FNB of Scotia CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 2.75% and 3-month CD rates at 0.50%. Current savings rates are at 4.17% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 12.50%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. FNB of Scotia's 60-Month CD rates are at 0.73%, 48-Month CD rates are at 0.69%, 36-Month CD rates are at 0.63%, 24-Month CD rates are at 0.57%. FNB of Scotia's savings rates are at 0.10%. FNB of Scotia's money market rates are at 0.50%. FNB of Scotia's 20-Year Fixed rates are at 6.88%, 30-Year Fixed rates are at 6.75%, 15-Year Fixed rates are at 6.38%.
To see how these rates compare to FNB of Scotia CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Scotia, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Scotia CD rates. You can also compare FNB of Scotia savings rates, MMA rates and mortgage rates using our other rate lists. FNB of Scotia money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Scotia? Share your experience about FNB of Scotia by leaving a review below, or read customer reviews before you decide to use FNB of Scotia. FNB of Scotia Texas Ratio FNB of Scotia's Texas Ratio is at 8.71%, which is considered excellent. The Texas Ratio for FNB of Scotia is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, FNB of Scotia is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. FNB of Scotia CD Rates and Interest Rates
FNB of Scotia
60-Month CD
0.73%
$500
FNB of Scotia
48-Month CD
0.69%
$500
FNB of Scotia
36-Month CD
0.63%
$500
FNB of Scotia
24-Month CD
0.57%
$500
FNB of Scotia
Money Market
0.50%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. FNB of Scotia Mortgage Rates
FNB of Scotia
15-Year Fixed
6.375%
6.527%
0.000
FNB of Scotia
30-Year Fixed
6.750%
6.845%
0.000
FNB of Scotia
20-Year Fixed
6.875%
6.990%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare FNB of Scotia Rates with Other Competitive Bank and Credit Union Rates
Kendall Bank
6-Month CD
4.17%
$1,000
EverBank
12-Month CD
3.90%
$1,000
Napoleon State Bank
12-Month CD
3.75%
$500
Kirkwood Bank & Trust Co.
12-Month CD
3.65%
$2,500
Midwest Bank Detroit Lakes, MN
12-Month CD
3.65%
$25,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. FNB of Scotia Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. FNB of Scotia InformationFNB of Scotia
201 Mohawk AveScotia, NY 12302 Schenectady Established Date: 01/01/1923 FDIC Certificate #: 11501 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: GLENVILLE BANK HOLDING CO INC How Many Domestic U.S. Offices? 10 How Many Branches are There? 10 Website: https://www.firstscotia.com
Is FNB of Scotia FDIC Insured? Yes
What is FNB of Scotia's Cert number? 11501
What is the maximum amount for insured deposits? $250,000 per holder, per account
FNB of Scotia FinancialsTotal Assets:
$653,342,000
Total Deposits:
$590,760,000
Equity Capital:
$52,260,000
Domestic Deposits:
$590,760,000
Net Income:
$1,251,000
Return on Assets:
0.7495%
Quarterly Return on Assets:
0.7600%
Pretax Return on Assets:
1.0234%
Pretax Quarterly Return on Assets:
1.0200%
Return on Equity:
10.9400%
Quarterly Return on Equity:
9.6400%
Common Equity Tier 1 Capital Ratio:
11.7612%
Tier 1 Risk-Based Capital Ratio:
11.7612%
Leverage Tier 1 (Core Capital) Ratio:
8.2673%
Total Risk-Based Capital Ratio (YTD):
13.0118%
Total Interest Income (YTD):
4.2812%
Headquarters:
Scotia
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
Schenectady
# of Offices:
10
Metropolitan Statistical Area (MSA):
Albany-Schenectady-Troy, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsVerity Credit Union of Seattle, Washington, is advertising regular share certificates of deposit and their "Savers" certificates of deposit. Regular share certificates of deposit range in terms of 3 months to 60 months and Savers certificates of deposit have terms of 6 months and 12 months. The credit union doesn't have the best CD rates available right now but their rates are competitive with the current national average CD rates.
Savings account rates for account balances of at least $50,000 are averaging 0.51 percent this week. Savings account balances of at least $2,500 are averaging 0.33 percent. Fortunately, you can find savings account rates higher than the national average rates.
 The Mortgage Bankers Association released its weekly Mortgage Application Survey showing an increase in mortgage interest rates this week. The increase in mortgage rates was in 30 year mortgage rates, 15 year mortgage rates and one year adjustable mortgage rates.
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