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Quorum Federal Credit Union Rates & Review August 2026

Quorum Federal Credit Union's 12-Month CD rates are at 4.35%, Single - 12 MONTH TERM ACCOUNT rates are at 4.35%, 6 MONTH TERM ACCOUNT rates are at 4.30%, 48-Month CD rates are at 4.15%, 48-Month Term/IRA Term rates are at 4.15%. Quorum Federal Credit Union's savings rates are at 0.45%. MonitorBankRates evaluates the financial stability of Quorum Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.63%. Rates last updated and verified on 08/28/2026.

Quorum Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quorum Federal Credit Union? Share your experience about Quorum Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Quorum Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.63%
Excellent Higher than avg
Quorum Federal Credit Union
Quorum FCU
2500 Westchester Ave
Purchase, NY 10577 2587
https://quorumfcu.org
Member NCUA

Quorum Federal Credit Union CD Rates

Product Rate APY Term View More
12-Month Certificate 4.27% 4.35% 12 Months
Min Deposit $100
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Single - 12 MONTH TERM ACCOUNT 4.27% 4.35% 12 Month
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
6 MONTH TERM ACCOUNT 4.22% 4.30% 6 months
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
48-Month Certificate 4.07% 4.15% 48 Months
Min Deposit $100
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
48-Month Term/IRA Term 4.07% 4.15% 48 Months
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Single - 48 MONTH TERM ACCOUNT - 4.15% 48 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Single - 60 MONTH TERM ACCOUNT 4.07% 4.15% 60 months
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
24 MONTH TERM ACCOUNT 3.06% 3.10% 24 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 2 - 24 MONTH TERM ACCOUNT - 3.10% 24 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
24 MONTH TERM ACCOUNT 2.96% 3.00% 24 Month
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 1 - 24 MONTH TERM ACCOUNT - 3.00% 24 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
18 MONTH TERM ACCOUNT 2.81% 2.85% 18 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 2 - 18 MONTH TERM ACCOUNT - 2.85% 18 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
18 MONTH TERM ACCOUNT 2.72% 2.75% 18 Month
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 1 - 18 MONTH TERM ACCOUNT - 2.75% 18 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
3-Month Term/IRA Term - 1.75% 3 MONTH TERM ACCOUNT
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Single - 3 MONTH TERM ACCOUNT 1.74% 1.75% 3 Month
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
18-Month Term - 0.10% 18-Month
Min Deposit $100,000
Details Deposits of $100,000 or more earn an additional 0.10% APY for the 18- and 24-Month Certificate Accounts only. Certificate Accounts are fixed-rate accounts. Dividends are compounded and paid monthly. A minimum deposit of $100 is required to open and earn the APY. A penalty will be imposed if funds are withdrawn prior to maturity date. Fees could reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
24-Month Term - 0.10% 24-Month
Min Deposit $100,000
Details Deposits of $100,000 or more earn an additional 0.10% APY for the 18- and 24-Month Certificate Accounts only. Certificate Accounts are fixed-rate accounts. Dividends are compounded and paid monthly. A minimum deposit of $100 is required to open and earn the APY. A penalty will be imposed if funds are withdrawn prior to maturity date. Fees could reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Quorum Federal Credit Union Savings Rates

Product Rate APY View More
HighMarq Savings 3.93% 4.00%
Min Balance $10,000
Details Earn 4.00% APY on balances of $10,000 and over. No account fees when you stay enrolled in eStatements. Federally insured deposits. Penalty-free withdrawals. As of 08/13/26.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
HighQ Savings 3.45% 3.50%
Details No Account Fees When you stay enrolled in eStatements. Federally Insured Deposits Insured up to $250,000 per person.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 5 - IRA Savings 1.69% 1.70%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 5 - IRA Savings - 1.69%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 4 - IRA Savings 1.19% 1.20%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 4 - IRA Savings - 1.19%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 3 - IRA Savings 0.70% 0.70%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 1 - IRA Savings 0.45% 0.45%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Tier 2 - IRA Savings 0.45% 0.45%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Quorum Federal Credit Union Checking Rates

Product Rate APY View More
QBOOST CHECKING 3.93% 4.00%
Min Balance $0
Details Qualifications Required; Tier 1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
QBOOST CHECKING 3.93% 3.93%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
QFLEX CHECKING 1.24% 1.25%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
QBOOST CHECKING 0.50% 0.50%
Min Balance $5,000
Details Tier 2
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
QBoost Checking 0.01% 0.01%
Details If you do not meet the requirements to earn the rate, your balances will earn 0.01% APY (0.01% rate). This is a variable rate account. Early Direct Deposit: Early availability is not guaranteed and may vary from deposit to deposit. Funds availability depends on when we receive the payor's payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Eligible deposits are electronic deposits made through the Automated Clearing House (ACH) to your personal account including but not limited to items such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers or electronic credits are not eligible for early availability. ATM Fee Reimbursements: ATM fees incurred will be reimbursed up to $20 per month and will be automatically deposited into your account on the 2nd business day of the following month. Paper Statement Fee: A $2.00 monthly fee will be incurred if you don't enroll and maintain eStatements.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
QFLEX CHECKING 0.01% 0.01%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Quorum Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Loan - Renovation HELOC - - 6.62%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Loan - Second Lien HELOC - - 6.62%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
First Lien HELOC - - 6.70%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Bridge Loan HELOC (1st lien) - - 8.87%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Loan - Second Lien Investment HELOC - - 9.88%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Quorum Federal Credit Union Credit Card Rates

Product Rate APR View More
RateWise Mastercard® - 11.40%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Cash Back World Mastercard® - 12.40%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%
Loan - World Mastercard® - 12.40%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.63%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Quorum Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Quorum Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Quorum Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Quorum Federal Credit Union
Address 2500 Westchester Ave, Purchase, NY 10577 2587
Phone 914-641-3700
Fax 914-641-3730
President Jim Ingold
CEO Jeff Pachter
Full-Time Employees 155
Part-Time Employees 3
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.63%
Return on Assets (ROA)
0.7737%
Return on Equity (ROE)
7.8190%
Non-Performing Loans Ratio (NPL)
1.83%
Total Assets
1,224,134,020
Total Amount of Shares and Deposits
1,052,139,167
Total Shares and Deposits < 1 Year
916,211,272
Total Shares and Deposits 1 3 Years
120,641,034
Total Shares and Deposits > 3 Years
15,286,860
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
188,441,915
Total Uninsured Shares and Deposits > $250K (F+J)
190,661,127
Total Insured Shares and Deposits > $250K (item 17 less item K)
861,478,040
Total Interest Expense (Sum of items 6 8)
26,961,516
Share Certificates
6,550
Number of Accounts for Share Drafts
12,850
IRA KEOGH Accounts
1,668
Number of Accounts for Regular Shares
74,693
All other shares
248
Non Member Deposits
182
Money Market Shares
3,429
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
89,552,643
Total Liabilities
1,124,125,704
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Quorum Federal Credit Union

How many branches does Quorum Federal Credit Union operate?

Quorum Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Quorum Federal Credit Union?

Yes, to access services at Quorum Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Quorum Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Quorum Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Quorum Federal Credit Union offer online and mobile banking?

Most modern institutions like Quorum Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://quorumfcu.org.

Current Quorum Federal Credit Union Rates

  • 12-Month CD4.35%
  • 18-Month CD0.10%
  • 24-Month CD0.10%
  • 60-Month CD4.15%
  • Savings0.45%
Retrieved from our database of financial products. Rates subject to change.