First National Bank of Hutchinson Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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First National Bank of Hutchinson's IRA CDs 2 year rates are at 2.77%, IRA CDs 3 year rates are at 2.77%, IRA CDs 1 year rates are at 2.65%. First National Bank of Hutchinson's savings rates are at 0.02%. First National Bank of Hutchinson's money market rates are at 0.02%. First National Bank of Hutchinson's 10 year Fixed Rate rates are at 5.38%, 15 year Fixed Rate rates are at 5.50%, 30 year Fixed Rate rates are at 5.75%, 20 year Fixed Rate rates are at 5.75%. MonitorBankRates evaluates the financial stability of First National Bank of Hutchinson with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.22%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityFirst National Bank of Hutchinson money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Hutchinson? Share your experience about First National Bank of Hutchinson by leaving a review below, or read customer reviews before you decide to use First National Bank of Hutchinson. First National Bank of Hutchinson Texas RatioFirst National Bank of Hutchinson's Texas Ratio is at 0.22%, which is considered excellent. The Texas Ratio for First National Bank of Hutchinson is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
First National Bank of Hutchinson has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First National Bank of Hutchinson is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
First National Bank of Hutchinson has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
First National Bank of Hutchinson CD Rates
First National Bank of Hutchinson Savings Rates
First National Bank of Hutchinson Money Market Rates
First National Bank of Hutchinson Mortgage Rates
First National Bank of Hutchinson Home Equity & HELOC
First National Bank of Hutchinson Auto Loan Rates
First National Bank of Hutchinson Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First National Bank of Hutchinson is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First National Bank of Hutchinson rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First National Bank of Hutchinson's official website for the most current offers and terms.
Bank Profile & OverviewFirst National Bank of Hutchinson
1 N Main StHutchinson, KS 67501 Reno Established Date: 05/02/1876 FDIC Certificate #: 4697 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST KANSAS BANCSHARES INC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.fnbhutch.bank
Is First National Bank of Hutchinson FDIC Insured? Yes
What is First National Bank of Hutchinson's Cert number? 4697
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.22%
Return on Assets (ROA):
1.0300%
Return on Equity (ROE):
11.0100%
Non-Performing Loans (NPL):
0.01%
Total Assets:
$1,254,749,000
Total Deposits:
$1,059,953,000
Equity Capital:
$123,356,000
Net Income:
$15,939,000
Headquarters:
Hutchinson
Regulator:
OCC
# of Offices:
8
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About First National Bank of HutchinsonHow do I open an account at First National Bank of Hutchinson?You can typically open an account at First National Bank of Hutchinson by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First National Bank of Hutchinson provides a range of mortgage and home equity products. Is First National Bank of Hutchinson a safe place to deposit money?Yes, First National Bank of Hutchinson is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First National Bank of Hutchinson offer online and mobile banking?Most modern institutions like First National Bank of Hutchinson provide digital access including online balance checks and transfers. Compare to Other Banks
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