iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
National Rate Trends

Best 30-Year Fixed Mortgage Rates Today - March 2026 | As Low As 4.25%

Today's 30-year fixed mortgage market includes offers such as OlyFed Olympia Federal S&LOlyFed Olympia Federal S&L24081 Ne State Route 3, Belfair, WA 98501A+5.0 ★Texas Ratio: 2.38% offering 30-Year Fixed (Affordable Construction Program) at 4.25%, and Institution for SavingsInstitution for Savings112 County Rd, Amesbury, MA 01913A+5.0 ★Texas Ratio: 0.11% offering 30 Year Fixed at 4.99%, and Ontario-Montclair School Employees Federal Credit UnionOntario-Montclair School Employees Federal Credit Union1520 N Palmetto Ave, Ontario, CA 91762A+5.0 ★Texas Ratio: 0.39% offering 30 Year Fixed Rate Mortgage at 4.99%, and First Citizens Federal Credit UnionFirst Citizens Federal Credit Union1341 COVE RD, East Wareham, MA 02538A+5.0 ★Texas Ratio: 2.23% offering 30-Year Fixed at 5.00%, and Northfield BankNorthfield Bank1 Hyatt St, Avenel, NJ 07001A+5.0 ★Texas Ratio: 1.88% offering 30 Year Fixed Rate Affordable Mortgage at 5.25%.

The 30-year fixed mortgage is the most popular home loan in the United States, prized for its predictable monthly payment and long amortization period that keeps monthly costs manageable. Whether you are a first-time homebuyer or refinancing an existing loan, comparing rates across lenders is the single most effective way to save — even a 0.25% rate difference on a $400,000 loan saves over $20,000 in total interest over 30 years. We empower borrowers with transparent financial health metrics — including A–F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a stable institution with confidence.

30-Year Fixed Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 22, 2026

Compare 30-Year Fixed Mortgage Rates Today

State:
Source: Verified Mortgage Rate Data provided by MonitorBankRates.com
Lender
Product
Term
Rate
APR
Profile
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24081 Ne State Route 3, Belfair, WA 98501
30-Year Fixed (Affordable Construction Program)
4.25%
4.33%
Rate4.25%
APR4.33%
Points0.000
UpdatedMar 15, 2026
Address24081 Ne State Route 3, Belfair, WA 98501
Details

No additional details available.

Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA 01913
30 Year Fixed
4.99%
5.03%
Rate4.99%
APR5.03%
Points0.000
UpdatedMar 20, 2026
Address112 County Rd, Amesbury, MA 01913
Details

No additional details available.

Ontario-Montclair School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1520 N Palmetto Ave, Ontario, CA 91762
30 Year Fixed Rate Mortgage
4.99%
5.08%
Rate4.99%
APR5.08%
Points0.000
UpdatedMar 21, 2026
Address1520 N Palmetto Ave, Ontario, CA 91762
Details

Limited Special Offer

First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1341 COVE RD, East Wareham, MA 02538
30-Year Fixed
30-Year
5.00%
5.08%
Rate5.00%
APR5.08%
Points0.000
UpdatedMar 18, 2026
Address1341 COVE RD, East Wareham, MA 02538
Details

No additional details available.

Northfield Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1 Hyatt St, Avenel, NJ 07001
30 Year Fixed Rate Affordable Mortgage
5.25%
5.25%
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 13, 2026
Address1 Hyatt St, Avenel, NJ 07001
Details

No additional details available.

TULARE COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
300 N K St, Porterville, CA 93257 2358
30-Year Fixed
5.12%
5.27%
Rate5.12%
APR5.27%
Points0.000
UpdatedMar 17, 2026
Address300 N K St, Porterville, CA 93257 2358
Details

No additional details available.

Northfield Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1 Hyatt St, Avenel, NJ 07001
30 Year Fixed Rate Affordable Mortgage
5.25%
5.30%
Rate5.25%
APR5.30%
Points0.000
UpdatedMar 13, 2026
Address1 Hyatt St, Avenel, NJ 07001
Details

Quoted rates include a 60 day rate lock. Maximum loan amount for a conforming loan is $806,500. Affordable Mortgage Program available for Residential First Mortgage loans for owner-occupied primary 1 to 2-family residences for those in Hunterdon, Mercer, Middlesex, and Union counties in New Jersey and Richmond and Kings counties in New York and either: (a.) are purchasing or refinancing a home in a low or moderate-income (LMI) census tract OR (b.) whose income is less than 80% of the county median income.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI 96701
30 Year Fixed Rate
5.12%
5.45%
Rate5.12%
APR5.45%
Points2.000
UpdatedMar 20, 2026
Address1226 College Walk, Aiea, HI 96701
Details

No additional details available.

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK 99801
Alaska Housing 30 Year Fixed Rate 1st Time Homebuyer Tax Exempt
5.38%
5.47%
Rate5.38%
APR5.47%
Points0.000
UpdatedMar 18, 2026
Address103 N Nordic Dr, Craig, AK 99801
Details

No additional details available.

Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA 01913
First-Time/Affordable Homebuyer Loan* 30 Year Fixed
5.25%
5.50%
Rate5.25%
APR5.50%
Points2.000
UpdatedMar 20, 2026
Address112 County Rd, Amesbury, MA 01913
Details

No additional details available.

Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
1306 5th St, Cedar Falls, IA 50266
30 Year Fixed Rate Mortgage
5.50%
5.54%
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 20, 2026
Address1306 5th St, Cedar Falls, IA 50266
Details

No additional details available.

Akron Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
1810 Buchholzer Blvd, Akron, OH 44310
30-Year Fixed Mortgage
5.50%
5.55%
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 17, 2026
Address1810 Buchholzer Blvd, Akron, OH 44310
Details

Built-In End of Watch Loan Protection on Every Eligible Mortgage!**

Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
10343 S Pulaski Rd, Akron, IL 44310
30-Year Fixed Mortgage
5.50%
5.55%
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 18, 2026
Address10343 S Pulaski Rd, Akron, IL 44310
Details

Promotional rate subject to credit qualification and program type (purchases and rate/term refinances vs. cash-out). End of Watch Loan Protection is available only for qualifying officer, firefighter or EMT and may not be purchased outright. This debt cancellation benefit only applies in the case of death. See loan addendum upon closing for details.

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
111 Lower Mill Bay Rd, Anchorage, AK 99501 3411
30-Year Fixed First time Homebuyer
5.38%
5.56%
Rate5.38%
APR5.56%
Points0.000
UpdatedMar 18, 2026
Address111 Lower Mill Bay Rd, Anchorage, AK 99501 3411
Details

Based on a $100,000 loan for the specified term; Income limitations apply; Maximum term: 30 years

Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ 07052
30 Year Fixed
30
5.25%
5.57%
Rate5.25%
APR5.57%
Points3.000
UpdatedMar 17, 2026
Address175 Rock Rd, Glen Rock, NJ 07052
Details

No additional details available.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Andover, KS 66049 4869
30 Year Fixed
5.50%
5.59%
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 20, 2026
Address104 McCall Rd, Andover, KS 66049 4869
Details

No additional details available.

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK 99801
Alaska Housing 30 Year Fixed Rate Veterans Mortgage Program
5.50%
5.59%
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 18, 2026
Address103 N Nordic Dr, Craig, AK 99801
Details

No additional details available.

Dime Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1 Huntington Quadrangle, Astoria, NJ 08701
30 Year Fixed - Affordable Housing Program3
5.50%
5.59%
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 13, 2026
Address1 Huntington Quadrangle, Astoria, NJ 08701
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT 06096
30 Year Fixed
30
5.50%
5.60%
Rate5.50%
APR5.60%
Points0.000
UpdatedMar 21, 2026
Address516 Spring St, Windsor Locks, CT 06096
Details

As Low As; 60 DAY LOCK

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT 06096
30 Year Fixed Rate
5.50%
5.60%
Rate5.50%
APR5.60%
Points0.000
UpdatedMar 21, 2026
Address516 Spring St, Windsor Locks, CT 06096
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI 96701
30 Year Fixed Rate
5.38%
5.61%
Rate5.38%
APR5.61%
Points1.000
UpdatedMar 20, 2026
Address1226 College Walk, Aiea, HI 96701
Details

No additional details available.

University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI 96707 1878
30 Year Fixed Mortgage
5.38%
5.62%
Rate5.38%
APR5.62%
Points2.000
UpdatedMar 22, 2026
Address2019 S King St, Honolulu, HI 96707 1878
Details

No additional details available.

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
11100 Weymouth Ct, Charlotte Hall, MD 20603
30 Year Fixed Rate
5.62%
5.64%
Rate5.62%
APR5.64%
Points0.000
UpdatedMar 18, 2026
Address11100 Weymouth Ct, Charlotte Hall, MD 20603
Details

No additional details available.

Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA 01913
First-Time/Affordable Homebuyer Loan* 30 Year Fixed
5.50%
5.66%
Rate5.50%
APR5.66%
Points1.000
UpdatedMar 20, 2026
Address112 County Rd, Amesbury, MA 01913
Details

No additional details available.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI 96701
30 Year Fixed Rate
5.50%
5.67%
Rate5.50%
APR5.67%
Points0.375
UpdatedMar 20, 2026
Address1226 College Walk, Aiea, HI 96701
Details

No additional details available.

Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
Welcome Home - 30-Year Fixed Rate
5.62%
5.68%
Rate5.62%
APR5.68%
Points0.000
UpdatedMar 20, 2026
Address1 Main St, Amherst, MA 01002
Details

No additional details available.

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
1301 York Rd, Baltimore, MD 21093 6035
30 year Fixed-Rate Mortgages
30 year
5.62%
5.69%
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 18, 2026
Address1301 York Rd, Baltimore, MD 21093 6035
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
100 Quincy Ave, Marshfield, MA 02050
30 Year Fixed
5.49%
5.71%
Rate5.49%
APR5.71%
Points2.000
UpdatedMar 21, 2026
Address100 Quincy Ave, Marshfield, MA 02050
Details

No additional details available.

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK 99801
Alaska Housing 30 Year Fixed Rate Rural Property
5.62%
5.72%
Rate5.62%
APR5.72%
Points0.000
UpdatedMar 18, 2026
Address103 N Nordic Dr, Craig, AK 99801
Details

No additional details available.

PNB of Kewanee
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
109 W Maple Ave, Annawan, IL 60420
30 Year Fixed Mortgages
5.56%
5.73%
Rate5.56%
APR5.73%
Points0.000
UpdatedMar 21, 2026
Address109 W Maple Ave, Annawan, IL 60420
Details

No additional details available.

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
123 W 4th St, Cedar Falls, IA 50613 2831
30-Year Fixed
30
5.62%
5.73%
Rate5.62%
APR5.73%
Points0.000
UpdatedMar 16, 2026
Address123 W 4th St, Cedar Falls, IA 50613 2831
Details

As Low As

Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ 07052
30 Year Fixed
30
5.55%
5.73%
Rate5.55%
APR5.73%
Points2.000
UpdatedMar 17, 2026
Address175 Rock Rd, Glen Rock, NJ 07052
Details

No additional details available.

Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT 06460
30 Year Fixed - First Time Buyer (Milford, Stratford, West Haven and Orange only)
5.62%
5.74%
Rate5.62%
APR5.74%
Points0.000
UpdatedMar 20, 2026
Address142 Temple Street Suite 306, Milford, CT 06460
Details

No additional details available.

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
1600 Clifton Rd NE, Atlanta, GA 30329 4018
30 Year Fixed
5.62%
5.75%
Rate5.62%
APR5.75%
Points0.000
UpdatedMar 18, 2026
Address1600 Clifton Rd NE, Atlanta, GA 30329 4018
Details

No additional details available.

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 E Walnut St, Abington, NJ 08002 4402
30 Year Mortgage
30 Year
5.69%
5.75%
Rate5.69%
APR5.75%
Points0.000
UpdatedMar 17, 2026
Address100 E Walnut St, Abington, NJ 08002 4402
Details

No additional details available.

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1020 Woodruff Rd, Charlotte, CA 27612
Fixed Rate-First Mortgages 30-Year Fixed
30
5.75%
5.75%
Rate5.75%
APR5.75%
Points0.000
UpdatedMar 18, 2026
Address1020 Woodruff Rd, Charlotte, CA 27612
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD 20903 1058
Conventional 30-Year Fixed Rate
5.50%
5.76%
Rate5.50%
APR5.76%
Points0.000
UpdatedMar 18, 2026
Address10903 New Hampshire Ave, Silver Spring, MD 20903 1058
Details

No additional details available.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
3201 California St, San Francisco, CA 94114 3704
30 Year Fixed Rate Mortgage
5.62%
5.76%
Rate5.62%
APR5.76%
Points1.000
UpdatedMar 17, 2026
Address3201 California St, San Francisco, CA 94114 3704
Details

No additional details available.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1009 2nd St, Cedar Rapids, IA 52235
30 Year Fixed Rate Loan 30 Day Lock*
5.75%
5.77%
Rate5.75%
APR5.77%
Points0.000
UpdatedMar 20, 2026
Address1009 2nd St, Cedar Rapids, IA 52235
Details

$300,000

Crews Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
102 E Interlake Blvd, Arcadia, FL 33801
30-Year Fixed
5.75%
5.78%
Rate5.75%
APR5.78%
Points0.000
UpdatedMar 18, 2026
Address102 E Interlake Blvd, Arcadia, FL 33801
Details

No additional details available.

Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT 06460
30 Year Fixed
30
5.50%
5.78%
Rate5.50%
APR5.78%
Points2.000
UpdatedMar 20, 2026
Address142 Temple Street Suite 306, Milford, CT 06460
Details

No additional details available.

Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
1 Towne Ctr, Cliffside Park, NJ 07006
30 Year Fixed Rate
5.75%
5.78%
Rate5.75%
APR5.78%
Points0.000
UpdatedMar 21, 2026
Address1 Towne Ctr, Cliffside Park, NJ 07006
Details

No additional details available.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1009 2nd St, Cedar Rapids, IA 52235
30 Year Fixed Rate Loan 30 Day Lock*
5.75%
5.79%
Rate5.75%
APR5.79%
Points0.000
UpdatedMar 20, 2026
Address1009 2nd St, Cedar Rapids, IA 52235
Details

$200,000

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
30 Year Fixed
5.75%
5.79%
Rate5.75%
APR5.79%
Points0.000
UpdatedMar 13, 2026
Address133 N Richmond St, Appleton, WI 54911 4635
Details

No additional details available.

Genco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
105 Archway Dr, Lorena, TX 75904 4826
30-Year Fixed
30
5.50%
5.79%
Rate5.50%
APR5.79%
Points0.000
UpdatedMar 20, 2026
Address105 Archway Dr, Lorena, TX 75904 4826
Details

No additional details available.

Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
FTHB - 30-Year Fixed Rate
5.75%
5.81%
Rate5.75%
APR5.81%
Points0.000
UpdatedMar 20, 2026
Address1 Main St, Amherst, MA 01002
Details

No additional details available.

Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1250 Hancock St, Everett, MA 02127
30 Year Fixed Rate Mortgage Loans & Refinancing
30
5.75%
5.82%
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 20, 2026
Address1250 Hancock St, Everett, MA 02127
Details

No additional details available.

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1008 Fremont St, Bakersfield, CA 93215
30-Year Fixed Rate
5.75%
5.82%
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 21, 2026
Address1008 Fremont St, Bakersfield, CA 93215
Details

No additional details available.

AmeriSave National
30-year fixed
5.38%
5.82%
Rate5.38%
APR5.82%
Points0.000
UpdatedMar 17, 2026
Details

No additional details available.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1009 2nd St, Cedar Rapids, IA 52235
30 Year Fixed Rate Loan 30 Day Lock*
5.75%
5.82%
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 20, 2026
Address1009 2nd St, Cedar Rapids, IA 52235
Details

$100,000

Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1009 2nd St, Cedar Rapids, IA 52235
30 Year Fixed Rate Loan 60 Day Lock
360
5.75%
5.82%
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 20, 2026
Address1009 2nd St, Cedar Rapids, IA 52235
Details

$100,000

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX 75001
30-year fixed-rate (Borrower)
5.75%
5.82%
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 20, 2026
Address1000 N Walnut Creek Dr, Addison, TX 75001
Details

No additional details available.

Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA 01913
First-Time/Affordable Homebuyer Loan* 30 Year Fixed
5.75%
5.82%
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 20, 2026
Address112 County Rd, Amesbury, MA 01913
Details

No additional details available.

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1 South St, Baltimore, MD 21133 4706
30-year fixed rate
5.62%
5.82%
Rate5.62%
APR5.82%
Points1.000
UpdatedMar 20, 2026
Address1 South St, Baltimore, MD 21133 4706
Details

As Low As

Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
10859 W Bluemound Rd, Brookfield, WI 53005
30 Year Fixed Rate Mortgage |WHEDA First-time Homebuyer*
30
5.75%
5.82%
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 15, 2026
Address10859 W Bluemound Rd, Brookfield, WI 53005
Details

No additional details available.

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
11899 New Halls Ferry Rd, Ellisville, MO 63011
30 Year Fixed
5.62%
5.83%
Rate5.62%
APR5.83%
Points1.250
UpdatedMar 20, 2026
Address11899 New Halls Ferry Rd, Ellisville, MO 63011
Details

No additional details available.

Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA 01056
The Rate Improver Mortgage 30-Year Fixed Rate
30-Year Fixed Rate
5.75%
5.84%
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 20, 2026
Address1 Crane Park Dr Ste 4, Ludlow, MA 01056
Details

No additional details available.

Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA 01056
TRIM: The Rate Improver Mortgage 30-Year Fixed Rate
30-Year Fixed Rate
5.75%
5.84%
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 20, 2026
Address1 Crane Park Dr Ste 4, Ludlow, MA 01056
Details

No additional details available.

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
101 N Columbia Ave, La Salle, IL 61301
30 Year Fixed Rate
30 Years
5.75%
5.84%
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 13, 2026
Address101 N Columbia Ave, La Salle, IL 61301
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
170 Bluestone Dr, Alexandria, DC 20548 0001
Made to Match - 30 Year Fixed
5.75%
5.84%
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 18, 2026
Address170 Bluestone Dr, Alexandria, DC 20548 0001
Details

No additional details available.

First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
11 Steuben St, Addison, NY 14801
30 Year Fixed
30 Year
5.62%
5.84%
Rate5.62%
APR5.84%
Points2.000
UpdatedMar 18, 2026
Address11 Steuben St, Addison, NY 14801
Details

No additional details available.

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
30 Year Fixed
30
5.75%
5.84%
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 20, 2026
Address3706 Norrisville Rd, Jarrettsville, MD 21084
Details

20% Down

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1028 Us Route 302, Berlin, NH 03251
30 Year Fixed Rate MOVE Conventional
5.75%
5.85%
Rate5.75%
APR5.85%
Points0.000
UpdatedMar 22, 2026
Address1028 Us Route 302, Berlin, NH 03251
Details

No additional details available.

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24081 Ne State Route 3, Belfair, WA 98501
1st Time Homebuyer (30-Year Fixed)
30
5.75%
5.86%
Rate5.75%
APR5.86%
Points0.500
UpdatedMar 15, 2026
Address24081 Ne State Route 3, Belfair, WA 98501
Details

No additional details available.

Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
1010 21st Ave N, Conway, SC 29526 3365
30-year Fixed
5.75%
5.86%
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 16, 2026
Address1010 21st Ave N, Conway, SC 29526 3365
Details

As Low As

Honor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1010 Moore St, Allegan, MI 49002
MSHDA 30 Year Fixed
5.75%
5.86%
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 20, 2026
Address1010 Moore St, Allegan, MI 49002
Details

As Low As

Winter Hill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
271 Main St, North Reading, MA 01864
ONE Mortgage 30 Year Fixed (Purchases only)
5.75%
5.86%
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 17, 2026
Address271 Main St, North Reading, MA 01864
Details

No additional details available.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, Draper, UT 84020
30 Year Mortgage
5.75%
5.86%
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 17, 2026
Address1750 West 11400 South #200, Draper, UT 84020
Details

No additional details available.

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24081 Ne State Route 3, Belfair, WA 98501
30-Year Fixed 80% Max LTV (First-Time Homebuyer)
5.75%
5.87%
Rate5.75%
APR5.87%
Points0.500
UpdatedMar 15, 2026
Address24081 Ne State Route 3, Belfair, WA 98501
Details

No additional details available.

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
170 S Rainbow Blvd, Henderson, NV 89014
30-Year Fixed
5.75%
5.87%
Rate5.75%
APR5.87%
Points0.000
UpdatedMar 21, 2026
Address170 S Rainbow Blvd, Henderson, NV 89014
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
100 Quincy Ave, Marshfield, MA 02050
30 Year Fixed
5.74%
5.87%
Rate5.74%
APR5.87%
Points1.000
UpdatedMar 21, 2026
Address100 Quincy Ave, Marshfield, MA 02050
Details

No additional details available.

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
10230 Two Notch Rd, Batesburg, SC 29006 2125
30 Year Fixed
5.75%
5.88%
Rate5.75%
APR5.88%
Points0.000
UpdatedMar 17, 2026
Address10230 Two Notch Rd, Batesburg, SC 29006 2125
Details

No additional details available.

Citizens Bank of West Virginia, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1 Citizens Plaza, Beverly, WV 26155
21-30 Year Fixed
5.62%
5.88%
Rate5.62%
APR5.88%
Points0.000
UpdatedMar 18, 2026
Address1 Citizens Plaza, Beverly, WV 26155
Details

No additional details available.

Citizens Bank of West Virginia, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1 Citizens Plaza, Beverly, WV 26155
FIXED RATE MORTGAGE 21-30 Year Fixed
5.62%
5.88%
Rate5.62%
APR5.88%
Points0.000
UpdatedMar 18, 2026
Address1 Citizens Plaza, Beverly, WV 26155
Details

No additional details available.

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
10230 Two Notch Rd, Batesburg, SC 29006 2125
30 Year Fixed
5.75%
5.88%
Rate5.75%
APR5.88%
Points0.000
UpdatedMar 17, 2026
Address10230 Two Notch Rd, Batesburg, SC 29006 2125
Details

No additional details available.

First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
11 Steuben St, Addison, NY 14801
30 Year Fixed
30 Year
5.75%
5.88%
Rate5.75%
APR5.88%
Points1.000
UpdatedMar 18, 2026
Address11 Steuben St, Addison, NY 14801
Details

No additional details available.

The Peoples Bank Brownstown, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.62%
100 N Main St, Brownstown, IN 47220
30-YEAR FIXED RATE MORTGAGE
5.84%
5.88%
Rate5.84%
APR5.88%
Points0.000
UpdatedMar 18, 2026
Address100 N Main St, Brownstown, IN 47220
Details

Example Monthly Payment: On a $200,000.00 loan with a 5.84% rate and a 5.882% APR, you would have 360 monthly payment of $1,178.96 (excluding taxes and insurance). Rate available to qualified buyers with an average credit score of 650 or higher.

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
101 Pakaula St, Honolulu, HI 96707
30 Year Fixed Rate
5.62%
5.89%
Rate5.62%
APR5.89%
Points2.125
UpdatedMar 20, 2026
Address101 Pakaula St, Honolulu, HI 96707
Details

No additional details available.

Hill District Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.81%
2021 Centre Ave, Pittsburgh, PA 15219 6301
30-Year Fixed
30
5.75%
5.89%
Rate5.75%
APR5.89%
Points0.000
UpdatedMar 20, 2026
Address2021 Centre Ave, Pittsburgh, PA 15219 6301
Details

No additional details available.

Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ 07052
30 Year Fixed
30
5.75%
5.89%
Rate5.75%
APR5.89%
Points1.000
UpdatedMar 17, 2026
Address175 Rock Rd, Glen Rock, NJ 07052
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX 76501 7603
USDA 30-year Fixed
30-year
5.38%
5.89%
Rate5.38%
APR5.89%
Points0.000
UpdatedMar 21, 2026
Address1221 Hewitt Dr, Belton, TX 76501 7603
Details

As Low As

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
15125 Silver Pkwy, Bay City, MI 48423 2529
30 Year Fixed - without DPA
5.75%
5.89%
Rate5.75%
APR5.89%
Points0.000
UpdatedMar 21, 2026
Address15125 Silver Pkwy, Bay City, MI 48423 2529
Details

As Low As

PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 High St, Altoona, PA 15943
30-Year Fixed Rate
30
5.88%
5.89%
Rate5.88%
APR5.89%
Points0.000
UpdatedMar 21, 2026
Address101 High St, Altoona, PA 15943
Details

No additional details available.

PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 High St, Altoona, PA 15943
30-Year Fixed Rate Biweekly Mortgage Loan
5.88%
5.89%
Rate5.88%
APR5.89%
Points0.000
UpdatedMar 21, 2026
Address101 High St, Altoona, PA 15943
Details

No additional details available.

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
134 N Kenwood St, Burbank, CA 90036 3792
30-Year Fixed
5.75%
5.90%
Rate5.75%
APR5.90%
Points1.000
UpdatedMar 21, 2026
Address134 N Kenwood St, Burbank, CA 90036 3792
Details

1% Origination

Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1009 2nd St, Cedar Rapids, IA 52235
30 Year Fixed Rate Loan 60 Day Lock
360
5.88%
5.90%
Rate5.88%
APR5.90%
Points0.000
UpdatedMar 20, 2026
Address1009 2nd St, Cedar Rapids, IA 52235
Details

$300,000

Destinations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
5401 Old Court Rd, Baltimore, MD 21133 5103
30-Year Fixed
30
5.62%
5.90%
Rate5.62%
APR5.90%
Points0.000
UpdatedMar 13, 2026
Address5401 Old Court Rd, Baltimore, MD 21133 5103
Details

No additional details available.

Bogota Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1039 S Orange Ave, Bogota, NJ 07054
30-Year Fixed
30
5.88%
5.91%
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 18, 2026
Address1039 S Orange Ave, Bogota, NJ 07054
Details

No additional details available.

Luana Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
100 Harvest Dr, Clive, IA 50211
30-Year Fixed Rate Purchase
30
5.88%
5.91%
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 20, 2026
Address100 Harvest Dr, Clive, IA 50211
Details

Loan Amount: $300,000

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1230 Lakes Dr Ste 108, Brea, CA 90012 3352
30-Year Fixed
30-Year
5.88%
5.91%
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 18, 2026
Address1230 Lakes Dr Ste 108, Brea, CA 90012 3352
Details

Loan amount not to exceed $499,999

Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1009 2nd St, Cedar Rapids, IA 52235
30 Year Fixed Rate Loan 60 Day Lock
360
5.88%
5.91%
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 20, 2026
Address1009 2nd St, Cedar Rapids, IA 52235
Details

$200,000

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Purchase: 30-Year Fixed Conventional
30-Year
5.88%
5.91%
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

Purchase: 30-Year Fixed Conventional $832750 or less

First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
11 Steuben St, Addison, NY 14801
30 Year Fixed
30 Year
5.88%
5.91%
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 18, 2026
Address11 Steuben St, Addison, NY 14801
Details

No additional details available.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
125 Corporate Blvd, New Haven, CT 06511 5301
30 Year Fixed Mortgage
359
5.88%
5.91%
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 15, 2026
Address125 Corporate Blvd, New Haven, CT 06511 5301
Details

No additional details available.

Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
531 Broad St, Coraopolis, PA 15108
30 Year Fixed Rate Mortgages
30
5.88%
5.92%
Rate5.88%
APR5.92%
Points0.000
UpdatedMar 21, 2026
Address531 Broad St, Coraopolis, PA 15108
Details

No additional details available.

JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
30 Year Fixed
30
5.85%
5.92%
Rate5.85%
APR5.92%
Points0.000
UpdatedMar 17, 2026
Address12 Broadway, Jim Thorpe, PA 18229
Details

Up to 80% Loan to Value

Jovia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.24%
1000 Corporate Dr, Bay Shore, NY 11010
30 Year Fixed
5.75%
5.92%
Rate5.75%
APR5.92%
Points0.000
UpdatedMar 20, 2026
Address1000 Corporate Dr, Bay Shore, NY 11010
Details

No additional details available.

Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
331 Montvale Ave, Everett, MA 01801
30 Year Fixed Rate
30
5.88%
5.92%
Rate5.88%
APR5.92%
Points0.000
UpdatedMar 13, 2026
Address331 Montvale Ave, Everett, MA 01801
Details

No additional details available.

Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
101 W Prospect Ave, Cleveland, OH 44070
30 Year Fixed-Rate Mortgage
30
5.89%
5.92%
Rate5.89%
APR5.92%
Points0.000
UpdatedMar 18, 2026
Address101 W Prospect Ave, Cleveland, OH 44070
Details

UP TO 80% LTV

Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
101 W Prospect Ave, Cleveland, OH 44070
30 Year Fixed-Rate Mortgage-Loan
30
5.89%
5.92%
Rate5.89%
APR5.92%
Points0.000
UpdatedMar 18, 2026
Address101 W Prospect Ave, Cleveland, OH 44070
Details

UP TO 80% LTV

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
3201 California St, San Francisco, CA 94114 3704
30 Year Fixed Rate Mortgage
5.88%
5.92%
Rate5.88%
APR5.92%
Points0.000
UpdatedMar 17, 2026
Address3201 California St, San Francisco, CA 94114 3704
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Loves Park, IL 61073
30 Year Fixed Rate
5.50%
5.93%
Rate5.50%
APR5.93%
Points1.000
UpdatedMar 20, 2026
Address2550 S Alpine Rd, Loves Park, IL 61073
Details

As Low As

Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1100 Springdale St, Belmont, WI 53510
30 Year Fixed
30
5.88%
5.93%
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 21, 2026
Address1100 Springdale St, Belmont, WI 53510
Details

No additional details available.

Northfield Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1 Hyatt St, Avenel, NJ 07001
30 Year Fixed Rate
5.88%
5.93%
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 13, 2026
Address1 Hyatt St, Avenel, NJ 07001
Details

No additional details available.

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1005 South St, Norfolk, MA 02056
30 Year Fixed (Conforming)
30
5.88%
5.93%
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 17, 2026
Address1005 South St, Norfolk, MA 02056
Details

No additional details available.

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10066 Pacific Heights Blvd Ste 104, Carlsbad, CA 91910
30-year fixed rate
30
5.88%
5.93%
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 21, 2026
Address10066 Pacific Heights Blvd Ste 104, Carlsbad, CA 91910
Details

Fixed payment examples: A $420,000, 30-year fixed rate at an interest rate of 5.875% (5.931% APR) would have a monthly principal and interest payment equal to $2,484. This example does not include taxes or insurance premiums. Rates shown are not intended to be a commitment to the loan type or amount for which you may qualify. All loans are subject to approval. Annual Percentage Rate (APR) may be higher than the rates shown and may vary based on credit qualifications and other criteria. Other restrictions may apply.

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10066 Pacific Heights Blvd Ste 104, Carlsbad, CA 91910
30-Year Fixed Rate Mortgage
30-year
5.88%
5.93%
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 21, 2026
Address10066 Pacific Heights Blvd Ste 104, Carlsbad, CA 91910
Details

A $420,000 30-year fixed rate at an interest rate of 5.875% (5.931% APR) would have a monthly principal and interest payment equal to $2,484. This example does not include taxes or insurance premiums. Rates shown are not intended to be a commitment to the loan type or amount for which you may qualify. All loans are subject to approval. Annual Percentage Rate (APR) may be higher than the rates shown and may vary based on credit qualifications and other criteria. Other restrictions may apply.

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1020 E 800 N, Bluffdale, ID 83402
30 Year Fixed Loan
5.75%
5.93%
Rate5.75%
APR5.93%
Points0.000
UpdatedMar 20, 2026
Address1020 E 800 N, Bluffdale, ID 83402
Details

No additional details available.

Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA 01002
30-Year Fixed Bi-Weekly
30 Years
5.88%
5.94%
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 20, 2026
Address108 N Pleasant St, Amherst, MA 01002
Details

No additional details available.

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
112 Boston Ave, Bethel, CT 06468
30 Year Fixed Rate
30
5.88%
5.94%
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 20, 2026
Address112 Boston Ave, Bethel, CT 06468
Details

No additional details available.

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
111 Lower Mill Bay Rd, Anchorage, AK 99501 3411
30-Year Fixed
5.75%
5.94%
Rate5.75%
APR5.94%
Points0.000
UpdatedMar 18, 2026
Address111 Lower Mill Bay Rd, Anchorage, AK 99501 3411
Details

Based on a $100,000 loan for the specified term

Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT 06460
30 Year Fixed
30
5.75%
5.94%
Rate5.75%
APR5.94%
Points1.000
UpdatedMar 20, 2026
Address142 Temple Street Suite 306, Milford, CT 06460
Details

No additional details available.

Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
100 Nicolls Rd, Bellmore, NY 11214
30 Year Fixed Rate
5.88%
5.94%
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 17, 2026
Address100 Nicolls Rd, Bellmore, NY 11214
Details

No additional details available.

Canton Co-operative Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
30 Year Fixed Rate
5.88%
5.94%
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 18, 2026
Address671 Washington St, Canton, MA 02021
Details

No additional details available.

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC 20577 0001
30-Year Fixed
30
5.88%
5.94%
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 20, 2026
Address1300 New York Ave NW, Washington, DC 20577 0001
Details

No additional details available.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
1560 Garrett Rd, Aston, DE 19014 1862
Conforming Mortgage Loan Amounts from to $806,500 30 Year Fixed
30
5.88%
5.94%
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 17, 2026
Address1560 Garrett Rd, Aston, DE 19014 1862
Details

$50,000; As Low As

Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
30-Year Fixed-Rate
5.62%
5.95%
Rate5.62%
APR5.95%
Points2.000
UpdatedMar 20, 2026
Address1 Main St, Amherst, MA 01002
Details

No additional details available.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX 75001
30-year fixed-rate (Property)
5.88%
5.95%
Rate5.88%
APR5.95%
Points0.000
UpdatedMar 20, 2026
Address1000 N Walnut Creek Dr, Addison, TX 75001
Details

No additional details available.

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Fixed Rate Construction/Perm Loans 30 Year Fixed Rate
30
5.75%
5.95%
Rate5.75%
APR5.95%
Points0.750
UpdatedMar 20, 2026
Address3706 Norrisville Rd, Jarrettsville, MD 21084
Details

20% Down

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Purchase: 30-Year Fixed Conventional
30-Year
5.88%
5.95%
Rate5.88%
APR5.95%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

Purchase: 30-Year Fixed Conventional $200000 or less

Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1662 W Orange Blossom Trl, Apopka, FL 32712 2641
30 Year Fixed
5.88%
5.96%
Rate5.88%
APR5.96%
Points0.000
UpdatedMar 21, 2026
Address1662 W Orange Blossom Trl, Apopka, FL 32712 2641
Details

As Low As

Point Breeze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
10110 Reisterstown Rd, Baltimore, MD 21014 4170
30 Year Fixed
5.88%
5.96%
Rate5.88%
APR5.96%
Points0.000
UpdatedMar 21, 2026
Address10110 Reisterstown Rd, Baltimore, MD 21014 4170
Details

No additional details available.

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Dover, NH 03820
30-Year Fixed
30
5.75%
5.96%
Rate5.75%
APR5.96%
Points1.500
UpdatedMar 20, 2026
Address133 Brock St, Dover, NH 03820
Details

As Low As

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Bradenton, FL 33556 3494
30 Year Fixed Rate
5.88%
5.96%
Rate5.88%
APR5.96%
Points0.000
UpdatedMar 17, 2026
Address10901 N Dale Mabry Hwy, Bradenton, FL 33556 3494
Details

No additional details available.

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional
30-Year
5.88%
5.97%
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

$200000 or less

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional or less
30-Year
5.88%
5.97%
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

$200000

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1161 16TH AVENUE CT SE, Bettendorf, IA 52001
30 Year Fixed
5.88%
5.97%
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 13, 2026
Address1161 16TH AVENUE CT SE, Bettendorf, IA 52001
Details

No additional details available.

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
1055 W Mercury Blvd, Carrollton, NC 23060 5814
30 Year Fixed Rate
5.88%
5.97%
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 20, 2026
Address1055 W Mercury Blvd, Carrollton, NC 23060 5814
Details

No additional details available.

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
1055 W Mercury Blvd, Carrollton, NC 23060 5814
30 Year Fixed-Rate Mortgage
5.88%
5.97%
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 20, 2026
Address1055 W Mercury Blvd, Carrollton, NC 23060 5814
Details

No additional details available.

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
1055 W Mercury Blvd, Carrollton, NC 23060 5814
30 Year Fixed-Rate Mortgage Refinance
5.88%
5.97%
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 20, 2026
Address1055 W Mercury Blvd, Carrollton, NC 23060 5814
Details

No additional details available.

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK 99801
Alaska Housing 30 Year Fixed Rate Taxable First Time Homebuyer
5.88%
5.97%
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 18, 2026
Address103 N Nordic Dr, Craig, AK 99801
Details

No additional details available.

JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
30 Year Fixed
30
5.85%
5.97%
Rate5.85%
APR5.97%
Points0.000
UpdatedMar 17, 2026
Address12 Broadway, Jim Thorpe, PA 18229
Details

No additional details available.

Dime Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1 Huntington Quadrangle, Astoria, NJ 08701
30 Year Fixed
5.88%
5.97%
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 13, 2026
Address1 Huntington Quadrangle, Astoria, NJ 08701
Details

No additional details available.

Marathon Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
11315 N Cedarburg Rd, Brookfield, WI 53045
30 Year Fixed
5.88%
5.98%
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 20, 2026
Address11315 N Cedarburg Rd, Brookfield, WI 53045
Details

No additional details available.

Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Hastings St, Bellingham, MA 01756
30 Year Fixed
30
5.75%
5.98%
Rate5.75%
APR5.98%
Points2.000
UpdatedMar 16, 2026
Address1 Hastings St, Bellingham, MA 01756
Details

No additional details available.

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT 06001 2520
30-Year Fixed As Low As
5.88%
5.98%
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 17, 2026
Address109 SYCAMORE ST, Avon, CT 06001 2520
Details

As Low As; Loan Amount: $226-250K

Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
30-Year Fixed-Rate
5.75%
5.98%
Rate5.75%
APR5.98%
Points1.000
UpdatedMar 20, 2026
Address1 Main St, Amherst, MA 01002
Details

No additional details available.

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1006 Royalton St, Appleton, WI 54115 3901
CFCU 30 Year Fixed
5.88%
5.98%
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 18, 2026
Address1006 Royalton St, Appleton, WI 54115 3901
Details

No additional details available.

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
11357 N Port Washington Rd, Grafton, WI 53024 9397
30 Year Fixed
5.88%
5.98%
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 20, 2026
Address11357 N Port Washington Rd, Grafton, WI 53024 9397
Details

No additional details available.

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1097 NW 32nd Street, Chickasha, OK 73018 6011
30 Year Fixed Mortgage
5.88%
5.98%
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 20, 2026
Address1097 NW 32nd Street, Chickasha, OK 73018 6011
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1 South St, Baltimore, MD 21133 4706
30-year fixed rate
5.88%
5.98%
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 20, 2026
Address1 South St, Baltimore, MD 21133 4706
Details

As Low As

Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT 06460
30 Year Fixed
30
5.88%
5.99%
Rate5.88%
APR5.99%
Points0.000
UpdatedMar 20, 2026
Address142 Temple Street Suite 306, Milford, CT 06460
Details

No additional details available.

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
1336 E Main St, Ansonia, CT 06032
30 Year Fixed
5.88%
5.99%
Rate5.88%
APR5.99%
Points0.000
UpdatedMar 17, 2026
Address1336 E Main St, Ansonia, CT 06032
Details

No additional details available.

Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
10175 State Road 54, Bradenton, FL 33511 5706
30 Year Fixed
30
5.85%
5.99%
Rate5.85%
APR5.99%
Points0.000
UpdatedMar 20, 2026
Address10175 State Road 54, Bradenton, FL 33511 5706
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
10175 State Road 54, Bradenton, FL 33511 5706
30 Year Fixed Second Home
5.85%
5.99%
Rate5.85%
APR5.99%
Points0.000
UpdatedMar 20, 2026
Address10175 State Road 54, Bradenton, FL 33511 5706
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
10175 State Road 54, Bradenton, FL 33511 5706
SECOND HOME 30 Year Fixed
5.85%
5.99%
Rate5.85%
APR5.99%
Points0.000
UpdatedMar 20, 2026
Address10175 State Road 54, Bradenton, FL 33511 5706
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1 Seahawk Dr, Aberdeen, MD 21001 1733
30 Year Fixed
5.88%
5.99%
Rate5.88%
APR5.99%
Points0.125
UpdatedMar 17, 2026
Address1 Seahawk Dr, Aberdeen, MD 21001 1733
Details

No additional details available.

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
110 John Muir Dr, Amherst, NY 14228 1148
30 Year Mortgage
5.92%
5.99%
Rate5.92%
APR5.99%
Points0.000
UpdatedMar 22, 2026
Address110 John Muir Dr, Amherst, NY 14228 1148
Details

No additional details available.

Heritage Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
1 Hawk Dr Bldg SUNY Adminstration, Central Valley, NY 10917
Fixed Rate 30 Year Mortgage
5.88%
6.00%
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 16, 2026
Address1 Hawk Dr Bldg SUNY Adminstration, Central Valley, NY 10917
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Ashburn, DC 20005 4269
30-year fixed
5.88%
6.00%
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 21, 2026
Address1101 New York Ave NW, Ashburn, DC 20005 4269
Details

No additional details available.

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1006 Post Rd, Darien, CT 06820
30 Year Fixed Rate Mortgage
5.99%
6.00%
Rate5.99%
APR6.00%
Points0.000
UpdatedMar 16, 2026
Address1006 Post Rd, Darien, CT 06820
Details

No additional details available.

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1007 Georges Station Rd, Blairsville, PA 15601
30 Year Fixed Rate Portfolio Mortgage
5.88%
6.00%
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 20, 2026
Address1007 Georges Station Rd, Blairsville, PA 15601
Details

No additional details available.

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1007 Georges Station Rd, Blairsville, PA 15601
30 Year Fixed Rate Portfolio Mortgage*
5.88%
6.00%
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 20, 2026
Address1007 Georges Station Rd, Blairsville, PA 15601
Details

No additional details available.

Red River Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
1005 E Broadway St, Altus, OK 73505
30 year FIXED RATE
6.00%
6.00%
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 21, 2026
Address1005 E Broadway St, Altus, OK 73505
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Baxter Pkwy, Aibonito, AR 00610 9807
30-Year Fixed Mortgage
6.00%
6.00%
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 18, 2026
Address1 Baxter Pkwy, Aibonito, AR 00610 9807
Details

As Low As; POINTS MAY APPLY

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1100 8th Ave, Alburnett, IA 52202
30-Year Fixed
6.00%
6.00%
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 21, 2026
Address1100 8th Ave, Alburnett, IA 52202
Details

No additional details available.

Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
12104 Shelbyville Rd, Lexington, KY 40202
30 Year Fixed
30 Year
6.00%
6.00%
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 22, 2026
Address12104 Shelbyville Rd, Lexington, KY 40202
Details

As Low As

Fulton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
219 County Route 57, Baldwinsville, NY 13027
30-Year Fixed
5.88%
6.00%
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 20, 2026
Address219 County Route 57, Baldwinsville, NY 13027
Details

No additional details available.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1007 Jadwin Ave, College Place, OR 97267
30-Year Fixed
360
5.88%
6.00%
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 20, 2026
Address1007 Jadwin Ave, College Place, OR 97267
Details

Fixed 360 Months

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
101 Pakaula St, Honolulu, HI 96707
30 Year Fixed Rate
5.75%
6.00%
Rate5.75%
APR6.00%
Points2.000
UpdatedMar 20, 2026
Address101 Pakaula St, Honolulu, HI 96707
Details

No additional details available.

Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1 Officer Manny Familia Way, Worcester, MA 01605
30 Year Fixed
5.89%
6.00%
Rate5.89%
APR6.00%
Points0.000
UpdatedMar 22, 2026
Address1 Officer Manny Familia Way, Worcester, MA 01605
Details

No additional details available.

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
134 N Kenwood St, Burbank, CA 90036 3792
30-Year Fixed
5.95%
6.00%
Rate5.95%
APR6.00%
Points0.000
UpdatedMar 21, 2026
Address134 N Kenwood St, Burbank, CA 90036 3792
Details

0% Origination

Apollo Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
1696 State Rt 56, Apollo, PA 15613
30 year Mortgage
30 year
5.88%
6.01%
Rate5.88%
APR6.01%
Points0.000
UpdatedMar 17, 2026
Address1696 State Rt 56, Apollo, PA 15613
Details

No additional details available.

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Purchase: 30-Year Fixed Conventional
30-Year
5.88%
6.01%
Rate5.88%
APR6.01%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

Purchase: 30-Year Fixed Conventional $100000 or less

Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
19 Church St, Winchester, MA 01801
30 Year Fixed
6.00%
6.01%
Rate6.00%
APR6.01%
Points0.000
UpdatedMar 22, 2026
Address19 Church St, Winchester, MA 01801
Details

No additional details available.

UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1 N Oak St, Catawissa, PA 17820
30 Year Fixed Rate
6.00%
6.01%
Rate6.00%
APR6.01%
Points0.000
UpdatedMar 22, 2026
Address1 N Oak St, Catawissa, PA 17820
Details

No additional details available.

Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
30-Year Fixed-Rate
5.88%
6.01%
Rate5.88%
APR6.01%
Points0.000
UpdatedMar 20, 2026
Address1 Main St, Amherst, MA 01002
Details

No additional details available.

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
10 N Nansemond St Ste 6, Charlottesville, VA 22401 4974
30 Year Fixed Rate Mortgage
360
5.88%
6.01%
Rate5.88%
APR6.01%
Points0.794
UpdatedMar 22, 2026
Address10 N Nansemond St Ste 6, Charlottesville, VA 22401 4974
Details

No additional details available.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
3201 California St, San Francisco, CA 94114 3704
30 Year Fixed Rate Mortgage
5.88%
6.01%
Rate5.88%
APR6.01%
Points1.000
UpdatedMar 17, 2026
Address3201 California St, San Francisco, CA 94114 3704
Details

No additional details available.

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1099 Morton Blvd, Fishkill, NY 10566 2801
30 Year Fixed Rate
6.00%
6.01%
Rate6.00%
APR6.01%
Points0.000
UpdatedMar 20, 2026
Address1099 Morton Blvd, Fishkill, NY 10566 2801
Details

No additional details available.

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1099 Morton Blvd, Fishkill, NY 10566 2801
30 Year Fixed Rate Mortgage Refinance
30
6.00%
6.01%
Rate6.00%
APR6.01%
Points0.000
UpdatedMar 20, 2026
Address1099 Morton Blvd, Fishkill, NY 10566 2801
Details

No additional details available.

PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 High St, Altoona, PA 15943
30-Year Fixed Rate
6.00%
6.02%
Rate6.00%
APR6.02%
Points0.000
UpdatedMar 21, 2026
Address101 High St, Altoona, PA 15943
Details

No additional details available.

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1119 S Lincoln Ave, Alton, IL 62002
30 Year Fixed
5.88%
6.02%
Rate5.88%
APR6.02%
Points0.000
UpdatedMar 21, 2026
Address1119 S Lincoln Ave, Alton, IL 62002
Details

No additional details available.

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1119 S Lincoln Ave, Alton, IL 62002
30 Year Fixed First Mortgage Loan
30
5.88%
6.02%
Rate5.88%
APR6.02%
Points0.000
UpdatedMar 21, 2026
Address1119 S Lincoln Ave, Alton, IL 62002
Details

No additional details available.

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1119 S Lincoln Ave, Alton, IL 62002
30 Year Fixed First Mortgage Loans
30
5.88%
6.02%
Rate5.88%
APR6.02%
Points0.000
UpdatedMar 21, 2026
Address1119 S Lincoln Ave, Alton, IL 62002
Details

No additional details available.

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1119 S Lincoln Ave, Alton, IL 62002
First Mortgage Loans 30 Year Fixed
5.88%
6.02%
Rate5.88%
APR6.02%
Points0.000
UpdatedMar 21, 2026
Address1119 S Lincoln Ave, Alton, IL 62002
Details

No additional details available.

United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA 19008
30 Year Fixed
30
5.88%
6.02%
Rate5.88%
APR6.02%
Points1.000
UpdatedMar 22, 2026
Address1510 Packer Ave, Broomall, PA 19008
Details

No additional details available.

Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
1172 River St, Boston, MA 02108
30 Year Fixed
30 Year
5.99%
6.02%
Rate5.99%
APR6.02%
Points0.000
UpdatedMar 18, 2026
Address1172 River St, Boston, MA 02108
Details

No additional details available.

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1029 Pittsburgh Ave, Erie, PA 16417 1122
30 Year Fixed Rate Primary Residence
5.75%
6.02%
Rate5.75%
APR6.02%
Points1.250
UpdatedMar 22, 2026
Address1029 Pittsburgh Ave, Erie, PA 16417 1122
Details

No additional details available.

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional
30-Year
5.88%
6.02%
Rate5.88%
APR6.02%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

$100000 or less

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional or less
30-Year
5.88%
6.02%
Rate5.88%
APR6.02%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

$100000

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1127 Ethan Allen Highway, Enosburg Falls, VT 05450
30 Year Fixed Rate
6.00%
6.02%
Rate6.00%
APR6.02%
Points1.000
UpdatedMar 21, 2026
Address1127 Ethan Allen Highway, Enosburg Falls, VT 05450
Details

No additional details available.

1st Valley Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 72.14%
401 W 2nd St, San Bernardino, CA 92401 1525
Home - 30 Year Fixed
5.88%
6.03%
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 17, 2026
Address401 W 2nd St, San Bernardino, CA 92401 1525
Details

No additional details available.

Mi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
3707 W Maple Rd, Bloomfield Township, MI 48301
30-Year Fixed
5.88%
6.03%
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 20, 2026
Address3707 W Maple Rd, Bloomfield Township, MI 48301
Details

No additional details available.

Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
1 Corporate Dr Ste 102, Brooklyn Center, IL 53532
30-year Fixed-Rate
30
5.88%
6.03%
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 18, 2026
Address1 Corporate Dr Ste 102, Brooklyn Center, IL 53532
Details

As Low As

Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA 01810
First Time Homebuyer 30 Year Fixed
30 Year
5.99%
6.03%
Rate5.99%
APR6.03%
Points0.000
UpdatedMar 22, 2026
Address1105 Summer St, Andover, MA 01810
Details

No additional details available.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA 02032 1018
30 Year Fixed
6.00%
6.03%
Rate6.00%
APR6.03%
Points1.000
UpdatedMar 21, 2026
Address100 Forbes Blvd, Brockton, MA 02032 1018
Details

No additional details available.

Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA 01810
30-Year Fixed
30 Years
5.75%
6.03%
Rate5.75%
APR6.03%
Points2.000
UpdatedMar 22, 2026
Address1105 Summer St, Andover, MA 01810
Details

See note 1

Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
100 Quincy Ave, Marshfield, MA 02050
30 Year Fixed
5.99%
6.03%
Rate5.99%
APR6.03%
Points0.000
UpdatedMar 21, 2026
Address100 Quincy Ave, Marshfield, MA 02050
Details

No additional details available.

Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
106 W Main St, Big Run, PA 15701
30 Year Fixed: Purchase/Refinance
6.00%
6.03%
Rate6.00%
APR6.03%
Points0.000
UpdatedMar 20, 2026
Address106 W Main St, Big Run, PA 15701
Details

No additional details available.

Community First Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.30%
1105 N Dutton Ave, Clearlake, CA 94559 1047
30 Year Fixed Mortgage Loans Purchase
6.00%
6.03%
Rate6.00%
APR6.03%
Points0.000
UpdatedMar 18, 2026
Address1105 N Dutton Ave, Clearlake, CA 94559 1047
Details

No additional details available.

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
1460 Broad St, Bloomfield, NJ 07003
30 Year Fixed - Conforming
5.88%
6.03%
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 22, 2026
Address1460 Broad St, Bloomfield, NJ 07003
Details

No additional details available.

Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
1 Towne Ctr, Cliffside Park, NJ 07006
30 Year Fixed Rate
6.00%
6.03%
Rate6.00%
APR6.03%
Points0.000
UpdatedMar 21, 2026
Address1 Towne Ctr, Cliffside Park, NJ 07006
Details

No additional details available.

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
30-year Fixed Rate
5.75%
6.03%
Rate5.75%
APR6.03%
Points2.000
UpdatedMar 21, 2026
Address12 HERBERT ST, Alexandria, VA 22305
Details

No additional details available.

Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1095 Westford St, Billerica, MA 01463
Premier 30 Year Fixed Rate
5.99%
6.03%
Rate5.99%
APR6.03%
Points0.000
UpdatedMar 20, 2026
Address1095 Westford St, Billerica, MA 01463
Details

No additional details available.

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA 02048 1223
30 Year Fixed Rate - Conforming
5.99%
6.03%
Rate5.99%
APR6.03%
Points0.000
UpdatedMar 11, 2026
Address1690 Main St, Brockton, MA 02048 1223
Details

No additional details available.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX 75001
30-year fixed-rate
6.00%
6.03%
Rate6.00%
APR6.03%
Points0.000
UpdatedMar 20, 2026
Address1000 N Walnut Creek Dr, Addison, TX 75001
Details

No additional details available.

Cambridge Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1 Thompson Sq, Arlington, MA 01730
30 Year Fixed Rate
30
5.99%
6.04%
Rate5.99%
APR6.04%
Points0.000
UpdatedMar 18, 2026
Address1 Thompson Sq, Arlington, MA 01730
Details

Jumbo

Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
30-Year Fixed-Rate
6.00%
6.04%
Rate6.00%
APR6.04%
Points0.000
UpdatedMar 20, 2026
Address1 Main St, Amherst, MA 01002
Details

No additional details available.

Harford Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
133 N Bridge St, Aberdeen, MD 21001
30 Year Fixed
5.88%
6.04%
Rate5.88%
APR6.04%
Points1.000
UpdatedMar 20, 2026
Address133 N Bridge St, Aberdeen, MD 21001
Details

No additional details available.

St Annes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
130 High St, Dartmouth, MA 02719 3090
30-Year Fixed Rate Mortgage
30
5.99%
6.04%
Rate5.99%
APR6.04%
Points0.000
UpdatedMar 15, 2026
Address130 High St, Dartmouth, MA 02719 3090
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX 77040 6229
30 Year Fixed
5.88%
6.04%
Rate5.88%
APR6.04%
Points0.000
UpdatedMar 16, 2026
Address10161 W Grand Parkway, Cypress, TX 77040 6229
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX 77040 6229
Cash Out Refinances 30 Year Fixed
5.88%
6.04%
Rate5.88%
APR6.04%
Points0.000
UpdatedMar 16, 2026
Address10161 W Grand Parkway, Cypress, TX 77040 6229
Details

No additional details available.

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
10 N Nansemond St Ste 6, Charlottesville, VA 22401 4974
30 Year Fixed Rate
360
5.88%
6.05%
Rate5.88%
APR6.05%
Points1.359
UpdatedMar 22, 2026
Address10 N Nansemond St Ste 6, Charlottesville, VA 22401 4974
Details

No additional details available.

1st United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
109 Review Way, Alameda, CA 94501
30 Year Fixed
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 17, 2026
Address109 Review Way, Alameda, CA 94501
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
1 Johnson Rd, Airmont, FL 01201
30 Year Mortgages
5.99%
6.05%
Rate5.99%
APR6.05%
Points0.000
UpdatedMar 22, 2026
Address1 Johnson Rd, Airmont, FL 01201
Details

Purchase

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
1 Johnson Rd, Airmont, FL 01201
30 Year Mortgages Purchase
5.99%
6.05%
Rate5.99%
APR6.05%
Points0.000
UpdatedMar 22, 2026
Address1 Johnson Rd, Airmont, FL 01201
Details

No additional details available.

Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ 07052
30 Year Fixed
30
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 17, 2026
Address175 Rock Rd, Glen Rock, NJ 07052
Details

No additional details available.

Citizens Federal S&L Assoc
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
433 Madison Ave, Covington, KY 41011
30 year fixed rate Mortgage Loans
30
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 18, 2026
Address433 Madison Ave, Covington, KY 41011
Details

for Qualified Borrowers

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional
30-Year
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

$832750 or less

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional or less
30-Year
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

$832750

SAFE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
10600 Broad River Rd, Bishopville, SC 29010
30-Year Fixed
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 21, 2026
Address10600 Broad River Rd, Bishopville, SC 29010
Details

No additional details available.

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
103 N Elm St, Bloomingdale, CT 01085
30 Year Fixed
5.99%
6.05%
Rate5.99%
APR6.05%
Points0.000
UpdatedMar 21, 2026
Address103 N Elm St, Bloomingdale, CT 01085
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
1004 N Oak St, Alexandria, LA 70006 5324
30 year fixed
30 year
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 20, 2026
Address1004 N Oak St, Alexandria, LA 70006 5324
Details

As Low As

Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
113 Holland Ave, Albany, NY 10547
USDA 30 Year Fixed
5.62%
6.05%
Rate5.62%
APR6.05%
Points0.000
UpdatedMar 15, 2026
Address113 Holland Ave, Albany, NY 10547
Details

No additional details available.

Woodford State Bank
Institution Rating:
C4.0 ★Texas Ratio: 26.81%
101 Spruce Street, Argyle, WI 53504
30 Year Fixed
30 Year
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 22, 2026
Address101 Spruce Street, Argyle, WI 53504
Details

No additional details available.

Schuyler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
201 Frank E Rodgers Blvd N, Harrison, NJ 07029
30 Year Fixed Rate
5.99%
6.05%
Rate5.99%
APR6.05%
Points0.000
UpdatedMar 21, 2026
Address201 Frank E Rodgers Blvd N, Harrison, NJ 07029
Details

No additional details available.

Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1116 S 14th St, Bettendorf, IA 52722
Fixed Rate Mortgage - 30 Year Fixed Rate
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 17, 2026
Address1116 S 14th St, Bettendorf, IA 52722
Details

No additional details available.

Proponent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
100 Metro Blvd, Burlington, NC 07110
30-Year Fixed
30-Year Term
5.88%
6.06%
Rate5.88%
APR6.06%
Points0.000
UpdatedMar 17, 2026
Address100 Metro Blvd, Burlington, NC 07110
Details

No additional details available.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA 02032 1018
30 Year Fixed
6.00%
6.06%
Rate6.00%
APR6.06%
Points1.000
UpdatedMar 21, 2026
Address100 Forbes Blvd, Brockton, MA 02032 1018
Details

No additional details available.

First National Bank of Orwell
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
2936 Vt Route 22a, Orwell, VT 05760
30 Year Fixed Rate
6.00%
6.06%
Rate6.00%
APR6.06%
Points0.000
UpdatedMar 16, 2026
Address2936 Vt Route 22a, Orwell, VT 05760
Details

No additional details available.

Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA 01810
30-Year Fixed
30 Years
5.88%
6.06%
Rate5.88%
APR6.06%
Points1.000
UpdatedMar 22, 2026
Address1105 Summer St, Andover, MA 01810
Details

See note 1

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Purchase: 30-Year Fixed Conventional
30-Year
6.00%
6.06%
Rate6.00%
APR6.06%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

Purchase: 30-Year Fixed Conventional $300000 or less

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Fair Oaks, CA 95628 3539
30 Year Fixed
30 Year
5.88%
6.06%
Rate5.88%
APR6.06%
Points1.000
UpdatedMar 20, 2026
Address10415 Old Placerville Rd, Fair Oaks, CA 95628 3539
Details

No additional details available.

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
100 E Main St, Black River Falls, WI 54603 2354
30 Year Fixed Rate (Secondary Market)
6.00%
6.06%
Rate6.00%
APR6.06%
Points0.000
UpdatedMar 18, 2026
Address100 E Main St, Black River Falls, WI 54603 2354
Details

No additional details available.

Bank of Easton
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
12 Robert Dr, North Easton, MA 02356
30 Year Fixed
30
5.88%
6.06%
Rate5.88%
APR6.06%
Points0.000
UpdatedMar 18, 2026
Address12 Robert Dr, North Easton, MA 02356
Details

No additional details available.

Strata Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1535 Panama Ln, Bakersfield, CA 93280
30 Year Fixed Rate
5.88%
6.07%
Rate5.88%
APR6.07%
Points0.000
UpdatedMar 15, 2026
Address1535 Panama Ln, Bakersfield, CA 93280
Details

As Low As

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1099 Morton Blvd, Fishkill, NY 10566 2801
Biweekly 30 Year Fixed
6.00%
6.07%
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 20, 2026
Address1099 Morton Blvd, Fishkill, NY 10566 2801
Details

No additional details available.

Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
1 Walnut Grove Dr, Allentown, MD 08034
30-Year Fixed
6.00%
6.07%
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 20, 2026
Address1 Walnut Grove Dr, Allentown, MD 08034
Details

No additional details available.

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
101 Pakaula St, Honolulu, HI 96707
30 Year Fixed Rate
5.88%
6.07%
Rate5.88%
APR6.07%
Points1.375
UpdatedMar 20, 2026
Address101 Pakaula St, Honolulu, HI 96707
Details

No additional details available.

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
1009 New Haven Rd, Avon, CT 01028
30 Year Fixed Mortgage
6.00%
6.07%
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 20, 2026
Address1009 New Haven Rd, Avon, CT 01028
Details

No additional details available.

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
10750 France Ave S, Andover, MN 55304
30-Year Fixed Refinance
30
6.00%
6.07%
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 21, 2026
Address10750 France Ave S, Andover, MN 55304
Details

No additional details available.

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional
30-Year
6.00%
6.07%
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

$300000 or less

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional or less
30-Year
6.00%
6.07%
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 13, 2026
Address1000 Jackson St, Asbury, IA 50111
Details

$300000

Cincinnatus S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1100 Harrison Ave, Cincinnati, OH 45030
30 Year Fixed Rate
6.00%
6.07%
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 16, 2026
Address1100 Harrison Ave, Cincinnati, OH 45030
Details

No additional details available.

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1100 8th Ave, Alburnett, IA 52202
30-Year Fixed
360
6.00%
6.07%
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 21, 2026
Address1100 8th Ave, Alburnett, IA 52202
Details

No additional details available.

Better Banks
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
10045 West Lancelot Drive, Astoria, IL 61491
30 Year Fixed
6.00%
6.08%
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 18, 2026
Address10045 West Lancelot Drive, Astoria, IL 61491
Details

As Low As; Rate

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.12%
1360 Route 9, Freehold, NJ 07728
30 Year Fixed Conforming
30 Year
6.00%
6.08%
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 18, 2026
Address1360 Route 9, Freehold, NJ 07728
Details

No additional details available.

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT 06001 2520
30-Year Fixed As Low As
6.00%
6.08%
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 17, 2026
Address109 SYCAMORE ST, Avon, CT 06001 2520
Details

As Low As; Loan Amount: $351K+

Securityplus Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.49%
1514 Woodlawn Dr, Baltimore, MD 21117 3604
30-Year Fixed
5.75%
6.08%
Rate5.75%
APR6.08%
Points0.000
UpdatedMar 21, 2026
Address1514 Woodlawn Dr, Baltimore, MD 21117 3604
Details

No additional details available.

Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA 01002
30-Year Fixed for First Time Home Buyers*
30 Years
6.00%
6.08%
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 20, 2026
Address108 N Pleasant St, Amherst, MA 01002
Details

No additional details available.

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
1200 Associates Dr, Burlington, IA 52001
30-year Fixed
30
5.99%
6.08%
Rate5.99%
APR6.08%
Points0.000
UpdatedMar 16, 2026
Address1200 Associates Dr, Burlington, IA 52001
Details

No additional details available.

Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1025 Braden Ave, Ames, IA 50010
30 Year Fixed
30 Year
6.00%
6.08%
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 20, 2026
Address1025 Braden Ave, Ames, IA 50010
Details

No additional details available.

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
30-YEAR FIXED
5.88%
6.08%
Rate5.88%
APR6.08%
Points1.000
UpdatedMar 21, 2026
Address1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
Details

No additional details available.

Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA 01810
30-Year Fixed
30 Years
5.99%
6.08%
Rate5.99%
APR6.08%
Points0.000
UpdatedMar 22, 2026
Address1105 Summer St, Andover, MA 01810
Details

See note 1

The Peoples Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
150 Old Tower Hill Rd, Bristol, RI 02809
30 Year Fixed Rate
6.00%
6.08%
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 21, 2026
Address150 Old Tower Hill Rd, Bristol, RI 02809
Details

No additional details available.

First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1301 Hope Bridgeville Rd, Blairstown, NJ 07825
30 Year Fixed Monthly
5.88%
6.09%
Rate5.88%
APR6.09%
Points1.000
UpdatedMar 18, 2026
Address1301 Hope Bridgeville Rd, Blairstown, NJ 07825
Details

No additional details available.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
125 Boston Post Rd, Bozrah, CT 06333
30 Year Fixed Conventional FNMA
30 Year
5.95%
6.09%
Rate5.95%
APR6.09%
Points0.000
UpdatedMar 18, 2026
Address125 Boston Post Rd, Bozrah, CT 06333
Details

No additional details available.

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK 99801
Alaska Housing 30 Year Fixed Rate Taxable
6.00%
6.09%
Rate6.00%
APR6.09%
Points0.000
UpdatedMar 18, 2026
Address103 N Nordic Dr, Craig, AK 99801
Details

No additional details available.

NVE Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
135 N Washington Ave, Bergenfield, NJ 07605
30 Year Fixed
6.00%
6.10%
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 20, 2026
Address135 N Washington Ave, Bergenfield, NJ 07605
Details

No additional details available.

Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1120 Meetinghouse Rd, Ambler, PA 19002
30 Year Fixed
6.00%
6.10%
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 17, 2026
Address1120 Meetinghouse Rd, Ambler, PA 19002
Details

No additional details available.

Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1120 Meetinghouse Rd, Ambler, PA 19002
First-Time Homebuyer Program 30 Year Fixed
6.00%
6.10%
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 17, 2026
Address1120 Meetinghouse Rd, Ambler, PA 19002
Details

No additional details available.

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
USDA Loan 30-Year Fixed
360
5.62%
6.10%
Rate5.62%
APR6.10%
Points-0.375
UpdatedMar 13, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details

No additional details available.

First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
316 Byron Ave N, Byron, MN 55920
30 Year Fixed
30 years
6.03%
6.10%
Rate6.03%
APR6.10%
Points0.000
UpdatedMar 20, 2026
Address316 Byron Ave N, Byron, MN 55920
Details

No additional details available.

First Trust Bank of Illinois
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
1090 Main St Nw, Aroma Park, IL 60901
30 Year Fixed Rate
6.00%
6.10%
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 20, 2026
Address1090 Main St Nw, Aroma Park, IL 60901
Details

No additional details available.

Riverside Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
325 Becker Dr, Roanoke Rapids, NC 27870
30 Year Fixed Conventional Primary Home
30
5.88%
6.10%
Rate5.88%
APR6.10%
Points0.000
UpdatedMar 21, 2026
Address325 Becker Dr, Roanoke Rapids, NC 27870
Details

No additional details available.

The 30-year fixed mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment. Rates are subject to change without notice.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Rate Data: Every 30-year fixed mortgage rate on this page is sourced directly from the official website of the lending institution — no estimates, no national survey averages. Our proprietary rate aggregation technology, combined with a dedicated team of rate analysts, verifies and updates listings daily to ensure accuracy.

Nationwide Lender Coverage: Our database monitors over 8,500 banks and credit unions across all 50 states, capturing a diverse mix of community credit unions, regional banks, and national online lenders. This breadth ensures you see competitive rates that many national rate surveys miss.

Time-Stamped for Full Transparency: Because 30-year fixed mortgage rates can shift multiple times per week in response to 10-year Treasury movements and Federal Reserve policy changes, every rate entry carries its own specific "last updated" date. You always know exactly how fresh the data is.

Proprietary Lender Safety Ratings: Rate alone is only part of the picture. MonitorBankRates evaluates the financial stability of every listed institution using regulatory FDIC and NCUA data. Our composite Health Grades (A+ to F), Star Ratings, and Texas Ratio calculations give you a clear view of lender stability so you can borrow with confidence from a financially sound institution.

Frequently Asked Questions About 30-Year Fixed Mortgage Rates

What is a 30-year fixed-rate mortgage?

A 30-year fixed-rate mortgage is a home loan with an interest rate that remains the same for the entire 30-year repayment term. Because the rate never changes, your principal and interest payment stays identical every month. It is the most widely used mortgage product in the United States, favored for its predictability and lower monthly payment compared to shorter-term loans.

What is the monthly payment on a 30-year mortgage?

Monthly payment depends on the loan amount, rate, and any escrow items. As a rough guide: on a $400,000 30-year fixed loan at 6.75%, the principal and interest payment is approximately $2,594/month. At 7.00%, the same loan is roughly $2,661/month. Use our Mortgage Payment Calculator for an exact figure based on your down payment, loan amount, and current rate.

How does a 30-year mortgage compare to a 15-year mortgage?

A 30-year mortgage offers a lower monthly payment than a 15-year mortgage because the principal is spread over twice as many payments. However, you pay significantly more total interest over the life of the loan. For example, on a $400,000 loan at 6.75%, a 30-year term costs roughly $534,000 in total interest versus approximately $225,000 on a 15-year term at 6.25%. The 15-year comes with a higher payment but builds equity much faster.

How does my credit score affect my 30-year mortgage rate?

Credit score is one of the biggest factors lenders use to price a 30-year fixed mortgage. Borrowers with scores above 760 typically qualify for the lowest available rates. Scores between 700–759 usually see rates 0.25%–0.50% higher. Scores below 680 can result in rates 0.75%–1.50% above the best-tier pricing, which can add tens of thousands of dollars in interest over 30 years.

Should I lock my 30-year mortgage rate?

If you are satisfied with your quoted rate and are concerned that rates could rise before closing, locking the rate is generally advisable. Most lenders offer 30- to 60-day rate locks at no cost. Longer locks (90 days) may carry a small fee. A rate lock guarantees your interest rate for the lock period regardless of market movements, protecting you from unexpected increases before your loan closes.

What is the difference between interest rate and APR on a 30-year mortgage?

The interest rate is the annual cost of borrowing the principal, expressed as a percentage. The APR (Annual Percentage Rate) is a broader measure that includes the interest rate plus lender fees, points, and certain closing costs rolled into a single annualized figure. The APR gives a more complete picture of the true cost of a 30-year mortgage and is the best number to compare across lenders.

What are mortgage points and should I pay them on a 30-year loan?

Mortgage points (also called discount points) are upfront fees paid to the lender at closing to reduce your interest rate — typically 1 point = 1% of the loan amount and lowers the rate by roughly 0.25%. On a 30-year loan, paying points can make financial sense if you plan to stay in the home long enough to recoup the upfront cost through monthly savings. Divide the cost of the points by your monthly savings to find your break-even month.

Can I refinance a 30-year mortgage?

Yes. Many homeowners refinance their 30-year mortgage to secure a lower interest rate, reduce monthly payments, shorten the loan term, or tap home equity. Refinancing involves closing costs (typically 2%–5% of the loan balance), so it's important to calculate your break-even point. If you plan to stay in the home beyond the break-even period, refinancing is usually worthwhile when rates have dropped at least 0.50%–0.75% below your current rate.

How are 30-year mortgage rates determined?

Lenders price 30-year fixed mortgage rates primarily based on the yield of 10-year U.S. Treasury bonds, adding a spread to cover credit risk, servicing costs, and profit. When Treasury yields rise (often driven by Federal Reserve policy, inflation data, or strong economic reports), mortgage rates tend to rise in tandem. Individual rate quotes also depend on your credit score, down payment, loan-to-value ratio, property type, and the lender's own capital cost.

What are today's best 30-year fixed mortgage rates?

  • OlyFed Olympia Federal S&L: 4.25% (30-Year Fixed (Affordable Construction Program))
  • Institution for Savings: 4.99% (30 Year Fixed)
  • Ontario-Montclair School Employees Federal Credit Union: 4.99% (30 Year Fixed Rate Mortgage)
  • First Citizens Federal Credit Union: 5.00% (30-Year Fixed)
  • Northfield Bank: 5.25% (30 Year Fixed Rate Affordable Mortgage)
30-Year Fixed rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated: March 22, 2026