked 3 times
GREATER CHAUTAUQUA
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
57 Lake Shore Dr W, Dunkirk, NY, 14048 1517
Signature Loans
7.45%
▼
APR7.45%
UpdatedOctober 1, 2026
Details
As Low As; *
Rate History
No change since Sep 14, 2026 · 7.45% APR · checked 5 times
Bay Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
2555 Packerland Dr, Green Bay, WI, 54313
New Personal Recreation Loan
7.46%
▼
APR7.46%
Interest Rate6.95%
UpdatedSeptember 27, 2026
Details
Based on $10,000 loan amount
Rate History
1 change since Sep 16, 2026 · 7.47% → 7.46% ▼ 0.00 pts · high 7.47% / low 7.46%
- Sep 19, 20267.46%▼ from 7.47%
- Sep 16, 20267.47%first recorded
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
4100 Clemmons Rd, Clemmons, NC, 27012
Debt180 Debt Consolidation Loan
7.49%
▼
APR7.49%
UpdatedSeptember 27, 2026
Details
Published APR range: 7.49% - 18.00%. $1,000 - $50,000. Fixed Rate.
Rate History
No change since Sep 15, 2026 · 7.49% APR · checked 4 times
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
4100 Clemmons Rd, Clemmons, NC, 27012
Personal Convenience Loan
7.49%
▼
APR7.49%
UpdatedSeptember 27, 2026
Details
Published APR range: 7.49% - 18.00%. $1,000 - $50,000. Fixed Rate.
Rate History
No change since Sep 15, 2026 · 7.49% APR · checked 4 times
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature Loan
7.49%
▼
APR7.49%
UpdatedSeptember 27, 2026
Details
As Low As
Rate History
1 change since Sep 18, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24%
- Sep 27, 20267.49%▲ from 7.24%
- Sep 18, 20267.24%first recorded
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan - 48 months Loan
7.49%
▼
APR7.49%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 24, 2026 · 7.49% APR · checked 2 times
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
3503 Peach St, Erie, PA, 16508
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 7.49% APR · checked 2 times
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1138 N King St, Honolulu, HI, 96817
Signature Loans
7.49%
▼
APR7.49%
UpdatedSeptember 25, 2026
Details
As Low As; Rate: 7.49%
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 2 times
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature) Loan
7.49%
▼
APR7.49%
UpdatedSeptember 25, 2026
Details
These discounted rates apply to members who have a minimum monthly GSA FCU direct deposit of $150.00. If the minimum GSA FCU direct deposit requirement is not met, .25% will be added to the members qualified rate.
Rate History
No change since Sep 16, 2026 · 7.49% APR · checked 2 times
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loans
7.49%
▼
APR7.49%
UpdatedSeptember 25, 2026
Details
As low as; *
Rate History
No change since Sep 16, 2026 · 7.49% APR · checked 2 times
Freedom United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
115 Perry Hwy Ste 176, Harmony, PA, 16037 9205
Unsecured Loan
7.49%
▼
APR7.49%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 7.49% APR · checked 2 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 2 times
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
UpdatedSeptember 25, 2026
Details
Proof of expenses required, may be used for pet care and funeral expenses as well
Rate History
No change since Sep 12, 2026 · 7.49% APR · checked 5 times
Signia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
PO Box 860669, Wahiawa, HI, 96786 0669
Personal Loan
7.49%
▼
APR7.49%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 17, 2026 · 7.49% APR · checked 4 times
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2019 S King St, Honolulu, HI, 96826
Personal Loan
7.49%
▼
APR7.49%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 7.49% APR · checked 4 times
SERVU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
9823 Science Center Dr, Painted Post, NY, 14870
Personal Loan
7.49%
▼
APR7.49%
UpdatedSeptember 28, 2026
Details
Borrow up to $20,000
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 2 times
Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
3333 Clares St, Capitola, CA, 95010 2546
Personal Loans
7.49%
▼
APR7.49%
UpdatedSeptember 29, 2026
Details
Minimum Loan Amount: $1,000
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 4 times
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1099 Morton Blvd, Kingston, NY, 12401
Personal Loan
7.49%
▼
APR7.49%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 21, 2026 · 7.49% APR · checked 3 times
Medisys Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
8900 VAN WYCK EXPY, JAMAICA, NY, 11418
Personal Loans (Unsecured)
7.49%
▼
APR7.49%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.49% - 17.99%. Fixed rates during the life of the loan.
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 5 times
Medisys Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
8900 VAN WYCK EXPY, JAMAICA, NY, 11418
Personal Signature Loans
7.49%
▼
APR7.49%
UpdatedSeptember 29, 2026
Details
As low as; $20,000 maximum
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 6 times
Allegany First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
27 W Main St, Fillmore, NY, 14735
Personal Loan
7.49%
▼
APR7.49%
UpdatedSeptember 29, 2026
Details
As Low As; Up to $25,000
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 6 times
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal /Signature Loan
7.49%
▼
APR7.49%
UpdatedSeptember 29, 2026
Details
As Low As; Loan amount: $1,001 to $75,000
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 6 times
ILWU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
1134 N Avalon Blvd, Wilmington, CA, 90744 3502
Solar Panel Loan
7.49%
▼
APR7.49%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.49% - 11.49%.
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 4 times
HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
HealthShare Credit Union, Greensboro, NC, 27401
Personal Loan
7.49%
▼
APR7.49%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 4 times
Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1601 Ownby Ln, Richmond, VA, 23220
Personal Loan
7.49%
▼
APR7.49%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 5 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
415 S Main St, Crystal Lake, IL, 60014
Personal Loan
7.49%
▼
APR7.49%
UpdatedOctober 1, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 6 times
MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
9420 Farnham St, San Diego, CA, 92123
Solar & Green Living Loans
7.49%
▼
APR7.49%
UpdatedOctober 1, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 5 times
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Signature Loan
7.49%
▼
APR7.49%
UpdatedOctober 1, 2026
Details
As Low As; Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Contact us to determine which discounts apply to you.
Rate History
No change since Sep 22, 2026 · 7.49% APR · checked 3 times
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
335 W Butler Ave, Chalfont, PA, 18914
Personal Loan Specials
7.49%
▼
APR7.49%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 4 times
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
UpdatedOctober 1, 2026
Details
As Low As; Auto Pay Discount: 7.39%
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 5 times
Cattaraugus County Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
116 Main St, Little Valley, NY, 14755
Unsecured Personal Loan
7.50%
▼
APR7.50%
UpdatedSeptember 28, 2026
Details
Additional APR listed for this product: 8.750%.
Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 3 times
Boston Customs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Causeway St Rm 436, Boston, MA, 02222 1051
Personal Loans
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
Up to 106.25% financing available for qualified members, terms available with certain restrictions and nominal rate increase; Rates and terms are subject to change without notice; Rates are based on the term of loan and credit history
Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 3 times
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured - 60 Mos. Loan
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
Credit Grade: A+; APR
Rate History
No change since Sep 25, 2026 · 7.50% APR
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Signature Loans - Unsecured
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
Published APR range: 7.50% - 13.75%. APR*
Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 2 times
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loan
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
1 change since Sep 16, 2026 · 7.75% → 7.50% ▼ 0.25 pts · high 7.75% / low 7.50%
- Sep 25, 20267.50%▼ from 7.75%
- Sep 16, 20267.75%first recorded
Hawaii Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Unsecured Loan
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
Term: Up to 5 years (60 mos.); Published APR range: 7.50% to 12.00%. A signature loan based on income and credit history.
Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 2 times
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
40 Hickam Ct, Honolulu, HI, 96818 4834
Personal Loan
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
As low as; Personal ($30,000 max)**~
Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 2 times
Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3410 MONROE AVE, BUTTE, MT, 59701
Personal Loan
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 2 times
Maui Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
107 E Wakea Ave, Kahului, HI, 96732
Personal Loans
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 2 times
Lanai Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
816 Ilima Ave, Lanai City, HI, 96763
Platinum Personal Loan
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
Dollar Limit: $15,000
Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 2 times
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
291 Pine St, Lewiston, ME, 04240
Consolidation Loan
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Union St Ste 104, Norfolk, MA, 02056 1855
Personal Loan
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
As Low As; Number of Signatures: 1
Rate History
No change since Sep 12, 2026 · 7.50% APR · checked 6 times
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral Loan
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 12, 2026 · 7.50% APR · checked 5 times
Gather Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
Published APR range: 7.50% - 17.50%.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1345 Washington Ave, Portland, ME, 04103
Personal Loans
7.50%
▼
APR7.50%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
Redlands City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Cajon St Ste 14, Redlands, CA, 92373 4746
Unsecured Holiday & Vacation Loan
7.50%
▼
APR7.50%
UpdatedSeptember 30, 2026
Details
Credit Score: 730-750; Loan limit: $1,500.00
Rate History
No change since Sep 30, 2026 · 7.50% APR
LOCOGA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
As Low As; Percentage rate depends on your Beacon Score and can increase depending on this score.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Griffith Institute Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
64 E Main St Ste 3, Springville, NY, 14141
Personal Loans
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
Bva Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
608 Rostraver Rd, Belle Vernon, PA, 15012 1941
Signature Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 7.50% APR · checked 5 times
Demopolis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
106 E Washington St, Demopolis, AL, 36732
Signature Loans
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
2520 Browncroft Blvd, Rochester, NY, 14625
Pool and Hardscape Loans
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
Dillards Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
1600 CANTRELL RD, Little Rock, AR, 72201 1110
Personal/Signature Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.50% to 16.00%.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Personal Loans
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.50%-17.80%.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
Labor Management Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.91%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
Credit Grade: B (640-679)
Rate History
No change since Sep 21, 2026 · 7.50% APR · checked 3 times
Crouse Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
730 S Crouse Ave, SYRACUSE, NY, 13210 1754
SIGNATURE LOANS
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
Rates are listed "As low as" Based on credit score from Experian 680 or higher. We have many other excellent rates and terms available based on individual terms, conditions, and scores. Rate assumes automatic payment on contractual due date or an upcharge of .50% will be added to the rate. This is subject to change without notice
Rate History
No change since Sep 29, 2026 · 7.50% APR
New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
Credit Score: 760+; Credit Tier: A+
Rate History
No change since Sep 17, 2026 · 7.50% APR · checked 5 times
Messiah Baptist Jubilee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
80 Legion Pkwy, Brockton, MA, 02301
Personal Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
As low as; Personal Loan
Rate History
No change since Sep 17, 2026 · 7.50% APR · checked 6 times
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
84 Pine St, Burlington, VT, 05401 4441
Personal Loan (0-12 Month Term)
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
1451 Madison Ave, Memphis, TN, 38104
Unsecured / Signature Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.50% - 18.00%.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
2420 Old Brandon Rd, Pearl, MS, 39208 4601
Signature Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
116 Inverness Dr E, Englewood, CO, 80112
Everyday Solar System Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are the lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Loan proceeds must be used for new equipment.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.; Refinance loans incur an additional 0.50% added to the rates shown above.; APR = Annual Percentage Rate. All rates and programs are subject to change at any time.; See "loan fees" tab for associated fees.; As Low As
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
116 Inverness Dr E, Englewood, CO, 80112
Solar Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
Rates as low as 7.50% APR. Flexible terms designed to match your solar payback period.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
360 Sherman St, Saint Paul, MN, 55102
Signature / All Purpose Loans
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 3 times
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
360 Sherman St, Saint Paul, MN, 55102
Signature Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
193 Edison St, Uniontown, PA, 15401
Signature Loans
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
up to $10,000; Published APR range: 7.50% - 11.50%.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
As low as APR*
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
7.50%
▼
APR7.50%
UpdatedSeptember 29, 2026
Details
Credit Score: 660 and up
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2101 NW Professional DR, Corvallis, OR, 97330
Signature Loan
7.50%
▼
APR7.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 3 times
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1155 LORAS BLVD, DUBUQUE, IA, 52001
Unsecured Loans
7.50%
▼
APR7.50%
Interest Rate7.50%
UpdatedOctober 1, 2026
Details
Unsecured loan is a personal loan and requires a co-signer. The total amount of unsecured loans from DPECU can not exceed $8,000. Based on credit score. Call Tim for more details at 563-582-9515.
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 3 times
Telco Credit Union
Institution Rating:
D3.4 ★Texas Ratio: 34.47%
1720 Barlow Rd, Tarboro, NC, 27886
Signature Loan
7.50%
▼
APR7.50%
Interest Rate7.50%
UpdatedOctober 1, 2026
Details
Published rate range: 7.50% - 16.00%. Signature*
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4400 W Interstate 40, Amarillo, TX, 79106 5940
Unsecured Loan
7.50%
▼
APR7.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25%
- Oct 1, 20267.50%▲ from 7.25%
- Sep 14, 20267.25%first recorded
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
2711 Old Lebanon Pike, Nashville, TN, 37214
Personal Loans
7.50%
▼
APR7.50%
UpdatedOctober 1, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
1616 Broadway, Schenectady, NY, 12306
Solar Improvement Loan
7.50%
▼
APR7.50%
UpdatedOctober 1, 2026
Details
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 4 times
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
405 SE 2nd PL, Gainesville, FL, 32601 6808
Credit Builder Secured Loan
7.50%
▼
APR7.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans - Up to 12 Months
7.50%
▼
APR7.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
520 S Main St, Akron, OH, 44311
Personal Loan
7.50%
▼
APR7.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
PROFINANCE
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
UpdatedOctober 1, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1001 BUTCHER RD, WAXAHACHIE, TX, 75165
Personal Property - NEW Loan
7.50%
▼
APR7.50%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
905 Aldine Bender Rd, Houston, TX, 77032
Signature Loan
7.59%
▼
APR7.59%
UpdatedOctober 1, 2026
Details
Published APR range: 7.59% - 14.84%.
Rate History
1 change since Sep 14, 2026 · 7.49% → 7.59% ▲ 0.10 pts · high 7.59% / low 7.49%
- Oct 1, 20267.59%▲ from 7.49%
- Sep 14, 20267.49%first recorded
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
22440 Main St, Woodburn, IN, 46797
Signature Loan
7.60%
▼
APR7.60%
UpdatedSeptember 29, 2026
Details
As Low As
Rate History
No change since Sep 21, 2026 · 7.60% APR · checked 3 times
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
140 Aerenson Dr, Milford, DE, 19963
Personal Loan
7.63%
▼
APR7.63%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.63% APR · checked 6 times
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
200 Westgate Center Dr, Hadley, MA, 01035
MySolar Loans
7.63%
▼
APR7.63%
UpdatedSeptember 29, 2026
Details
Rates Starting At...
Rate History
No change since Sep 14, 2026 · 7.63% APR · checked 7 times
Bay Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
2555 Packerland Dr, Green Bay, WI, 54313
New Personal Recreation Loan
7.64%
▼
APR7.64%
Interest Rate7.25%
UpdatedSeptember 27, 2026
Details
Based on $10,000 loan amount
Rate History
1 change since Sep 16, 2026 · 7.65% → 7.64% ▼ 0.00 pts · high 7.65% / low 7.64%
- Sep 19, 20267.64%▼ from 7.65%
- Sep 16, 20267.65%first recorded
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
3213 W 19th Ave, Kennewick, WA, 99337
Personal Loan
7.65%
▼
APR7.65%
UpdatedOctober 1, 2026
Details
Published APR range: 7.65% - 18.00%. Up to $5,000. Great for taxes, emergencies & vacations.
Rate History
No change since Sep 30, 2026 · 7.65% APR · checked 2 times
Liberty First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
501 N 46th St, Lincoln, NE, 68503 3718
Personal Loans
7.68%
▼
APR7.68%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.68% APR · checked 4 times
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan - 60 months Loan
7.74%
▼
APR7.74%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 24, 2026 · 7.74% APR · checked 2 times
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loans
7.74%
▼
APR7.74%
UpdatedSeptember 25, 2026
Details
As low as; *
Rate History
No change since Sep 16, 2026 · 7.74% APR · checked 2 times
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
7.74%
▼
APR7.74%
Interest Rate7.74%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 16, 2026 · 7.74% APR · checked 2 times
Market USA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
UpdatedSeptember 25, 2026
Details
Minimum Loan Amount:
Rate History
No change since Sep 12, 2026 · 7.74% APR · checked 5 times
ILWU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
1134 N Avalon Blvd, Wilmington, CA, 90744 3502
Signature Loan
7.74%
▼
APR7.74%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 4 times
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
1018 W Main St, Charlottesville, VA, 22903 2820
Personal Loan
7.74%
▼
APR7.74%
UpdatedSeptember 22, 2026
Details
Loan amount: Up to $50,000; Payment example: A loan of $2,500 for 36 months will have a monthly payment ranging from $78.04 to $90.99.
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 3 times
Santa Cruz Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
590 Auto Center Dr, Watsonville, CA, 95076
Solar Loan
7.74%
▼
APR7.74%
Interest Rate7.74%
UpdatedOctober 1, 2026
Details
Property Lien required and home must not be under a Trust. $250 loan fee required. Maximum loan amount is $100,000.
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 4 times
HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
HealthShare Credit Union, Greensboro, NC, 27401
Personal Loan
7.74%
▼
APR7.74%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 4 times
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1 South St, Baltimore, MD, 21202
Personal Loan
7.74%
▼
APR7.74%
UpdatedOctober 1, 2026
Details
With Direct Payment Discount
Rate History
2 changes since Sep 18, 2026 · 7.74% → 7.74% ▼ 0.00 pts · high 7.74% / low 7.24%
- Oct 1, 20267.74%▲ from 7.24%
- Sep 22, 20267.24%▼ from 7.74%
- Sep 18, 20267.74%first recorded
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
7.74%
▼
APR7.74%
UpdatedOctober 1, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 5 times
United Credit Union Tyler, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
4901 Old Jacksonville Hwy, Tyler, TX, 75703 3373
Personal Loan
7.74%
▼
APR7.74%
UpdatedOctober 1, 2026
Details
Maximum Available Term: Up to 60 months
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 5 times
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
7.74%
▼
APR7.74%
UpdatedOctober 1, 2026
Details
Published APR range: 7.74% - 15.24%.
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 5 times
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
7.74%
▼
APR7.74%
UpdatedOctober 1, 2026
Details
Published APR range: 7.74% - 18.74%.; Model Year: 2016 - 2020
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 5 times
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
2154 E Lake Rd, Erie, PA, 16511 1140
Personal Loan
7.74%
▼
APR7.74%
UpdatedOctober 1, 2026
Details
APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 5 times
Cattaraugus County Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
116 Main St, Little Valley, NY, 14755
Unsecured Personal Loan
7.75%
▼
APR7.75%
UpdatedSeptember 28, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 3 times
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Signature - Max 36 Months Loan
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
Credit Level: Gold; Credit Score: 730 and Up
Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 2 times
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3700 W Bethel Ave, Muncie, IN, 47304
Personal loan (unsecured)
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
Term: 5 Year Draw / 5 Year Repay
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 2 times
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured - 36 Mos. Loan
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
Credit Grade: B; APR
Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 2 times
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B Loan
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 25, 2026 · 7.75% APR
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Signature Loans - Unsecured
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
Published APR range: 7.75% - 14.75%. APR*
Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 2 times
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
40 Hickam Ct, Honolulu, HI, 96818 4834
Personal Loan
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
As low as; Personal ($30,000 max)**~
Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 2 times
Maui County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
224 Kehalani Drive, Wailuku, HI, 96793
Personal Loans
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 25, 2026 · 7.75% APR
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.27%
23 North Ave E, Cranford, NJ, 07016 2196
Signature Loan
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 2 times
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loan
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
As Low As; *
Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 2 times
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal) Loan
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 12, 2026 · 7.75% APR · checked 5 times
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
115 Clay St, North East, PA, 16428 1537
Personal Loans
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 12, 2026 · 7.75% APR · checked 5 times
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
7.75%
▼
APR7.75%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 12, 2026 · 7.75% APR · checked 5 times
Great Meadow Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
11627 State Route 22, Comstock, NY, 12821
Unsecured Personal Loan
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 5 times
East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
385 Tremont Ave, East Orange, NJ, 07018 1023
Signature Loans
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 5 times
Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
2314 Sassafras St Ste 100, Erie, PA, 16502
Personal Loans
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
Max Amount: $12,500
Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 4 times
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
7 Front St, Rockville Centre, NY, 11570
Signature Loans
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 6 times
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
405 Laurel St, Hughestown, PA, 18640
Signature Loan
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
Credit Score: 750-Above
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 6 times
Dowagiac Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
473 E Division St, Dowagiac, MI, 49047 1541
Signature/Unsecured Loan
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
All loan payments 15 or more days late, will be charged 5% of the interest due, minimum $5.00.
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 6 times
Kaleida Health Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
100 High St, Buffalo, NY, 14203 1126
Unsecured k Loan
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 5 times
Crouse Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
730 S Crouse Ave, SYRACUSE, NY, 13210 1754
SIGNATURE LOANS
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
Rates are listed "As low as" Based on credit score from Experian 680 or higher. We have many other excellent rates and terms available based on individual terms, conditions, and scores. Rate assumes automatic payment on contractual due date or an upcharge of .50% will be added to the rate. This is subject to change without notice
Rate History
No change since Sep 29, 2026 · 7.75% APR
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.10%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured Loan
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 7.75% APR · checked 5 times
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
As Low As; Loan Amount: $2501 and Over
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 4 times
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Personal Unsecured Loan
7.75%
▼
APR7.75%
UpdatedSeptember 29, 2026
Details
As Low As; *
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 4 times
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1155 LORAS BLVD, DUBUQUE, IA, 52001
Unsecured Loans
7.75%
▼
APR7.75%
Interest Rate7.75%
UpdatedOctober 1, 2026
Details
Unsecured loan is a personal loan and requires a co-signer. The total amount of unsecured loans from DPECU can not exceed $8,000. Based on credit score. Call Tim for more details at 563-582-9515.
Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 3 times
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
1040 N Main St, Sheboygan Falls, WI, 53085
Unsecured Loan
7.75%
▼
APR7.75%
UpdatedOctober 1, 2026
Details
up to $15,000; As Low as
Rate History
1 change since Sep 14, 2026 · 7.50% → 7.75% ▲ 0.25 pts · high 7.75% / low 7.50%
- Sep 22, 20267.75%▲ from 7.50%
- Sep 14, 20267.50%first recorded
Bell Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral Loan
7.75%
▼
APR7.75%
UpdatedOctober 1, 2026
Details
Credit Grade: A
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 5 times
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
7.75%
▼
APR7.75%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 4 times
TEWKSBURY
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
752 Main St, Tewksbury, MA, 01876
Personal Unsecured Loans
7.75%
▼
APR7.75%
UpdatedOctober 1, 2026
Details
As Low As; Personal Unsecured Loans
Rate History
1 change since Sep 14, 2026 · 7.50% → 7.75% ▲ 0.25 pts · high 7.75% / low 7.50%
- Oct 1, 20267.75%▲ from 7.50%
- Sep 14, 20267.50%first recorded
NEW JERSEY STATE PBA
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
158 Main St, Woodbridge, NJ, 07095 2108
Personal loans
7.75%
▼
APR7.75%
UpdatedOctober 1, 2026
Details
up to $15,000; Rate is subject to change based on credit history and other factors. As Low As
Rate History
No change since Oct 1, 2026 · 7.75% APR
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loans
7.79%
▼
APR7.79%
UpdatedSeptember 27, 2026
Details
Make big moves with rates as low as 7.79% APR.
Rate History
No change since Sep 15, 2026 · 7.79% APR · checked 4 times
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
905 Aldine Bender Rd, Houston, TX, 77032
Signature Loan
7.79%
▼
APR7.79%
UpdatedOctober 1, 2026
Details
Published APR range: 7.79% - 15.04%.
Rate History
1 change since Sep 14, 2026 · 7.59% → 7.79% ▲ 0.20 pts · high 7.79% / low 7.59%
- Oct 1, 20267.79%▲ from 7.59%
- Sep 14, 20267.59%first recorded
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.84%
▼
APR7.84%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 15, 2026 · 7.84% APR · checked 3 times
Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
1510 N Galloway Ave, Mesquite, TX, 75149
Personal Loans
7.84%
▼
APR7.84%
UpdatedOctober 1, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.84% APR · checked 5 times
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.85%
▼
APR7.85%
UpdatedSeptember 29, 2026
Details
As Low As; Loan Amount: $2501 and Over
Rate History
No change since Sep 14, 2026 · 7.85% APR · checked 4 times
POCU of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured (Special) Loan
7.85%
▼
APR7.85%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.85% APR · checked 5 times
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
200 Westgate Center Dr, Hadley, MA, 01035
MySolar Loans
7.88%
▼
APR7.88%
UpdatedSeptember 29, 2026
Details
Rates Starting At...
Rate History
No change since Sep 14, 2026 · 7.88% APR · checked 7 times
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.89%
▼
APR7.89%
UpdatedOctober 1, 2026
Details
As low as
Rate History
1 change since Sep 14, 2026 · 7.64% → 7.89% ▲ 0.25 pts · high 7.89% / low 7.64%
- Sep 22, 20267.89%▲ from 7.64%
- Sep 14, 20267.64%first recorded
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
905 Aldine Bender Rd, Houston, TX, 77032
Signature Loan
7.89%
▼
APR7.89%
UpdatedOctober 1, 2026
Details
Published APR range: 7.89% - 15.14%.
Rate History
1 change since Sep 14, 2026 · 7.79% → 7.89% ▲ 0.10 pts · high 7.89% / low 7.79%
- Oct 1, 20267.89%▲ from 7.79%
- Sep 14, 20267.79%first recorded
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2625 CORPORATE Pl, MONTEREY PARK, CA, 91754
Personal Loans
7.90%
▼
APR7.90%
UpdatedSeptember 25, 2026
Details
7.90% APR 31% Lower than the national average
Rate History
No change since Sep 16, 2026 · 7.90% APR · checked 2 times
edU Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.00%
113 W 6th St, Historic New Castle, DE, 19720 5070
Signature Loan
7.90%
▼
APR7.90%
UpdatedSeptember 25, 2026
Details
Published APR range: 7.90% to 17.90%. $15,000 (MAX)
Rate History
No change since Sep 12, 2026 · 7.90% APR · checked 3 times
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
7.90%
▼
APR7.90%
UpdatedSeptember 28, 2026
Details
Additional APR listed for this product: 12.00%. Credit Score: B = 640-679
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 6 times
Earning Tree Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
800 Wyoming Ave, Wyoming, PA, 18644
SIGNATURE LOANS
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 6 times
Afgm Enterprises Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
132 Cayuga Rd, Cheektowaga, NY, 14225
Personal Signature Loans
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 6 times
MUW Employees Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.58%
1100 College St # 41, Columbus, MS, 39701 5821
Signature Loan
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 12, 2026 · 7.90% APR · checked 4 times
Port Washington Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.06%
79 main st, port washington, NY, 11050
Personal Loan
7.90%
▼
APR7.90%
Interest Rate7.90%
UpdatedSeptember 29, 2026
Details
As Low As; rates start at 7.9%
Rate History
No change since Sep 17, 2026 · 7.90% APR · checked 5 times
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2859 SR 309 HWY, Dallas, PA, 18612
Signature Loan
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.90% - 18.00%.
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 6 times
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
Maximum Amount: $10,000
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 6 times
The Heart Center Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
100 Port Washington Blvd, Roslyn, NY, 11576
Personal Loan
7.90%
▼
APR7.90%
Interest Rate7.90%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 7.90% APR · checked 5 times
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature Loan
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.90% to 17.90%.
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 6 times
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
1 Valero Way, San Antonio, TX, 78249 1616
Signature Loans
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
No additional details provided.
Rate History
No change since Sep 18, 2026 · 7.90% APR · checked 4 times
Fort Roots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
2200 Fort Roots Dr Bldg 170, North Little Rock, AR, 72114 1709
Signature Loans
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 6 times
Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1400 Mill Rock Way, Bakersfield, CA, 93311
Personal Loan
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.90% - 16.90%.
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 4 times
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
634 N Church St, Rockford, IL, 61103
Signature Loan up to 36 months
7.90%
▼
APR7.90%
UpdatedSeptember 29, 2026
Details
Please note rates quoted are the lowest rate available. The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 3 times
WISE CU
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans
7.90%
▼
APR7.90%
UpdatedOctober 1, 2026
Details
Limit of $10,000.00
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 3 times
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Summer Unsecured Personal Loan
7.90%
▼
APR7.90%
UpdatedOctober 1, 2026
Details
As Low As; Borrow up to $5,000
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 5 times
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
710 N WILDWOOD AVE, ELKHART, IN, 46514 1876
UNSECURED Loan
7.90%
▼
APR7.90%
UpdatedOctober 1, 2026
Details
No additional details provided.
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 4 times
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.94%
▼
APR7.94%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
1 change since Sep 16, 2026 · 11.99% → 7.94% ▼ 4.05 pts · high 11.99% / low 7.94%
- Sep 25, 20267.94%▼ from 11.99%
- Sep 16, 202611.99%first recorded
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
624 Franklin Ave, Hartford, CT, 06114
Personal Loan - 2 Years
7.95%
▼
APR7.95%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 7.95% APR · checked 3 times
Auburn Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
65 WRIGHT CIR, AUBURN, NY, 13021 3135
Personal Loan
7.95%
▼
APR7.95%
UpdatedSeptember 25, 2026
Details
As Low As*
Rate History
No change since Sep 16, 2026 · 7.95% APR · checked 2 times
Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Personal Loan
7.95%
▼
APR7.95%
UpdatedSeptember 25, 2026
Details
As low as; View Rates >
Rate History
No change since Sep 16, 2026 · 7.95% APR · checked 2 times
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
UpdatedSeptember 25, 2026
Details
No early-payment penalty; No collateral required; No hidden fees
Rate History
No change since Sep 14, 2026 · 7.95% APR · checked 4 times
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Personal Unsecured Loan
7.95%
▼
APR7.95%
UpdatedSeptember 29, 2026
Details
Published APR range: 7.95 - 12.95%. Max. $10,000.00
Rate History
No change since Sep 14, 2026 · 7.95% APR · checked 4 times
Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
27 Seneca St, Geneva, NY, 14456 3502
Personal Unsecured Loan
7.95%
▼
APR7.95%
UpdatedSeptember 29, 2026
Details
APR with Discount as low as*: 7.75%
Rate History
No change since Sep 17, 2026 · 7.95% APR · checked 5 times
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
5712 Creedmoor Rd, Raleigh, NC, 27612
Personal Loans
7.95%
▼
APR7.95%
UpdatedSeptember 29, 2026
Details
As Low As; *
Rate History
No change since Sep 29, 2026 · 7.95% APR
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.95%
▼
APR7.95%
UpdatedSeptember 29, 2026
Details
As Low As; Loan Amount: $2501 and Over
Rate History
No change since Sep 14, 2026 · 7.95% APR · checked 4 times
GREATER CHAUTAUQUA
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
57 Lake Shore Dr W, Dunkirk, NY, 14048 1517
Signature Loans
7.95%
▼
APR7.95%
UpdatedOctober 1, 2026
Details
As Low As; *
Rate History
No change since Sep 14, 2026 · 7.95% APR · checked 5 times
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
251 W Garden St, Pensacola, FL, 32502 5728
Consolidation Loan
7.95%
▼
APR7.95%
UpdatedOctober 1, 2026
Details
APR as low as
Rate History
No change since Sep 14, 2026 · 7.95% APR · checked 5 times
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
251 W Garden St, Pensacola, FL, 32502 5728
Debt Consolidation Loan
7.95%
▼
APR7.95%
UpdatedOctober 1, 2026
Details
Published APR range: As low as 7.95%. As Low As; The annual percentage rate you pay will be based on the number of months your loan is financed, the loan type and your credit history. The APR will be disclosed prior to an advance being made on a loan. Loan terms may vary based on value and type of collateral.
Rate History
No change since Sep 22, 2026 · 7.95% APR · checked 3 times
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.97%
▼
APR7.97%
UpdatedSeptember 29, 2026
Details
A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Rate History
No change since Sep 18, 2026 · 7.97% APR · checked 3 times
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
▼
APR7.98%
UpdatedOctober 1, 2026
Details
As Low As; Financing: Up to $35,000
Rate History
No change since Sep 14, 2026 · 7.98% APR · checked 5 times
Jovia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
264 E Merrick Rd, Valley Stream, NY, 11580 6034
Personal Loans
7.99%
▼
APR7.99%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 15, 2026 · 7.99% APR · checked 4 times
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.99%
▼
APR7.99%
UpdatedSeptember 27, 2026
Details
No additional details provided.
Rate History
No change since Sep 15, 2026 · 7.99% APR · checked 3 times
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
468 INDUSTRIAL WAY W, EATONTOWN, NJ, 07724 2210
Personal Loans
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
No prepayment penalties; Payment protection available
Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 3 times
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
468 INDUSTRIAL WAY W, EATONTOWN, NJ, 07724 2210
Personal Unsecured Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 3 times
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
As Low As; *1
Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 2 times
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
202 Salem Tpke, Norwich, CT, 06360
Personal Loans
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
2APR = Annual Percentage Rate
Rate History
No change since Sep 25, 2026 · 7.99% APR
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
5720 Silver Hill Rd, District Heights, MD, 20747
Signature Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
Maximum APR: 18.00%; The Signature rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage. APR as low as
Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 2 times
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
Published APR range: 7.99% to 12.99%.
Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 2 times
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1138 N King St, Honolulu, HI, 96817
Signature Loans
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
As Low As; Rate: 7.99%
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 2 times
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
832 S Hotel St, Honolulu, HI, 96813 2573
Personal Term Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
As low as; Loan approval based and APR based on credit worthiness. Other restrictions and terms may apply.
Rate History
No change since Sep 25, 2026 · 7.99% APR
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
Payment sample: fixed-rate loan for $15,000 at 7.99% and an Annual Percentage Rate (APR) of 7.99% would have a monthly principal plus interest payment of $470. Other rates and terms available. Membership eligibility requirements apply.
Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 2 times
Notre Dame Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
659 Eastern Ave, Fall River, MA, 02723
Unsecured Loan Closed End Special
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
One Signature - $5,000.00; Two Signatures - $10,000.00
Rate History
No change since Sep 24, 2026 · 7.99% APR · checked 2 times
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
Amount Financed: up to $20,000
Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 2 times
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
291 Pine St, Lewiston, ME, 04240
Unsecured Personal/Signature Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 4 times
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2501 S State Highway 121 BUS, Lewisville, TX, 75067 4394
Personal/Unsecured Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
Published APR range: 7.99% - 16.46%. Fixed
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 3 times
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 2 times
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
9040 Benson Ave, Montclair, CA, 91763
Debt Consolidation Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
Promotional rate available from September 1 to December 31, 2026. Limit one per member. Existing loans must be paid in full through refinance. Automatic payments and direct deposit into an IFCU checking account are required.
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 4 times
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
485 Buffalo St, Beaver, PA, 15009 2058
Personal Loan Special
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
***
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 4 times
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
776 Maple Ave, Hartford, CT, 06114 2317
Personal Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
As low as
Rate History
No change since Sep 17, 2026 · 7.99% APR · checked 3 times
Syracuse Fire Department Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
211 Wilkinson St, Syracuse, NY, 13204
Personal / Signature Loans
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
As Low As
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 4 times
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE, 68137 1054
Personal Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
No additional details provided.
Rate History
No change since Sep 17, 2026 · 7.99% APR · checked 4 times
Molokai Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
135 Puali Place, Kaunakakai, HI, 96748
Signature Loans
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
As low as; Minimum: $300.00; Maximum: $25,000.00
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 5 times
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
501 Palm Ave, Hialeah, FL, 33010 4719
Personal Loans
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
As low as 9.99%; Borrow up to $15,000
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 5 times
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
7.99%
▼
APR7.99%
UpdatedSeptember 25, 2026
Details
Loan Amounts: $3,001-$6,500
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 5 times
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
31300 Hoover Rd, Warren, MI, 48093 1774
Closed End Signature Loan
7.99%
▼
APR7.99%
Interest Rate7.99%
UpdatedSeptember 25, 2026
Details
Secured Loan Pricing - Base Rates (as low as)
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 5 times
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Personal Loan APR Trend
Daily average APR for personal loans
Daily averages compiled from our database of 8,500+ banks and credit unions, updated daily.
Personal Loan Avg APR
10.99%
▲ 0.113 vs 7 days ago
Personal loan APRs rose 0.113 points to 10.99%, up from 10.88% last week.
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Where to Get a Personal Loan With Bad Credit
A FICO score below 580 is considered poor and 580 to 669 is fair. You can still get a personal loan with bad credit, but expect an APR well above the best rates on this page, a smaller loan amount, or a request for collateral or a cosigner. Where you apply matters as much as your score.
Avg. personal loan APR we track: 10.99%Federal credit union cap: 18% APRCredit union PAL cap: 28% APR
Start With a Credit Union
Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027. Many weigh your income and membership history, not just your score.
Ask About a Payday Alternative Loan
Many federal credit unions offer PALs for small, short term needs, capped at 28% APR with an application fee of no more than $20. That is a fraction of what a payday lender charges.
Secure the Loan With Savings
A share secured or CD secured loan uses your own savings as collateral, so approval is easy and the APR is low. On time payments are reported to the credit bureaus and help rebuild your score.
Add a Cosigner or Co-borrower
A second applicant with stronger credit can lower your rate and raise the amount you qualify for. They are equally responsible for every payment.
Prequalify Before You Apply
Most lenders show an estimated rate with a soft credit check that does not affect your score. Compare APRs, including any origination fee, before you submit a full application.
Avoid Payday and Title Loans
The CFPB notes a typical payday fee of $15 per $100 equals an APR of almost 400% on a two week loan. A title loan puts your car at risk. A credit union loan costs far less.
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What Counts as Bad Credit?
Most lenders use FICO score bands to decide who qualifies and what APR to offer. Anything below 670 is usually treated as fair or poor credit, and below 580 most mainstream lenders will decline an unsecured loan or ask for a cosigner.
| FICO Score | Rating | What to Expect on a Personal Loan |
|---|---|---|
| 300 to 579 | Poor | Unsecured approval is hard. Secured loans, PALs, and cosigned loans are the realistic options. |
| 580 to 669 | Fair | Approval is possible at many credit unions and some online lenders, at APRs well above advertised rates. |
| 670 to 739 | Good | Most lenders approve, with mid range APRs. |
| 740 to 799 | Very good | Close to the best advertised rates. |
| 800 to 850 | Exceptional | The lowest rates on this page. |
Score bands from FICO. Lenders also weigh income, debt to income ratio, and recent late payments.
What a Bad Credit Personal Loan Costs
The APR you are offered decides how much the loan really costs. Here is a $5,000 loan repaid over 36 months at the average APR in our database and at the rate caps that apply to many bad credit loans.
| APR | Benchmark | Monthly Payment | Total Interest |
|---|---|---|---|
| 10.99% | Average personal loan APR we track | $163.68 | $892 |
| 18.00% | Federal credit union cap on most loans | $180.76 | $1,507 |
| 28.00% | Federal credit union PAL cap | $206.82 | $2,445 |
| 36.00% | Military Lending Act cap for active duty borrowers | $229.02 | $3,245 |
Principal and interest only, before any origination fee. A payday loan at $15 per $100 every two weeks would cost far more than any row above.
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Bad Credit Borrowing Options Compared
| Option | Typical Cost | Approval | What Is at Risk |
|---|---|---|---|
| Share or CD secured loan | Low, a few points above your savings rate | Easiest, your savings back the loan | The pledged savings |
| Credit union PAL | Up to 28% APR plus a fee of $20 or less | Federal credit union members | Nothing pledged |
| Cosigned personal loan | Based on the cosigner's credit | Depends on the cosigner | The cosigner's credit |
| Unsecured bad credit loan | High, well above advertised rates | Varies by lender | Nothing pledged |
| Payday or title loan | Often around 400% APR | Almost anyone | Your car with a title loan |
General comparison for educational purposes. Terms and eligibility vary by lender and state.
How to Raise Your Score Before You Borrow
Check Your Reports for Errors
You can get free reports from all three bureaus every week at AnnualCreditReport.com. Disputing a wrong late payment or collection can lift a score quickly.
Pay Down Card Balances
How much of your credit limits you use is one of the biggest parts of your score. Getting balances under 30% of your limits often helps within a month or two.
Pay Every Bill on Time
Payment history carries the most weight. Set up autopay for at least the minimum so a busy month never turns into a late payment.
Use a Small Secured Loan
A share secured loan or credit builder loan from a credit union adds on time installment payments to your report, which is exactly what lenders want to see.
Personal Loan Payment Calculator
Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current average, or click a rate on the right to apply it instantly.
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Current Rates: Click to Apply
$0
Estimated Monthly Payment
Total Interest Paid$0
Total of All Payments$0
Origination Fee$0
Cash You Actually Receive$0
Total Cost of Borrowing$0
Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds. You still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.
Personal Loans for Bad Credit: Common Questions
Can I get a personal loan with bad credit?
Yes. Credit unions, community banks, and some online lenders approve borrowers with fair or poor credit, often for smaller amounts or with a cosigner or collateral. A secured loan backed by your savings or a CD is the easiest approval and also helps rebuild your credit.
What credit score do I need for a personal loan?
There is no single minimum. Many mainstream lenders look for a FICO score of 670 or higher for their best rates, while credit unions and some online lenders work with fair scores of 580 to 669. Below 580, a secured loan, a credit union payday alternative loan, or a cosigner is usually the realistic path.
What is the maximum APR on a bad credit personal loan from a credit union?
Federal credit unions are limited to 18% APR on most loans through September 10, 2027. Payday alternative loans from federal credit unions are capped at 28% APR with an application fee of no more than $20. State chartered credit unions follow state law, and other lenders can charge much more, so always compare the APR.
What is a payday alternative loan?
A payday alternative loan, or PAL, is a small, short term loan offered by many federal credit unions. It is capped at 28% APR, the application fee cannot exceed $20, and it is built to replace a payday loan at a small fraction of the cost. Some PALs require you to be a member for at least one month.
Will a bad credit personal loan help my credit?
It can. Installment loans with on time payments reported to the credit bureaus build positive payment history, and using a loan to pay off credit cards lowers your utilization. Missed payments do the opposite, so choose a payment that fits your budget.
Are guaranteed approval loans real?
No legitimate lender guarantees approval before reviewing your application. Be wary of any lender that promises approval regardless of credit or asks for a fee before you receive the money. Those are common signs of an advance fee loan scam.
Is a secured personal loan better if I have bad credit?
Often, yes. A loan secured by your savings or a CD is much easier to get and carries a far lower APR than an unsecured bad credit loan. The trade off is that the pledged savings are held until the loan is repaid and can be taken if you default.
Lowest Personal Loan Rates Today
Does checking rates hurt my credit score?
Prequalifying doesn’t. Most lenders show an estimated rate using a soft inquiry that’s invisible to other lenders and doesn’t affect your score. Only a formal application triggers a hard inquiry, and if you submit several, group them in a short window so scoring models count them as one rate-shopping event.
- Evergreen Credit Union: 4.00% APR (Signature Loans)
- SESLOC Credit Union: 4.00% APR (Personal Loans)
- MembersAlliance Credit Union: 4.25% APR (Loan Consolidation)
- Haverhill Fire Department Credit Union: 4.49% APR (Share Secured/Credit Building Loan)
- Maui Teachers Federal Credit Union: 4.50% APR (Solar Heater Loan)
Rates reflect actual verified offers. Last Updated: October 1, 2026
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