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Division 819 Transit Employees Credit Union Rates and Review January 2026

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Division 819 Transit Employees Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 3.81% and 3-month CD rates at 3.30%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 14.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Division 819 Transit Employees Credit Union rates.

Compare Division 819 Transit Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Division 819 Transit Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Division 819 Transit Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Division 819 Transit Employees Credit Union? Share your experience about Division 819 Transit Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Division 819 Transit Employees Credit Union.

Overall, Division 819 Transit Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Division 819 Transit Employees Credit Union
Division 819 Transit Employees CU
186 Brookside Ave
Irvington, NJ 07111
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.96%
$250
6-Month CD
3.85%
$500
6-Month CD
3.80%
$1,000
24-Month CD (Plus Jumbo)
3.67%
$200,000
6-Month CD
3.56%
$1,000
Kasasa Checking
3.50%
$50
60-Month CD
3.45%
$1,000
12-Month CD
3.40%
$2,000
3-Month CD
3.29%
$1,000
30-Month CD
3.14%
$500
Apple Advantage Money Market
3.03%
$10,000
36-Month CD (Jumbo)
3.00%
$100,000
24-Month CD
3.00%
$100
36-Month CD
3.00%
$250
24-Month CD
3.00%
$1,000
12-Month CD
2.78%
$1,000
36-Month CD
2.54%
$500
12-Month CD
2.53%
$2,500
36-Month CD
2.52%
$1,000
36-Month CD
2.25%
$1,000
Money Market
1.77%
$500
24-Month CD
1.66%
$500
60-Month CD
1.51%
$5,000
Money Market
1.00%
$5,000
60-Month CD
0.90%
$500
6-Month CD
0.90%
$500
24-Month CD
0.80%
$1,000
60-Month CD
0.75%
$500
48-Month CD
0.65%
$1,000
60-Month CD
0.60%
$500
60-Month CD
0.50%
$1,000
Daily Savings
0.50%
$0
Easy Access Business Money Market
0.40%
$2,500
24-Month CD
0.40%
$500
36-Month CD
0.35%
$1,000
24-Month CD
0.35%
$500
Passbook Savings
0.35%
$100
24-Month CD
0.30%
$500
48-Month CD
0.30%
$1,000
Money Market
0.25%
$1,000
Regular Savings
0.20%
$0
Advantage Money Market
0.20%
$100
Thrift Savings
0.12%
$50
Statement Savings
0.10%
$10
Safe Money Market
0.10%
$1,000
Savings
0.10%
$1
Savings
0.05%
$50
Money Market
0.01%
$500
Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.375%
6.662%
0.000
5.500%
5.565%
0.000
30-Year Fixed
6.000%
6.046%
0.000
30-Year Fixed
5.625%
5.685%
0.000
5.875%
5.927%
0.500
15-Year Fixed
5.375%
5.584%
0.000
15 Year Fixed
6.125%
6.209%
0.000
5.875%
6.359%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
30-Year Fixed FHA
5.875%
7.902%
0.000
6.000%
6.107%
0.000
6.250%
7.325%
0.000
20 Year Fixed
5.500%
5.659%
0.000
30-Year Fixed
6.125%
6.249%
0.000
30-Year Fixed
7.125%
7.126%
0.000
6.125%
6.282%
1.000
6.125%
6.266%
0.000
15-Year Fixed
5.625%
5.695%
0.000
5.500%
5.635%
0.000
5.000%
5.128%
0.250
15-Year Fixed
5.125%
5.284%
0.000
4.740%
7.533%
0.000
6.125%
6.190%
0.000
10-Year Fixed
6.250%
6.250%
0.000
5/6 ARM
5.375%
6.286%
0.947
5.250%
5.499%
1.000
20-Year Fixed
5.500%
5.627%
0.000
4.875%
5.010%
0.000
5.240%
6.315%
0.000
5.250%
5.452%
0.000
5.500%
5.591%
0.000
30-Year Fixed
6.000%
6.218%
0.000
30-Year Fixed
5.875%
5.973%
0.000
20-Year Fixed
5.625%
5.836%
0.500
5.375%
5.860%
0.000
5.875%
6.070%
0.000
6.000%
6.183%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.200%
5.453%
0.000
20-Year Fixed
5.750%
5.887%
0.000
5.875%
5.931%
0.000
30-Year Fixed
6.000%
6.138%
0.000
5.375%
5.766%
0.000
15-Year Fixed
5.250%
5.513%
0.500
30-Year Fixed
6.375%
6.504%
0.000
6.000%
6.226%
0.000
5.750%
6.093%
0.000
30-Year Fixed
6.125%
6.201%
0.000
5.750%
5.856%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
9.990%
16.240% - 27.240%
16.490% - 17.990%
14.000%
11.900%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
World Cash Back Credit Card Mastercard
18.000%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Platinum Visa
15.350%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access FCU Visa Gold
9.900%
10.150%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Student Rewards Card
17.990%
Access FCU Visa Classic
13.500%
Visa Business Rewards Card
15.240%
Visa Platinum Preferred Starter
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0
1 - 24
Unsecured Signature Loan
10.250%
$0
25 - 36
10.490%
$0
14.200%
$5,000 - $8,000
48 - 48
Personal Lines of Credit
11.900% - 19.400%
$0
8.500%
$0 - $6,000
42
Personal Line of Credit
13.040%
$0
9.200% - 17.950%
$0 - $100
12 - 24
13.700%
$2,500 - $5,000
36 - 36
13.450%
$0
10.000%
$0
60
Personal Loans
10.000%
$0
1 - 36
Gold Star Loan
14.200%
$0
48
9.490%
$0
48 - 48
Unsecured Signature Loan
10.250%
$0
37 - 60
Refinanced Signature Loans
18.000%
$0
Personal Loans Share Secured
5.990%
$0
48
12.990%
$0 - $2,000
24 - 24
Bill Consolidation Loan
8.990%
$0
60
11.990%
$0
1 - 12
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Consolidation Loans
14.850%
$0
37 - 60
Student Loan Consolidation
5.490%
$0
Personal/Signature
10.990%
$0
24 - 36
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Division 819 Transit Employees Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Division 819 Transit Employees Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: Orlando Riley
CEO: Shirley King
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
186 Brookside Ave
Irvington, NJ 07111
Phone Number: 973-373-2332
Fax Number: 973-374-8558

Financials

Total Assets:
15,389,818
Total Amount of Shares and Deposits:
12,599,942
Total Shares and Deposits < 1 Year:
12,599,942
Total Insured Shares and Deposits > $250K (item 17 less item K):
12,599,942
Total Interest Expense (Sum of items 6 8):
156,577
Number of Accounts for Regular Shares:
1,599
All other shares:
248
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,739,806
Total Liabilities:
12,669,282
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Division 819 Transit Employees Credit Union

Is a member application needed to join Division 819 Transit Employees Credit Union?

Yes, to access services at Division 819 Transit Employees Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Division 819 Transit Employees Credit Union provides a range of mortgage and home equity products.

Is Division 819 Transit Employees Credit Union a safe place to deposit money?

Yes, Division 819 Transit Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Division 819 Transit Employees Credit Union offer online and mobile banking?

Most modern institutions like Division 819 Transit Employees Credit Union provide digital access including online balance checks and transfers.

Current Division 819 Transit Employees Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions