Best Credit Union Credit Cards — May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial DisclosureRates are actual, verified rates sourced directly from institution websites. Editorial content is independent of advertiser relationships.
Top credit union credit cards currently available include: IU7 Federal Credit UnionIU7 Federal Credit Union2300 Freeport Rd, New Kensington, PA, 15068 4669A5.0 ★Texas Ratio: 11.33%'s Credit Card Balance Transfer has an APR of 1.99%, Utilities Employees Credit UnionUtilities Employees Credit Union337 Clay Ave, Wyomissing, PA, 19610A+5.0 ★Texas Ratio: 3.66%'s Visa® Credit Card has an APR of 1.99%, United Savings Credit UnionUnited Savings Credit Union4505 47TH AVE S # 4248, Fargo, ND, 58104 6078A5.0 ★Texas Ratio: 7.47%'s Visa Credit Card has an APR of 1.99%, Governmental Employees Credit UnionGovernmental Employees Credit Union6126 W Layton Ave, Spokane Valley, WI, 99212 2444A5.0 ★Texas Ratio: 6.65%'s Credit Card has an APR of 1.99%, and Neighborhood Credit UnionNeighborhood Credit Union791 W Wheatland Rd, Waxahachie, TX, 76018 2734A5.0 ★Texas Ratio: 8.73%'s Visa Personal Platinum has an APR of 1.99%. Rates as of May 10, 2026 per MonitorBankRates.
Credit union credit cards consistently offer lower APRs than bank-issued cards because credit unions are member-owned, not-for-profit cooperatives. Accounts at NCUA-insured credit unions carry the same $250,000 federal deposit protection as FDIC-insured banks.
We display transparent financial health metrics — A–F Safety Grades, Star Ratings, and Texas Ratios — so you can choose a stable, highly-rated institution.
Rates reflect actual verified offers. Last Updated: May 10, 2026
Compare Credit Union Credit Card Rates Nationwide
Source: Verified Credit Card Data by MonitorBankRates
Institution
Product
APR
Profile
IU7 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.33%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Credit Card Balance Transfer
1.99%
▼
APR1.99%
UpdatedApril 18, 2026
Details
Intro rate expires: 12 months
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Wyomissing, PA, 19610
Visa® Credit Card
1.99%
▼
APR1.99%
UpdatedApril 19, 2026
Details
Intro rate expires: 12 months; Regular APR: 8.75% - 18.00%
United Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
4505 47TH AVE S # 4248, Fargo, ND, 58104 6078
Visa Credit Card
1.99%
▼
APR1.99%
UpdatedApril 19, 2026
Details
Intro rate expires: 12 months; Regular APR: Contact for details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
6126 W Layton Ave, Spokane Valley, WI, 99212 2444
Credit Card
1.99%
▼
APR1.99%
UpdatedApril 19, 2026
Details
Balance Transfer Promo
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
791 W Wheatland Rd, Waxahachie, TX, 76018 2734
Visa Personal Platinum
1.99%
▼
APR1.99%
UpdatedApril 19, 2026
Details
No additional details provided.
Marshland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
621 Palisade Dr, Nahunta, GA, 31553
Marshland Visa® Credit Card
1.99%
▼
APR1.99%
UpdatedApril 19, 2026
Details
Intro rate expires: October 31, 2026; Regular APR: 9.9%
San Mateo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
575 Middlefield Rd, South San Francisco, CA, 94402 3098
Credit Cards
1.99%
▼
APR1.99%
UpdatedMay 2, 2026
Details
As Low As; Credit Cards
AmeriCU Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.15%
871 Arsenal St, Yorkville, NY, 13602 5477
AmeriCONNECT Visa Card
1.99%
▼
APR1.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 months; Regular APR: 11.65%-17.99%
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
999 N 18th St, Washington, IA, 52641 3217
C1 Flex Rewards Card
1.99%
▼
APR1.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 12 months; Regular APR: 14.24% - 24.24%
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
999 N 18th St, Washington, IA, 52641 3217
C1 Signature Rewards Card
1.99%
▼
APR1.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 12 months; Regular APR: 12.24% - 20.24%
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa Platinum
1.99%
▼
APR1.99%
UpdatedMay 2, 2026
Details
Intro rate expires: nine billing cycles; Regular APR: 12.90%
Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Platinum Visa Credit Card
1.99%
▼
APR1.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 12 Months; Regular APR: N/A
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
9411 AL Highway 22, Wetumpka, AL, 36750 3264
Secure Credit Card
1.99%
▼
APR1.99%
UpdatedMay 4, 2026
Details
Monthly Participation Fee - $10 applied to the card balance
StagePoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3905 E Grand Ave Ste 100, Laramie, WY, 82072
Visa Credit Cards
1.99%
▼
APR1.99%
UpdatedMay 6, 2026
Details
As Low As; Intro rate expires: 12 months; Regular APR: 6.74% - 18%
Gain Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1800 W Magnolia Blvd, San Fernando, CA, 91506 1726
Platinum Rewards Mastercard
1.99%
▼
APR1.99%
UpdatedMay 6, 2026
Details
Intro rate expires: six (6) billing cycles; Regular APR: 12.25% - 17.50%
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
6010 Mountain View Dr, West Mifflin, PA, 15122 2425
VISA Credit Card
1.99%
▼
APR1.99%
UpdatedMay 6, 2026
Details
Intro rate expires: For 12 months through May 31, 2026; Regular APR: 9.99%
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
5666 Columbia Pike, Falls Church, VA, 22311 5070
Consumer Credit Card Platinum
1.99%
▼
APR1.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 months; Regular APR: N/A
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
5666 Columbia Pike, Falls Church, VA, 22311 5070
Consumer Credit Card Signature
1.99%
▼
APR1.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 months; Regular APR: N/A
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
501 Gardner Rd, Wellsboro, PA, 16933 9586
VISA BALANCE TRANSFER
1.99%
▼
APR1.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 months
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
975 Tech Dr, Ruston, LA, 71463 3539
Prime Plus Credit Card
1.99%
▼
APR1.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 12 months; Regular APR: 11.75% - 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
975 Tech Dr, Ruston, LA, 71463 3539
Rewards Credit Card
1.99%
▼
APR1.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 12 months; Regular APR: 13.75% - 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
William J Hughes Technical Ctr, Rio Grande, NJ, 08405
Credit Card
1.99%
▼
APR1.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 12 months; Regular APR: N/A
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
5201 Alpha Commons Dr, Baltimore, MD, 21224 5732
Rewards Credit Card
1.99%
▼
APR1.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 90 days; Regular APR: Not disclosed
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
9861 N Nevada St, Weiser, WA, 99218 3407
Elusive Credit Card
1.99%
▼
APR1.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 1.99% APR intro rate, plus earn a $250 bonus!
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
9601 California City Blvd, Tehachapi, CA, 93561 2502
Credit Builder
2.00%
▼
APR2.00%
UpdatedMay 6, 2026
Details
Maximum Financing: $2,000 maximum
Greater Niagara Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
2901 MILITARY RD, NORTH TONAWANDA, NY, 14304 1251
VISA® Balance Transfer
2.34%
▼
APR2.34%
UpdatedMay 6, 2026
Details
No additional details provided.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
90 Riverside St, York, ME, 04106 3292
Visa Platinum
2.49%
▼
APR2.49%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 Billing Cycles; Regular APR: As Low As; 11.49%
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
90 Riverside St, York, ME, 04106 3292
Visa Signature®
2.49%
▼
APR2.49%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 Billing Cycles; Regular APR: As Low As; 13.75%
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
793 Hase Road Bldg 416, Statesboro, GA, 31409
Visa Credit Cards
2.50%
▼
APR2.50%
UpdatedMay 7, 2026
Details
Intro rate expires: 12 billing cycles; Regular APR: null
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Visa Platinum
2.90%
▼
APR2.90%
UpdatedApril 19, 2026
Details
Intro rate expires: 12 months; Regular APR: 9.9% - 19.9%
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
807 9th St SE, Waukee, WI, 61036 8104
Platinum Visa
2.90%
▼
APR2.90%
UpdatedApril 19, 2026
Details
Intro rate expires: 6 mos.; Regular APR: 12.50% - 19.50%
Teaneck Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.93%
100 ELIZABETH AVE, TEANECK, NJ, 07666
Visa Credit Cards
2.90%
▼
APR2.90%
UpdatedMay 6, 2026
Details
Intro rate expires: 6 months; Regular APR: N/A
Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
522 ADAMS ST, HOBOKEN, NJ, 07030 2002
VISA Platinum
2.90%
▼
APR2.90%
UpdatedMay 6, 2026
Details
Intro rate expires: 6mo; Regular APR: 9.90% - 18.0%
Traverse Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3797 Veterans Dr, Traverse City, MI, 49684 4516
VISA Classic
2.90%
▼
APR2.90%
UpdatedMay 6, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 14.90%. APR *This APR will vary with the market based on the Prime Rate.
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
740 W Hamilton St Ste 300, Whitehall, PA, 18104 3214
Credit Card
2.90%
▼
APR2.90%
UpdatedMay 6, 2026
Details
Same Low Rate for Purchases, Balance Transfers and Cash Advances; No Fee for Balance Transfers or Cash Advances
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77713
Visa Platinum Rewards
2.90%
▼
APR2.90%
UpdatedMay 6, 2026
Details
As Low As; Intro rate expires: 6 months; See Credit Card Addendum
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77713
Visa Platinum Rewards Secured
2.90%
▼
APR2.90%
UpdatedMay 6, 2026
Details
As Low As; Intro rate expires: 6 months; See Credit Card Addendum
Your Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
110 John Muir Dr, Amherst, PA, 16602
Visa Card
2.90%
▼
APR2.90%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 months; Regular APR: 9.90%
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
849 Chesterfield HWY, Hartsville, SC, 29550 4136
SPC's Mastercard
2.90%
▼
APR2.90%
UpdatedMay 10, 2026
Details
Intro rate expires: 12 months; Regular APR: 9.90%
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
95 Linden St Ste 12, Wilmington, HI, 96817 5388
Platinum CARGO Rewards Visa
2.95%
▼
APR2.95%
UpdatedMay 10, 2026
Details
Intro rate expires: 12 Months; Regular APR: 11.45% - 17.95%
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
95 Linden St Ste 12, Wilmington, HI, 96817 5388
Platinum Visa Credit Card
2.95%
▼
APR2.95%
UpdatedMay 10, 2026
Details
Intro rate expires: 12 Months; Regular APR: 9.95% - 15.95%
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Business Visa Balance Transfer
2.99%
▼
APR2.99%
UpdatedApril 19, 2026
Details
Intro rate expires: 12 months; Regular APR: 12.40%-21.00% variable APR+
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
59 Field St, Torrington, CT, 06790
Platinum Visa Credit Cards
2.99%
▼
APR2.99%
UpdatedApril 19, 2026
Details
Intro rate expires: 6 months; Regular APR: 9.99%
TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
6211 Middlebrook Pike, Seymour, TN, 37909
VISA Platinum
2.99%
▼
APR2.99%
UpdatedApril 19, 2026
Details
Intro rate expires: 12 billing cycles from card open date; Regular APR: 10.9%; Balance transfer rate of 2.99% for 12 billing cycles from date of transfer. Fixed rate ARP.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa® with Cash Back Rewards
2.99%
▼
APR2.99%
UpdatedMay 2, 2026
Details
Introductory APR for 6 months from account opening; Regular APR: 13.50% - 24.00% depending on your creditworthiness.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa® with Rewards
2.99%
▼
APR2.99%
UpdatedMay 2, 2026
Details
Introductory APR for 6 months from account opening; Regular APR: 13.50% - 24.00% depending on your creditworthiness.
Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
503 2nd St, Traer, IA, 50675
Visa Platinum Cashback
2.99%
▼
APR2.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 12 months; Regular APR: 11.15%
Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
3005 7th St, Muscatine, IL, 61265 5925
Credit Cards
2.99%
▼
APR2.99%
UpdatedMay 2, 2026
Details
6-Mo. Intro Balance Transfer; View Credit Cards
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa Gold
2.99%
▼
APR2.99%
UpdatedMay 2, 2026
Details
Intro rate expires: nine billing cycles; Regular APR: 13.75% - 14.75%
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
857 Route 45, Pilesgrove, NJ, 08098
Visa Balance Transfer
2.99%
▼
APR2.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 Months; Regular APR: standard APR
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH, 44212
Visa® Balance Transfer and Purchases
2.99%
▼
APR2.99%
UpdatedMay 6, 2026
Details
For the LIFE of transactions made before 7/31/26
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
830 E Main St Unit 170, Yuma, AZ, 85938
Visa® Credit Cards: Platinum, Signature, or Business
2.99%
▼
APR2.99%
UpdatedMay 6, 2026
Details
Introductory rate
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
PO BOX 1058, Ruidoso, NM, 88345 6178
OFCU Visa Platinum
2.99%
▼
APR2.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 months; Regular APR: N/A
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
PO BOX 1058, Ruidoso, NM, 88345 6178
Visa Platinum Credit Card Share Secured without Rewards
2.99%
▼
APR2.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 billing cycles; Regular APR: 14.96%
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
PO BOX 1058, Ruidoso, NM, 88345 6178
Visa Platinum Credit Card With Rewards
2.99%
▼
APR2.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 billing cycles; Regular APR: 14.96%; Installment Payments Rate 5.99%
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
PO BOX 1058, Ruidoso, NM, 88345 6178
Visa Platinum Credit Card Without Rewards
2.99%
▼
APR2.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 billing cycles; Regular APR: Base - 13.96%, Tier 1 - 16.96%, Tier 2 - 18.00%; Installment Payments Rate Base - 5.99%, Tier 1 - 7.99%, Tier 2 - 9.99%
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
501 11th St, New Kensington, PA, 15068
VISA Credit Cards
2.99%
▼
APR2.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 11.9%
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
98 Sandhill Dr, Newark, DE, 19904
Credit Card Balance Transfer
2.99%
▼
APR2.99%
UpdatedMay 7, 2026
Details
As Low As; Rates may vary from the rate shown based on your credit score. View the loan rate sheet for details.
HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Platinum Mastercard®
2.99%
▼
APR2.99%
UpdatedMay 7, 2026
Details
Intro rate expires: Introductory Transfer APR††; Regular APR: 12.90% - 17.90%
HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Platinum Rewards Mastercard®
2.99%
▼
APR2.99%
UpdatedMay 7, 2026
Details
Intro rate expires: Introductory Transfer APR††; Regular APR: 15.40% - 17.90%
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
595 Marine Dr, Warrenton, OR, 97146 7359
VISA Rewards
2.99%
▼
APR2.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 months; Regular APR: 12.40%
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
900 Caton Ave, Glen Burnie, MD, 21229
Visa Credit Card
2.99%
▼
APR2.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: As Low As; 11.75%
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE, 68601
NEFCU Platinum Rewards Card
2.99%
▼
APR2.99%
UpdatedMay 7, 2026
Details
Balance Transfer
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
4500 Intermediate Ave, York, PA, 17408 2228
Visa Platinum Credit Card
2.99%
▼
APR2.99%
UpdatedMay 7, 2026
Details
Regular APR: 11.49% to 18.00%
Cornerstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
640 Blackhawk Blvd, Sterling, IL, 61081
Credit Card Special
2.99%
▼
APR2.99%
UpdatedMay 10, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
8910 PORTAGE RD, WYOMING, MI, 49519 4185
Credit Card Balance Transfer
2.99%
▼
APR2.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 6 monthly billing cycles; Regular APR: standard rate
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
95 Jefferson Blvd, Warwick, RI, 02910 4414
Credit Card
2.99%
▼
APR2.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: Low non-variable APRs
ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Orlando, TX, 77385
VISA® Platinum Rewards Credit Card
2.99%
▼
APR2.99%
UpdatedMay 10, 2026
Details
Intro rate expires: Fixed Rate; Regular APR: 12.92%
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, VA, 22202 3781
Credit Builder
3.00%
▼
APR3.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
112 Market Place Blvd, Oak Ridge, TN, 37922
Credit Builder
3.00%
▼
APR3.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06811 4077
Unsecured
3.10%
▼
APR3.10%
UpdatedMay 6, 2026
Details
Share Rate + 3%
Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
Stony Brk Health Science Tower Level 2, Stony Brook, NY, 11901 2019
Credit Mastercard
3.39%
▼
APR3.39%
UpdatedMay 6, 2026
Details
As Low As; Intro rate expires: 12 Months; Regular APR: Prime Rate + a margin. Margin disclosed at account opening. Current Prime Rate is 6.75%. Maximum rate is 18%.
Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
Stony Brk Health Science Tower Level 2, Stony Brook, NY, 11901 2019
Island Credit Mastercard®
3.39%
▼
APR3.39%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 months on new purchases and balance transfers; Regular APR: Prime Rate + a margin. Margin disclosed at account opening. Current Prime Rate is 6.75%. Maximum rate is 18%.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Visa Signature Balance Transfer
3.90%
▼
APR3.90%
UpdatedApril 19, 2026
Details
Intro rate expires: 12 months; Regular APR: 13.40%-21.00% variable
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
701 Loyola Ave, New Orleans, LA, 70433 3279
CREDIT CARD
3.90%
▼
APR3.90%
UpdatedMay 2, 2026
Details
balance transfer for 6 months
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Shelbyville, IN, 46239
Visa Platinum
3.90%
▼
APR3.90%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 months; Regular APR: 13.65%
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Mff Building Rm # 102, West Melbourne, FL, 32955 4406
Platinum VISA®
3.90%
▼
APR3.90%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 12.90%
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Mff Building Rm # 102, West Melbourne, FL, 32955 4406
REWARDS Platinum VISA®
3.90%
▼
APR3.90%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 14.90%
MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
94 N Lhs Dr, Port Neches, TX, 77706
VISA Platinum
3.90%
▼
APR3.90%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 months; Regular APR: 12.00% - 17.99%
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Visa Credit Card
3.90%
▼
APR3.90%
UpdatedMay 6, 2026
Details
As Low As; Regular APR: 8.90%
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Visa Rewards Credit Card
3.90%
▼
APR3.90%
UpdatedMay 6, 2026
Details
As Low As; Regular APR: 10.90%
First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1584 Highway 264, Tse Bonito, NM, 87301
Mastercard Credit Card
3.99%
▼
APR3.99%
UpdatedApril 19, 2026
Details
Intro rate expires: 12 months; Regular APR: 6.99%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Platinum Visa®
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Introductory APR for 6 months from account opening; Regular APR: 11.50% - 22.00% based on creditworthiness.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Platinum Visa® with Rewards
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Introductory APR for 6 months from account opening; Regular APR: 12.50% - 23.00% based on creditworthiness.
Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA, 99205 4538
Diamond VISA
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
No additional details provided.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Classic Credit Card
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 9 months; Regular APR: The applicant's individual credit score determines the actual rate offered.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa Classic
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Intro rate expires: nine billing cycles; Regular APR: 15.90% - 22.90%
LGE Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
PROVIDENCE SQ SHPG CTR, Woodstock, GA, 30701
Visa Platinum
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 12 months; Regular APR: 15.58%
El Monte Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 91732
Visa Credit Cards
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 months; Regular APR: As low as 10.99%
El Monte Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 91732
Visa Platinum
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Intro rate expires: six (6) months; Regular APR: 8.90% - 17.90%
El Monte Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 91732
Visa Share Secured
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Intro rate expires: six (6) months; Regular APR: 10.90%
TEG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
900 Route 376, Wappingers Falls, NY, 12603
Rewards Card
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 months; Regular APR: 13.49% - 18.00%; PLUS 5,000 Bonus Points when you open a new card!
TEG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
900 Route 376, Wappingers Falls, NY, 12603
Secured Card
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 months; Regular APR: 13.49% - 18.00%
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Visa Balance Transfer
3.99%
▼
APR3.99%
UpdatedMay 6, 2026
Details
No additional details provided.
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
8200 Cleveland Ave NW, North Canton, OH, 44720 5666
Credit Card
3.99%
▼
APR3.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 months; Regular APR: Regular credit card rate.
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
8200 Cleveland Ave NW, North Canton, OH, 44720 5666
Intro Credit Card Rate
3.99%
▼
APR3.99%
UpdatedMay 6, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
8770 N State Route 66, Napoleon, OH, 50325 8616
VISA® Platinum
3.99%
▼
APR3.99%
UpdatedMay 6, 2026
Details
Regular APR: N/A
First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
7610 E Main St, Reynoldsburg, OH, 43228 3649
VISA
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32308
Visa® PROMO for 12 Months
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 12 Months
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
494 E Main St, Malone, WI, 53045 5815
Visa Balance Transfer
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Northeastern Operating Engineers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
1965 Dixwell Ave, Whitestone, NY, 11357
Visa Credit Card
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
Regular APR: 3.99%
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
Visa Platinum
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
Intro rate expires: first six months!; Regular APR: 7.99%
GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
8585 State Route 28, Utica, NY, 13501
Visa Balance Transfer
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
As Low As; Intro rate expires: 12 months; Regular APR: null
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
740 Fannin St, Woodville, TX, 77707 0001
Credit Card
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
As Low As; Intro Rate
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
740 Fannin St, Woodville, TX, 77707 0001
total REWARDS Business VISA
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
Regular APR: See credit card disclosure for rate and offer information.
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
740 Fannin St, Woodville, TX, 77707 0001
totalREWARDS VISA
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
Regular APR: See credit card disclosure for rate and offer information.
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA, 16602
VISA CLASSIC
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 12 months; Regular APR: Based on creditworthiness
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA, 16602
Visa Classic Credit Card
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
Introductory rate for 12 months to qualified customers; *Annual Percentage Rate
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA, 16602
VISA Credit Card
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 12 months
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
Heroes' VISA Classic
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 90 days; Regular APR: 11.90%
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
Heroes' VISA Platinum
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 90 days; Regular APR: 8.50%
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
VISA Classic
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 90 days; Regular APR: 12.90%
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
VISA Platinum
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 90 days; Regular APR: 9.50%
People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
5397 W Michigan Ave, Ypsilanti, MI, 48197 4900
Credit Cards
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
As Low As
People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
5397 W Michigan Ave, Ypsilanti, MI, 48197 4900
Visa Rewards Driven Credit Card
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
Intro rate expires: First 6 Months; Regular APR: 12.75%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
955 Harpersville Rd, Yorktown, VA, 23707
Credit Card
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
Intro rate expires: 12 months; Regular APR: 11.49%-18.00%
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
111 E Randolph St, Wausau, WI, 54401
Credit Cards
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
As Low As
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
The Greater Allen Cathedral of New York, Yonkers, NY, 33126 2035
Credit Card balance transfer
4.00%
▼
APR4.00%
UpdatedMay 6, 2026
Details
Intro rate expires: 6 months
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
8195 Dexter Rd, Moon Township, TX, 90245
Premier Visa Credit Card
4.00%
▼
APR4.00%
UpdatedMay 7, 2026
Details
As Low As; Prime + 4.00% APR
Upward Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
510 Veterans Blvd Ste B, Redwood City, CA, 94063
Credit Builder
4.24%
▼
APR4.24%
UpdatedApril 19, 2026
Details
$500 - $1,500
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
567 S State St, Johns Creek, MS, 39201
VISA (share-secured)
4.25%
▼
APR4.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Haverhill Fire Department Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
75 Kenoza Ave, Merrimac, NY, 14228 1148
Share Secured/Credit Building
4.49%
▼
APR4.49%
UpdatedApril 19, 2026
Details
No additional details provided.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14900 Sweitzer Ln Ste 104, Laurel, MD, 20769
Introductory Rate Visa® Platinum
4.49%
▼
APR4.49%
UpdatedMay 7, 2026
Details
Regular APR: 12.65% - 18.00%
Forrit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
2985 SE 75th Ave, Portland, OR, 97233 5319
Credit Builder
4.50%
▼
APR4.50%
UpdatedApril 19, 2026
Details
No additional details provided.
Dakota Star Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
3122 W SAINT LOUIS ST, RAPID CITY, SD, 57702 2354
Overdraft Protection (Unsecured Line of Credit)
4.50%
▼
APR4.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Sharesecured
4.50%
▼
APR4.50%
UpdatedMay 7, 2026
Details
No additional details provided.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
7201 S Broadway, Littleton, CO, 80122 2076
Credit Builder
4.90%
▼
APR4.90%
UpdatedApril 19, 2026
Details
No additional details provided.
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
4301 Barnett Rd, Wichita Falls, TX, 76310
Credit Card
4.90%
▼
APR4.90%
UpdatedMay 6, 2026
Details
Intro rate expires: 12 Months; Regular APR: Subject to Approval
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
8530 Fern Ave, Wake Village, TX, 75672
Visa® Platinum
4.90%
▼
APR4.90%
UpdatedMay 6, 2026
Details
Intro rate expires: 6 month; Regular APR: 9.65%
Tippecanoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
3450 south st, lafayette, IN, 47905
Visa Platinum Card
4.90%
▼
APR4.90%
UpdatedMay 6, 2026
Details
Intro rate expires: one-year; Regular APR: 8.9%
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
811 NW 25th St, Topeka, KS, 67502
ENVISTABLACK Credit Card
4.90%
▼
APR4.90%
UpdatedMay 10, 2026
Details
Intro rate expires: 12 billing cycles; Regular APR: 12.00% to 16.25%
Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
925 14th Ave E, West Fargo, ND, 58784
Visa Classic Student®
4.90%
▼
APR4.90%
UpdatedMay 10, 2026
Details
No additional details provided.
United Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7600 MIDLAND RD, SAGINAW, MI, 48722 9566
U Deserve Platinum Credit Card
4.90%
▼
APR4.90%
UpdatedMay 10, 2026
Details
Intro rate expires: Platinum & Platinum Rewards!; Regular APR: 4.90%
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
6171 NW 183rd St, Pinecrest, FL, 33156 5958
Visa Gold Card
4.90%
▼
APR4.90%
UpdatedMay 10, 2026
Details
Intro rate expires: 6 months; Regular APR: 12.90%
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME, 04240 5721
Visa Credit Card Balance Transfer
4.95%
▼
APR4.95%
UpdatedMay 6, 2026
Details
Regular APR: 9.90%
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Business Visa Rewards Balance Transfer
4.99%
▼
APR4.99%
UpdatedApril 19, 2026
Details
Intro rate expires: 12 months; Regular APR: 14.40%-21.00% variable APR+
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2745 10 Mile Rd NE Ste H, Walker, MI, 49544 1830
Visa Balance Transfer
4.99%
▼
APR4.99%
UpdatedMay 2, 2026
Details
As Low As; (for 12 months) (After that, your fixed rate will be 7.99% - 14.99%.)
Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
5329 Sunrise Blvd, Sacramento, CA, 95827 2508
Low Interest Credit Card
4.99%
▼
APR4.99%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 months; Regular APR: 13.99% - 36.00%
First New York Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
818 Central Ave, Troy, NY, 12866 5506
Visa® Credit Card
4.99%
▼
APR4.99%
UpdatedMay 6, 2026
Details
Promotional APR
First New York Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
818 Central Ave, Troy, NY, 12866 5506
Visa® Credit Card Limit
4.99%
▼
APR4.99%
UpdatedMay 6, 2026
Details
$5,000 - $30,000; As Low As; Intro rate expires: 90 days; Regular APR: Prime Rate plus a margin. The APR will not exceed the ceiling, or highest APR of 18.00%.
First New York Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
818 Central Ave, Troy, NY, 12866 5506
Visa® Credit Card Secured
4.99%
▼
APR4.99%
UpdatedMay 6, 2026
Details
As Low As; Intro rate expires: 90 days; Regular APR: Prime Rate plus a margin. The APR will not exceed the ceiling, or highest APR of 18.00%.
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
9040 Benson Ave, Rapid City, TN, 91763
VISA Balance Transfer
4.99%
▼
APR4.99%
UpdatedMay 6, 2026
Details
Intro rate expires: May 25
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
One Space Park Dr Bldg R6, St Augustine, VA, 93550 7610
Low Rate Visa Card or Mastercard
4.99%
▼
APR4.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 months; Regular APR: null
Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
4817 S Morey Rd, Lake City, MI, 49651 9018
Secured VISA
5.00%
▼
APR5.00%
UpdatedApril 19, 2026
Details
No additional details provided.
Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
4817 S Morey Rd, Lake City, MI, 49651 9018
Share Secured VISA
5.00%
▼
APR5.00%
UpdatedApril 19, 2026
Details
As Low As
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
905 29th Ave SW, Salem, OR, 97702 2154
Savings Secured/Credit Builder
5.00%
▼
APR5.00%
UpdatedMay 2, 2026
Details
No additional details provided.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Visa Platinum Secured
5.00%
▼
APR5.00%
UpdatedMay 6, 2026
Details
Secured Visa secured by Credit Union shares.
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
2991 Cape Horn Rd, York, PA, 17403 4630
Credit Builder/Rebuilder
5.00%
▼
APR5.00%
UpdatedMay 7, 2026
Details
No additional details provided.
Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
125 E Jefferson St, Syracuse, NY, 13202
Credit Builder
5.00%
▼
APR5.00%
UpdatedMay 7, 2026
Details
As Low As
Border Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
600 E Gibbs St, Eagle Pass, TX, 78852 4477
VISA® Platinum Card
5.00%
▼
APR5.00%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 months; Regular APR: 9.00%
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
W7007 Parkview Dr Ste E, Sturgeon Bay, WI, 54956
Credit Builder
5.00%
▼
APR5.00%
UpdatedMay 10, 2026
Details
No additional details provided.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Seabrook, TX, 77586
Credit Cards
5.14%
▼
APR5.14%
UpdatedMay 6, 2026
Details
As Low As; Regular APR: 17.99%
People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
5397 W Michigan Ave, Ypsilanti, MI, 48197 4900
Visa Rewards Driven Share Secured Credit Card
5.25%
▼
APR5.25%
UpdatedMay 10, 2026
Details
Regular APR: 5.25%
Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
407 2nd Ave S, Fort Dodge, IA, 50501
Unsecured
5.60%
▼
APR5.60%
UpdatedMay 2, 2026
Details
No additional details provided.
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Unsecured
5.74%
▼
APR5.74%
UpdatedMay 10, 2026
Details
Installation-Up to 18 Months
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A
5.75%
▼
APR5.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81226 1430
Second Chance/Credit Builder Program
5.80%
▼
APR5.80%
UpdatedMay 6, 2026
Details
As Low As; Fixed Interest rates as low as 5.80% APR
Midstate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
217 Roosevelt Ave, Linden, NJ, 07201
Credit Cards
5.90%
▼
APR5.90%
UpdatedMay 6, 2026
Details
No additional details provided.
Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1400 Franklin St, Houston, TX, 77002 2147
Credit Cards
5.90%
▼
APR5.90%
UpdatedMay 6, 2026
Details
As Low As
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2105 W Grande Blvd, Tyler, TX, 75703 0551
Credit Card
5.90%
▼
APR5.90%
UpdatedMay 7, 2026
Details
As Low As; Regular APR: 11.75%
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
7730 COTTAGE HILL RD, SARALAND, AL, 36695
Share Secured VISA
5.90%
▼
APR5.90%
UpdatedMay 10, 2026
Details
No additional details provided.
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Mastercard
5.95%
▼
APR5.95%
UpdatedMay 2, 2026
Details
APR* as low as; No Balance Transfer Fee
Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
3815 W Jefferson Ave, Ecorse, MI, 48229 1701
Mastercard® credit card Platinum
5.99%
▼
APR5.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 11.90% APR or 13.90% APR
Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
3815 W Jefferson Ave, Ecorse, MI, 48229 1701
Mastercard® credit card Platinum Preferred
5.99%
▼
APR5.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 billing cycles; Regular APR: 11.90% APR or 13.90% APR
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
900 E Sandusky Ave, Upper Sandusky, OH, 45810
EXPEDITION CREDIT CARD
5.99%
▼
APR5.99%
UpdatedMay 7, 2026
Details
As Low As; RATES AS LOW AS 5.99%
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
3404 Old Forest Rd, Madison Heights, VA, 24572 2447
Visa
5.99%
▼
APR5.99%
UpdatedMay 7, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
3404 Old Forest Rd, Madison Heights, VA, 24572 2447
Visa Secured
5.99%
▼
APR5.99%
UpdatedMay 7, 2026
Details
No additional details provided.
Vibe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
968 N Lapeer Rd, West Bloomfield, MI, 48377 2509
Credit Builder
5.99%
▼
APR5.99%
UpdatedMay 10, 2026
Details
No additional details provided.
Pace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
502 8th St, Huntington, WV, 25701
Pace Visa
6.00%
▼
APR6.00%
UpdatedApril 26, 2026
Details
Reduced rate of 6% on all debts incurred prior to your active status.
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Woodland, WA, 98674 9359
Credit Builder
6.00%
▼
APR6.00%
UpdatedMay 2, 2026
Details
No additional details provided.
GR Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
17010 Croswell St, Wyoming, MI, 49509 9542
Classic Credit Card Rate
6.00%
▼
APR6.00%
UpdatedMay 2, 2026
Details
Regular APR: 14.65%
GR Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
17010 Croswell St, Wyoming, MI, 49509 9542
Gold Credit Card Rate
6.00%
▼
APR6.00%
UpdatedMay 2, 2026
Details
Regular APR: 10.65%
Latino Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
8601 University City Blvd, Winston Salem, NC, 28303
Credit Builder
6.00%
▼
APR6.00%
UpdatedMay 2, 2026
Details
No additional details provided.
Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
524 N Pearl St, Cedarville, NJ, 08311 2542
Visa Credit Cards
6.00%
▼
APR6.00%
UpdatedMay 6, 2026
Details
As Low As
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
8255 Gladys Ave, Orange, TX, 77706 4004
Credit Builder
6.00%
▼
APR6.00%
UpdatedMay 6, 2026
Details
No additional details provided.
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Unsecured Financing A+
6.00%
▼
APR6.00%
UpdatedMay 7, 2026
Details
No additional details provided.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Credit Card
6.00%
▼
APR6.00%
UpdatedMay 7, 2026
Details
Army/Military
Tonawanda Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
10 Jefferson Square Ave, Batavia, NY, 14020
Rewards VISA Signature
6.00%
▼
APR6.00%
UpdatedMay 7, 2026
Details
No additional details provided.
Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
28490 Avenue Stanford Ste 120, Valencia, CA, 91773
Share Secured VISA®
6.00%
▼
APR6.00%
UpdatedMay 7, 2026
Details
No additional details provided.
Border Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
600 E Gibbs St, Eagle Pass, TX, 78852 4477
VISA® Gold Credit Card
6.00%
▼
APR6.00%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 months; Regular APR: 11.00%
Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR, 72204 4940
Visa Credit Card
6.00%
▼
APR6.00%
UpdatedMay 7, 2026
Details
As Low As; Regular APR: 6.00% - 11.50%
LOC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
6246 Chase Rd, Howell, MI, 48843 8510
Share Secured VISA
6.00%
▼
APR6.00%
UpdatedMay 10, 2026
Details
As Low As
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Unsecured
6.24%
▼
APR6.24%
UpdatedMay 10, 2026
Details
120 months
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A
6.25%
▼
APR6.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81226 1430
Second Chance/Credit Builder Program
6.30%
▼
APR6.30%
UpdatedMay 6, 2026
Details
As Low As; Interest you'll pay $32.52
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, Torrance, CA, 90502 1306
Credit Cards
6.49%
▼
APR6.49%
UpdatedMay 6, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, Torrance, CA, 90502 1306
Platinum VISA
6.49%
▼
APR6.49%
UpdatedMay 6, 2026
Details
Intro rate expires: 7/1/2027
4Front Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
TBA Career Tech Center, Zeeland, MI, 49783
Business Credit Mastercard
6.50%
▼
APR6.50%
UpdatedMay 2, 2026
Details
As Low As; Prime +
Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
8980 STATE HIGHWAY 35 N, Van Vleck, TX, 77482
Unsecured
6.50%
▼
APR6.50%
UpdatedMay 7, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
8195 Dexter Rd, Moon Township, TX, 90245
Visa Classic Secured Credit Card
6.50%
▼
APR6.50%
UpdatedMay 7, 2026
Details
No additional details provided.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
6.50%
▼
APR6.50%
UpdatedMay 7, 2026
Details
Up to 12 Months
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Rogersville, VA, 37857
Secured Visa Platinum Credit Card
6.50%
▼
APR6.50%
UpdatedMay 7, 2026
Details
(fixed rate)
Dillards Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1600 CANTRELL RD, Little Rock, AR, 72201 1110
Credit Card
6.69%
▼
APR6.69%
UpdatedMay 7, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
851 Van Ness Ave, San Francisco, CA, 94132 1623
Credit Cards
6.70%
▼
APR6.70%
UpdatedMay 7, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
851 Van Ness Ave, San Francisco, CA, 94132 1623
VISA® Platinum
6.70%
▼
APR6.70%
UpdatedMay 7, 2026
Details
As Low As; Regular APR: 6.70% - 17.99%
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Unsecured
6.74%
▼
APR6.74%
UpdatedMay 10, 2026
Details
180 months
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Wyomissing, PA, 19610
Share Secured Visa Power CardTM
6.75%
▼
APR6.75%
UpdatedApril 19, 2026
Details
No additional details provided.
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Personal Unsecured 24 Months
6.75%
▼
APR6.75%
UpdatedMay 2, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
3422 Emmorton Rd, Bel Air, MD, 21014 3249
Secured Card
6.75%
▼
APR6.75%
UpdatedMay 2, 2026
Details
No additional details provided.
Space Age Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
3033 S Parker Rd Ste 800, Golden, CO, 80401
Visa Platinum
6.75%
▼
APR6.75%
UpdatedMay 2, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A New
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ New
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Hornell, NY, 85286 6701
Unsecured
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
8213 Hoadley Rd, Pikesville, MD, 21208 6329
Educator Visa2,3
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Credit Cards
6.75%
▼
APR6.75%
UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Prime Lock
6.75%
▼
APR6.75%
UpdatedMay 7, 2026
Details
As Low As
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Seabrook, TX, 77586
Credit Cards
6.85%
▼
APR6.85%
UpdatedMay 6, 2026
Details
As Low As; Regular APR: 17.99%
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
30400 Telegraph Rd Ste 122, Bingham Farms, MI, 48025
VISA Card
6.87%
▼
APR6.87%
UpdatedMay 7, 2026
Details
As Low As
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
30400 Telegraph Rd Ste 122, Bingham Farms, MI, 48025
Visa Platinum
6.87%
▼
APR6.87%
UpdatedMay 7, 2026
Details
APR
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
PO Box 555, Rocky Ford, CO, 81067
Visa Credit Card
6.90%
▼
APR6.90%
UpdatedApril 19, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
90 Universal City Plz, Universal City, CA, 91608 1002
Credit Cards
6.90%
▼
APR6.90%
UpdatedApril 19, 2026
Details
No additional details provided.
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Salem, IL, 62881 3804
VISA Credit Cards
6.90%
▼
APR6.90%
UpdatedApril 19, 2026
Details
As Low As
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Visa Secured Credit Card
6.90%
▼
APR6.90%
UpdatedApril 19, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, Zuni, NM, 88130 6242
Mastercard® Gold
6.90%
▼
APR6.90%
UpdatedMay 2, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH, 46280 1396
Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 months; Regular APR: based on their score at application
Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
966 FM 105, Spurger, TX, 77660 9264
Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 2, 2026
Details
No additional details provided.
Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
8603 University Ave, Odessa, TX, 79766
MasterCard Platinum
6.90%
▼
APR6.90%
UpdatedMay 4, 2026
Details
No Annual Fee
Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
8603 University Ave, Odessa, TX, 79766
VISA Platinum
6.90%
▼
APR6.90%
UpdatedMay 4, 2026
Details
No Annual Fee
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
5811 Red Arrow Hwy, Stevensville, MI, 49127 1142
Platinum card
6.90%
▼
APR6.90%
UpdatedMay 6, 2026
Details
purchase and cash advance APR
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, Whittier, CA, 91754
Premier Low Rate Visa
6.90%
▼
APR6.90%
UpdatedMay 6, 2026
Details
No additional details provided.
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, Whittier, CA, 91754
Premier Rewards Visa
6.90%
▼
APR6.90%
UpdatedMay 6, 2026
Details
No additional details provided.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
W3803 US Highway 2 41, Stephenson, MI, 49887
Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 6, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Gladstone, MI, 49837
Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 6, 2026
Details
No additional details provided.
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8404 Mansfield Rd, Shreveport, LA, 71111 3321
Visa
6.90%
▼
APR6.90%
UpdatedMay 6, 2026
Details
Regular APR: 6.90% - 16.40%
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
702 Elm St, Richmond, VA, 23860
VISA Credit Cards
6.90%
▼
APR6.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
3850 Hartzdale Dr, Camp Hill, PA, 17011 7809
Onyx Visa Credit Card
6.90%
▼
APR6.90%
UpdatedMay 7, 2026
Details
Balance Transfer APR: 6.90%
Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
3850 Hartzdale Dr, Camp Hill, PA, 17011 7809
Visa Balance Transfer
6.90%
▼
APR6.90%
UpdatedMay 7, 2026
Details
As Low As
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
34 Licking View Dr, Newark, OH, 43056
Visa Platinum Credit Card
6.90%
▼
APR6.90%
UpdatedMay 7, 2026
Details
As Low As; Regular APR: Rate based on creditworthiness and may be higher.
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN, 46580 4401
VISA Credit Card
6.90%
▼
APR6.90%
UpdatedMay 7, 2026
Details
Regular APR: 8.9% Base(10.9%) 12.9% 15.9% 17.9%
Piedmont Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
4997 Home Rd, Winston Salem, NC, 28208
Unsecured Home Improvement
6.90%
▼
APR6.90%
UpdatedMay 10, 2026
Details
As Low As
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2130 Cunningham Dr, Hampton, VA, 23666
VISA Platinum Rewards Card
6.90%
▼
APR6.90%
UpdatedMay 10, 2026
Details
No additional details provided.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06811 4077
Unsecured
6.95%
▼
APR6.95%
UpdatedMay 6, 2026
Details
Borrow up to $5,000.00 for a term of one year.
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
6277 E Slauson Ave, New York, NY, 90064
Secured VISA®
6.95%
▼
APR6.95%
UpdatedMay 7, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
6277 E Slauson Ave, New York, NY, 90064
VISA
6.95%
▼
APR6.95%
UpdatedMay 7, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
6277 E Slauson Ave, New York, NY, 90064
VISA® Classic
6.95%
▼
APR6.95%
UpdatedMay 7, 2026
Details
As Low As
Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
815 Ridge Rd, Webster, NY, 14580 2410
Personal Unsecured
6.95%
▼
APR6.95%
UpdatedMay 7, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Visa Platinum
6.95%
▼
APR6.95%
UpdatedMay 10, 2026
Details
As Low As; $300 - $25,000
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Visa Secured
6.95%
▼
APR6.95%
UpdatedMay 10, 2026
Details
As Low As; $300 - $25,000
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
8087 N Porters Crossing, Orem, UT, 84097
Visa
6.99%
▼
APR6.99%
UpdatedApril 19, 2026
Details
No additional details provided.
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
10 Rachel Dr, Nashville, TN, 37214
SECURED VISA PLATINUM
6.99%
▼
APR6.99%
UpdatedApril 19, 2026
Details
No Annual Fee - 25 day grace period
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
92 North Ave, Winooski, VT, 05701 4743
Credit Builder
6.99%
▼
APR6.99%
UpdatedApril 19, 2026
Details
No additional details provided.
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
860 Main St, Waterboro, ME, 04087 3013
Credit Card
6.99%
▼
APR6.99%
UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Washington Strasse Bldg 7850, Wiesbaden, VA, 65205
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
UpdatedMay 4, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Miamisburg, OH, 45402 2845
Shared Secure VISA
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
No additional details provided.
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
971 WOOSTER RD W, BARBERTON, OH, 44203
Share Secured Visa® Credit Card
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
No additional details provided.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
91 1717 Fort Weaver Rd Ste B, Honolulu, HI, 96850
VISA® Platinum Credit Card
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
No annual fee, up to 25 day grace period.
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As:
RAH Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.02%
45 DIAUTO DR, RANDOLPH, MA, 02368 4501
VISA
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 Months; Regular APR: 9.99%
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA, 23860
VISA Credit Card
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA, 23860
VISA Credit Cards
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
494 E Main St, Malone, WI, 53045 5815
Visa Credit Card
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
43 High St, Wareham, MA, 02746 2126
Visa Balance Transfer Promo
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
No additional details provided.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
4 1105 Kuhio Hwy Ste A2, Lihue, HI, 96766
VISA Credit Card
6.99%
▼
APR6.99%
UpdatedMay 10, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
4 1105 Kuhio Hwy Ste A2, Lihue, HI, 96766
VISA® Gold
6.99%
▼
APR6.99%
UpdatedMay 10, 2026
Details
No additional details provided.
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
975 Central St, Waconia, MN, 56087 1133
Platinum Secured Card
7.00%
▼
APR7.00%
UpdatedMay 2, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A New
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ New
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Maui County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
69 N Market St, Wailuku, HI, 96793 1719
Visa® Platinum, Platinum Cash Rewards and Secured
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Southwest Communities Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
213 Pine St, Carnegie, PA, 15106 2438
VISA Credit Cards
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
As Low As; Rates effective as of 5/1/26 Rates subject without notice.
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
65 North St, Worcester, MA, 02152 2921
Credit Builder 60 Month
7.00%
▼
APR7.00%
UpdatedMay 7, 2026
Details
No additional details provided.
Arcade Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
Unsecured (signature)
7.00%
▼
APR7.00%
UpdatedMay 10, 2026
Details
Up to 60 months
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
7371 California Ave, Warren, OH, 44718 2552
United Way of Trumbull County Visa® Credit Card
7.17%
▼
APR7.17%
UpdatedMay 10, 2026
Details
Intro rate expires: 90 days; Regular APR: 7.17%
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
7 Frankford Ave Bldg 141, Pell City, AL, 36265
Share Secured Visa Platinum Card
7.20%
▼
APR7.20%
UpdatedMay 2, 2026
Details
As Low As; Regular APR: as low as 7.20%
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, Orange, CT, 06514 2406
E-Bike Personal UNSECURED 24 months
7.24%
▼
APR7.24%
UpdatedApril 22, 2026
Details
Rates as low as
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, Orange, CT, 06514 2406
E-Bike Personal UNSECURED 36 months
7.24%
▼
APR7.24%
UpdatedApril 22, 2026
Details
Rates as low as
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A Used
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ Used
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
520 1ST ST, Spokane, WA, 99224 7434
CFCU VISA Credit Card
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No Annual Fee
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
520 1ST ST, Spokane, WA, 99224 7434
VISA
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
May qualify for up to two times gross monthly income.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.25%
▼
APR7.25%
UpdatedMay 7, 2026
Details
Up to 24 Months
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
7 Frankford Ave Bldg 141, Pell City, AL, 36265
VISA Signature Card
7.49%
▼
APR7.49%
UpdatedMay 2, 2026
Details
As Low As
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature)
7.49%
▼
APR7.49%
UpdatedMay 6, 2026
Details
No additional details provided.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
8213 Hoadley Rd, Pikesville, MD, 21208 6329
Visa Credit Card
7.49%
▼
APR7.49%
UpdatedMay 6, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
8213 Hoadley Rd, Pikesville, MD, 21208 6329
Visa Platinum Share Secured3
7.49%
▼
APR7.49%
UpdatedMay 6, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87701
Visa Platinum
7.50%
▼
APR7.50%
UpdatedApril 19, 2026
Details
Non-variable Rate
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
6305 SW Archer Rd, Old Town, FL, 34470 4868
Credit Builder Secured
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
No additional details provided.
Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
976 Main St, Panama City Beach, FL, 32444 4620
Platinum VISA®
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
Regular APR: 7.50% - 16.75%
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Washington, VA, 63102
Visa Credit Cards
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
4473 Durham Rd, Roxboro, NC, 28306 2865
Visa Credit Cards
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
As Low As; Fixed Rate; No Annual Fee; No Cash Advance Fee; Accepted anywhere with Visa logo
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
4473 Durham Rd, Roxboro, NC, 28306 2865
Vision Visa Credit Card - Platinum
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
Fixed rate
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Wilmington, DE, 19808
Unsecured Fixed Rate/ Closed End
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
9178 Parkway E, West Point, TN, 72301 2614
Unsecured / Signature
7.50%
▼
APR7.50%
UpdatedMay 10, 2026
Details
No additional details provided.
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Platinum Visa
7.75%
▼
APR7.75%
UpdatedApril 19, 2026
Details
with credit score 650 or >
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Personal Unsecured 48 Months
7.75%
▼
APR7.75%
UpdatedMay 2, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
495 S San Antonio Rd, Sunnyvale, CA, 95123 1103
Visa Platinum
7.75%
▼
APR7.75%
UpdatedMay 2, 2026
Details
Regular APR: 7.75% - 13.75%
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Line of Credit (Variable Rate)
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Crossroads at Kapolei, Pearl City, HI, 96826
Platinum Mastercard
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
1070 E State St Ste C, Salem, OH, 44460 2200
Signature (Unsecured/Personal)
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
As Low As
Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
703 S 9th St, Weatherford, OK, 73644 6456
Visa Platinum Card
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
Regular APR: 7.75%
Kaleida Health Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
1540 Maple Rd, Williamsville, NY, 14221 3647
Unsecured k
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
$15
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
Up to 36 Months
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
650 W 5th St, Saginaw, MI, 49631 8312
Visa® Share Secured
7.75%
▼
APR7.75%
UpdatedMay 10, 2026
Details
No additional details provided.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Seabrook, TX, 77586
Credit Cards
7.89%
▼
APR7.89%
UpdatedMay 6, 2026
Details
As Low As; Regular APR: 17.99%
WesTex Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
608 W Avenue E, Pecos, TX, 79830
Credit Cards
7.90%
▼
APR7.90%
UpdatedApril 19, 2026
Details
As Low As
Dixie Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
567 Veritas St, Nashville, TN, 37211
VISA CREDIT CARD
7.90%
▼
APR7.90%
UpdatedApril 19, 2026
Details
Based on Credit Score
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Visa Classic Credit Card
7.90%
▼
APR7.90%
UpdatedApril 19, 2026
Details
As Low As
Red Oak Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
3100 McFarland Blvd, Tuscaloosa, AL, 35476
VISA Credit Card (fixed rate)
7.90%
▼
APR7.90%
UpdatedApril 19, 2026
Details
No additional details provided.
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
121 W 3rd St N, Newton, IA, 50208 3040
Credit Cards
7.90%
▼
APR7.90%
UpdatedApril 19, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Metro Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1306 VERSAILLES RD STE 140, Lexington, KY, 40507 1459
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 2, 2026
Details
As Low As
Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
600 AFG Rd, Mt Carmel, TN, 37664 3163
Visa Gold Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 2, 2026
Details
No additional details provided.
Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
2000 S Russell St, Missoula, MT, 59801 6658
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 2, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
891 KELLER PKWY STE 100, North Richland Hills, TX, 76248
VISA® Gold Credit Card
7.90%
▼
APR7.90%
UpdatedMay 2, 2026
Details
No additional details provided.
Auburn University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
9120 Eastchase Pkwy, Montgomery, AL, 36832 6330
Mastercard Platinum Credit Card
7.90%
▼
APR7.90%
UpdatedMay 2, 2026
Details
As Low As
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO, 81521
Visa Secured Credit Card
7.90%
▼
APR7.90%
UpdatedMay 2, 2026
Details
No additional details provided.
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
4595 S Muskogee Ave, Tahlequah, OK, 74464 5419
Visa Platinum
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
81 6631 Mamalahoa Hwy, Kealakekua, HI, 96755 3001
Credit Card
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
233 Vineyard St, Honolulu, HI, 96813 2446
Visa PLATINUM PLUS Credit Card
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
No additional details provided.
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
4301 Barnett Rd, Wichita Falls, TX, 76310
Platinum Mastercard
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
No additional details provided.
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
7901 E Speedway Blvd, Tucson, AZ, 85719 1534
Secured Credit Card
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
variable rate
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4005 S Mendenhall Rd, Memphis, TN, 38134
Credit Card
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
No additional details provided.
GHS Federal Credit Union
Institution Rating:
D3.2 ★Texas Ratio: 36.15%
910 Upper Front St, Norwich, NY, 13905 1337
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
4718 N Roan St, Marion, VA, 37620 6018
Platinum Preferred Visa
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
No additional details provided.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
4718 N Roan St, Marion, VA, 37620 6018
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Platinum Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Wyomissing, PA, 19610 2859
Platinum Visa® Credit Card, Non-Variable
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
Regular APR: 7.90% - 17.25%
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Wyomissing, PA, 19610 2859
Youth Platinum Visa® Credit Card
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
Regular APR: 7.90% - 17.25%
Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
820 MAIN ST, Pineville, LA, 71360 6406
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
820 MAIN ST, Pineville, LA, 71360 6406
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
820 MAIN ST, Pineville, LA, 71360 6406
VISA® Credit Card
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As; Regular APR: Fixed Interest Rate (Purchases and Cash Advances)
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
65 W LAKETON AVE, MUSKEGON, MI, 49445 1472
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
65 W LAKETON AVE, MUSKEGON, MI, 49445 1472
VISA- PLATINUM SCORECARD
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
No additional details provided.
ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
4800 S Salina St, Syracuse, NY, 13209
Rewards Card No Rewards
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As
Northern Redwood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
903 4th St, Eureka, CA, 95521 4415
Shared Secured Visa
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
As Low As; Annual Percentage Rate
Cornerstone Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
6485 S Transit Rd, North Tonawanda, NY, 14305
Credit Card
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
9622 Patriot Hwy, King George, VA, 22485 5329
Preferred Credit Card
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
9622 Patriot Hwy, King George, VA, 22485 5329
Visa Preferred
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No Annual Fee
SMW 104 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
3156 Constitution Dr, Livermore, CA, 94551 7570
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As; fixed for life
SMW 104 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
3156 Constitution Dr, Livermore, CA, 94551 7570
Visa Platinum
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No Annual Fees, No Balance Transfer Fees, No Cash Advance Fees
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
CREDIT CARDS
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
2 Ledgeview Dr, Westbrook, ME, 04457 4000
Visa
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
2 Ledgeview Dr, Westbrook, ME, 04457 4000
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Twin Rivers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
23 Phillips St, Massena, NY, 13662
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
Rate varies depending on card
UFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
72 Champlain St, Rouses Point, NY, 12979
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As; Payment: 3% of balance
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Visa Credit Card
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
Regular APR: 9.90%
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
9978 FM 3129, Texarkana, TX, 75572
Visa Secured Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Oswego County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
90 E Bridge St, Phoenix, NY, 13135
Visa® Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
14963 River Rd, La Place, LA, 70068 6413
Secured VISA®
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
5711 S Sherwood Forest Blvd, Walker, LA, 70816 6034
Visa Platinum Credit Card
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, LAWRENCE, KS, 66112
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, LAWRENCE, KS, 66112
Visa Card Options
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
Platinum APR*: Regular APR: 7.9%
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
5751 Stage Rd, Memphis, TN, 38134 4515
Mastercard® Platinum Rewards Credit Card
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
determined by credit worthiness
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
N 6747 M117, Rudyard, MI, 49868
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
As Low As
Louisiana Central Credit Union
Institution Rating:
D3.4 ★Texas Ratio: 34.41%
824 Elmwood Park Blvd, Harahan, LA, 70123 3332
VISA Classic Platinum
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
As Low As; No annual fee; No transfer fee; No surprises
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1157 Harrison Ave, harrison, OH, 45030
VISA Credit Card
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
$500-$7500; Regular APR: 7.90% - 9.90%
Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Credit Card
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
820 N Cobb St, Milledgeville, GA, 31210
Credit Cards
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
As Low As
Community South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
775 US Highway 331 S, Defuniak Springs, FL, 32435
Platinum Credit Card
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
No additional details provided.
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
214 Main St, Savanna, IL, 61074 1628
CLASSIC Credit Card
7.95%
▼
APR7.95%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 Billing Cycles; Regular APR: 11.95%
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
214 Main St, Savanna, IL, 61074 1628
GENY Credit Card
7.95%
▼
APR7.95%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 Billing Cycles; Regular APR: 7.95%
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
214 Main St, Savanna, IL, 61074 1628
PLATINUM Credit Card
7.95%
▼
APR7.95%
UpdatedMay 2, 2026
Details
Intro rate expires: 6 Billing Cycles; Regular APR: 9.95%
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Personal Unsecured
7.95%
▼
APR7.95%
UpdatedMay 7, 2026
Details
Min. $1,000.00 / Max. $10,000.00
Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
815 Ridge Rd, Webster, NY, 14580 2410
Personal Unsecured
7.95%
▼
APR7.95%
UpdatedMay 7, 2026
Details
As Low As
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, Parsippany, NJ, 19720
Visa Platinum
7.95%
▼
APR7.95%
UpdatedMay 7, 2026
Details
As Low As; *based on credit rating
Polam Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
589 N LARCHMONT BLVD, ORANGE, CA, 92865 4603
POLAM Visa Preferred
7.98%
▼
APR7.98%
UpdatedMay 7, 2026
Details
As Low As; *No Annual Fee*
Armco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 16046
VISA (Secured)
7.99%
▼
APR7.99%
UpdatedApril 19, 2026
Details
No additional details provided.
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2745 10 Mile Rd NE Ste H, Walker, MI, 49544 1830
VISA Credit Card
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
As Low As
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2745 10 Mile Rd NE Ste H, Walker, MI, 49544 1830
Visa Platinum
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
As Low As; APR*
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
9701 Marion Park Dr, Overland Park, MO, 66213 1303
Mastercard Secured
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
7.99%
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, WARREN, MI, 61008 9302
Visa Platinum
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
No additional details provided.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
51 N Barlow Road, Tawas City, MI, 49779
Visa Balance Transfer
7.99%
▼
APR7.99%
UpdatedMay 4, 2026
Details
No additional details provided.
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Miamisburg, OH, 45402 2845
VISA
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
based on credit rating
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
VISA Classic Credit Card
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
For Score A+, A, B
Pacific Crest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6450 Galpin Ln, Lakeview, OR, 97641
Visa® Credit Card
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
17314 State Highway 249 Ste 107, Houston, TX, 77064 1100
Credit Card
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
2501 S State Highway 121 BUS, Richmond, TX, 94801 3123
Personal/Unsecured
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
(Fixed)
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
9040 Benson Ave, Rapid City, TN, 91763
Corporate Elite Visa
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
No additional details provided.
Pheple Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
911 Armory Dr, youngwood, PA, 15697 1814
Student Credit Card
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
VISA Credit Cards
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
570 Tony Marchio Dr, Townsend, DE, 19734 2215
edUFCU Visa Card
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
Regular APR: 7.99% - 14.99%
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
570 Tony Marchio Dr, Townsend, DE, 19734 2215
Visa Credit Card
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
Regular APR: 7.99% - 14.99%
Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
4753 WV 152, Lavalette, WV, 25703
Unsecured
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
The County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
82 Bennett Dr, Presque Isle, ME, 04769
Credit Card
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As; Balance transfer rates as low as 7.99% APR*
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
VISA - Platinum
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
No Annual Fee, No Balance Transfer Fee, Same Low Rate on Cash Advances
Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
SUNY Oswego, Sandy, UT, 84070 6422
Unsecured
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
900 E Sandusky Ave, Upper Sandusky, OH, 45810
SHARE SECURED CREDIT CARD
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As; RATES AS LOW AS 7.99%
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Credit Card
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
680-850; Limits: $9,500
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
Visa Credit
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As
GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
8585 State Route 28, Utica, NY, 13501
GPO Visa Credit Card
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As; Low rates, no annual fee, and plenty of perks.
GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
8585 State Route 28, Utica, NY, 13501
Visa Platinum
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
4 1105 Kuhio Hwy Ste A2, Lihue, HI, 96766
VISA® Classic
7.99%
▼
APR7.99%
UpdatedMay 10, 2026
Details
No additional details provided.
Lenco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
615 W Maple Ave, Adrian, MI, 49221 4382
VISA Credit Card
7.99%
▼
APR7.99%
UpdatedMay 10, 2026
Details
As Low As
Lenco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
615 W Maple Ave, Adrian, MI, 49221 4382
VISA Platinum-As Low as 7.99%
7.99%
▼
APR7.99%
UpdatedMay 10, 2026
Details
As Low As; * No Annual Fee
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
8013 Centre Park Dr, Beaumont, TX, 78756
Platinum MasterCard
7.99%
▼
APR7.99%
UpdatedMay 10, 2026
Details
No additional details provided.
IBEW Local #146 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3390 N Woodford St, Decatur, IL, 62526
Unsecured
8.00%
▼
APR8.00%
UpdatedApril 19, 2026
Details
No additional details provided.
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Platinum Visa
8.00%
▼
APR8.00%
UpdatedApril 19, 2026
Details
with credit score 650 or >
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Platinum Visa (with credit score 650 or >)
8.00%
▼
APR8.00%
UpdatedApril 19, 2026
Details
Rate with Maximum Discount*: 7.75%
First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
VISA Credit Card
8.00%
▼
APR8.00%
UpdatedMay 2, 2026
Details
Starting at 8.00%; Minimum $25 Monthly or 3% of Balance
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
VISA Premium
8.00%
▼
APR8.00%
UpdatedMay 2, 2026
Details
To qualify for the Visa Premium account you must have an Equifax credit score of 660 or better and must have no more than 1 previous slow pay account.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
8.00%
▼
APR8.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B New
8.00%
▼
APR8.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
VISA Credit Card Platinum
8.00%
▼
APR8.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Visa Platinum Unsecured
8.00%
▼
APR8.00%
UpdatedMay 6, 2026
Details
Maximum Credit Limit is $10,000. Lower Limits may be applicable. $25.00 Annual Fee.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
90 Auto Dr, Waldorf, MD, 20678 3939
Credit Card
8.00%
▼
APR8.00%
UpdatedMay 6, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
90 Auto Dr, Waldorf, MD, 20678 3939
Platinum Credit Card
8.00%
▼
APR8.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
715 Terrace St, Muskegon, MI, 49442
Non-Rewards Visa
8.00%
▼
APR8.00%
UpdatedMay 6, 2026
Details
As Low As
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
UNSECURED
8.00%
▼
APR8.00%
UpdatedMay 6, 2026
Details
As Low As
Foothills Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
956 Mulberry St, Sweetwater, TN, 37874
Visa Credit Card
8.00%
▼
APR8.00%
UpdatedMay 7, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
22440 Main St, Woodburn, IN, 46797
MasterCard Elite
8.00%
▼
APR8.00%
UpdatedMay 7, 2026
Details
As Low As
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Unsecured Financing A
8.00%
▼
APR8.00%
UpdatedMay 7, 2026
Details
No additional details provided.
Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
904 W State St, Tomah, WI, 54660
Visa Credit Cards
8.00%
▼
APR8.00%
UpdatedMay 10, 2026
Details
As Low As
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
820 Putney Rd, Windsor, VT, 05641 4815
Visa® Credit Card
8.02%
▼
APR8.02%
UpdatedMay 2, 2026
Details
Regular APR: 11.99%-13.99%
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, Orange, CT, 06514 2406
E-Bike Personal UNSECURED 48-60 months
8.24%
▼
APR8.24%
UpdatedApril 22, 2026
Details
Rates as low as
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06811 4077
Unsecured
8.24%
▼
APR8.24%
UpdatedMay 6, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
421 N County Farm Rd, Wheaton, IL, 60187 3978
Unsecured
8.24%
▼
APR8.24%
UpdatedMay 10, 2026
Details
As Low As
Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
4817 S Morey Rd, Lake City, MI, 49651 9018
VISA
8.25%
▼
APR8.25%
UpdatedApril 19, 2026
Details
No additional details provided.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Go Green Unsecured
8.25%
▼
APR8.25%
UpdatedMay 2, 2026
Details
As Low As; $5,000 Minimum; $50,000 Maximum
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B New
8.25%
▼
APR8.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Merced School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
2121 E Childs Ave, Merced, CA, 95348 1218
Share Secured VISA
8.25%
▼
APR8.25%
UpdatedMay 6, 2026
Details
Limit based on amount pledged in member's regular share account (0001), not to exceed $20,000
Morton Lane Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
Elm and Carlton St, BUFFALO, NY, 14263 0001
Visa Credit Card
8.25%
▼
APR8.25%
UpdatedMay 7, 2026
Details
No additional details provided.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Vienna, WV, 26105
Unsecured Single Pay Note 90 day note
8.30%
▼
APR8.30%
UpdatedMay 10, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
760 Minot Ave, Monmouth, ME, 04259
Credit Builder
8.35%
▼
APR8.35%
UpdatedMay 6, 2026
Details
No additional details provided.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Visa Platinum
8.40%
▼
APR8.40%
UpdatedMay 2, 2026
Details
Regular APR: 8.40% - 9.40%
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Three Rivers, TX, 78407
Credit Cards
8.40%
▼
APR8.40%
UpdatedMay 7, 2026
Details
As Low As
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO, 80403
Unsecured
8.45%
▼
APR8.45%
UpdatedApril 19, 2026
Details
As Low As
Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
600 W Main St, Visalia, CA, 93291 6148
VISA Credit Card
8.49%
▼
APR8.49%
UpdatedApril 19, 2026
Details
As Low As
LAF Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
750 N Cedar St, Saint Johns, MI, 48917 7753
Simple Visa
8.49%
▼
APR8.49%
UpdatedMay 2, 2026
Details
As Low As
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
7 Frankford Ave Bldg 141, Pell City, AL, 36265
VISA Platinum Card
8.49%
▼
APR8.49%
UpdatedMay 2, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06811 4077
Unsecured
8.49%
▼
APR8.49%
UpdatedMay 6, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06811 4077
Unsecured Personal Line of Credit
8.49%
▼
APR8.49%
UpdatedMay 6, 2026
Details
As Low As
Empire One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
3020 Orchard Park Rd, West Seneca, NY, 14224
Visa
8.49%
▼
APR8.49%
UpdatedMay 6, 2026
Details
No additional details provided.
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured
8.49%
▼
APR8.49%
UpdatedMay 6, 2026
Details
Credit Score Ranking A & B
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
905 N Meridian ST, Winchester, IN, 47394 8102
Visa Preferred
8.49%
▼
APR8.49%
UpdatedMay 6, 2026
Details
As Low As
Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
5096 US Highway 41 S, Marquette, MI, 49855
VISA Platinum
8.49%
▼
APR8.49%
UpdatedMay 6, 2026
Details
No additional details provided.
Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
5601 E La Palma Ave, Needham, MA, 92807 2109
credit card
8.49%
▼
APR8.49%
UpdatedMay 6, 2026
Details
No additional details provided.
United Catholics Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
160 E COLLEGE ST, COVINA, CA, 91723 2104
VISA Rewards Card
8.49%
▼
APR8.49%
UpdatedMay 7, 2026
Details
As Low As
Alpena Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
710 W Miller St, Alpena, MI, 49707 1875
Unsecured
8.50%
▼
APR8.50%
UpdatedMay 2, 2026
Details
APR as low as
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Salon de Actividades Bianca Carretera #2 Km 1430, Virginia Beach, WI, 92705 5849
Unsecured Home Improvement Line of Credit
8.50%
▼
APR8.50%
UpdatedMay 2, 2026
Details
As Low As
Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
976 Main St, Panama City Beach, FL, 32444 4620
PlatinumEdge VISA® Awards
8.50%
▼
APR8.50%
UpdatedMay 2, 2026
Details
Regular APR: 8.50% - 17.75%
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
214 Main St, Savanna, IL, 61074 1628
Credit Builder
8.50%
▼
APR8.50%
UpdatedMay 2, 2026
Details
No additional details provided.
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
971 WOOSTER RD W, BARBERTON, OH, 44203
Unsecured Visa
8.50%
▼
APR8.50%
UpdatedMay 6, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
971 WOOSTER RD W, BARBERTON, OH, 44203
Unsecured Visa® Credit Card
8.50%
▼
APR8.50%
UpdatedMay 6, 2026
Details
As Low As
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B Used
8.50%
▼
APR8.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
3410 McNiel Ave, Wichita Falls, TX, 76308
MASTERCARD Standard, Gold, Platinum
8.50%
▼
APR8.50%
UpdatedMay 6, 2026
Details
Regular APR: 8.5% to 17.00%
Dakota Star Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
3122 W SAINT LOUIS ST, RAPID CITY, SD, 57702 2354
Credit Card - Visa
8.50%
▼
APR8.50%
UpdatedMay 6, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
Visa Classic Credit Card
8.50%
▼
APR8.50%
UpdatedMay 7, 2026
Details
No additional details provided.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS, 39232 8861
VISA Gold Card
8.50%
▼
APR8.50%
UpdatedMay 7, 2026
Details
No additional details provided.
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Wilmington, DE, 19808
Unsecured Line of Credit/ Overdraft Protection
8.50%
▼
APR8.50%
UpdatedMay 7, 2026
Details
As Low As
Duke University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
280 Commonwealth Dr, Greenville, SC, 29615 4813
Share Secured VISA® Credit Card
8.50%
▼
APR8.50%
UpdatedMay 7, 2026
Details
Shared Secured VISA® requires a 115% pledge of the loan amount.
First Street Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
Unsecured / Signature
8.50%
▼
APR8.50%
UpdatedMay 7, 2026
Details
As Low As
Journey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
130 W Superior St, Saint Johns, MI, 48879 1150
Credit Cards
8.50%
▼
APR8.50%
UpdatedMay 7, 2026
Details
As Low As
Journey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
130 W Superior St, Saint Johns, MI, 48879 1150
Platinum Mastercard
8.50%
▼
APR8.50%
UpdatedMay 7, 2026
Details
As Low As
Journey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
130 W Superior St, Saint Johns, MI, 48879 1150
Platinum Mastercard Secured
8.50%
▼
APR8.50%
UpdatedMay 7, 2026
Details
As Low As
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Nature 2 Bldg LL B250, Spring, TX, 77449
Unsecured Line of Credit
8.50%
▼
APR8.50%
UpdatedMay 10, 2026
Details
No additional details provided.
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, MO, 67212 3834
Visa Credit Card
8.59%
▼
APR8.59%
UpdatedApril 19, 2026
Details
No additional details provided.
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88103
VISA Credit Card
8.73%
▼
APR8.73%
UpdatedMay 6, 2026
Details
No additional details provided.
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
751 Plain St, Weymouth, MA, 02190 1157
VISA Traditional Credit Card (Variable Rate)
8.74%
▼
APR8.74%
UpdatedApril 19, 2026
Details
As Low As; APR with Auto Pay
Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
990 S Barrington Rd, Waukegan, IL, 61111 8652
Mastercard Low Rate
8.74%
▼
APR8.74%
UpdatedMay 4, 2026
Details
No additional details provided.
Community Resource Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
631 Bloomingrove Dr, Rensselaer, NY, 12144
Unsecured Home Improvement
8.74%
▼
APR8.74%
UpdatedMay 6, 2026
Details
n/a
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Advantage Secured
8.74%
▼
APR8.74%
UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Business Platinum
8.74%
▼
APR8.74%
UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Platinum Advantage
8.74%
▼
APR8.74%
UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Platinum Family
8.74%
▼
APR8.74%
UpdatedMay 7, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23456 3409
Credit Cards
8.74%
▼
APR8.74%
UpdatedMay 7, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23456 3409
Visa® Platinum
8.74%
▼
APR8.74%
UpdatedMay 7, 2026
Details
Variable*
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Unsecured
8.74%
▼
APR8.74%
UpdatedMay 10, 2026
Details
No additional details provided.
Kings Peak Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.23%
180 N 300 E, Roosevelt, UT, 84066
Credit Card
8.74%
▼
APR8.74%
UpdatedMay 10, 2026
Details
As Low As; no annual or balance transfer fee
Kings Peak Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.23%
180 N 300 E, Roosevelt, UT, 84066
MASTERCARD REWARDS
8.74%
▼
APR8.74%
UpdatedMay 10, 2026
Details
As Low As
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Wyomissing, PA, 19610
Visa® Power CardTM
8.75%
▼
APR8.75%
UpdatedApril 19, 2026
Details
No additional details provided.
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1600 Huntington Dr, Naperville, IL, 60914
Visa Platinum
8.75%
▼
APR8.75%
UpdatedMay 2, 2026
Details
No additional details provided.
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
9986 W Happy Valley Pkwy Ste 101, Surprise, AZ, 86326 5479
Business Line of Credit - Unsecured
8.75%
▼
APR8.75%
UpdatedMay 2, 2026
Details
Variable1
Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
495 S San Antonio Rd, Sunnyvale, CA, 95123 1103
Visa Platinum Rewards
8.75%
▼
APR8.75%
UpdatedMay 2, 2026
Details
Regular APR: 7.75% - 13.75%
Powered byMonitorBankRates
Credit Union Credit Card APR Trend
Daily national average APR compiled from 1,321 banks & credit unions — updated daily.
CC National Avg — National Avg APR
11.23%
▼ -0.009 vs 7 days ago
APRs fell 0.009 pts to 11.23%, down from 11.24% last week.
Averages from 2,472 APR quotes across 1,321 institutions • As of May 12, 2026
Powered by
MonitorBankRates
What Is a Credit Union Credit Card?
A credit union credit card is issued by a member-owned financial cooperative rather than a publicly traded bank. Because credit unions return earnings to members rather than shareholders, they consistently offer lower APRs, fewer fees, and more flexible underwriting than bank-issued alternatives.
Federal credit union credit card APRs are capped at 18% by the National Credit Union Administration (NCUA). Many state-chartered credit unions voluntarily maintain comparable limits. This ceiling makes credit union cards particularly valuable for cardholders who occasionally carry a balance.
Membership requirements vary by credit union. Some serve specific employers, geographic areas, or associations; others offer community membership to anyone in a state or region. MonitorBankRates displays Safety Grades and financial health metrics alongside APR data so you can evaluate the institution as well as the card offer.
Methodology & Data Sources
Direct-Sourced & Verified Rate Data: We aggregate credit union credit card APRs nationwide directly from the official websites of credit unions using our proprietary rate aggregation technology. By pulling data straight from institutions’ own digital properties and manually verifying rates daily, every APR on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems monitor thousands of credit unions across all 50 states. Because credit unions are community-based and membership eligibility varies, using the state filter is highly recommended to surface credit unions actively serving your area.
Daily Updates & Time-Stamped Accuracy: Our rate team verifies and updates credit union card APRs daily. Every product listed features its own specific “last updated” date for full transparency. Credit unions often carry lower APRs than banks due to their not-for-profit structure.
Proprietary Institution Health & Safety Grades: MonitorBankRates evaluates the financial stability of every listed credit union. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective NCUA regulatory data — including the Texas Ratio — ensuring you choose financially secure institutions.
Disclaimer: APRs shown are the ongoing purchase APR as disclosed by each credit union. Credit union membership eligibility requirements vary. Your actual approved rate depends on your creditworthiness. MonitorBankRates is not a credit card issuer and does not originate credit decisions. Last Updated: May 10, 2026
Frequently Asked Questions about Credit Union Credit Cards
Why choose a credit union credit card?
Credit unions are not-for-profit cooperatives that return earnings to members through lower rates, lower fees, and better terms. Credit union credit cards consistently rank among the lowest APR cards available nationally.
How do I join a credit union to get a card?
Membership eligibility varies. Common qualifications include living or working in a specific area, employment with a certain employer or industry, or affiliation with a civic organization. Many credit unions have expanded eligibility significantly in recent years.
Are credit union credit cards NCUA insured?
The credit union itself is insured by the NCUA up to $250,000 per depositor — the same protection as FDIC-insured banks. This applies to deposit accounts. The credit card is a line of credit, not a deposit, but it is backed by the same federally regulated institution.
Do credit union credit cards have rewards?
Many credit unions offer cash back and points rewards on their credit cards. While rewards programs may be less elaborate than major bank card programs, they often combine meaningful rewards with significantly lower APRs and fees.
Can I use a credit union card nationwide?
Yes. Credit union Visa and Mastercard credit cards are accepted everywhere those networks are accepted, which includes virtually all merchants worldwide.
Top Credit Union Credit Cards Today
- IU7 Federal Credit Union: 1.99% APR (Credit Card Balance Transfer)
- Utilities Employees Credit Union: 1.99% APR (Visa® Credit Card)
- United Savings Credit Union: 1.99% APR (Visa Credit Card)
- Governmental Employees Credit Union: 1.99% APR (Credit Card)
- Neighborhood Credit Union: 1.99% APR (Visa Personal Platinum)
Rates reflect actual verified offers. Last Updated: May 10, 2026
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