Best CD Rates for February 2025 | Find the Highest Certificate of Deposit Rates

Find the best CD bank rates by reading our reports and searching our CD rate tables. You can compare average CD rates to the highest rates available.

Best CD Rates January 25, 2025

Bank
Product
APY
Min Dep
3-Month CD
4.75%
$1,000
3-Month CD
4.75%
$10,000
3-Month CD
4.65%
$1,000
3-Month CD
4.61%
$25,000
3-Month CD
4.40%
$1,000
3-Month CD
4.35%
$1,000
3-Month CD
4.35%
$500
3-Month CD
4.32%
$2,500
3-Month CD
4.27%
$1,000
3-Month CD
4.27%
$1,000
3-Month CD
4.25%
$1,000
3-Month CD
4.25%
$1,000
3-Month CD
4.25%
$1,000
3-Month CD
4.25%
$1,000
3-Month CD
4.16%
$25,000
3-Month CD (Jumbo)
4.06%
$95,000
3-Month CD
4.06%
$2,500
3-Month CD
4.04%
$500
3-Month CD
4.00%
$500
3-Month CD
4.00%
$1,000
3-Month CD
4.00%
$1,000
3-Month CD
4.00%
$500
3-Month CD
3.96%
$100
3-Month CD
3.95%
$1,000
3-Month CD
3.90%
$500
3-Month CD
3.85%
$1,000
3-Month CD
3.81%
$1,000
3-Month CD
3.80%
$500
3-Month CD
3.80%
$10,000
3-Month CD
3.75%
$1,000
3-Month CD
3.74%
$1,000
3-Month CD
3.72%
$1,000
3-Month CD
3.64%
$1,000
3-Month CD
3.61%
$1,000
3-Month CD
3.55%
$1,000
3-Month CD
3.55%
$1
3-Month CD
3.50%
$5,000
3-Month CD
3.50%
$500
3-Month CD
3.50%
$500
3-Month CD
3.50%
$1,000
3-Month CD
3.40%
$50,000
3-Month CD
3.30%
$500
3-Month CD
3.30%
$20,000
3-Month CD
3.29%
$1,000
3-Month CD
3.25%
$1,000
3-Month CD
3.24%
$1,000
3-Month CD
3.03%
$1,000
3-Month CD
3.01%
$1,000
3-Month CD
3.00%
$2,500
3-Month CD
3.00%
$500
3-Month CD
3.00%
$500
3-Month CD
3.00%
$2,500
3-Month CD
2.90%
$0
3-Month CD
2.78%
$1,000
3-Month CD
2.78%
$1,000
3-Month CD
2.75%
$500
3-Month CD
2.75%
$500
3-Month CD
2.75%
$1,000
3-Month CD
2.75%
$500
3-Month CD
2.65%
$1,000
3-Month CD
2.52%
$1
3-Month CD
2.50%
$1,000
3-Month CD
2.50%
$1,000
3-Month CD
2.50%
$500
3-Month CD
2.47%
$1,000
3-Month CD
2.32%
$1,000
3-Month CD
2.28%
$500
3-Month CD
2.27%
$50,000
3-Month CD
2.27%
$500
3-Month CD
2.25%
$250
3-Month CD
2.10%
$500
3-Month CD
2.05%
$1,000
3-Month CD
2.02%
$100
3-Month CD
2.02%
$500
3-Month CD
2.00%
$0
3-Month CD
2.00%
$500
3-Month CD
2.00%
$500
3-Month CD
2.00%
$500
3-Month CD
1.97%
$500
3-Month CD
1.75%
$2,500
3-Month CD
1.65%
$1,000
3-Month CD
1.65%
$500
3-Month CD
1.61%
$1,000
3-Month CD
1.51%
$1,000
3-Month CD
1.51%
$2,500
3-Month CD
1.51%
$500
3-Month CD
1.50%
$500
3-Month CD
1.50%
$1,000
3-Month CD
1.36%
$2,500
3-Month CD
1.31%
$500
3-Month CD
1.30%
$1,000
3-Month CD
1.26%
$1,000
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Bank
Product
APY
Min Dep
6-Month CD
5.06%
$1,000
6-Month CD (Super Jumbo)
5.01%
$250,000
6-Month CD (Jumbo)
4.96%
$100,000
6-Month CD
4.75%
$50,000
6-Month CD
4.74%
$1,000
6-Month CD (Jumbo)
4.70%
$100,000
6-Month CD
4.70%
$2,500
6-Month CD
4.70%
$500
6-Month CD
4.68%
$1,000
6-Month CD
4.65%
$500
6-Month CD
4.65%
$1,000
6-Month CD
4.65%
$500
6-Month CD
4.65%
$50,000
6-Month CD
4.65%
$10,000
6-Month CD
4.61%
$25,000
6-Month CD
4.60%
$1,000
6-Month CD
4.60%
$1,000
6-Month CD
4.55%
$1,000
6-Month CD
4.55%
$1,000
6-Month CD
4.50%
$500
6-Month CD
4.50%
$1,000
6-Month CD
4.50%
$1,000
6-Month CD
4.50%
$500
6-Month CD
4.50%
$1,000
6-Month CD
4.50%
$1,000
6-Month CD
4.50%
$100,000
6-Month CD
4.50%
$2,500
6-Month CD
4.50%
$500
6-Month CD
4.50%
$1,000
6-Month CD
4.47%
$500
6-Month CD
4.45%
$1,000
6-Month CD
4.45%
$2,500
6-Month CD
4.45%
$1,000
6-Month CD
4.45%
$5,000
6-Month CD
4.42%
$1,000
6-Month CD
4.40%
$5,000
6-Month CD
4.40%
$5,000
6-Month CD
4.40%
$1,000
6-Month CD
4.35%
$1,000
6-Month CD
4.35%
$500
6-Month CD
4.35%
$1,000
6-Month CD
4.35%
$1,000
6-Month CD
4.35%
$500
6-Month CD
4.35%
$500
6-Month CD
4.32%
$1,000
6-Month CD
4.30%
$5,000
6-Month CD
4.30%
$1,000
6-Month CD
4.30%
$500
6-Month CD (Jumbo)
4.30%
$100,000
6-Month CD
4.30%
$1,000
6-Month CD
4.30%
$500
6-Month CD (Jumbo)
4.30%
$10,000
6-Month CD
4.30%
$5,000
6-Month CD
4.30%
$1,000
6-Month CD
4.30%
$2,500
6-Month CD
4.30%
$500
6-Month CD
4.30%
$1,000
6-Month CD
4.30%
$500
6-Month CD
4.30%
$250
6-Month CD
4.29%
$1,000
6-Month CD
4.29%
$500
6-Month CD
4.25%
$1,000
6-Month CD
4.25%
$1,000
6-Month CD
4.25%
$1,000
6-Month CD
4.25%
$2,500
6-Month CD
4.25%
$500
6-Month CD
4.25%
$10,000
6-Month CD
4.25%
$500
6-Month CD
4.25%
$50,000
6-Month CD
4.25%
$1,000
6-Month CD
4.25%
$500
6-Month CD
4.25%
$500
6-Month CD
4.25%
$500
6-Month CD
4.24%
$1,000
6-Month CD
4.23%
$500
6-Month CD
4.22%
$500
6-Month CD
4.22%
$1
6-Month CD
4.20%
$25,000
6-Month CD
4.20%
$1,000
6-Month CD
4.20%
$500
6-Month CD
4.20%
$5,000
6-Month CD
4.20%
$500
6-Month CD
4.19%
$1,000
6-Month CD
4.19%
$50,000
6-Month CD
4.17%
$1,000
6-Month CD
4.16%
$1,000
6-Month CD
4.16%
$500
6-Month CD
4.15%
$1,000
6-Month CD
4.15%
$500
6-Month CD
4.15%
$500
6-Month CD
4.15%
$1,000
6-Month CD
4.15%
$500
6-Month CD
4.15%
$500
6-Month CD
4.15%
$1,000
6-Month CD
4.15%
$3,000
Show More
Bank
Product
APY
Min Dep
12-Month CD
5.25%
$1,000
12-Month CD (Flex Index)
4.86%
$1,000
12-Month CD (Bump-Up)
4.75%
$10,000
12-Month CD
4.70%
$1,000
12-Month CD (Jumbo)
4.63%
$50,000
12-Month CD
4.60%
$1,000
12-Month CD
4.59%
$200
12-Month CD
4.58%
$1,000
12-Month CD (Jumbo)
4.55%
$100,000
12-Month CD
4.55%
$500
12-Month CD
4.55%
$50,000
12-Month CD
4.55%
$1,000
12-Month CD
4.55%
$1,000
12-Month CD
4.50%
$25,000
12-Month CD
4.50%
$500
12-Month CD
4.50%
$10,000
12-Month CD
4.50%
$5,000
12-Month CD
4.50%
$1,000
12-Month CD
4.50%
$500
12-Month CD
4.50%
$500
12-Month CD
4.50%
$1,000
12-Month CD
4.50%
$10,000
12-Month CD
4.50%
$500
12-Month CD
4.50%
$1,000
12-Month CD
4.49%
$500
12-Month CD
4.45%
$5,000
12-Month CD
4.45%
$500
12-Month CD
4.45%
$1,000
12-Month CD
4.45%
$500
12-Month CD
4.45%
$1,000
12-Month CD
4.45%
$1,000
12-Month CD
4.40%
$100
12-Month CD
4.40%
$2,500
12-Month CD
4.40%
$1,000
12-Month CD
4.39%
$10,000
12-Month CD
4.39%
$500
12-Month CD
4.37%
$1,000
12-Month CD
4.35%
$1,000
12-Month CD
4.35%
$500
12-Month CD
4.34%
$0
12-Month CD
4.34%
$1,000
12-Month CD
4.33%
$5,000
12-Month CD (Jumbo)
4.33%
$100,000
12-Month CD
4.33%
$1,000
12-Month CD
4.32%
$1,000
12-Month CD
4.32%
$500
12-Month CD
4.32%
$1,000
12-Month CD
4.32%
$1,000
12-Month CD
4.32%
$500
12-Month CD
4.30%
$500
12-Month CD
4.30%
$1,000
12-Month CD
4.30%
$500
12-Month CD
4.30%
$1,000
12-Month CD
4.30%
$500
12-Month CD (Jumbo)
4.30%
$100,000
12-Month CD (Jumbo)
4.30%
$100,000
12-Month CD
4.30%
$1,000
12-Month CD
4.30%
$500
12-Month CD
4.30%
$500
12-Month CD
4.30%
$500
12-Month CD (Jumbo)
4.29%
$250,000
12-Month CD
4.29%
$1,000
12-Month CD (Jumbo)
4.27%
$100,000
12-Month CD
4.27%
$2,000
12-Month CD
4.26%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$50,000
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$5,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$2,500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$2,500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$5,000
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$1,000
12-Month CD (Jumbo)
4.25%
$100,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD (add-On)
4.25%
$500
Show More
Bank
Product
APY
Min Dep
18-Month CD
5.00%
$1,000
18-Month CD
4.65%
$1,000
18-Month CD
4.45%
$500
18-Month CD (Jumbo)
4.40%
$100,000
18-Month CD
4.35%
$500
18-Month CD
4.33%
$500
18-Month CD
4.32%
$500
18-Month CD
4.30%
$500
18-Month CD
4.30%
$50,000
18-Month CD
4.30%
$1,000
18-Month CD
4.28%
$10,000
18-Month CD
4.27%
$500
18-Month CD
4.27%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.22%
$10,000
18-Month CD
4.20%
$1,000
18-Month CD
4.20%
$2,500
18-Month CD
4.18%
$1,000
18-Month CD
4.16%
$1
18-Month CD
4.16%
$1,000
18-Month CD
4.15%
$500
18-Month CD
4.15%
$5,000
18-Month CD
4.15%
$1,000
18-Month CD
4.15%
$500
18-Month CD
4.15%
$1,000
18-Month CD
4.15%
$10,000
18-Month CD
4.15%
$500
18-Month CD
4.13%
$500
18-Month CD
4.13%
$500
18-Month CD
4.13%
$1,000
18-Month CD
4.10%
$500
18-Month CD
4.10%
$250
18-Month CD
4.10%
$10,000
18-Month CD
4.10%
$500
18-Month CD
4.10%
$1,000
18-Month CD
4.07%
$500
18-Month CD
4.06%
$1,000
18-Month CD
4.06%
$2,000
18-Month CD
4.05%
$1,000
18-Month CD
4.05%
$5,000
18-Month CD
4.05%
$25,000
18-Month CD
4.05%
$1,000
18-Month CD
4.05%
$500
18-Month CD (Jumbo)
4.04%
$100,000
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
18-Month CD
4.02%
$500
18-Month CD
4.01%
$500
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$200
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$500
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$2,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$500
18-Month CD
4.00%
$250
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD (Jumbo)
3.97%
$100,000
18-Month CD
3.97%
$1,000
18-Month CD
3.96%
$500
18-Month CD
3.95%
$1,000
18-Month CD
3.95%
$500
18-Month CD
3.95%
$1,000
18-Month CD
3.92%
$100
18-Month CD
3.92%
$1,000
18-Month CD
3.90%
$500
18-Month CD
3.90%
$1,000
18-Month CD
3.90%
$5,000
18-Month CD
3.90%
$500
18-Month CD
3.90%
$1,000
18-Month CD
3.90%
$500
18-Month CD
3.90%
$500
18-Month CD
3.90%
$0
18-Month CD
3.87%
$0
18-Month CD
3.87%
$500
18-Month CD
3.87%
$500
18-Month CD
3.86%
$1,000
18-Month CD
3.85%
$1,500
18-Month CD
3.85%
$250
18-Month CD
3.85%
$1,000
18-Month CD
3.85%
$500
18-Month CD
3.85%
$0
18-Month CD
3.85%
$1,000
18-Month CD
3.85%
$500
Show More
Bank
Product
APY
Min Dep
24-Month CD (Flex Index)
4.86%
$1,000
24-Month CD
4.75%
$1,000
24-Month CD
4.75%
$1,000
24-Month CD
4.40%
$500
24-Month CD
4.35%
$500
24-Month CD
4.30%
$1,000
24-Month CD
4.25%
$1,000
24-Month CD (Jumbo)
4.25%
$100,000
24-Month CD
4.25%
$1,000
24-Month CD
4.25%
$1,000
24-Month CD
4.22%
$10,000
24-Month CD
4.20%
$1,000
24-Month CD
4.20%
$2,500
24-Month CD
4.20%
$500
24-Month CD
4.20%
$1,000
24-Month CD
4.16%
$1
24-Month CD
4.15%
$500
24-Month CD
4.15%
$500
24-Month CD
4.15%
$1,000
24-Month CD
4.15%
$1,000
24-Month CD
4.15%
$500
24-Month CD
4.15%
$500
24-Month CD
4.14%
$1,000
24-Month CD
4.13%
$10,000
24-Month CD
4.10%
$500
24-Month CD
4.10%
$1,000
24-Month CD
4.10%
$5,000
24-Month CD
4.10%
$250
24-Month CD
4.07%
$500
24-Month CD (Jumbo)
4.07%
$100,000
24-Month CD
4.06%
$500
24-Month CD
4.06%
$1,000
24-Month CD
4.06%
$2,000
24-Month CD
4.06%
$1,000
24-Month CD
4.06%
$1,000
24-Month CD
4.05%
$1,500
24-Month CD
4.05%
$25,000
24-Month CD
4.03%
$1,000
24-Month CD
4.02%
$500
24-Month CD
4.01%
$500
24-Month CD
4.00%
$25,000
24-Month CD
4.00%
$5,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$5,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$2,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$10,000
24-Month CD
4.00%
$10,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
3.96%
$1,000
24-Month CD
3.95%
$0
24-Month CD
3.95%
$500
24-Month CD
3.93%
$1,000
24-Month CD
3.93%
$1,000
24-Month CD (Online)
3.90%
$1,000
24-Month CD
3.90%
$1,000
24-Month CD (Online)
3.90%
$1,000
24-Month CD
3.90%
$1,000
24-Month CD
3.90%
$250
24-Month CD
3.90%
$500
24-Month CD (Adjust-A-Rate)
3.89%
$1,000
24-Month CD