Best Certificate of Deposit Rates June 2026 Up to 6.00%
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
If you are looking to maximize your savings, you can compare national CD options like CO-OP Credit UnionCO-OP Credit Union100 E Main St, Black River Falls, WI 54615A+5.0 ★Texas Ratio: 3.65% offering 12-month Youth Saver Certificate at 6.00% APY, or Schools Federal Credit UnionSchools Federal Credit Union20101 Hamilton Ave Ste 150, Torrance, CA 90502 1306A+5.0 ★Texas Ratio: 1.27% offering Relationship Certificate(12 months) at 5.90% APY, or Gundersen Credit UnionGundersen Credit Union1910 South Ave, La Crosse, WI 54601A+5.0 ★Texas Ratio: 0.77% offering Teenager (Age 13-17) - 12 Month Term at 5.50% APY, or Vast BankVast Bank110 N Elgin Ave, Tulsa, OK 74120A+5.0 ★Texas Ratio: 4.77% offering 12 Month CD Special at 5.25% APY. CD rates as of June 11, 2026 according to verified data from MonitorBankRates.
Finding the best CD rate is one of the safest ways to grow your savings. Unlike variable accounts, a CD lets you lock in a high APY for a specific term, protecting your return from market fluctuations. We empower savers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a stable, highly-rated institution with confidence.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution’s discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 11, 2026
Compare the Best CD Rates Nationwide
3 Month CD Rates
APY is fixed for the initial term. Upon maturity, CD Specials will auto-renew into a standard CD for the same term at the rate offered at time of renewal.
No additional details available.
No additional details available.
No additional details available.
6 Month CD Rates
$1,000; Qualifying balance up to $1,000.00
APY is fixed for the initial term. Upon maturity, CD Specials will auto-renew into a standard CD for the same term at the rate offered at time of renewal.
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Max $5,000
No additional details available.
Available for members under the age of 21; 1 per member
No additional details available.
Balance up to $15,000.00
FEATURED RATE
No additional details available.
No additional details available.
FEATURED RATE
FEATURED RATE
APY (Annual Percentage Yield) and interest rate effective 12/16/2025 and subject to change without notice. Must be opened with new money, not already on deposit with Old Second National Bank. Maximum deposit is $1,000,000 per tax ID. Money must remain on deposit for full 6 month term to receive the stated APY. A penalty may be imposed for early withdrawal. Additions cannot be made to the CD during the term. Fees could reduce earnings on the account. CD will automatically renew for a 6 month fixed term at the rates and terms then in effect. Not available for IRAs. Offer subject to change without notice.
FEATURED RATE
.70% APY bump to our regular rate
No additional details available.
BONUS RATE: 5.00%
No additional details available.
No additional details available.
Bonus Rate: 5.00%; Early Withdrawal Penalty: 90 Days Interest
BONUS RATE: 5.00%
No additional details available.
Deposit Amount: $100,001 and up
Deposit Amount: $101,000 and up
No additional details available.
No additional details available.
No additional details available.
Beacon's promotional certificate rate is only valid on new money only. For 6 months promotional share certificates, the early withdrawal penalty is 90 days of dividend whether earned or not.
No additional details available.
12 Month CD Rates
No additional details available.
$3,000 maximum
No additional details available.
Deposit Certificiate
Special Rate.
APY is fixed for the initial term. Upon maturity, CD Specials will auto-renew into a standard CD for the same term at the rate offered at time of renewal.
No additional details available.
No additional details available.
90 days interest
Early Withdrawal Penalty: 90 days interest
No additional details available.
No additional details available.
No additional details available.
$300
Interest Rate: 4.89%
Interest Rate: 4.89%
No additional details available.
Automatic Renewal
This account is available only for members under 18 years of age.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
18 Month CD Rates
Special Rate.
Interest Rate: 5.04%
Interest Rate: 5.04%
At maturity, the CD will be renewed into a 24-month CD.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Must be under 18 to open. 18M allows add-ons & withdrawals (Min +/- $100 ) & a 1-time rate bump (must provide report card). MAXIMUM DEPOSIT OF $10,000.00, LIMIT ONE PER MEMBER
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Limited-time offer. Click for details.
No additional details available.
No additional details available.
Variable rate certificate. The rate is adjusted on the first of each month and is calculated by using the 24-month Treasury Bill rate in effect on the 10th day of the previous month plus 0.25% (25 basis points). At maturity, the certificate automatically renews.
Featured rate.
No additional details available.
The Best Share Certificate Rates In the Local Market!
This is a variable rate certificate. The rate is adjusted on the first of each month and is calculated by using the 24-month Treasury Bill rate in effect on the 10th day of the previous month plus 0.25% (25 basis points). At maturity, the certificate automatically renews.
24 Month CD Rates
Special Rate.
Interest Rate: 5.18%
Interest Rate: 5.18%
APY is fixed for the initial term. Upon maturity, CD Specials will auto-renew into a standard CD for the same term at the rate offered at time of renewal.
Monthly Min/Max: $20/$400, paid annually
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Variable yield account with no cap.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Penalty for early withdrawal
No additional details available.
36 Month CD Rates
Credit Score: 599 - 0
No additional details available.
Credit Score: 599 - 0
No additional details available.
No additional details available.
Credit Score: 599 - 500
No additional details available.
Credit Score: 659 - 600
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Credit Score: 659 - 600
No additional details available.
No additional details available.
Credit Score: 699 - 660
No additional details available.
No additional details available.
Credit Score: 699 - 660
No additional details available.
Credit Score: 659 - 600
No additional details available.
No additional details available.
No additional details available.
Credit Score: 759 - 700
Credit Score: 699 - 660
No additional details available.
Credit Score: 700 +
No additional details available.
No additional details available.
48 Month CD Rates
Credit Score: 599 - 0
No additional details available.
No additional details available.
No additional details available.
No additional details available.
over $25,000; Credit Score: 659 - 600
No additional details available.
No additional details available.
No additional details available.
over $25,000; Credit Score: 699 - 660
No additional details available.
Credit Score: 659 - 600
over $25,000; Credit Score: 759 - 700
Credit Score: 659 - 600
Credit Score: 699 - 660
over $25,000; Credit Score: 760+
Credit Score: 759 - 700
Credit Score: 699 - 660
Credit Score: 760+
Credit Score: 759 - 700
Interest Rate: 5.43%
Interest Rate: 5.43%
Special Rate.
Credit Score: 760+
Monthly Min/Max: $20/$200, paid annually
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
60 Month CD Rates
Credit Score: 599 - 0
No additional details available.
No additional details available.
Credit Score: 599 - 0
No additional details available.
Credit Score: 699 - 660
No additional details available.
No additional details available.
Credit Score: 659 - 600
No additional details available.
Credit Score: 700 +
Credit Score: 659 - 600
Credit Score: 699 - 660
No additional details available.
No additional details available.
No additional details available.
Credit Score: 759 - 700
Credit Score: 699 - 660
Credit Score: 659 - 600
No additional details available.
Credit Score: 760+
Credit Score: 759 - 700
Credit Score: 699 - 660
Credit Score: 760+
Interest Rate: 5.52%
Interest Rate: 5.52%
Special Rate.
Credit Score: 759 - 700
No additional details available.
Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
National CD Rate Trends
Weekly national average APYs across all 8 CD terms — compiled from 8,500+ banks & credit unions, updated nightly.
National 12-month CD rates rose 0.036 points this week to 2.872%, up from 2.835% last week.
National 6-month CD rates rose 0.028 points this week to 2.718%, up from 2.690% last week.
CD Rate Trends
Weekly average APYs across all CD terms. Hover over the chart to see exact rates for each week.
Frequently Asked Questions about CD Rates
What is a Certificate of Deposit (CD)?
Are CD rates higher than regular savings accounts?
Is my money safe in a CD?
What happens if I withdraw money from a CD early?
What is APY and how does it differ from the interest rate?
What CD term should I choose?
What is a CD ladder?
Can I add money to a CD after opening it?
CD Calculators
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our nationwide CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates nationwide directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields across the country. We feature a comprehensive mix of financial institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly based on Federal Reserve policy and market conditions, every CD product listed features its own specific “last updated” date for full transparency.
Proprietary Institution Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you deposit with secure, reliable institutions.
Search CD Rates by State
