Mortgage Rates Kansas (KS) for March 2026
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Kansas. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates in Kansas as of March 20, 2026 are as follows, according to verified data from MonitorBankRates: Premier Members Credit UnionPremier Members Credit Union104 McCall Rd, Andover, KS, 66049A+5.0 ★Texas Ratio: 4.73% at 5.50%, Meritrust Federal Credit UnionMeritrust Federal Credit Union104 McCall Rd, Andover, KS, 66049 4869A+5.0 ★Texas Ratio: 4.67% at 5.50%, Midwest Heritage BankMidwest Heritage Bank8900 W 135th St, Overland Park, KS, 66221A+5.0 ★Texas Ratio: 0.99% at 5.75%, Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS, 66211 2457A5.0 ★Texas Ratio: 7.73% at 6.00%, and Argentine Federal SavingsArgentine Federal Savings12501 Antioch Rd, Kansas City, KS, 66106A5.0 ★Texas Ratio: 10.78% at 6.01%.
Mortgage rates in Kansas (KS) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Kansas borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Kansas Mortgage Rate Trends
Compare local Kansas mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — KS Avg
6.255%
▲ 0.170 from last week
For buyers in Kansas, the broader Kansas 30-year fixed average mortgage rate rose 0.170 points this week to 6.255%, according to MonitorBankRates trend data.
15-Year Fixed — KS Avg
5.726%
▼ 2.046 from last week
For buyers in Kansas, the broader Kansas 15-year fixed average mortgage rate fell 2.046 points this week to 5.726%, according to MonitorBankRates trend data.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Mortgage Rates Today in Kansas
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
104 McCall Rd, Andover, KS, 66049
30 Year Fixed
30
5.50%
5.57%
▼
Rate5.50%
APR5.57%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Andover, KS, 66049 4869
30 Year Fixed
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
30 Year Fixed
30 Year
5.75%
5.83%
▼
Rate5.75%
APR5.83%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
30-Year Fixed Mortgage
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12501 Antioch Rd, Kansas City, KS, 66106
30 Year Fixed
30
6.01%
6.11%
▼
Rate6.01%
APR6.11%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
30 Year Fixed
30
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.625
UpdatedMar 18, 2026
Details
As Low As
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1033 N Buckner St, Augusta, KS, 67010
30 Year Fixed
6.12%
6.19%
▼
Rate6.12%
APR6.19%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
100 S Main St, Andover, KS, 66044
30-Year Fixed
6.00%
6.20%
▼
Rate6.00%
APR6.20%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Andale, KS, 67001
30 year Fixed Rate
30 year
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Leawood, KS, 66062
30-Year Fixed Rate
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
11172 S Lone Elm Rd, Lawrence, KS, 66046
Conventional 30 Year Fixed Rate
6.38%
6.47%
▼
Rate6.38%
APR6.47%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
10222 E Harry St, Derby, KS, 66502 3469
30 Year Fixed Rate
6.38%
6.50%
▼
Rate6.38%
APR6.50%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
30-year fixed refinance
30-year
6.38%
6.54%
▼
Rate6.38%
APR6.54%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
114 W 5th St, Arkansas City, KS, 66049
30 Year Fixed Rate
6.50%
6.67%
▼
Rate6.50%
APR6.67%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
10222 E Harry St, Derby, KS, 66502 3469
30 Year Fixed Rate No PMI (Zero Down)1
6.88%
7.03%
▼
Rate6.88%
APR7.03%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12501 Antioch Rd, Kansas City, KS, 66106
30 Year Fixed
7.05%
7.13%
▼
Rate7.05%
APR7.13%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
104 McCall Rd, Andover, KS, 66049
15 Year Fixed
15
5.12%
5.23%
▼
Rate5.12%
APR5.23%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Andover, KS, 66049 4869
15 Year Fixed
5.13%
5.26%
▼
Rate5.13%
APR5.26%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
15-Year Fixed Mortgage
5.38%
5.38%
▼
Rate5.38%
APR5.38%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
100 S Main St, Andover, KS, 66044
15-Year Fixed
5.50%
5.49%
▼
Rate5.50%
APR5.49%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
15 Year Fixed
15 Year
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
15 Year Fixed
15
5.38%
5.65%
▼
Rate5.38%
APR5.65%
Points0.750
UpdatedMar 18, 2026
Details
As Low As
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Leawood, KS, 66062
15-Year Fixed Rate
5.50%
5.73%
▼
Rate5.50%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
11172 S Lone Elm Rd, Lawrence, KS, 66046
Conventional 15 Year Fixed Rate
5.62%
5.77%
▼
Rate5.62%
APR5.77%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1033 N Buckner St, Augusta, KS, 67010
15 Year Fixed
5.75%
5.85%
▼
Rate5.75%
APR5.85%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12501 Antioch Rd, Kansas City, KS, 66106
15 Year Fixed
15
5.72%
5.90%
▼
Rate5.72%
APR5.90%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Andale, KS, 67001
15 year Fixed Rate
15 year
5.75%
5.97%
▼
Rate5.75%
APR5.97%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
10222 E Harry St, Derby, KS, 66502 3469
15 Year Fixed Rate
5.88%
6.07%
▼
Rate5.88%
APR6.07%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
114 W 5th St, Arkansas City, KS, 66049
15 Year Fixed Rate
5.88%
6.15%
▼
Rate5.88%
APR6.15%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12501 Antioch Rd, Kansas City, KS, 66106
15 Year Fixed
6.06%
6.21%
▼
Rate6.06%
APR6.21%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
10222 E Harry St, Derby, KS, 66502 3469
5/1 FRM
5.38%
6.12%
▼
Rate5.38%
APR6.12%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
10222 E Harry St, Derby, KS, 66502 3469
7/1 FRM
5.62%
6.13%
▼
Rate5.62%
APR6.13%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
5/1 Year ARM
5.12%
6.17%
▼
Rate5.12%
APR6.17%
Points1.000
UpdatedMar 18, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.75%
6.20%
▼
Rate5.75%
APR6.20%
Points0.680
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
5.88%
6.21%
▼
Rate5.88%
APR6.21%
Points0.760
UpdatedMar 15, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Leawood, KS, 66062
7/6-Month ARM
5.88%
6.27%
▼
Rate5.88%
APR6.27%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
5.88%
6.29%
▼
Rate5.88%
APR6.29%
Points0.932
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.12%
6.32%
▼
Rate6.12%
APR6.32%
Points0.725
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.12%
6.38%
▼
Rate6.12%
APR6.38%
Points0.936
UpdatedMar 15, 2026
Details
No additional details available.
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12501 Antioch Rd, Kansas City, KS, 66106
3/1 Arm
7.35%
7.57%
▼
Rate7.35%
APR7.57%
Points0.000
UpdatedMar 17, 2026
Details
1,2,3
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12501 Antioch Rd, Kansas City, KS, 66106
3/1 Arm
7.35%
7.57%
▼
Rate7.35%
APR7.57%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12501 Antioch Rd, Kansas City, KS, 66106
5/1 Arm
7.60%
7.81%
▼
Rate7.60%
APR7.81%
Points0.000
UpdatedMar 17, 2026
Details
1,2,3
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12501 Antioch Rd, Kansas City, KS, 66106
5/1 Arm
7.60%
7.81%
▼
Rate7.60%
APR7.81%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
104 McCall Rd, Andover, KS, 66049
30 Year Fixed Jumbo
30
5.50%
5.54%
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Jumbo 30 Year Fixed
30
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points1.000
UpdatedMar 18, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Jumbo loans 15-year
15-year
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points0.640
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Jumbo loans 20-year
20-year
6.38%
6.58%
▼
Rate6.38%
APR6.58%
Points0.735
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Jumbo loans 30-year
30-year
6.50%
6.65%
▼
Rate6.50%
APR6.65%
Points0.685
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1033 N Buckner St, Augusta, KS, 67010
FHA 30 Year Fixed
5.62%
5.75%
▼
Rate5.62%
APR5.75%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
10222 E Harry St, Derby, KS, 66502 3469
30 Year FHA
5.75%
6.57%
▼
Rate5.75%
APR6.57%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Federal Housing Administration (FHA) loans 30-year
30-year
5.88%
6.76%
▼
Rate5.88%
APR6.76%
Points0.932
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Leawood, KS, 66062
30-Year Fixed-Rate VA
5.62%
5.82%
▼
Rate5.62%
APR5.82%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
100 S Main St, Andover, KS, 66044
VA 30-Year Fixed
5.62%
5.83%
▼
Rate5.62%
APR5.83%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1033 N Buckner St, Augusta, KS, 67010
VA 30 Year Fixed
5.62%
5.85%
▼
Rate5.62%
APR5.85%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10100 W 119th St, Bonner Springs, KS, 66012
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.46%
▼
Rate6.12%
APR6.46%
Points0.509
UpdatedMar 15, 2026
Details
No additional details available.
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The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Kansas directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Kansas. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Kansas
How does my credit score affect my rate in Kansas?
Your credit score is a major factor. Generally, borrowers in Kansas with higher credit scores (760+) receive the lowest interest rates.
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Kansas because it offers lower monthly payments compared to shorter-term loans.
What are closing costs in Kansas?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Kansas, these may include appraisal fees, title insurance, and recording fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing on your home in Kansas, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan in Kansas?
A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Kansas, these limits are higher. These loans typically require stronger credit and larger down payments.
Do I need 20% down to buy a house in Kansas?
No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Kansas offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
How do I find the best lender in Kansas?
Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.
What are the best Mortgage rates in Kansas?
- Premier Members Credit Union: 5.50% (30 Year Fixed)
- Meritrust Federal Credit Union: 5.50% (30 Year Fixed)
- Midwest Heritage Bank: 5.75% (30 Year Fixed)
- Baxter Credit Union: 6.00% (30-Year Fixed Mortgage)
- Argentine Federal Savings: 6.01% (30 Year Fixed)
Mortgage Rates reflect actual verified offers from lenders actively lending to Kansas borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Mortgage Rates by City in Kansas
