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 Frankenmuth Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Frankenmuth Credit Union's 8 month rates are at 5.00%, 21 month rates are at 3.75%, 60 month CD rates are at 3.70%, 11 month rates are at 3.65%, 60 month CD rates are at 3.65%. Frankenmuth Credit Union's savings rates are at 0.02%. Frankenmuth Credit Union's money market rates are at 1.35%. Frankenmuth Credit Union's Personal Loan Rates are at 9.91%. MonitorBankRates evaluates the financial stability of Frankenmuth Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.85%. Rates last updated and verified on 08/28/2026. Frankenmuth Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Frankenmuth Credit Union? Share your experience about Frankenmuth Credit Union by leaving a review below, or read customer reviews before you decide to use Frankenmuth Credit Union. Frankenmuth Credit Union
Main Office 580 N Main St
https://www.frankenmuthcu.org Frankenmuth, MI 48734 
Frankenmuth Credit Union CD Rates
Frankenmuth Credit Union Savings Rates
Frankenmuth Credit Union Money Market Rates
Frankenmuth Credit Union Checking Rates
Frankenmuth Credit Union Mortgage Rates
Frankenmuth Credit Union Home Equity & HELOC
Frankenmuth Credit Union Auto Loan Rates
Frankenmuth Credit Union Student Loan Rates
Frankenmuth Credit Union Credit Card Rates
Frankenmuth Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Frankenmuth Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Frankenmuth Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Frankenmuth Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Frankenmuth Credit Union
Website
https://www.frankenmuthcu.org
Address
580 N Main St,
Frankenmuth, MI 48734
Phone
989-497-1600
Fax
989-497-1661
President
Brian Dixon
CEO
VICKIE SCHMITZER
Full-Time Employees
378
Part-Time Employees
36
Branch Locations
31
ATM Locations
32
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.85%
Return on Assets (ROA)
0.8127%
Return on Equity (ROE)
8.3673%
Non-Performing Loans Ratio (NPL)
1.09%
Total Assets
1,499,509,368
Total Amount of Shares and Deposits
1,332,799,835
Total Shares and Deposits < 1 Year
1,306,896,900
Total Shares and Deposits 1 3 Years
23,799,253
Total Shares and Deposits > 3 Years
2,103,682
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
320,597,238
Total Uninsured Shares and Deposits > $250K (F+J)
320,597,238
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,012,202,597
Total Interest Expense (Sum of items 6 8)
20,713,063
Share Certificates
5,901
Number of Accounts for Share Drafts
55,678
IRA KEOGH Accounts
910
Number of Accounts for Regular Shares
92,468
All other shares
32,489
Non Member Deposits
4
Money Market Shares
656
Net Income (unless the amount is already included in Undivided Earnings)
12,186,520
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,629,878
Total Liabilities
1,347,871,357
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Frankenmuth Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Frankenmuth Credit Union
Frequently Asked Questions About Frankenmuth Credit UnionHow many branches does Frankenmuth Credit Union operate?Frankenmuth Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Frankenmuth Credit Union?Yes, to access services at Frankenmuth Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Frankenmuth Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Frankenmuth Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Frankenmuth Credit Union offer online and mobile banking?Most modern institutions like Frankenmuth Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.frankenmuthcu.org. Current Frankenmuth Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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