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Communication Federal Credit Union Rates & Review August 2026

Communication Federal Credit Union's 9 Month IRA/CD Special rates are at 4.00%, 13 Month IRA/CD Special rates are at 3.90%, 18 Month IRA/CD rates are at 3.90%, 2 Year IRA/CD rates are at 3.60%, 6 Month IRA/CD rates are at 3.30%. Communication Federal Credit Union's savings rates are at 0.10%. Communication Federal Credit Union's money market rates are at 0.10%. Communication Federal Credit Union's Conventional 15 Year Fixed rates are at 6.00%, VA 30 Year Fixed rates are at 6.50%, Conventional 30 Year Fixed rates are at 6.75%, USDA 30 Year Fixed rates are at 6.38%, FHA 30 Year Fixed rates are at 6.38%. Communication Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Communication Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.00%. Rates last updated and verified on 08/28/2026.

Communication Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Communication Federal Credit Union? Share your experience about Communication Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Communication Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.00%
Excellent Higher than avg
Communication Federal Credit Union
NW
4141 NW Expressway
Oklahoma City, OK 73116 1682
https://www.comfedcu.org
Member NCUA

Communication Federal Credit Union CD Rates

Product Rate APY Term View More
9 Month IRA/Share Certificate Special 3.93% 4.00% 9 Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
13 Month IRA/Share Certificate Special 3.83% 3.90% 13 Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
18 Month IRA/Share Certificate 3.83% 3.90% 18 Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
2 Year IRA/Share Certificate 3.54% 3.60% 2 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
6 Month IRA/Share Certificate 3.25% 3.30% 6 Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
3 Year IRA/Share Certificate 3.20% 3.25% 3 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
4 Year IRA/Share Certificate 3.05% 3.10% 4 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
5 Year IRA/Share Certificate 3.05% 3.10% 5 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
1 Year IRA/Share Certificate 2.91% 2.95% 1 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%

Communication Federal Credit Union Savings Rates

Product Rate APY View More
Blue Savings for Business 3.69% 3.75%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Health Savings Account 0.10% 0.10%
Min Balance $0
Details Variable
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Regular Savings 0.10% 0.10%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%

Communication Federal Credit Union Money Market Rates

Product Rate APY View More
Liquid Gold Money Market 1.24% 1.25%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Liquid Gold Money Market 1.00% 1.00%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Liquid Gold Money Market 0.10% 0.10%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%

Communication Federal Credit Union Checking Rates

Product Rate APY View More
Performance Checking - 4.00%
Min Deposit $25
Min Balance $30,000
Details Qualifications Required: Make a minimum of 12 debit card purchases (excluding ATM transactions) totaling at least $500. (Posted during each qualification cycle.); Receive electronic deposits totaling at least $1,500. (Posted during each qualification cycle.) Electronic deposits include direct deposits, ATM deposits, mobile deposits, and electronic transfers from another financial institution.; Have at least one ACH automatic debit transaction. (Posted during each qualification cycle.); Enroll in and receive eStatements.; Balances over $30,000 earn 0.10% interest rate on portion of balance over $30,000, resulting in 4.00% - 0.10% APY depending on the balance.; If qualifications are not met, all balances earn 0.10% APY.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Performance Checking - Requirements Met 3.93% 4.00%
Min Balance $0
Details Qualifications Required; Qualifying balance up to $30,000.00
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Performance High-Yield Checking 0.10% 4.00%
Min Deposit $25
Min Balance $0
Details Qualifications Required: 12 debit card purchases (excluding ATM transactions) totaling at least $500; Receive electronic deposits totaling at least $1,500; Have at least one ACH automatic debit transaction; Enroll in and receive eStatements; Balances up to $30,000 receive APY of 4.00%; balances over $30,000 earn 0.10% interest rate on portion of balance over $30,000. Fees may reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Performance Checking - Requirements Not Met 0.10% 0.10%
Min Balance $25
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%

Communication Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Conventional 15 Year Fixed 6.00% 0.000% 6.23% 15 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
VA 30 Year Fixed 6.50% 0.000% 6.81% 30 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Conventional 30 Year Fixed 6.75% 0.000% 6.89% 30 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
USDA 30 Year Fixed 6.38% 0.000% 6.94% 30 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
FHA 30 Year Fixed 6.38% 0.000% 7.21% 30 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Land 15 Year Fixed 7.25% 0.000% 7.39% 15 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%

Communication Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 15 Year Fixed 5.63% 0.000% 5.99% 15 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%

Communication Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto 2019-2027 - - 4.99% 66 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Auto 2022-2027 - - 5.24% 78 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Auto 2023-2027 - - 5.49% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Auto 2017-2018 - - 6.74% 54 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Auto 2015-2016 - - 6.99% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Auto Loan - - 7.74% 60 Months
Details Loan rates published are as low as the stated rate. Rates can vary depending upon collateral, term, loan type, loan-to-value (LTV) ratio, and credit history. Rates may change without notice. Payment Example: A fixed rate auto loan with an APR of 7.74% and a term of 60 months will cost $20.15 per month per $1,000 borrowed. Current CFCU loans not eligible for refinance at these rates.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%

Communication Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 12.49%
Details Rate Type: Variable
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%
Visa Platinum Rewards - 13.49%
Details Rate Type: Variable
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Communication Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Communication Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Communication Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Communication Federal Credit Union
Address 4141 NW Expressway, Oklahoma City, OK 73116 1682
Phone 405-879-5600
Fax 405-879-8698
President Mirl Whisman
CEO Larry Shropshire
Full-Time Employees 282
Part-Time Employees 0
Branch Locations 25
ATM Locations 23
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.00%
Return on Assets (ROA)
0.4819%
Return on Equity (ROE)
4.0429%
Non-Performing Loans Ratio (NPL)
1.30%
Total Assets
2,254,565,754
Total Amount of Shares and Deposits
1,889,347,113
Total Shares and Deposits < 1 Year
1,711,315,461
Total Shares and Deposits 1 3 Years
176,345,723
Total Shares and Deposits > 3 Years
1,685,928
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
287,727,699
Total Uninsured Shares and Deposits > $250K (F+J)
287,727,699
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,601,619,414
Total Interest Expense (Sum of items 6 8)
42,500,356
Share Certificates
18,873
Number of Accounts for Share Drafts
54,427
IRA KEOGH Accounts
2,584
Number of Accounts for Regular Shares
134,611
All other shares
1,313
Non Member Deposits
13
Money Market Shares
18,905
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
175,899,663
Total Liabilities
1,999,922,737
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Communication Federal Credit Union

How many branches does Communication Federal Credit Union operate?

Communication Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Communication Federal Credit Union?

Yes, to access services at Communication Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Communication Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Communication Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Communication Federal Credit Union offer online and mobile banking?

Most modern institutions like Communication Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.comfedcu.org.

Current Communication Federal Credit Union Rates

  • 12-Month CD2.95%
  • 18-Month CD3.90%
  • 24-Month CD3.60%
  • 60-Month CD3.10%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.