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Best Checking Accounts & Rates (National) - March 2026

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Best National Checking Account Rates

Current competitive national checking account offers include Bridge Credit Union (10.00% APY), Neches Federal Credit Union (9.57% APY), Landmark Credit Union (7.50% APY), PyraMax Bank (7.50% APY), and PyraMax Bank (7.50% APY).

The tables below compare the top rates available nationwide. These offers are typically from banks and credit unions across the United States. Checking accounts are the workhorses of your financial life, used for paying bills, making purchases, and direct deposits. While traditional checking accounts offer little to no interest, high-yield checking accounts (often called "Rewards Checking") allow you to earn competitive interest rates on your everyday spending money.

The following rates reflect recent market quotes and representative offers available nationally. Checking account rates change all the time and may vary by financial institution. Last Updated and Verified: March 5, 2026

STATE:
MIN DEPOSIT:
Institution
Product
APY
Min Deposit
Bridge Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.02%
808 Poland Ave
Yellow Springs, OH 45505 2143
Diamond Dividend Checking
10.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details Up to 1st $1,500; Everyday APY**
Neches Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave
Port Neches, TX 77713
nPower Checking Account
9.57%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details An Annual Percentage Rate (APR) of 9.57% will be paid only for that portion of your average daily balance (ADB) that is between $50.00 and $500.00. You must maintain a minimum ADB of $50.00 to obtain the disclosed APY. The ADB is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The annual percentage yield (APY) for this tier will range from 9.57% to 10.00%, depending on the balance in the account. nPower Checking Accounts are for minor members age 8-17 only. One nPower Checking Account per minor member. Some restrictions may apply. Subject to change at any time.
Landmark Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.95%
S74W17042 Janesville Rd
West Milwaukee, WI 53932 8915
Premium Checking
7.50%
$0
▼
Rate 7.25%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
PyraMax Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Waukesha, WI 53220
Hero Checking
7.50%
$0
▼
Rate 7.25%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 7.500% APY on balances $0.01 - $500.00
PyraMax Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Waukesha, WI 53220
MaxInterest Checking
7.50%
$0
▼
Rate 7.25%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
Evolve Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.63%
9305 N Loop Dr
Las Cruces, TX 88011
ePriority Checking
7.23%
$0
▼
Rate 7.00%
Min Deposit $0
Updated Mar 4, 2026
Details No additional details provided.
Beacon Credit Union Incorporated
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.89%
6320 Logans Ln
Roanoke, VA 24572 6259
Choice Plus Checking
7.07%
$25
▼
Rate 6.85%
Min Deposit $25
Updated Mar 4, 2026
Details Additional qualification must be met to earn Tier 2 dividend. Click here to see requirements; Earns 7.07% APY on balances $0.01 to $5,000; 0.05% interest on $5,000.01 & Greater
Diversified Members Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.57%
625 N Main St
Novi, MI 48375 1610
High Yield Checking
7.00%
$0
▼
Rate 0.05%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
Dort Financial Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.65%
9050 HOLLY RD
WEST PALM BEACH, MI 48867 9007
Boost Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details $0 to $10,000 (ALL monthly qualifications met)
SaviBank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.39%
45872 Main St
Sedro Woolley, WA 98284
PNW Premier Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details This will be the APY for the entire balance in the tier. 7.00%* when all qualifications are met.
AmeriCU Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.15%
871 Arsenal St
Yorkville, NY 13602 5477
Business High Rate Checking (Qualifies)
7.00%
$0
▼
Rate 6.20%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 7.00% APY on balances $0.01- $10,000.00; 7.00% APY on balances $10,000.01-$25,000.00; 3.58%- 7.00% APY on balances $25,000.01-$50,000.00; 0.20%-3.57% APY on balances $50,000.01 and Greater
AmeriCU Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.15%
871 Arsenal St
Yorkville, NY 13602 5477
High Rate Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details Earn 7.00% APY on your first $10,000* with qualifying transactions.
Ascension Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.25%
2430 S Burnside Ave
Prairieville, LA 70808 1839
High Yield Checking
7.00%
$0
▼
Rate 6.79%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 7.00% APY on balances $0 to $10,000
Bank of Little Rock
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.11%
7171 Merrill Drive
Little Rock, AR 72223
Kasasa Cash
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details with just 30 debit card transactions
Century Next Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.13%
603 N Main St
West Monroe, LA 71646
Priority Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details If monthly qualifications are met, 7.00% for balances up to $30,000.00. Amounts over $30,000.00 receive 0.50%. If monthly qualifications are not met, 0.05% on entire balance.
First Sound Bank
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 9.17%
925 4th Ave Ste 2350
Seattle, WA 98104
PNW Premier Checking
7.00%
$0
▼
Rate 6.78%
Min Deposit $0
Updated Mar 4, 2026
Details on daily account balances up to $4,000 and 0.05% on balances over $4,000; when qualifications are met
Harborstone Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw
Tukwila, WA 98516 4754
PNW Premier Checking
7.00%
$25
▼
Rate 6.78%
Min Deposit $25
Updated Mar 4, 2026
Details on daily account balances up to $4,000 and 0.05% on balances over $4,000; when qualifications are met
Members1st Community Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.76%
503 2nd St
Traer, IA 50675
Yield 1st Checking Account
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Must use eStatements, log into online banking, have 20+ debit and/or credit card purchases, and ACH deposits of $500+ during month to earn dividend.
Michigan Coastal Credit Union
INSTITUTION RATING:
C-3.6 ★ Texas Ratio: 31.76%
5906 Commerce Center Dr
Muskegon, MI 49444 7870
HIGH INTEREST CHECKING*
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Fees may reduce earnings. Rate may change after the account is opened.
Mountain Valley Federal Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.29%
700 Bear Swamp Rd
Wilmington, NY 12997
High Rate Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earn 7.00% APY on your first $10,000 with qualifying transactions.
Suncoast Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 6.47%
950 W Fletcher Ave
Zephyrhills, FL 34785 8866
High Yield Checking Account
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 5, 2026
Details on $0-500 balance. No minimum deposit to open. No monthly fees & free ATMs
Calcasieu Teachers And Employees Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.17%
805 S Huntington St
Sulphur, LA 70663 4439
Rewards Checking
6.95%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details Earn up to 6.95% APY on balances up to $20,000; Accounts that do not meet qualification requirements earn 0.00% APY. Limit one account per SSN. Domestic ATM fees will be reimbursed up to $10 if qualifications are met during monthly qualification cycle.
Genisys Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.03%
7372 Highland Rd
Wixom, PA 55121 7707
Checking Accounts
6.75%
$0
▼
Rate 6.55%
Min Deposit $0
Updated Mar 4, 2026
Details Annual Percentage Yield designated as APY. Must enroll in eStatements and use your Genisys Debit Mastercard® at least ten times per month for purchases of $5.00 or more, excluding ATMs, to earn stated APY. Transactions that are pending on your account, and have not posted as of the end of the monthly qualification cycle will not count as a qualifying transaction for that cycle. Balances above $7,500 earn .05% APY. See Genius Checking page for details.
La Capitol Federal Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 7.23%
975 Tech Dr
Ruston, LA 71463 3539
Choice Checking
6.50%
$50
▼
Rate 0.00%
Min Deposit $50
Updated Mar 4, 2026
Details Earns 6.50% APY on balances up to but not exceeding $10,000.00; 0.73% APY on balances $10,000.01 +
Vibe Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.71%
968 N Lapeer Rd
West Bloomfield, MI 48377 2509
High Yield Reward Checking
6.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 5, 2026
Details Earn 6.50% APY on balances up to $7,500 each qualifying month. No opening balance or minimum balance requirements; Receive up to $20 per month in non-Vibe ATM fees
Frankenmuth Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 8.43%
975 N Main St
West Branch, MI 48867
Kasasa Cash Checking
6.20%
$0
▼
Rate 6.03%
Min Deposit $0
Updated Mar 2, 2026
Details Non-qualified accounts earn .01%APY
ELGA Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.21%
8415 Davison Rd
Saginaw, MI 48706
Kasasa Cash
6.17%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 6.17% APY on balances $0.00-$15,000.00
First State Bank Nebraska
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.97%
655 Chestnut St
Yutan, NE 68516
First Rate Checking Level 2
6.05%
$2,500
▼
Rate 0.00%
Min Deposit $2,500
Updated Mar 2, 2026
Details on balances $30,000.01 to $60,000
Community Bank of Pleasant Hill
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.47%
2401 N Highway 7
Pleasant Hill, MO 64080
Super Cash Checking
6.01%
$25
▼
Rate 5.85%
Min Deposit $25
Updated Mar 3, 2026
Details Earns 6.01% APY on balances $0 - $20,000
Community Bank of Pleasant Hill
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.47%
2401 N Highway 7
Pleasant Hill, MO 64080
Super Cash Checking*
6.01%
$25
▼
Rate 5.85%
Min Deposit $25
Updated Mar 3, 2026
Details Earns 5.851% interest rate, 6.01% APY on balances $0 - $20,000
Cosden Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Kasasa Cash® Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 27, 2026
Details on balances up to $10,000 when you qualify
Credit Union Of New Jersey A Federal Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 7.22%
Rosedale Rd
Trenton, NJ 08691
Kasasa Cash® Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 28, 2026
Details Earn an impactful 6% APY1 on balances up to $25,000. Plus, enjoy no monthly fees, no minimum balance requirements, and nationwide ATM fee refunds.1
The Municipal Federal Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 6.48%
103 Fairmount st
Sioux City, IA 51106
Premier Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 28, 2026
Details Earn up to 6.00% APY on balances up to $25,000-no fees, no hassle.
Public Employees Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.12%
8013 Centre Park Dr
Beaumont, TX 78756
High Interest Checking
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 1, 2026
Details Earns 6.00% APY on balances up to $15,000; 0.499% rate above $15,000; 0.05% non-qual rate; APY Range 6.00% to 1.00%
Credit Union West Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.00%
9986 W Happy Valley Pkwy Ste 101
Surprise, AZ 86326 5479
Heritage High-Yield CheckingTM
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 1, 2026
Details Earns 6.00% - 0.05% APY on balances >$20,000; 0.01% APY if Qualifications Not Met
First Federal S&L Pascagoula, MS
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.26%
903 Jackson Ave
Vancleave, MS 39567
Legacy Checking
6.00%
$25
▼
Rate 5.85%
Min Deposit $25
Updated Mar 2, 2026
Details No additional details provided.
5Point Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 6.33%
4401 Highway 73
Spring, TX 77706 6850
High-Yield Checking Account
6.00%
$0
▼
Rate 5.83%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 5.83% rate, 6.00% APY on balances up to and including $15,000
4U Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.99%
418 N Union St
Whitesboro, TX 76273
Kasasa Cash
6.00%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 2, 2026
Details up to $10,000**
4U Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.99%
418 N Union St
Whitesboro, TX 76273
Kasasa Free Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
AmeriCU Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.15%
871 Arsenal St
Yorkville, NY 13602 5477
High Rate Checking
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 2, 2026
Details Qualifications Met
Citizens Independent Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.95%
5000 W 36th St
Saint Louis Park, MN 55446
Signature High Yield checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details Free
Capitol Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.34%
1718 Lavaca St
Austin, TX 78758
Kasasa Cash
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 3, 2026
Details Earns 5.84% rate, 6.00% APY on balances 0 - $15,000.00
Capitol Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.34%
1718 Lavaca St
Austin, TX 78758
Kasasa Cash*
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 3, 2026
Details No additional details provided.
Cinfed Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.19%
925 Main St
Ft Wright, OH 45251
Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details Accounts That Pay You!
Clearpath Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.07%
5160 Vineland Ave
North Hollywood, CA 91601
CleaRewards Cash Back Rewards Checking
6.00%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 3, 2026
Details Cash back on debit card purchases; Enrollments must be in place and all of the following transactions and activities must post and settle to your CleaRewards account during each Monthly Qualification Cycle: • At least 15 debit card purchases • At least 1 ACH Credit or ACH Payment transaction • Be enrolled in and agree to receive eStatements
DUGOOD
INSTITUTION RATING:
F2.8 ★ Texas Ratio: 41.67%
9205 Eagle Dr Ste 700
Vidor, TX 77713
Hi-Yield Checking Account
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 4, 2026
Details No additional details provided.
Evergreen Credit Union Portland, ME
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 8.27%
838 Roosevelt Trl
Windham, ME 04106
Rise High-Yield Checking
6.00%
$25
▼
Rate 5.83%
Min Deposit $25
Updated Mar 4, 2026
Details Transactions:$1,500 or more (Balances up to $10,000.00)
First State Bank Tahlequah, OK
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 12.38%
1307 S Muskogee Ave
Tahlequah, OK 74464
Kasasa Cash
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 6.00% APY on balances up to $20,000; 6.00% to 1.21% on balances over $20,000
Gateway Bank Rison, AR
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 11.03%
6110 Highway 5 N
Rison, AR 72022
Kasasa Cash Back Checking
6.00%
$100
▼
Rate 6.00%
Min Deposit $100
Updated Mar 4, 2026
Details Get 6.00% cash back on debit card purchases; Cash back earned on as much as $200 in purchases monthly; Earn as much as $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $20 monthly); Online Account opening is designed to serve residents and consumers in our current market areas of Arkansas; A monthly Direct Deposit or Automated Clearing House credit (ACH), Agreement and Enrollment of Electronic Statements, are a condition of this account.
Green Belt Bank & Trust
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.70%
616 Washington Ave
Parkersburg, IA 50665
VelocitE Rewards Checking
6.00%
$50
▼
Rate 0.00%
Min Deposit $50
Updated Mar 4, 2026
Details $0-$25,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Institution
Product
APY
Min Deposit
Bridge Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.02%
808 Poland Ave
Yellow Springs, OH 45505 2143
Diamond Dividend Checking
10.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details Up to 1st $1,500; Everyday APY**
Neches Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave
Port Neches, TX 77713
nPower Checking Account
9.57%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details An Annual Percentage Rate (APR) of 9.57% will be paid only for that portion of your average daily balance (ADB) that is between $50.00 and $500.00. You must maintain a minimum ADB of $50.00 to obtain the disclosed APY. The ADB is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The annual percentage yield (APY) for this tier will range from 9.57% to 10.00%, depending on the balance in the account. nPower Checking Accounts are for minor members age 8-17 only. One nPower Checking Account per minor member. Some restrictions may apply. Subject to change at any time.
Landmark Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.95%
S74W17042 Janesville Rd
West Milwaukee, WI 53932 8915
Premium Checking
7.50%
$0
▼
Rate 7.25%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
PyraMax Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Waukesha, WI 53220
Hero Checking
7.50%
$0
▼
Rate 7.25%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 7.500% APY on balances $0.01 - $500.00
PyraMax Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.33%
9000 W Drexel Ave
Waukesha, WI 53220
MaxInterest Checking
7.50%
$0
▼
Rate 7.25%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
Evolve Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.63%
9305 N Loop Dr
Las Cruces, TX 88011
ePriority Checking
7.23%
$0
▼
Rate 7.00%
Min Deposit $0
Updated Mar 4, 2026
Details No additional details provided.
Beacon Credit Union Incorporated
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.89%
6320 Logans Ln
Roanoke, VA 24572 6259
Choice Plus Checking
7.07%
$25
▼
Rate 6.85%
Min Deposit $25
Updated Mar 4, 2026
Details Additional qualification must be met to earn Tier 2 dividend. Click here to see requirements; Earns 7.07% APY on balances $0.01 to $5,000; 0.05% interest on $5,000.01 & Greater
Diversified Members Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.57%
625 N Main St
Novi, MI 48375 1610
High Yield Checking
7.00%
$0
▼
Rate 0.05%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
Dort Financial Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.65%
9050 HOLLY RD
WEST PALM BEACH, MI 48867 9007
Boost Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details $0 to $10,000 (ALL monthly qualifications met)
SaviBank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.39%
45872 Main St
Sedro Woolley, WA 98284
PNW Premier Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details This will be the APY for the entire balance in the tier. 7.00%* when all qualifications are met.
AmeriCU Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.15%
871 Arsenal St
Yorkville, NY 13602 5477
Business High Rate Checking (Qualifies)
7.00%
$0
▼
Rate 6.20%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 7.00% APY on balances $0.01- $10,000.00; 7.00% APY on balances $10,000.01-$25,000.00; 3.58%- 7.00% APY on balances $25,000.01-$50,000.00; 0.20%-3.57% APY on balances $50,000.01 and Greater
AmeriCU Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.15%
871 Arsenal St
Yorkville, NY 13602 5477
High Rate Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details Earn 7.00% APY on your first $10,000* with qualifying transactions.
Ascension Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.25%
2430 S Burnside Ave
Prairieville, LA 70808 1839
High Yield Checking
7.00%
$0
▼
Rate 6.79%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 7.00% APY on balances $0 to $10,000
Bank of Little Rock
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.11%
7171 Merrill Drive
Little Rock, AR 72223
Kasasa Cash
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details with just 30 debit card transactions
Century Next Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.13%
603 N Main St
West Monroe, LA 71646
Priority Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details If monthly qualifications are met, 7.00% for balances up to $30,000.00. Amounts over $30,000.00 receive 0.50%. If monthly qualifications are not met, 0.05% on entire balance.
First Sound Bank
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 9.17%
925 4th Ave Ste 2350
Seattle, WA 98104
PNW Premier Checking
7.00%
$0
▼
Rate 6.78%
Min Deposit $0
Updated Mar 4, 2026
Details on daily account balances up to $4,000 and 0.05% on balances over $4,000; when qualifications are met
Harborstone Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw
Tukwila, WA 98516 4754
PNW Premier Checking
7.00%
$25
▼
Rate 6.78%
Min Deposit $25
Updated Mar 4, 2026
Details on daily account balances up to $4,000 and 0.05% on balances over $4,000; when qualifications are met
Members1st Community Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.76%
503 2nd St
Traer, IA 50675
Yield 1st Checking Account
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Must use eStatements, log into online banking, have 20+ debit and/or credit card purchases, and ACH deposits of $500+ during month to earn dividend.
Michigan Coastal Credit Union
INSTITUTION RATING:
C-3.6 ★ Texas Ratio: 31.76%
5906 Commerce Center Dr
Muskegon, MI 49444 7870
HIGH INTEREST CHECKING*
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Fees may reduce earnings. Rate may change after the account is opened.
Mountain Valley Federal Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.29%
700 Bear Swamp Rd
Wilmington, NY 12997
High Rate Checking
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earn 7.00% APY on your first $10,000 with qualifying transactions.
Suncoast Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 6.47%
950 W Fletcher Ave
Zephyrhills, FL 34785 8866
High Yield Checking Account
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 5, 2026
Details on $0-500 balance. No minimum deposit to open. No monthly fees & free ATMs
Calcasieu Teachers And Employees Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.17%
805 S Huntington St
Sulphur, LA 70663 4439
Rewards Checking
6.95%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details Earn up to 6.95% APY on balances up to $20,000; Accounts that do not meet qualification requirements earn 0.00% APY. Limit one account per SSN. Domestic ATM fees will be reimbursed up to $10 if qualifications are met during monthly qualification cycle.
Genisys Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.03%
7372 Highland Rd
Wixom, PA 55121 7707
Checking Accounts
6.75%
$0
▼
Rate 6.55%
Min Deposit $0
Updated Mar 4, 2026
Details Annual Percentage Yield designated as APY. Must enroll in eStatements and use your Genisys Debit Mastercard® at least ten times per month for purchases of $5.00 or more, excluding ATMs, to earn stated APY. Transactions that are pending on your account, and have not posted as of the end of the monthly qualification cycle will not count as a qualifying transaction for that cycle. Balances above $7,500 earn .05% APY. See Genius Checking page for details.
La Capitol Federal Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 7.23%
975 Tech Dr
Ruston, LA 71463 3539
Choice Checking
6.50%
$50
▼
Rate 0.00%
Min Deposit $50
Updated Mar 4, 2026
Details Earns 6.50% APY on balances up to but not exceeding $10,000.00; 0.73% APY on balances $10,000.01 +
Vibe Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.71%
968 N Lapeer Rd
West Bloomfield, MI 48377 2509
High Yield Reward Checking
6.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 5, 2026
Details Earn 6.50% APY on balances up to $7,500 each qualifying month. No opening balance or minimum balance requirements; Receive up to $20 per month in non-Vibe ATM fees
Frankenmuth Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 8.43%
975 N Main St
West Branch, MI 48867
Kasasa Cash Checking
6.20%
$0
▼
Rate 6.03%
Min Deposit $0
Updated Mar 2, 2026
Details Non-qualified accounts earn .01%APY
ELGA Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.21%
8415 Davison Rd
Saginaw, MI 48706
Kasasa Cash
6.17%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 6.17% APY on balances $0.00-$15,000.00
First State Bank Nebraska
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.97%
655 Chestnut St
Yutan, NE 68516
First Rate Checking Level 2
6.05%
$2,500
▼
Rate 0.00%
Min Deposit $2,500
Updated Mar 2, 2026
Details on balances $30,000.01 to $60,000
Community Bank of Pleasant Hill
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.47%
2401 N Highway 7
Pleasant Hill, MO 64080
Super Cash Checking
6.01%
$25
▼
Rate 5.85%
Min Deposit $25
Updated Mar 3, 2026
Details Earns 6.01% APY on balances $0 - $20,000
Community Bank of Pleasant Hill
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.47%
2401 N Highway 7
Pleasant Hill, MO 64080
Super Cash Checking*
6.01%
$25
▼
Rate 5.85%
Min Deposit $25
Updated Mar 3, 2026
Details Earns 5.851% interest rate, 6.01% APY on balances $0 - $20,000
Cosden Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Kasasa Cash® Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 27, 2026
Details on balances up to $10,000 when you qualify
Credit Union Of New Jersey A Federal Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 7.22%
Rosedale Rd
Trenton, NJ 08691
Kasasa Cash® Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 28, 2026
Details Earn an impactful 6% APY1 on balances up to $25,000. Plus, enjoy no monthly fees, no minimum balance requirements, and nationwide ATM fee refunds.1
The Municipal Federal Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 6.48%
103 Fairmount st
Sioux City, IA 51106
Premier Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 28, 2026
Details Earn up to 6.00% APY on balances up to $25,000-no fees, no hassle.
Public Employees Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.12%
8013 Centre Park Dr
Beaumont, TX 78756
High Interest Checking
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 1, 2026
Details Earns 6.00% APY on balances up to $15,000; 0.499% rate above $15,000; 0.05% non-qual rate; APY Range 6.00% to 1.00%
Credit Union West Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.00%
9986 W Happy Valley Pkwy Ste 101
Surprise, AZ 86326 5479
Heritage High-Yield CheckingTM
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 1, 2026
Details Earns 6.00% - 0.05% APY on balances >$20,000; 0.01% APY if Qualifications Not Met
First Federal S&L Pascagoula, MS
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.26%
903 Jackson Ave
Vancleave, MS 39567
Legacy Checking
6.00%
$25
▼
Rate 5.85%
Min Deposit $25
Updated Mar 2, 2026
Details No additional details provided.
5Point Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 6.33%
4401 Highway 73
Spring, TX 77706 6850
High-Yield Checking Account
6.00%
$0
▼
Rate 5.83%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 5.83% rate, 6.00% APY on balances up to and including $15,000
4U Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.99%
418 N Union St
Whitesboro, TX 76273
Kasasa Cash
6.00%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 2, 2026
Details up to $10,000**
4U Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.99%
418 N Union St
Whitesboro, TX 76273
Kasasa Free Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
AmeriCU Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.15%
871 Arsenal St
Yorkville, NY 13602 5477
High Rate Checking
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 2, 2026
Details Qualifications Met
Citizens Independent Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.95%
5000 W 36th St
Saint Louis Park, MN 55446
Signature High Yield checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details Free
Capitol Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.34%
1718 Lavaca St
Austin, TX 78758
Kasasa Cash
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 3, 2026
Details Earns 5.84% rate, 6.00% APY on balances 0 - $15,000.00
Capitol Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.34%
1718 Lavaca St
Austin, TX 78758
Kasasa Cash*
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 3, 2026
Details No additional details provided.
Cinfed Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.19%
925 Main St
Ft Wright, OH 45251
Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details Accounts That Pay You!
Clearpath Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.07%
5160 Vineland Ave
North Hollywood, CA 91601
CleaRewards Cash Back Rewards Checking
6.00%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 3, 2026
Details Cash back on debit card purchases; Enrollments must be in place and all of the following transactions and activities must post and settle to your CleaRewards account during each Monthly Qualification Cycle: • At least 15 debit card purchases • At least 1 ACH Credit or ACH Payment transaction • Be enrolled in and agree to receive eStatements
DUGOOD
INSTITUTION RATING:
F2.8 ★ Texas Ratio: 41.67%
9205 Eagle Dr Ste 700
Vidor, TX 77713
Hi-Yield Checking Account
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 4, 2026
Details No additional details provided.
Evergreen Credit Union Portland, ME
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 8.27%
838 Roosevelt Trl
Windham, ME 04106
Rise High-Yield Checking
6.00%
$25
▼
Rate 5.83%
Min Deposit $25
Updated Mar 4, 2026
Details Transactions:$1,500 or more (Balances up to $10,000.00)
First State Bank Tahlequah, OK
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 12.38%
1307 S Muskogee Ave
Tahlequah, OK 74464
Kasasa Cash
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 6.00% APY on balances up to $20,000; 6.00% to 1.21% on balances over $20,000
Gateway Bank Rison, AR
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 11.03%
6110 Highway 5 N
Rison, AR 72022
Kasasa Cash Back Checking
6.00%
$100
▼
Rate 6.00%
Min Deposit $100
Updated Mar 4, 2026
Details Get 6.00% cash back on debit card purchases; Cash back earned on as much as $200 in purchases monthly; Earn as much as $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $20 monthly); Online Account opening is designed to serve residents and consumers in our current market areas of Arkansas; A monthly Direct Deposit or Automated Clearing House credit (ACH), Agreement and Enrollment of Electronic Statements, are a condition of this account.
Green Belt Bank & Trust
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.70%
616 Washington Ave
Parkersburg, IA 50665
VelocitE Rewards Checking
6.00%
$50
▼
Rate 0.00%
Min Deposit $50
Updated Mar 4, 2026
Details $0-$25,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Institution
Product
APY
Min Deposit
Bank of Little Rock
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.11%
7171 Merrill Drive
Little Rock, AR 72223
Kasasa Cash
7.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details with just 30 debit card transactions
Calcasieu Teachers And Employees Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.17%
805 S Huntington St
Sulphur, LA 70663 4439
Rewards Checking
6.95%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details Earn up to 6.95% APY on balances up to $20,000; Accounts that do not meet qualification requirements earn 0.00% APY. Limit one account per SSN. Domestic ATM fees will be reimbursed up to $10 if qualifications are met during monthly qualification cycle.
Vibe Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.71%
968 N Lapeer Rd
West Bloomfield, MI 48377 2509
High Yield Reward Checking
6.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 5, 2026
Details Earn 6.50% APY on balances up to $7,500 each qualifying month. No opening balance or minimum balance requirements; Receive up to $20 per month in non-Vibe ATM fees
Frankenmuth Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 8.43%
975 N Main St
West Branch, MI 48867
Kasasa Cash Checking
6.20%
$0
▼
Rate 6.03%
Min Deposit $0
Updated Mar 2, 2026
Details Non-qualified accounts earn .01%APY
ELGA Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.21%
8415 Davison Rd
Saginaw, MI 48706
Kasasa Cash
6.17%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 6.17% APY on balances $0.00-$15,000.00
Community Bank of Pleasant Hill
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.47%
2401 N Highway 7
Pleasant Hill, MO 64080
Super Cash Checking
6.01%
$25
▼
Rate 5.85%
Min Deposit $25
Updated Mar 3, 2026
Details Earns 6.01% APY on balances $0 - $20,000
Community Bank of Pleasant Hill
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.47%
2401 N Highway 7
Pleasant Hill, MO 64080
Super Cash Checking*
6.01%
$25
▼
Rate 5.85%
Min Deposit $25
Updated Mar 3, 2026
Details Earns 5.851% interest rate, 6.01% APY on balances $0 - $20,000
Cosden Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Kasasa Cash® Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 27, 2026
Details on balances up to $10,000 when you qualify
Credit Union Of New Jersey A Federal Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 7.22%
Rosedale Rd
Trenton, NJ 08691
Kasasa Cash® Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 28, 2026
Details Earn an impactful 6% APY1 on balances up to $25,000. Plus, enjoy no monthly fees, no minimum balance requirements, and nationwide ATM fee refunds.1
4U Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.99%
418 N Union St
Whitesboro, TX 76273
Kasasa Cash
6.00%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 2, 2026
Details up to $10,000**
4U Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.99%
418 N Union St
Whitesboro, TX 76273
Kasasa Free Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
Capitol Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.34%
1718 Lavaca St
Austin, TX 78758
Kasasa Cash
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 3, 2026
Details Earns 5.84% rate, 6.00% APY on balances 0 - $15,000.00
Capitol Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.34%
1718 Lavaca St
Austin, TX 78758
Kasasa Cash*
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 3, 2026
Details No additional details provided.
Clearpath Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.07%
5160 Vineland Ave
North Hollywood, CA 91601
CleaRewards Cash Back Rewards Checking
6.00%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 3, 2026
Details Cash back on debit card purchases; Enrollments must be in place and all of the following transactions and activities must post and settle to your CleaRewards account during each Monthly Qualification Cycle: • At least 15 debit card purchases • At least 1 ACH Credit or ACH Payment transaction • Be enrolled in and agree to receive eStatements
First State Bank Tahlequah, OK
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 12.38%
1307 S Muskogee Ave
Tahlequah, OK 74464
Kasasa Cash
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 6.00% APY on balances up to $20,000; 6.00% to 1.21% on balances over $20,000
Gateway Bank Rison, AR
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 11.03%
6110 Highway 5 N
Rison, AR 72022
Kasasa Cash Back Checking
6.00%
$100
▼
Rate 6.00%
Min Deposit $100
Updated Mar 4, 2026
Details Get 6.00% cash back on debit card purchases; Cash back earned on as much as $200 in purchases monthly; Earn as much as $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $20 monthly); Online Account opening is designed to serve residents and consumers in our current market areas of Arkansas; A monthly Direct Deposit or Automated Clearing House credit (ACH), Agreement and Enrollment of Electronic Statements, are a condition of this account.
Green Belt Bank & Trust
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.70%
616 Washington Ave
Parkersburg, IA 50665
VelocitE Rewards Checking
6.00%
$50
▼
Rate 0.00%
Min Deposit $50
Updated Mar 4, 2026
Details $0-$25,000
Incommons Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.68%
714 E Texas Ave
Waco, TX 76712
Kasasa Cash
6.00%
$50
▼
Rate 5.84%
Min Deposit $50
Updated Mar 4, 2026
Details Earns 6.00% APY on balances $0 - $20,000.00
Incommons Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.68%
714 E Texas Ave
Waco, TX 76712
Kasasa Cash Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details On balances up to $20,000 every month you qualify.
Incommons Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.68%
714 E Texas Ave
Waco, TX 76712
Kasasa Cash*
6.00%
$50
▼
Rate 5.84%
Min Deposit $50
Updated Mar 4, 2026
Details Earns 6.00% APY on balances $0 - $20,000.00
Northwestern Mutual Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.06%
720 E Wisconsin Ave
Milwaukee, WI 53209
Free Kasasa Cash Checking
6.00%
$0
▼
Rate 5.83%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 6.00% APY on balances $0 - $10,000; 0.25% - 6.00% APY on Balance above $10,000
Power Financial Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 9.97%
8850 W Oakland Park Blvd
Sunrise, FL 33484 8153
Cash Back Checking
6.00%
$0
▼
Rate 5.82%
Min Deposit $0
Updated Mar 5, 2026
Details Earns 6.00% APY on balances $0 - $15,000; 0.15% interest on $15,000 and greater
Sunmark Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 11.71%
722 Hoosick Rd
Troy, NY 12866
Kasasa Cash Checking
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 5, 2026
Details Tier 1 up to $15,000
Texasgulf Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.70%
2101 N Fulton st
Wharton, TX 77488
Kasasa Cash
6.00%
$0
▼
Rate 5.84%
Min Deposit $0
Updated Mar 5, 2026
Details No additional details provided.
Northern Hills Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.53%
78 Cliff St
STURGIS, SD 57785
Rewards Checking
5.85%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 28, 2026
Details 5.85% is paid on balances up to $15,000. Balances over $15,000 earn 0.50% APY. The Default APY Rate of 0.05% will be applied to all tiered balances if account conditions are not met.
Hanover Community Bank
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 7.19%
80 E Jericho Tpke
Port Jefferson, NY 11788
Max Cash Checking
5.75%
$100
▼
Rate 5.59%
Min Deposit $100
Updated Mar 2, 2026
Details on balances as much as $25,000, when qualifications are met; Refunds on ATM withdrawal fees nationwide, (up to $25 monthly) when qualifications are met*.
CNB of Taylor
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.95%
116 W 3rd St
Taylor, TX 76574
Kasasa Cash
5.75%
$100
▼
Rate 5.60%
Min Deposit $100
Updated Mar 3, 2026
Details Earns 5.60% interest rate on balances 0 to $20,000
MCT Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.43%
94 N Lhs Dr
Port Neches, TX 77706
Kasasa Cash
5.55%
$5
▼
Rate 5.41%
Min Deposit $5
Updated Mar 4, 2026
Details Earns 5.41% Rate, 5.55% APY on balances 0 - $15,000
MCT Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.43%
94 N Lhs Dr
Port Neches, TX 77706
Kasasa Cash*
5.55%
$5
▼
Rate 5.41%
Min Deposit $5
Updated Mar 4, 2026
Details Earns 5.41% rate, 5.55% APY on balances 0 - $15,000
Bank of Star Valley
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.01%
384 S Washington St
Thayne, WY 83128
Kasasa Cash
5.50%
$0
▼
Rate 5.36%
Min Deposit $0
Updated Mar 3, 2026
Details No additional details provided.
Central Credit Union of Illinois
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.77%
9850 W 159th St
Orland Park, IL 60467
Kasasa Cash
5.50%
$0
▼
Rate 5.37%
Min Deposit $0
Updated Mar 3, 2026
Details Up to $25,000
Commonwealth One Federal Credit Union
INSTITUTION RATING:
A-5.0 ★ Texas Ratio: 14.20%
7701 Telegraph Rd
Washington, VA 22807 1008
Kasasa Cash®Checking
5.50%
$0
▼
Rate 0.50%
Min Deposit $0
Updated Mar 3, 2026
Details Earns 5.50 - 1.65% APY on balances $30,000.01 and over
University Credit Union Orono, ME
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.10%
Powers Hall
Saco, ME 04938 1930
Kasasa Cash Checking
5.50%
$0
▼
Rate 5.35%
Min Deposit $0
Updated Mar 5, 2026
Details $0 - $15,000
United Bank Springdale, AR
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.17%
670 E Joyce Blvd
Springdale, AR 72764
Kasasa Cash
5.50%
$0
▼
Rate 5.36%
Min Deposit $0
Updated Mar 5, 2026
Details Earns 5.50% APY on balances up to $25,000 (when qualifications are met)
St Marys Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.62%
96 Turnpike Rd
Westborough, MA 01752 3061
Kasasa Cash Checking
5.25%
$0
▼
Rate 5.13%
Min Deposit $0
Updated Mar 1, 2026
Details Earns 5.13% rate on balances $0.01 - $10,000
Financial Builders Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.45%
2828 S Lafountain St
Kokomo, IN 46902 3706
Free Kasasa Cash Checking Account
5.25%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 5.25% APY on balances $0 to $15,000
Twin Cedars Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.84%
402 Merrill St
Oskaloosa, IA 52577
Cedar Peak Rewards Checking
5.15%
$0
▼
Rate 5.03%
Min Deposit $0
Updated Mar 5, 2026
Details Up To $50,000*
Twin Cedars Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.84%
402 Merrill St
Oskaloosa, IA 52577
Cedar Peak Rewards Checking Tier 1
5.15%
$100
▼
Rate 5.03%
Min Deposit $100
Updated Mar 5, 2026
Details Daily Balance Range: $50,000.00 and below
Twin Cedars Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.84%
402 Merrill St
Oskaloosa, IA 52577
Cedar Peak Rewards Checking Tier 2
5.15%
$100
▼
Rate 0.05%
Min Deposit $100
Updated Mar 5, 2026
Details Daily Balance Range: $50,000.01 and greater
Northwest Plus Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.75%
9417 State Ave
Stanwood, WA 98292
Kasasa Cash
5.12%
$25
▼
Rate 5.00%
Min Deposit $25
Updated Mar 1, 2026
Details up to $15,000
Old West Federal Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 6.71%
937 Oregon Ave
Union, OR 97883
Kasasa Cash
5.12%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details Rate on Kasasa Cash accounts
Canopy Federal Credit Union
INSTITUTION RATING:
A-5.0 ★ Texas Ratio: 14.08%
930 N Howard St
Spokane Valley, WA 99216 0841
Kasasa Cash® Accounts
5.12%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details Up to $25,000mm; • Enroll in eStatements • At least 1 recurring direct deposit or outside transfer • 20+ qualifying debit or Canopy credit card purchases
Capon Valley Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.18%
717 N Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking Additional Qualifications Tier 2
5.12%
$0
▼
Rate 5.00%
Min Deposit $0
Updated Mar 3, 2026
Details $500 debit card transactions + 3 additional criteria
FedTrust Federal Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 6.25%
9755 US HIGHWAY 64 STE 107
Memphis, TN 38120 2108
Rewards Checking
5.12%
$0
▼
Rate 5.00%
Min Deposit $0
Updated Mar 4, 2026
Details No additional details provided.
First Bank Clewiston, FL
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.46%
325 S Main St
Moore Haven, FL 34142
Kasasa Cash
5.12%
$100
▼
Rate 5.00%
Min Deposit $100
Updated Mar 4, 2026
Details Earns 5.00% rate, 5.12% APY on balances $0.01 to $25,000
Synergy Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.96%
9701 Manchester St
Three Rivers, TX 78407
Rewards Cash Checking Account
5.12%
$0
▼
Rate 5.00%
Min Deposit $0
Updated Mar 5, 2026
Details Qualifying ($0.01-$10,000)
Texas Champion Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.74%
904 Highway 59
San Antonio, TX 78413
Champion Cash Checking
5.12%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 5, 2026
Details On balances up to and including $50,000 every month you qualify.
Pony Express Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.24%
215 N 291 Hwy
Liberty, MO 64624
Kasasa Cash
5.09%
$0
▼
Rate 4.97%
Min Deposit $0
Updated Mar 5, 2026
Details Balances up to $15,000
First Financial Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q
Zuni, NM 88130 6242
Kasasa Cash
5.05%
$0
▼
Rate 4.94%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 5.05% APY on balances 0 - $15,000
First Financial Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q
Zuni, NM 88130 6242
Kasasa Cash*
5.05%
$0
▼
Rate 4.94%
Min Deposit $0
Updated Mar 4, 2026
Details 0 - $15,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Institution
Product
APY
Min Deposit
4U Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.99%
418 N Union St
Whitesboro, TX 76273
Kasasa Free Checking
6.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
Northwestern Mutual Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.06%
720 E Wisconsin Ave
Milwaukee, WI 53209
Free Kasasa Cash Checking
6.00%
$0
▼
Rate 5.83%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 6.00% APY on balances $0 - $10,000; 0.25% - 6.00% APY on Balance above $10,000
Financial Builders Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.45%
2828 S Lafountain St
Kokomo, IN 46902 3706
Free Kasasa Cash Checking Account
5.25%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 5.25% APY on balances $0 to $15,000
High Peaks Federal Credit Union
INSTITUTION RATING:
B4.7 ★ Texas Ratio: 19.17%
9 N Main St
Whitehall, MT 59759 7711
Free Kasasa Cash Checking
5.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 25, 2026
Details Get paid to bank with us - up to 5.00% APY* - regardless of your balance.
SSB Bank
INSTITUTION RATING:
C3.9 ★ Texas Ratio: 28.54%
8700 Perry Hwy
Pittsburgh, PA 15237
Free Kasasa Cash Back® Checking
5.00%
$0
▼
Rate 5.00%
Min Deposit $0
Updated Feb 26, 2026
Details Earn rewards every month! cash back on debit card purchases up to $200 when qualifications are met
Nordstrom Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.29%
2701 Hoyt Ave
Seattle, WA 98201
Free Kasasa Cash Back Checking
5.00%
$0
▼
Rate 5.00%
Min Deposit $0
Updated Feb 27, 2026
Details cash back on debit card purchases; Up to $120 cash back per year, $10 per month; No category restrictions on purchases; Refunds on ATM withdrawal fees, nationwide
Alliant Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.03%
921 Highway 24 And 36 E
Pilot Grove, MO 65276
Free Kasasa Cash Back Checking
5.00%
$50
▼
Rate 5.00%
Min Deposit $50
Updated Mar 2, 2026
Details cash back on up to $200 in debit card purchases per qualification cycle
Bank of Star Valley
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.01%
384 S Washington St
Thayne, WY 83128
Free Kasasa Cash Back® Checking
5.00%
$50
▼
Rate 5.00%
Min Deposit $50
Updated Mar 3, 2026
Details cash back on debit card purchases*; No category restrictions on purchases; Cash back earned on up to $200 in purchases monthly; Earn up to $120 cash back per year, $10 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*; Link to free Kasasa Saver® (to automatically save & earn); Free Online Banking and Bill Pay; Free Mobile Banking and Mobile Deposit; Integration into QuickBooks, Quicken, Microsoft Money and CVS; Free e-statements; Unlimited check writing; Free MasterCard® ATM/debit card; Overdraft protection available, subject to credit approval; No monthly maintenance fees; No minimum balance to earn rewards
Community Bank of Pleasant Hill
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.47%
2401 N Highway 7
Pleasant Hill, MO 64080
Free Kasasa Cash Back Checking
5.00%
$0
▼
Rate 5.00%
Min Deposit $0
Updated Mar 3, 2026
Details Earn up to 5% cash back on debit card purchases when you qualify.
Colorado Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.36%
2380 E Bridge St
Littleton, CO 80601
Free High Interest Checking
5.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 3, 2026
Details $0 - $10,000 (All qualifications met)
Chief Financial Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.48%
790 Joslyn Ave
Troy, MI 48340 2918
Free Kasasa Cash Checking
5.00%
$0
▼
Rate 4.98%
Min Deposit $0
Updated Mar 3, 2026
Details No additional details provided.
The First National Bank of Hartford
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 11.77%
705 E Lawrence Harris Hwy
Slocomb, AL 36375
Free Kasasa Cash Checking
5.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Bring home 5.00% APY* with Kasasa - just for doing what you already do.
Greene County Commercial Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.00%
425 Main St
Catskill, NY 12414
FREE e-BUSINESS CHECKING ACCOUNT
5.00%
$0
▼
Rate 4.89%
Min Deposit $0
Updated Mar 5, 2026
Details Earns 5.00% APY on balances $1-$500; 0.05% to 4.99% APY on balances over $500
Greene County Commercial Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.00%
425 Main St
Catskill, NY 12414
FREE e-CHECKING ACCOUNT
5.00%
$0
▼
Rate 4.89%
Min Deposit $0
Updated Mar 5, 2026
Details Earns 5.00% APY on balances $1 - $500
Bank of Greene County
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.68%
81 Mill Hill Rd
Woodstock, NY 12534
FREE e-BUSINESS CHECKING ACCOUNT
5.00%
$0
▼
Rate 4.89%
Min Deposit $0
Updated Mar 5, 2026
Details Earns 5.00% APY on balances $1-$500; 0.05% to 4.99% APY on balances over $500
Bank of Greene County
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.68%
81 Mill Hill Rd
Woodstock, NY 12534
FREE e-CHECKING ACCOUNT
5.00%
$0
▼
Rate 4.89%
Min Deposit $0
Updated Mar 5, 2026
Details Earns 5.00% APY on balances $1 - $500; 0.05% interest on over $500
Peoples Bank Marion, KY
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 10.93%
600 Mammoth Cave Street
Marion, KY 42141
Free Kasasa Cash Back Checking
5.00%
$50
▼
Rate 5.00%
Min Deposit $50
Updated Mar 5, 2026
Details 5.00% cash back on debit card purchases. Cash back earned on up to $200.00 in purchases monthly. Up to $120 cash back per year, $10 per month. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle.
UnitedOne Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.69%
733 N 8th St
Sheboygan, WI 54220 5400
Free Kasasa Cash® Checking
5.00%
$0
▼
Rate 4.89%
Min Deposit $0
Updated Mar 5, 2026
Details No additional details provided.
SSB Bank
INSTITUTION RATING:
C3.9 ★ Texas Ratio: 28.54%
8700 Perry Hwy
Pittsburgh, PA 15237
Free Kasasa Cash® Checking
4.59%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Feb 26, 2026
Details Earns rewards every month! on balances up to $15,000
Sacramento Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.17%
8351 Elk Grove Blvd Ste 600
Sacramento, CA 95827 3239
FREE REWARDS CHECKING
4.50%
$0
▼
Rate 4.41%
Min Deposit $0
Updated Mar 5, 2026
Details Requirements Met
Fortifi Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.70%
N6230 State Road 49
Winneconne, WI 54986
Everyday Checking Plus
4.07%
$50
▼
Rate 4.00%
Min Deposit $50
Updated Mar 4, 2026
Details APY=Annual Percentage Yield. $50 minimum deposit to open. Monthly Qualifications: 18 debit card purchases / Direct deposit or Auto ACH payment / Enrollment in eStatements. Choose between earning interest or 5.00% cash back on up to $200 in debit card purchases if qualifications are met. If qualifications are met; the interest rate is 4.00% with a 4.07% APY on balances up to $15,000; balances $15,000.01 and over will earn an interest rate of .15% with an APY range of 1.33% - 4.07% APY depending on the account balance, and ATM refunds up to $10.00 per qualification cycle. Limit one Checking+ account per primary Tax Identification Number (TIN). Rates may change after opening. Rates effective as of 11/12/2025.
Town & Country Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St
South Portland, ME 04106 5408
Free Rewards Checking
4.07%
$0
▼
Rate 4.00%
Min Deposit $0
Updated Mar 5, 2026
Details On balances up to $10,000
Nordstrom Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.29%
2701 Hoyt Ave
Seattle, WA 98201
Free Kasasa Cash Checking
4.00%
$0
▼
Rate 3.93%
Min Deposit $0
Updated Feb 27, 2026
Details to $25,000
Nordstrom Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.29%
2701 Hoyt Ave
Seattle, WA 98201
Free Kasasa Cash Checking to $25,000
4.00%
$0
▼
Rate 3.93%
Min Deposit $0
Updated Feb 27, 2026
Details $0.00
Park Side Financial Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.87%
8111 Hwy 35
Whitefish, MT 59937 2988
Free Kasasa Cash® Checking
4.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 1, 2026
Details on balances up to $15,000
AAC Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.31%
904 Broadway Ave NW
Zeeland, PA 49534
FreePlus Checking
4.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
Dannemora Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.54%
344 Tom Miller Rd
Plattsburgh, NY 12929
Free Kasasa Cash Checking
4.00%
$10
▼
Rate 3.96%
Min Deposit $10
Updated Mar 2, 2026
Details Earns 3.96% rate, 4.00% APY on balances 0 to $25,000
NEXT STEP
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.00%
325 Washington Avenue Ext
Troy, NY 12205 5581
Free Kasasa Saver
4.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 4.00% APY on balances up to $25,000
The Bank of Tescott
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.34%
600 S Santa Fe Ave
Tescott, KS 67484
Free Kasasa Cash
4.00%
$0
▼
Rate 3.93%
Min Deposit $0
Updated Mar 2, 2026
Details 0 - $50,000
F&M Bank Miamisburg, OH
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.27%
720 Gardner Rd
West Carrollton, OH 45449
Free Kasasa Cash Checking
4.00%
$25
▼
Rate 3.93%
Min Deposit $25
Updated Mar 2, 2026
Details Earns 4.00% APY on balances $0 - $20,000
First Federal S&L of San Rafael
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.00%
998 4th St
San Rafael, CA 94930
Performance+ Free Checking
4.00%
$50
▼
Rate 0.00%
Min Deposit $50
Updated Mar 4, 2026
Details Enroll in eStatements; Simply have at least one direct deposit each statement cycle; Use your debit card for purchases 8 times per statement cycle
Meridian Trust Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.55%
901 W 29th St
Yellowstone National Park, WY 83001
Free Checking
4.00%
$0
▼
Rate 3.93%
Min Deposit $0
Updated Mar 4, 2026
Details Meet MaxRewards criteria? Yes
Meridian Trust Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.55%
901 W 29th St
Yellowstone National Park, WY 83001
MaxRewards Free Checking
4.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earn as much as 4.00% APY on your MaxRewards Free Checking account.
West Union Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.53%
320 Emily Dr
West Union, WV 26456
FREE KASASA SAVER ACCOUNT
4.00%
$50
▼
Rate 0.00%
Min Deposit $50
Updated Mar 5, 2026
Details Earns 4.0% APY on balances up to $75,000; 4.0% to 0.15% APY on balances over $75,000 depending on balance in account; 0.05% APY if qualifications are not met; Automatic transfers of Kasasa Cash earnings (dividends and ATM refunds); No monthly maintenance fees; No minimum balance to earn rewards; Free digital banking (online and mobile banking); Free electronic statements
Woodland Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 3.91%
675 Highway 169
Hill City, MN 56636
Free Kasasa Cash
4.00%
$50
▼
Rate 3.93%
Min Deposit $50
Updated Mar 5, 2026
Details $0 - $50,000
Alliant Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.03%
921 Highway 24 And 36 E
Pilot Grove, MO 65276
Free Kasasa Cash Checking
3.50%
$50
▼
Rate 0.00%
Min Deposit $50
Updated Mar 2, 2026
Details on balances up to and including $15,000
Maple City Savings Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 5.64%
7301 Seneca Rd N
Hornell, NY 14843
Free Thrive Interest Checking
3.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Free checking that helps your money thrive!
Danville State Savings Bank
INSTITUTION RATING:
B4.6 ★ Texas Ratio: 19.64%
109 N Main St
New London, IA 52645
Free Blue Bonus Cash Back Checking
3.00%
$50
▼
Rate 3.00%
Min Deposit $50
Updated Feb 27, 2026
Details You will receive 3.00% cash back on up to a total of $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per monthly Statement Cycle.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Institution
Product
APY
Min Deposit
Mountain Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.06%
8005 NC Highway 141
Whittier, NC 28905 5520
Trailhead Student Checking
6.00%
$0
▼
Rate 6.00%
Min Deposit $0
Updated Mar 4, 2026
Details No additional details provided.
Nordstrom Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.29%
2701 Hoyt Ave
Seattle, WA 98201
Youth Checking Account
5.00%
$0
▼
Rate 4.91%
Min Deposit $0
Updated Feb 27, 2026
Details No additional details provided.
Nordstrom Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.29%
2701 Hoyt Ave
Seattle, WA 98201
Youth Checking Account - Balance 0
5.00%
$0
▼
Rate 4.91%
Min Deposit $0
Updated Feb 27, 2026
Details $500
COASTAL
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.50%
Southpoint Crossing
RTP, NC 27804 8761
Student Checking Premium Tier
5.00%
$25
▼
Rate 0.00%
Min Deposit $25
Updated Mar 3, 2026
Details 15 or more Debit Card Transactions Posted Per Month
Nassau Financial Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.85%
736 Franklin Ave
Syosset, NY 11791 5603
Vibe Youth Checking
5.00%
$0
▼
Rate 5.00%
Min Deposit $0
Updated Mar 4, 2026
Details Interest is earned on balances up to $1,500.
Sno Falls Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.77%
7726 Center Blvd SE
Snoqualmie, WA 98065
Youth Rewards Checking Account
4.53%
$0
▼
Rate 4.50%
Min Deposit $0
Updated Mar 5, 2026
Details Requirements met - up to $5000**
CDC Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.26%
4816 Briarcliff Rd NE
Chamblee, GA 30345 2912
Student Checking
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated Mar 3, 2026
Details No additional details provided.
Mobility Credit Union
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 12.61%
8384 N Belt Line Rd
Irving, TX 76054
Youth Checking
3.04%
$0
▼
Rate 3.00%
Min Deposit $0
Updated Mar 4, 2026
Details No additional details provided.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Institution
Product
APY
Min Deposit
AmeriCU Credit Union
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.15%
871 Arsenal St
Yorkville, NY 13602 5477
Business High Rate Checking (Qualifies)
7.00%
$0
▼
Rate 6.20%
Min Deposit $0
Updated Mar 2, 2026
Details Earns 7.00% APY on balances $0.01- $10,000.00; 7.00% APY on balances $10,000.01-$25,000.00; 3.58%- 7.00% APY on balances $25,000.01-$50,000.00; 0.20%-3.57% APY on balances $50,000.01 and Greater
Peoples Security Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.05%
99 Grow Ave
Wilkes Barre, PA 19406
Micro Business MaxEarnings Checking
5.00%
$25
▼
Rate 4.89%
Min Deposit $25
Updated Mar 5, 2026
Details Earns 5.00% APY on balances $0.01 - $5,000.00
Greene County Commercial Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.00%
425 Main St
Catskill, NY 12414
FREE e-BUSINESS CHECKING ACCOUNT
5.00%
$0
▼
Rate 4.89%
Min Deposit $0
Updated Mar 5, 2026
Details Earns 5.00% APY on balances $1-$500; 0.05% to 4.99% APY on balances over $500
Bank of Greene County
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.68%
81 Mill Hill Rd
Woodstock, NY 12534
FREE e-BUSINESS CHECKING ACCOUNT
5.00%
$0
▼
Rate 4.89%
Min Deposit $0
Updated Mar 5, 2026
Details Earns 5.00% APY on balances $1-$500; 0.05% to 4.99% APY on balances over $500
Florida Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.36%
9680 SW 114th St
Wildwood, FL 34785
Business Interest Checking
4.25%
$10,000
▼
Rate 4.17%
Min Deposit $10,000
Updated Mar 2, 2026
Details No additional details provided.
Commercial Bank & Trust Company
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.74%
902 Us Highway 278 And 4 East
Warren, AR 71744
Business Sweep Checking
4.12%
$500,000
▼
Rate 0.00%
Min Deposit $500,000
Updated Feb 26, 2026
Details $500,000+; APYs based on RISE Money-Market Tiers in effect & subject to change at any time without notice
Solera National Bank
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 9.99%
319 S Sheridan Blvd
Lakewood, CO 80226
Prestige Business Checking
4.07%
$0
▼
Rate 4.00%
Min Deposit $0
Updated Mar 5, 2026
Details No additional details provided.
Beacon Credit Union Incorporated
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 1.89%
6320 Logans Ln
Roanoke, VA 24572 6259
Business Interest Plus Checking
4.04%
$500
▼
Rate 3.97%
Min Deposit $500
Updated Mar 4, 2026
Details Earns 4.04% APY on balances $0.01 to $10,000.00; 4.04% - 0.89% APY on balances $10,000.00 to $50,000.00; 0.00% APY on balances $50,000.01 - $1,000,000.00
Commercial Bank & Trust Company
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.74%
902 Us Highway 278 And 4 East
Warren, AR 71744
Business Sweep Checking
4.00%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated Feb 26, 2026
Details $100,000 - $499,999.99; APYs based on RISE Money-Market Tiers in effect & subject to change at any time without notice
Florida Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.36%
9680 SW 114th St
Wildwood, FL 34785
Business Interest Checking
4.00%
$10,000
▼
Rate 3.93%
Min Deposit $10,000
Updated Mar 2, 2026
Details No additional details provided.
First Pacific Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.00%
625 The City Dr S
Whittier, CA 92868
Commercial Analyzed Checking
4.00%
$0
▼
Rate 4.00%
Min Deposit $0
Updated Mar 4, 2026
Details ECR on daily balances
Gateway Bank Rison, AR
INSTITUTION RATING:
A5.0 ★ Texas Ratio: 11.03%
6110 Highway 5 N
Rison, AR 72022
Business Cash Checking
4.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 4, 2026
Details Earn 4.0% APY on the first $40,000 in your checking account when you complete 3 qualifiers: 12 Debit Card Purchases, Enroll in E-statements, Set up one Electronic Transaction (ACH). Rates are subject to change. See Details for specific information on total balance rates. See Qualification Cycle for more information. Only one account per Company. For Arkansas residents.
UFirst Federal Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 4.10%
72 Champlain St
Rouses Point, NY 12979
High Yield Business Checking
4.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 5, 2026
Details Yield* on balances $25,000-$50,000
Midflorida Credit Union
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.45%
930 US Highway 27 S
Winter Haven, FL 34994
Business Checking Plus Interest
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated Mar 4, 2026
Details Earns 3.687% dividend rate, 3.75% APY on balances $0.01 to $10,000.00
LNB Community Bank
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.28%
910 W Main St
Newburgh, IN 47630
Business Smart Checking
3.56%
$25
▼
Rate 3.50%
Min Deposit $25
Updated Mar 4, 2026
Details No additional details provided.
Bank of Burlington
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.00%
30 Kimball Ave
S Burlington, VT 05403
Commercial / Municipal Checking
3.30%
$0
▼
Rate 3.25%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
American Savings Bank, FSB
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 2.15%
98 200 Kamehameha Hwy
Waipahu, HI 96826
6-Month Term Biz Deluxe Checking Customers
3.10%
$0
▼
Rate 0.00%
Min Deposit $0
Updated Mar 2, 2026
Details Minimum Balance from Another Financial Institution
Bank of Burlington
INSTITUTION RATING:
A+5.0 ★ Texas Ratio: 0.00%
30 Kimball Ave
S Burlington, VT 05403
Commercial / Municipal Checking
3.09%
$0
▼
Rate 3.05%
Min Deposit $0
Updated Mar 2, 2026
Details No additional details provided.
Commercial Bank & Trust Company
INSTITUTION RATING:
A-4.9 ★ Texas Ratio: 16.74%
902 Us Highway 278 And 4 East
Warren, AR 71744
Business Sweep Checking
3.00%
$25,000
▼
Rate 0.00%
Min Deposit $25,000
Updated Feb 26, 2026
Details $25,000 - $99,999.99; APYs based on RISE Money-Market Tiers in effect & subject to change at any time without notice
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Nationwide directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on monitorbankrates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Nationwide. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts from large national institutions available to account holders nationwide.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate rapidly based on market conditions, every single checking product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.

Disclaimer: Checking account rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Nationwide. It is always advisable to check with the specific financial institution's official website for the most current offers and terms. Last Updated and Verified: March 6, 2026

Frequently Asked Questions

Do checking accounts earn interest?

Most traditional checking accounts earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select credit unions can pay interest rates comparable to savings accounts.

Are online banks safe?

Yes. Legitimate online banks are FDIC insured up to $250,000 per depositor, just like traditional brick-and-mortar banks. Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for 'Free Checking' accounts that explicitly state no monthly fees.

Best National Checking Rates

Based on our current data, some of the top high-yield checking accounts available nationwide include:
  • Bridge Credit Union: 10.00% APY (Diamond Dividend Checking)
  • Neches Federal Credit Union: 9.57% APY (nPower Checking Account)
  • Landmark Credit Union: 7.50% APY (Premium Checking)
  • PyraMax Bank: 7.50% APY (Hero Checking)
  • PyraMax Bank: 7.50% APY (MaxInterest Checking)
Rates are subject to change. Last Updated and Verified: March 5, 2026

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