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Current Mortgage Rates Across the United States

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Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare the Best Mortgage Rates

If you are looking for a mortgage, you can compare national options like OlyFed Olympia Federal S&LOlyFed Olympia Federal S&LA+5.0 ★Texas Ratio: 2.38% offering Affordable Home Loan Program (30-Year Fixed) at 4.75%, or Institution for SavingsInstitution for SavingsA+5.0 ★Texas Ratio: 0.11% offering 30 Year Fixed at 4.99%, or First Citizens Federal Credit UnionFirst Citizens Federal Credit UnionA+5.0 ★Texas Ratio: 2.23% offering 30-Year Fixed at 5.00%, or Langley Federal Credit UnionLangley Federal Credit UnionA5.0 ★Texas Ratio: 11.01% offering 30 Year Fixed Rate at 4.99%, or HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit UnionA+5.0 ★Texas Ratio: 2.50% offering 30 Year Fixed Rate at 4.88%.

Finding the lowest mortgage rate can save you thousands of dollars over the life of your loan. Whether you are purchasing a home or looking to refinance, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—ensuring you can confidently choose a stable, highly-rated institution for your next mortgage.

The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to US borrowers. Note that your final approved mortgage rate will depend on your specific credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 5, 2026

Lowest National APRs

OlyFed Olympia Federal S&L
A+5.0 ★Texas Ratio: 2.38%
Affordable Home Loan Program (30-Year Fixed) - 4.81% APR
Institution for Savings
A+5.0 ★Texas Ratio: 0.11%
30 Year Fixed - 5.03% APR
First Citizens Federal Credit Union
A+5.0 ★Texas Ratio: 2.23%
30-Year Fixed - 5.08% APR
Langley Federal Credit Union
A5.0 ★Texas Ratio: 11.01%
30 Year Fixed Rate - 5.17% APR

Compare Mortgage Rates Today Across the United States

STATE:
Lender
Product
Term
Rate
APR
OlyFed Olympia Federal S&L
A+5.0 ★ Texas Ratio: 2.38%
Belfair, WA
Affordable Home Loan Program (30-Year Fixed)
30-Year
4.75%
4.81%
▼
Rate 4.75%
APR 4.81%
Points 0.000
Last Updated Feb 26, 2026
Details Loan Fee $800
OlyFed Olympia Federal S&L
A+5.0 ★ Texas Ratio: 2.38%
Belfair, WA
30-Year Fixed (Affordable Construction Program)
30-Year
4.75%
4.84%
▼
Rate 4.75%
APR 4.84%
Points 0.000
Last Updated Feb 26, 2026
Details Loan Fee $800
Institution for Savings
A+5.0 ★ Texas Ratio: 0.11%
Amesbury, MA
30 Year Fixed
30
4.99%
5.03%
▼
Rate 4.99%
APR 5.03%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
First Citizens Federal Credit Union
A+5.0 ★ Texas Ratio: 2.23%
East Wareham, MA
30-Year Fixed
30
5.00%
5.08%
▼
Rate 5.00%
APR 5.08%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Langley Federal Credit Union
A5.0 ★ Texas Ratio: 11.01%
Carrollton, NC
30 Year Fixed Rate
30
4.99%
5.17%
▼
Rate 4.99%
APR 5.17%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Langley Federal Credit Union
A5.0 ★ Texas Ratio: 11.01%
Carrollton, NC
30 Year Fixed-Rate Mortgage
4.99%
5.17%
▼
Rate 4.99%
APR 5.17%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Langley Federal Credit Union
A5.0 ★ Texas Ratio: 11.01%
Carrollton, NC
30 Year Mortgage
30
4.99%
5.17%
▼
Rate 4.99%
APR 5.17%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
HawaiiUSA Federal Credit Union
A+5.0 ★ Texas Ratio: 2.50%
Aiea, HI
30 Year Fixed Rate
30
4.88%
5.20%
▼
Rate 4.88%
APR 5.20%
Points 2.125
Last Updated Mar 4, 2026
Details No additional details available.
TULARE COUNTY
A+5.0 ★ Texas Ratio: 5.05%
Porterville, CA
30-Year Fixed First Mortgage
30
5.12%
5.27%
▼
Rate 5.12%
APR 5.27%
Points 0.000
Last Updated Mar 2, 2026
Details Take Advantage of a 30-Year Fixed at 5.125% / 5.271% APR*
HawaiiUSA Federal Credit Union
A+5.0 ★ Texas Ratio: 2.50%
Aiea, HI
30 Year Fixed Rate
30
5.00%
5.27%
▼
Rate 5.00%
APR 5.27%
Points 1.500
Last Updated Mar 4, 2026
Details No additional details available.
Northfield Bank
A+5.0 ★ Texas Ratio: 1.88%
Avenel, NJ
30 Year Fixed Rate Affordable Mortgage
30
5.25%
5.30%
▼
Rate 5.25%
APR 5.30%
Points 0.000
Last Updated Mar 4, 2026
Details APR denotes "Annual Percentage Rate". Payments do not include real estate taxes or insurance, therefore actual payment obligations will be greater. Quoted rates include a 60 day rate lock. Maximum loan amount for a conforming loan is $806,500. Affordable Mortgage Program available for Residential First Mortgage loans for owner-occupied primary 1 to 2-family residences for those in Hunterdon, Mercer, Middlesex, and Union counties in New Jersey and Richmond and Kings counties in New York and either: (a.) are purchasing or refinancing a home in a low or moderate-income (LMI) census tract OR (b.) whose income is less than 80% of the county median income. Rates and terms are current as 11/24/25 and are subject to change at anytime without prior notice.
One Nevada Credit Union
A+5.0 ★ Texas Ratio: 1.18%
Henderson, NV
FHA 30 Year Fixed
5.12%
5.31%
▼
Rate 5.12%
APR 5.31%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
One Nevada Credit Union
A+5.0 ★ Texas Ratio: 1.18%
Henderson, NV
Refi FHA 30 Year Fixed
5.12%
5.31%
▼
Rate 5.12%
APR 5.31%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
University of Hawaii Federal Credit Union
A+5.0 ★ Texas Ratio: 2.25%
Honolulu, HI
30 Year Fixed Mortgage
30
5.12%
5.33%
▼
Rate 5.12%
APR 5.33%
Points 2.000
Last Updated Mar 5, 2026
Details No additional details available.
First Bank Ketchikan, AK
A+5.0 ★ Texas Ratio: 2.24%
Craig, AK
Alaska Housing 30 Year Fixed Rate 1st Time Homebuyer Tax Exempt
5.25%
5.34%
▼
Rate 5.25%
APR 5.34%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Peoples Trust Co. of St. Albans
A+5.0 ★ Texas Ratio: 3.62%
Enosburg Falls, VT
30 Year Fixed Rate
30
5.38%
5.40%
▼
Rate 5.38%
APR 5.40%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
30 Year Fixed Rate Loan 30 Day Lock
360
5.38%
5.40%
▼
Rate 5.38%
APR 5.40%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount: $100,000
First Bank Ketchikan, AK
A+5.0 ★ Texas Ratio: 2.24%
Craig, AK
Alaska Housing 30 Year Fixed Rate Veterans Mortgage Program
5.38%
5.47%
▼
Rate 5.38%
APR 5.47%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Dime Community Bank
A+5.0 ★ Texas Ratio: 1.70%
Astoria, NJ
30 Year Fixed - Affordable Housing Program
30 Year
5.38%
5.47%
▼
Rate 5.38%
APR 5.47%
Points 0.000
Last Updated Feb 25, 2026
Details No additional details available.
Institution for Savings
A+5.0 ★ Texas Ratio: 0.11%
Amesbury, MA
30 Year Fixed
30
5.25%
5.50%
▼
Rate 5.25%
APR 5.50%
Points 2.000
Last Updated Mar 4, 2026
Details No additional details available.
Fortera Federal Credit Union
A+5.0 ★ Texas Ratio: 5.06%
Clarksville, KY
VA 30 Year Fixed Loan
5.38%
5.50%
▼
Rate 5.38%
APR 5.50%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
San Francisco Fire Credit Union
A+5.0 ★ Texas Ratio: 4.90%
San Francisco, CA
30 Year Fixed Rate Mortgage
30 Year
5.38%
5.51%
▼
Rate 5.38%
APR 5.51%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Connexus Credit Union
B-4.3 ★ Texas Ratio: 22.87%
Brooklyn Center, IL
30-year fixed
30
5.38%
5.52%
▼
Rate 5.38%
APR 5.52%
Points 0.000
Last Updated Feb 28, 2026
Details No additional details available.
Crews Bank & Trust
A+5.0 ★ Texas Ratio: 0.40%
Arcadia, FL
30-Year Fixed
30
5.50%
5.52%
▼
Rate 5.50%
APR 5.52%
Points 0.000
Last Updated Feb 26, 2026
Details No additional details available.
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
30 Year Fixed Rate Loan
5.50%
5.52%
▼
Rate 5.50%
APR 5.52%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount $300,000; 60 Day Lock
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
30 Year Fixed Rate Loan 30 Day Lock
360
5.50%
5.52%
▼
Rate 5.50%
APR 5.52%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount: $300,000
Signature Federal Credit Union
A5.0 ★ Texas Ratio: 7.33%
Alexandria, VA
30-year Fixed Rate
30
5.25%
5.52%
▼
Rate 5.25%
APR 5.52%
Points 2.000
Last Updated Mar 5, 2026
Details No additional details available.
HawaiiUSA Federal Credit Union
A+5.0 ★ Texas Ratio: 2.50%
Aiea, HI
30 Year Fixed Rate
30
5.38%
5.53%
▼
Rate 5.38%
APR 5.53%
Points 0.125
Last Updated Mar 4, 2026
Details No additional details available.
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
30 Year Fixed Rate Loan
5.50%
5.54%
▼
Rate 5.50%
APR 5.54%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount $200,000; 60 Day Lock
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
30 Year Fixed Rate Loan 30 Day Lock
360
5.50%
5.54%
▼
Rate 5.50%
APR 5.54%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount: $200,000
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Super Conforming 30 Year Fixed
5.50%
5.54%
▼
Rate 5.50%
APR 5.54%
Points 0.500
Last Updated Mar 5, 2026
Details No additional details available.
TrustCo Bank
A+5.0 ★ Texas Ratio: 3.16%
Airmont, FL
30 Year Mortgages
30
5.50%
5.56%
▼
Rate 5.50%
APR 5.56%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Conforming 30 Year Fixed
5.50%
5.56%
▼
Rate 5.50%
APR 5.56%
Points 0.625
Last Updated Mar 5, 2026
Details No additional details available.
Credit Union 1 Credit Union
A+5.0 ★ Texas Ratio: 5.94%
Anchorage, AK
30-Year Fixed First time Homebuyer
30 years
5.38%
5.56%
▼
Rate 5.38%
APR 5.56%
Points 0.000
Last Updated Feb 28, 2026
Details Based on a $100,000 loan for the specified term; Income limitations apply; Maximum term: 30 years
Great Basin Federal Credit Union
A5.0 ★ Texas Ratio: 8.76%
Reno, NV
FHA 30 Year Fixed
5.62%
5.57%
▼
Rate 5.62%
APR 5.57%
Points 1.000
Last Updated Mar 4, 2026
Details No additional details available.
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
30 Year Fixed Rate Loan
5.50%
5.57%
▼
Rate 5.50%
APR 5.57%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount $100,000; 60 Day Lock
Telhio Credit Union
A5.0 ★ Texas Ratio: 13.81%
Columbus, OH
30-year fixed mortgage
30
5.50%
5.57%
▼
Rate 5.50%
APR 5.57%
Points 0.000
Last Updated Mar 5, 2026
Details 20% Down; Special rate for purchase transactions only.
Ascendia Bank
A+5.0 ★ Texas Ratio: 1.63%
Glen Rock, NJ
30 Year Fixed
30
5.25%
5.57%
▼
Rate 5.25%
APR 5.57%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
One Nevada Credit Union
A+5.0 ★ Texas Ratio: 1.18%
Henderson, NV
Refi VA 30 Year Fixed
5.25%
5.57%
▼
Rate 5.25%
APR 5.57%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
One Nevada Credit Union
A+5.0 ★ Texas Ratio: 1.18%
Henderson, NV
VA 30 Year Fixed
5.25%
5.57%
▼
Rate 5.25%
APR 5.57%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
North Shore Bank
A+5.0 ★ Texas Ratio: 0.63%
Appleton, IL
30-Year Fixed Service Released
30-Year
5.50%
5.58%
▼
Rate 5.50%
APR 5.58%
Points 0.000
Last Updated Feb 26, 2026
Details No additional details available.
Quincy Credit Union
A+5.0 ★ Texas Ratio: 4.37%
Marshfield, MA
30 Year Fixed
30
5.37%
5.58%
▼
Rate 5.37%
APR 5.58%
Points 2.000
Last Updated Mar 5, 2026
Details No additional details available.
Meritrust Federal Credit Union
A+5.0 ★ Texas Ratio: 4.67%
Andover, KS
30 Year Fixed
5.50%
5.59%
▼
Rate 5.50%
APR 5.59%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
First Bank Ketchikan, AK
A+5.0 ★ Texas Ratio: 2.24%
Craig, AK
Alaska Housing 30 Year Fixed Rate Rural Property
5.50%
5.59%
▼
Rate 5.50%
APR 5.59%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Union Bank Morrisville, VT
A+5.0 ★ Texas Ratio: 3.26%
Berlin, NH
30 Year Fixed Rate MOVE Conventional
30
5.50%
5.60%
▼
Rate 5.50%
APR 5.60%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Charles River Bank
A+5.0 ★ Texas Ratio: 1.63%
Bellingham, MA
30 Year Fixed
30
5.38%
5.60%
▼
Rate 5.38%
APR 5.60%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
First Fed Bank
A+5.0 ★ Texas Ratio: 1.40%
Bainbridge Island, WA
30-year Fixed Rate VA Refinance
30-year
5.49%
5.60%
▼
Rate 5.49%
APR 5.60%
Points 0.000
Last Updated Feb 26, 2026
Details No additional details available.
Signature Federal Credit Union
A5.0 ★ Texas Ratio: 7.33%
Alexandria, VA
30-year Fixed Rate
30
5.38%
5.60%
▼
Rate 5.38%
APR 5.60%
Points 1.500
Last Updated Mar 5, 2026
Details No additional details available.
SharePoint Credit Union
A+5.0 ★ Texas Ratio: 4.61%
Andover, MN
VA IRRRL 30-Year Fixed
30
5.50%
5.60%
▼
Rate 5.50%
APR 5.60%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Hawaiian Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.51%
Honolulu, HI
30 Year Fixed Rate
5.38%
5.62%
▼
Rate 5.38%
APR 5.62%
Points 2.000
Last Updated Mar 4, 2026
Details No additional details available.
TruStone Financial Credit Union
A+5.0 ★ Texas Ratio: 5.44%
Bloomington, MN
VA 30-Year Fixed
5.50%
5.62%
▼
Rate 5.50%
APR 5.62%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Citizens Bank of Kansas
A+5.0 ★ Texas Ratio: 3.54%
Augusta, KS
FHA 30 Year Fixed
30
5.50%
5.62%
▼
Rate 5.50%
APR 5.62%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
30 year fixed
30 year
5.50%
5.62%
▼
Rate 5.50%
APR 5.62%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 30 year fixed
30 year
5.50%
5.62%
▼
Rate 5.50%
APR 5.62%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Conforming 30 Year Fixed
5.62%
5.62%
▼
Rate 5.62%
APR 5.62%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Super Conforming 30 Year Fixed
5.62%
5.62%
▼
Rate 5.62%
APR 5.62%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
San Francisco Fire Credit Union
A+5.0 ★ Texas Ratio: 4.90%
San Francisco, CA
30 Year Fixed Rate Mortgage
30
5.50%
5.63%
▼
Rate 5.50%
APR 5.63%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
San Francisco Fire Credit Union
A+5.0 ★ Texas Ratio: 4.90%
San Francisco, CA
30 Year Mortgage
5.50%
5.63%
▼
Rate 5.50%
APR 5.63%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
United Savings Bank Philadelphia, PA
A+5.0 ★ Texas Ratio: 0.00%
Broomall, PA
30 Year Fixed
30 Year
5.50%
5.64%
▼
Rate 5.50%
APR 5.64%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Peoples Trust Co. of St. Albans
A+5.0 ★ Texas Ratio: 3.62%
Enosburg Falls, VT
30 Year Fixed Rate
30
5.62%
5.65%
▼
Rate 5.62%
APR 5.65%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
TruStone Financial Credit Union
A+5.0 ★ Texas Ratio: 5.44%
Bloomington, MN
FHA 30-Year Fixed
5.38%
5.65%
▼
Rate 5.38%
APR 5.65%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Rural Cooperatives Credit Union
A+5.0 ★ Texas Ratio: 1.44%
Drakesboro, KY
FHA 30-Year Fixed - Conforming
5.50%
5.65%
▼
Rate 5.50%
APR 5.65%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Rural Cooperatives Credit Union
A+5.0 ★ Texas Ratio: 1.44%
Drakesboro, KY
VA 30 Year Fixed - Conforming
5.50%
5.65%
▼
Rate 5.50%
APR 5.65%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
First Community Credit Union Houston, TX
A+5.0 ★ Texas Ratio: 5.63%
Cypress, TX
30 Year Fixed
30 Year
5.50%
5.65%
▼
Rate 5.50%
APR 5.65%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
First Community Credit Union Houston, TX
A+5.0 ★ Texas Ratio: 5.63%
Cypress, TX
Cash Out Refinances 30 Year Fixed
30
5.50%
5.65%
▼
Rate 5.50%
APR 5.65%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Luana Savings Bank
A+5.0 ★ Texas Ratio: 0.11%
Clive, IA
30-Year Fixed Rate Purchase
5.62%
5.66%
▼
Rate 5.62%
APR 5.66%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount: $300,000; Payment Example (Monthly): $1,726.97
Farmers State Bank Waterloo, IA
A+5.0 ★ Texas Ratio: 4.41%
Cedar Falls, IA
30 Year Fixed Rate Mortgage
30 Year
5.62%
5.66%
▼
Rate 5.62%
APR 5.66%
Points 0.000
Last Updated Mar 4, 2026
Details The rates shown are for the purchase of a primary residence with no points paid.
First Community Credit Union Coquille, OR
A+5.0 ★ Texas Ratio: 0.25%
Bandon, OR
30 Year Mortgage
5.62%
5.66%
▼
Rate 5.62%
APR 5.66%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Institution for Savings
A+5.0 ★ Texas Ratio: 0.11%
Amesbury, MA
30 Year Fixed
30
5.50%
5.66%
▼
Rate 5.50%
APR 5.66%
Points 1.000
Last Updated Mar 4, 2026
Details No additional details available.
San Francisco Fire Credit Union
A+5.0 ★ Texas Ratio: 4.90%
San Francisco, CA
30 Year Fixed Rate Mortgage
30
5.62%
5.67%
▼
Rate 5.62%
APR 5.67%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Luana Savings Bank
A+5.0 ★ Texas Ratio: 0.11%
Clive, IA
30-Year Fixed Rate Purchase
5.62%
5.67%
▼
Rate 5.62%
APR 5.67%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount: $200,000; Payment Example (Monthly): $1,151.31
Florence Bank
A+5.0 ★ Texas Ratio: 4.08%
Amherst, MA
Welcome Home - 30-Year Fixed Rate
30-Year
5.62%
5.68%
▼
Rate 5.62%
APR 5.68%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
FedFinancial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.03%
Silver Spring, MD
FHA 30-Year Fixed Rate
5.26%
5.68%
▼
Rate 5.26%
APR 5.68%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
San Diego County Credit Union
A+5.0 ★ Texas Ratio: 0.58%
Carlsbad, CA
30-year fixed rate
30-year
5.62%
5.68%
▼
Rate 5.62%
APR 5.68%
Points 0.000
Last Updated Mar 5, 2026
Details A $420,000 30-year fixed rate at an interest rate of 5.625% (5.680% APR) would have a monthly principal and interest payment equal to $2,418. This example does not include taxes or insurance premiums. Rates shown are not intended to be a commitment to the loan type or amount for which you may qualify. All loans are subject to approval. Annual Percentage Rate (APR) may be higher than the rates shown and may vary based on credit qualifications and other criteria. Other restrictions may apply.
Signature Federal Credit Union
A5.0 ★ Texas Ratio: 7.33%
Alexandria, VA
30-year Fixed Rate
30
5.50%
5.68%
▼
Rate 5.50%
APR 5.68%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
First Financial of Maryland FCU
A+5.0 ★
Baltimore, MD
30 year Fixed-Rate Mortgages
30 year
5.62%
5.69%
▼
Rate 5.62%
APR 5.69%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
A+ Federal Credit Union
A-5.0 ★ Texas Ratio: 14.18%
Austin, TX
30-Year Fixed
5.62%
5.69%
▼
Rate 5.62%
APR 5.69%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
A+ Federal Credit Union
A-5.0 ★ Texas Ratio: 14.18%
Austin, TX
30-Year Fixed Refinance
30
5.62%
5.69%
▼
Rate 5.62%
APR 5.69%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Hawaiian Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.51%
Honolulu, HI
30 Year Fixed Rate
5.50%
5.69%
▼
Rate 5.50%
APR 5.69%
Points 1.375
Last Updated Mar 4, 2026
Details No additional details available.
Wells Fargo
A5.0 ★ Texas Ratio: 7.44%
Aberdeen England,
30-Year Fixed-Rate VA
5.50%
5.69%
▼
Rate 5.50%
APR 5.69%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Municipal Employees Credit Union of Balt Credit Union
A5.0 ★ Texas Ratio: 11.50%
Baltimore, MD
30-year fixed rate
5.50%
5.70%
▼
Rate 5.50%
APR 5.70%
Points 1.000
Last Updated Mar 4, 2026
Details No additional details available.
Holy Rosary Credit Union Rochester, NH
A+5.0 ★ Texas Ratio: 2.05%
Dover, NH
30-Year Fixed
30
5.50%
5.71%
▼
Rate 5.50%
APR 5.71%
Points 1.500
Last Updated Mar 4, 2026
Details No additional details available.
Aim Credit Union
A+5.0 ★ Texas Ratio: 5.45%
Burlington, IA
30-year Fixed Mortgage
30
5.62%
5.71%
▼
Rate 5.62%
APR 5.71%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
DuTrac Community Credit Union
A5.0 ★ Texas Ratio: 6.42%
Bettendorf, IA
30 Year Fixed
5.62%
5.72%
▼
Rate 5.62%
APR 5.72%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Commonwealth One Federal Credit Union
A-5.0 ★ Texas Ratio: 14.20%
Alexandria, DC
Made to Match - 30 Year Fixed
5.62%
5.72%
▼
Rate 5.62%
APR 5.72%
Points 0.000
Last Updated Mar 3, 2026
Details Important Assumptions
First Heritage Federal Credit Union
A+5.0 ★ Texas Ratio: 2.30%
Addison, NY
30 Year Fixed
30
5.50%
5.72%
▼
Rate 5.50%
APR 5.72%
Points 2.000
Last Updated Mar 4, 2026
Details No additional details available.
Dime Community Bank
A+5.0 ★ Texas Ratio: 1.70%
Astoria, NJ
30 Year Fixed
30 Year
5.62%
5.72%
▼
Rate 5.62%
APR 5.72%
Points 0.000
Last Updated Feb 25, 2026
Details No additional details available.
Fortera Federal Credit Union
A+5.0 ★ Texas Ratio: 5.06%
Clarksville, KY
Jumbo 30 Year Fixed
30
5.62%
5.72%
▼
Rate 5.62%
APR 5.72%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
American Eagle Financial Credit Union
A+5.0 ★ Texas Ratio: 3.82%
Avon, CT
30-Year Fixed
30
5.62%
5.73%
▼
Rate 5.62%
APR 5.73%
Points 0.000
Last Updated Mar 2, 2026
Details Loan Amount $226-250K
Piney Hills Federal Federal Credit Union
A5.0 ★ Texas Ratio: 8.37%
Simsboro, LA
VA 30 Year Fixed
30
5.50%
5.73%
▼
Rate 5.50%
APR 5.73%
Points 0.000
Last Updated Feb 28, 2026
Details Rates effective as of 2/27/2026, 10:45:18 AM (ET). Rates are subject to change without notice based on market changes. Rates are based on a 45 day lock.
Eureka Savings Bank
A5.0 ★ Texas Ratio: 7.10%
La Salle, IL
30 Year Fixed Rate
30 Years
5.62%
5.73%
▼
Rate 5.62%
APR 5.73%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
PNB of Kewanee
B+4.8 ★ Texas Ratio: 17.17%
Annawan, IL
30 Year Fixed Mortgages
30 Year
5.56%
5.73%
▼
Rate 5.56%
APR 5.73%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Cedar Falls Community Credit Union
A+5.0 ★ Texas Ratio: 3.75%
Cedar Falls, IA
30-Year Fixed Mortgage
30
5.62%
5.73%
▼
Rate 5.62%
APR 5.73%
Points 0.000
Last Updated Mar 2, 2026
Details All rates are for single-family owner-occupied purchase or refinance. Conventional mortgage rates are based on credit scores of 620 and above. All rates for single-family owner-occupied purchase or refinance. Rates can vary for extended rate lock terms. All rates, terms and conditions are subject to change without notice. Loans are subject to credit approval. All information provided by CFCCU through its website is intended to be accurate. CFCCU is not responsible for typographical errors or omissions.
Ascendia Bank
A+5.0 ★ Texas Ratio: 1.63%
Glen Rock, NJ
30 Year Fixed
30
5.55%
5.73%
▼
Rate 5.55%
APR 5.73%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Winter Hill Bank
A+5.0 ★ Texas Ratio: 0.00%
North Reading, MA
ONE Mortgage 30 Year Fixed
5.62%
5.73%
▼
Rate 5.62%
APR 5.73%
Points 0.000
Last Updated Mar 2, 2026
Details Purchases only
Fortera Federal Credit Union
A+5.0 ★ Texas Ratio: 5.06%
Clarksville, KY
Conventional 30 Year Fixed Loan
30
5.62%
5.74%
▼
Rate 5.62%
APR 5.74%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Milford Bank
A+5.0 ★ Texas Ratio: 3.51%
Milford, CT
30 Year Fixed - First Time Buyer
5.62%
5.74%
▼
Rate 5.62%
APR 5.74%
Points 0.000
Last Updated Mar 4, 2026
Details Milford, Stratford, West Haven and Orange only
Jordan Federal Credit Union
A+5.0 ★ Texas Ratio: 3.01%
Draper, UT
30 Year Mortgage
5.62%
5.74%
▼
Rate 5.62%
APR 5.74%
Points 0.000
Last Updated Mar 2, 2026
Details OAC*
Quincy Credit Union
A+5.0 ★ Texas Ratio: 4.37%
Marshfield, MA
30 Year Fixed
30
5.62%
5.74%
▼
Rate 5.62%
APR 5.74%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Heritage Financial Credit Union
A5.0 ★ Texas Ratio: 11.57%
Central Valley, NY
Fixed Rate 30 Year Mortgage
5.62%
5.75%
▼
Rate 5.62%
APR 5.75%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Lender
Product
Term
Rate
APR
HawaiiUSA Federal Credit Union
A+5.0 ★ Texas Ratio: 2.50%
Aiea, HI
15 Year Fixed Rate
15
3.88%
4.41%
▼
Rate 3.88%
APR 4.41%
Points 2.000
Last Updated Mar 4, 2026
Details No additional details available.
First Financial of Maryland FCU
A+5.0 ★
Baltimore, MD
15 year Fixed-Rate Mortgages
15 year
4.50%
4.59%
▼
Rate 4.50%
APR 4.59%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.50%
4.74%
▼
Rate 4.50%
APR 4.74%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.50%
4.75%
▼
Rate 4.50%
APR 4.75%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed
15-Year
4.50%
4.79%
▼
Rate 4.50%
APR 4.79%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Crews Bank & Trust
A+5.0 ★ Texas Ratio: 0.40%
Arcadia, FL
15-Year Fixed
15
4.75%
4.79%
▼
Rate 4.75%
APR 4.79%
Points 0.000
Last Updated Feb 26, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate EXPRESSRefi Mortgage
15-Year
4.50%
4.80%
▼
Rate 4.50%
APR 4.80%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.62%
4.81%
▼
Rate 4.62%
APR 4.81%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.62%
4.82%
▼
Rate 4.62%
APR 4.82%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed
15-Year
4.62%
4.85%
▼
Rate 4.62%
APR 4.85%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
MembersAlliance Credit Union
A+5.0 ★ Texas Ratio: 2.78%
Loves Park, IL
15 Year Fixed Rate
15 Year
4.50%
4.86%
▼
Rate 4.50%
APR 4.86%
Points 1.000
Last Updated Mar 4, 2026
Details No additional details available.
MembersAlliance Credit Union
A+5.0 ★ Texas Ratio: 2.78%
Loves Park, IL
Conventional Mortgages - 5% Down 15 Year Fixed Rate
15
4.50%
4.86%
▼
Rate 4.50%
APR 4.86%
Points 1.000
Last Updated Mar 4, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate EXPRESSRefi Mortgage
15-Year
4.62%
4.87%
▼
Rate 4.62%
APR 4.87%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.75%
4.88%
▼
Rate 4.75%
APR 4.88%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.75%
4.88%
▼
Rate 4.75%
APR 4.88%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
HawaiiUSA Federal Credit Union
A+5.0 ★ Texas Ratio: 2.50%
Aiea, HI
15 Year Fixed Rate
15
4.62%
4.90%
▼
Rate 4.62%
APR 4.90%
Points 0.250
Last Updated Mar 4, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed
15-Year
4.75%
4.92%
▼
Rate 4.75%
APR 4.92%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate EXPRESSRefi Mortgage
15-Year
4.75%
4.94%
▼
Rate 4.75%
APR 4.94%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.88%
4.95%
▼
Rate 4.88%
APR 4.95%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.88%
4.95%
▼
Rate 4.88%
APR 4.95%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed
15-Year
4.88%
4.99%
▼
Rate 4.88%
APR 4.99%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Transcend Credit Union
A+5.0 ★ Texas Ratio: 0.92%
Lexington, KY
15 Year Fixed
15 Year
5.00%
5.00%
▼
Rate 5.00%
APR 5.00%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Destinations Credit Union
A+5.0 ★ Texas Ratio: 4.14%
Baltimore, MD
15-Year Fixed
15
4.75%
5.00%
▼
Rate 4.75%
APR 5.00%
Points 0.000
Last Updated Feb 28, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.99%
5.01%
▼
Rate 4.99%
APR 5.01%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate EXPRESSRefi Mortgage
15-Year
4.88%
5.01%
▼
Rate 4.88%
APR 5.01%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.99%
5.01%
▼
Rate 4.99%
APR 5.01%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
First Bank Ketchikan, AK
A+5.0 ★ Texas Ratio: 2.24%
Craig, AK
Alaska Housing 15 Year Fixed Rate 1st Time Homebuyer Tax Exempt
15
4.88%
5.03%
▼
Rate 4.88%
APR 5.03%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Hawaiian Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.51%
Honolulu, HI
15 Year Fixed Rate
4.62%
5.03%
▼
Rate 4.62%
APR 5.03%
Points 2.000
Last Updated Mar 4, 2026
Details No additional details available.
First Community Credit Union Houston, TX
A+5.0 ★ Texas Ratio: 5.63%
Cypress, TX
15 Year Fixed
15 Year
4.75%
5.03%
▼
Rate 4.75%
APR 5.03%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
First Community Credit Union Houston, TX
A+5.0 ★ Texas Ratio: 5.63%
Cypress, TX
Cash Out Refinances 15 Year Fixed
15
4.75%
5.03%
▼
Rate 4.75%
APR 5.03%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Peoples Trust Co. of St. Albans
A+5.0 ★ Texas Ratio: 3.62%
Enosburg Falls, VT
15 Year Fixed Rate
15
5.00%
5.04%
▼
Rate 5.00%
APR 5.04%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
15 Year Fixed Rate Loan 30 Day Lock
180
5.00%
5.04%
▼
Rate 5.00%
APR 5.04%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount $300,000
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed
15-Year
4.99%
5.05%
▼
Rate 4.99%
APR 5.05%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Luana Savings Bank
A+5.0 ★ Texas Ratio: 0.11%
Clive, IA
15-Year Fixed Rate Purchase
5.00%
5.05%
▼
Rate 5.00%
APR 5.05%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount $300,000
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate EXPRESSRefi Mortgage
15-Year
4.99%
5.07%
▼
Rate 4.99%
APR 5.07%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
SAG AFTRA Federal Credit Union
A+5.0 ★ Texas Ratio: 3.06%
Burbank, CA
15-Year Fixed
4.88%
5.07%
▼
Rate 4.88%
APR 5.07%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Municipal Employees Credit Union of Balt Credit Union
A5.0 ★ Texas Ratio: 11.50%
Baltimore, MD
15-year fixed rate
4.75%
5.08%
▼
Rate 4.75%
APR 5.08%
Points 1.000
Last Updated Mar 4, 2026
Details No additional details available.
Fortera Federal Credit Union
A+5.0 ★ Texas Ratio: 5.06%
Clarksville, KY
VA 15 Year Fixed Loan
4.88%
5.09%
▼
Rate 4.88%
APR 5.09%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
San Francisco Fire Credit Union
A+5.0 ★ Texas Ratio: 4.90%
San Francisco, CA
15 Year Fixed Rate Mortgage
15
4.88%
5.10%
▼
Rate 4.88%
APR 5.10%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
United Savings Bank Philadelphia, PA
A+5.0 ★ Texas Ratio: 0.00%
Broomall, PA
15 Year Fixed
15 Year
4.88%
5.11%
▼
Rate 4.88%
APR 5.11%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
West Virginia Federal Credit Union
A+5.0 ★ Texas Ratio: 2.55%
Saint Albans, WV
15 Year Fixed Rate (1st Lien)
15 Year
4.99%
5.11%
▼
Rate 4.99%
APR 5.11%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Fairwinds Credit Union
A+5.0 ★ Texas Ratio: 1.48%
Altamonte Springs, FL
15 Year Fixed Mortgage
4.88%
5.11%
▼
Rate 4.88%
APR 5.11%
Points 0.830
Last Updated Mar 4, 2026
Details 180 months at 4.875% (5.111% APR) for a $250,000.00 loan would result in a monthly payment of $1,960.74.
Hawaiian Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.51%
Honolulu, HI
15 Year Fixed Rate
4.75%
5.12%
▼
Rate 4.75%
APR 5.12%
Points 1.750
Last Updated Mar 4, 2026
Details No additional details available.
Connexus Credit Union
B-4.3 ★ Texas Ratio: 22.87%
Brooklyn Center, IL
15-year fixed
15
4.88%
5.12%
▼
Rate 4.88%
APR 5.12%
Points 0.000
Last Updated Feb 28, 2026
Details No additional details available.
Charles River Bank
A+5.0 ★ Texas Ratio: 1.63%
Bellingham, MA
15 Year Fixed
15
4.75%
5.13%
▼
Rate 4.75%
APR 5.13%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
First Priority Credit Union Boston, MA
A+5.0 ★ Texas Ratio: 2.69%
BOSTON, MA
15 Year Fixed
5.25%
5.13%
▼
Rate 5.25%
APR 5.13%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
PennCrest Bank
A+5.0 ★ Texas Ratio: 4.20%
Altoona, PA
15-Year Fixed Rate Biweekly Mortgage Loan
15-Year
5.12%
5.14%
▼
Rate 5.12%
APR 5.14%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
First Citizens Federal Credit Union
A+5.0 ★ Texas Ratio: 2.23%
East Wareham, MA
15-Year Fixed
15
5.00%
5.14%
▼
Rate 5.00%
APR 5.14%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Conforming 15 Year Fixed
5.12%
5.14%
▼
Rate 5.12%
APR 5.14%
Points 0.125
Last Updated Mar 5, 2026
Details No additional details available.
Hudson Valley Credit Union
A+5.0 ★ Texas Ratio: 3.95%
Albany, NY
15-Year Fixed Jumbo
5.12%
5.15%
▼
Rate 5.12%
APR 5.15%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Frost Bank
A+5.0 ★ Texas Ratio: 2.87%
Addison, TX
15-year fixed-rate
5.00%
5.15%
▼
Rate 5.00%
APR 5.15%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
First Bank Ketchikan, AK
A+5.0 ★ Texas Ratio: 2.24%
Craig, AK
Alaska Housing 15 Year Fixed Rate Veterans Mortgage Program
15
5.00%
5.15%
▼
Rate 5.00%
APR 5.15%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
15 Year Fixed Rate Loan 60 Day Lock
180
5.12%
5.16%
▼
Rate 5.12%
APR 5.16%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount: $300,000
Municipal Employees Credit Union of Balt Credit Union
A5.0 ★ Texas Ratio: 11.50%
Baltimore, MD
15-year fixed rate
5.00%
5.18%
▼
Rate 5.00%
APR 5.18%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Founders Federal Credit Union
A+5.0 ★ Texas Ratio: 4.65%
Boiling Springs, NC
15-Year Fixed
15
5.00%
5.18%
▼
Rate 5.00%
APR 5.18%
Points 1.000
Last Updated Mar 4, 2026
Details LTV Up to 90%
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
15 Year Fixed Rate Loan 30 Day Lock
180
5.12%
5.18%
▼
Rate 5.12%
APR 5.18%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount $200,000
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
15 Year Fixed Rate Loan 60 Day Lock
180
5.12%
5.18%
▼
Rate 5.12%
APR 5.18%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount: $200,000
Hawaiian Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.51%
Honolulu, HI
15 Year Fixed Rate
4.88%
5.19%
▼
Rate 4.88%
APR 5.19%
Points 1.375
Last Updated Mar 4, 2026
Details No additional details available.
AllSouth Federal Credit Union
A+5.0 ★ Texas Ratio: 1.34%
Batesburg, SC
15 Year Fixed
4.99%
5.20%
▼
Rate 4.99%
APR 5.20%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
San Francisco Fire Credit Union
A+5.0 ★ Texas Ratio: 4.90%
San Francisco, CA
15 Year Fixed Rate Mortgage
15
5.12%
5.20%
▼
Rate 5.12%
APR 5.20%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
15 year fixed
15 year
5.00%
5.21%
▼
Rate 5.00%
APR 5.21%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 15 year fixed
15 year
5.00%
5.21%
▼
Rate 5.00%
APR 5.21%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Crest Savings Bank
A+5.0 ★ Texas Ratio: 0.46%
Cape May, NJ
Mortgage Purchase Loans (Primary/Secondary Properties) 15 Year Fixed Rate
15 Year
5.12%
5.21%
▼
Rate 5.12%
APR 5.21%
Points 0.000
Last Updated Feb 26, 2026
Details No additional details available.
Crest Savings Bank
A+5.0 ★ Texas Ratio: 0.46%
Cape May, NJ
Mortgage Refinance Loans (Primary/Secondary Properties) 15 Year Fixed Rate
15 Year
5.12%
5.21%
▼
Rate 5.12%
APR 5.21%
Points 0.000
Last Updated Feb 26, 2026
Details No additional details available.
MembersAlliance Credit Union
A+5.0 ★ Texas Ratio: 2.78%
Loves Park, IL
15 Year Fixed Rate
15 Year
4.99%
5.21%
▼
Rate 4.99%
APR 5.21%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
MembersAlliance Credit Union
A+5.0 ★ Texas Ratio: 2.78%
Loves Park, IL
Conventional Mortgages - 5% Down 15 Year Fixed Rate
15
4.99%
5.21%
▼
Rate 4.99%
APR 5.21%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
San Diego County Credit Union
A+5.0 ★ Texas Ratio: 0.58%
Carlsbad, CA
15-year fixed rate
15-year
5.12%
5.22%
▼
Rate 5.12%
APR 5.22%
Points 0.000
Last Updated Mar 5, 2026
Details A $420,000 15-year fixed rate at an interest rate of 5.125% (5.217% APR) would have a monthly principal and interest payment equal to $3,349. This example does not include taxes or insurance premiums. Rates shown are not intended to be a commitment to the loan type or amount for which you may qualify. All loans are subject to approval. Annual Percentage Rate (APR) may be higher than the rates shown and may vary based on credit qualifications and other criteria. Other restrictions may apply.
Members Community Credit Union
A+5.0 ★ Texas Ratio: 0.40%
Muscatine, IA
15-Year Fixed
15 Years
5.25%
5.22%
▼
Rate 5.25%
APR 5.22%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Charles River Bank
A+5.0 ★ Texas Ratio: 1.63%
Bellingham, MA
15 Year Fixed
15
5.00%
5.22%
▼
Rate 5.00%
APR 5.22%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
A+ Federal Credit Union
A-5.0 ★ Texas Ratio: 14.18%
Austin, TX
15-Year Fixed
5.12%
5.23%
▼
Rate 5.12%
APR 5.23%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
A+ Federal Credit Union
A-5.0 ★ Texas Ratio: 14.18%
Austin, TX
15-Year Fixed Refinance
15
5.12%
5.23%
▼
Rate 5.12%
APR 5.23%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Christian Community Credit Union
A+5.0 ★ Texas Ratio: 3.71%
San Dimas, CA
15-Year Fixed Conforming Home Loan
5.12%
5.24%
▼
Rate 5.12%
APR 5.24%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
15 Year Fixed-Rate Mortgages: Conforming
15
5.00%
5.24%
▼
Rate 5.00%
APR 5.24%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
15 Year Fixed Rate Loan 30 Day Lock
180
5.12%
5.24%
▼
Rate 5.12%
APR 5.24%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount $100,000
Hills Bank and Trust Company
A5.0 ★ Texas Ratio: 7.52%
Cedar Rapids, IA
15 Year Fixed Rate Loan 60 Day Lock
180
5.12%
5.24%
▼
Rate 5.12%
APR 5.24%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount: $100,000
Newtown Savings Bank
A5.0 ★ Texas Ratio: 6.92%
Bethel, CT
15 Year Fixed Rate
15 Year
5.12%
5.25%
▼
Rate 5.12%
APR 5.25%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Conforming 15 Year Fixed
5.25%
5.25%
▼
Rate 5.25%
APR 5.25%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Orlando Credit Union
A5.0 ★ Texas Ratio: 8.28%
Apopka, FL
Used Auto Loans - Model Year 2024-2022 15 Year Fixed
15 Year Fixed
5.12%
5.26%
▼
Rate 5.12%
APR 5.26%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
15 Year Fixed-Rate Mortgages: Conforming
15 Year
5.00%
5.26%
▼
Rate 5.00%
APR 5.26%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Meritrust Federal Credit Union
A+5.0 ★ Texas Ratio: 4.67%
Andover, KS
15 Year Fixed
5.13%
5.26%
▼
Rate 5.13%
APR 5.26%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
PennCrest Bank
A+5.0 ★ Texas Ratio: 4.20%
Altoona, PA
15-Year Fixed Rate
15
5.25%
5.28%
▼
Rate 5.25%
APR 5.28%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
PennCrest Bank
A+5.0 ★ Texas Ratio: 4.20%
Altoona, PA
15-Year Fixed Rate Mortgage
15 Year
5.25%
5.28%
▼
Rate 5.25%
APR 5.28%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
First Bank Ketchikan, AK
A+5.0 ★ Texas Ratio: 2.24%
Craig, AK
Alaska Housing 15 Year Fixed Rate Rural Property
15
5.12%
5.28%
▼
Rate 5.12%
APR 5.28%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
American Savings Bank, FSB
A+5.0 ★ Texas Ratio: 2.15%
Aiea, HI
15 Year Fixed
4.88%
5.28%
▼
Rate 4.88%
APR 5.28%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Super Conforming 15 Year Fixed
5.25%
5.29%
▼
Rate 5.25%
APR 5.29%
Points 0.250
Last Updated Mar 5, 2026
Details No additional details available.
Ascendia Bank
A+5.0 ★ Texas Ratio: 1.63%
Glen Rock, NJ
15 Year Fixed
15
4.75%
5.29%
▼
Rate 4.75%
APR 5.29%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
American Eagle Financial Credit Union
A+5.0 ★ Texas Ratio: 3.82%
Avon, CT
15-Year Fixed
15
5.12%
5.29%
▼
Rate 5.12%
APR 5.29%
Points 0.000
Last Updated Mar 2, 2026
Details Loan Amount Any
HAPO Community Credit Union
A+5.0 ★ Texas Ratio: 2.10%
College Place, OR
15-Year Fixed
180
5.12%
5.29%
▼
Rate 5.12%
APR 5.29%
Points 0.000
Last Updated Mar 4, 2026
Details Fixed 180 Months
First FSB of Champaign Urbana
A+5.0 ★ Texas Ratio: 0.87%
Champaign, IL
15 Year Fixed
15 Year
5.25%
5.30%
▼
Rate 5.25%
APR 5.30%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Luana Savings Bank
A+5.0 ★ Texas Ratio: 0.11%
Clive, IA
15-Year Fixed Rate Purchase
5.25%
5.30%
▼
Rate 5.25%
APR 5.30%
Points 0.000
Last Updated Mar 4, 2026
Details Loan Amount $200,000
Cedar Falls Community Credit Union
A+5.0 ★ Texas Ratio: 3.75%
Cedar Falls, IA
15-Year Fixed Mortgage
15
5.12%
5.30%
▼
Rate 5.12%
APR 5.30%
Points 0.000
Last Updated Mar 2, 2026
Details All rates are for single-family owner-occupied purchase or refinance. Conventional mortgage rates are based on credit scores of 620 and above. All rates for single-family owner-occupied purchase or refinance. Rates can vary for extended rate lock terms. All rates, terms and conditions are subject to change without notice. Loans are subject to credit approval. All information provided by CFCCU through its website is intended to be accurate. CFCCU is not responsible for typographical errors or omissions.
Century Federal Credit Union
A+5.0 ★ Texas Ratio: 4.21%
Cleveland, OH
15 Year Fixed-Rate Mortgage
15 Year
5.25%
5.30%
▼
Rate 5.25%
APR 5.30%
Points 0.000
Last Updated Mar 3, 2026
Details UP TO 85% LTV
Century Federal Credit Union
A+5.0 ★ Texas Ratio: 4.21%
Cleveland, OH
15 Year Fixed-Rate Mortgage-Loan
15 Year
5.25%
5.30%
▼
Rate 5.25%
APR 5.30%
Points 0.000
Last Updated Mar 3, 2026
Details UP TO 85% LTV
Farmers State Bank Waterloo, IA
A+5.0 ★ Texas Ratio: 4.41%
Cedar Falls, IA
15 Year Fixed Rate Mortgage
15 Year
5.25%
5.31%
▼
Rate 5.25%
APR 5.31%
Points 0.000
Last Updated Mar 4, 2026
Details The rates shown are for the purchase of a primary residence with no points paid.
Washington Trust Company, of Westerly
A5.0 ★ Texas Ratio: 7.68%
Barrington, CT
15 Year Fixed Rate Mortgages
15 Year
5.00%
5.31%
▼
Rate 5.00%
APR 5.31%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Fortera Federal Credit Union
A+5.0 ★ Texas Ratio: 5.06%
Clarksville, KY
Conventional 15 Year Fixed Loan
15
5.12%
5.31%
▼
Rate 5.12%
APR 5.31%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
SUMA Federal Credit Union
A5.0 ★ Texas Ratio: 12.20%
New Haven, CT
15 Year Fixed Mortgage
179
5.25%
5.31%
▼
Rate 5.25%
APR 5.31%
Points 0.000
Last Updated Feb 28, 2026
Details No additional details available.
DMB Community Bank
A+5.0 ★ Texas Ratio: 0.00%
Deforest, WI
15 Year Fixed Rate Program
15
5.25%
5.32%
▼
Rate 5.25%
APR 5.32%
Points 0.000
Last Updated Feb 27, 2026
Details Serviced by DMB
Direct Federal Credit Union
A+5.0 ★ Texas Ratio: 2.76%
Anaheim, CA
15-YEAR FIXED Conforming
15
5.20%
5.32%
▼
Rate 5.20%
APR 5.32%
Points 0.000
Last Updated Feb 28, 2026
Details No additional details available.
Mid-Hudson Valley Federal Credit Union
A+5.0 ★ Texas Ratio: 3.69%
Fishkill, NY
15 Year Fixed Rate
5.38%
5.33%
▼
Rate 5.38%
APR 5.33%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Lender
Product
Term
Rate
APR
Coast Central Credit Union
A+5.0 ★ Texas Ratio: 1.13%
Arcata, CA
Quarterly Adjustable
4.00%
4.11%
▼
Rate 4.00%
APR 4.11%
Points 0.000
Last Updated Mar 3, 2026
Details No points. Up to 30 years financing.
802 Credit Union
A+5.0 ★ Texas Ratio: 5.91%
Barre, VT
Adjustable Rate Mortgages (ARM) - for Primary residences - servicing retained 1/1 ARM
4.00%
4.14%
▼
Rate 4.00%
APR 4.14%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
SAG AFTRA Federal Credit Union
A+5.0 ★ Texas Ratio: 3.06%
Burbank, CA
5/1 ARM
5.58%
4.30%
▼
Rate 5.58%
APR 4.30%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
SAG AFTRA Federal Credit Union
A+5.0 ★ Texas Ratio: 3.06%
Burbank, CA
5/1 ARM
5.38%
4.31%
▼
Rate 5.38%
APR 4.31%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Piedmont FSB
A+5.0 ★ Texas Ratio: 0.44%
Boone, NC
5/1 Adjustable
5.42%
4.63%
▼
Rate 5.42%
APR 4.63%
Points 0.000
Last Updated Feb 26, 2026
Details The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in Winston-Salem, NC and is within Forsyth county. The property is an existing single family home and will be used as a primary residence. Assuming that an escrow (impound) account is being established. The rate lock period is 30 days with an assumed credit score of 780.
802 Credit Union
A+5.0 ★ Texas Ratio: 5.91%
Barre, VT
Adjustable Rate Mortgages (ARM) - for Primary residences - servicing retained 3/1 ARM
4.50%
4.65%
▼
Rate 4.50%
APR 4.65%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Carolinas Telco Federal Credit Union
A+5.0 ★ Texas Ratio: 4.17%
Charlotte, CA
5/1 Adjustable Rate Mortgage
30
4.66%
4.66%
▼
Rate 4.66%
APR 4.66%
Points 0.000
Last Updated Feb 28, 2026
Details Downpayment as low as 20%, PMI
802 Credit Union
A+5.0 ★ Texas Ratio: 5.91%
Barre, VT
Second Home Adjustable Rate Mortgages - servicing retained 1/1 ARM
4.38%
4.67%
▼
Rate 4.38%
APR 4.67%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
First Financial of Maryland FCU
A+5.0 ★
Baltimore, MD
Adjustable-Rate Mortgages 5/5
4.75%
4.80%
▼
Rate 4.75%
APR 4.80%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Actors Federal Credit Union
B+4.8 ★ Texas Ratio: 17.91%
Chicago, CA
5/1 ARM
4.75%
4.86%
▼
Rate 4.75%
APR 4.86%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Conforming) 3/1
3/1
4.75%
4.87%
▼
Rate 4.75%
APR 4.87%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
OMNI Community Credit Union
A+5.0 ★ Texas Ratio: 3.58%
Bangor, MI
5/1 30 Year ARM
4.75%
4.89%
▼
Rate 4.75%
APR 4.89%
Points 0.000
Last Updated Feb 28, 2026
Details No additional details available.
Educators Credit Union
A+5.0 ★ Texas Ratio: 4.61%
Beloit, WI
2/1 Adjustable Rate Mortgage Loan
4.88%
4.93%
▼
Rate 4.88%
APR 4.93%
Points 0.000
Last Updated Mar 4, 2026
Details Up to 30-year amortization. Closing costs = $1,600. APR calculated on loan amount of $100,000. Rates are subject to change. The APR may increase after consummation. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. 2/1 ARM means that the first two years have a locked APR set at closing. The rate can then change by 1% after the first two years and every year after. The rate cannot increase more than 8% during the life of the loan.
JSC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.82%
Alvin, TX
5/1 CMT FHA ARM
4.60%
4.98%
▼
Rate 4.60%
APR 4.98%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Mutual Security Credit Union
A+5.0 ★ Texas Ratio: 4.25%
DANBURY, CT
Adjustable Rate Mortgages
5/1 - 2% Initial Cap
4.88%
4.99%
▼
Rate 4.88%
APR 4.99%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Affinity Plus Federal Credit Union
A+5.0 ★ Texas Ratio: 5.62%
Albert Lea, MN
5/6m ARM Adjustable-Rate, Conventional
5/6m
4.88%
5.00%
▼
Rate 4.88%
APR 5.00%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
802 Credit Union
A+5.0 ★ Texas Ratio: 5.91%
Barre, VT
Second Home Adjustable Rate Mortgages - servicing retained 3/1 ARM
4.88%
5.06%
▼
Rate 4.88%
APR 5.06%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Mutual Security Credit Union
A+5.0 ★ Texas Ratio: 4.25%
DANBURY, CT
Adjustable Rate Mortgages
7/1 - 2% Initial Cap
5.00%
5.08%
▼
Rate 5.00%
APR 5.08%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Carolina Trust Federal Credit Union
A5.0 ★ Texas Ratio: 6.29%
Conway, SC
5/1 Adjustable Rate Mortgage (ARM)
5.00%
5.10%
▼
Rate 5.00%
APR 5.10%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Jumbo) 3/1
3/1
5.00%
5.10%
▼
Rate 5.00%
APR 5.10%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Signal Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 3.69%
Ashburn, DC
5/1 ARM
5.00%
5.12%
▼
Rate 5.00%
APR 5.12%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Conforming) 5/1
5/1
5.00%
5.12%
▼
Rate 5.00%
APR 5.12%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Century Federal Credit Union
A+5.0 ★ Texas Ratio: 4.21%
Cleveland, OH
5/1 ARM - 30 Year
30 Year
5.10%
5.13%
▼
Rate 5.10%
APR 5.13%
Points 0.000
Last Updated Mar 3, 2026
Details up to 85% LTV
Credit Union of Southern California Credit Union
A+5.0 ★ Texas Ratio: 2.57%
Alhambra, AZ
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/1 ARM
5.12%
5.15%
▼
Rate 5.12%
APR 5.15%
Points 0.000
Last Updated Mar 1, 2026
Details Margin: 2.500%; Caps: 2/2/6
802 Credit Union
A+5.0 ★ Texas Ratio: 5.91%
Barre, VT
Adjustable Rate Mortgages (ARM) - for Primary residences - servicing retained 5/1 ARM
5.00%
5.15%
▼
Rate 5.00%
APR 5.15%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Argent Federal Credit Union
A5.0 ★ Texas Ratio: 6.24%
Chester, VA
5/5 Adjustable Rate & Professional Mortgages
5.00%
5.17%
▼
Rate 5.00%
APR 5.17%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Argent Federal Credit Union
A5.0 ★ Texas Ratio: 6.24%
Chester, VA
5/5 Adjustable Rate & Professionals Mortgage
5.00%
5.17%
▼
Rate 5.00%
APR 5.17%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Credit Union of Southern California Credit Union
A+5.0 ★ Texas Ratio: 2.57%
Alhambra, AZ
5/1 ARM
5.12%
5.17%
▼
Rate 5.12%
APR 5.17%
Points 0.000
Last Updated Mar 1, 2026
Details Margin: 2.500%; Caps: 2/2/6
Utah First Federal Credit Union
A+5.0 ★ Texas Ratio: 2.03%
American Fork, UT
5/1 Adjustable
30 Years
5.12%
5.17%
▼
Rate 5.12%
APR 5.17%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
TopLine Financial Credit Union
A5.0 ★ Texas Ratio: 6.64%
Bloomington, MN
5/1 ARM
5.00%
5.22%
▼
Rate 5.00%
APR 5.22%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Affinity Plus Federal Credit Union
A+5.0 ★ Texas Ratio: 5.62%
Albert Lea, MN
7/6m ARM Adjustable-Rate, Conventional
7/6m
5.12%
5.25%
▼
Rate 5.12%
APR 5.25%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Credit Union of Southern California Credit Union
A+5.0 ★ Texas Ratio: 2.57%
Alhambra, AZ
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/5 ARM
5.25%
5.27%
▼
Rate 5.25%
APR 5.27%
Points 0.000
Last Updated Mar 1, 2026
Details Margin: 2.375%; Caps: 2/2/5
First Priority Credit Union Boston, MA
A+5.0 ★ Texas Ratio: 2.69%
BOSTON, MA
5/1 ARM
5.50%
5.35%
▼
Rate 5.50%
APR 5.35%
Points 0.000
Last Updated Mar 4, 2026
Details 2/5 Caps
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Jumbo) 5/1
5/1
5.25%
5.35%
▼
Rate 5.25%
APR 5.35%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Founders Federal Credit Union
A+5.0 ★ Texas Ratio: 4.65%
Boiling Springs, NC
7/1 Adjustable Rate
7
5.25%
5.36%
▼
Rate 5.25%
APR 5.36%
Points 1.000
Last Updated Mar 4, 2026
Details LTV Up to 90%
Webster First Federal Credit Union
A+5.0 ★ Texas Ratio: 2.22%
Auburn, MA
1 Year Adjustable
5.25%
5.37%
▼
Rate 5.25%
APR 5.37%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Webster First Federal Credit Union
A+5.0 ★ Texas Ratio: 2.22%
Auburn, MA
Convertible 1 Yr Adjustable
5.25%
5.37%
▼
Rate 5.25%
APR 5.37%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
First Security B&T Co. IA
A5.0 ★ Texas Ratio: 9.82%
Charles City, IA
5 Year Adjustable Rate
5.25%
5.37%
▼
Rate 5.25%
APR 5.37%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Heritage Financial Credit Union
A5.0 ★ Texas Ratio: 11.57%
Central Valley, NY
Five/Six Adjustable (5/6m) Arm
5.25%
5.37%
▼
Rate 5.25%
APR 5.37%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Educators Credit Union
A+5.0 ★ Texas Ratio: 4.61%
Beloit, WI
Community Heroes Home 5/5 ARM Adjustable Rate
5.38%
5.38%
▼
Rate 5.38%
APR 5.38%
Points 0.000
Last Updated Mar 4, 2026
Details PMI required over 80% LTV. 99% LTV. 30-year amortization. Minimum credit score 740+. Occupation restrictions apply. No closing costs. APR calculated on loan amount of $100,000. Rates are not guaranteed until a formal lock is processed. No prepayment penalty. Single family owner occupied homes only. Contact us for more information about investment properties or non-owner occupied homes.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Conforming) 5/5
5/5
5.25%
5.38%
▼
Rate 5.25%
APR 5.38%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Conforming) 7/1
7/1
5.25%
5.38%
▼
Rate 5.25%
APR 5.38%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Sacramento Credit Union
A+5.0 ★ Texas Ratio: 0.17%
Elk Grove, CA
5/1 ARM
5.25%
5.40%
▼
Rate 5.25%
APR 5.40%
Points 0.500
Last Updated Mar 5, 2026
Details No additional details available.
Florence Bank
A+5.0 ★ Texas Ratio: 4.08%
Amherst, MA
Welcome Home- 10/1-Year Adjustable Rate (30-Year Term)
10/1-Year
4.88%
5.42%
▼
Rate 4.88%
APR 5.42%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Municipal Employees Credit Union of Balt Credit Union
A5.0 ★ Texas Ratio: 11.50%
Baltimore, MD
7/1 ARM (adjustable rate)
5.00%
5.42%
▼
Rate 5.00%
APR 5.42%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Educators Credit Union
A+5.0 ★ Texas Ratio: 4.61%
Beloit, WI
5/1 Adjustable Rate Mortgage Loan
5.38%
5.43%
▼
Rate 5.38%
APR 5.43%
Points 0.000
Last Updated Mar 4, 2026
Details Up to 30-year amortization. Closing costs = $1,600. APR calculated on loan amount of $100,000. Rates are subject to change. The APR may increase after consummation. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. 5/1 ARM means that the first five years have a locked APR set at closing. The rate can then change by 1% after the first five years and every year after. The rate cannot increase more than 8% during the life of the loan.
Greenville Federal Credit Union
A+5.0 ★ Texas Ratio: 4.63%
Greenville, SC
5/1 ARM Loans
5.12%
5.44%
▼
Rate 5.12%
APR 5.44%
Points 0.000
Last Updated Mar 2, 2026
Details Rate fixed for 5 years
USE Federal Credit Union
A+5.0 ★ Texas Ratio: 0.89%
Dallas, OK
ARM (Adjustable Rate Mortgage)
15 Year; 5/1
4.50%
5.44%
▼
Rate 4.50%
APR 5.44%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Municipal Employees Credit Union of Balt Credit Union
A5.0 ★ Texas Ratio: 11.50%
Baltimore, MD
5/1 ARM (adjustable rate)
4.88%
5.44%
▼
Rate 4.88%
APR 5.44%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Aim Credit Union
A+5.0 ★ Texas Ratio: 5.45%
Burlington, IA
5/1 Year ARM
5.38%
5.46%
▼
Rate 5.38%
APR 5.46%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Community First Credit Union Of Florida
A+5.0 ★ Texas Ratio: 4.11%
Callahan, FL
Adjustable-Rate Mortgage (ARM)
30
5.00%
5.48%
▼
Rate 5.00%
APR 5.48%
Points 0.000
Last Updated Mar 1, 2026
Details Adjustable rate; Eligible for No Closing Costs**
Homebase Federal Credit Union
A5.0 ★ Texas Ratio: 6.30%
Chester, VA
5/1 ARM
4.75%
5.48%
▼
Rate 4.75%
APR 5.48%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Sacramento Credit Union
A+5.0 ★ Texas Ratio: 0.17%
Elk Grove, CA
5/1 ARM
5.38%
5.48%
▼
Rate 5.38%
APR 5.48%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Municipal Employees Credit Union of Balt Credit Union
A5.0 ★ Texas Ratio: 11.50%
Baltimore, MD
10/1 ARM (adjustable rate)
5.25%
5.49%
▼
Rate 5.25%
APR 5.49%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
UMe Federal Credit Union
A+5.0 ★ Texas Ratio: 0.84%
Burbank, CA
5/1 ARM
5.38%
5.49%
▼
Rate 5.38%
APR 5.49%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Webster First Federal Credit Union
A+5.0 ★ Texas Ratio: 2.22%
Auburn, MA
3 Year Adjustable
5.38%
5.49%
▼
Rate 5.38%
APR 5.49%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Florence Bank
A+5.0 ★ Texas Ratio: 4.08%
Amherst, MA
FTHB - 10/1-Year Adjustable Rate (30-Year Term)
5.00%
5.50%
▼
Rate 5.00%
APR 5.50%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Heritage Financial Credit Union
A5.0 ★ Texas Ratio: 11.57%
Central Valley, NY
Seven/Six Adjustable (7/6m) Arm
5.38%
5.50%
▼
Rate 5.38%
APR 5.50%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Municipal Employees Credit Union of Balt Credit Union
A5.0 ★ Texas Ratio: 11.50%
Baltimore, MD
3/1 ARM (adjustable rate)
4.75%
5.51%
▼
Rate 4.75%
APR 5.51%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Tidemark Federal Credit Union
A+5.0 ★ Texas Ratio: 1.45%
Lewes, DE
5/1 Conforming ARM
5.42%
5.52%
▼
Rate 5.42%
APR 5.52%
Points 0.500
Last Updated Mar 5, 2026
Details Up to 80% Loan to Value
Credit Union of Southern California Credit Union
A+5.0 ★ Texas Ratio: 2.57%
Alhambra, AZ
Jumbo Adjustable Rate Mortgage (ARM) Rate 7/1 ARM
5.50%
5.52%
▼
Rate 5.50%
APR 5.52%
Points 0.000
Last Updated Mar 1, 2026
Details Margin: 2.500%; Caps: 2/2/6
Northland Area Federal Credit Union
A+5.0 ★ Texas Ratio: 4.92%
Alpena, MI
3 Year Adjustable Closed End
3 Year
5.45%
5.53%
▼
Rate 5.45%
APR 5.53%
Points 0.000
Last Updated Feb 28, 2026
Details APR = Annual Percentage Rate. Published rate on date stated is subject to change without notice.
Ascentra Credit Union
A5.0 ★ Texas Ratio: 7.31%
Bettendorf, IA
5/1 Adjustable Rate Mortgage
15, 20 or 30
5.25%
5.54%
▼
Rate 5.25%
APR 5.54%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Fort Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 3.12%
Angola, IN
30-Year 5/1 ARM
5.38%
5.55%
▼
Rate 5.38%
APR 5.55%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Tri City National Bank
A+5.0 ★ Texas Ratio: 5.48%
Brookfield, WI
5 Year Adjustable Rate Mortgage (ARM)
5.50%
5.55%
▼
Rate 5.50%
APR 5.55%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
R.I.A. Federal Credit Union
A5.0 ★ Texas Ratio: 7.00%
Bettendorf, IA
5 Year ARM*
5.38%
5.56%
▼
Rate 5.38%
APR 5.56%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Alabama Credit Union
A5.0 ★ Texas Ratio: 6.17%
Birmingham, AL
5/1 ARM, First Mortgage
5.50%
5.56%
▼
Rate 5.50%
APR 5.56%
Points 0.000
Last Updated Mar 2, 2026
Details Based on $175,000 loan amount and purchase transaction; 80% Loan to Value %, 0% Origination %
First Financial of Maryland FCU
A+5.0 ★
Baltimore, MD
Adjustable-Rate Mortgages 10/10/10
5.50%
5.56%
▼
Rate 5.50%
APR 5.56%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
802 Credit Union
A+5.0 ★ Texas Ratio: 5.91%
Barre, VT
Second Home Adjustable Rate Mortgages - servicing retained 5/1 ARM
5.38%
5.56%
▼
Rate 5.38%
APR 5.56%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Citizens Equity First Credit Union
A5.0 ★ Texas Ratio: 6.76%
Bloomington, CA
5/1 ARM - 15 Year Term
5.12%
5.58%
▼
Rate 5.12%
APR 5.58%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
802 Credit Union
A+5.0 ★ Texas Ratio: 5.91%
Barre, VT
Investment Property Adjustable Rate Mortgages (Non-Owner Occupied) - servicing retained 1/1 ARM
5.00%
5.59%
▼
Rate 5.00%
APR 5.59%
Points 0.000
Last Updated Mar 2, 2026
Details Monthly Payment per $1,000 borrowed: $5.37
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Conforming 15/15 ARM
5.38%
5.59%
▼
Rate 5.38%
APR 5.59%
Points 0.125
Last Updated Mar 5, 2026
Details No additional details available.
UMassFive College Federal Credit Union
A5.0 ★ Texas Ratio: 7.35%
Amherst, MA
5/1 ARM
5.50%
5.59%
▼
Rate 5.50%
APR 5.59%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Greenfield Savings Bank
A+5.0 ★ Texas Ratio: 2.57%
Amherst, MA
First Time Home Buyer -10/1 Adjustable Rate Mortgage
30 Years
4.99%
5.60%
▼
Rate 4.99%
APR 5.60%
Points 0.000
Last Updated Mar 4, 2026
Details 120 Months@4.990 %; 12 Months@6.500 %; 227 Months@6.500 %; 1 Month@6.500 %
Ascentra Credit Union
A5.0 ★ Texas Ratio: 7.31%
Bettendorf, IA
10/1 Adjustable Rate Mortgage
15, 20 or 30
5.50%
5.60%
▼
Rate 5.50%
APR 5.60%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Northwestern Mutual Credit Union
A+5.0 ★ Texas Ratio: 0.06%
Franklin, WI
3/1 Adjustable-Rate Mortgage
4.95%
5.60%
▼
Rate 4.95%
APR 5.60%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Jumbo) 5/5
5/5
5.50%
5.61%
▼
Rate 5.50%
APR 5.61%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Jumbo) 7/1
7/1
5.50%
5.61%
▼
Rate 5.50%
APR 5.61%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Founders Federal Credit Union
A+5.0 ★ Texas Ratio: 4.65%
Boiling Springs, NC
15/15 Adjustable Rate
15
5.50%
5.61%
▼
Rate 5.50%
APR 5.61%
Points 1.000
Last Updated Mar 4, 2026
Details LTV Up to 90%
Florence Bank
A+5.0 ★ Texas Ratio: 4.08%
Amherst, MA
FTHB - 7/1-Year Adjustable Rate (30-Year Term)
4.88%
5.61%
▼
Rate 4.88%
APR 5.61%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Firstmark Credit Union
A+5.0 ★ Texas Ratio: 3.95%
Fredericksburg, TX
5/5 Adjustable-Rate Mortgage (ARM)
30-year
5.38%
5.62%
▼
Rate 5.38%
APR 5.62%
Points 0.000
Last Updated Mar 4, 2026
Details Rate includes .75%
Verve a Credit Union
A+5.0 ★ Texas Ratio: 2.81%
Appleton, IL
Adjustable Rate Mortgage Loan
3 years
5.38%
5.62%
▼
Rate 5.38%
APR 5.62%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Credit Union West Credit Union
A+5.0 ★ Texas Ratio: 3.00%
Avondale, AZ
5/1 ARM
5/1
5.50%
5.62%
▼
Rate 5.50%
APR 5.62%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
First Security B&T Co. IA
A5.0 ★ Texas Ratio: 9.82%
Charles City, IA
7 Year Adjustable Rate
5.50%
5.62%
▼
Rate 5.50%
APR 5.62%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Ambler Savings Bank
A+5.0 ★ Texas Ratio: 3.76%
Ambler, PA
5/1 ARM Mortgage
5/1
5.50%
5.63%
▼
Rate 5.50%
APR 5.63%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Verve a Credit Union
A+5.0 ★ Texas Ratio: 2.81%
Appleton, IL
Adjustable Rate Mortgage Loan
5 years
5.50%
5.63%
▼
Rate 5.50%
APR 5.63%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Florence Bank
A+5.0 ★ Texas Ratio: 4.08%
Amherst, MA
10/1-Year Adjustable-Rate (30-Year Term)
5.12%
5.65%
▼
Rate 5.12%
APR 5.65%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Charles River Bank
A+5.0 ★ Texas Ratio: 1.63%
Bellingham, MA
5/1 Year Adjustable Rate
30
5.62%
5.67%
▼
Rate 5.62%
APR 5.67%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Northwestern Mutual Credit Union
A+5.0 ★ Texas Ratio: 0.06%
Franklin, WI
5/1 Adjustable-Rate Mortgage
5.40%
5.67%
▼
Rate 5.40%
APR 5.67%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Ukrainian Selfreliance Federal Credit Union
A+5.0 ★ Texas Ratio: 1.47%
Baltimore, MD
3 / 3 Year Adjustable Rate Mortgage
30 Year
5.62%
5.67%
▼
Rate 5.62%
APR 5.67%
Points 0.000
Last Updated Mar 5, 2026
Details 0% origination fee
Ukrainian Selfreliance Federal Credit Union
A+5.0 ★ Texas Ratio: 1.47%
Baltimore, MD
3 / 3 Year Adjustable Rate Mortgages
30 Year
5.62%
5.67%
▼
Rate 5.62%
APR 5.67%
Points 0.000
Last Updated Mar 5, 2026
Details 0% origination
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Conforming 15/15 ARM
5.50%
5.68%
▼
Rate 5.50%
APR 5.68%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
DUGOOD
F2.8 ★ Texas Ratio: 41.67%
Beaumont, TX
5/1 ARM
30 Year
5.25%
5.68%
▼
Rate 5.25%
APR 5.68%
Points 0.000
Last Updated Mar 4, 2026
Details Minimum Loan Amount is $20,000; Maximum Refinance Loan to Value is 90%; Maximum Purchase Money 95% LTV
Patelco Credit Union
A+5.0 ★ Texas Ratio: 4.87%
Berkeley, CA
7/1 30-Year Adjustable Jumbo
5.50%
5.68%
▼
Rate 5.50%
APR 5.68%
Points 0.000
Last Updated Mar 1, 2026
Details $832,751 to $2,500,000
Patelco Credit Union
A+5.0 ★ Texas Ratio: 4.87%
Berkeley, CA
5/5 30-Year Adjustable Jumbo
5.62%
5.68%
▼
Rate 5.62%
APR 5.68%
Points 0.000
Last Updated Mar 1, 2026
Details $832,751 to $2,500,000
Fortera Federal Credit Union
A+5.0 ★ Texas Ratio: 5.06%
Clarksville, KY
7/1 VA Adjustable Loan
4.75%
5.69%
▼
Rate 4.75%
APR 5.69%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
USAlliance Financial
National
5 Year Adjustable (ARM)
5
5.62%
5.70%
▼
Rate 5.62%
APR 5.70%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
USAlliance Financial
National
7 Year Adjustable (ARM)
7
5.62%
5.70%
▼
Rate 5.62%
APR 5.70%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
USALLIANCE
B4.5 ★ Texas Ratio: 21.07%
Bronx, CT
5 Year Adjustable (ARM)
5
5.62%
5.70%
▼
Rate 5.62%
APR 5.70%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
USALLIANCE
B4.5 ★ Texas Ratio: 21.07%
Bronx, CT
7 Year Adjustable (ARM)
7
5.62%
5.70%
▼
Rate 5.62%
APR 5.70%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Lender
Product
Term
Rate
APR
Firstmark Credit Union
A+5.0 ★ Texas Ratio: 3.95%
Fredericksburg, TX
Jumbo 15yr
15yr
3.62%
4.04%
▼
Rate 3.62%
APR 4.04%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Fairwinds Credit Union
A+5.0 ★ Texas Ratio: 1.48%
Altamonte Springs, FL
15 Year Jumbo Mortgage
180
4.50%
4.66%
▼
Rate 4.50%
APR 4.66%
Points 0.830
Last Updated Mar 4, 2026
Details 180 months at 4.500% (4.657% APR) for a $832,750.00 loan would result in a monthly payment of $6,370.48.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.50%
4.74%
▼
Rate 4.50%
APR 4.74%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.50%
4.75%
▼
Rate 4.50%
APR 4.75%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.62%
4.81%
▼
Rate 4.62%
APR 4.81%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.62%
4.82%
▼
Rate 4.62%
APR 4.82%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 5/5 ARM
4.75%
4.87%
▼
Rate 4.75%
APR 4.87%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Coast Central Credit Union
A+5.0 ★ Texas Ratio: 1.13%
Arcata, CA
Fixed JUMBO Real Estate Loans
4.70%
4.87%
▼
Rate 4.70%
APR 4.87%
Points 0.000
Last Updated Mar 3, 2026
Details APR is based on a $900,000 loan amount. Rates also available for Non-Owner Occupied.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.75%
4.88%
▼
Rate 4.75%
APR 4.88%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.75%
4.88%
▼
Rate 4.75%
APR 4.88%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.88%
4.95%
▼
Rate 4.88%
APR 4.95%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.88%
4.95%
▼
Rate 4.88%
APR 4.95%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Coast Central Credit Union
A+5.0 ★ Texas Ratio: 1.13%
Arcata, CA
Fixed JUMBO Real Estate Loans
15 Years
4.95%
4.97%
▼
Rate 4.95%
APR 4.97%
Points 0.000
Last Updated Mar 3, 2026
Details APR is based on a $900,000 loan amount. Rates also available for Non-Owner Occupied.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 5/5 ARM
4.88%
4.99%
▼
Rate 4.88%
APR 4.99%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Jumbo
15-Year
4.99%
5.01%
▼
Rate 4.99%
APR 5.01%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 0.62%
Bensalem, NJ
15-Year Fixed Rate Jumbo EXPRESSRefi Mortgage
15-Year
4.99%
5.01%
▼
Rate 4.99%
APR 5.01%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
First Savings Bank of Hegewisch
A+5.0 ★ Texas Ratio: 0.21%
Calumet City, IL
Jumbo Single Family Mortgages (Loans - Purchases
15 Years
5.00%
5.06%
▼
Rate 5.00%
APR 5.06%
Points 0.000
Last Updated Mar 4, 2026
Details $832,750+; Loan-to-Value 80%; Payment Example (Monthly) $6,585.33
First Savings Bank of Hegewisch
A+5.0 ★ Texas Ratio: 0.21%
Calumet City, IL
Jumbo Single Family Mortgages (Loans - Refinances
15 Years
5.00%
5.06%
▼
Rate 5.00%
APR 5.06%
Points 0.000
Last Updated Mar 4, 2026
Details $832,750+; Loan-to-Value 80%; Payment Example (Monthly) $6,585.33
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Fixed-Rate Mortgage (Jumbo)
7-Year
4.75%
5.10%
▼
Rate 4.75%
APR 5.10%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Jumbo) 3/1
3/1
5.00%
5.10%
▼
Rate 5.00%
APR 5.10%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 7/6 ARM
5.00%
5.12%
▼
Rate 5.00%
APR 5.12%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Fairwinds Credit Union
A+5.0 ★ Texas Ratio: 1.48%
Altamonte Springs, FL
20 Year Jumbo Mortgage
240
5.00%
5.14%
▼
Rate 5.00%
APR 5.14%
Points 0.945
Last Updated Mar 4, 2026
Details 240 months at 5.000% (5.140% APR) for a $832,750.00 loan would result in a monthly payment of $5,495.78.
Credit Union of Southern California Credit Union
A+5.0 ★ Texas Ratio: 2.57%
Alhambra, AZ
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/1 ARM
5.12%
5.15%
▼
Rate 5.12%
APR 5.15%
Points 0.000
Last Updated Mar 1, 2026
Details Margin: 2.500%; Caps: 2/2/6
Hudson Valley Credit Union
A+5.0 ★ Texas Ratio: 3.95%
Albany, NY
15-Year Fixed Jumbo
5.12%
5.15%
▼
Rate 5.12%
APR 5.15%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Security Service Federal Credit Union
A5.0 ★ Texas Ratio: 7.04%
American Fork, CO
10-Year Power Rate Fixed Jumbo
10
4.88%
5.15%
▼
Rate 4.88%
APR 5.15%
Points 0.000
Last Updated Feb 28, 2026
Details No additional details available.
Altura Credit Union
A+5.0 ★ Texas Ratio: 2.02%
Banning, CA
15 Year - Jumbo Fixed
4.88%
5.17%
▼
Rate 4.88%
APR 5.17%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Security Service Federal Credit Union
A5.0 ★ Texas Ratio: 7.04%
American Fork, CO
15-Year Power Rate Fixed Jumbo
15
5.00%
5.20%
▼
Rate 5.00%
APR 5.20%
Points 0.000
Last Updated Feb 28, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 15 year fixed
15 year
5.00%
5.21%
▼
Rate 5.00%
APR 5.21%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Aloha Pacific Federal Credit Union
A+5.0 ★ Texas Ratio: 3.29%
Aiea, HI
30 Year Jumbo
5.00%
5.21%
▼
Rate 5.00%
APR 5.21%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 7/6 ARM
5.12%
5.25%
▼
Rate 5.12%
APR 5.25%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Silverado Credit Union
A+5.0 ★ Texas Ratio: 0.68%
Angwin, CA
1st Deed Jumbo 3/3/30 Year - 1 Yr. TCM
360
5.25%
5.25%
▼
Rate 5.25%
APR 5.25%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Fixed-Rate Mortgage (Jumbo)
10-Year
5.00%
5.25%
▼
Rate 5.00%
APR 5.25%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Credit Union of Southern California Credit Union
A+5.0 ★ Texas Ratio: 2.57%
Alhambra, AZ
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/5 ARM
5.25%
5.27%
▼
Rate 5.25%
APR 5.27%
Points 0.000
Last Updated Mar 1, 2026
Details Margin: 2.375%; Caps: 2/2/5
Community First Credit Union Of Florida
A+5.0 ★ Texas Ratio: 4.11%
Callahan, FL
Jumbo Mortgage 15-year
15
5.25%
5.27%
▼
Rate 5.25%
APR 5.27%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Randolph Brooks FCU
A+5.0 ★
Allen, TX
Jumbo Fixed Rate
10 years
5.12%
5.31%
▼
Rate 5.12%
APR 5.31%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Michigan State University Federal Credit Union
A5.0 ★ Texas Ratio: 9.68%
Algonquin, IL
Jumbo Fixed-Rate Mortgages 15 Year
15 Year
5.12%
5.32%
▼
Rate 5.12%
APR 5.32%
Points 1.000
Last Updated Mar 4, 2026
Details No additional details available.
HawaiiUSA Federal Credit Union
A+5.0 ★ Texas Ratio: 2.50%
Aiea, HI
30 Year Jumbo Fixed Rate
5.00%
5.32%
▼
Rate 5.00%
APR 5.32%
Points 2.000
Last Updated Mar 4, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 15 year fixed
15 year
5.12%
5.33%
▼
Rate 5.12%
APR 5.33%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Potlatch No 1 Financial Credit Union
A+5.0 ★ Texas Ratio: 4.34%
Athol, ID
Fixed Rate 15 Year Jumbo Loan
15
5.12%
5.34%
▼
Rate 5.12%
APR 5.34%
Points 0.000
Last Updated Mar 1, 2026
Details A fixed rate loan for $850,000 for 15 years at 5.125% interest and 5.344% APR will have an estimated 180 monthly payments of $6777.22. Taxes and insurance not included; therefore, the actual payment obligation will be greater. All loans subject to credit approval. These rate offers are effective 02/27/2026 and subject to change. Rates displayed are the "as low as" rates for purchase loans and refinances. Rates are based on creditworthiness, loan-to-value (LTV), occupancy, and loan purpose, so your rate and terms may differ. All loans subject to credit approval. Rates are subject to change without notice.
Star One Credit Union
A+5.0 ★ Texas Ratio: 0.72%
Cupertino, CA
10-Year Fixed-Rate Mortgage - Jumbo
10
5.25%
5.34%
▼
Rate 5.25%
APR 5.34%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Hawaii Community Federal Credit Union
A+5.0 ★ Texas Ratio: 3.16%
Hilo, HI
Jumbo 5/30 Balloon Owner-Occupied
5.38%
5.35%
▼
Rate 5.38%
APR 5.35%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Jumbo) 5/1
5/1
5.25%
5.35%
▼
Rate 5.25%
APR 5.35%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
1st Northern California Credit Union
A+5.0 ★ Texas Ratio: 0.24%
Benicia, CA
20 Year Jumbo
20
5.25%
5.37%
▼
Rate 5.25%
APR 5.37%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 10/1 ARM
5.25%
5.37%
▼
Rate 5.25%
APR 5.37%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Texell Credit Union
A+5.0 ★ Texas Ratio: 3.58%
Belton, TX
Jumbo fixed 15-year purchase
5.25%
5.38%
▼
Rate 5.25%
APR 5.38%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Aberdeen Proving Ground FCU
A+5.0 ★
Aberdeen, MD
Jumbo 15 Year Fixed
5.25%
5.39%
▼
Rate 5.25%
APR 5.39%
Points 0.000
Last Updated Mar 2, 2026
Details The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $850,000 and an estimated property value of $1,062,500. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 780.
Sewickley Savings Bank
A+5.0 ★ Texas Ratio: 0.00%
Coraopolis, PA
Jumbo Mortgages (Greater than 15 Year
15 Year
5.38%
5.39%
▼
Rate 5.38%
APR 5.39%
Points 0.000
Last Updated Mar 5, 2026
Details $806,500
Tower Federal Credit Union
A+5.0 ★ Texas Ratio: 1.36%
Annapolis, MD
15 Year Jumbo
5.25%
5.41%
▼
Rate 5.25%
APR 5.41%
Points 0.875
Last Updated Mar 5, 2026
Details No additional details available.
Michigan State University Federal Credit Union
A5.0 ★ Texas Ratio: 9.68%
Algonquin, IL
Jumbo Fixed-Rate Mortgages 15 Year
15 Year
5.38%
5.41%
▼
Rate 5.38%
APR 5.41%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 20 year fixed
20 year
5.25%
5.42%
▼
Rate 5.25%
APR 5.42%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Fixed-Rate Mortgage (Jumbo)
15-Year
5.25%
5.43%
▼
Rate 5.25%
APR 5.43%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Ent Credit Union
A+5.0 ★ Texas Ratio: 4.95%
Aurora, CO
Jumbo 15-Year Fixed
5.38%
5.43%
▼
Rate 5.38%
APR 5.43%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Jumbo 15 Year Fixed
5.38%
5.43%
▼
Rate 5.38%
APR 5.43%
Points 0.375
Last Updated Mar 5, 2026
Details No additional details available.
A+ Federal Credit Union
A-5.0 ★ Texas Ratio: 14.18%
Austin, TX
15-Year Jumbo Fixed
5.38%
5.44%
▼
Rate 5.38%
APR 5.44%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
A+ Federal Credit Union
A-5.0 ★ Texas Ratio: 14.18%
Austin, TX
15-Year Jumbo Fixed Refinance
15
5.38%
5.44%
▼
Rate 5.38%
APR 5.44%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Tower Federal Credit Union
A+5.0 ★ Texas Ratio: 1.36%
Annapolis, MD
10 Year Jumbo
5.25%
5.45%
▼
Rate 5.25%
APR 5.45%
Points 0.500
Last Updated Mar 5, 2026
Details No additional details available.
Community First Credit Union Of Florida
A+5.0 ★ Texas Ratio: 4.11%
Callahan, FL
Jumbo Mortgage 5/5 ARM
5
5.12%
5.45%
▼
Rate 5.12%
APR 5.45%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Star One Credit Union
A+5.0 ★ Texas Ratio: 0.72%
Cupertino, CA
15-Year Fixed-Rate Mortgage - Jumbo
15
5.38%
5.46%
▼
Rate 5.38%
APR 5.46%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
WVS West View SB
A+5.0 ★ Texas Ratio: 0.00%
Cranberry Township, PA
10 Yr Jumbo
10
5.12%
5.47%
▼
Rate 5.12%
APR 5.47%
Points 0.000
Last Updated Mar 5, 2026
Details Loan Amount $832,751 - $1,500,000
Tower Federal Credit Union
A+5.0 ★ Texas Ratio: 1.36%
Annapolis, MD
15 Year Jumbo
5.38%
5.49%
▼
Rate 5.38%
APR 5.49%
Points 0.500
Last Updated Mar 5, 2026
Details No additional details available.
HawaiiUSA Federal Credit Union
A+5.0 ★ Texas Ratio: 2.50%
Aiea, HI
30 Year Jumbo Fixed Rate
5.25%
5.49%
▼
Rate 5.25%
APR 5.49%
Points 1.125
Last Updated Mar 4, 2026
Details No additional details available.
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 10/1 ARM
5.38%
5.50%
▼
Rate 5.38%
APR 5.50%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Aloha Pacific Federal Credit Union
A+5.0 ★ Texas Ratio: 3.29%
Aiea, HI
30 Year Jumbo
5.38%
5.50%
▼
Rate 5.38%
APR 5.50%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Silverado Credit Union
A+5.0 ★ Texas Ratio: 0.68%
Angwin, CA
1st Deed Jumbo 5/5/30 Year - 1 Yr. TCM
360
5.50%
5.50%
▼
Rate 5.50%
APR 5.50%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Jumbo 15 Year Fixed
5.50%
5.50%
▼
Rate 5.50%
APR 5.50%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Credit Union of Southern California Credit Union
A+5.0 ★ Texas Ratio: 2.57%
Alhambra, AZ
Jumbo Adjustable Rate Mortgage (ARM) Rate 7/1 ARM
5.50%
5.52%
▼
Rate 5.50%
APR 5.52%
Points 0.000
Last Updated Mar 1, 2026
Details Margin: 2.500%; Caps: 2/2/6
1st Northern California Credit Union
A+5.0 ★ Texas Ratio: 0.24%
Benicia, CA
15 Year Jumbo
15
5.38%
5.53%
▼
Rate 5.38%
APR 5.53%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Citizens Equity First Credit Union
A5.0 ★ Texas Ratio: 6.76%
Bloomington, CA
15 Year - Fixed Rate Jumbo Mortgage
15 Year
5.38%
5.53%
▼
Rate 5.38%
APR 5.53%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
Citizens Equity First Credit Union
A5.0 ★ Texas Ratio: 6.76%
Bloomington, CA
Jumbo Mortgages 15 Year - Fixed Rate
5.38%
5.53%
▼
Rate 5.38%
APR 5.53%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
Ent Credit Union
A+5.0 ★ Texas Ratio: 4.95%
Aurora, CO
Jumbo Five Year Conv ARM (5yr/5yr) 30-Year Term
5.38%
5.53%
▼
Rate 5.38%
APR 5.53%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Randolph Brooks FCU
A+5.0 ★
Allen, TX
Jumbo 5/5 ARM
5.50%
5.54%
▼
Rate 5.50%
APR 5.54%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Tower Federal Credit Union
A+5.0 ★ Texas Ratio: 1.36%
Annapolis, MD
10 Year Jumbo
5.38%
5.54%
▼
Rate 5.38%
APR 5.54%
Points 0.250
Last Updated Mar 5, 2026
Details No additional details available.
First Savings Bank of Hegewisch
A+5.0 ★ Texas Ratio: 0.21%
Calumet City, IL
Jumbo Single Family Mortgages (Loans - Purchases
30 Years
5.50%
5.54%
▼
Rate 5.50%
APR 5.54%
Points 0.000
Last Updated Mar 4, 2026
Details $832,750+; Loan-to-Value 80%; Payment Example (Monthly) $4,728.26
First Savings Bank of Hegewisch
A+5.0 ★ Texas Ratio: 0.21%
Calumet City, IL
Jumbo Single Family Mortgages (Loans - Refinances
30 Years
5.50%
5.54%
▼
Rate 5.50%
APR 5.54%
Points 0.000
Last Updated Mar 4, 2026
Details $832,750+; Loan-to-Value 80%; Payment Example (Monthly) $4,728.26
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 20 year fixed
20 year
5.38%
5.54%
▼
Rate 5.38%
APR 5.54%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Tower Federal Credit Union
A+5.0 ★ Texas Ratio: 1.36%
Annapolis, MD
15 Year Jumbo
5.50%
5.54%
▼
Rate 5.50%
APR 5.54%
Points 0.125
Last Updated Mar 5, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Jumbo 5/5 ARM
5.38%
5.54%
▼
Rate 5.38%
APR 5.54%
Points 0.125
Last Updated Mar 5, 2026
Details No additional details available.
Coastal1 Credit Union
A+5.0 ★ Texas Ratio: 2.03%
Bristol, MA
Jumbo Fixed Rate 10 yr
5.50%
5.55%
▼
Rate 5.50%
APR 5.55%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
Coast Central Credit Union
A+5.0 ★ Texas Ratio: 1.13%
Arcata, CA
Fixed JUMBO Real Estate Loans
5.45%
5.55%
▼
Rate 5.45%
APR 5.55%
Points 0.000
Last Updated Mar 3, 2026
Details APR is based on a $900,000 loan amount. Rates also available for Non-Owner Occupied.
Tower Federal Credit Union
A+5.0 ★ Texas Ratio: 1.36%
Annapolis, MD
10 Year Jumbo
5.50%
5.56%
▼
Rate 5.50%
APR 5.56%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Firstmark Credit Union
A+5.0 ★ Texas Ratio: 3.95%
Fredericksburg, TX
Jumbo 30yr
30yr
5.50%
5.56%
▼
Rate 5.50%
APR 5.56%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Star One Credit Union
A+5.0 ★ Texas Ratio: 0.72%
Cupertino, CA
20-Year Fixed-Rate Mortgage - Jumbo
20
5.50%
5.57%
▼
Rate 5.50%
APR 5.57%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Fairwinds Credit Union
A+5.0 ★ Texas Ratio: 1.48%
Altamonte Springs, FL
30 Year Jumbo Mortgage
360
5.50%
5.57%
▼
Rate 5.50%
APR 5.57%
Points 0.588
Last Updated Mar 4, 2026
Details 360 months at 5.500% (5.573% APR) for a $832,750.00 loan would result in a monthly payment of $4,728.26.
Cabrillo Credit Union
A+5.0 ★ Texas Ratio: 2.51%
Chula Vista, CA
Jumbo 5/6 ARM
5.38%
5.58%
▼
Rate 5.38%
APR 5.58%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
State Department Federal Credit Union
A+5.0 ★ Texas Ratio: 4.53%
Alexandria, DC
Jumbo 5/5 ARM
5.50%
5.58%
▼
Rate 5.50%
APR 5.58%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Randolph Brooks FCU
A+5.0 ★
Allen, TX
Jumbo Fixed Rate
15 years
5.38%
5.58%
▼
Rate 5.38%
APR 5.58%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Wrentham Co-operative Bank
A+5.0 ★ Texas Ratio: 0.00%
Norfolk, MA
15 Year Fixed (Jumbo)
15
5.50%
5.59%
▼
Rate 5.50%
APR 5.59%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Credit Union West Credit Union
A+5.0 ★ Texas Ratio: 3.00%
Avondale, AZ
30 Year Jumbo
30
5.50%
5.60%
▼
Rate 5.50%
APR 5.60%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Jumbo) 5/5
5/5
5.50%
5.61%
▼
Rate 5.50%
APR 5.61%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Adjustable-Rate Mortgage ARMs (Jumbo) 7/1
7/1
5.50%
5.61%
▼
Rate 5.50%
APR 5.61%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Greenfield Co-operative Bank
A+5.0 ★ Texas Ratio: 1.89%
Amherst, MA
Jumbo Loans
120
5.38%
5.62%
▼
Rate 5.38%
APR 5.62%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
WVS West View SB
A+5.0 ★ Texas Ratio: 0.00%
Cranberry Township, PA
15 Yr Jumbo
15
5.38%
5.62%
▼
Rate 5.38%
APR 5.62%
Points 0.000
Last Updated Mar 5, 2026
Details Loan Amount $832,751 - $1,500,000
Alive Credit Union
A+5.0 ★ Texas Ratio: 4.30%
Hammond, FL
Jumbo 30 year fixed
30 year
5.50%
5.62%
▼
Rate 5.50%
APR 5.62%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
American Heritage Federal Credit Union
A5.0 ★ Texas Ratio: 9.69%
Abington, NJ
15 Year Jumbo
15 Year
5.60%
5.62%
▼
Rate 5.60%
APR 5.62%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
American Heritage Federal Credit Union
A5.0 ★ Texas Ratio: 9.69%
Abington, NJ
15 Year Jumbo Mortgage
15 Year
5.60%
5.62%
▼
Rate 5.60%
APR 5.62%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Sharon And Crescent United Credit Union
A+5.0 ★ Texas Ratio: 3.02%
Brockton, MA
Refinance Your Mortgage - On The House Fixed Jumbo
5 Years
5.62%
5.62%
▼
Rate 5.62%
APR 5.62%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
15 Year Fixed-Rate Mortgages: Jumbo
15
5.38%
5.63%
▼
Rate 5.38%
APR 5.63%
Points 1.000
Last Updated Mar 5, 2026
Details Loan Amounts: See Below
HawaiiUSA Federal Credit Union
A+5.0 ★ Texas Ratio: 2.50%
Aiea, HI
30 Year Jumbo Fixed Rate
5.50%
5.64%
▼
Rate 5.50%
APR 5.64%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Skyone Federal Credit Union
A5.0 ★ Texas Ratio: 11.07%
El Segundo, CA
Fixed-Rate Mortgage (Jumbo)
20-Year
5.50%
5.64%
▼
Rate 5.50%
APR 5.64%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
California Coast Credit Union
A+5.0 ★ Texas Ratio: 0.57%
Chula Vista, CA
15-year Jumbo Fixed
15
5.50%
5.65%
▼
Rate 5.50%
APR 5.65%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
Lender
Product
Term
Rate
APR
First United Bank & Trust
A+5.0 ★ Texas Ratio: 5.44%
Boonsboro, MD
FHA Loans
3.50%
3.50%
▼
Rate 3.50%
APR 3.50%
Points 0.000
Last Updated Mar 4, 2026
Details With a minimum down-payment of 3.50%, this program offers more flexible requirements for loan approval compared to other loan programs.
Utah First Federal Credit Union
A+5.0 ★ Texas Ratio: 2.03%
American Fork, UT
FHA
15 Years
4.50%
4.84%
▼
Rate 4.50%
APR 4.84%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
JSC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.82%
Alvin, TX
5/1 CMT FHA ARM
4.60%
4.98%
▼
Rate 4.60%
APR 4.98%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
JSC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.82%
Alvin, TX
7/1 CMT FHA ARM
4.72%
5.10%
▼
Rate 4.72%
APR 5.10%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Potlatch No 1 Financial Credit Union
A+5.0 ★ Texas Ratio: 4.34%
Athol, ID
15 Year FHA Loan
4.50%
5.27%
▼
Rate 4.50%
APR 5.27%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
One Nevada Credit Union
A+5.0 ★ Texas Ratio: 1.18%
Henderson, NV
FHA 30 Year Fixed
5.12%
5.31%
▼
Rate 5.12%
APR 5.31%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
One Nevada Credit Union
A+5.0 ★ Texas Ratio: 1.18%
Henderson, NV
Refi FHA 30 Year Fixed
5.12%
5.31%
▼
Rate 5.12%
APR 5.31%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Utah First Federal Credit Union
A+5.0 ★ Texas Ratio: 2.03%
American Fork, UT
FHA
30 Years
5.12%
5.33%
▼
Rate 5.12%
APR 5.33%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Credit Union West Credit Union
A+5.0 ★ Texas Ratio: 3.00%
Avondale, AZ
30 Year FHA
30
5.25%
5.55%
▼
Rate 5.25%
APR 5.55%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
Great Basin Federal Credit Union
A5.0 ★ Texas Ratio: 8.76%
Reno, NV
FHA 30 Year Fixed
5.62%
5.57%
▼
Rate 5.62%
APR 5.57%
Points 1.000
Last Updated Mar 4, 2026
Details No additional details available.
Chartway Credit Union
A+5.0 ★ Texas Ratio: 1.26%
Cedar City, TX
FHA
15 Years
5.12%
5.61%
▼
Rate 5.12%
APR 5.61%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
Citizens Bank of Kansas
A+5.0 ★ Texas Ratio: 3.54%
Augusta, KS
FHA 30 Year Fixed
30
5.50%
5.62%
▼
Rate 5.50%
APR 5.62%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
TruStone Financial Credit Union
A+5.0 ★ Texas Ratio: 5.44%
Bloomington, MN
FHA 30-Year Fixed
5.38%
5.65%
▼
Rate 5.38%
APR 5.65%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Rural Cooperatives Credit Union
A+5.0 ★ Texas Ratio: 1.44%
Drakesboro, KY
FHA 30-Year Fixed - Conforming
5.50%
5.65%
▼
Rate 5.50%
APR 5.65%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
FedFinancial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.03%
Silver Spring, MD
FHA 30-Year Fixed Rate
5.26%
5.68%
▼
Rate 5.26%
APR 5.68%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Newport News Shipbuilding Employees Credit Union
A+5.0 ★ Texas Ratio: 4.82%
Chesapeake, VA
30 years FHA Loan
30 years
5.50%
5.70%
▼
Rate 5.50%
APR 5.70%
Points 0.000
Last Updated Mar 3, 2026
Details Origination Fee $1595
JSC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.82%
Alvin, TX
30-year FHA Fixed
30
5.25%
5.79%
▼
Rate 5.25%
APR 5.79%
Points 1.045
Last Updated Mar 5, 2026
Details No additional details available.
SECU Credit Union
A+5.0 ★ Texas Ratio: 5.71%
KEOKUK, IA
FHA 30 Year Fixed
5.50%
5.79%
▼
Rate 5.50%
APR 5.79%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
State Employees Credit Union
A+5.0 ★ Texas Ratio: 5.38%
Annapolis, MD
FHA 30 Year Fixed
5.50%
5.79%
▼
Rate 5.50%
APR 5.79%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Riverside Savings Bank
A+5.0 ★ Texas Ratio: 0.00%
Roanoke Rapids, NC
FHA/VA
30
5.25%
5.83%
▼
Rate 5.25%
APR 5.83%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
JSC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.82%
Alvin, TX
30-year FHA Fixed
30
5.38%
5.85%
▼
Rate 5.38%
APR 5.85%
Points 0.166
Last Updated Mar 5, 2026
Details No additional details available.
Southwest Missouri Bank
A+5.0 ★ Texas Ratio: 3.99%
Alba, MO
30-year fixed rate FHA
30
5.62%
5.86%
▼
Rate 5.62%
APR 5.86%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Potlatch No 1 Financial Credit Union
A+5.0 ★ Texas Ratio: 4.34%
Athol, ID
30 Year FHA Loan
5.12%
5.88%
▼
Rate 5.12%
APR 5.88%
Points 0.000
Last Updated Mar 1, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
FHA - Fixed-Rate Mortgages 15 Year
15
5.00%
5.88%
▼
Rate 5.00%
APR 5.88%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
Fixed-Rate Mortgages: FHA 15 Year
15
5.00%
5.88%
▼
Rate 5.00%
APR 5.88%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Pentagon Federal Credit Union
A5.0 ★ Texas Ratio: 10.64%
Okinawa,
FHA Loan
5.00%
5.88%
▼
Rate 5.00%
APR 5.88%
Points 0.000
Last Updated Feb 25, 2026
Details Loan amount of $400,000; loan-to-value ratio of 96.5%; credit score of 760; and DTI of 18% or less. The property is an existing single-family home and will be used as a primary residence. Rates quoted require a loan origination fee of 1%; not to exceed $1995.
Peoples Trust Co. of St. Albans
A+5.0 ★ Texas Ratio: 3.62%
Enosburg Falls, VT
FHA - Servicing Released
30 Year Fixed Rate
5.60%
5.89%
▼
Rate 5.60%
APR 5.89%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
15 Year FHA
15
5.00%
5.91%
▼
Rate 5.00%
APR 5.91%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
FHA Fixed-Rate Mortgages 15 Year
15 Year
5.00%
5.91%
▼
Rate 5.00%
APR 5.91%
Points 1.000
Last Updated Mar 5, 2026
Details No additional details available.
Chartway Credit Union
A+5.0 ★ Texas Ratio: 1.26%
Cedar City, TX
FHA
30 Years
5.38%
5.92%
▼
Rate 5.38%
APR 5.92%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
JSC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.82%
Alvin, TX
30-year FHA Fixed
30
5.50%
5.92%
▼
Rate 5.50%
APR 5.92%
Points -0.475
Last Updated Mar 5, 2026
Details No additional details available.
Sunmark Credit Union
A5.0 ★ Texas Ratio: 11.71%
Albany, NY
FHA 30 Year Fixed
5.38%
5.95%
▼
Rate 5.38%
APR 5.95%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Avadian Credit Union
A+5.0 ★ Texas Ratio: 3.11%
Birmingham, AL
30-Year FHA Fixed
30
5.38%
5.95%
▼
Rate 5.38%
APR 5.95%
Points 0.000
Last Updated Mar 2, 2026
Details 2
USE Federal Credit Union
A+5.0 ★ Texas Ratio: 0.89%
Dallas, OK
FHA
15 Year Fixed
5.12%
5.96%
▼
Rate 5.12%
APR 5.96%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
FHA - Fixed-Rate Mortgages 15 Year
15
5.25%
5.97%
▼
Rate 5.25%
APR 5.97%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
Fixed-Rate Mortgages: FHA 15 Year
15
5.25%
5.97%
▼
Rate 5.25%
APR 5.97%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
University of Wisconsin Credit Union
A+5.0 ★ Texas Ratio: 4.81%
Elm Grove, WI
FHA Loans
5.75%
5.98%
▼
Rate 5.75%
APR 5.98%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
FHA Loan Purchase 15-Year Fixed
180
5.25%
5.98%
▼
Rate 5.25%
APR 5.98%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
FHA Loan Refinance 15-Year Fixed
180
5.25%
5.98%
▼
Rate 5.25%
APR 5.98%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
15 Year FHA
15
5.25%
6.00%
▼
Rate 5.25%
APR 6.00%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
FHA Fixed-Rate Mortgages 15 Year
15 Year
5.25%
6.00%
▼
Rate 5.25%
APR 6.00%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Carolina Trust Federal Credit Union
A5.0 ★ Texas Ratio: 6.29%
Conway, SC
FHA
5.88%
6.00%
▼
Rate 5.88%
APR 6.00%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Rural Cooperatives Credit Union
A+5.0 ★ Texas Ratio: 1.44%
Drakesboro, KY
FHA 30-Year Fixed - Conforming
5.38%
6.05%
▼
Rate 5.38%
APR 6.05%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
The Golden 1 Credit Union
A+5.0 ★ Texas Ratio: 5.42%
Atascadero, CA
30-Year Fixed FHA Purchase
5.38%
6.06%
▼
Rate 5.38%
APR 6.06%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Piney Hills Federal Federal Credit Union
A5.0 ★ Texas Ratio: 8.37%
Simsboro, LA
FHA 30 Year
30
5.50%
6.09%
▼
Rate 5.50%
APR 6.09%
Points 0.000
Last Updated Feb 28, 2026
Details Rates effective as of 2/27/2026, 10:45:18 AM (ET). Rates are subject to change without notice based on market changes. Rates are based on a 45 day lock.
Oklahomas Credit Union
A+5.0 ★ Texas Ratio: 0.79%
Edmond, OK
FHA 15 Year
15 Year
5.50%
6.11%
▼
Rate 5.50%
APR 6.11%
Points 0.000
Last Updated Feb 28, 2026
Details No additional details available.
Union Bank Morrisville, VT
A+5.0 ★ Texas Ratio: 3.26%
Berlin, NH
30 Year Fixed Rate MOVE RD, VA, FHA
30
5.50%
6.13%
▼
Rate 5.50%
APR 6.13%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Union Bank Morrisville, VT
A+5.0 ★ Texas Ratio: 3.26%
Berlin, NH
30 Year Fixed Rate FHA
5.62%
6.13%
▼
Rate 5.62%
APR 6.13%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Newtown Savings Bank
A5.0 ★ Texas Ratio: 6.92%
Bethel, CT
30 Year Fixed FHA
30 Year
5.38%
6.17%
▼
Rate 5.38%
APR 6.17%
Points 0.000
Last Updated Feb 27, 2026
Details No additional details available.
Mid Oregon Federal Credit Union
A+5.0 ★ Texas Ratio: 1.54%
Bend, OR
FHA 30 Year Fixed - Conforming
5.50%
6.17%
▼
Rate 5.50%
APR 6.17%
Points 0.250
Last Updated Mar 4, 2026
Details No additional details available.
Langley Federal Credit Union
A5.0 ★ Texas Ratio: 11.01%
Carrollton, NC
30 Year FHA Fixed-Rate Mortgage
6.00%
6.19%
▼
Rate 6.00%
APR 6.19%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
First Community Credit Union Houston, TX
A+5.0 ★ Texas Ratio: 5.63%
Cypress, TX
Cash Out Refinances FHA
5.38%
6.19%
▼
Rate 5.38%
APR 6.19%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
First Community Credit Union Houston, TX
A+5.0 ★ Texas Ratio: 5.63%
Cypress, TX
FHA
5.38%
6.19%
▼
Rate 5.38%
APR 6.19%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
America First Federal Credit Union
A5.0 ★ Texas Ratio: 8.12%
Albuquerque, AZ
FHA 30 Year
5.38%
6.21%
▼
Rate 5.38%
APR 6.21%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
UMassFive College Federal Credit Union
A5.0 ★ Texas Ratio: 7.35%
Amherst, MA
FHA 30 Year Fixed
5.62%
6.22%
▼
Rate 5.62%
APR 6.22%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Carolina Cooperative Federal Credit Union
A5.0 ★ Texas Ratio: 6.75%
Charlotte, NC
30 Year FHA Fixed
5.62%
6.22%
▼
Rate 5.62%
APR 6.22%
Points 0.000
Last Updated Mar 3, 2026
Details Rates effective as of 3/3/2026, 1:12:08 PM (ET). Rates are subject to change without notice based on market changes. Rates are based on a 45 day lock.
Commonwealth One Federal Credit Union
A-5.0 ★ Texas Ratio: 14.20%
Alexandria, DC
FHA 30 Year Fixed
5.62%
6.22%
▼
Rate 5.62%
APR 6.22%
Points 0.000
Last Updated Mar 3, 2026
Details Important Assumptions
Homebase Federal Credit Union
A5.0 ★ Texas Ratio: 6.30%
Chester, VA
FHA 30 Year FIxed
5.62%
6.22%
▼
Rate 5.62%
APR 6.22%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Carter Federal Credit Union
D3.6 ★ Texas Ratio: 31.89%
Bossier City, AR
FHA 30 Year
5.62%
6.22%
▼
Rate 5.62%
APR 6.22%
Points 0.000
Last Updated Mar 3, 2026
Details No additional details available.
Worcester Credit Union
A+5.0 ★ Texas Ratio: 4.20%
Worcester, MA
FHA 30 Year Fixed
5.62%
6.22%
▼
Rate 5.62%
APR 6.22%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Transit Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 2.14%
Alexandria, DC
FHA 30 Year Fixed
5.63%
6.22%
▼
Rate 5.63%
APR 6.22%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
FHA - Fixed-Rate Mortgages 15 Year
15
5.50%
6.23%
▼
Rate 5.50%
APR 6.23%
Points -1.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
Fixed-Rate Mortgages: FHA 15 Year
15
5.50%
6.23%
▼
Rate 5.50%
APR 6.23%
Points -1.000
Last Updated Mar 5, 2026
Details No additional details available.
Achieva Credit Union
A+5.0 ★ Texas Ratio: 1.90%
Bradenton, FL
FHA 30 Year Fixed Rate
6.12%
6.24%
▼
Rate 6.12%
APR 6.24%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
HAPO Community Credit Union
A+5.0 ★ Texas Ratio: 2.10%
College Place, OR
15-Year FHA Purchase / No Cash-Out Refinance
180
5.25%
6.24%
▼
Rate 5.25%
APR 6.24%
Points 0.000
Last Updated Mar 4, 2026
Details Fixed 180 Months
People First Federal Credit Union
A5.0 ★ Texas Ratio: 8.04%
Allentown, PA
FHA Rate Mortgages
15 Year
5.38%
6.25%
▼
Rate 5.38%
APR 6.25%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Sun East Federal Credit Union
A5.0 ★ Texas Ratio: 9.14%
Aston, DE
15-Year Fixed FHA / VA
15
5.38%
6.25%
▼
Rate 5.38%
APR 6.25%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
American Heritage Federal Credit Union
A5.0 ★ Texas Ratio: 9.69%
Abington, NJ
15 Year FHA
15 Year
5.38%
6.25%
▼
Rate 5.38%
APR 6.25%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
American Heritage Federal Credit Union
A5.0 ★ Texas Ratio: 9.69%
Abington, NJ
15 Year FHA Mortgage
15 Year
5.38%
6.25%
▼
Rate 5.38%
APR 6.25%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
MembersAlliance Credit Union
A+5.0 ★ Texas Ratio: 2.78%
Loves Park, IL
FHA Mortgages - 3.5% Down
15 Year
5.49%
6.25%
▼
Rate 5.49%
APR 6.25%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
MembersAlliance Credit Union
A+5.0 ★ Texas Ratio: 2.78%
Loves Park, IL
FHA Mortgages - 3.5% Down 15 Year
15
5.49%
6.25%
▼
Rate 5.49%
APR 6.25%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
FHA Loan Purchase
30
5.50%
6.25%
▼
Rate 5.50%
APR 6.25%
Points 0.000
Last Updated Mar 4, 2026
Details 30-Year Fixed
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
FHA Loan Purchase 30-Year Fixed
360
5.50%
6.25%
▼
Rate 5.50%
APR 6.25%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
FHA Loan Refinance
30
5.50%
6.25%
▼
Rate 5.50%
APR 6.25%
Points 0.000
Last Updated Mar 4, 2026
Details 30-Year Fixed
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
FHA Loan Refinance 30-Year Fixed
360
5.50%
6.25%
▼
Rate 5.50%
APR 6.25%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
Refinance FHA Loan
30
5.50%
6.25%
▼
Rate 5.50%
APR 6.25%
Points 0.000
Last Updated Mar 4, 2026
Details FHA Mortgage Rates effective as of March 3, 2026. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a property value of $400,000, FICO® score of 780 or greater, and 3.5% or more equity, and loan amount of $386,000; FHA mortgage insurance premium is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.
SELCO Community Credit Union
A+5.0 ★ Texas Ratio: 3.37%
Albany, OR
30 Year FHA
30 Year
5.50%
6.25%
▼
Rate 5.50%
APR 6.25%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Tri City National Bank
A+5.0 ★ Texas Ratio: 5.48%
Brookfield, WI
30 Year Fixed Rate Mortgage | FHA
5.88%
6.26%
▼
Rate 5.88%
APR 6.26%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Jovia Federal Credit Union
A5.0 ★ Texas Ratio: 10.24%
Bay Shore, NY
FHA 203K 30 Year Fixed
5.49%
6.26%
▼
Rate 5.49%
APR 6.26%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Jovia Federal Credit Union
A5.0 ★ Texas Ratio: 10.24%
Bay Shore, NY
FHA 30 Year Fixed
5.49%
6.26%
▼
Rate 5.49%
APR 6.26%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
15 Year FHA
15
5.50%
6.26%
▼
Rate 5.50%
APR 6.26%
Points -1.000
Last Updated Mar 5, 2026
Details No additional details available.
SchoolsFirst Federal Credit Union
A+5.0 ★ Texas Ratio: 5.68%
Anaheim, CA
FHA Fixed-Rate Mortgages 15 Year
15 Year
5.50%
6.26%
▼
Rate 5.50%
APR 6.26%
Points -1.000
Last Updated Mar 5, 2026
Details No additional details available.
Everett Co-operative Bank
A+5.0 ★ Texas Ratio: 0.90%
Everett, MA
FHA 30 Year Fixed
5.62%
6.30%
▼
Rate 5.62%
APR 6.30%
Points 0.000
Last Updated Mar 4, 2026
Details 360 payments of $5.76
Rally Credit Union
A+5.0 ★ Texas Ratio: 5.21%
Alamo, TX
FHA Purchase Refinance
15 Year
5.75%
6.31%
▼
Rate 5.75%
APR 6.31%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Rally Credit Union
A+5.0 ★ Texas Ratio: 5.21%
Alamo, TX
FHA Purchase / Refinance 15 Year
15
5.75%
6.31%
▼
Rate 5.75%
APR 6.31%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Aberdeen Proving Ground FCU
A+5.0 ★
Aberdeen, MD
FHA 30 Year Fixed
5.50%
6.31%
▼
Rate 5.50%
APR 6.31%
Points 0.000
Last Updated Mar 2, 2026
Details The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.
People First Federal Credit Union
A5.0 ★ Texas Ratio: 8.04%
Allentown, PA
FHA Rate Mortgages
30 Year
5.49%
6.32%
▼
Rate 5.49%
APR 6.32%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Sun East Federal Credit Union
A5.0 ★ Texas Ratio: 9.14%
Aston, DE
30 Year Fixed 203K (FHA Only)
30
5.49%
6.32%
▼
Rate 5.49%
APR 6.32%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Sun East Federal Credit Union
A5.0 ★ Texas Ratio: 9.14%
Aston, DE
30 Year Fixed FHA / VA
30
5.49%
6.32%
▼
Rate 5.49%
APR 6.32%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
American Heritage Federal Credit Union
A5.0 ★ Texas Ratio: 9.69%
Abington, NJ
30 Year FHA
30 Year
5.49%
6.32%
▼
Rate 5.49%
APR 6.32%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
American Heritage Federal Credit Union
A5.0 ★ Texas Ratio: 9.69%
Abington, NJ
30 Year FHA Mortgage
30 Year
5.49%
6.32%
▼
Rate 5.49%
APR 6.32%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Consumers Credit Union
A5.0 ★ Texas Ratio: 7.16%
Arlington Heights, IL
30-Yr FHA
30-Yr
5.75%
6.36%
▼
Rate 5.75%
APR 6.36%
Points 0.000
Last Updated Feb 25, 2026
Details No additional details available.
1st Colonial Community Bank
A5.0 ★ Texas Ratio: 9.29%
Camden, NJ
30 Year FHA Fixed
30
5.50%
6.37%
▼
Rate 5.50%
APR 6.37%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Inova Federal Credit Union
A5.0 ★ Texas Ratio: 11.24%
Berkeley, CA
FHA - 15 Year Fixed Rate
5.62%
6.38%
▼
Rate 5.62%
APR 6.38%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Union Bank Morrisville, VT
A+5.0 ★ Texas Ratio: 3.26%
Berlin, NH
30 Year Fixed Rate Advantage RD, VA, FHA
30
5.75%
6.38%
▼
Rate 5.75%
APR 6.38%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
MembersAlliance Credit Union
A+5.0 ★ Texas Ratio: 2.78%
Loves Park, IL
FHA Mortgages - 3.5% Down
30 Year
5.62%
6.39%
▼
Rate 5.62%
APR 6.39%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
MembersAlliance Credit Union
A+5.0 ★ Texas Ratio: 2.78%
Loves Park, IL
FHA Mortgages - 3.5% Down 30 Year
30
5.62%
6.39%
▼
Rate 5.62%
APR 6.39%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
State Bank of Southern Utah
A+5.0 ★ Texas Ratio: 5.81%
Cedar City, UT
FHA
5.38%
6.41%
▼
Rate 5.38%
APR 6.41%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Multipli Credit Union
A+5.0 ★ Texas Ratio: 0.72%
Springfield, MO
FHA, VA, USDA Loans
30 or 15-year
5.62%
6.43%
▼
Rate 5.62%
APR 6.43%
Points 0.000
Last Updated Mar 2, 2026
Details Government-insured home loans for veterans, lower-income buyers, or those who may not qualify for conventional financing.
Har-co Credit Union
A5.0 ★ Texas Ratio: 7.97%
Aberdeen, MD
FHA 30 Year Fixed
5.62%
6.44%
▼
Rate 5.62%
APR 6.44%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Lender
Product
Term
Rate
APR
First Bank Ketchikan, AK
A+5.0 ★ Texas Ratio: 2.24%
Craig, AK
Alaska Housing 15 Year Fixed Rate Veterans Mortgage Program
15
5.00%
5.15%
▼
Rate 5.00%
APR 5.15%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Pentagon Federal Credit Union
A5.0 ★ Texas Ratio: 10.64%
Okinawa,
VA Loan
5.00%
5.29%
▼
Rate 5.00%
APR 5.29%
Points 0.000
Last Updated Feb 25, 2026
Details Loan amount of $450,000; loan-to-value ratio of 95%; credit score of 760; and DTI of 18% or less. The property is an existing single-family home and will be used as a primary residence. Rates quoted require a loan origination fee of $995.
First Bank Ketchikan, AK
A+5.0 ★ Texas Ratio: 2.24%
Craig, AK
Alaska Housing 30 Year Fixed Rate Veterans Mortgage Program
5.38%
5.47%
▼
Rate 5.38%
APR 5.47%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Farmers State Bank (Marion, IA)
A+5.0 ★ Texas Ratio: 0.00%
Alburnett, IA
VA Loans
5.50%
5.50%
▼
Rate 5.50%
APR 5.50%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Farmers State Bank (Marion, IA)
A+5.0 ★ Texas Ratio: 0.00%
Alburnett, IA
VA Loan
360
5.50%
5.81%
▼
Rate 5.50%
APR 5.81%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Farmers State Bank (Marion, IA)
A+5.0 ★ Texas Ratio: 0.00%
Alburnett, IA
VA Loans
360
5.50%
5.81%
▼
Rate 5.50%
APR 5.81%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
VA Loan Purchase
30
5.62%
5.84%
▼
Rate 5.62%
APR 5.84%
Points 0.000
Last Updated Mar 4, 2026
Details 30-Year Fixed
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
VA Loan Purchase 30-Year Fixed
360
5.62%
5.84%
▼
Rate 5.62%
APR 5.84%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
VA Loan Refinance
30
5.62%
5.84%
▼
Rate 5.62%
APR 5.84%
Points 0.000
Last Updated Mar 4, 2026
Details 30-Year Fixed
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
VA Loan Refinance 30-Year Fixed
360
5.62%
5.84%
▼
Rate 5.62%
APR 5.84%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
VA Loan Purchase 15-Year Fixed
180
5.50%
5.86%
▼
Rate 5.50%
APR 5.86%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Elements Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 2.98%
Indianapolis, IN
VA Loan Refinance 15-Year Fixed
180
5.50%
5.86%
▼
Rate 5.50%
APR 5.86%
Points 0.000
Last Updated Mar 4, 2026
Details No additional details available.
Hanscom Federal Credit Union
A+5.0 ★ Texas Ratio: 3.74%
Bedford, CA
VA Loans
5.75%
6.05%
▼
Rate 5.75%
APR 6.05%
Points 0.000
Last Updated Mar 4, 2026
Details Primary Residence
U.S. Bank
A5.0 ★ Texas Ratio: 6.46%
Georgetown,
Veterans Affairs (VA) loans 30-year
5.75%
6.08%
▼
Rate 5.75%
APR 6.08%
Points 0.546
Last Updated Mar 5, 2026
Details No additional details available.
Newport News Shipbuilding Employees Credit Union
A+5.0 ★ Texas Ratio: 4.82%
Chesapeake, VA
30 years VA Loan
30 years
5.99%
6.13%
▼
Rate 5.99%
APR 6.13%
Points 0.000
Last Updated Mar 3, 2026
Details Origination Fee $0
University of Wisconsin Credit Union
A+5.0 ★ Texas Ratio: 4.81%
Elm Grove, WI
VA Loans
5.88%
6.19%
▼
Rate 5.88%
APR 6.19%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Wells River Savings Bank
A+5.0 ★ Texas Ratio: 5.56%
Bradford, VT
Veterans Administration (VA)
15 years
6.12%
6.60%
▼
Rate 6.12%
APR 6.60%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Transcend Credit Union
A+5.0 ★ Texas Ratio: 0.92%
Lexington, KY
Veterans Administration (VA) 30 Year Fixed
30 Year
6.12%
6.61%
▼
Rate 6.12%
APR 6.61%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.
Wells River Savings Bank
A+5.0 ★ Texas Ratio: 5.56%
Bradford, VT
Veterans Administration (VA)
30 years
6.62%
6.92%
▼
Rate 6.62%
APR 6.92%
Points 0.000
Last Updated Mar 2, 2026
Details No additional details available.
Transcend Credit Union
A+5.0 ★ Texas Ratio: 0.92%
Lexington, KY
Veterans Administration (VA) 15 Year Fixed
15 Year
6.12%
6.94%
▼
Rate 6.12%
APR 6.94%
Points 0.000
Last Updated Mar 5, 2026
Details No additional details available.

Methodology & Data Sources

Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates nationwide directly from the official websites of lenders, banks, and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the APRs daily, we ensure that every mortgage rate displayed on monitorbankrates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available home loan products across the country. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized mortgage rates from neighborhood credit unions, competitive refinance offers from mid-sized regional banks, and home purchasing loans from large national online lenders available to borrowers nationwide.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update mortgage rates daily. Because mortgage rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every single loan product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific rate was confirmed.

Proprietary Lender Health & Safety Grades: Beyond just tracking rates, MonitorBankRates evaluates the financial stability and service quality of every listed institution. Our proprietary Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data—such as the Texas Ratio, which measures a bank or credit union's credit risk and capitalization—combined with our comprehensive 5-star evaluation system and real user reviews. This ensures you are comparing rates from secure, reliable lenders.

Disclaimer: The mortgage rates and APRs shown are verified and sourced directly from the official websites of the listed financial institutions. However, rates are variable and subject to change without notice. While we strive for absolute accuracy, your final rate can change rapidly based on bond market conditions and your individual credit profile. Last Updated and Verified: March 5, 2026

Mortgage Calculators

Mortgage Payment Calculator Affordability Calculator Refinance Calculator Rent vs. Buy Calculator

Frequently Asked Questions

What is a 30-Year Fixed Mortgage?

A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in the U.S. because it offers lower monthly payments compared to shorter-term loans.

How does my credit score affect my rate?

Your credit score is a major factor. Generally, borrowers with higher credit scores (760+) receive the lowest interest rates because they represent a lower risk to lenders.

What are closing costs?

Closing costs are fees paid at the end of a real estate transaction. They typically range from 2% to 5% of the loan amount and include appraisal fees, title insurance, and origination fees.

Should I lock my mortgage rate?

If you are satisfied with the current rate and worried that rates might rise before you close on your home, locking your rate is a good idea. It guarantees your interest rate for a specific period.

What is an Adjustable-Rate Mortgage (ARM)?

An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.

What is a Jumbo Loan?

A Jumbo Loan is a mortgage that exceeds the conforming loan limits set by the FHFA. These loans are common in high-cost areas and often require higher credit scores and larger down payments.

Do I need a 20% down payment?

No. While 20% down avoids Private Mortgage Insurance (PMI), many lenders offer conventional loans with as little as 3% down, and FHA loans require only 3.5% down.

What is the difference between Interest Rate and APR?

The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.

Can I refinance my mortgage later?

Yes. Many homeowners refinance their mortgage to get a lower interest rate, shorten their loan term, or cash out equity. However, refinancing involves closing costs, so it's important to calculate your break-even point.

What are the best Mortgage rates in the Nation?

  • OlyFed Olympia Federal S&L: 4.75% (Affordable Home Loan Program (30-Year Fixed))
  • Institution for Savings: 4.99% (30 Year Fixed)
  • First Citizens Federal Credit Union: 5.00% (30-Year Fixed)
  • Langley Federal Credit Union: 4.99% (30 Year Fixed Rate)
  • HawaiiUSA Federal Credit Union: 4.88% (30 Year Fixed Rate)

Last Updated and Verified: March 5, 2026. Disclaimer: Rates are subject to change.

Mortgage Rates by State