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Best Credit Union Credit Cards — March 2026

Top credit union credit cards currently available include: Neighborhood Credit UnionNeighborhood Credit Union791 W Wheatland Rd, Waxahachie, TX, 76018 2734A5.0 ★Texas Ratio: 8.73%'s Visa Personal Platinum has an APR of 1.99%, StagePoint Federal Credit UnionStagePoint Federal Credit Union3905 E Grand Ave Ste 100, Laramie, WY, 82072A+5.0 ★Texas Ratio: 1.64%'s Visa Credit Cards has an APR of 1.99%, Diamond Credit UnionDiamond Credit Union6th Avenue and Spruce St, Wyomissing, PA, 19611A+5.0 ★Texas Ratio: 1.77%'s Visa Diamond Credit Cards has an APR of 1.99%, My Credit Union Bloomington, MNMy Credit Union Bloomington, MN9550 Lyndale Ave S, Richfield, MN, 55437A5.0 ★Texas Ratio: 7.81%'s Visa Business Card has an APR of 1.99%, and My Credit Union Bloomington, MNMy Credit Union Bloomington, MN9550 Lyndale Ave S, Richfield, MN, 55437A5.0 ★Texas Ratio: 7.81%'s Visa Classic Card has an APR of 1.99%. Rates as of March 27, 2026 per MonitorBankRates.

Credit union credit cards consistently offer lower APRs than bank-issued cards because credit unions are member-owned, not-for-profit cooperatives. Accounts at NCUA-insured credit unions carry the same $250,000 federal deposit protection as FDIC-insured banks.

We display transparent financial health metrics — A–F Safety Grades, Star Ratings, and Texas Ratios — so you can choose a stable, highly-rated institution.

Rates reflect actual verified offers. Last Updated: March 27, 2026

Compare Credit Union Credit Card Rates Nationwide

State:
Source: Verified Credit Card Data by MonitorBankRates
Institution
Product
APR
Profile
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
791 W Wheatland Rd, Waxahachie, TX, 76018 2734
Visa Personal Platinum
1.99%
APR1.99%
UpdatedMarch 15, 2026
Details

intro APR3

StagePoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3905 E Grand Ave Ste 100, Laramie, WY, 82072
Visa Credit Cards
1.99%
APR1.99%
UpdatedMarch 15, 2026
Details

Intro rate expires: 12 months; Regular APR: 6.74% - 18%

Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
6th Avenue and Spruce St, Wyomissing, PA, 19611
Visa Diamond Credit Cards
1.99%
APR1.99%
UpdatedMarch 16, 2026
Details

Intro rate expires: 12 months; Regular APR: 11.40% - 18.00%

My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
9550 Lyndale Ave S, Richfield, MN, 55437
Visa Business Card
1.99%
APR1.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.99%

My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
9550 Lyndale Ave S, Richfield, MN, 55437
Visa Classic Card
1.99%
APR1.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.99%

My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
9550 Lyndale Ave S, Richfield, MN, 55437
Visa Platinum Card
1.99%
APR1.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.90%

My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
9550 Lyndale Ave S, Richfield, MN, 55437
Visa Signature Card
1.99%
APR1.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: 10.99%

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
553 E Main St, Winner, SD, 57745
Credit Card
1.99%
APR1.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 months

San Mateo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
575 Middlefield Rd, South San Francisco, CA, 94402 3098
Credit Cards
1.99%
APR1.99%
UpdatedMarch 21, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32839 8628
Visa Xtreme REWARDS Credit Card
1.99%
APR1.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 15.24% - 17.25%

Painesville Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
280 N Saint Clair St, Painesville, OH, 44077
Visa
1.99%
APR1.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 months; Regular APR: standard APR applicable on your account

Power Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
8850 W Oakland Park Blvd, Sunrise, FL, 33484 8153
Visa Platinum Credit Card
1.99%
APR1.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 months; Regular APR: 11.49% - 18.00%

Power Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
8850 W Oakland Park Blvd, Sunrise, FL, 33484 8153
Visa® Platinum Card
1.99%
APR1.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 11.49% - 18.00%

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa Platinum
1.99%
APR1.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: nine billing cycles; Regular APR: 12.90%

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa® Platinum
1.99%
APR1.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 9 months; Regular APR: As low as 12.90%

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5403 Deep Lake Rd, Wells, TX, 92835 1039
VISA Rewards Credit Card
1.99%
APR1.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: Please review your card agreement and welcome letter for complete APR details.

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
400 W Pike Ave, Roundup, WY, 82414
Platinum REWARDS Visa®
1.99%
APR1.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.49%

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
400 W Pike Ave, Roundup, WY, 82414
Platinum Visa®
1.99%
APR1.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6 months; Regular APR: 11.49%

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
400 W Pike Ave, Roundup, WY, 82414
Platinum Visa® Credit Cards
1.99%
APR1.99%
UpdatedMarch 22, 2026
Details

Regular APR: 11.49%

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
400 W Pike Ave, Roundup, WY, 82414
Platinum Visa® REWARDS Credit Cards
1.99%
APR1.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: Promo APR**; Regular APR: 13.49%

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Wyomissing, PA, 19610
Visa Balance Transfer - New Cardholders
1.99%
APR1.99%
UpdatedMarch 24, 2026
Details

12 Month Intro Rate - Variable rates thereafter

West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
989 Beaver Grade Rd, Moon Twp, PA, 16037
Visa Platinum
1.99%
APR1.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 9.5%

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
6511 George Washington Memorial Hwy, Yorktown, VA, 23693
Business Credit Card Balance Transfer Special
1.99%
APR1.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: 12.75%-17.95%

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
6511 George Washington Memorial Hwy, Yorktown, VA, 23693
Credit Card Balance Transfer Special
1.99%
APR1.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: 11.25%-17.95%

Mutual Savings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
10 Peachtree Pl NE, Atlanta, GA, 30309
Visa® Balance Transfer Special
1.99%
APR1.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: March 31, 2026

AmeriCU Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.15%
871 Arsenal St, Yorkville, NY, 13602 5477
AmeriCONNECT Visa Card
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: 11.65%-17.99%

APCO Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
949 Main St, Tuscaloosa, MS, 39501 2910
Visa Balance Transfer Special
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: March 31, 2026

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
5666 Columbia Pike, Falls Church, VA, 22311 5070
Consumer Credit Card Platinum
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: N/A

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
5666 Columbia Pike, Falls Church, VA, 22311 5070
Consumer Credit Card Signature
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: N/A

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
994 W Dillon Rd Ste 300, Wheat Ridge, CO, 81520 7676
Bellco Credit Card
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 13.00% - 21%

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
994 W Dillon Rd Ste 300, Wheat Ridge, CO, 81520 7676
Credit Card
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 13.00% - 21%

CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
757 S Route 183, Schuylkill Haven, PA, 17972 9389
Carbon Rewards Credit Card
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; $50 if you spend $1500 or more within the first 90 days of opening their card.; Regular APR: As Low As; 14.25%

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
999 N 18th St, Washington, IA, 52641 3217
C1 Flex Rewards Card
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 14.24% APR - 24.24%

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
999 N 18th St, Washington, IA, 52641 3217
C1 Signature Rewards Card
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 12.24% APR - 20.24%

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
Fifth Street, Perry Point, MD, 21902
Platinum Mastercard®
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: first 6 billing cycles; Regular APR: 9.40%

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
900 W Lake Ave, Washington, IL, 95148 4246
CEFCU Credit Mastercard®
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 12.25% - 21.75% (Non-Rewards), 14.25% to 23.75% (Cash Back) or 13.25% to 22.75% (Rewards and World) on Purchases and Balance Transfers and 15.25% to 24.75% (Non-Rewards), 17.25% to 26.75% (Cash Back) or 16.25% to 25.75% (Rewards and World) on Cash Advances

Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
905 29th Ave SW, Salem, OR, 97702 2154
Business Rewards Card
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 14.74% - 23.25%

Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
905 29th Ave SW, Salem, OR, 97702 2154
VISA Signature Rewards
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 14.24% - 22.75%

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8870 Mentor Ave, Willoughby, OH, 44406 9270
Cash Back Reward VISA®
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: N/A; $50 bonus when $500 is spent within the first 3 months; No Balance Transfer Fee; 1.5% Cash Back on all purchases; No Annual Fee

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8870 Mentor Ave, Willoughby, OH, 44406 9270
Signature Rewards VISA®
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: N/A; 10,000 point bonus when $750 is spent in first 3 months; No Balance Transfer Fee; 1.5 Points per $1 spent. Points are redeemable for Merchandise, Cash, and Travel; Access to VISA Concierge and VISA Signature Benefits; Use CUrewards.com to redeem points; $49 Annual Fee

El Monte Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 91732
Credit Card Balance Transfer
1.99%
APR1.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: standard APR applicable to your account

Gain Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1800 W Magnolia Blvd, San Fernando, CA, 91506 1726
Platinum Rewards Mastercard
1.99%
APR1.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 12.25% - 17.50%

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
6126 W Layton Ave, Spokane Valley, WI, 99212 2444
G.E.C.U. Credit Card
1.99%
APR1.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 months; Regular APR: 8.99%

Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Platinum Visa Credit Card
1.99%
APR1.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 Months; Regular APR: N/A

Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
805 Patriot Dr Ste A, Willoughby, OH, 44135
Great Rate Visa Credit Card
1.99%
APR1.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 60 days; Regular APR: Starts at 1.99%

First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
501 Gardner Rd, Wellsboro, PA, 16933 9586
VISA BALANCE TRANSFER
1.99%
APR1.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 months

Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
William J Hughes Technical Ctr, Rio Grande, NJ, 08405
Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; no annual or balance transfer fees

Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
William J Hughes Technical Ctr, Rio Grande, NJ, 08405
Jersey Shore Mastercard
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 Months

Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
William J Hughes Technical Ctr, Rio Grande, NJ, 08405
Platinum Mastercard Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 Months; Regular APR: 11.49% - 18.00%

Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
William J Hughes Technical Ctr, Rio Grande, NJ, 08405
Secured Mastercard Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 Months; Regular APR: 15.15%

Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
5201 Alpha Commons Dr, Baltimore, MD, 21224 5732
Rewards Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: As low as Prime + 10.5%**

Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
4502 27th St Ste K, Moline, IL, 61265
VISA Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: null

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
975 Tech Dr, Ruston, LA, 71463 3539
Prime Plus Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: 11.75% - 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
975 Tech Dr, Ruston, LA, 71463 3539
Rewards Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: 13.75% - 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
663 W Highway 60, Orofino, WA, 99403
Visa Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Special introductory low-interest balance transfer offer

LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
808 Washington Ave, Alamogordo, NM, 88310 5166
Visa
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.90%

Marshland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
621 Palisade Dr, Nahunta, GA, 31553
Marshland Visa® Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: October 31, 2026; Regular APR: 9.9%

Marshland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
621 Palisade Dr, Nahunta, GA, 31553
Personal Credit Card
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: October 31, 2026; Regular APR: 9.90%

Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
250 MURPHY RD, Hartford, CT, 06114
Visa Credit Cards
1.99%
APR1.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
9601 California City Blvd, Tehachapi, CA, 93561 2502
Credit Builder
2.00%
APR2.00%
UpdatedMarch 16, 2026
Details

$2,000 maximum

Catholic Vantage Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
8817 N SHELDON RD, PLYMOUTH, MI, 48170 4059
Business Credit Card
2.00%
APR2.00%
UpdatedMarch 20, 2026
Details

Cashback On Purchases

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
9917 NE Cascades Pkwy Ste PD 2B, Vancouver, WA, 98683 9510
Cash Back Rewards Credit Card
2.00%
APR2.00%
UpdatedMarch 22, 2026
Details

No additional details provided.

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
900 Brentwood Rd NE, Washington, PA, 20706 4321
Visa Signature® Cash Back Credit Card
2.00%
APR2.00%
UpdatedMarch 26, 2026
Details

No Annual Fee; No Balance Transfer Fee; No Cash Advance Fee

SERVU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
9823 Science Center Dr, Penn Yan, NY, 14870 1006
Visa Credit Cards
2.49%
APR2.49%
UpdatedMarch 21, 2026
Details

Intro rate expires: Promotional Visa Balance Transfer Rate; Regular APR: 11.99%

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
90 Riverside St, York, ME, 04106 3292
Visa Platinum
2.49%
APR2.49%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 Billing Cycles; Regular APR: As Low As; 11.49%

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
90 Riverside St, York, ME, 04106 3292
Visa Signature®
2.49%
APR2.49%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 Billing Cycles; Regular APR: As Low As; 13.75%

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
793 Hase Road Bldg 416, Statesboro, GA, 31409
Visa Credit Cards Balance Transfer
2.50%
APR2.50%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 billing cycles; No balance transfer fees; Consolidate your debt and lower your payments

California Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
SDSU Conrad Prebys Aztec Student Union Ste 140, Temecula, CA, 92592 6801
Platinum Mastercard® Credit Card Disclosure Summary
2.88%
APR2.88%
UpdatedMarch 25, 2026
Details

Intro rate expires: 365 days; Regular APR: 11.63% to 15.63%

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77713
Visa Platinum Rewards
2.90%
APR2.90%
UpdatedMarch 15, 2026
Details

As Low As; Intro rate expires: 6 months

Traverse Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3797 Veterans Dr, Traverse City, MI, 49684 4516
Classic VISA
2.90%
APR2.90%
UpdatedMarch 15, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: As Low As; 9.65%

Traverse Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3797 Veterans Dr, Traverse City, MI, 49684 4516
VISA Classic
2.90%
APR2.90%
UpdatedMarch 15, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 14.90%. APR *This APR will vary with the market based on the Prime Rate.

Red River Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
901 N First Street, LAWTON, OK, 73523
Visa Platinum Credit Card
2.90%
APR2.90%
UpdatedMarch 21, 2026
Details

NO Balance Transfer FEES!!!

MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Visa Platinum
2.90%
APR2.90%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 months; Regular APR: 9.9% - 19.9%

Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
7290 Highway 45 Alt N, West Point, MS, 39773 9445
Credit Cards
2.90%
APR2.90%
UpdatedMarch 22, 2026
Details

Intro rate expires: the first year; Regular APR: As Low As; 6.9%

Your Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
110 John Muir Dr, Amherst, PA, 16602
Visa Card
2.90%
APR2.90%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.90%

Teaneck Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.93%
100 ELIZABETH AVE, TEANECK, NJ, 07666
Visa Credit Cards
2.90%
APR2.90%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: null

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
210 N 5th St, Roswell, NM, 88210 2000
Visa Credit Card
2.90%
APR2.90%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: Not disclosed

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1002 Camden ST, San Antonio, TX, 78215 1452
Credit Cards
2.90%
APR2.90%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: As low as 8.9%

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
807 9th St SE, Waukee, WI, 61036 8104
Platinum Visa
2.90%
APR2.90%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 mos.; Regular APR: 12.50% - 19.50%

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
522 ADAMS ST, HOBOKEN, NJ, 07030 2002
VISA Platinum
2.90%
APR2.90%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6mo; Regular APR: 9.90% - 18.0%

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
95 Linden St Ste 12, Wilmington, HI, 96817 5388
Credit Card
2.95%
APR2.95%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: N/A

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
95 Linden St Ste 12, Wilmington, HI, 96817 5388
Platinum CARGO Rewards Visa
2.95%
APR2.95%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 Months; Regular APR: 11.45% - 17.95%

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
95 Linden St Ste 12, Wilmington, HI, 96817 5388
Platinum CARGO Rewards Visa Card
2.95%
APR2.95%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: 11.45% - 17.95%

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
95 Linden St Ste 12, Wilmington, HI, 96817 5388
Platinum VISA Credit Card
2.95%
APR2.95%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: 9.95% - 15.95%

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5286 Osage Beach Pkwy, Waynesville, MO, 65583
Cash Back World Mastercard®
2.98%
APR2.98%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: N/A

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5286 Osage Beach Pkwy, Waynesville, MO, 65583
Platinum Mastercard®
2.98%
APR2.98%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: N/A

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5286 Osage Beach Pkwy, Waynesville, MO, 65583
World Mastercard®
2.98%
APR2.98%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: As low as 13.24% - 17.24%

Scott and White Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
2401 S 31st St, Temple, TX, 76508 0001
MasterCard Credit
2.99%
APR2.99%
UpdatedMarch 15, 2026
Details

Intro rate expires: 6 Month; Regular APR: Prime +1.00%*

Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
857 Route 45, Pilesgrove, NJ, 08098
Visa Balance Transfer
2.99%
APR2.99%
UpdatedMarch 16, 2026
Details

Intro rate expires: 12 Months; Regular APR: standard APR

Naheola Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
719 N Washington St, Pennington, AL, 36916
Sim·pleTM Credit Cards
2.99%
APR2.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 14.25%

Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE, 68601
NEFCU Platinum Rewards Card
2.99%
APR2.99%
UpdatedMarch 20, 2026
Details

Balance Transfer

Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE, 68601
Platinum Rewards Credit Card
2.99%
APR2.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 10.90% - 16.90%

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
59 Field St, Torrington, CT, 06790
Platinum VISA Credit Card
2.99%
APR2.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 9.99%

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
59 Field St, Torrington, CT, 06790
Platinum Visa Credit Cards
2.99%
APR2.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.99%

RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
9802 Old Baymeadows Rd, Orange Park, FL, 32256
Visa Balance Transfer Promotion
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Hurry! Offer ends March 31st - 2.99% APR* for 15 Months on balance transfers with a 1% fee

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa®with Cash Back Rewards - Purchases
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.50% - 24.00%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa®with Rewards - Purchases
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.50% - 24.00%

Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
PO BOX 1058, Ruidoso, NM, 88345 6178
Visa Platinum Credit Card With Rewards
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 14.96%

Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
PO BOX 1058, Ruidoso, NM, 88345 6178
Visa Platinum Credit Card Without Rewards
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: Base - 13.96%

PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
774 Post Rd, Wells, ME, 04090 4104
Platinum Preferred VISA®
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.9% or 13.9%

Pheple Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
911 Armory Dr, youngwood, PA, 15697 1814
Credit Card Balance Transfer
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 1 year; Regular APR: see Credit Card Disclosure for your rate

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
830 E Main St Unit 170, Yuma, AZ, 85938
Visa® Platinum
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 9 months; Regular APR: 12.74% - 17.99%

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
830 E Main St Unit 170, Yuma, AZ, 85938
Visa® Platinum Business
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 9 months; Regular APR: 12.74% - 17.99%

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
830 E Main St Unit 170, Yuma, AZ, 85938
Visa® Signature
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 9 months; Regular APR: 12.74% - 17.99%

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa Gold
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: nine billing cycles; Regular APR: 13.75% - 14.75%

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa® Gold Rewards
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 9 months; Regular APR: As low as 13.75%

Princeton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
774 Alexander Rd, Princeton, NJ, 08540 6305
PFCU VISA® Platinum Rewards Credit Card
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: First 6 Billing Cycles for Balance Transfers on NEW cards; Regular APR: 9.99%-18.00% variable

MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3710 168TH ST NE STE A108, Everett, WA, 98223 8462
Visa Platinum card
2.99%
APR2.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 months; Regular APR: reverts to your standard APR

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
6211 Middlebrook Pike, Seymour, TN, 37909
Credit Card Balance Transfers
2.99%
APR2.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: N/A

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
6211 Middlebrook Pike, Seymour, TN, 37909
VISA Platinum
2.99%
APR2.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 10.9%; Balance transfer rate of 2.99% for 12 billing cycles from date of transfer. Fixed rate ARP.

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
600 W Main St, Visalia, CA, 93291 6148
Visa Classic
2.99%
APR2.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6-Months; Regular APR: 8.49% -19.90%

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
600 W Main St, Visalia, CA, 93291 6148
Visa Credit Card Balance Transfer Special
2.99%
APR2.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6-Months; Regular APR: 8.49% -19.90%

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Credit Card
2.99%
APR2.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6 months; Regular APR: 7.99%-15.74%

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Visa Credit Card
2.99%
APR2.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6 months; Regular APR: 7.99%-15.74%

Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
595 Marine Dr, Warrenton, OR, 97146 7359
VISA Rewards
2.99%
APR2.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.40%

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
871 E Parkcenter Blvd, Twin Falls, ID, 83706
VISA Platinum
2.99%
APR2.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 180 days; Regular APR: As Low As;10.75%

Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Business Visa Balance Transfer
2.99%
APR2.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 months; Regular APR: 12.40%-21.00% variable APR+

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
681 S King St, Honolulu, HI, 96813 3016
VISA ® Platinum Cash Rewards Credit Card
2.99%
APR2.99%
UpdatedMarch 23, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.40%-18.00%

Rock Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
561 Flagg Road, Sycamore, IL, 61115
VISA Rewards Credit Card
2.99%
APR2.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: N/A

Streator Onized Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
912 N Shabbona St, Streator, IL, 61764
VISA Balance Transfers
2.99%
APR2.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 24 months; Regular APR: 11.90% - 23.90%

1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
526 N Antrim Way, Hanover, PA, 17331 5214
VISA® Credit Cards
2.99%
APR2.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 18 months; Get 2.99% APR for 18 months* when you transfer your balance to 1st Ed.

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
7305 Highway 614, Vancleave, MS, 39567 4353
Platinum Rewards MasterCard®
2.99%
APR2.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: 10.9% - 17.9%

Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
3005 7th St, Muscatine, IL, 61265 5925
Credit Cards
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

6-Mo. Intro Balance Transfer

Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
610 S Abilene St, Aurora, CO, 80012
Visa Platinum Credit Card
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 18 months; Regular APR: 9.9% - 17.9%

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, West Jordan, VA, 84780
Cash Back Credit Card
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: Varies with the market based on the Prime Rate up to 17.89%

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, West Jordan, VA, 84780
Rewards Card
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: Up to 17.89%

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
1038 N Main Ave, Erwin, TN, 37650
Visa Rewards Credit Card
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: Six Months; Regular APR: 9.90% - 12.90%; No Balance Transfer Fees; Earn Points and Cash with the ScroreCard Rewards Program; No Annual Fee; Credit Building Student Visa Credit Cards Available! (see us for details)

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
760 Hyatt St, Spartanburg, SC, 29662
VISA Credit Card
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 9.90%

ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Orlando, TX, 77385
Visa Platinum
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: Fixed Rate; Regular APR: Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.

ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Orlando, TX, 77385
Visa Platinum card
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: Fixed Rate; Regular APR: null%

ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Orlando, TX, 77385
VISA® Platinum Rewards Credit Card
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: Low 2.99% APR* Introductory Rate; Regular APR: 12.92%*

Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
7800 SW 117th Ave, Miramar, FL, 33183 3825
EdFed Rewards Visa® Credit Card
2.99%
APR2.99%
UpdatedMarch 25, 2026
Details

As Low As; Intro rate expires: 6 months; Regular APR: 13.25% - 18.00%; Get $200 Cash Back1 when you open a new EdFed Rewards Visa Credit Card and make $2,000 in purchases within 90 days of card issuance

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
9114 E US Highway 36, Westfield, IN, 46278 1938
MasterCard Credit Card A+ and A
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: Regular APR: 10.74%

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
9114 E US Highway 36, Westfield, IN, 46278 1938
MasterCard Credit Card B
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: Regular APR: 12.74%

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
9114 E US Highway 36, Westfield, IN, 46278 1938
MasterCard Credit Card C
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: Regular APR: 16.74%

TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
513 JAMES BOWIE DR, TEXARKANA, TX, 75570 2321
TEXAR Mastercard
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

As Low As

Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
7141 W Ridge Rd, Fairview, PA, 16510
Platinum MasterCard® Credit Cards
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 months; Regular APR: 8.90% - 17.90%

Expedition Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1605 Queens Dr Ste 101, Woodbury, MN, 55433
Platinum Rewards Visa
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 months; Regular APR: 13.49%; $100 Cash Back Bonus

Expedition Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1605 Queens Dr Ste 101, Woodbury, MN, 55433
Platinum Visa
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 months; Regular APR: 12.40%

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
4500 Intermediate Ave, York, PA, 17408 2228
VISA Platinum
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Introductory rates on Purchases and Balance Transfers as low as; Regular APR: Varies with the market based on the Prime Rate

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
4500 Intermediate Ave, York, PA, 17408 2228
Visa Platinum Credit Card
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Regular APR: 11.49% to 18.00%

FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
555 N Spring St Ste 130, West Covina, CA, 93551 3041
Credit Card
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 months; Credit Card Introductory Rate Offer

FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
555 N Spring St Ste 130, West Covina, CA, 93551 3041
First City Secured Visa
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 months; Regular APR: Not disclosed

FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
555 N Spring St Ste 130, West Covina, CA, 93551 3041
First City Visa
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 months; Regular APR: Not disclosed

FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
555 N Spring St Ste 130, West Covina, CA, 93551 3041
Share-Secured Visa
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 months; Regular APR: N/A

FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
555 N Spring St Ste 130, West Covina, CA, 93551 3041
Visa
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 months; Regular APR: N/A

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
900 Caton Ave, Glen Burnie, MD, 21229
Visa Credit Card
2.99%
APR2.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: As Low As; 11.75%

Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
620 Howard Ave, Martinsburg, PA, 16662
Young Adult Visa Credit Card
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

No additional details provided.

HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Platinum Mastercard®
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: Introductory Transfer APR††; Regular APR: 12.90% - 17.90%

HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Platinum Rewards Mastercard®
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: Introductory Transfer APR††; Regular APR: 15.40% - 17.90%

Holyoke Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
85 Elm St, West Springfield, MA, 01089 2704
Visa ® Platinum
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: Great low rate

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Business Platinum
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.99%

Jovia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.24%
90 Northern Blvd, Westbury, NY, 11803
Visa Advantage Credit Card
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: 11.49% - 17.99%

Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
9825 PARKWAY E, Hoover, AL, 35244 1825
VISA Platinum
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.90%

Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
9825 PARKWAY E, Hoover, AL, 35244 1825
VISA Platinum Preferred
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 8.90%

Lutheran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10733 Sunset Office Dr Ste 406, Saint Louis, MO, 63127 1024
Credit Card
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: RATE BASED ON CREDIT WORTHINESS

Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
503 2nd St, Traer, IA, 50675
Visa Platinum Cashback
2.99%
APR2.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 month; Regular APR: 11.40%

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
9500 Medical Center Dr, Washington, VA, 20906 1565
Platinum Visa ® Card
3.00%
APR3.00%
UpdatedMarch 21, 2026
Details

points per $1 spent on travel

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
9500 Medical Center Dr, Washington, VA, 20906 1565
Signature Visa ® Card
3.00%
APR3.00%
UpdatedMarch 21, 2026
Details

cash back on travel purchases

Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Credit Builder Savings Plan
3.00%
APR3.00%
UpdatedMarch 21, 2026
Details

No additional details provided.

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
112 Market Place Blvd, Oak Ridge, TN, 37922
Credit Builder
3.00%
APR3.00%
UpdatedMarch 21, 2026
Details

No additional details provided.

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
36445 Lighthouse Rd, Selbyville, MD, 21801 6845
Credit Builder
3.00%
APR3.00%
UpdatedMarch 21, 2026
Details

No additional details provided.

TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
Credit Builder
3.00%
APR3.00%
UpdatedMarch 22, 2026
Details

Funds on hold in deposit account. Great to build credit, guaranteed approval.

City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
7474 Ferguson Rd, Waxahachie, TX, 76240
Share-Secure Mastercard
3.00%
APR3.00%
UpdatedMarch 25, 2026
Details

3.00% over savings/CD dividend rate

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.88%
725 N Cherry ST, Winston Salem, NC, 27530 3648
Visa Credit Card
3.00%
APR3.00%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6-month; Regular APR: 10.5%

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, VA, 22202 3781
Credit Builder
3.00%
APR3.00%
UpdatedMarch 27, 2026
Details

No additional details provided.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
4625 N 27th Ave, Phoenix, AZ, 85017
Credit Builder
3.00%
APR3.00%
UpdatedMarch 27, 2026
Details

$500; Credit Score 725+

Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.36%
465 E Ruben Torres Blvd, Weslaco, TX, 78596
Visa Platinum Credit Card
3.25%
APR3.25%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 10.75% - 17.50%

Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
TCU MasterCard Special Balance Transfer Promotion
3.25%
APR3.25%
UpdatedMarch 24, 2026
Details

on balance transfers!

Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
Stony Brk Health Science Tower Level 2, Stony Brook, NY, 11901 2019
Credit Cards
3.39%
APR3.39%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 Months; Regular APR: 11.45%

Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
Stony Brk Health Science Tower Level 2, Stony Brook, NY, 11901 2019
Credit Mastercard
3.39%
APR3.39%
UpdatedMarch 24, 2026
Details

As Low As; Intro rate expires: 12 months; Regular APR: Prime Rate + a margin. Margin disclosed at account opening. Current Prime Rate is 6.75%. Maximum rate is 18%.

Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
Stony Brk Health Science Tower Level 2, Stony Brook, NY, 11901 2019
Island Credit Mastercard
3.39%
APR3.39%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: Prime Rate + a margin. Margin disclosed at account opening. Current Prime Rate is 6.75%. Maximum rate is 18%.

Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
Stony Brk Health Science Tower Level 2, Stony Brook, NY, 11901 2019
Island Credit Mastercard®
3.39%
APR3.39%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: Prime Rate + a margin. Margin disclosed at account opening. Current Prime Rate is 6.75%. Maximum rate is 18%.

Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
9419 S NORTHSHORE DR, OAK RIDGE, TN, 37922 2317
Mastercard Balance Transfer
3.49%
APR3.49%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 months

Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
6033 Big Play Way, Warsaw, IN, 47348
Platinum Rewards Visa
3.50%
APR3.50%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 months; Regular APR: 10.9%

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6222 Little River Tpke, Washington, VA, 24153 3851
Visa® Rewards Credit Card
3.60%
APR3.60%
UpdatedMarch 27, 2026
Details

Intro rate expires: 16 months; Regular APR: 10.90% - 17.90%

Vocal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.34%
4261 US Highway 12 E, White Sulphur Springs, MT, 59645
Vocal's Visa Credit Card
3.79%
APR3.79%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: 11.49%

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Visa Credit Card
3.90%
APR3.90%
UpdatedMarch 15, 2026
Details

As Low As; Regular APR: 8.90%

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Visa Rewards Credit Card
3.90%
APR3.90%
UpdatedMarch 15, 2026
Details

As Low As; Regular APR: 10.90%

Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
2100 K St NW, WASHINGTON, DC, 20433 0001
BEYOND VISA® SIGNATURE
3.90%
APR3.90%
UpdatedMarch 16, 2026
Details

Intro rate expires: first six (6) billing cycles; Regular APR: 10.74%-17.90%

Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
2100 K St NW, WASHINGTON, DC, 20433 0001
BOLD VISA® PLATINUM
3.90%
APR3.90%
UpdatedMarch 16, 2026
Details

Intro rate expires: first six (6) billing cycles; Regular APR: 12.40%

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Platinum VISA® Credit Cards
3.90%
APR3.90%
UpdatedMarch 16, 2026
Details

Intro rate expires: six billing cycles; Regular APR: 7.90%

Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN, 47374 4435
REAL FREEDOM REWARDS VISA
3.90%
APR3.90%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.20% - 25.00%

Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN, 47374 4435
REAL FREEDOM SIMPLE VISA
3.90%
APR3.90%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.20% - 25.00%

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
5400 N Wheeling Ave, Muncie, IN, 47304 5862
Visa® Balance Transfer
3.90%
APR3.90%
UpdatedMarch 21, 2026
Details

Non-Variable

CFCU Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
99 Sheraton Dr, Waterloo, NY, 14853 5901
Credit Card Balance Transfer
3.90%
APR3.90%
UpdatedMarch 21, 2026
Details

Credit Card Balance Transfer for balances transferred to a Beginnings Rewards card.

Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Visa Signature
3.90%
APR3.90%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 months; Regular APR: 13.40% - 21.00%

Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Visa Signature Balance Transfer
3.90%
APR3.90%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 months; Regular APR: 13.40%-21.00% variable

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Shelbyville, IN, 46239
Visa Platinum
3.90%
APR3.90%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.65%

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Shelbyville, IN, 46239
Visa® Platinum Card
3.90%
APR3.90%
UpdatedMarch 27, 2026
Details

As Low As; Intro rate expires: six month; Regular APR: 11.65%; Earn 1 point for every $1 spent. Redeemable for cash back, the CURewards Mall, or for travel.

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Mff Building Rm # 102, West Melbourne, FL, 32955 4406
Platinum VISA®
3.90%
APR3.90%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 12.90%

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Mff Building Rm # 102, West Melbourne, FL, 32955 4406
PLATINUM Visa® Credit Card
3.90%
APR3.90%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 12.90% to 17.50% (Platinum VISA ®) or 14.90% to 17.50% (REWARDS Platinum VISA®) based on your creditworthiness.

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Mff Building Rm # 102, West Melbourne, FL, 32955 4406
REWARDS Platinum VISA®
3.90%
APR3.90%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 14.90%

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Mff Building Rm # 102, West Melbourne, FL, 32955 4406
REWARDS Visa® Credit Card
3.90%
APR3.90%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 12.90% to 17.50% (Platinum VISA ®) or 14.90% to 17.50% (REWARDS Platinum VISA®) based on your creditworthiness.

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
94 N Lhs Dr, Port Neches, TX, 77706
VISA Platinum
3.90%
APR3.90%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.00% - 17.99%

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
539 Rodi Rd, Wexford, PA, 16066
Platinum Visa® Card
3.99%
APR3.99%
UpdatedMarch 16, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 12.15%

American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA, 16602
VISA CLASSIC
3.99%
APR3.99%
UpdatedMarch 16, 2026
Details

Intro rate expires: 12 months; Regular APR: Based on creditworthiness

American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA, 16602
VISA Credit Card
3.99%
APR3.99%
UpdatedMarch 16, 2026
Details

Intro rate expires: 12 months

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
777 N Main St, Wooster, OH, 48161 5532
VISA Cash Back
3.99%
APR3.99%
UpdatedMarch 16, 2026
Details

Intro rate expires: 6 months; Regular APR: 11.99%; As Low As; $50 cash bonus when $3,000 purchased in first 90 days

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
777 N Main St, Wooster, OH, 48161 5532
VISA Classic
3.99%
APR3.99%
UpdatedMarch 16, 2026
Details

Intro rate expires: 6 months; Regular APR: 7.99%; As Low As

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
777 N Main St, Wooster, OH, 48161 5532
VISA Rewards
3.99%
APR3.99%
UpdatedMarch 16, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.99%; As Low As; 5,000 point reward when $3,000 purchased in first 90 days

Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT, 59701
VISA® Card
3.99%
APR3.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.90% on purchases and 11.90% on cash advances

Northeastern Operating Engineers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
1965 Dixwell Ave, Whitestone, NY, 11357
Visa Credit Card
3.99%
APR3.99%
UpdatedMarch 20, 2026
Details

Regular APR: 3.99%

Municipal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.05%
911 Erskine St, Yonkers, NY, 11413 1459
MCU TRUE Rewards Visa®
3.99%
APR3.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 12 months; Regular APR: 15.74% to 22.74%

Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA, 99205 4538
Diamond VISA
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

No additional details provided.

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
6006 HIGHWAY 63, PASCAGOULA, MS, 39581
Credit Cards
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 Months; Regular APR: 10.99 - 17.99%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Platinum Visa® Purchases
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 11.50% - 22.00%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Platinum Visa®with Rewards - Purchases
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.50% - 23.00%

Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
Visa Platinum
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: first six months!; Regular APR: 7.99%

People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
5397 W Michigan Ave, Ypsilanti, MI, 48197 4900
Visa Rewards Driven Credit Card
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: First 6 Months; Regular APR: 12.75%

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa Classic
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: nine billing cycles; Regular APR: 15.90% - 22.90%

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6640 Via Del Oro, Sunnyvale, CA, 95119
Visa® Classic
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 9 months; Regular APR: As low as 15.90%

TEG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
900 Route 376, Wappingers Falls, NY, 12603
Rewards Card
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.49% - 18.00%; PLUS 5,000 Bonus Points when you open a new card!

TEG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
900 Route 376, Wappingers Falls, NY, 12603
Rewards Credit Card
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; 5000 bonus points when you open a new card!; Regular APR: As Low As; 13.49%

TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32308
Visa® PROMO for 12 Months
3.99%
APR3.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 Months

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
494 E Main St, Malone, WI, 53045 5815
Visa Balance Transfer
3.99%
APR3.99%
UpdatedMarch 22, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Trenton, PA, 21224
VISA® Platinum
3.99%
APR3.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 36 Months; Regular APR: As low as 9.49%

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
400 W Pike Ave, Roundup, WY, 82414
Platinum Visa® Credit Cards
3.99%
APR3.99%
UpdatedMarch 22, 2026
Details

Regular APR: 13.49%

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
400 W Pike Ave, Roundup, WY, 82414
Platinum Visa® REWARDS Credit Cards
3.99%
APR3.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: Promo APR**; Regular APR: 15.49%

ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
41 Wheeler Ave, Staunton, VA, 24540 5955
ValleyStar Apex Rewards Card
3.99%
APR3.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 365 days; Regular APR: 10.74%-22.24%

First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
7610 E Main St, Reynoldsburg, OH, 43228 3649
First Service Visa Credit Card
3.99%
APR3.99%
UpdatedMarch 23, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 12.24% - 17.99%

First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
8200 Cleveland Ave NW, North Canton, OH, 44720 5666
Credit Card
3.99%
APR3.99%
UpdatedMarch 23, 2026
Details

Intro rate expires: 12 months; Regular APR: Regular credit card rate.

First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
8200 Cleveland Ave NW, North Canton, OH, 44720 5666
Intro Credit Card Rate
3.99%
APR3.99%
UpdatedMarch 23, 2026
Details

As Low As

Radius Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
8766 Erie Rd, Kenmore, NY, 14217 2719
RADIUS VISA ® CREDIT CARD
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: As low as 10.90%

Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
701 promenade dr ste 105, pembroke pines, FL, 33138
Visa Platinum
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: 8.90% - 18.00%

Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
701 promenade dr ste 105, pembroke pines, FL, 33138
Visa Platinum Rewards
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.90% - 18.00%

Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
701 promenade dr ste 105, pembroke pines, FL, 33138
Visa® Platinum
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: 8.90% - 18.00%

Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
701 promenade dr ste 105, pembroke pines, FL, 33138
Visa® Platinum Rewards
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.90% - 18.00%

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Wyomissing, PA, 19610
Visa Balance Transfer - Existing Cardholders
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

12 Month Promo Rate - Variable rates thereafter

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74361
Rewards Visa
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 14.75% to 18.00%

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74361
Traditions VISA
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 11.75% to 16.75%

Willow Island Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.56%
7910 S Pleasants HWY, Saint Marys, WV, 26170 8028
Visa Credit Card
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

As Low As

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
8770 N State Route 66, Napoleon, OH, 50325 8616
VISA Platinum Credit Card
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: Six Months; Regular APR: 8.99%

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
8770 N State Route 66, Napoleon, OH, 50325 8616
VISA® Platinum
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

No additional details provided.

River Valley Credit Union Ada, MI
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7177 Headley St SE, Lowell, MI, 49331
RVCU Visa® Credit Card
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: Starting at 7.50% APR*

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
N9660 County Rd N, Oshkosh, WI, 54956
Special Intro Rate Credit Card
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: 3.99%

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
9101 Glacier Hwy, Wasilla, WY, 99801
Visa® Platinum
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: 11.15% to 17.99% Variable APR

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
9101 Glacier Hwy, Wasilla, WY, 99801
Visa® Platinum REWARDS
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: 13.15% to 17.99% Variable APR

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
9101 Glacier Hwy, Wasilla, WY, 99801
Visa® Signature
3.99%
APR3.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: 15.15% - 17.99% Variable APR

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
994 W Dillon Rd Ste 300, Wheat Ridge, CO, 81520 7676
Bellco Credit Card
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 15.00% - 21%; 15,000 Bonus Points with $500 of Purchases within 90 days of account opening.

Brightstar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
600 SE 3rd Ave, Pompano Beach, FL, 33317
Business Elite Rewards Credit Card
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12-months; Regular APR: As Low As; 13.49%

Brightstar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
600 SE 3rd Ave, Pompano Beach, FL, 33317
Educator Rewards Visa® Platinum Card
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: As Low As; 12.49%

Chrome Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
45 Griffith Ave, Washington, PA, 15317
Platinum Cash Back Credit Card
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 12.65% APR (VAR) on purchases

Chrome Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
45 Griffith Ave, Washington, PA, 15317
Platinum Low Rate Credit Card
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 months; Regular APR: 11.65% APR (VAR) on purchases

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room SW1, Washington, VA, 22124
Visa Platinum® Rate Saver
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 11.65% - 18.00%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room SW1, Washington, VA, 22124
Visa Signature® Cash Rewards
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 15.65% - 18.00%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room SW1, Washington, VA, 22124
Visa Signature® Premier Rewards
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 16.65% - 18.00%

Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
740 Fannin St, Woodville, TX, 77707 0001
total REWARDS Business VISA
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: See credit card disclosure for rate and offer information.; Regular APR: null

Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
740 Fannin St, Woodville, TX, 77707 0001
totalREWARDS VISA
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Regular APR: Rates depend on individual creditworthiness and are subject to change without notice.

El Monte Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 91732
Visa Credit Cards
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: As low as 10.99%

El Monte Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 91732
Visa Platinum
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: 8.90% to 17.90%

El Monte Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 91732
Visa Share Secured
3.99%
APR3.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: 10.90%

FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
Heroes' VISA Classic
3.99%
APR3.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 90 days; Regular APR: 11.90%

FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
Heroes' VISA Platinum
3.99%
APR3.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 90 days; Regular APR: 8.50%

FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
VISA Classic
3.99%
APR3.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 90 days; Regular APR: 12.90%

FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
56350 Van Dyke Ave, Sterling Heights, MI, 48316
VISA Platinum
3.99%
APR3.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 90 days; Regular APR: 9.50%

GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
8585 State Route 28, Utica, NY, 13501
Visa Balance Transfer
3.99%
APR3.99%
UpdatedMarch 26, 2026
Details

As Low As; Intro rate expires: 12 months; Regular APR: null

First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1584 Highway 264, Tse Bonito, NM, 87301
Mastercard Credit Card
3.99%
APR3.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 months; Regular APR: 6.99%

First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7792 Church St, Southaven, TN, 38671 9033
Credit Card
3.99%
APR3.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 months

LGE Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
PROVIDENCE SQ SHPG CTR, Woodstock, GA, 30701
Visa Platinum
3.99%
APR3.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: 15.51%

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
476 Glen Creek Rd NW, Woodburn, OR, 97408
Cashback Mastercard
3.99%
APR3.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 14.50% - 22.50%

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
476 Glen Creek Rd NW, Woodburn, OR, 97408
Platinum Mastercard
3.99%
APR3.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 12.50% - 20.50%

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
476 Glen Creek Rd NW, Woodburn, OR, 97408
World Mastercard
3.99%
APR3.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 12.50% - 16.50%

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
The Greater Allen Cathedral of New York, Yonkers, NY, 33126 2035
Credit Card balance transfer
4.00%
APR4.00%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months

Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23456 3409
Credit Card Balance Transfer
4.00%
APR4.00%
UpdatedMarch 25, 2026
Details

Intro rate expires: March 2027; Regular APR: current rate

Upward Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
510 Veterans Blvd Ste B, Redwood City, CA, 94063
Credit Builder
4.24%
APR4.24%
UpdatedMarch 24, 2026
Details

$500 - $1,500

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
854 Center Street, S Burlington, VT, 12958
Credit Card Balance Transfer
4.26%
APR4.26%
UpdatedMarch 20, 2026
Details

Intro rate expires: 3/31/2027; Regular APR: 7.45% - 16.95%

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14900 Sweitzer Ln Ste 104, Laurel, MD, 20769
Introductory Rate Visa® Platinum
4.49%
APR4.49%
UpdatedMarch 22, 2026
Details

Regular APR: null

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14900 Sweitzer Ln Ste 104, Laurel, MD, 20769
Visa Platinum Credit Card
4.49%
APR4.49%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 months; Regular APR: Maximum rate of 18% APR

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Sharesecured
4.50%
APR4.50%
UpdatedMarch 15, 2026
Details

No additional details provided.

1st University Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
24 La Salle Ave unit C, Waco, TX, 76706 1642
Low Rate Platinum Mastercard
4.50%
APR4.50%
UpdatedMarch 25, 2026
Details

As Low As; Intro rate expires: 6 months; Regular APR: 8.90%-18.00%

Forrit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
2985 SE 75th Ave, Portland, OR, 97233 5319
Credit Builder
4.50%
APR4.50%
UpdatedMarch 26, 2026
Details

No additional details provided.

United Methodist Credit Union
Institution Rating:
F2.7 ★Texas Ratio: 42.14%
7305 Boulder View Ln, North Chesterfield, VA, 23225 4953
Fixed Rate - Unsecured
4.75%
APR4.75%
UpdatedMarch 22, 2026
Details

No additional details provided.

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Gold VISA® Credit Cards
4.90%
APR4.90%
UpdatedMarch 16, 2026
Details

Intro rate expires: six billing cycles; Regular APR: 8.90%

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
8530 Fern Ave, Wake Village, TX, 75672
Visa® Platinum
4.90%
APR4.90%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 month; Regular APR: 11.65%

Service Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
VISA Credit Card
4.90%
APR4.90%
UpdatedMarch 21, 2026
Details

Intro rate expires: six billing cycles; Regular APR: 8.90% - 15.90%

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
6171 NW 183rd St, Pinecrest, FL, 33156 5958
Visa Gold Card
4.90%
APR4.90%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 12.90%

Tippecanoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
3450 south st, lafayette, IN, 47905
Visa Platinum Card
4.90%
APR4.90%
UpdatedMarch 21, 2026
Details

Intro rate expires: one-year; Regular APR: 8.9%

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
925 14th Ave E, West Fargo, ND, 58784
Visa Classic Student®
4.90%
APR4.90%
UpdatedMarch 22, 2026
Details

No additional details provided.

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN, 46545 5616
Visa Classic & Visa Platinum
4.90%
APR4.90%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: 10% - 21%

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
635 W Coshocton St, Newark, OH, 43056
Visa® Platinum
4.90%
APR4.90%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.90%

North Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3300 Oakdale Ave N, Robbinsdale, MN, 55422 2926
VISA Lifestyle
4.90%
APR4.90%
UpdatedMarch 24, 2026
Details

No additional details provided.

Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
7201 S Broadway, Littleton, CO, 80122 2076
Credit Builder
4.90%
APR4.90%
UpdatedMarch 25, 2026
Details

No additional details provided.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
811 NW 25th St, Topeka, KS, 67502
ENVISTABLACK Credit Card
4.90%
APR4.90%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 billing cycles; Regular APR: 12.00% to 16.25%

Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
433 Metairie Rd, New Orleans, LA, 70112
Credit Card
4.90%
APR4.90%
UpdatedMarch 26, 2026
Details

No additional details provided.

Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
650 Broadway, Winchester, MA, 02360
Rewards MasterCard® Credit Card
4.90%
APR4.90%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 billings cycles; Regular APR: 13.40% - 18% APR

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME, 04240 5721
Visa Credit Card Balance Transfer
4.95%
APR4.95%
UpdatedMarch 16, 2026
Details

Regular APR: 9.90%

Prestige Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
6801 S Custer Rd, McKinney, TX, 75248
MasterCard Credit Card
4.95%
APR4.95%
UpdatedMarch 21, 2026
Details

Regular APR: 4.95% - 17.90%

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
Treasury Annex Rm 1000, Washington, MD, 20782 2011
Credit Card
4.99%
APR4.99%
UpdatedMarch 12, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 9.90% to 13.40%

Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1391 Franklin St, Santa Clara, CA, 95050 4710
Platinum Visa
4.99%
APR4.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: variable, based on your creditworthiness and the terms of your account agreement

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
One Space Park Dr Bldg R6, St Augustine, VA, 93550 7610
NGFCU Visa Card®
4.99%
APR4.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: consistent

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
One Space Park Dr Bldg R6, St Augustine, VA, 93550 7610
NGFCUTM Mastercard®
4.99%
APR4.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 months; Regular APR: consistent

NorState Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.25%
78 Fox St, Van Buren, ME, 04785
VISA Credit Card Balance Transfer
4.99%
APR4.99%
UpdatedMarch 20, 2026
Details

Intro rate expires: 11/15/25 and 2/15/26; Regular APR: As low as 10.90%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa®with Cash Back Rewards - Balance transfers
4.99%
APR4.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 months; Regular APR: 15.50% - 26.00%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9730 SE Washington St, Wilsonville, WA, 98685 2831
Signature Visa®with Rewards - Balance transfers
4.99%
APR4.99%
UpdatedMarch 21, 2026
Details

Intro rate expires: 12 months; Regular APR: 15.50% - 26.00%

Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
8555 W Belleview Ave Ste F17, Parker, CO, 80238
Business Visa Rewards Balance Transfer
4.99%
APR4.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 months; Regular APR: 14.40%-21.00% variable APR+

York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
2991 Cape Horn Rd, York, PA, 17403 4630
Credit Card
4.99%
APR4.99%
UpdatedMarch 22, 2026
Details

As Low As; Balance Transfers APR

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
610 E Wisconsin Ave, Two Rivers, WI, 54961 9395
Fox Best Rate Credit Card
4.99%
APR4.99%
UpdatedMarch 23, 2026
Details

Intro rate expires: 15 months; Regular APR: 12.24% - 20.24%

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.46%
5933 NE Win Sivers Dr Ste 305, Tukwila, WA, 99216
VISA® CLASSIC CARD
4.99%
APR4.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: six months on balance transfers; Regular APR: 8.99% - 18.00%

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT, 84119 1356
VISA® Platinum (Revolving)
4.99%
APR4.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 Months; Regular APR: 9.90%

AlaTrust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
400 7th Ave, Talladega, AL, 36265
Platinum Visa Card
4.99%
APR4.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 Months; Regular APR: Not disclosed

State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
321 Research Pkwy Ste 202, Middletown, CT, 06457 2389
VISA Credit Cards
4.99%
APR4.99%
UpdatedMarch 25, 2026
Details

As Low As; for Balance Transfers

Genco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
731 N Valley Mills Dr, Woodway, TX, 76712 6104
Platinum Rewards Mastercard®
4.99%
APR4.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: six months from account opening; Regular APR: As Low As; 12.24%

Great Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
591 Main St, Orchard Park, NY, 14227 1467
Great Rewards Visa Credit Card
4.99%
APR4.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 18 months; Regular APR: As Low As; 11.90% - 14.90%

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
5329 Sunrise Blvd, Sacramento, CA, 95827 2508
Low Interest Credit Card
4.99%
APR4.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.99% - 36.00%

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
5329 Sunrise Blvd, Sacramento, CA, 95827 2508
Platinum Rewards Credit Card
4.99%
APR4.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 15.49% - 36.00%

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
5329 Sunrise Blvd, Sacramento, CA, 95827 2508
Rate Saver Credit Card
4.99%
APR4.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.99% - 36.00%

Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2745 10 Mile Rd NE Ste H, Walker, MI, 49544 1830
MCU Visa Credit Card
4.99%
APR4.99%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: 7.99%

Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2745 10 Mile Rd NE Ste H, Walker, MI, 49544 1830
Visa Balance Transfer
4.99%
APR4.99%
UpdatedMarch 27, 2026
Details

As Low As; Intro rate expires: 12 months; Regular APR: 7.99% - 14.99%

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
8321 Palomas Ave NE, Taos, TX, 88030
Platinum Cash Rewards Credit Card
5.00%
APR5.00%
UpdatedMarch 20, 2026
Details

Intro rate expires: first 6 cycles after card opening; Regular APR: 14.50% - 16.50%

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
8321 Palomas Ave NE, Taos, TX, 88030
Platinum Rewards Card
5.00%
APR5.00%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 cycles after card opening; Regular APR: 12.50% - 16.50%

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
8321 Palomas Ave NE, Taos, TX, 88030
Platinum Rewards Credit Card
5.00%
APR5.00%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 cycles; Regular APR: 12.50% - 16.50%

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
8321 Palomas Ave NE, Taos, TX, 88030
Visa Platinum Cash Rewards Card
5.00%
APR5.00%
UpdatedMarch 20, 2026
Details

Intro rate expires: 6 cycles after card opening; Regular APR: 14.50% - 16.50%

York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
2991 Cape Horn Rd, York, PA, 17403 4630
Credit Builder/Rebuilder
5.00%
APR5.00%
UpdatedMarch 22, 2026
Details

No additional details provided.

Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
125 E Jefferson St, Syracuse, NY, 13202
Credit Builder
5.00%
APR5.00%
UpdatedMarch 24, 2026
Details

As Low As

Border Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
600 E Gibbs St, Eagle Pass, TX, 78852 4477
VISA® Platinum Card
5.00%
APR5.00%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.00%

Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
905 29th Ave SW, Salem, OR, 97702 2154
Savings Secured/Credit Builder
5.00%
APR5.00%
UpdatedMarch 25, 2026
Details

No additional details provided.

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
W7007 Parkview Dr Ste E, Sturgeon Bay, WI, 54956
Credit Builder
5.00%
APR5.00%
UpdatedMarch 25, 2026
Details

No additional details provided.

Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
350 Capitol St Rm 156, South Charleston, WV, 25387
Credit Builder
5.00%
APR5.00%
UpdatedMarch 25, 2026
Details

As Low As

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
8615 Wicker Ave, Whiting, MI, 49128 9564
Lift Credit Builder
5.00%
APR5.00%
UpdatedMarch 26, 2026
Details

As Low As

FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
9755 US HIGHWAY 64 STE 107, Memphis, TN, 38120 2108
Share Secured Credit Builder
5.00%
APR5.00%
UpdatedMarch 26, 2026
Details

$500

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Trenton, PA, 21224
VISA® Platinum Rewards
5.49%
APR5.49%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6 Months; Regular APR: As low as 10.99%; Intro rate expires: 18 Months; Regular APR: As low as 10.99%; Earn 10,000 Bonus Points when you spend $2,500 on purchases in the first 3 months.

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Trenton, PA, 21224
VISA® Signature Rewards
5.49%
APR5.49%
UpdatedMarch 22, 2026
Details

Intro rate expires: 6 Months; Regular APR: As low as 10.99%; Intro rate expires: 18 Months; Regular APR: As low as 10.99%; Earn 25,000 Bonus Points when you spend $5,000 on purchases in the first 3 months.

Patelco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
985 Golf Course Dr, Walnut Creek, CA, 95825
ScoreUp® Credit Builder
5.50%
APR5.50%
UpdatedMarch 21, 2026
Details

No additional details provided.

Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
6033 Big Play Way, Warsaw, IN, 47348
Classic Visa
5.50%
APR5.50%
UpdatedMarch 22, 2026
Details

Intro rate expires: 12 months; Regular APR: 12.9%

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6222 Little River Tpke, Washington, VA, 24153 3851
Young Adult Visa® Rewards Credit Card
5.50%
APR5.50%
UpdatedMarch 27, 2026
Details

Intro rate expires: 12 months; Regular APR: 9.90% or 11.90%

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
846 Blossom Hill Rd, Sunnyvale, TX, 95131 2018
Visa Classic®
5.65%
APR5.65%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.90-24.90%

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
846 Blossom Hill Rd, Sunnyvale, TX, 95131 2018
Visa Signature®
5.65%
APR5.65%
UpdatedMarch 21, 2026
Details

Intro rate expires: 6 months; Regular APR: 13.90-24.90%

Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
473 E Division St, Dowagiac, MI, 49047 1541
Signature/Unsecured
5.75%
APR5.75%
UpdatedMarch 25, 2026
Details

No additional details provided.

Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81226 1430
Second Chance/Credit Builder Program
5.80%
APR5.80%
UpdatedMarch 21, 2026
Details

As Low As

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND, 58701 5933
Student Visa
5.90%
APR5.90%
UpdatedMarch 16, 2026
Details

WITH REWARDS & NO ANNUAL FEE

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND, 58701 5933
Student Visa credit card
5.90%
APR5.90%
UpdatedMarch 16, 2026
Details

WITH REWARDS, NO ANNUAL FEE

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Classic VISA® Credit Cards
5.90%
APR5.90%
UpdatedMarch 16, 2026
Details

Intro rate expires: six billing cycles; Regular APR: 8.90%-9.90%

Midstate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
217 Roosevelt Ave, Linden, NJ, 07201
Credit Cards
5.90%
APR5.90%
UpdatedMarch 20, 2026
Details

No additional details provided.

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
315 W 12th Ave, Cordele, GA, 31015 2333
Credit Cards
5.90%
APR5.90%
UpdatedMarch 24, 2026
Details

As Low As

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
315 W 12th Ave, Cordele, GA, 31015 2333
MasterCard Platinum
5.90%
APR5.90%
UpdatedMarch 24, 2026
Details

As Low As; Regular APR: 0.15%

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1400 Franklin St, Houston, TX, 77002 2147
MasterCard Platinum
5.90%
APR5.90%
UpdatedMarch 24, 2026
Details

As Low As; Regular APR: 5.9%

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2105 W Grande Blvd, Tyler, TX, 75703 0551
Credit Card
5.90%
APR5.90%
UpdatedMarch 24, 2026
Details

Balance transfer rate

Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
106 Woodfield Dr, Greenville, PA, 16125
Visa Credit Cards
5.90%
APR5.90%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.90%

Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
8921 N Sam Houston Pkwy W, Schertz, WA, 98001 8617
Rewards Preferred Mastercard®
5.90%
APR5.90%
UpdatedMarch 25, 2026
Details

As Low As; Balance transfers as low as 5.90% APR*

Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA, 99205 4805
SFCU Credit Rewards VISA
5.90%
APR5.90%
UpdatedMarch 26, 2026
Details

Intro rate expires: 3/31/2026; Regular APR: N/A

Sweet Home Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1960 Sweet Home Rd, Amherst, NY, 14228 3346
Current Credit Card Rate
5.95%
APR5.95%
UpdatedMarch 15, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: Starting at 8.99% (Based on creditworthiness)

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Mastercard
5.95%
APR5.95%
UpdatedMarch 25, 2026
Details

As Low As; Balance Transfer APR

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Mastercard Balance Transfer APR
5.95%
APR5.95%
UpdatedMarch 25, 2026
Details

As Low As

Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20212
LABOR CU MASTERCARD®
5.99%
APR5.99%
UpdatedMarch 16, 2026
Details

Intro rate expires: 6 months; Regular APR: 8.99% - 17.99%

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
400 W Pike Ave, Roundup, WY, 82414
Platinum Visa® Credit Cards
5.99%
APR5.99%
UpdatedMarch 22, 2026
Details

Regular APR: 15.49%

Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
400 W Pike Ave, Roundup, WY, 82414
Platinum Visa® REWARDS Credit Cards
5.99%
APR5.99%
UpdatedMarch 22, 2026
Details

Intro rate expires: Promo APR**; Regular APR: 17.49%

Vibe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
968 N Lapeer Rd, West Bloomfield, MI, 48377 2509
Credit Builder
5.99%
APR5.99%
UpdatedMarch 22, 2026
Details

No additional details provided.

Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
900 E Sandusky Ave, Upper Sandusky, OH, 45810
EXPEDITION CREDIT CARD
5.99%
APR5.99%
UpdatedMarch 24, 2026
Details

As Low As; RATES AS LOW AS 5.99%

West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
989 Beaver Grade Rd, Moon Twp, PA, 16037
Visa Classic
5.99%
APR5.99%
UpdatedMarch 24, 2026
Details

As Low As; Regular APR: 12.9% - 18.00%

Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
7201 S Broadway, Littleton, CO, 80216
Credit Card Balance Transfer
5.99%
APR5.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: prevailing rate

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
N9660 County Rd N, Oshkosh, WI, 54956
Special Intro Rate Credit Card
5.99%
APR5.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 12 months; Regular APR: 5.99%

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
3170 Sterlington Rd, West Monroe, LA, 71292
Platinum Credit Card
5.99%
APR5.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: 8.99% - 17.99%

Ouachita Valley Health System Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.80%
638 California Ave SW, Camden, AR, 71701 4604
Platinum Credit Card
5.99%
APR5.99%
UpdatedMarch 24, 2026
Details

Intro rate expires: 6 months; Regular APR: 8.99% - 17.99%

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Union, Shreveport, LA, 71105 5040
Business Mastercard
5.99%
APR5.99%
UpdatedMarch 25, 2026
Details

+ WSJP for purchases and balance transfers

Capital Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2010 N Belfast ave, Augusta, ME, 04330
Visa Credit Cards Share Secured
5.99%
APR5.99%
UpdatedMarch 25, 2026
Details

No additional details provided.

Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
3815 W Jefferson Ave, Ecorse, MI, 48229 1701
Mastercard® credit card Platinum
5.99%
APR5.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 11.90% or 13.90%

Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
3815 W Jefferson Ave, Ecorse, MI, 48229 1701
Mastercard® credit card Platinum Preferred
5.99%
APR5.99%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 11.90% or 13.90%

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
3404 Old Forest Rd, Madison Heights, VA, 24572 2447
Visa Secured
5.99%
APR5.99%
UpdatedMarch 25, 2026
Details

No additional details provided.

Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
740 S Main St, Logan, UT, 84321 5403
Visa Credit Card
5.99%
APR5.99%
UpdatedMarch 25, 2026
Details

Regular APR: 11.25%

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
1500 W American Dr, Neenah, WI, 54956
Platinum Mastercard
5.99%
APR5.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 Month Balance Transfer; Regular APR: 9.90% - 16.90%

First Choice Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
9440 Mascot Rd, Seymour, TN, 37921 6750
FCCCU Visa
5.99%
APR5.99%
UpdatedMarch 26, 2026
Details

Intro rate expires: 12 months; Regular APR: 9.9% - 15.9%

Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3995 VINEYARD DR, LAKEWOOD, NY, 14750
Mastercard Balance Transfer
5.99%
APR5.99%
UpdatedMarch 27, 2026
Details

As Low As; No Balance Transfer Fee. Must be used to transfer credit cards from other financial institutions and cannot be used to pay off existing GWFCU credit cards. Promotional rate is on transferred balance only - new charges will be at current MC rate.

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR, 72204 4940
Visa Credit Card
6.00%
APR6.00%
UpdatedMarch 16, 2026
Details

As Low As; Regular APR: 6.00% - 11.50%

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Woodland, WA, 98674 9359
Credit Builder
6.00%
APR6.00%
UpdatedMarch 21, 2026
Details

No additional details provided.

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
8255 Gladys Ave, Orange, TX, 77706 4004
Credit Builder
6.00%
APR6.00%
UpdatedMarch 21, 2026
Details

No additional details provided.

Tonawanda Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
10 Jefferson Square Ave, Batavia, NY, 14020
Rewards VISA Signature
6.00%
APR6.00%
UpdatedMarch 24, 2026
Details

No additional details provided.

Latino Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
8601 University City Blvd, Winston Salem, NC, 28303
Credit Builder
6.00%
APR6.00%
UpdatedMarch 24, 2026
Details

No additional details provided.

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
524 N Pearl St, Cedarville, NJ, 08311 2542
Visa Credit Cards
6.00%
APR6.00%
UpdatedMarch 25, 2026
Details

As Low As

Border Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
600 E Gibbs St, Eagle Pass, TX, 78852 4477
VISA® Gold Credit Card
6.00%
APR6.00%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: 11.00%

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
663 W Highway 60, Monett, TX, 75034
Visa
6.00%
APR6.00%
UpdatedMarch 25, 2026
Details

Intro rate expires: 18 months; Regular APR: 14.49%

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
663 W Highway 60, Monett, TX, 75034
Visa®
6.00%
APR6.00%
UpdatedMarch 25, 2026
Details

Intro rate expires: 18 months; Regular APR: 14.49%

East River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Credit Builder
6.00%
APR6.00%
UpdatedMarch 25, 2026
Details

As Low As; Funds will be deposited into the membership account and remain there until the loan is paid in full.

GR Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
17010 Croswell St, Wyoming, MI, 49509 9542
Classic Credit Card Rate
6.00%
APR6.00%
UpdatedMarch 26, 2026
Details

Regular APR: 14.65%

GR Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
17010 Croswell St, Wyoming, MI, 49509 9542
Gold Credit Card Rate
6.00%
APR6.00%
UpdatedMarch 26, 2026
Details

Regular APR: 10.65%

Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
363 Forest Cir, Jonesborough, TN, 37659
Credit Starter/Credit Builder
6.00%
APR6.00%
UpdatedMarch 26, 2026
Details

As Low As; Loan Amount: $500 - $1,000

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Credit Card
6.00%
APR6.00%
UpdatedMarch 27, 2026
Details

Army/Military

LOC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
6246 Chase Rd, Howell, MI, 48843 8510
Share Secured VISA
6.00%
APR6.00%
UpdatedMarch 27, 2026
Details

As Low As

MAMTA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
1000 W Boston Post Rd, Mamaroneck, NY, 10543 3328
Credit Card Consolidation
6.00%
APR6.00%
UpdatedMarch 27, 2026
Details

No additional details provided.

Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81226 1430
Second Chance/Credit Builder Program
6.30%
APR6.30%
UpdatedMarch 21, 2026
Details

As Low As

Santa Rosa County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
6499 Caroline St, Pace, FL, 32571
Mastercard
6.49%
APR6.49%
UpdatedMarch 21, 2026
Details

Intro rate expires: LIFE; Regular APR: 9.9%-12%

Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2226 S Congress Ave, Royal Palm Beach, FL, 34952 5606
Credit Builder
6.49%
APR6.49%
UpdatedMarch 23, 2026
Details

No additional details provided.

UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
577 S Hill Ave, Little Rock, AR, 72703
Credit Builder
6.50%
APR6.50%
UpdatedMarch 22, 2026
Details

As Low As

Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
8980 STATE HIGHWAY 35 N, Van Vleck, TX, 77482
Unsecured
6.50%
APR6.50%
UpdatedMarch 25, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
6.50%
APR6.50%
UpdatedMarch 25, 2026
Details

No additional details provided.

Strata Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
4180 Coffee Rd, Wasco, CA, 93308
Credit Builder
6.63%
APR6.63%
UpdatedMarch 15, 2026
Details

loans under $2,000

Dillards Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1600 CANTRELL RD, Little Rock, AR, 72201 1110
VISA® Credit Card
6.69%
APR6.69%
UpdatedMarch 21, 2026
Details

As Low As; Regular APR: 6.69%

San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
851 Van Ness Ave, San Francisco, CA, 94132 1623
Credit Cards
6.70%
APR6.70%
UpdatedMarch 21, 2026
Details

As Low As

San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
851 Van Ness Ave, San Francisco, CA, 94132 1623
VISA® Platinum
6.70%
APR6.70%
UpdatedMarch 21, 2026
Details

No additional details provided.

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
7777 Kia Pkwy, West Point, GA, 31833 4897
Platinum Card
6.75%
APR6.75%
UpdatedMarch 21, 2026
Details

Regular APR: 6.75% - 8.90%

Space Age Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
3033 S Parker Rd Ste 800, Golden, CO, 80401
Visa Platinum
6.75%
APR6.75%
UpdatedMarch 21, 2026
Details

As Low As; A low variable rate equal to the prime rate published in The Wall Street Journal of the month prior

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Personal Unsecured
6.75%
APR6.75%
UpdatedMarch 21, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
900 Holt Rd, Westwood, WA, 98662
Home Improvement Unsecured
6.75%
APR6.75%
UpdatedMarch 24, 2026
Details

As Low As

Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
4101 Main St, Erie, PA, 16511
Mastercard Credit Card
6.75%
APR6.75%
UpdatedMarch 25, 2026
Details

Regular APR: 6.75% - 18.00%

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Hornell, NY, 85286 6701
Unsecured
6.75%
APR6.75%
UpdatedMarch 25, 2026
Details

No additional details provided.

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
8213 Hoadley Rd, Pikesville, MD, 21208 6329
Educator Visa2,3
6.75%
APR6.75%
UpdatedMarch 26, 2026
Details

Equals Prime Rate

Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A New
6.75%
APR6.75%
UpdatedMarch 26, 2026
Details

No additional details provided.

Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ New
6.75%
APR6.75%
UpdatedMarch 26, 2026
Details

No additional details provided.

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2711 Highway 14, New Iberia, LA, 70560
Cajun Credit® Visa Gold Card
6.75%
APR6.75%
UpdatedMarch 26, 2026
Details

Intro rate expires: 6 months; Regular APR: 8.75%

Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
3422 Emmorton Rd, Bel Air, MD, 21014 3249
Secured Card
6.75%
APR6.75%
UpdatedMarch 27, 2026
Details

No additional details provided.

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
8507 S Sam Houston Pkwy E, Sugar Land, TX, 77479 4097
Visa® Prime Lock
6.75%
APR6.75%
UpdatedMarch 27, 2026
Details

As Low As

Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
30400 Telegraph Rd Ste 122, Bingham Farms, MI, 48025
Visa Platinum
6.87%
APR6.87%
UpdatedMarch 25, 2026
Details

No additional details provided.

Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
3850 Hartzdale Dr, Camp Hill, PA, 17011 7809
Onyx Visa Credit Card
6.90%
APR6.90%
UpdatedMarch 15, 2026
Details

No additional details provided.

Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
34 Licking View Dr, Newark, OH, 43056
Visa Platinum Credit Card
6.90%
APR6.90%
UpdatedMarch 16, 2026
Details

As Low As; Regular APR: Rate based on creditworthiness and may be higher.

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Classic VISA® Credit Cards
6.90%
APR6.90%
UpdatedMarch 16, 2026
Details

Intro rate expires: six billing cycles; Regular APR: 8.90%-9.90%

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
900 Main St, Watford City, ND, 58854
Members Only Mastercard
6.90%
APR6.90%
UpdatedMarch 16, 2026
Details

No additional details provided.

Public Service #3 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
7017 Old Trail Rd, Huntington, IN, 46809 2713
VISA BALANCE TRANSFER
6.90%
APR6.90%
UpdatedMarch 20, 2026
Details

Intro rate expires: 12 months; Regular APR: 13.90% for Classic, 12.90% for Share Secured or 11.80% for Platinum

Oxford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
54 FAIR ST, NORWAY, ME, 04268
OFCU Visa Credit Card
6.90%
APR6.90%
UpdatedMarch 20, 2026
Details

As Low As; Regular APR: 6.9% - 17.9%

Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
8111 Harper Dr NE, Los Ranchos, NM, 87401
Credit Cards
6.90%
APR6.90%
UpdatedMarch 21, 2026
Details

As low as

Piedmont Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
4997 Home Rd, Winston Salem, NC, 28208
Unsecured Home Improvement
6.90%
APR6.90%
UpdatedMarch 21, 2026
Details

As Low As

Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
5811 Red Arrow Hwy, Stevensville, MI, 49127 1142
Platinum card
6.90%
APR6.90%
UpdatedMarch 21, 2026
Details

purchase and cash advance APR

Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
7290 Highway 45 Alt N, West Point, MS, 39773 9445
Credit Card
6.90%
APR6.90%
UpdatedMarch 22, 2026
Details

No additional details provided.

U 1st Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
601 N Canal St, Carlsbad, NM, 88220 5805
Visa Credit Cards
6.90%
APR6.90%
UpdatedMarch 22, 2026
Details

As Low As; Regular APR: OAC

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
90 Universal City Plz, Universal City, CA, 91608 1002
Credit Cards
6.90%
APR6.90%
UpdatedMarch 22, 2026
Details

No additional details provided.

Wesla Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
8650 Fern Ave, Shreveport, LA, 71118
Visa® Platinum
6.90%
APR6.90%
UpdatedMarch 22, 2026
Details

Regular APR: 6.90%-12.9%

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8404 Mansfield Rd, Shreveport, LA, 71111 3321
Visa
6.90%
APR6.90%
UpdatedMarch 22, 2026
Details

No additional details provided.

Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
966 FM 105, Spurger, TX, 77660 9264
Visa Credit Card
6.90%
APR6.90%
UpdatedMarch 23, 2026
Details

No additional details provided.

Greater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
711 6TH ST, Renville, MN, 56537
Visa Credit Card
6.90%
APR6.90%
UpdatedMarch 23, 2026
Details

As Low As; No Annual Fee; Cash Advance; No Transfer Fee; Online Access

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN, 46580 4401
VISA Credit Card
6.90%
APR6.90%
UpdatedMarch 24, 2026
Details

Regular APR: 8.9% Base(10.9%) 12.9% 15.9% 17.9%

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Salem, IL, 62881 3804
Visa Platinum
6.90%
APR6.90%
UpdatedMarch 24, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH, 46280 1396
Visa Credit Card
6.90%
APR6.90%
UpdatedMarch 25, 2026
Details

Intro rate expires: 6 months; Regular APR: rate, based on their score at application

Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
8603 University Ave, Odessa, TX, 79766
MasterCard Platinum
6.90%
APR6.90%
UpdatedMarch 25, 2026
Details

No Annual Fee

Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
8603 University Ave, Odessa, TX, 79766
VISA Platinum
6.90%
APR6.90%
UpdatedMarch 25, 2026
Details

No Annual Fee

Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Gladstone, MI, 49837
Classic VISA
6.90%
APR6.90%
UpdatedMarch 26, 2026
Details

As Low As; Regular APR: Based on Credit Score

Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Gladstone, MI, 49837
Platinum VISA
6.90%
APR6.90%
UpdatedMarch 26, 2026
Details

As Low As; Regular APR: Based on Credit Score

Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Gladstone, MI, 49837
Visa Credit Card
6.90%
APR6.90%
UpdatedMarch 26, 2026
Details

No additional details provided.

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, Whittier, CA, 91754
Premier Low Rate Visa
6.90%
APR6.90%
UpdatedMarch 26, 2026
Details

No additional details provided.

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, Whittier, CA, 91754
Premier Rewards Visa
6.90%
APR6.90%
UpdatedMarch 26, 2026
Details

No additional details provided.

Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
PO Box 555, Rocky Ford, CO, 81067
VISA Credit Card
6.90%
APR6.90%
UpdatedMarch 26, 2026
Details

As Low As

Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
PO Box 555, Rocky Ford, CO, 81067
Visa Credit Cards
6.90%
APR6.90%
UpdatedMarch 26, 2026
Details

As Low As; NO Annual Fee; ATM Access to Your Credit Union Accounts; 25-Day Grace Period; Low Minimum Payments; Balance Transfers; FREE Cash Advances

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, Zuni, NM, 88130 6242
Mastercard Gold Preferred
6.90%
APR6.90%
UpdatedMarch 26, 2026
Details

As Low As; Regular APR: 6.9%

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, Zuni, NM, 88130 6242
Mastercard® Gold
6.90%
APR6.90%
UpdatedMarch 26, 2026
Details

As Low As

Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
702 Elm St, Richmond, VA, 23860
VISA Credit Cards
6.90%
APR6.90%
UpdatedMarch 27, 2026
Details

No additional details provided.

Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
W3803 US Highway 2 41, Stephenson, MI, 49887
Credit Card
6.90%
APR6.90%
UpdatedMarch 27, 2026
Details

As Low As; Regular APR: The rate is variable and may change.

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
4050 Alpha Rd Ste 120, Farmers Branch, TX, 76006
Mastercard Platinum Secured
6.90%
APR6.90%
UpdatedMarch 27, 2026
Details

No additional details provided.

Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
4050 Alpha Rd Ste 120, Farmers Branch, TX, 76006
Secured Platinum Mastercard
6.90%
APR6.90%
UpdatedMarch 27, 2026
Details

Low fixed rate of 6.9%; All the same great benefits as a Platinum Mastercard!; Limit up to $25,000

Morrisons Cove 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7533 Woodbury Pike, Roaring Spring, PA, 16673
Visa Credit Cards
6.90%
APR6.90%
UpdatedMarch 27, 2026
Details

Intro rate expires: 6 months; Regular APR: 9.90%

Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Secured Visa Credit Cards
6.95%
APR6.95%
UpdatedMarch 25, 2026
Details

As Low As; Competitively low rates, starting at 6.95%

Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Visa Platinum
6.95%
APR6.95%
UpdatedMarch 25, 2026
Details

As Low As; $300 - $25,000

Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Visa Secured
6.95%
APR6.95%
UpdatedMarch 25, 2026
Details

As Low As; $300 - $25,000

Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
815 Ridge Rd, Webster, NY, 14580 2410
Personal Unsecured
6.95%
APR6.95%
UpdatedMarch 26, 2026
Details

As Low As

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
6277 E Slauson Ave, New York, NY, 90064
Secured VISA®
6.95%
APR6.95%
UpdatedMarch 26, 2026
Details

As Low As

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
6277 E Slauson Ave, New York, NY, 90064
VISA® Classic
6.95%
APR6.95%
UpdatedMarch 26, 2026
Details

As Low As

TCT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
520 Vischer Ferry Rd, Queensbury, NY, 12816 2614
VISA Platinum Credit Card Balance Transfers
6.96%
APR6.96%
UpdatedMarch 15, 2026
Details

Regular APR: 6.96% - 14.96% based on creditworthiness

TCT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
520 Vischer Ferry Rd, Queensbury, NY, 12816 2614
VISA Platinum Credit Card Cash Advances
6.96%
APR6.96%
UpdatedMarch 15, 2026
Details

Regular APR: 6.96% - 14.96% based on creditworthiness

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
Treasury Annex Rm 1000, Washington, MD, 20782 2011
Credit Card
6.99%
APR6.99%
UpdatedMarch 12, 2026
Details

Intro rate expires: 6 billing cycles; Regular APR: 9.90% to 13.40%

Credit Union Credit Card APR Trend

Daily national average APR for credit union credit cards

Daily averages compiled from our database of 8,500+ banks and credit unions — updated daily.

Credit Union CC — National Avg APR
11.14%
▲ 0.430 from last week
Compiled from 1,627 current rates

Credit union credit card APRs rose 0.430 points to 11.14%, up from 10.71% last week.

Powered by MonitorBankRates

Frequently Asked Questions about Credit Union Credit Cards

Why choose a credit union credit card?

Credit unions are not-for-profit cooperatives that return earnings to members through lower rates, lower fees, and better terms. Credit union credit cards consistently rank among the lowest APR cards available nationally.

How do I join a credit union to get a card?

Membership eligibility varies. Common qualifications include living or working in a specific area, employment with a certain employer or industry, or affiliation with a civic organization. Many credit unions have expanded eligibility significantly in recent years.

Are credit union credit cards NCUA insured?

The credit union itself is insured by the NCUA up to $250,000 per depositor — the same protection as FDIC-insured banks. This applies to deposit accounts. The credit card is a line of credit, not a deposit, but it is backed by the same federally regulated institution.

Do credit union credit cards have rewards?

Many credit unions offer cash back and points rewards on their credit cards. While rewards programs may be less elaborate than major bank card programs, they often combine meaningful rewards with significantly lower APRs and fees.

Can I use a credit union card nationwide?

Yes. Credit union Visa and Mastercard credit cards are accepted everywhere those networks are accepted, which includes virtually all merchants worldwide.

Top Credit Union Credit Cards Today

  • Neighborhood Credit Union: 1.99% APR (Visa Personal Platinum)
  • StagePoint Federal Credit Union: 1.99% APR (Visa Credit Cards)
  • Diamond Credit Union: 1.99% APR (Visa Diamond Credit Cards)
  • My Credit Union Bloomington, MN: 1.99% APR (Visa Business Card)
  • My Credit Union Bloomington, MN: 1.99% APR (Visa Classic Card)
Rates reflect actual verified offers. Last Updated: March 27, 2026