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Meijer Credit Union Rates & Review October 2026

Meijer Credit Union's 24 Month CD of Deposit rates are at 4.25%, 12 Month CD of Deposit rates are at 4.10%, IRA CD of Deposit - 6 month rates are at 4.10%, 6 Month CD of Deposit rates are at 3.90%, IRA CD of Deposit - 12 month rates are at 3.90%. Meijer Credit Union's savings rates are at 5.00%. Meijer Credit Union's money market rates are at 1.01%. Meijer Credit Union's Mortgage (30 Year Fixed) rates are at 7.12%. Meijer Credit Union's Personal Loan Rates are as low as 9.24%. Meijer Credit Union's Credit Card Rates are at 11.75%. MonitorBankRates evaluates the financial stability of Meijer Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.16%. Rates last updated and verified on 10/19/2026.

Meijer Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meijer Credit Union? Share your experience about Meijer Credit Union by leaving a review below, or read customer reviews before you decide to use Meijer Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.16%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Meijer Credit Union
Meijer Credit Union
2410 Gaynor Ave NW
Grand Rapids, MI 49544-1830
https://www.meijercreditunion.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Meijer Credit Union CD Rates

Product Rate APY Term View More
24 Month Certificate of Deposit 4.18% 4.25% 24 Months
Details APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.25% ▲ 0.35 pts · high 4.25% / low 3.90%
3.40%4.08%4.75%Sep 14, 2026: 3.90% APYOct 9, 2026: 4.25% APYSep 14, 2026Oct 25, 2026
  • Oct 9, 20264.25%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
12 Month Certificate of Deposit 4.04% 4.10% 12 Months
Details APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.10% ▲ 0.20 pts · high 4.10% / low 3.90%
3.40%4.00%4.60%Sep 14, 2026: 3.90% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 25, 2026
  • Oct 9, 20264.10%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
IRA Certificate of Deposit - 6 month 4.03% 4.10% 6 Months
Details Effective 10/18/2026; APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
6 Month Certificate of Deposit 3.84% 3.90% 6 Months
Details APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 4.10% → 3.90% ▼ 0.20 pts · high 4.10% / low 3.90%
3.40%4.00%4.60%Sep 14, 2026: 4.10% APYOct 9, 2026: 3.90% APYSep 14, 2026Oct 25, 2026
  • Oct 9, 20263.90%▼ from 4.10%
  • Sep 14, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
IRA Certificate of Deposit - 12 month 3.84% 3.90% 12 Months
Details Effective 10/18/2026; APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 7 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
IRA Certificate of Deposit - 24 month 3.70% 3.75% 24 Months
Details Effective 10/18/2026; APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
30 Month Certificate of Deposit 3.45% 3.50% 30 Months
Details APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
36 Month Certificate of Deposit 3.45% 3.50% 36 Months
Details APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
48 Month Certificate of Deposit 3.45% 3.50% 48 Months
Details APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
60 Month Certificate of Deposit 3.45% 3.50% 60 Months
Details APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
IRA Certificate of Deposit - 30 month 3.45% 3.50% 30 Months
Details Effective 10/18/2026; APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
IRA Certificate of Deposit - 36 month 3.45% 3.50% 36 Months
Details Effective 10/18/2026; APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
IRA Certificate of Deposit - 48 month 3.45% 3.50% 48 Months
Details Effective 10/18/2026; APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
IRA Certificate of Deposit - 60 month 3.45% 3.50% 60 Months
Details Effective 10/18/2026; APY includes .25% bonus for Meijer Team members, Meijer retirees and current MCU members
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Meijer Credit Union Savings Rates

Product Rate APY View More
MTM Emergency Savings - 5.00%
Min Deposit $0
Min Balance $0
Details Balance: $0.01 - $1000 at 5.00% APY; Qualifying balance up to $1000; 0.05% APY on balances above $1000 (lower tier ignored); Must be an active Meijer Team Member; APYs accurate as of 10/01/2024
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 3 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Health Savings Account 3.41% 3.45%
Min Balance $0
Details Balance: $0.01 - $999.99
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 6 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Health Savings Account 3.36% 3.40%
Min Balance $0
Details Balance: $0.01 - $999.99
Last Updated 10/19/2026
Rate History
1 change since Sep 18, 2026 · 3.45% → 3.40% ▼ 0.05 pts · high 3.45% / low 3.40%
2.90%3.43%3.95%Sep 18, 2026: 3.45% APYOct 9, 2026: 3.40% APYSep 18, 2026Oct 25, 2026
  • Oct 9, 20263.40%▼ from 3.45%
  • Sep 18, 20263.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
High Yield Savings 3.35% 3.40%
Min Balance $1,000
Details Balance: $1000; Minimum balance required to earn dividends: $1000
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 3.45% → 3.40% ▼ 0.05 pts · high 3.45% / low 3.40%
2.90%3.43%3.95%Sep 14, 2026: 3.45% APYOct 9, 2026: 3.40% APYSep 14, 2026Oct 25, 2026
  • Oct 9, 20263.40%▼ from 3.45%
  • Sep 14, 20263.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
IRA Share Account 2.97% 3.00%
Min Balance $0
Details Balance: $0.01+; Effective date: 10/18/2026
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Roth IRA Share Account 2.97% 3.00%
Min Balance $0
Details Balance: $0.01+; Effective date: 10/18/2026
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
IRA Share Account 1.98% 2.00%
Min Balance $0
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
My Savings 0.25% 0.25%
Min Balance $0
Details Qualifications Required; Balance: $0 - $10,000.00
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Roth IRA Share Account 0.10% 0.10%
Min Balance $0
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Regular Share Savings 0.05% 0.05%
Min Balance $100
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Meijer Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.00% 1.01%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 6 times
0.51%1.01%1.51%Sep 18, 2026: 1.01% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Money Market 1.00% 1.01%
Min Balance $100,000
Details Balance: $100,000 and above
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 6 times
0.51%1.01%1.51%Sep 18, 2026: 1.01% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Money Market 0.75% 0.75%
Min Balance $1,000
Details Balance: $1,000 - $2,499.99
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 18, 2026: 0.75% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Money Market 0.75% 0.75%
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 18, 2026: 0.75% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Money Market 0.75% 0.75%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 18, 2026: 0.75% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Money Market 0.75% 0.75%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 18, 2026: 0.75% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Meijer Credit Union Mortgage Rates

Product Rate Points APR Term View More
Mortgage (30 Year Fixed) - - 7.125% 30 years
Details As Low As; APR shown on homepage
Last Updated 10/19/2026
Rate History
2 changes since Sep 14, 2026 · 6.88% → 7.13% ▲ 0.25 pts · high 7.50% / low 6.88%
6.25%7.19%8.13%Sep 14, 2026: 6.88% APROct 13, 2026: 7.50% APROct 19, 2026: 7.13% APRSep 14, 2026Oct 25, 2026
  • Oct 19, 20267.13%▼ from 7.50%
  • Oct 13, 20267.50%▲ from 6.88%
  • Sep 14, 20266.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Meijer Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.24%
Details As Low As; Rates as low as 4.24% APR*; Rates may vary based on credit history, term, and collateral.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 7 times
3.74%4.24%4.74%Sep 14, 2026: 4.24% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Meijer Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle, ATV, Snowmobile, Camper Loan - 5.99%
Details As Low As; Rates as low as 5.99% APR*; Rates may vary based on credit history, term, and collateral.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Motorhomes, 5th Wheels, Boats Loan - 6.24%
Details As Low As; Rates as low as 6.24% APR*; Rates may vary based on credit history, term, and collateral.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 7 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Meijer Credit Union Credit Card Rates

Product Rate APR View More
Visa Traditional Rewards - 11.75%
Details As Low As; Rates may vary based on credit history, term, and collateral.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 11.75% APR · checked 7 times
11.25%11.75%12.25%Sep 14, 2026: 11.75% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Visa Signature Rewards - 12.75%
Details As Low As; Rates may vary based on credit history, term, and collateral.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 12.75% APR · checked 7 times
12.25%12.75%13.25%Sep 14, 2026: 12.75% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Meijer Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans 9.24%
Details As Low As; Rates as low as 9.24% APR*; Rates may vary based on credit history, term, and collateral.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 9.24% APR · checked 7 times
8.74%9.24%9.74%Sep 14, 2026: 9.24% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
Visa Signature Rewards 12.75%
Details As Low As; Rates may vary based on credit history, term, and collateral.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 12.75% APR · checked 7 times
12.25%12.75%13.25%Sep 14, 2026: 12.75% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Meijer Credit Union Other Rates

Product Rate Points APY/APR Term View More
MTM Emergency Fund Account 5.00% - 5.00%
Min Balance $0
Details Qualifying balance up to $1,000.00
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 13, 2026: 5.00% APYOct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%
My Cash 3.25% - 3.25%
Min Balance $0
Details Qualifications Required; Qualifying balance up to $15,000.00; Effective date: 10/18/2026
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 13, 2026: 3.25% APYOct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.16%

Financial Health History

Meijer Credit Union’s Texas Ratio fell from 2.77% in Q3 2023 to 2.16% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.9% 2.0★ 3.8% 3.0★ 5.8% 4.0★ 7.7% 5.0★ Healthy zone – entire history below the 15% limit 2.77% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.16% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$128M2.16%5.0A+
March 31, 2026$121M1.79%5.0A+
December 31, 2025$116M5.68%5.0A+
September 30, 2025$112M5.57%5.0A+
June 30, 2025$113M2.85%5.0A+
March 31, 2025$111M2.58%5.0A+
December 31, 2024$105M4.08%5.0A+
September 30, 2024$100M3.13%5.0A+
June 30, 2024$102M2.93%5.0A+
March 31, 2024$98M2.51%5.0A+
December 31, 2023$93M5.06%5.0A+
September 30, 2023$93M2.77%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Meijer Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Meijer Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Meijer Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Meijer Credit Union
Address 2410 Gaynor Ave NW, Grand Rapids, MI 49544-1830
Phone 616-784-4822
Fax 616-784-3442
President Tom Riddle
CEO Matthew Yanoschik
Full-Time Employees 31
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.16%
Return on Assets (ROA)
0.6117%
Return on Equity (ROE)
6.4736%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
128,129,819
Total Amount of Shares and Deposits
114,447,160
Total Shares and Deposits < 1 Year
112,341,873
Total Shares and Deposits 1 3 Years
2,028,113
Total Shares and Deposits > 3 Years
77,174
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,955,781
Total Uninsured Shares and Deposits > $250K (F+J)
5,955,781
Total Insured Shares and Deposits > $250K (item 17 less item K)
108,491,379
Total Interest Expense (Sum of items 6 8)
1,144,232
Share Certificates
865
Number of Accounts for Share Drafts
7,713
IRA KEOGH Accounts
183
Number of Accounts for Regular Shares
21,260
All other shares
346
Money Market Shares
215
Net Income (unless the amount is already included in Undivided Earnings)
783,765
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,249,668
Total Liabilities
116,248,144
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Meijer Credit Union

Does Meijer Credit Union offer CDs?

Yes. Meijer Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Meijer Credit Union NCUA insured?

Yes. Meijer Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Meijer Credit Union?

The highest CD rate MonitorBankRates has verified for Meijer Credit Union is 4.25% APY on its 24 Month CD of Deposit, as of October 19, 2026.

What CD terms does Meijer Credit Union offer?

The Meijer Credit Union CD terms we track include 6 month, 12 month, 2 year and 5 year terms, with rates from 3.90% to 4.25% APY. The institution may offer other terms or specials that are not listed here, so check with Meijer Credit Union for its full lineup.

What is the highest savings rate at Meijer Credit Union?

The highest savings rate MonitorBankRates has verified for Meijer Credit Union is 5.00% APY on its MTM Emergency Savings, as of October 19, 2026.

What is the highest money market rate at Meijer Credit Union?

The highest money market rate MonitorBankRates has verified for Meijer Credit Union is 1.01% APY on its Money Market, as of October 19, 2026.

What is the lowest 30 year fixed mortgage rate at Meijer Credit Union?

The lowest 30 year fixed mortgage rate MonitorBankRates has verified for Meijer Credit Union is 7.125% APR on its Mortgage (30 Year Fixed), as of October 19, 2026.

What is the lowest auto loan rate at Meijer Credit Union?

The lowest auto loan rate MonitorBankRates has verified for Meijer Credit Union is 4.24% APR on its Auto Loans, as of October 19, 2026.

What is the lowest personal loan rate at Meijer Credit Union?

The lowest personal loan rate MonitorBankRates has verified for Meijer Credit Union is 9.24% APR on its Signature Loans, as of October 19, 2026.

What is the lowest credit card APR at Meijer Credit Union?

The lowest credit card rate MonitorBankRates has verified for Meijer Credit Union is 11.75% APR on its Visa Traditional Rewards Credit Card, as of October 19, 2026.

How many branches does Meijer Credit Union operate?

Meijer Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Meijer Credit Union?

Yes, to access services at Meijer Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Meijer Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Meijer Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Meijer Credit Union offer online and mobile banking?

Most modern institutions like Meijer Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.meijercreditunion.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Meijer Credit Union rates compare?

Meijer Credit Union's top rates are 4.25% APY on its 24 Month CD of Deposit, 5.00% APY on savings, 1.01% APY on money market, 7.125% on its Mortgage (30 Year Fixed), personal loans from 9.24% APR and credit cards from 11.75% APR, verified by MonitorBankRates on October 19, 2026. To compare Meijer Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best mortgage rates, updated daily from banks and credit unions across the country.

Current Meijer Credit Union Rates

  • 12-Month CD3.90%
  • 24-Month CD3.75%
  • 60-Month CD3.50%
  • Savings5.00%
  • MMA1.01%
Retrieved from our database of financial products. Rates subject to change.