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Compass Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Compass Federal Credit Union's top rates as of October 13, 2026 are 1.80% APY on its CD (share and IRAs) - 3 Years, 0.25% APY on savings, 1.60% APY on money market accounts, 1.25% APY on checking, personal loans from 7.99% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Compass Federal Credit Union CD rates include CD (share and IRAs) - 4 Years at 1.80%, CD (share and IRAs) - 5 Years at 1.80%, and CD - 3 Years at 1.80%. MonitorBankRates evaluates the financial stability of Compass Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.54%. Rates last updated and verified on 10/13/2026.

Compass Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Compass Federal Credit Union? Share your experience about Compass Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Compass Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.54%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Compass Federal Credit Union
Compass Federal CU
131 George St
Oswego, NY 13126-2915
https://www.compassfcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Compass Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificate (share and IRAs) - 3 Years 1.785% 1.80% 3 Years
Min Balance $1,000
Details Share Certificate Plus Program available (footnote *): minimum deposit $5,000, one-time opportunity for terms of 2 years or longer; Young Bucks Club and Teen Club minimum amount to open a share certificate is $200
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 2 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate (share and IRAs) - 4 Years 1.785% 1.80% 4 Years
Min Balance $1,000
Details Share Certificate Plus Program available (footnote *): minimum deposit $5,000, one-time opportunity for terms of 2 years or longer; Young Bucks Club and Teen Club minimum amount to open a share certificate is $200
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 2 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate (share and IRAs) - 5 Years 1.785% 1.80% 5 Years
Min Balance $1,000
Details Share Certificate Plus Program available (footnote *): minimum deposit $5,000, one-time opportunity for terms of 2 years or longer; Young Bucks Club and Teen Club minimum amount to open a share certificate is $200
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 2 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate - 3 Years 1.785% 1.80% 3 Years
Min Balance $1,000
Details Share Certificate Plus Program eligible (terms of 2 years or longer; $5,000 minimum deposit for Plus Program)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 8 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate - 4 Years 1.785% 1.80% 4 Years
Min Balance $1,000
Details Share Certificate Plus Program eligible (terms of 2 years or longer; $5,000 minimum deposit for Plus Program)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 8 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate - 5 Years 1.785% 1.80% 5 Years
Min Balance $1,000
Details Share Certificate Plus Program eligible (terms of 2 years or longer; $5,000 minimum deposit for Plus Program)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 8 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate (share and IRAs) - 2 Years 1.736% 1.75% 2 Years
Min Balance $1,000
Details Share Certificate Plus Program available (footnote *): minimum deposit $5,000, one-time opportunity for terms of 2 years or longer; Young Bucks Club and Teen Club minimum amount to open a share certificate is $200
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 2 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate - 2 Years 1.736% 1.75% 2 Years
Min Balance $1,000
Details Share Certificate Plus Program eligible (terms of 2 years or longer; $5,000 minimum deposit for Plus Program)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 8 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate (share and IRAs) - 18 month 1.588% 1.60% 18 Months
Min Balance $1,000
Details Young Bucks Club and Teen Club minimum amount to open a share certificate is $200
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 2 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate (share and IRAs) - 1 Year 1.44% 1.45% 1 Year
Min Balance $1,000
Details Young Bucks Club and Teen Club minimum amount to open a share certificate is $200
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 2 times
0.95%1.45%1.95%Sep 14, 2026: 1.45% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Share Certificate (share and IRAs) - 6 Month 1.292% 1.30% 6 Month
Min Balance $1,000
Details Young Bucks Club and Teen Club minimum amount to open a share certificate is $200
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 2 times
0.80%1.30%1.80%Sep 14, 2026: 1.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%

Compass Federal Credit Union Savings Rates

Product Rate APY View More
Regular, Christmas, Special Savings 0.25% 0.25%
Min Deposit $5
Min Balance $100
Details Balance: $100 to $4,999
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Regular, Christmas, Special Savings 0.25% 0.25%
Min Deposit $5
Min Balance $5,000
Details Balance: $5,000 to $9,999
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Regular, Christmas, Special Savings 0.25% 0.25%
Min Deposit $5
Min Balance $10,000
Details Balance: $10,000 and up
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%

Compass Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 1.588% 1.60%
Min Balance $250,000
Details Balance: $250,000 and up
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 2 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Money Market Accounts 1.44% 1.45%
Min Balance $100,000
Details Balance: $100,000 and up
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 2 times
0.95%1.45%1.95%Sep 14, 2026: 1.45% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Money Market Accounts 1.292% 1.30%
Min Balance $50,000
Details Balance: $50,000 to $99,999
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 2 times
0.80%1.30%1.80%Sep 14, 2026: 1.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Money Market Accounts 1.144% 1.15%
Min Balance $25,000
Details Balance: $25,000 to $49,000
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 2 times
0.65%1.15%1.65%Sep 14, 2026: 1.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Money Market Accounts 0.995% 1.00%
Min Balance $10,000
Details Balance: $10,000 to $24,999; Dividend not paid if average daily balance falls below $10,000; $10 monthly fee if average monthly balance falls below $10,000
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%

Compass Federal Credit Union Checking Rates

Product Rate APY View More
Premier Checking - 1.25%
Min Balance $1,000
Details Qualifications Required; Balance: $1000; Interest-bearing checking account; Balance: $1000 minimum daily balance
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 1.24% → 1.25% ▲ 0.01 pts · high 1.25% / low 1.24%
0.74%1.25%1.75%Sep 14, 2026: 1.24% APYOct 13, 2026: 1.25% APYSep 14, 2026Oct 13, 2026
  • Oct 13, 20261.25%▲ from 1.24%
  • Sep 14, 20261.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%

Compass Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Loan - - 4.99%
Details As Low As; Borrow up to 80% or 90% of home value; No closing cost if loan kept 3 years (otherwise closing costs apply); LTV = Loan to Value; Members must qualify
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Home Equity Fixed 80% LTV - - 4.99% 60 Months
Details As Low As; LTV: 80%
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 9 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Home Equity Loan Fixed Rate - - 4.99% 60 months
Details As Low As; Fixed rate home equity loan at 80% LTV; No closing cost if kept 3 years, otherwise closing costs apply; As of 11/10/2023
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Home Equity Fixed 80% LTV - - 5.99% 120 Months
Details As Low As; LTV: 80%
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 9 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Home Equity Fixed 80.01% - 90% LTV - - 5.99% 60 Months
Details As Low As; LTV: 80.01% - 90%
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 9 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Home Equity Fixed 80% LTV - - 6.49% 180 Months
Details As Low As; LTV: 80%
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 9 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Home Equity Fixed 80.01% - 90% LTV - - 7.00% 120 Months
Details As Low As; LTV: 80.01% - 90%
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 9 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Home Equity Fixed 80% LTV - - 7.49% 240 Months
Details As Low As; LTV: 80%
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 9 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Home Equity Fixed 80.01% - 90% LTV - - 7.49% 180 Months
Details As Low As; LTV: 80.01% - 90%
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 9 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Home Equity Fixed 80.01% - 90% LTV - - 8.99% 240 Months
Details As Low As; LTV: 80.01% - 90%
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 9 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%

Compass Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loans - - 3.49%
Details As Low As; Featured rate
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.49% APR · checked 7 times
2.99%3.49%3.99%Sep 14, 2026: 3.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
New Untitled Vehicle/Motorcycle Loan - - 4.99% 36 Months
Details As Low As; Auto Loans/Motorcycles; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 9 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
New Untitled Vehicle/Motorcycle Loan - - 5.49% 48 Months
Details As Low As; Auto Loans/Motorcycles; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 9 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
New Untitled Vehicle/Motorcycle Loan - - 5.74% 60 Months
Details As Low As; Auto Loans/Motorcycles; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 9 times
5.24%5.74%6.24%Sep 14, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2023-2026 Vehicle/Motorcycle Loan - - 5.74% 48 Months
Details As Low As; Auto Loans/Motorcycles; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 9 times
5.24%5.74%6.24%Sep 14, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2023-2026 Vehicle/Motorcycle Loan - - 5.99% 60 Months
Details As Low As; Auto Loans/Motorcycles; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 9 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
New Untitled Vehicle/Motorcycle Loan - - 6.49% 72 Months
Details As Low As; Auto Loans/Motorcycles; 72 Months for loan amounts of $20,000 or more; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 9 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2019-2022 Vehicle/Motorcycle Loan - - 6.74% 48 Months
Details As Low As; Auto Loans/Motorcycles; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 9 times
6.24%6.74%7.24%Sep 14, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2023-2026 Vehicle/Motorcycle Loan - - 6.74% 72 Months
Details As Low As; Auto Loans/Motorcycles; 72 Months for loan amounts of $20,000 or more; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 9 times
6.24%6.74%7.24%Sep 14, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2019-2022 Vehicle/Motorcycle Loan - - 6.99% 60 Months
Details As Low As; Auto Loans/Motorcycles; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 9 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
New Untitled Vehicle/Motorcycle Loan - - 7.24% 84 Months
Details As Low As; Auto Loans/Motorcycles; 84 Months for loan amounts of $25,000 or more; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 9 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2023-2026 Vehicle/Motorcycle Loan - - 7.49% 84 Months
Details As Low As; Auto Loans/Motorcycles; 84 Months for loan amounts of $25,000 or more; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 9 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2018 and Older Vehicle/Motorcycle Loan - - 7.74% 48 Months
Details As Low As; Auto Loans/Motorcycles; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 9 times
7.24%7.74%8.24%Sep 14, 2026: 7.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2019-2022 Vehicle/Motorcycle Loan - - 7.74% 72 Months
Details As Low As; Auto Loans/Motorcycles; 72 Months for loan amounts of $20,000 or more; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 9 times
7.24%7.74%8.24%Sep 14, 2026: 7.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2018 and Older Vehicle/Motorcycle Loan - - 8.49% 60 Months
Details As Low As; Auto Loans/Motorcycles; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 8.49% APR · checked 9 times
7.99%8.49%8.99%Sep 14, 2026: 8.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2019-2022 Vehicle/Motorcycle Loan - - 8.49% 84 Months
Details As Low As; Auto Loans/Motorcycles; 84 Months for loan amounts of $25,000 or more; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 8.49% APR · checked 9 times
7.99%8.49%8.99%Sep 14, 2026: 8.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2018 and Older Vehicle/Motorcycle Loan - - 9.49% 72 Months
Details As Low As; Auto Loans/Motorcycles; 72 Months for loan amounts of $20,000 or more; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 9 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used 2018 and Older Vehicle/Motorcycle Loan - - 9.99% 84 Months
Details As Low As; Auto Loans/Motorcycles; 84 Months for loan amounts of $25,000 or more; Discount: 0.25% for payroll deduction or automatic payment and 0.25% for Compass debit card use
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 9 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%

Compass Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New RV Loan - 6.24% 48 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 9 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
New RV Loan - 6.49% 60 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 9 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used RV Loan - 6.74% 48 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; If older model than 2006, add 2.00%; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 9 times
6.24%6.74%7.24%Sep 14, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
New RV Loan - 6.99% 120 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 9 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used RV Loan - 6.99% 60 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; If older model than 2006, add 2.00%; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 9 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
New RV Loan - 7.24% 144 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 9 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used RV Loan - 7.49% 120 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; If older model than 2006, add 2.00%; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 9 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used RV Loan - 7.74% 144 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; If older model than 2006, add 2.00%; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 9 times
7.24%7.74%8.24%Sep 14, 2026: 7.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
New RV Loan - 8.24% 180 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 9 times
7.74%8.24%8.74%Sep 14, 2026: 8.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Used RV Loan - 8.74% 180 Months
Details As Low As; Rates include 0.25% payroll deduction/automatic payment discount and 0.25% Compass debit card discount; If older model than 2006, add 2.00%; Members may borrow up to 100% of sales market price (motorhomes require 20% down)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 8.74% APR · checked 9 times
8.24%8.74%9.24%Sep 14, 2026: 8.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%

Compass Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Classic - 9.90%
Details Purchase APR; Cash Advance APR: 11.9%; Credit Limit: $10,000; Grace Period: 25 days; Late Fee: $20.00; Over-the-limit: No fee
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 9 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Visa Junior - 9.90%
Details Purchase APR; Cash Advance APR: 11.9%; Credit Limit: $500; Grace Period: 25 days; Late Fee: $1.00; Over-the-limit: No fee
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 9 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Visa Platinum - 9.90%
Details Purchase APR; Cash Advance APR: 11.9%; Credit Limit: $15,000; Grace Period: 25 days; Late Fee: $20.00; Over-the-limit: No fee
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 9 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Visa Platinum with Rewards - 10.90%
Details Purchase APR; Cash Advance APR: 12.9%; Credit Limit: $15,000; Grace Period: 25 days; Late Fee: $20.00; Over-the-limit: No fee; Earns two rewards points for each dollar spent
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 10.90% APR · checked 9 times
10.40%10.90%11.40%Sep 14, 2026: 10.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%

Compass Federal Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Loan 7.99% 84 Months
Details As Low As; Rates include 0.25% discount for payroll deduction or automatic payment and 0.25% discount for using a Compass debit card; Apply online via online banking
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 9 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Unsecured Loan - Credit Grade A+ 8.49% 84 Months
Details Published APR range: 8.49%/7.99%. Credit Score: 730 & Above; Maximum Loan/Term: $20,000/84 Months; APR shown as standard/discounted (0.25% payroll or automatic payment and 0.25% Compass debit card discounts)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.49% APR
7.99%8.49%8.99%Oct 13, 2026: 8.49% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Unsecured Loan - Credit Grade 8.99% 84 months
Details Published APR range: 8.99%/8.49%. Credit Score: 680 to 729; Maximum Loan/Term: $20,000/84 months; APR shown as standard/discounted (0.25% payroll or automatic payment and 0.25% Compass debit card discounts)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Unsecured Loan - Credit Grade B 9.99% 72 months
Details Published APR range: 9.99%/9.49%. Credit Score: 640 to 679; Maximum Loan/Term: $15,000/72 months; APR shown as standard/discounted (0.25% payroll or automatic payment and 0.25% Compass debit card discounts)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 13, 2026: 9.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Unsecured Loan - Credit Grade C 12.49% 60 months
Details Published APR range: 12.49%/11.99%. Credit Score: 600 to 639; Maximum Loan/Term: $10,000/60 months; APR shown as standard/discounted (0.25% payroll or automatic payment and 0.25% Compass debit card discounts)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 12.49% APR
11.99%12.49%12.99%Oct 13, 2026: 12.49% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Unsecured Loan - Credit Grade D 15.49% 60 months
Details Published APR range: 15.49%/14.99%. Credit Score: 550 to 599; Maximum Loan/Term: $5,000/60 months; APR shown as standard/discounted (0.25% payroll or automatic payment and 0.25% Compass debit card discounts)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 15.49% APR
14.99%15.49%15.99%Oct 13, 2026: 15.49% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Unsecured Loan - Credit Grade E 18.00% 60 months
Details Published APR range: 18.00%/17.50%. Credit Score: 549 & Below; Maximum Loan/Term: $5,000/60 months; APR shown as standard/discounted (0.25% payroll or automatic payment and 0.25% Compass debit card discounts)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 18.00% APR
17.50%18.00%18.50%Oct 13, 2026: 18.00% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%

Compass Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
90-Day Note Loan - - 15.00% 90 days
Details As Low As; Up to $20,000.00; $25 application fee; may be converted to a 4-year loan with payroll deduction; converted note may not be refinanced again during the 4 years; Rate includes 0.25% discount for payroll deduction or automatic payment and 0.25% discount for Compass debit card holders
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 15.00% APR · checked 6 times
14.50%15.00%15.50%Sep 18, 2026: 15.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Holiday Loan - - 6.00%
Details Loan amount: $3,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Oct 5, 2026: 6.00% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
IRAs 0.25% - 0.25%
Min Deposit $5
Min Balance $5
Details Balance: $5.00 and up
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Young Bucks, Teen Tycoons 0.25% - 0.25%
Min Deposit $5
Min Balance $5
Details Balance: $5.00 to $4,999
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Young Bucks, Teen Tycoons 0.25% - 0.25%
Min Deposit $5
Min Balance $5,000
Details Balance: $5,000 to $9,999
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Young Bucks, Teen Tycoons 0.25% - 0.25%
Min Deposit $5
Min Balance $10,000
Details Balance: $10,000 and up
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.54%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Compass Federal Credit Union’s Texas Ratio fell from 3.23% in Q3 2023 to 1.54% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.2% 3.0★ 3.3% 4.0★ 4.4% 5.0★ Healthy zone – entire history below the 15% limit 3.23% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.54% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$101M1.54%5.0A+
March 31, 2026$99M2.02%5.0A+
December 31, 2025$101M2.68%5.0A+
September 30, 2025$100M2.62%5.0A+
June 30, 2025$96M1.77%5.0A+
March 31, 2025$95M1.65%5.0A+
December 31, 2024$89M1.87%5.0A+
September 30, 2024$92M1.65%5.0A+
June 30, 2024$88M2.70%5.0A+
March 31, 2024$88M1.62%5.0A+
December 31, 2023$85M2.89%5.0A+
September 30, 2023$89M3.23%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Compass Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Compass Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Compass Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Compass Federal Credit Union
Website https://www.compassfcu.com
Address 131 George St, Oswego, NY 13126-2915
Phone 315-342-5300
Fax 315-342-5294
President Michael Pisa
CEO Jennifer Rupert
Full-Time Employees 25
Part-Time Employees 0
Branch Locations 5
ATM Locations 3
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.54%
Return on Assets (ROA)
0.6110%
Return on Equity (ROE)
3.9989%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
101,494,922
Total Amount of Shares and Deposits
85,007,491
Total Shares and Deposits < 1 Year
83,842,381
Total Shares and Deposits 1 3 Years
1,144,369
Total Shares and Deposits > 3 Years
20,737
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,187,966
Total Uninsured Shares and Deposits > $250K (F+J)
6,187,966
Total Insured Shares and Deposits > $250K (item 17 less item K)
78,819,525
Total Interest Expense (Sum of items 6 8)
331,550
Share Certificates
358
Number of Accounts for Share Drafts
6,493
IRA KEOGH Accounts
126
Number of Accounts for Regular Shares
9,528
All other shares
1,766
Money Market Shares
76
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,533,589
Total Liabilities
85,987,027
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Compass Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/compass-federal-credit-union-rates-review-17665">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Compass Federal Credit Union yet. Feel free to create one below.
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Compass Federal Credit Union

How many branches does Compass Federal Credit Union operate?

Compass Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Compass Federal Credit Union?

Yes, to access services at Compass Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Compass Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Compass Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Compass Federal Credit Union offer online and mobile banking?

Most modern institutions like Compass Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.compassfcu.com.

Current Compass Federal Credit Union Rates

  • 12-Month CD1.45%
  • 18-Month CD1.60%
  • 24-Month CD1.75%
  • 60-Month CD1.80%
  • Savings0.25%
  • MMA1.60%
Retrieved from our database of financial products. Rates subject to change.

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