Best 6-Month CD Rates - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Top 6-month CD rates currently available include Northwoods Community Credit UnionNorthwoods Community Credit Union1224 4th Ave S, Park Falls, WI 54552 1923A+5.0 ★Texas Ratio: 4.18% offering Share Certificate Special Youth Accounts 6 Month at 5.06% APY, and United Financial Credit UnionUnited Financial Credit Union6310 Dixie Hwy, Bridgeport, MI 48722A+5.0 ★Texas Ratio: 3.73% offering 6 month - 4H or FFA CD at 5.05% APY, and Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 4.31% offering 6 Month Share & IRA Certificate at 5.00% APY, and Third Federal Savings and LoanThird Federal Savings and Loan7007 Broadway Ave, Cleveland, OH 44105A+5.0 ★Texas Ratio: 1.96% offering 6 Month Bonus CD at 4.75% APY. CD rates as of April 6, 2026 according to verified data from MonitorBankRates.
A 1-year CD is often considered the sweet spot for savers. It offers a higher yield than a standard savings account while keeping your money committed for just one year — ideal for building a CD ladder or parking funds you won’t need in the near term. We display Safety Grades, Star Ratings, and Texas Ratios so you can choose institutions with confidence.
The APYs displayed reflect actual verified offers. Rates are subject to change at the institution’s discretion without notice. A substantial penalty may be imposed for early withdrawal. 6-Month CD Rates Last Updated and Verified: April 6, 2026
Compare the Best 6-Month CD Rates Nationwide
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Share Certificate Special Youth Accounts 6 Month
$100
5.06%
▼
Rate5.00%
Min Deposit$100
UpdatedMar 28, 2026
Details
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
United Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
6310 Dixie Hwy, Bridgeport, MI 48722
6 month - 4H or FFA CD
$0
5.05%
▼
Rate4.93%
Min Deposit$0
UpdatedApr 6, 2026
Details
Amount of 4H or FFA Check; Max $5,000
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
6 Month Share & IRA Certificate
$0
5.00%
▼
Rate4.94%
Min Deposit$0
UpdatedApr 4, 2026
Details
*Promotional rate. Subject to change. Max $50,000 per certificate.
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
7007 Broadway Ave, Cleveland, OH 44105
6 Month Bonus CD
$500
4.75%
▼
Rate—
Min Deposit$500
UpdatedMar 29, 2026
Details
Month 1 APY
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
6 Month Share Certificate
$0
4.50%
▼
Rate4.43%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
6 Month CD
$500
4.27%
▼
Rate—
Min Deposit$500
UpdatedApr 2, 2026
Details
Penalty for early withdrawal
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
8400 BROADWAY, MERRILLVILLE, IN 46410
IRA Share Certificate 6 Month
$0
4.25%
▼
Rate—
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
126 N Grand Ave, Cowden, IL 62422
6-Month CD Term
$1,000
4.20%
▼
Rate—
Min Deposit$1,000
UpdatedApr 4, 2026
Details
No additional details available.
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH 44077
6 Month Share Certificate
$0
4.16%
▼
Rate4.10%
Min Deposit$0
UpdatedApr 5, 2026
Details
No additional details available.
LimeLight Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3280 N University Ave, Provo, UT 84604
6-Month CD
$1,000
4.15%
▼
Rate—
Min Deposit$1,000
UpdatedMar 24, 2026
Details
No additional details available.
Crow Wing Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
17330 State Highway 371, Brainerd, MN 56401
6-Month CD
$1,000
4.11%
▼
Rate4.05%
Min Deposit$1,000
UpdatedMar 25, 2026
Details
No additional details available.
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830
6-Month CD
$0
4.10%
▼
Rate—
Min Deposit$0
UpdatedApr 6, 2026
Details
No additional details available.
DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 Fillmore Ave, Dover, OH 44622 2061
6 Month Certificate
$0
4.08%
▼
Rate4.00%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Penalty Free 6-Month CD
$500
4.07%
▼
Rate3.99%
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY 40219
Share Certificate Accounts 6 Month
$0
4.06%
▼
Rate4.00%
Min Deposit$0
UpdatedMar 25, 2026
Details
Regular Accounts
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
141 Massachusetts Ave, Arlington, MA 02474
6-Month CD
$0
4.05%
▼
Rate—
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
6 Month CD
$1,000
4.04%
▼
Rate4.00%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
4519 E 51st St, Odessa, TX 79762
6 Month CAMPUS Share Certificates & IRA Share Certificates
$500
4.03%
▼
Rate3.95%
Min Deposit$500
UpdatedMar 25, 2026
Details
Minimum Deposit $500, Jumbo $90,000
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
489 BOSTON TPKE, SHREWSBURY, MA 01545
6 Month Certificate
$0
4.02%
▼
Rate3.95%
Min Deposit$0
UpdatedApr 5, 2026
Details
No additional details available.
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
100 University Ave, Des Moines, IA 50314 3121
6-month IRA Share Certificates
$250
4.01%
▼
Rate3.95%
Min Deposit$250
UpdatedMar 25, 2026
Details
No additional details available.
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
6-Month CD Special
$0
4.00%
▼
Rate—
Min Deposit$0
UpdatedMar 29, 2026
Details
No additional details available.
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
6 Month CD Special
$0
3.98%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
new money required with an accompanying savings account of $5,000
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX 75785
6 Month Certificates
$0
3.97%
▼
Rate3.90%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
6 Month IRA
$0
3.96%
▼
Rate3.90%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL 35904 1935
Share Certificate 6 month special
$0
3.95%
▼
Rate—
Min Deposit$0
UpdatedMar 29, 2026
Details
No additional details available.
Colonial Savings, F.A.
Institution Rating:
B+4.7 ★Texas Ratio: 19.01%
2626d West Freeway, Fort Worth, TX 76102
Special 6-Month CD
$0
3.94%
▼
Rate—
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
101 E Main St, Baltic, OH 43804
6 Month CD
$500
3.92%
▼
Rate3.85%
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO 81004 3418
6 Month Share Certificates
$0
3.91%
▼
Rate3.85%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1023 Medical Dr, Brigham City, UT 84302 3049
6-Month Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
6 Month Certificates of Deposit
$0
3.89%
▼
Rate3.85%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
238 Virginia Ave, Daleville, AL 36322
6 Month IRA Jumbo
$0
3.87%
▼
Rate3.80%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
6 Month Certificate of Deposit
$500
3.86%
▼
Rate3.80%
Min Deposit$500
UpdatedApr 2, 2026
Details
No additional details available.
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
6-month FDIC-Insured Certificates of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Dakota Community Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2284 3rd St W, Dickinson, ND 58601
6 MONTH CD
$500,000
3.84%
▼
Rate3.80%
Min Deposit$500,000
UpdatedApr 2, 2026
Details
No additional details available.
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2105 W Grande Blvd, Tyler, TX 75703 0551
6 Month Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
UpdatedApr 5, 2026
Details
No additional details available.
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
1420 Natchitoches St, West Monroe, LA 71292
6-Month CD
$1,000
3.81%
▼
Rate3.75%
Min Deposit$1,000
UpdatedApr 4, 2026
Details
No additional details available.
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
296 E CENTER STREET, MONTICELLO, UT 84535
6 Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
13 Main Ave N, Kulm, ND 58456
6 Month CD
$500
3.79%
▼
Rate3.75%
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
6 Month CD
$100,000
3.78%
▼
Rate3.75%
Min Deposit$100,000
UpdatedApr 3, 2026
Details
No additional details available.
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
6 Month Regular/IRA Share Certificate
$1,000
3.77%
▼
Rate3.70%
Min Deposit$1,000
UpdatedApr 4, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
Share Certificates - Minimum 6 month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
UpdatedApr 5, 2026
Details
Balance $1,500
Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
18925 Telegraph Rd, Brownstown, MI 48174 9546
6 Month Certificate
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
UpdatedApr 5, 2026
Details
$1000 minimum deposit
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
13201 DATA VAULT DR, LOUISVILLE, KY 40223 2002
6 Month Share Certificates
$0
3.74%
▼
Rate—
Min Deposit$0
UpdatedApr 6, 2026
Details
No additional details available.
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
6-Month CD Special
$1,000
3.73%
▼
Rate—
Min Deposit$1,000
UpdatedMar 27, 2026
Details
No additional details available.
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12205 Metro Pkwy, Fort Myers, FL 33966
6 MONTH CD
$0
3.72%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
120 N Water St, Fort Jennings, OH 45844
Certificate 6 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
12330 S Harlem Ave, Palos Heights, IL 60463
6 Month Special Certificate of Deposits & IRA Specials
$150,000
3.70%
▼
Rate3.63%
Min Deposit$150,000
UpdatedApr 3, 2026
Details
No additional details available.
Bloom Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
1414 Burton St SW, Wyoming, MI 49509
6 Month CD Special Certificates and IRA Certificates
$500
3.69%
▼
Rate3.75%
Min Deposit$500
UpdatedApr 6, 2026
Details
No additional details available.
F&M State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
101 W Jefferson St, Winterset, IA 50273
6 Month CD
$1,000
3.68%
▼
Rate3.65%
Min Deposit$1,000
UpdatedApr 4, 2026
Details
No additional details available.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3286 Cerrillos Rd, Santa Fe, NM 87507
Certificates and IRA Certificates - 6 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
UpdatedMar 25, 2026
Details
$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.
Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
785 CENTRAL AVE, NEW PROVIDENCE, NJ 07974
IRA Traditional SC 6 Mo.
$500
3.66%
▼
Rate3.60%
Min Deposit$500
UpdatedApr 5, 2026
Details
No additional details available.
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
46 Lizotte Dr, Marlborough, MA 01752 3061
6 Month Certificate
$500
3.65%
▼
Rate3.54%
Min Deposit$500
UpdatedMar 28, 2026
Details
No additional details available.
BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
700 Central Ave, Saint Petersburg, FL 33701
6-Month CD
$1,000
3.64%
▼
Rate—
Min Deposit$1,000
UpdatedApr 2, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN 37309
6-month Term Share Account (TSA)
$0
3.63%
▼
Rate3.60%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
5825 Windward Pkwy, Alpharetta, GA 30005 4182
6 Month Certificates of Deposit (CDs)
$500
3.62%
▼
Rate3.57%
Min Deposit$500
UpdatedMar 26, 2026
Details
No additional details available.
ACU Athol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
513 Main St, Athol, MA 01331 1825
6 Month Certificate IRA
$0
3.61%
▼
Rate3.55%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA 22207
6 Month Jumbo Certificate
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
UpdatedApr 4, 2026
Details
No additional details available.
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2309 Montgomery St, Fort Worth, TX 76107 4520
6-Month Share CD
$0
3.58%
▼
Rate3.52%
Min Deposit$0
UpdatedMar 26, 2026
Details
No additional details available.
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
6 month Certificate
$0
3.57%
▼
Rate3.51%
Min Deposit$0
UpdatedMar 27, 2026
Details
$1,000 minimum balance is required. 90 day early withdrawal penalty.
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 6 Month
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
UpdatedApr 4, 2026
Details
$ 1,000.00 to $49,999.99 Rate
Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT 59701
6 Month (Special) Share Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
310 Caldwell St, Chillicothe, OH 45601
Share and IRA Certificates 6 Mo.
$0
3.54%
▼
Rate—
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ 85937
New 6 Mo Share Certificate
$2,500
3.53%
▼
Rate3.50%
Min Deposit$2,500
UpdatedApr 5, 2026
Details
No additional details available.
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
1040 Haddon Ave, Collingswood, NJ 08108
6 month CD's
$0
3.51%
▼
Rate3.45%
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
6100 Rockside Woods Blvd N Ste 150, Independence, OH 44131 2334
6 Month IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
301 N Ramsey Ave, Litchfield, MN 55355
6-month Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
182 Day CD (6 Month)
$0
3.48%
▼
Rate3.45%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
6 month Jumbo Certificate
$0
3.46%
▼
Rate3.41%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC 20577 0001
6 Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
UpdatedApr 5, 2026
Details
No additional details available.
Northland Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
201 E M 55, Tawas City, MI 48763
Jumbo Certificates 6 Month
$50,000
3.44%
▼
Rate3.40%
Min Deposit$50,000
UpdatedApr 4, 2026
Details
No additional details available.
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
6 Month CD
$500
3.43%
▼
Rate3.38%
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 6 Month
$0
3.42%
▼
Rate3.38%
Min Deposit$0
UpdatedApr 4, 2026
Details
$10,000+
American State Bank (TX)
Institution Rating:
A-4.9 ★Texas Ratio: 16.23%
102 W Front, Arp, TX 75750
6-month Jumbo CD
$0
3.41%
▼
Rate—
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
20 1st St N, New Rockford, ND 58356 2201
6 Month Share Term Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
UpdatedApr 6, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
6 month CD's
$2,500
3.39%
▼
Rate3.35%
Min Deposit$2,500
UpdatedApr 4, 2026
Details
No additional details available.
Wyoming Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1700 N Federal Blvd, Riverton, WY 82501
6 Month CD
$0
3.38%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
National Cooperative Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
139 S High St, Hillsboro, OH 45133
6 Month Impact Certificate of Deposit
$2,500
3.36%
▼
Rate—
Min Deposit$2,500
UpdatedMar 28, 2026
Details
No additional details available.
DC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
2000 14th St NW, Washington, DC 20009 4473
6 Month Share Certificate
$500
3.35%
▼
Rate—
Min Deposit$500
UpdatedApr 5, 2026
Details
No additional details available.
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN 37214
6 Month Share Certificate
$0
3.34%
▼
Rate—
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
9389 Cherry Ave, Fontana, CA 92335
6 MONTH CERTIFICATE
$0
3.33%
▼
Rate—
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
500 Bicentennial Way, Santa Rosa, CA 95403
6 Month Certificate of Deposit
$10,000
3.32%
▼
Rate3.27%
Min Deposit$10,000
UpdatedApr 2, 2026
Details
No additional details available.
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
1620 Lonnie Abbott Blvd, Ada, OK 74820
6 Mo. Term Share (Certificate) / IRA
$0
3.31%
▼
Rate3.27%
Min Deposit$0
UpdatedMar 29, 2026
Details
No additional details available.
Railroad Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
1808 2nd Ave S, Irondale, AL 35210 1512
6 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
830 Bethesda Dr, Zanesville, OH 43701 1895
6 Month Share Certificates
$0
3.29%
▼
Rate3.25%
Min Deposit$0
UpdatedMar 26, 2026
Details
No additional details available.
Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
106 N Main St, Vermont, IL 61484
6 month CD and over
$100,000
3.28%
▼
Rate3.25%
Min Deposit$100,000
UpdatedApr 4, 2026
Details
$100,000
LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
6 month Share Certificate
$500
3.27%
▼
Rate3.25%
Min Deposit$500
UpdatedMar 27, 2026
Details
No additional details available.
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
6 Month Certificate of Deposit
$1,000
3.26%
▼
Rate3.23%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
6 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
701 W 18th St, Antioch, CA 94509 1586
6 Month CD
$1,000
3.24%
▼
Rate3.19%
Min Deposit$1,000
UpdatedApr 6, 2026
Details
$1,000 Min.
First National Bank in Philip
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
127 Main St, Faith, SD 57626
6 Month Certificate of Deposit
$1,000
3.23%
▼
Rate3.20%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Pioneer Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
6 Month Certificate
$0
3.22%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
6 mo Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
UpdatedMar 28, 2026
Details
Opening Balance $10,000 or above
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 6 Month Jumbo
$50,000
3.19%
▼
Rate3.15%
Min Deposit$50,000
UpdatedApr 4, 2026
Details
No additional details available.
Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
1500 Iyannough Rd, Hyannis, MA 02601
6 Month CD PrimaryPlus Banking
$0
3.18%
▼
Rate—
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
First Commerce Bank Lewisburg, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
1122 N Main St, Shelbyville, TN 37160
6 Month Certificates of Deposit (Regular & IRAs)
$0
3.17%
▼
Rate3.15%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
6 month Share Certificate
$100,000
3.16%
▼
Rate3.12%
Min Deposit$100,000
UpdatedApr 4, 2026
Details
No additional details available.
NORTHWOOD
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
6836 Castor Ave, Philadelphia, PA 19149 2108
6 Mo. Share Certificate
$3,000
3.15%
▼
Rate—
Min Deposit$3,000
UpdatedMar 24, 2026
Details
No additional details available.
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
6 month Share Certificates
$0
3.14%
▼
Rate3.10%
Min Deposit$0
UpdatedApr 4, 2026
Details
$5,000 - $25,000
Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
33 N 6th St, Greybull, WY 82426
6 month CD
$0
3.12%
▼
Rate3.10%
Min Deposit$0
UpdatedApr 3, 2026
Details
Entire Balance
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX 77074 1831
6 Month Jumbo Certificate
$50,000
3.11%
▼
Rate3.07%
Min Deposit$50,000
UpdatedApr 6, 2026
Details
No additional details available.
Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
111 N Church St, Louisville, IL 62858
6 MONTH CD
$500
3.10%
▼
Rate3.10%
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
6 Month Share and IRA Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Qside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
21131 Jamaica Ave, Queens Village, NY 11428 1621
6-Month Term
$50,000
3.07%
▼
Rate3.05%
Min Deposit$50,000
UpdatedApr 4, 2026
Details
Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
800 H St, Sacramento, CA 95814 2607
6-MONTH Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
UpdatedApr 6, 2026
Details
No additional details available.
Internationalites Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
901 N Canal St, Carlsbad, NM 88220 5109
6 Month Certificates of Deposit
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
UpdatedApr 4, 2026
Details
No additional details available.
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 6 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
UpdatedApr 6, 2026
Details
No additional details available.
Bank of 1889
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
305 Public Sq, Berryville, AR 72616
6 Month Certificate
$0
3.02%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA 91311 6532
Youth Launch Certificate 6-Month Certificate
$0
3.00%
▼
Rate2.95%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
Minnesota Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 W Superior St Ste 126, Duluth, MN 55802 2191
6 month Share Certificates & IRA Certificates
$500
2.99%
▼
Rate2.97%
Min Deposit$500
UpdatedMar 24, 2026
Details
No additional details available.
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
99 S Main St, Buffalo, WY 82834
180 Day Certificates of Deposit
$1,000
2.98%
▼
Rate2.95%
Min Deposit$1,000
UpdatedMar 25, 2026
Details
No additional details available.
Members Choice of Central Texas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
4631 W Waco Dr, Waco, TX 76710
6 month Priority Plus Term Share Certificate
$2,500
2.97%
▼
Rate2.95%
Min Deposit$2,500
UpdatedApr 4, 2026
Details
No additional details available.
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN 37643
6 Month Certificate Account with Rewards
$500
2.95%
▼
Rate2.95%
Min Deposit$500
UpdatedMar 25, 2026
Details
No additional details available.
Elizabethton FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
112 N Sycamore St, Elizabethton, TN 37643
6 Month CD
$2,500
2.94%
▼
Rate2.90%
Min Deposit$2,500
UpdatedApr 3, 2026
Details
No additional details available.
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
6-Month Certificate
$500
2.93%
▼
Rate2.89%
Min Deposit$500
UpdatedMar 27, 2026
Details
No additional details available.
Keen Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
101 State St N, Waseca, MN 56093
6 month CD
$2,000
2.92%
▼
Rate2.90%
Min Deposit$2,000
UpdatedMar 24, 2026
Details
No additional details available.
First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
2150 Watt Ave, Sacramento, CA 95825
6 Month Certificate
$10,000
2.90%
▼
Rate2.86%
Min Deposit$10,000
UpdatedApr 2, 2026
Details
No additional details available.
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Certificates of Deposits(Personal and Business) 6 month
$0
2.89%
▼
Rate2.85%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
Texas Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
1120 Us Highway 79 N, Henderson, TX 75652
180 Day Certificates of Deposit (CDs)
$500
2.88%
▼
Rate2.85%
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
6 Month Certificate of Deposit
$500
2.87%
▼
Rate2.85%
Min Deposit$500
UpdatedMar 27, 2026
Details
No additional details available.
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX 77030 1500
6 month CD
$0
2.86%
▼
Rate2.83%
Min Deposit$0
UpdatedApr 5, 2026
Details
No additional details available.
American Savings Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 N Beretania St, Honolulu, HI 96817
6-MONTH CD
$10,000
2.85%
▼
Rate—
Min Deposit$10,000
UpdatedApr 4, 2026
Details
Otherwise
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
6 Month Term Certificate
$0
2.84%
▼
Rate2.81%
Min Deposit$0
UpdatedMar 29, 2026
Details
No additional details available.
Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ 85607
6 Month Term
$0
2.82%
▼
Rate—
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
ELGA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
2303 S Center Rd, Burton, MI 48519 1147
CD, Traditional IRA CD & Roth IRA CD Accounts 6-Month
$0
2.80%
▼
Rate2.77%
Min Deposit$0
UpdatedApr 6, 2026
Details
No additional details available.
Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
6 Month Certificates
$10,000
2.79%
▼
Rate2.75%
Min Deposit$10,000
UpdatedApr 2, 2026
Details
No additional details available.
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
101 E Washington Blvd, Fort Wayne, IN 46802
6 Mo Share Certificates
$0
2.78%
▼
Rate2.75%
Min Deposit$0
UpdatedApr 6, 2026
Details
No additional details available.
Homeland Community Bank
Institution Rating:
C+4.2 ★Texas Ratio: 24.87%
900 N Chancery St, Mcminnville, TN 37110
6 Month CD
$500
2.77%
▼
Rate2.75%
Min Deposit$500
UpdatedApr 2, 2026
Details
Minimum Opening Deposit $500.00
Rate2.76%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 S Cherry St, Mount Pleasant, IA 52641
6 MO Share Certificate
$500
2.75%
▼
Rate—
Min Deposit$500
UpdatedMar 24, 2026
Details
No additional details available.
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
Share Certificate - 6 Month
$1,000
2.74%
▼
Rate2.70%
Min Deposit$1,000
UpdatedApr 5, 2026
Details
No additional details available.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
6 Month SaveUP CD Jumbo
$100,000
2.73%
▼
Rate2.70%
Min Deposit$100,000
UpdatedMar 25, 2026
Details
No additional details available.
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA 90720
Term Share Certificates & IRA Share Certificates 6 Month
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
UpdatedMar 28, 2026
Details
No additional details available.
FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
7690 N Palm Ave, Fresno, CA 93711
6 Month CD 100,000.00+
$100,000
2.69%
▼
Rate2.65%
Min Deposit$100,000
UpdatedApr 2, 2026
Details
No additional details available.
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN 47711 3420
6 Month Certificate
$0
2.65%
▼
Rate2.63%
Min Deposit$0
UpdatedApr 5, 2026
Details
No additional details available.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL 60004 5802
Regular Share Certificates 6 Month
$100,000
2.63%
▼
Rate—
Min Deposit$100,000
UpdatedApr 5, 2026
Details
No additional details available.
First Federal Bank Littlefield, Texas
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2313 Phelps Ave, Littlefield, TX 79339
Mini CDs 6 Month
$50,000
2.62%
▼
Rate2.60%
Min Deposit$50,000
UpdatedMar 26, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX 77087 1109
6-month Tier Jumbo Certificate of Deposit
$100,000
2.60%
▼
Rate2.57%
Min Deposit$100,000
UpdatedMar 28, 2026
Details
No additional details available.
New Market Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 Old Town Rd, Elko New Market, MN 55054
Certificates of Deposit 6 month
$0
2.57%
▼
Rate2.55%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Jumbo Certificates of Deposit 6 Month Certificate of Deposit
$0
2.55%
▼
Rate2.52%
Min Deposit$0
UpdatedApr 2, 2026
Details
$100,000 minimum
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
121 W 3rd St N, Newton, IA 50208 3040
6 mo. Term Share
$50,000
2.54%
▼
Rate2.51%
Min Deposit$50,000
UpdatedMar 24, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA 23220 2001
Saving Certificates 6 MONTH CD's
$0
2.53%
▼
Rate2.50%
Min Deposit$0
UpdatedApr 2, 2026
Details
Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
400 S Carpenter Ave, Kingsford, MI 49802 4527
6 MO. CERTIFICATE
$0
2.52%
▼
Rate—
Min Deposit$0
UpdatedApr 4, 2026
Details
up to
FNB of Scotia
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
201 Mohawk Ave, Scotia, NY 12302
180 Day Certificates
$2,500
2.51%
▼
Rate2.49%
Min Deposit$2,500
UpdatedApr 3, 2026
Details
No additional details available.
American 1 Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.10%
718 E Michigan Ave, Jackson, MI 49201
IRA 180 day
$50
2.50%
▼
Rate2.48%
Min Deposit$50
UpdatedMar 25, 2026
Details
No additional details available.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH 44070
DreamMaker Youth Term-Share Certificate 6 Month Certificate
$0
2.49%
▼
Rate2.46%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA 93726
6 Month Term Share & IRA Term Share Accounts
$5,000
2.48%
▼
Rate2.45%
Min Deposit$5,000
UpdatedApr 5, 2026
Details
No additional details available.
Henderson FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
130 N Marshall St, Henderson, TX 75652
6 Month Certificate
$0
2.47%
▼
Rate2.45%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
6 Month CD
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
$1,000 - $24,999
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
419 1st Ave S, Nitro, WV 25143 2313
6-month IRA Certificate
$0
2.43%
▼
Rate—
Min Deposit$0
UpdatedApr 5, 2026
Details
No additional details available.
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
28954 Chardon Rd, Willoughby Hills, OH 44092
Certificate of Deposit 6 month
$0
2.42%
▼
Rate2.40%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
6 Month Certificate
$0
2.41%
▼
Rate2.38%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI 54411
6-Month Share Certificate
$1,000
2.40%
▼
Rate2.40%
Min Deposit$1,000
UpdatedMar 25, 2026
Details
No additional details available.
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3227 Schneider Ave SE, Menomonie, WI 54751
6 Month Share Certificates and IRAs
$0
2.38%
▼
Rate2.35%
Min Deposit$0
UpdatedMar 29, 2026
Details
No additional details available.
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
6 Month CD
$1,000
2.37%
▼
Rate2.35%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
6 Month Certificate
$500
2.35%
▼
Rate2.32%
Min Deposit$500
UpdatedApr 6, 2026
Details
No additional details available.
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA 92020
6 Month Certificate
$0
2.33%
▼
Rate2.30%
Min Deposit$0
UpdatedApr 5, 2026
Details
No additional details available.
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
6 Month CD - Hugo/Limon
$1,000
2.32%
▼
Rate2.30%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA 70663
IRA Certificate Accounts 6 Month
$0
2.31%
▼
Rate2.29%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
FNB of Wakefield
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
401 Sunday Lake St, Wakefield, MI 49968
6 mo Certificates of Deposit
$500
2.30%
▼
Rate2.30%
Min Deposit$500
UpdatedMar 26, 2026
Details
No additional details available.
Brooklyn Cooperative Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
1474 Myrtle Ave, Brooklyn, NY 11237 5128
6 month Share Certificate
$0
2.29%
▼
Rate2.27%
Min Deposit$0
UpdatedApr 6, 2026
Details
No additional details available.
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
6 Month Certificate
$1,000
2.28%
▼
Rate2.25%
Min Deposit$1,000
UpdatedApr 2, 2026
Details
No additional details available.
Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
3700 Avenue F, Bay City, TX 77414
Share Certificate of Deposits 6-MONTH CD
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
UpdatedMar 24, 2026
Details
No additional details available.
Petefish, Skiles & Co. Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
300 Washington St, Beardstown, IL 62618
6 Month CD
$0
2.26%
▼
Rate2.25%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118 3633
6-month IRA Traditional & Roth Share Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
UpdatedMar 28, 2026
Details
No additional details available.
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
6 month Certificates of Deposit
$500
2.24%
▼
Rate2.22%
Min Deposit$500
UpdatedMar 24, 2026
Details
No additional details available.
First State Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
110 W Panola St, Carthage, TX 75633
6 Month - Fixed IRA
$0
2.22%
▼
Rate2.20%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA 22151
6 Month Jumbo IRA Share Certificate
$0
2.20%
▼
Rate2.18%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA 23112
6 month certificate
$500
2.15%
▼
Rate2.13%
Min Deposit$500
UpdatedMar 29, 2026
Details
No additional details available.
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
182-Day (6-Month) Certificates of Deposit (CD)
$0
2.13%
▼
Rate2.11%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA 94066
6 Month Certificate
$0
2.12%
▼
Rate2.10%
Min Deposit$0
UpdatedMar 29, 2026
Details
No additional details available.
Bristol Morgan Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.54%
103 S Main St, Oakfield, WI 53065
6 Month CD/IRA
$500
2.10%
▼
Rate2.08%
Min Deposit$500
UpdatedApr 2, 2026
Details
No additional details available.
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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6-Month CD Rate Trend
Daily national average APY for 6-month CDs
Daily averages compiled from our database of 8,500+ banks and credit unions — updated daily.
6-Month CD — National Avg
2.945%
▲ 0.298 vs 7 days ago
National 6-month CD rates rose 0.298 points over the past 7 days to 2.945% APY, up from 2.647% 7 days ago.
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CD Calculators
6-Month CD FAQs
What is a 6-Month Certificate of Deposit (CD)?
A 6-month CD is a savings account that holds a fixed amount of money for exactly six months. In exchange for committing your funds for 6 months, banks typically offer a higher fixed interest rate than standard savings accounts.
Are 6-month CD rates higher than regular savings accounts?
Yes. Because you agree to leave your money in the bank for a set period, banks are able to offer higher Annual Percentage Yields (APYs).
Is my money safe in a 6-month CD?
Yes. CDs purchased from FDIC-insured banks or NCUA-insured credit unions are protected up to $250,000 per depositor.
What happens if I withdraw money from a 6-month CD early?
If you withdraw funds from your CD before the 6-month maturity date, you will typically face an early withdrawal penalty, which usually equals several months of earned interest.
What is APY and how does it differ from the interest rate?
APY (Annual Percentage Yield) reflects the total amount of interest earned in a year, taking compounding into account. The interest rate is the base rate before compounding. APY is the best number to compare across institutions.
Can I add money to a 6-month CD after opening it?
Traditional CDs do not allow additional deposits after the initial opening. However, some institutions offer add-on CDs that permit additional contributions during the term.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate 6-month CD rates nationwide directly from the official websites of banks and credit unions using our proprietary rate aggregation technology. By pulling data straight from the institutions’ own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available 1-year CD yields across the country. We feature a comprehensive mix of financial institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly based on Federal Reserve policy and market conditions, every CD product listed features its own specific “last updated” date for full transparency.
Proprietary Institution Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you deposit with secure, reliable institutions.
Disclaimer: Interest rates are variable and subject to change without notice. It is always advisable to verify current offers directly with the institution’s official website. Last Updated and Verified: April 6, 2026
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