Best Signature Loan Rates — May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has engineered proprietary systems that track rates from over 8,000 financial institutions.
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Editorial DisclosureRates are actual, verified rates sourced directly from institution websites. Editorial content is independent of advertiser relationships.
Top signature loan rates currently available include: Oak Lawn Municipal Employees Credit UnionOak Lawn Municipal Employees Credit Union9446 RAYMOND AVE, OAK LAWN, IL, 60453A+5.0 ★Texas Ratio: 2.50%'s Signature Loans - 12 MONTHS has an APR of 3.99%, Oak Lawn Municipal Employees Credit UnionOak Lawn Municipal Employees Credit Union9446 RAYMOND AVE, OAK LAWN, IL, 60453A+5.0 ★Texas Ratio: 2.50%'s Signature Loans - 18 MONTHS has an APR of 3.99%, River Region Federal Credit UnionRiver Region Federal Credit Union1625 Lutcher Ave, Lutcher, LA, 70071A+5.0 ★Texas Ratio: 2.09%'s Signature Loans has an APR of 3.99%, GPO Federal Credit UnionGPO Federal Credit Union4311 Middle Settlement Rd, New Hartford, NY, 13413A+5.0 ★Texas Ratio: 2.06%'s Personal Unsecured Loans has an APR of 3.99%, and Freedom Credit UnionFreedom Credit Union626 Jacksonville Rd, Warminster, PA, 18974 4862A+5.0 ★Texas Ratio: 3.12%'s Personal Loan has an APR of 3.99%. Rates as of May 10, 2026 per MonitorBankRates.
A signature loan — sometimes called a good-faith loan — is an unsecured personal loan backed solely by your signature and promise to repay. No collateral is required. Lenders rely entirely on your credit score, income, and repayment history to set the rate, making your creditworthiness the key variable.
We display transparent financial health metrics — A–F Safety Grades, Star Ratings, and Texas Ratios — so you can borrow from a stable, highly-rated institution.
Rates reflect actual verified offers. Last Updated: May 10, 2026
Compare Signature Loan Rates Nationwide
Verified Signature Loan Rate Data by MonitorBankRates
Institution
Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loans - 12 MONTHS
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
No additional details provided.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loans - 18 MONTHS
3.99%
▼
APR3.99%
UpdatedMay 2, 2026
Details
No additional details provided.
River Region Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1625 Lutcher Ave, Lutcher, LA, 70071
Signature Loans
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
As Low As; Copy of invoice from school/college required
GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4311 Middle Settlement Rd, New Hartford, NY, 13413
Personal Unsecured Loans
3.99%
▼
APR3.99%
UpdatedMay 7, 2026
Details
As Low As
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA, 18974 4862
Personal Loan
3.99%
▼
APR3.99%
UpdatedMay 10, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Share/Signature
4.00%
▼
APR4.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Remington Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
39 Central Plz, Ilion, NY, 13357
Personal Loan
4.00%
▼
APR4.00%
UpdatedMay 6, 2026
Details
mos.
Remington Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
39 Central Plz, Ilion, NY, 13357
Personal Loans
4.00%
▼
APR4.00%
UpdatedMay 6, 2026
Details
mos.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
4.00%
▼
APR4.00%
UpdatedMay 6, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loans Certificate Account
4.00%
▼
APR4.00%
UpdatedMay 6, 2026
Details
No additional details provided.
FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
107 Washington Ave, Albany, NY, 12210 2231
Signature Loans
4.00%
▼
APR4.00%
UpdatedMay 10, 2026
Details
No additional details provided.
Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2226 S Congress Ave, Palm Springs, FL, 33406 7606
Personal Loan
4.24%
▼
APR4.24%
UpdatedMay 6, 2026
Details
No additional details provided.
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
126 E LINCOLN AVE, RAHWAY, NJ, 07065 4607
Personal Loans
4.25%
▼
APR4.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
3910 Lapeer Rd, Port Huron, MI, 48060 2402
Personal Loan
4.45%
▼
APR4.45%
UpdatedMay 7, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Signature Loans
4.50%
▼
APR4.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Remington Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
39 Central Plz, Ilion, NY, 13357
Personal Loan
4.50%
▼
APR4.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Remington Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
39 Central Plz, Ilion, NY, 13357
Personal Loans
4.50%
▼
APR4.50%
UpdatedMay 6, 2026
Details
No additional details provided.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured Loan
4.50%
▼
APR4.50%
UpdatedMay 7, 2026
Details
Score: 715+; Invoice: 100%
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
1616 Broadway, Schenectady, NY, 12306
Personal Loans & Lines of Credit
4.74%
▼
APR4.74%
UpdatedMay 2, 2026
Details
Secured by Shares
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
4624 W Napoleon Ave, Metairie, LA, 70001 2492
PERSONAL LOANS
4.75%
▼
APR4.75%
UpdatedMay 2, 2026
Details
As Low As
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
4624 W Napoleon Ave, Metairie, LA, 70001 2492
Personal Loans/Signature Loans
4.75%
▼
APR4.75%
UpdatedMay 2, 2026
Details
Rates as low as 4.75%* APR; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
2969 Umi St, Lihue, HI, 96766 1345
Personal Loans
4.75%
▼
APR4.75%
UpdatedMay 6, 2026
Details
As Low As
Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
Personal Loan
4.75%
▼
APR4.75%
UpdatedMay 6, 2026
Details
No additional details provided.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
4.75%
▼
APR4.75%
UpdatedMay 10, 2026
Details
No additional details provided.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
4.75%
▼
APR4.75%
UpdatedMay 10, 2026
Details
No additional details provided.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS, 39503
Collateralized Personal Loan
4.89%
▼
APR4.89%
UpdatedMay 6, 2026
Details
No additional details provided.
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2105 W Grande Blvd, Tyler, TX, 75703 0551
PERSONAL LOAN
4.89%
▼
APR4.89%
UpdatedMay 7, 2026
Details
No additional details provided.
Afgm Enterprises Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
132 Cayuga Rd, Cheektowaga, NY, 14225
Personal Signature Loans
4.90%
▼
APR4.90%
UpdatedMay 7, 2026
Details
No additional details provided.
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Signature (Personal)
4.99%
▼
APR4.99%
UpdatedApril 19, 2026
Details
No additional details provided.
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA, 19380
Personal Loan
4.99%
▼
APR4.99%
UpdatedMay 6, 2026
Details
Intro rate expires: 6 months; Regular APR: 11.65%
Caribe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
195 Calle Oneill, San Juan, PR, 00918
Personal
4.99%
▼
APR4.99%
UpdatedMay 6, 2026
Details
No additional details provided.
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5 Hillman Dr, Chadds Ford, PA, 19317
Personal Loan
4.99%
▼
APR4.99%
UpdatedMay 7, 2026
Details
Intro rate expires: 6 months; Regular APR: 11.65%
UFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
274 Rugar St, Plattsburgh, NY, 12901
Personal Loans
4.99%
▼
APR4.99%
UpdatedMay 7, 2026
Details
As Low As; During May 2026
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
4.99%
▼
APR4.99%
UpdatedMay 7, 2026
Details
As Low As
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
107 Broadway, Hornell, NY, 14843
Short Term Personal Loan
5.00%
▼
APR5.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
5.00%
▼
APR5.00%
UpdatedMay 6, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
Personal Loan
5.00%
▼
APR5.00%
UpdatedMay 6, 2026
Details
Credit Limit: $7,500 Single / $15,000 Joint Maximum
Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2020 W Reeker Ave, Pine Bluff, AR, 71601
Personal Loan
5.00%
▼
APR5.00%
UpdatedMay 6, 2026
Details
100% of available shares
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loan
5.00%
▼
APR5.00%
UpdatedMay 6, 2026
Details
As Low As
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured Loan
5.00%
▼
APR5.00%
UpdatedMay 7, 2026
Details
Score: 680-714; Invoice: 100%
First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
468 COUNTY ST, NEW BEDFORD, MA, 02740
Personal Loan
5.00%
▼
APR5.00%
UpdatedMay 7, 2026
Details
No additional details provided.
IAM Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.65%
498 Fashion Ave Fl 2, New York, NY, 10018 6708
Non-Collateral Signature Loans
5.00%
▼
APR5.00%
UpdatedMay 10, 2026
Details
As Low As; Up to 100% Collateralized Share Balance
FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
107 Washington Ave, Albany, NY, 12210 2231
Signature Loans
5.00%
▼
APR5.00%
UpdatedMay 10, 2026
Details
No additional details provided.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Personal Loan
5.00%
▼
APR5.00%
UpdatedMay 10, 2026
Details
No additional details provided.
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
5.00%
▼
APR5.00%
UpdatedMay 10, 2026
Details
A+ rating
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Scholar Signature Loans
5.00%
▼
APR5.00%
UpdatedMay 10, 2026
Details
As Low As; Must provide proof of studentship.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
5.00%
▼
APR5.00%
UpdatedMay 10, 2026
Details
No additional details provided.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Personal Loans
5.15%
▼
APR5.15%
UpdatedMay 6, 2026
Details
No additional details provided.
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
2969 Umi St, Lihue, HI, 96766 1345
Personal Loans
5.25%
▼
APR5.25%
UpdatedMay 6, 2026
Details
As Low As
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Unsecured Loans (Open End Special)
5.25%
▼
APR5.25%
UpdatedMay 6, 2026
Details
$1,500.00 Maximum
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
5.25%
▼
APR5.25%
UpdatedMay 10, 2026
Details
No additional details provided.
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
STRS/PERS Retirement Credit Personal Loan
5.40%
▼
APR5.40%
UpdatedMay 7, 2026
Details
No additional details provided.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
5.49%
▼
APR5.49%
UpdatedMay 4, 2026
Details
No additional details provided.
Rome Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.07%
937 Seneca St, Rome, NY, 13440
Unsecured Personal Loan
5.49%
▼
APR5.49%
UpdatedMay 6, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan
5.49%
▼
APR5.49%
UpdatedMay 7, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
5.49%
▼
APR5.49%
UpdatedMay 7, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Personal Loans
5.49%
▼
APR5.49%
UpdatedMay 10, 2026
Details
As Low As
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA, 01238
Collateral with Account Personal Loan
5.50%
▼
APR5.50%
UpdatedMay 5, 2026
Details
or 3.00% above the APY of the account securing the loan, whichever is greater
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
Personal Loans
5.50%
▼
APR5.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Tractor (Personal use only) Loan
5.50%
▼
APR5.50%
UpdatedMay 6, 2026
Details
As Low As
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Signature Loan Special
5.50%
▼
APR5.50%
UpdatedMay 6, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
5.50%
▼
APR5.50%
UpdatedMay 10, 2026
Details
No additional details provided.
Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
407 2nd Ave S, Fort Dodge, IA, 50501
Unsecured
5.60%
▼
APR5.60%
UpdatedMay 2, 2026
Details
No additional details provided.
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
UpdatedMay 2, 2026
Details
As Low As
Rome Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
924 Turin St, Rome, NY, 13440
Personal Loan
5.74%
▼
APR5.74%
UpdatedMay 7, 2026
Details
As Low As
FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
107 Washington Ave, Albany, NY, 12210 2231
Signature Loans
5.74%
▼
APR5.74%
UpdatedMay 10, 2026
Details
No additional details provided.
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Unsecured
5.74%
▼
APR5.74%
UpdatedMay 10, 2026
Details
Installation-Up to 18 Months
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Short-term Personal
5.75%
▼
APR5.75%
UpdatedApril 19, 2026
Details
with credit score 650 or >
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A
5.75%
▼
APR5.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans
5.75%
▼
APR5.75%
UpdatedMay 10, 2026
Details
No additional details provided.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
5.75%
▼
APR5.75%
UpdatedMay 10, 2026
Details
No additional details provided.
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Personal Loans
5.90%
▼
APR5.90%
UpdatedMay 6, 2026
Details
As Low As; including up to 36 months and rates as low as 5.9%.
The Heart Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
100 Port Washington Blvd, Roslyn, NY, 11576
Personal Loan
5.90%
▼
APR5.90%
UpdatedMay 7, 2026
Details
No additional details provided.
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2701 N Thanksgiving Way, Lehi, UT, 84043
Personal Loan
5.96%
▼
APR5.96%
UpdatedMay 6, 2026
Details
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA, 94551 7301
Unsecured Loan
5.99%
▼
APR5.99%
UpdatedApril 19, 2026
Details
Approximate Term: Up to 24 months
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loans - 24 MONTHS
5.99%
▼
APR5.99%
UpdatedMay 2, 2026
Details
No additional details provided.
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3001 6th Ave, Altoona, PA, 16602 1918
Signature - 12 months
5.99%
▼
APR5.99%
UpdatedMay 2, 2026
Details
up to $2,500.00; As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
31300 Hoover Rd, Warren, MI, 48093 1774
Closed End Signature Loan
5.99%
▼
APR5.99%
UpdatedMay 6, 2026
Details
No additional details provided.
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
Personal Loan
5.99%
▼
APR5.99%
UpdatedMay 6, 2026
Details
As Low As; with a Maximum Amount of $3,000.00 and a Term up to 12 Months
River Region Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1625 Lutcher Ave, Lutcher, LA, 70071
Signature Loans
5.99%
▼
APR5.99%
UpdatedMay 7, 2026
Details
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
5.99%
▼
APR5.99%
UpdatedMay 10, 2026
Details
12 months
Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
12934 Harbor Blvd, Garden Grove, CA, 92840 5809
Personal Loan
5.99%
▼
APR5.99%
UpdatedMay 10, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Short-term Personal
6.00%
▼
APR6.00%
UpdatedApril 19, 2026
Details
with credit score 650 or >
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Short-term Personal (with credit score 650 or >)
6.00%
▼
APR6.00%
UpdatedApril 19, 2026
Details
Rate with Maximum Discount*: 5.75%
NORTHSIDE L
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1419 W Roosevelt Rd, Broadview, IL, 60155
Signature Loans
6.00%
▼
APR6.00%
UpdatedApril 19, 2026
Details
As Low As
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
6.00%
▼
APR6.00%
UpdatedMay 2, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
SOUTHERNMOST
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Signature Loans
6.00%
▼
APR6.00%
UpdatedMay 2, 2026
Details
No additional details provided.
FNB of Scotia
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
201 Mohawk Ave, Scotia, NY, 12302
Personal Loans
6.00%
▼
APR6.00%
UpdatedMay 5, 2026
Details
As Low As; With 1st National Deposit Account as Collateral
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
Spring/Summer Signature Loan special
6.00%
▼
APR6.00%
UpdatedMay 6, 2026
Details
No additional details provided.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan
6.00%
▼
APR6.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
UpdatedMay 6, 2026
Details
$20,000; As Low As
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Tractor (Personal use only) Loan
6.00%
▼
APR6.00%
UpdatedMay 6, 2026
Details
As Low As
Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
Personal Loan
6.00%
▼
APR6.00%
UpdatedMay 6, 2026
Details
Credit Limit: $7,500 Single / $15,000 Joint Maximum
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loans
6.00%
▼
APR6.00%
UpdatedMay 6, 2026
Details
As Low As
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured Loan
6.00%
▼
APR6.00%
UpdatedMay 7, 2026
Details
Score: 640-679; Invoice: 100%
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Unsecured Financing A+
6.00%
▼
APR6.00%
UpdatedMay 7, 2026
Details
No additional details provided.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.00%
▼
APR6.00%
UpdatedMay 10, 2026
Details
No additional details provided.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
6.00%
▼
APR6.00%
UpdatedMay 10, 2026
Details
No additional details provided.
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
400 Town Center Dr, Dearborn, MI, 48126
Personal Loan
6.00%
▼
APR6.00%
UpdatedMay 10, 2026
Details
No additional details provided.
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Unsecured Personal / Signature Loan
6.09%
▼
APR6.09%
UpdatedMay 6, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.13%
▼
APR6.13%
UpdatedMay 7, 2026
Details
No additional details provided.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Organization Signature Loan
6.24%
▼
APR6.24%
UpdatedMay 2, 2026
Details
No additional details provided.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
6.24%
▼
APR6.24%
UpdatedMay 2, 2026
Details
No additional details provided.
FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
107 Washington Ave, Albany, NY, 12210 2231
Signature Loans
6.24%
▼
APR6.24%
UpdatedMay 10, 2026
Details
No additional details provided.
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Unsecured
6.24%
▼
APR6.24%
UpdatedMay 10, 2026
Details
120 months
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A
6.25%
▼
APR6.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI, 96766
Personal Loans
6.25%
▼
APR6.25%
UpdatedMay 6, 2026
Details
As Low As; - Contact us about rates
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
UpdatedMay 7, 2026
Details
As Low As
Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
351 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
Personal Loan
6.25%
▼
APR6.25%
UpdatedMay 7, 2026
Details
As Low As; Credit Score 730+
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
6.25%
▼
APR6.25%
UpdatedMay 10, 2026
Details
No additional details provided.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans
6.25%
▼
APR6.25%
UpdatedMay 10, 2026
Details
No additional details provided.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.25%
▼
APR6.25%
UpdatedMay 10, 2026
Details
No additional details provided.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.38%
▼
APR6.38%
UpdatedMay 7, 2026
Details
No additional details provided.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.39%
▼
APR6.39%
UpdatedMay 2, 2026
Details
As Low As; w/ Auto Pay Discount
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
539 E Main St, Carnegie, PA, 15106
Signature
6.39%
▼
APR6.39%
UpdatedMay 6, 2026
Details
As Low As
SUNY Fredonia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
280 CENTRAL AVE, FREDONIA, NY, 14063 1127
Personal Loans
6.40%
▼
APR6.40%
UpdatedMay 7, 2026
Details
As Low As
SUNY Fredonia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
280 CENTRAL AVE, FREDONIA, NY, 14063 1127
Personal Loans 1 - 3 Years Unsecured
6.40%
▼
APR6.40%
UpdatedMay 7, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
STRS/PERS Retirement Credit Personal Loan
6.40%
▼
APR6.40%
UpdatedMay 7, 2026
Details
No additional details provided.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX, 75503
Unsecured Loan
6.45%
▼
APR6.45%
UpdatedMay 6, 2026
Details
As Low As; Up to $10,000
UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA, 94551 7301
Unsecured Loan
6.49%
▼
APR6.49%
UpdatedApril 19, 2026
Details
Approximate Term: Up to 60 months
White Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3498 Industrial Hwy, York, PA, 17402 9050
Signature Loan
6.49%
▼
APR6.49%
UpdatedApril 19, 2026
Details
As Low As; Offer ends April 20, 2026.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
270A Curry St, Richmond, CA, 94801
Signature Loan
6.49%
▼
APR6.49%
UpdatedMay 2, 2026
Details
As Low As; 15.50%
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Personal Loan Specials
6.49%
▼
APR6.49%
UpdatedMay 2, 2026
Details
up to $75,000
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
UpdatedMay 2, 2026
Details
As Low As
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
EZ Personal Loan (Unsecured Loan)
6.49%
▼
APR6.49%
UpdatedMay 6, 2026
Details
No additional details provided.
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
PERSONAL LOAN
6.49%
▼
APR6.49%
UpdatedMay 6, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 24 Month
6.49%
▼
APR6.49%
UpdatedMay 6, 2026
Details
No additional details provided.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
6.49%
▼
APR6.49%
UpdatedMay 7, 2026
Details
As Low As
Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
12934 Harbor Blvd, Garden Grove, CA, 92840 5809
Personal Loan
6.49%
▼
APR6.49%
UpdatedMay 10, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Division 819 Transit Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
186 Brookside Ave, Irvington, NJ, 07111
Unsecured Loans
6.50%
▼
APR6.50%
UpdatedMay 2, 2026
Details
Based on individual applications, for unsecured loans.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
6.50%
▼
APR6.50%
UpdatedMay 2, 2026
Details
Credit Score: 660 and up
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
6.50%
▼
APR6.50%
UpdatedMay 2, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
832 PITTSBURGH ST, SPRINGDALE, PA, 15144 1623
Promotional Personal Loan
6.50%
▼
APR6.50%
UpdatedMay 2, 2026
Details
up to $5,000.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.50%
▼
APR6.50%
UpdatedMay 6, 2026
Details
As Low As
Internal Revenue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1555 Poydras St, New Orleans, LA, 70112 3726
Personal Loan
6.50%
▼
APR6.50%
UpdatedMay 6, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
23 North Ave E, Cranford, NJ, 07016 2196
Signature
6.50%
▼
APR6.50%
UpdatedMay 6, 2026
Details
As Low As
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Tractor (Personal use only) Loan
6.50%
▼
APR6.50%
UpdatedMay 6, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
6.50%
▼
APR6.50%
UpdatedMay 6, 2026
Details
As Low As; Special fixed up to 15 months!
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 48 Month
6.50%
▼
APR6.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
6.50%
▼
APR6.50%
UpdatedMay 6, 2026
Details
As Low As
Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
2320 6TH ST, Bay City, TX, 77414 5240
PERSONAL
6.50%
▼
APR6.50%
UpdatedMay 7, 2026
Details
As Low As
Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
2320 6TH ST, Bay City, TX, 77414 5240
Unsecured
6.50%
▼
APR6.50%
UpdatedMay 7, 2026
Details
As Low As
Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
351 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
Personal Loan
6.50%
▼
APR6.50%
UpdatedMay 7, 2026
Details
As Low As; Credit Score 640-679
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Personal Loans
6.50%
▼
APR6.50%
UpdatedMay 7, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
6.50%
▼
APR6.50%
UpdatedMay 7, 2026
Details
Up to 12 Months
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
6.50%
▼
APR6.50%
UpdatedMay 10, 2026
Details
No additional details provided.
One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
130 S Elmwood Ave Ste 126, Buffalo, NY, 14202 2465
Personal Lifestyle Loan
6.50%
▼
APR6.50%
UpdatedMay 10, 2026
Details
As Low As
One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
130 S Elmwood Ave Ste 126, Buffalo, NY, 14202 2465
Personal Loan
6.50%
▼
APR6.50%
UpdatedMay 10, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans 96 Month AM
6.50%
▼
APR6.50%
UpdatedMay 10, 2026
Details
Up to $9,999
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.50%
▼
APR6.50%
UpdatedMay 10, 2026
Details
No additional details provided.
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2701 N Thanksgiving Way, Lehi, UT, 84043
Personal Loan
6.53%
▼
APR6.53%
UpdatedMay 6, 2026
Details
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 36 Month
6.58%
▼
APR6.58%
UpdatedMay 6, 2026
Details
No additional details provided.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
UpdatedMay 2, 2026
Details
No additional details provided.
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.60%
▼
APR6.60%
UpdatedMay 6, 2026
Details
No additional details provided.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.63%
▼
APR6.63%
UpdatedMay 7, 2026
Details
No additional details provided.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan NCOF
6.63%
▼
APR6.63%
UpdatedMay 7, 2026
Details
No additional details provided.
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI, 02903 1118
Personal Loan
6.65%
▼
APR6.65%
UpdatedMay 10, 2026
Details
No additional details provided.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
879 W 190th St, Gardena, CA, 90248 4220
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
UpdatedMay 7, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
107 Washington Ave, Albany, NY, 12210 2231
Signature Loans
6.74%
▼
APR6.74%
UpdatedMay 10, 2026
Details
No additional details provided.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
1134 N Avalon Blvd, Wilmington, CA, 90744 3502
Signature Loan
6.74%
▼
APR6.74%
UpdatedMay 10, 2026
Details
As Low As
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Unsecured
6.74%
▼
APR6.74%
UpdatedMay 10, 2026
Details
180 months
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Unsecured Loan
6.75%
▼
APR6.75%
UpdatedApril 19, 2026
Details
No additional details provided.
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Personal Unsecured 24 Months
6.75%
▼
APR6.75%
UpdatedMay 2, 2026
Details
As Low As
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A New
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ New
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+,A
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
107 Broadway, Hornell, NY, 14843
Unsecured
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Williamsville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
656 N French Rd Ste 7, Amherst, NY, 14228 2104
Signature
6.75%
▼
APR6.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
351 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
Personal Loan
6.75%
▼
APR6.75%
UpdatedMay 7, 2026
Details
As Low As; Credit Score 600-639
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
UpdatedMay 7, 2026
Details
As Low As; *AS LOW AS*
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
5712 Creedmoor Rd, Raleigh, NC, 27612
Personal Loans
6.75%
▼
APR6.75%
UpdatedMay 7, 2026
Details
As Low As
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2500 NC Highway 86 S, Hillsborough, NC, 27278
Signature Loan
6.75%
▼
APR6.75%
UpdatedMay 10, 2026
Details
As Low As
The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
215 Park Row, New York, NY, 10038
Personal Loan
6.75%
▼
APR6.75%
UpdatedMay 10, 2026
Details
No additional details provided.
The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
215 Park Row, New York, NY, 10038
PERSONAL LOANS
6.75%
▼
APR6.75%
UpdatedMay 10, 2026
Details
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans
6.75%
▼
APR6.75%
UpdatedMay 10, 2026
Details
No additional details provided.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.75%
▼
APR6.75%
UpdatedMay 10, 2026
Details
No additional details provided.
UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA, 94551 7301
Unsecured Loan
6.79%
▼
APR6.79%
UpdatedApril 19, 2026
Details
Approximate Term: Up to 72 months
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
UpdatedMay 2, 2026
Details
No additional details provided.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
233 Vineyard St, Honolulu, HI, 96813 2446
Personal Loan
6.79%
▼
APR6.79%
UpdatedMay 6, 2026
Details
No additional details provided.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
233 Vineyard St, Honolulu, HI, 96813 2446
Personal Loans
6.79%
▼
APR6.79%
UpdatedMay 6, 2026
Details
As Low As
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
6.83%
▼
APR6.83%
UpdatedMay 7, 2026
Details
No additional details provided.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.84%
▼
APR6.84%
UpdatedMay 5, 2026
Details
No additional details provided.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Organization Signature Loan
6.85%
▼
APR6.85%
UpdatedMay 2, 2026
Details
No additional details provided.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.88%
▼
APR6.88%
UpdatedMay 7, 2026
Details
No additional details provided.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
UpdatedMay 2, 2026
Details
No additional details provided.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
3 Year Personal Loan
6.89%
▼
APR6.89%
UpdatedMay 5, 2026
Details
No additional details provided.
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1102 N Walnut St, Danville, IL, 61832
Signature Loans
6.89%
▼
APR6.89%
UpdatedMay 6, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Closed End Signature Loan
6.90%
▼
APR6.90%
UpdatedApril 19, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Personal Loans
6.90%
▼
APR6.90%
UpdatedApril 19, 2026
Details
As Low As
FNB of Absecon
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
106 New Jersey Ave, Absecon, NJ, 08201
Personal Loan
6.90%
▼
APR6.90%
UpdatedMay 5, 2026
Details
No additional details provided.
Triboro Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
14202 20th Ave, Flushing, NY, 11351 3000
Signature Loans
6.90%
▼
APR6.90%
UpdatedMay 6, 2026
Details
new rates require a minimum advance of $1,000.00
The Heart Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
100 Port Washington Blvd, Roslyn, NY, 11576
Personal Loan
6.90%
▼
APR6.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT, 06762 2852
Unsecured
6.95%
▼
APR6.95%
UpdatedMay 6, 2026
Details
Borrow up to $5,000.00 for a term of one year.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX, 75503
Unsecured Loan
6.95%
▼
APR6.95%
UpdatedMay 6, 2026
Details
As Low As; $10,001-$15,000
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1618 Main St, Dallas, TX, 75201 4720
Personal/Longevity
6.95%
▼
APR6.95%
UpdatedMay 6, 2026
Details
As Low As
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1618 Main St, Dallas, TX, 75201 4720
Personal/Longevity Up to 60 Months
6.95%
▼
APR6.95%
UpdatedMay 6, 2026
Details
As Low As
Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
27 Seneca St, Geneva, NY, 14456 3502
Personal Unsecured
6.95%
▼
APR6.95%
UpdatedMay 7, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 60 Month
6.96%
▼
APR6.96%
UpdatedMay 6, 2026
Details
No additional details provided.
UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
2100 LAS POSITAS CT, LIVERMORE, CA, 94551 7301
Unsecured Loan
6.99%
▼
APR6.99%
UpdatedApril 19, 2026
Details
Approximate Term: Up to 84 months
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 2, 2026
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
UpdatedMay 2, 2026
Details
As Low As
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
1616 Broadway, Schenectady, NY, 12306
Personal Loans & Lines of Credit
6.99%
▼
APR6.99%
UpdatedMay 2, 2026
Details
Secured by Share Certificate
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
UpdatedMay 2, 2026
Details
No additional details provided.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
UpdatedMay 4, 2026
Details
As Low As
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 5, 2026
Details
No additional details provided.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6222 Little River Tpke, Alexandria, VA, 22312 1714
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
44 Edison Dr, Augusta, ME, 04330 6033
Personal
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
44 Edison Dr, Augusta, ME, 04330 6033
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Unsecured Loan Closed End Special
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
6103 Fulk Dr Ste C, Fairlawn, VA, 24141 9005
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
6103 Fulk Dr Ste C, Fairlawn, VA, 24141 9005
Personal Loans
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As
EQT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
603 Stanwix St Ste 1776, Pittsburgh, PA, 15222 1421
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
Special Rate for First-time Borrowers
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As; Up to 36 months
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3095 S Commerce Rd, Wolverine Lake, MI, 48390 1418
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As:
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
108 2nd Ave, New York, NY, 10003 8302
Unsecured Personal Loans
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
Up to $4,000
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Personal Loans
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As
Merced School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
1021 Olivewood Dr, Merced, CA, 95348 1218
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 6, 2026
Details
As Low As; Up to $40,000
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
Up to 30 Months $5,000 limit
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Personal Loans
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
As Low As
Coast360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
450 Route 8, Maite, GU, 96910 2010
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
No additional details provided.
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4550 STATE ST, SAGINAW, MI, 48603
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
As Low As
Lufthansa Employee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1065 OLD COUNTRY RD STE 215, WESTBURY, NY, 11590
PERSONAL LOANS
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
No additional details provided.
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
101 Page St, New Bedford, MA, 02740
Unsecured Loans 1-5 Years Platinum
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
No additional details provided.
O&R Utilities Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
14 Talmadge Ct, Monroe, NY, 10950 1526
Unsecured Loans
6.99%
▼
APR6.99%
UpdatedMay 7, 2026
Details
As Low As; Repayment terms available up to 60 months. Maximum loan about $20,000.00.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
6.99%
▼
APR6.99%
UpdatedMay 10, 2026
Details
As Low As
New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
3261 N Mall Rd, Knoxville, TN, 37924
SIGNATURE LOAN
6.99%
▼
APR6.99%
UpdatedMay 10, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 10, 2026
Details
18 months
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA, 23112
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 10, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA, 23112
Personal Loans
6.99%
▼
APR6.99%
UpdatedMay 10, 2026
Details
As Low As
Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
12934 Harbor Blvd, Garden Grove, CA, 92840 5809
Personal Loan
6.99%
▼
APR6.99%
UpdatedMay 10, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
St Louis Policemen`s Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1915 Olive St, Saint Louis, MO, 63103
Signature Loan
7.00%
▼
APR7.00%
UpdatedApril 19, 2026
Details
No additional details provided.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
UpdatedMay 2, 2026
Details
No additional details provided.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
Signature Special
7.00%
▼
APR7.00%
UpdatedMay 2, 2026
Details
No additional details provided.
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1200 E Indian Trl, Aurora, IL, 60505 1896
Unsecured Loans
7.00%
▼
APR7.00%
UpdatedMay 2, 2026
Details
As Low As
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS, 66115 1314
Signature Loans
7.00%
▼
APR7.00%
UpdatedMay 2, 2026
Details
As Low As
FNB of Absecon
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
106 New Jersey Ave, Absecon, NJ, 08201
Personal Loan
7.00%
▼
APR7.00%
UpdatedMay 5, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A New
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ New
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
$20,000; As Low As
Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
56 576 Kamehameha Hwy, Kahuku, HI, 96731 2211
Personal Loans
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
23 North Ave E, Cranford, NJ, 07016 2196
Signature
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
PO Box 867, Sweeny, TX, 77480
Signature
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
As Low As
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1812 Ligonier St, Latrobe, PA, 15650 2917
Signature Loan
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
As Low As
Coteau Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
212 W Hickory St, Sisseton, SD, 57262 1826
Unsecured Loans
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
Credit Score: 725 - UP
Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
Personal Loan
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
Credit Limit: $7,500 Single / $15,000 Joint Maximum
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA, 16428 1537
Personal Loan
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
No additional details provided.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
7.00%
▼
APR7.00%
UpdatedMay 6, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
7.00%
▼
APR7.00%
UpdatedMay 7, 2026
Details
A+; Up to 12 Months
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.00%
▼
APR7.00%
UpdatedMay 7, 2026
Details
$9,500 A 850-680
Academic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
425 N State Rd, Briarcliff Manor, NY, 10510 1469
Signature Loan
7.00%
▼
APR7.00%
UpdatedMay 7, 2026
Details
As Low As
IAM Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.65%
498 Fashion Ave Fl 2, New York, NY, 10018 6708
Non-Collateral Signature Loans
7.00%
▼
APR7.00%
UpdatedMay 10, 2026
Details
As Low As
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
107 Thalweg Dr, Vicksburg, MS, 39183
Signature Loans
7.00%
▼
APR7.00%
UpdatedMay 10, 2026
Details
As Low As
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
▼
APR7.00%
UpdatedMay 10, 2026
Details
No additional details provided.
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
7.00%
▼
APR7.00%
UpdatedMay 10, 2026
Details
($500 - $30,000 Max)
One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
130 S Elmwood Ave Ste 126, Buffalo, NY, 14202 2465
Personal Lifestyle Loan
7.00%
▼
APR7.00%
UpdatedMay 10, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans
7.00%
▼
APR7.00%
UpdatedMay 10, 2026
Details
No additional details provided.
Arcade Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
Unsecured (signature)
7.00%
▼
APR7.00%
UpdatedMay 10, 2026
Details
Up to 60 months
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
Unsecured Loans
7.00%
▼
APR7.00%
UpdatedMay 10, 2026
Details
No additional details provided.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
4 Year Personal Loan
7.11%
▼
APR7.11%
UpdatedMay 5, 2026
Details
No additional details provided.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
7.13%
▼
APR7.13%
UpdatedMay 7, 2026
Details
No additional details provided.
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.14%
▼
APR7.14%
UpdatedApril 19, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Signature Loans
7.15%
▼
APR7.15%
UpdatedMay 10, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loan
7.15%
▼
APR7.15%
UpdatedMay 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 72 Month
7.18%
▼
APR7.18%
UpdatedMay 6, 2026
Details
No additional details provided.
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT, 06473 0477
E-Bike Personal UNSECURED 24 months
7.24%
▼
APR7.24%
UpdatedApril 22, 2026
Details
Rates as low as
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT, 06473 0477
E-Bike Personal UNSECURED 36 months
7.24%
▼
APR7.24%
UpdatedApril 22, 2026
Details
Rates as low as
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
7.24%
▼
APR7.24%
UpdatedMay 2, 2026
Details
As Low As; Personal Loans
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA, 16511 1140
Personal Loan
7.24%
▼
APR7.24%
UpdatedMay 2, 2026
Details
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
UpdatedMay 2, 2026
Details
As Low As
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.24%
▼
APR7.24%
UpdatedMay 5, 2026
Details
No additional details provided.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Used Personal Recreational (2024 and older) 24 Month
7.24%
▼
APR7.24%
UpdatedMay 6, 2026
Details
No additional details provided.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
UpdatedMay 6, 2026
Details
As Low As
FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
107 Washington Ave, Albany, NY, 12210 2231
Signature Loans
7.24%
▼
APR7.24%
UpdatedMay 10, 2026
Details
No additional details provided.
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loan
7.25%
▼
APR7.25%
UpdatedMay 2, 2026
Details
As Low As; Members in good standing may qualify for these low-rate loans.
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loans
7.25%
▼
APR7.25%
UpdatedMay 2, 2026
Details
As Low As
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A Used
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+ Used
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Coteau Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
212 W Hickory St, Sisseton, SD, 57262 1826
Unsecured Loans
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
Credit Score: 675-724
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Unsecured Signature Loan
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
As Low As
Williamsville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
656 N French Rd Ste 7, Amherst, NY, 14228 2104
Signature
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
No additional details provided.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
7.25%
▼
APR7.25%
UpdatedMay 6, 2026
Details
As Low As
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC, 27408
Personal Loan
7.25%
▼
APR7.25%
UpdatedMay 7, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.25%
▼
APR7.25%
UpdatedMay 7, 2026
Details
Up to 24 Months
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal Loans
7.25%
▼
APR7.25%
UpdatedMay 7, 2026
Details
As Low As
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
392 Main St, Hackensack, NJ, 07601 5805
Personal Loans Unsecured
7.25%
▼
APR7.25%
UpdatedMay 10, 2026
Details
up to $50,000; As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans
7.25%
▼
APR7.25%
UpdatedMay 10, 2026
Details
No additional details provided.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans 96 Month AM
7.25%
▼
APR7.25%
UpdatedMay 10, 2026
Details
Up to $9,999
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans to $39,999 180 Month AM
7.25%
▼
APR7.25%
UpdatedMay 10, 2026
Details
$10,000
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Used Personal Recreational (2024 and older) 48 Month
7.26%
▼
APR7.26%
UpdatedMay 6, 2026
Details
No additional details provided.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
UpdatedMay 2, 2026
Details
No additional details provided.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
5 Year Personal Loan
7.34%
▼
APR7.34%
UpdatedMay 5, 2026
Details
No additional details provided.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.34%
▼
APR7.34%
UpdatedMay 5, 2026
Details
No additional details provided.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Used Personal Recreational (2024 and older) 36 Month
7.34%
▼
APR7.34%
UpdatedMay 6, 2026
Details
No additional details provided.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
UpdatedMay 2, 2026
Details
No additional details provided.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.39%
▼
APR7.39%
UpdatedMay 2, 2026
Details
As Low As; w/ Auto Pay Discount
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
STRS/PERS Retirement Credit Personal Loan
7.40%
▼
APR7.40%
UpdatedMay 7, 2026
Details
No additional details provided.
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loans
7.44%
▼
APR7.44%
UpdatedMay 4, 2026
Details
As Low As
Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
1200 Associates Dr, Dubuque, IA, 52002 2282
Personal Loan
7.45%
▼
APR7.45%
UpdatedApril 19, 2026
Details
As Low As; Offer valid 4/1/2026 - 6/30/2026. Valid only on new loans submitted and approved. Certain qualifications apply.
GREATER CHAUTAUQUA
Institution Rating:
C4.0 ★Texas Ratio: 26.83%
57 Lake Shore Dr W, Dunkirk, NY, 14048 1517
Signature Loans
7.45%
▼
APR7.45%
UpdatedMay 2, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT, 06114
Personal Loans
7.45%
▼
APR7.45%
UpdatedMay 6, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX, 75503
Unsecured Loan
7.45%
▼
APR7.45%
UpdatedMay 6, 2026
Details
As Low As; $15,001-$25,000
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
UpdatedMay 7, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Unsecured Signature Loan
7.49%
▼
APR7.49%
UpdatedApril 19, 2026
Details
No additional details provided.
Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3333 Clares St, Capitola, CA, 95010 2546
Personal Loans
7.49%
▼
APR7.49%
UpdatedApril 26, 2026
Details
*
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
270A Curry St, Richmond, CA, 94801
Signature Loan
7.49%
▼
APR7.49%
UpdatedMay 2, 2026
Details
As Low As; 16.99%
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Personal Loans
7.49%
▼
APR7.49%
UpdatedMay 2, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
UpdatedMay 2, 2026
Details
No additional details provided.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Personal Loan Specials
7.49%
▼
APR7.49%
UpdatedMay 2, 2026
Details
60 month
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
UpdatedMay 2, 2026
Details
As Low As
Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
11 Schuyler St, Belmont, NY, 14813
Unsecured Personal loan
7.49%
▼
APR7.49%
UpdatedMay 4, 2026
Details
FIXED APR WITH AUTO PAY
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.49%
▼
APR7.49%
UpdatedMay 5, 2026
Details
No additional details provided.
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
UpdatedMay 6, 2026
Details
No additional details provided.
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature)
7.49%
▼
APR7.49%
UpdatedMay 6, 2026
Details
No additional details provided.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
UpdatedMay 6, 2026
Details
As Low As; 37-48 months
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
UpdatedMay 6, 2026
Details
$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1099 Morton Blvd, Kingston, NY, 12401
Personal Loan
7.49%
▼
APR7.49%
UpdatedMay 7, 2026
Details
As Low As
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1099 Morton Blvd, Kingston, NY, 12401
Personal Loan 0-47 Months Term
7.49%
▼
APR7.49%
UpdatedMay 7, 2026
Details
$300 - $25,000; As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
UpdatedMay 7, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal loans
7.49%
▼
APR7.49%
UpdatedMay 7, 2026
Details
As Low As
Medisys Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
8900 VAN WYCK EXPY, JAMAICA, NY, 11418
Personal Loans
7.49%
▼
APR7.49%
UpdatedMay 7, 2026
Details
As Low As
Medisys Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
8900 VAN WYCK EXPY, JAMAICA, NY, 11418
Personal Signature Loans
7.49%
▼
APR7.49%
UpdatedMay 7, 2026
Details
As Low As
Allegany First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
27 W Main St, Fillmore, NY, 14735
Personal Loan
7.49%
▼
APR7.49%
UpdatedMay 7, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Property Loans
7.49%
▼
APR7.49%
UpdatedMay 10, 2026
Details
As Low As; With qualifying credit and direct deposit with automatic payment.
Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Personal Loan
7.49%
▼
APR7.49%
UpdatedMay 10, 2026
Details
As Low As
Messiah Baptist Jubilee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
80 Legion Pkwy, Brockton, MA, 02301
Personal Loan
7.50%
▼
APR7.50%
UpdatedApril 18, 2026
Details
As Low As
River Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
644 W 2nd St, Ottumwa, IA, 52501 2358
Personal Loans
7.50%
▼
APR7.50%
UpdatedApril 19, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Personal
7.50%
▼
APR7.50%
UpdatedApril 19, 2026
Details
As Low As
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Personal Loans
7.50%
▼
APR7.50%
UpdatedApril 19, 2026
Details
As Low As
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
7.50%
▼
APR7.50%
UpdatedApril 19, 2026
Details
As Low As
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Signature Loans
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
As Low As
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
Credit Score: 660 and up
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan Up to 12 Months
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
No additional details provided.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
No additional details provided.
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
520 S Main St, Akron, OH, 44311
Personal
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
As Low As
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
As Low As; starts at 7.50%*
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1001 BUTCHER RD, WAXAHACHIE, TX, 75165
Personal Property NEW
7.50%
▼
APR7.50%
UpdatedMay 2, 2026
Details
UP TO 48 MONTHS
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Signature Loan
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured A+
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Signature Loans - Unsecured
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loans 2 Years
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As
Hickam Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
40 Hickam Ct, Honolulu, HI, 96818 4834
Personal
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As
Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT, 59701
Personal Loan
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
23 North Ave E, Cranford, NJ, 07016 2196
Signature
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
Personal Loan
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
No additional details provided.
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
18 Union St Ste 104, Norfolk, MA, 02056 1855
Personal Loan
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As
Merced School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
1021 Olivewood Dr, Merced, CA, 95348 1218
Personal Loan
7.50%
▼
APR7.50%
UpdatedMay 6, 2026
Details
As Low As; Up to $40,000
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Griffith Institute Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
64 E Main St Ste 3, Springville, NY, 14141
Personal Loans
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
No additional details provided.
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4727 W Seneca Tpke, Syracuse, NY, 13215 2119
Personal Loans
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
As Low As
Dillards Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1600 CANTRELL RD, Little Rock, AR, 72201 1110
Personal/Signature
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
No additional details provided.
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Personal Loans
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
No additional details provided.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
$5,000 B 640-679
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
5712 Creedmoor Rd, Raleigh, NC, 27612
Personal Loans
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
As Low As
New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
Credit Score 760+, Credit Tier A+
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT, 05401 4441
Personal Loan (0-12 Month Term)
7.50%
▼
APR7.50%
UpdatedMay 7, 2026
Details
No additional details provided.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Unsecured / Signature
7.50%
▼
APR7.50%
UpdatedMay 10, 2026
Details
No additional details provided.
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2420 Old Brandon Rd, Pearl, MS, 39208 4601
Personal Loan
7.50%
▼
APR7.50%
UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Signature Loan
7.50%
▼
APR7.50%
UpdatedMay 10, 2026
Details
As Low As
One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
130 S Elmwood Ave Ste 126, Buffalo, NY, 14202 2465
Personal Lifestyle Loan
7.50%
▼
APR7.50%
UpdatedMay 10, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans
7.50%
▼
APR7.50%
UpdatedMay 10, 2026
Details
No additional details provided.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans to $50,000 240 Month AM
7.50%
▼
APR7.50%
UpdatedMay 10, 2026
Details
$40,000
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 S State St, Westville, IL, 61883
Signature
7.55%
▼
APR7.55%
UpdatedMay 10, 2026
Details
No additional details provided.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Organization Signature Loan
7.60%
▼
APR7.60%
UpdatedMay 2, 2026
Details
15 year minimum is $20,000.00
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.64%
▼
APR7.64%
UpdatedApril 19, 2026
Details
As Low As
La Terre Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
701 Barrow St, Houma, LA, 70360 4701
Signature Loan
7.65%
▼
APR7.65%
UpdatedMay 7, 2026
Details
As Low As; Contact credit union for more details.
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE, 68503 3718
Personal Loans
7.68%
▼
APR7.68%
UpdatedMay 2, 2026
Details
As Low As; [Learn more]
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Used Personal Recreational (2024 and older) 60 Month
7.71%
▼
APR7.71%
UpdatedMay 6, 2026
Details
No additional details provided.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
7.74%
▼
APR7.74%
UpdatedMay 2, 2026
Details
As Low As; Personal Loans
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
7.74%
▼
APR7.74%
UpdatedMay 2, 2026
Details
No additional details provided.
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
7.74%
▼
APR7.74%
UpdatedMay 2, 2026
Details
No additional details provided.
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA, 16511 1140
Personal Loan
7.74%
▼
APR7.74%
UpdatedMay 2, 2026
Details
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
7.74%
▼
APR7.74%
UpdatedMay 2, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
7.74%
▼
APR7.74%
UpdatedMay 4, 2026
Details
No additional details provided.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.74%
▼
APR7.74%
UpdatedMay 5, 2026
Details
No additional details provided.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
7.74%
▼
APR7.74%
UpdatedMay 6, 2026
Details
As Low As; Fixed up to 36 months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
UpdatedMay 6, 2026
Details
As Low As
Oswego Teachers Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
90 W Utica St, Oswego, NY, 13126 3048
Personal Loan
7.74%
▼
APR7.74%
UpdatedMay 7, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
1134 N Avalon Blvd, Wilmington, CA, 90744 3502
Signature Loan
7.74%
▼
APR7.74%
UpdatedMay 10, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Personal Unsecured 48 Months
7.75%
▼
APR7.75%
UpdatedMay 2, 2026
Details
As Low As
Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
2454 Vista Way, Oceanside, CA, 92054
Unsecured Loans
7.75%
▼
APR7.75%
UpdatedMay 2, 2026
Details
As Low As
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
As Low As
Gowanda Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14266 Taylor Hollow Rd, Gowanda, NY, 14070 9703
Unsecured B
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Signature Loans - Unsecured
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loans 3 Years
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
As Low As
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal)
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA, 16428 1537
Personal Loan
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
No additional details provided.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
7.75%
▼
APR7.75%
UpdatedMay 6, 2026
Details
As Low As
East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
385 Tremont Ave, East Orange, NJ, 07018 1023
Signature Loans
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
As Low As
Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
2314 Sassafras St Ste 100, Erie, PA, 16502
Personal Loan
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
No additional details provided.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
7 Front St, Rockville Centre, NY, 11570
Signature Loans
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
No additional details provided.
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4727 W Seneca Tpke, Syracuse, NY, 13215 2119
Personal Loans
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
As Low As
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
405 Laurel St, Hughestown, PA, 18640
Signature Loan
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
Scores: 750-Above
Kaleida Health Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
100 High St, Buffalo, NY, 14203 1126
Unsecured k
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
$15
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.75%
▼
APR7.75%
UpdatedMay 7, 2026
Details
Up to 36 Months
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.75%
▼
APR7.75%
UpdatedMay 10, 2026
Details
As Low As; Loan Amount: $2501 and Over
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Member Signature Loans
7.75%
▼
APR7.75%
UpdatedMay 10, 2026
Details
No additional details provided.
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral
7.75%
▼
APR7.75%
UpdatedMay 10, 2026
Details
"A" APR
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature Loans
7.75%
▼
APR7.75%
UpdatedMay 10, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
UpdatedMay 2, 2026
Details
No additional details provided.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Personal Loan
7.79%
▼
APR7.79%
UpdatedMay 7, 2026
Details
As Low As
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.84%
▼
APR7.84%
UpdatedMay 5, 2026
Details
No additional details provided.
Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
Personal Loans
7.84%
▼
APR7.84%
UpdatedMay 10, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured (Special)
7.85%
▼
APR7.85%
UpdatedMay 2, 2026
Details
No additional details provided.
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.85%
▼
APR7.85%
UpdatedMay 10, 2026
Details
As Low As; Loan Amount: $2501 and Over
Patriot Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
4343 Telegraph Rd, Saint Louis, MO, 63129 2648
Signature
7.90%
▼
APR7.90%
UpdatedApril 19, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan up to 36 months
7.90%
▼
APR7.90%
UpdatedMay 2, 2026
Details
No additional details provided.
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, MONTEREY PARK, CA, 91754
Personal Loans
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
No additional details provided.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Loans
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
No additional details provided.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
No additional details provided.
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Personal Loan
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
No additional details provided.
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Signature Loan
7.90%
▼
APR7.90%
UpdatedMay 6, 2026
Details
$15,000 (MAX)
Afgm Enterprises Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
132 Cayuga Rd, Cheektowaga, NY, 14225
Personal Signature Loans
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2859 SR 309 HWY, Dallas, PA, 18612
Signature Loan
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
Maximum Amount: $10,000
The Heart Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
100 Port Washington Blvd, Roslyn, NY, 11576
Personal Loan
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
Signature Loans
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
Signature Loans 12 months
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Personal Loans
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
No additional details provided.
Fort Roots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
2200 Fort Roots Dr Bldg 170, North Little Rock, AR, 72114 1709
Signature Loans
7.90%
▼
APR7.90%
UpdatedMay 7, 2026
Details
As Low As
Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
Personal Loan
7.90%
▼
APR7.90%
UpdatedMay 10, 2026
Details
No additional details provided.
GREATER CHAUTAUQUA
Institution Rating:
C4.0 ★Texas Ratio: 26.83%
57 Lake Shore Dr W, Dunkirk, NY, 14048 1517
Signature Loans
7.95%
▼
APR7.95%
UpdatedMay 2, 2026
Details
As Low As
Auburn Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
65 WRIGHT CIR, AUBURN, NY, 13021 3135
Personal Loan
7.95%
▼
APR7.95%
UpdatedMay 6, 2026
Details
As Low As
Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Personal
7.95%
▼
APR7.95%
UpdatedMay 6, 2026
Details
As Low As
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
UpdatedMay 6, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Personal Unsecured
7.95%
▼
APR7.95%
UpdatedMay 7, 2026
Details
Min. $1,000.00 / Max. $10,000.00
Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
27 Seneca St, Geneva, NY, 14456 3502
Personal Unsecured
7.95%
▼
APR7.95%
UpdatedMay 7, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.95%
▼
APR7.95%
UpdatedMay 10, 2026
Details
As Low As; Loan Amount: $2501 and Over
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Personal Loans
7.97%
▼
APR7.97%
UpdatedMay 6, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
▼
APR7.98%
UpdatedMay 2, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2850 S Ashland Ave, Green Bay, WI, 54304 5304
Signature Loan
7.99%
▼
APR7.99%
UpdatedApril 19, 2026
Details
No additional details provided.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.99%
▼
APR7.99%
UpdatedApril 19, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Messiah Baptist Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
13 Oak St # 17, East Orange, NJ, 07018
Signature Loans
7.99%
▼
APR7.99%
UpdatedApril 27, 2026
Details
APR*
Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
7373 W Saginaw Hwy, Lansing, MI, 48917 1124
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
PORT CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
460 W Laketon Ave, Muskegon, MI, 49441 2632
12 Month Unsecured Loan
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
As Low As; Multi Purpose 12 Month Loan
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
334 Victory Drive, Bynum, AL, 36253
Signature Loans
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
As Low As
EAST ALABAMA COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
2420 PEPPERELL PKWY, OPELIKA, AL, 36801 6257
Signature
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
As Low As; Max amount of $15,000.00
TEG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1 Commerce St, Poughkeepsie, NY, 12603
Personal Loan
7.99%
▼
APR7.99%
UpdatedMay 2, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
7.99%
▼
APR7.99%
UpdatedMay 4, 2026
Details
No additional details provided.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.99%
▼
APR7.99%
UpdatedMay 5, 2026
Details
No additional details provided.
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ, 07724 2210
Personal / Vacation Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ, 07724 2210
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
Signature Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
No additional details provided.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI, 96813 2573
Personal Term Loan - 12 months
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Unsecured Loan Closed End Special
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
524 N Pearl St, Bridgeton, NJ, 08302
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loans
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1075 E Sherman Blvd, Norton Shores, MI, 49444 1807
Personal Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
2501 S State Highway 121 BUS, Lewisville, TX, 75067 4394
Personal/Unsecured
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
(Fixed)
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As; 49-66 months
Affinity One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
545 E 2nd St, Jamestown, NY, 14701
Signature Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
No additional details provided.
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
776 Maple Ave, Hartford, CT, 06114 2317
Personal Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3095 S Commerce Rd, Wolverine Lake, MI, 48390 1418
Personal Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Syracuse Fire Department Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
211 Wilkinson St, Syracuse, NY, 13204
Personal / Signature Loans
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
31300 Hoover Rd, Warren, MI, 48093 1774
Closed End Signature Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
No additional details provided.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
4550 Division St, Trenton, MI, 48183
Unsecured Closed End Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loan 12 Months
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loan 24 Months
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loan 36 Months
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loans
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
215 18th St, Huntington, WV, 25703
Unsecured
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As; - $50,000 maximum loan amount
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
824 E Ridge Rd, Rochester, NY, 14621
Personal Loan
7.99%
▼
APR7.99%
UpdatedMay 6, 2026
Details
As Low As
Kinzua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1770 Market St, Warren, PA, 16365 1242
Signature
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
3954 E Main St, Ventura, CA, 93003
Personal Loan
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As
Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
3107 John Stevens Way, Hoquiam, WA, 98550
Signature Loans
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
No additional details provided.
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
235 Pittsburgh St, Uniontown, PA, 15401 2751
Personal Loans
7.99%
▼
APR7.99%
UpdatedMay 7, 2026
Details
As Low As
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Signature Loan APR Trend
Daily national average APR for signature loans
Daily averages compiled from our database of 8,500+ banks and credit unions — updated daily.
Signature Loan — National Avg APR
11.02%
Signature loan APRs currently average 11.02% APR, compiled from verified rates across banks and credit unions nationwide.
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Frequently Asked Questions about Signature Loans
What is a signature loan?
A signature loan is an unsecured personal loan where your signature — your promise to repay — is the only collateral required. There is no lien on your car, home, or other assets. This makes signature loans faster to obtain and easier to apply for than secured loans.
How is a signature loan different from a personal loan?
The terms are often used interchangeably. “Signature loan” is the traditional term used by credit unions and community banks to emphasize the unsecured nature of the loan. Both are fixed-rate, fixed-term installment loans with no collateral requirement.
What credit score do I need for a signature loan?
Most lenders require a minimum score of 650–700 for their best rates. Credit unions often have more flexible underwriting than banks and may approve borrowers with scores in the 620–650 range, particularly for existing members with a positive account history.
Are signature loans good for credit building?
Yes. Because signature loans are installment debt, responsible repayment improves your credit mix and builds a consistent on-time payment history — two of the most important credit score factors. They are particularly effective for borrowers whose history is thin or primarily revolving.
How fast can I get a signature loan?
Credit unions typically fund signature loans within 1–3 business days after approval. Some banks offer same-day or next-day funding for existing customers. Online pre-qualification does not affect your credit score and takes only minutes.
Top Signature Loan Rates Today
Do signature loan rates vary by state?
Yes. Rates are influenced by state usury laws, local competition, and the institution's member base. Credit unions in states with strong cooperative banking cultures (Wisconsin, Minnesota, Texas) often show the most competitive rates. Use the state filter in our table above to compare local offers.
- Oak Lawn Municipal Employees Credit Union: 3.99% APR (Signature Loans - 12 MONTHS)
- Oak Lawn Municipal Employees Credit Union: 3.99% APR (Signature Loans - 18 MONTHS)
- River Region Federal Credit Union: 3.99% APR (Signature Loans)
- GPO Federal Credit Union: 3.99% APR (Personal Unsecured Loans)
- Freedom Credit Union: 3.99% APR (Personal Loan)
Rates reflect actual verified offers. Last Updated: May 10, 2026
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