Best 15-Year Fixed Mortgage Rates Today - October 2026 | As Low As 4.99%
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders. Our editorial content is independent of any advertiser relationships.
15-year fixed mortgage rates range from 4.99% to 6.77%, verified by MonitorBankRates as of October 12, 2026. Today's 15-year fixed mortgage market includes offers such as FedTrust Federal Credit UnionFedTrust Federal Credit Union167 N Main St Ste 102, Arlington, TN 38002 8395A+5.0 ★Texas Ratio: 5.14% offering 15-Year Fixed Rate Conventional Mortgage at 5.00%, and Heritage South Credit UnionHeritage South Credit Union14 Faye S Perry drive, Alexander City, AL 35004 3102A+5.0 ★Texas Ratio: 5.95% offering 15 Year Fixed Mortgage at 5.25%, and Central Credit Union of IllinoisCentral Credit Union of Illinois1001 Mannheim Rd, Bellwood, IL 60104A+5.0 ★Texas Ratio: 4.42% offering 15-Year Fixed-Rate Mortgages at 4.99%, and JTNBJTNB12 Broadway, Jim Thorpe, PA 18229A+5.0 ★Texas Ratio: 0.00% offering Current Mortgage - 15 Year Fixed at 5.25%, and Green River Area Federal Credit UnionGreen River Area Federal Credit Union3000 Highway 144, GREENVILLE, KY 42303 0215A+5.0 ★Texas Ratio: 1.45% offering 15 Yr. First Mortgage at 5.50%.
A 15-year fixed mortgage dramatically accelerates your payoff timeline and slashes total interest paid compared to a 30-year loan — at the cost of a higher monthly payment. It is one of the most powerful wealth-building moves available to homeowners with stable income, allowing you to build equity faster and pay off your home in half the time.
15-Year Fixed Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers across the country. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: October 12, 2026
Compare 15-Year Fixed Mortgage Rates Today
Lender
Product
Term
Rate ▲
APR
Profile
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
409 Riverwind Dr, Pearl, MS 39208 5917
15 Year Fixed
180 months
5.00%
▼
Rate
APR5.00%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 25, 2026 · 6.00% → 5.00% ▼ 1.00 pts · high 6.00% / low 5.00%
- Oct 12, 20265.00%▼ from 6.00%
- Sep 25, 20266.00%first recorded
FedTrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
167 N Main St Ste 102, Arlington, TN 38002 8395
15-Year Fixed Rate Conventional Mortgage
15 years
5.00%
5.00%
▼
Rate5.00%
APR5.00%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 9 times
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
3333 Burnet Ave, Cincinnati, OH 45229 3026
First Mortgage 15 Year Fixed Rate
180 months
5.25%
▼
Rate
APR5.25%
Points0.000
UpdatedOct 9, 2026
Details
**THESE PROMOTIONAL RATES ARE AVAILABLE FOR A LIMITED TIME AS APPROVED BY THE CMC FEDERAL CREDIT UNION BOARD OF DIRECTORS**
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 9 times
Heritage South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
14 Faye S Perry drive, Alexander City, AL 35004 3102
15 Year Fixed Mortgage
15 Year
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedOct 10, 2026
Details
As Low As; Max LTV: Up to 95%
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 7 times
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
1001 Mannheim Rd, Bellwood, IL 60104
15-Year Fixed-Rate Mortgages
15 Year
4.99%
5.25%
▼
Rate4.99%
APR5.25%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 7 times
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Broadway, Jim Thorpe, PA 18229
Current Mortgage - 15 Year Fixed
15 Year
5.25%
5.36%
▼
Rate5.25%
APR5.36%
Points0.000
UpdatedOct 12, 2026
Details
Term: 15 Year Fixed (or 180 monthly payments)
Rate History
1 change since Oct 8, 2026 · 5.86% → 5.36% ▼ 0.50 pts · high 5.86% / low 5.36%
- Oct 12, 20265.36%▼ from 5.86%
- Oct 8, 20265.86%first recorded
Firstmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
10610 Potranco Rd, Fredericksburg, TX 78121 4495
Home Loans - 15yr
15 years
5.47%
▼
Rate
APR5.47%
Points3.875
UpdatedOct 9, 2026
Details
Terms 15*, 30**
Rate History
No change since Sep 14, 2026 · 5.48% APR · checked 2 times
Telco Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1010 S SOUTHEAST LOOP 323, Kilgore, TX 75604
Mortgage - 15 Year Fixed
15 Year
5.50%
▼
Rate
APR5.50%
Points0.000
UpdatedOct 9, 2026
Details
As Low As
Rate History
2 changes since Sep 18, 2026 · 5.25% → 5.50% ▲ 0.25 pts · high 5.50% / low 5.00%
- Oct 2, 20265.50%▲ from 5.00%
- Oct 1, 20265.00%▼ from 5.25%
- Sep 18, 20265.25%first recorded
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
3000 Highway 144, GREENVILLE, KY 42303 0215
15 Yr. First Mortgage
15 years
5.50%
5.50%
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 8 times
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
11100 Weymouth Ct, Charlotte Hall, MD 20603
Conventional Loans - 15 Year Fixed Rate
15 years
5.50%
5.53%
▼
Rate5.50%
APR5.53%
Points0.000
UpdatedOct 12, 2026
Details
Mortgage; Conventional Loans
Rate History
No change since Oct 12, 2026 · 5.53% APR
Eagle Bank Everett, MA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
104 S Main St, Boston, MA 01949
15-Year Fixed Mortgage
15 years
5.50%
5.58%
▼
Rate5.50%
APR5.58%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
No change since Sep 19, 2026 · 5.58% APR · checked 6 times
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
2001 Museum Rd, Reading, PA 19607 1602
Mortgage 15 Year Fixed
15 Year
5.60%
▼
Rate
APR5.60%
Points0.000
UpdatedOct 12, 2026
Details
APR based on $100,000 loan amount; rates posted are indications only and subject to change without notice
Rate History
No change since Oct 12, 2026 · 5.60% APR
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
215 S Washington Ave, Abbotsford, WI 54405
15-Year Fixed
15 Years
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.61% APR · checked 7 times
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
11838 Joseph Campau St, Hamtramck, MI 48091 4073
USMFCU 15 Year Fixed Mortgage
15 Year
5.38%
5.62%
▼
Rate5.38%
APR5.62%
Points0.000
UpdatedOct 12, 2026
Details
Effective Date: Monday, September 14th, 2026
Rate History
4 changes since Sep 12, 2026 · 5.62% → 5.62% ▼ 0.00 pts · high 6.35% / low 5.62%
- Oct 12, 20265.62%▼ from 6.35%
- Oct 4, 20266.35%▲ from 6.22%
- Oct 2, 20266.22%▲ from 5.90%
- Sep 17, 20265.90%▲ from 5.62%
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1226 College Walk, Aiea, HI 96701
Conventional 15-Year Fixed Rate Mortgage
15-Year
5.62%
5.62%
▼
Rate5.62%
APR5.62%
Points2.750
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 12, 2026 · 5.63% APR
Hill District Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.14%
2021 Centre Ave, Pittsburgh, PA 15219 6301
15-Year Fixed Mortgage
15 years
5.00%
5.63%
▼
Rate5.00%
APR5.63%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.63% APR · checked 6 times
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA 19014
15 Year Fixed Rate
15 Year
5.62%
5.64%
▼
Rate5.62%
APR5.64%
Points0.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Sep 15, 2026 · 5.64% APR · checked 8 times
Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1008 Fremont St, Bakersfield, CA 93215
15-Year Fixed Rate Home Loan
15-Year
5.50%
5.64%
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 5.64% APR
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
36 Park Ave, Worcester, MA 01609
15 Year Fixed
15 Years
5.50%
5.64%
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedOct 10, 2026
Details
Rate As Low As; Conforming Fixed Rate Loan Limits: 1 family $$766,550; 2 family $981,500; 3 family $1,186,350; 4 family $1,474,400. Payment/$1,000 does not include amounts for taxes and insurance premiums. Rates advertised are the best currently available based on credit-worthiness, collateral value and income requirements. Other rates, terms and programs are available. Please contact our mortgage lending department at 508.754.9980 for complete details.
Rate History
No change since Sep 30, 2026 · 5.64% APR · checked 4 times
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1260 Kuala St, Aiea, HI 96701 4707
15-Year Fixed 1st Mortgage
15 years
5.25%
5.65%
▼
Rate5.25%
APR5.65%
Points2.000
UpdatedOct 12, 2026
Details
LTV: From 80.01% - 100.00%
Rate History
No change since Oct 12, 2026 · 5.65% APR
Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
1105 Western Ave, Kronenwetter, WI 54449 4918
1st Mortgage: 15 Year Fixed
15 years
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 16, 2026 · 5.40% → 5.66% ▲ 0.26 pts · high 5.66% / low 5.40%
- Oct 1, 20265.66%▲ from 5.40%
- Sep 16, 20265.40%first recorded
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1000 Oronoque Ln, Bridgeport, CT 06418 1326
15 Yr. Fixed
15 years
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedOct 7, 2026
Details
Terms and Conditions
Rate History
1 change since Sep 15, 2026 · 5.17% → 5.67% ▲ 0.50 pts · high 5.67% / low 5.17%
- Oct 1, 20265.67%▲ from 5.17%
- Sep 15, 20265.17%first recorded
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1260 Kuala St, Aiea, HI 96701 4707
15-Year Fixed 1st Mortgage
15 years
5.42%
5.67%
▼
Rate5.42%
APR5.67%
Points1.000
UpdatedOct 12, 2026
Details
LTV: From 80.01% - 100.00%
Rate History
No change since Oct 12, 2026 · 5.67% APR
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1219 Highway 55 E, Clover, SC 29607 2911
15-Year Fixed Rate Mortgage
15 years
5.50%
5.68%
▼
Rate5.50%
APR5.68%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 5.43% → 5.68% ▲ 0.25 pts · high 5.68% / low 5.43%
- Oct 9, 20265.68%▲ from 5.43%
- Sep 14, 20265.43%first recorded
Winnebago Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
2060 Witzel Ave, Neenah, WI 54901
First Mortgage Loan - 15 Year Fixed
5.49%
5.68%
▼
Rate5.49%
APR5.68%
Points0.000
UpdatedOct 9, 2026
Details
As Low As
Rate History
No change since Oct 1, 2026 · 5.68% APR · checked 4 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1400 Rockingham Rd, Beardstown, IA 50220
15 Year Fixed Rate Mortgage Loan
15 Year
5.49%
5.69%
▼
Rate5.49%
APR5.69%
Points0.000
UpdatedOct 9, 2026
Details
For complete information or rate quotes contact a Mortgage Specialist at 563-210-2787 or 563-888-9670
Rate History
No change since Sep 21, 2026 · 5.69% APR · checked 5 times
Actors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
165 W 46th St, Chicago, CA 10036 1308
15 Year Fixed-Rate Mortgage
15 Year
5.49%
5.69%
▼
Rate5.49%
APR5.69%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.69% APR · checked 3 times
Piedmont FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1040 Southpark Blvd, Boone, NC 27012
15-Year Fixed
5.53%
5.71%
▼
Rate5.53%
APR5.71%
Points1.000
UpdatedOct 11, 2026
Details
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in Winston-Salem, NC and is within Forsyth county. The property is an existing single family home and will be used as a primary residence. Assuming that an escrow (impound) account is being established. The rate lock period is 30 days with an assumed credit score of 780. At a 5.525% interest rate, the APR for this loan type is 5.706%. The payment schedule would be: 179 payments of $1,636.82 at an interest rate of 5.525% 1 payment of $1,637.12 at an interest rate of 5.525% If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. The interest rates, annual percentage rates (APRs), and fees are subject to change without notice.
Rate History
No change since Sep 15, 2026 · 5.71% APR · checked 8 times
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1260 Kuala St, Aiea, HI 96701 4707
15-Year Fixed 1st Mortgage
15 years
5.62%
5.72%
▼
Rate5.62%
APR5.72%
Points0.000
UpdatedOct 12, 2026
Details
LTV: From 80.01% - 100.00%
Rate History
No change since Oct 12, 2026 · 5.72% APR
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA 19014
15 Year Fixed Rate
15 Year
5.25%
5.73%
▼
Rate5.25%
APR5.73%
Points3.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Sep 15, 2026 · 5.73% APR · checked 8 times
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1121 S Magnolia St Ste 900, Beaumont, TX 75951 5624
15 Year Fixed Rate Mortgage
15 Year
5.50%
5.73%
▼
Rate5.50%
APR5.73%
Points0.000
UpdatedOct 9, 2026
Details
APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.
Rate History
No change since Sep 14, 2026 · 5.73% APR · checked 5 times
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.10%
901 6th Ave, Huntington, WV 25701
15 Year Fixed Rate
5.75%
▼
Rate
APR5.75%
Points1.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 17, 2026 · 5.75% APR · checked 7 times
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3921 Oakland Ave, Saint Joseph, MO 64485
First Mortgage - 15 Year Fixed Rate - Conventional
15 Year
5.75%
▼
Rate
APR5.75%
Points0.000
UpdatedOct 9, 2026
Details
Call Shannon at 816-324-1414 or Jessica at 816-279-5656. to help you with your mortgage loan!
Rate History
No change since Oct 9, 2026 · 5.75% APR
Hudson River Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
NY
15-year fixed
15-year
5.75%
▼
Rate
APR5.75%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 7 times
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
1000 Lisbon St, Lewiston, ME 04240 5721
Mortgages - 15 YR FIXED
15 years
5.50%
5.75%
▼
Rate5.50%
APR5.75%
Points0.000
UpdatedOct 12, 2026
Details
Primary homes only; Effective: September 18, 2026
Rate History
No change since Sep 12, 2026 · 5.75% APR · checked 8 times
Members Choice Credit Union Ashland, KY
Institution Rating:
A+5.0 ★Texas Ratio: 5.97%
114 Interstate Dr, Ashland, KY 41101
Mortgage Rates NMLS# 411945 - 15 Year Fixed
180 Months
5.75%
5.75%
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 7 times
Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
128 E Badger Dr, Mauston, WI 53948
Mortgages - 15 Year Fixed
180 months
5.75%
5.75%
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedOct 9, 2026
Details
First Mortgage - Primary Residence Only
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 9 times
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1070 E Teague Ave, Clovis, CA 93230 4938
15 Year Fixed Rate - Primary Residence
15 Year
5.50%
5.75%
▼
Rate5.50%
APR5.75%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 29, 2026 · 5.75% APR · checked 6 times
Home Federal Bank of Tennessee
Institution Rating:
A5.0 ★Texas Ratio: 12.75%
102 Foothills Mall Dr, Corryton, TN 37721
Mortgage - 15 Year Fixed
15 Year
5.50%
5.80%
▼
Rate5.50%
APR5.80%
Points1.000
UpdatedOct 11, 2026
Details
Loan Amount: $165,000; Payment: $1,348.19; Discount Points/AMT: $1,414.75
Rate History
2 changes since Sep 24, 2026 · 5.55% → 5.80% ▲ 0.25 pts · high 5.80% / low 5.55%
- Oct 7, 20265.80%▲ from 5.55%
- Sep 27, 20265.55%▲ from 5.55%
- Sep 24, 20265.55%first recorded
Alabama Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
1 Mercedes Dr, Birmingham, AL 32507 8703
15 Year Fixed, First Mortgage
5.62%
5.81%
▼
Rate5.62%
APR5.81%
Points0.500
UpdatedOct 9, 2026
Details
Loan to Value %: 80%
Rate History
No change since Sep 21, 2026 · 5.81% APR · checked 4 times
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
23 Industrial Park Rd, Biddeford, ME 04005 3023
15-Year Fixed-Rate
15-Year
5.85%
▼
Rate
APR5.85%
Points0.000
UpdatedOct 10, 2026
Details
Rates and Terms are subject to credit approval.
Rate History
No change since Sep 14, 2026 · 5.85% APR · checked 4 times
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
255 James Payton Blvd, Chelsea, AL 35043
15-Year Fixed Rate Mortgage - 1st Mortgage Only, A+ Rated Credit
15 years
5.60%
5.87%
▼
Rate5.60%
APR5.87%
Points0.000
UpdatedOct 12, 2026
Details
Max LTV: <=90%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Rates based on individual creditworthiness
Rate History
No change since Oct 12, 2026 · 5.87% APR
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
255 James Payton Blvd, Chelsea, AL 35043
15-Year Fixed Rate Mortgage - A+ Rated Credit
15 years
5.60%
5.87%
▼
Rate5.60%
APR5.87%
Points0.000
UpdatedOct 12, 2026
Details
Max LTV: <=90%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Survey if Applicable; Restrictions apply
Rate History
No change since Oct 12, 2026 · 5.87% APR
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1260 Kuala St, Aiea, HI 96701 4707
15-Year Fixed 2nd Mortgage
15 years
5.50%
5.90%
▼
Rate5.50%
APR5.90%
Points2.000
UpdatedOct 12, 2026
Details
LTV: Up to 80.00%
Rate History
No change since Oct 12, 2026 · 5.90% APR
Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1172 River St, Boston, MA 02108
Mortgage - 15 Year Fixed
15 Year
5.88%
5.92%
▼
Rate5.88%
APR5.92%
Points0.000
UpdatedOct 7, 2026
Details
Add .25% for loans less than $100,000.
Rate History
1 change since Sep 24, 2026 · 5.67% → 5.92% ▲ 0.25 pts · high 5.92% / low 5.67%
- Oct 1, 20265.92%▲ from 5.67%
- Sep 24, 20265.67%first recorded
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1260 Kuala St, Aiea, HI 96701 4707
15-Year Fixed 2nd Mortgage
15 years
5.67%
5.93%
▼
Rate5.67%
APR5.93%
Points1.000
UpdatedOct 12, 2026
Details
LTV: Up to 80.00%
Rate History
No change since Oct 12, 2026 · 5.93% APR
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
170 S Rainbow Blvd, Henderson, NV 89014
15-Year Fixed
15-Year
5.75%
5.94%
▼
Rate5.75%
APR5.94%
Points0.000
UpdatedOct 10, 2026
Details
As low as
Rate History
2 changes since Sep 14, 2026 · 5.36% → 5.94% ▲ 0.58 pts · high 5.94% / low 5.36%
- Sep 27, 20265.94%▲ from 5.87%
- Sep 18, 20265.87%▲ from 5.36%
- Sep 14, 20265.36%first recorded
Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
1230 Lakes Dr Ste 108, Brea, CA 90012 3352
Fixed-Rate Mortgages - 15-Year Fixed
15 years
5.75%
5.95%
▼
Rate5.75%
APR5.95%
Points0.000
UpdatedOct 12, 2026
Details
Loan amount not to exceed $499,999; Conforming rates; APR assumes $250,000 loan, 80% LTV, owner occupied, single-family, credit score 620+
Rate History
No change since Oct 12, 2026 · 5.95% APR
Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
1230 Lakes Dr Ste 108, Brea, CA 90012 3352
High Balance Fixed-Rate Mortgages - 15-Year Fixed
15 years
5.75%
5.95%
▼
Rate5.75%
APR5.95%
Points0.000
UpdatedOct 12, 2026
Details
Loan amounts of $500,000 to $1,000,000; High balance; APR assumes $500,000 loan, 80% LTV, owner occupied, single family, credit score 620+
Rate History
No change since Oct 12, 2026 · 5.95% APR
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
112 County Rd, Amesbury, MA 01913
First-Time/Affordable Homebuyer Loan - 15 Year Fixed
15 Year
5.50%
5.95%
▼
Rate5.50%
APR5.95%
Points2.000
UpdatedOct 7, 2026
Details
All other Purchase and Refinance Loans; Minimum Credit Score: 720
Rate History
No change since Oct 7, 2026 · 5.95% APR
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
1004 N Oak St, Alexandria, LA 70006 5324
Conventional Mortgages - 15 year fixed
15 year
5.88%
5.96%
▼
Rate5.88%
APR5.96%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 5.96% APR · checked 8 times
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1260 Kuala St, Aiea, HI 96701 4707
15-Year Fixed 2nd Mortgage
15 years
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedOct 12, 2026
Details
LTV: Up to 80.00%
Rate History
No change since Oct 12, 2026 · 5.97% APR
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
105 Aquaris Agora Dr, Altamonte Springs, FL 32132
15 Year Fixed Mortgage
180 months
5.75%
5.97%
▼
Rate5.75%
APR5.97%
Points0.783
UpdatedOct 10, 2026
Details
For a $250,000.00 loan would result in a monthly payment of $2,076.03. Last updated 10/09/2026. The rates displayed already reflect a 0.50 percentage point promotional discount for eligible 10-, 15-, 20-, and 30-year fixed-rate mortgage loans. Available for purchase and refinance loans on owner-occupied primary residences. Excludes construction-to-permanent loans, vacation homes, investment properties, multifamily properties, and condominiums. To qualify for and retain the discounted rate, members must establish a FAIRWINDS checking account with either a recurring direct deposit of at least $500 or automatic mortgage payments. Failure to establish these requirements may result in the loss of the promotional discount and an adjustment to the interest rate. Offer may be modified or discontinued at any time without notice.
Rate History
No change since Oct 10, 2026 · 5.98% APR
R-G Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
400 Towne Center Drive, BELTON, MO 64012
15 Year Fixed
15 Year
6.00%
▼
Rate
APR6.00%
Points0.000
UpdatedOct 9, 2026
Details
As Low As; First Mortgage - Purchase
Rate History
No change since Oct 9, 2026 · 6.00% APR
R-G Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
400 Towne Center Drive, BELTON, MO 64012
First Mortgage - Purchase 15 Year Fixed
15 Year
6.00%
▼
Rate
APR6.00%
Points0.000
UpdatedOct 9, 2026
Details
As Low As; *
Rate History
1 change since Sep 14, 2026 · 5.85% → 6.00% ▲ 0.15 pts · high 6.00% / low 5.85%
- Oct 2, 20266.00%▲ from 5.85%
- Sep 14, 20265.85%first recorded
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
10636 Gratiot Ave, Casco, MI 48021 2312
15 Year Fixed Rate
15 Year
6.00%
▼
Rate
APR6.00%
Points0.000
UpdatedOct 9, 2026
Details
NMLS ID 411386
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 7 times
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
1811 N Hutchinson Rd, Greenfield, WA 53220 4608
15 year fixed rate
15 year
6.00%
▼
Rate
APR6.00%
Points0.000
UpdatedOct 9, 2026
Details
As low as
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 6 times
MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1111 NW 7th St, Miami, FL 33136
15 Year Fixed Rate Mortgage
6.00%
▼
Rate
APR6.00%
Points0.000
UpdatedOct 10, 2026
Details
As low as
Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 6 times
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
409 Riverwind Dr, Pearl, MS 39208 5917
15 Year Fixed
180 months
6.00%
▼
Rate
APR6.00%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Sep 25, 2026 · 6.00% APR · checked 5 times
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
10230 Two Notch Rd, Batesburg, SC 29006 2125
15 Year Fixed
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.000
UpdatedOct 9, 2026
Details
Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change.
Rate History
2 changes since Sep 21, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75%
- Oct 2, 20266.00%▲ from 5.87%
- Sep 25, 20265.87%▲ from 5.75%
- Sep 21, 20265.75%first recorded
Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1 Towne Ctr, Cliffside Park, NJ 07006
15 Year Fixed First Lien
15 Year
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Sep 15, 2026 · 6.00% APR · checked 8 times
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2601 Network Blvd, Frisco, MO 65101
15-Year Fixed Rate Loan
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75%
- Oct 2, 20266.00%▲ from 5.75%
- Sep 14, 20265.75%first recorded
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10175 State Road 54, Bradenton, FL 33511 5706
Second Home Mortgages - 15 Year Fixed
15 years
5.50%
6.01%
▼
Rate5.50%
APR6.01%
Points0.000
UpdatedOct 10, 2026
Details
As low as
Rate History
No change since Oct 2, 2026 · 6.01% APR · checked 2 times
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10175 State Road 54, Bradenton, FL 33511 5706
15-Year Fixed Mortgage
15 years
6.00%
6.01%
▼
Rate6.00%
APR6.01%
Points0.000
UpdatedOct 10, 2026
Details
As low as
Rate History
No change since Oct 10, 2026 · 6.01% APR
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.54%
11121 Fountains Dr, Bloomington, MN 55014 1778
Mortgage - 15 Year Fixed
15 Year
5.62%
6.02%
▼
Rate5.62%
APR6.02%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Sep 27, 2026 · 6.02% APR · checked 4 times
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
112 County Rd, Amesbury, MA 01913
First-Time/Affordable Homebuyer Loan - 15 Year Fixed
15 Year
5.75%
6.04%
▼
Rate5.75%
APR6.04%
Points1.000
UpdatedOct 7, 2026
Details
All other Purchase and Refinance Loans; Minimum Credit Score: 720
Rate History
No change since Oct 7, 2026 · 6.04% APR
1st Bank of Sea Isle City
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1615 Route 9 N, Cape May Court House, NJ 08210
15 Year Fixed Rate
15 Year
6.00%
6.06%
▼
Rate6.00%
APR6.06%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 16, 2026 · 5.68% → 6.06% ▲ 0.38 pts · high 6.06% / low 5.68%
- Sep 24, 20266.06%▲ from 5.68%
- Sep 16, 20265.68%first recorded
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
125 Wireless Blvd, Brooklyn, FL 10710 5599
15 Year Fixed Mortgage
15 Year
6.00%
6.09%
▼
Rate6.00%
APR6.09%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.09% → 6.09% ▼ 0.00 pts · high 6.72% / low 6.09%
- Oct 12, 20266.09%▼ from 6.72%
- Sep 25, 20266.72%▲ from 6.09%
- Sep 14, 20266.09%first recorded
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
110 McIndoe St, Wausau, WI 54401
15 Year Fixed Rate
180 months
6.00%
6.11%
▼
Rate6.00%
APR6.11%
Points0.000
UpdatedOct 9, 2026
Details
For general information about the types of mortgage loans we offer, contact our Mortgage Specialists or email us at [email protected] or by phone at 715 843-4663.
Rate History
No change since Oct 5, 2026 · 6.11% APR · checked 2 times
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
110 McIndoe St, Wausau, WI 54401
1st Mortgage - 15 Year Fixed Rate
180 months
6.00%
6.11%
▼
Rate6.00%
APR6.11%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 18, 2026 · 6.11% APR · checked 7 times
First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1341 COVE RD, East Wareham, MA 02538
15-Year Fixed
15-Year
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 18, 2026 · 6.12% APR · checked 7 times
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
112 County Rd, Amesbury, MA 01913
First-Time/Affordable Homebuyer Loan - 15 Year Fixed
15 Year
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points0.000
UpdatedOct 7, 2026
Details
All other Purchase and Refinance Loans; Minimum Credit Score: 720
Rate History
No change since Oct 7, 2026 · 6.14% APR
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
15 2660 Pahoa Village Rd, Hilo, HI 96720
Residential Mortgage Loans - 15Yr Fixed
15 years
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points0.000
UpdatedOct 9, 2026
Details
Down Payment: 20%
Rate History
No change since Sep 14, 2026 · 6.14% APR · checked 4 times
Securityplus Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.19%
1514 Woodlawn Dr, Baltimore, MD 21117 3604
15-Year Fixed
15 years
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 6.16% APR · checked 2 times
Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1110 Robeson St, Assonet, MA 02702
15 Year Fixed Rate Mortgage
15 Year
6.00%
6.17%
▼
Rate6.00%
APR6.17%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 27, 2026 · 5.87% → 6.17% ▲ 0.29 pts · high 6.17% / low 5.87%
- Oct 1, 20266.17%▲ from 5.87%
- Sep 27, 20265.87%first recorded
Country Bank for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
1084 Main St, Belchertown, MA 01007
15 Year Fixed Rate Conventional Residential Owner-Occupied Loan
15 years
5.75%
6.17%
▼
Rate5.75%
APR6.17%
Points2.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 6.17% APR · checked 2 times
Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1 Towne Ctr, Cliffside Park, NJ 07006
15 Year Fixed Rate
15 Year
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedOct 7, 2026
Details
Loan Amounts: Up To $832,750
Rate History
1 change since Sep 15, 2026 · 5.80% → 6.18% ▲ 0.38 pts · high 6.18% / low 5.80%
- Oct 7, 20266.18%▲ from 5.80%
- Sep 15, 20265.80%first recorded
California Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
130 Sunrise Ave, Elk Grove, CA 95356 0542
15-Year Fixed
15 years
6.10%
6.20%
▼
Rate6.10%
APR6.20%
Points0.000
UpdatedOct 10, 2026
Details
(3)
Rate History
3 changes since Sep 14, 2026 · 6.19% → 6.20% ▲ 0.01 pts · high 6.36% / low 6.02%
- Oct 10, 20266.20%▲ from 6.02%
- Sep 27, 20266.02%▼ from 6.36%
- Sep 22, 20266.36%▲ from 6.19%
- Sep 14, 20266.19%first recorded
Crews Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
102 E Interlake Blvd, Arcadia, FL 33801
15-Year Fixed
15 years
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedOct 7, 2026
Details
Loan Amount: $360,000; Down Payment: 20%
Rate History
1 change since Sep 29, 2026 · 5.68% → 6.20% ▲ 0.52 pts · high 6.20% / low 5.68%
- Oct 1, 20266.20%▲ from 5.68%
- Sep 29, 20265.68%first recorded
Marion Center Bank
Institution Rating:
B4.3 ★Texas Ratio: 12.13%
106 W Main St, Big Run, PA 15701
15 Year Fixed: Purchase/Refinance
15 Year
6.15%
6.20%
▼
Rate6.15%
APR6.20%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 15, 2026 · 5.70% → 6.20% ▲ 0.50 pts · high 6.20% / low 5.70%
- Oct 1, 20266.20%▲ from 5.70%
- Sep 15, 20265.70%first recorded
United Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
1026 W Midland Rd, AUBURN, MI 48602
15 year fixed
15 year
6.25%
▼
Rate
APR6.25%
Points0.000
UpdatedOct 9, 2026
Details
up to 90% financing
Rate History
No change since Oct 9, 2026 · 6.25% APR
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
1119 S Lincoln Ave, Alton, IL 62002
Land Loan - 15 Year Fixed
15 Year
6.25%
▼
Rate
APR6.25%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 10, 2026 · 6.25% APR
Peninsula Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
2929 3rd Ave N, Escanaba, MI 49829
15 Year Fixed Rate Mortgage
15 years
6.25%
▼
Rate
APR6.25%
Points0.000
UpdatedOct 12, 2026
Details
Published APR range: 6.25%-17.95%.
Rate History
No change since Oct 12, 2026 · 6.25% APR
Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
11350 Panama City Beach Pkwy, Dothan, AL 32403
15-Year Fixed Mortgage
15 years
6.25%
▼
Rate
APR6.25%
Points0.000
UpdatedOct 12, 2026
Details
Mortgage; Effective as of Oct 9, 2026; APR = Annual Percentage Rate
Rate History
No change since Oct 8, 2026 · 6.25% APR · checked 2 times
Vantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
100 Progress Point Ct, Bridgeton, IL 62201
15-Yr. Fixed - Member Advantage
15-Yr
6.13%
6.25%
▼
Rate6.13%
APR6.25%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 27, 2026 · 5.62% → 6.25% ▲ 0.63 pts · high 6.25% / low 5.62%
- Oct 1, 20266.25%▲ from 5.62%
- Sep 27, 20265.62%first recorded
Racine Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
1907 Lathrop Ave, Racine, WI 53405 3706
15 Year Fixed Rate Home Loan
180 months
6.25%
6.25%
▼
Rate6.25%
APR6.25%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 6.25% APR
Ripple Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
429 N Sawyer St, Oshkosh, WI 54902 4253
15 Year Fixed Mortgage
15 Year
6.25%
6.25%
▼
Rate6.25%
APR6.25%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 22, 2026 · 6.25% APR · checked 2 times
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
13303 Hadley St, MONTEREY PARK, CA 90601
15-Year Fixed-Rate Mortgage
6.25%
6.25%
▼
Rate6.25%
APR6.25%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
3 changes since Sep 16, 2026 · 5.88% → 6.25% ▲ 0.38 pts · high 6.38% / low 5.88%
- Oct 12, 20266.25%▼ from 6.38%
- Oct 8, 20266.38%▲ from 6.25%
- Sep 25, 20266.25%▲ from 5.88%
- Sep 16, 20265.88%first recorded
Country Bank for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
1084 Main St, Belchertown, MA 01007
15 Year Fixed Rate Conventional Residential Owner-Occupied Loan
15 years
6.00%
6.26%
▼
Rate6.00%
APR6.26%
Points1.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 6.26% APR · checked 2 times
Pittsfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
110 Dalton Ave, Dalton, MA 01201
15 Year Fixed
15 Year
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Sep 16, 2026 · 6.26% APR · checked 9 times
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
101 High St, Altoona, PA 15943
15-Year Fixed Rate Biweekly Mortgage Loan
15-Year
6.25%
6.26%
▼
Rate6.25%
APR6.26%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Oct 8, 2026 · 6.00% → 6.26% ▲ 0.26 pts · high 6.26% / low 6.00%
- Oct 12, 20266.26%▲ from 6.00%
- Oct 8, 20266.00%first recorded
Bank of Easton
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
12 Robert Dr, North Easton, MA 02356
Fixed Rate Mortgages - 15 Year Fixed
15 Year
6.00%
6.28%
▼
Rate6.00%
APR6.28%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Oct 7, 2026 · 6.15% → 6.28% ▲ 0.13 pts · high 6.28% / low 6.15%
- Oct 11, 20266.28%▲ from 6.15%
- Oct 7, 20266.15%first recorded
Hawaii State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
1099 Alakea St Ste 100, Aiea, HI 96701
15-Year Fixed Mortgage
15 years
6.00%
6.28%
▼
Rate6.00%
APR6.28%
Points1.750
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
2 changes since Sep 16, 2026 · 6.32% → 6.28% ▼ 0.04 pts · high 6.36% / low 6.28%
- Oct 8, 20266.28%▼ from 6.36%
- Oct 4, 20266.36%▲ from 6.32%
- Sep 16, 20266.32%first recorded
PNB of Kewanee
Institution Rating:
B4.7 ★Texas Ratio: 19.21%
109 W Maple Ave, Annawan, IL 60420
15 Year Fixed Mortgages
15 years
5.90%
6.29%
▼
Rate5.90%
APR6.29%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 6.29% APR · checked 2 times
City of Boston Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
1010 William T MORRISSEY BLVD, Boston, MA 02021 2715
15 Year Fixed Rate Mortgage
180 months
6.25%
6.30%
▼
Rate6.25%
APR6.30%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.03% → 6.30% ▲ 0.27 pts · high 7.31% / low 6.03%
- Oct 10, 20266.30%▼ from 7.31%
- Sep 18, 20267.31%▲ from 6.03%
- Sep 14, 20266.03%first recorded
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
175 Rock Rd, Glen Rock, NJ 07052
Residential Mortgage Loan - 15 Year Fixed
15 Year
5.75%
6.31%
▼
Rate5.75%
APR6.31%
Points3.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 24, 2026 · 6.05% → 6.31% ▲ 0.25 pts · high 6.31% / low 6.05%
- Oct 1, 20266.31%▲ from 6.05%
- Sep 24, 20266.05%first recorded
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1116 Soldiers Field Dr, Brenham, TX 77084
90% Loan to Value - 15-Year Fixed Rate
15-Year
6.00%
6.33%
▼
Rate6.00%
APR6.33%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 18, 2026 · 6.33% APR · checked 5 times
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
100 State Route 37, Bethel, CT 06470
15 Year Fixed Rate
15 years
6.25%
6.33%
▼
Rate6.25%
APR6.33%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
2 changes since Sep 16, 2026 · 5.70% → 6.33% ▲ 0.63 pts · high 6.33% / low 5.70%
- Oct 1, 20266.33%▲ from 5.95%
- Sep 20, 20265.95%▲ from 5.70%
- Sep 16, 20265.70%first recorded
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1070 E Teague Ave, Clovis, CA 93230 4938
15 Year Fixed Closed End 2nd - Owner Occupied
15 Year
6.25%
6.34%
▼
Rate6.25%
APR6.34%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 29, 2026 · 6.34% APR · checked 6 times
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1 South St, Baltimore, MD 21133 4706
15-year fixed rate
15 years
6.00%
6.34%
▼
Rate6.00%
APR6.34%
Points1.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 6.34% APR
Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
1100 Corporate Center Dr Ste 101, Cerritos, CA 90703
15 Year Fixed Rate
15 Year
6.25%
6.34%
▼
Rate6.25%
APR6.34%
Points0.000
UpdatedOct 9, 2026
Details
Additional APR listed for this product: 6.505%. Conventional Fixed
Rate History
1 change since Sep 29, 2026 · 6.59% → 6.35% ▼ 0.24 pts · high 6.59% / low 6.35%
- Oct 5, 20266.35%▼ from 6.59%
- Sep 29, 20266.59%first recorded
Marion Center Bank
Institution Rating:
B4.3 ★Texas Ratio: 12.13%
106 W Main St, Big Run, PA 15701
15 Year Fixed: Construction
15 Year
6.15%
6.35%
▼
Rate6.15%
APR6.35%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 15, 2026 · 5.85% → 6.35% ▲ 0.50 pts · high 6.35% / low 5.85%
- Oct 1, 20266.35%▲ from 5.85%
- Sep 15, 20265.85%first recorded
Country Bank for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
1084 Main St, Belchertown, MA 01007
15 Year Fixed Rate Conventional Residential Owner-Occupied Loan
15 years
6.25%
6.36%
▼
Rate6.25%
APR6.36%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 6.36% APR · checked 2 times
Community Savings Bank Chicago, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
4801 W Belmont Ave, Chicago, IL 60641
15 Year Fixed Mortgage
15 Year
6.12%
6.36%
▼
Rate6.12%
APR6.36%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 15, 2026 · 6.11% → 6.36% ▲ 0.25 pts · high 6.36% / low 6.11%
- Sep 24, 20266.36%▲ from 6.11%
- Sep 15, 20266.11%first recorded
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1305 S Salisbury Blvd, Lewes, DE 19958 4781
15 Year Fixed Rate Mortgage
15 years
6.25%
6.36%
▼
Rate6.25%
APR6.36%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 6.36% APR
Mi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
3707 W Maple Rd, Bloomfield Township, MI 48301
15-Year Fixed-Rate Mortgage
15 years
6.38%
6.38%
▼
Rate6.38%
APR6.38%
Points0.000
UpdatedOct 7, 2026
Details
Loan Examples: The payment on a $200,000 15-Year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) is 180 payments of $1,728.50 with 0.0 points due at closing. The Annual Percentage Rate (APR) is 6.631% based on $3,200.00 in fees. Payment does not include taxes and insurance premiums. The actual payment amount may be greater. Minimum credit score of 740 required for the advertised rates.
Rate History
1 change since Sep 15, 2026 · 5.99% → 6.38% ▲ 0.38 pts · high 6.38% / low 5.99%
- Sep 19, 20266.38%▲ from 5.99%
- Sep 15, 20265.99%first recorded
Schuyler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 Frank E Rodgers Blvd N, Harrison, NJ 07029
15 Year Fixed Rate
15 Year
6.25%
6.38%
▼
Rate6.25%
APR6.38%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 6.38% APR · checked 2 times
Hawaii State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
1099 Alakea St Ste 100, Aiea, HI 96701
15-Year Fixed Mortgage
15 years
6.25%
6.39%
▼
Rate6.25%
APR6.39%
Points0.875
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
3 changes since Sep 16, 2026 · 6.32% → 6.39% ▲ 0.07 pts · high 6.39% / low 6.28%
- Oct 12, 20266.39%▲ from 6.28%
- Oct 8, 20266.28%▼ from 6.36%
- Oct 4, 20266.36%▲ from 6.32%
- Sep 16, 20266.32%first recorded
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
175 Rock Rd, Glen Rock, NJ 07052
Residential Mortgage Loan - 15 Year Fixed
15 Year
6.00%
6.40%
▼
Rate6.00%
APR6.40%
Points2.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 24, 2026 · 6.15% → 6.40% ▲ 0.25 pts · high 6.40% / low 6.15%
- Oct 1, 20266.40%▲ from 6.15%
- Sep 24, 20266.15%first recorded
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
101 High St, Altoona, PA 15943
15-Year Fixed Rate Mortgage
15-Year
6.38%
6.40%
▼
Rate6.38%
APR6.40%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
2 changes since Sep 16, 2026 · 6.03% → 6.40% ▲ 0.38 pts · high 6.40% / low 6.03%
- Oct 12, 20266.40%▲ from 6.15%
- Oct 1, 20266.15%▲ from 6.03%
- Sep 16, 20266.03%first recorded
Savings Bank Wakefield, MA
Institution Rating:
A5.0 ★Texas Ratio: 9.38%
1105 Summer St, Andover, MA 01810
15-Year Fixed
15 Years
6.25%
6.41%
▼
Rate6.25%
APR6.41%
Points0.000
UpdatedOct 11, 2026
Details
20% Down; Max. Loan Amount: See note 1
Rate History
1 change since Sep 19, 2026 · 6.16% → 6.41% ▲ 0.25 pts · high 6.41% / low 6.16%
- Oct 7, 20266.41%▲ from 6.16%
- Sep 19, 20266.16%first recorded
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2019 S King St, Honolulu, HI 96707 1878
1st Mortgage - 15 Year Fixed
15 Year
6.00%
6.41%
▼
Rate6.00%
APR6.41%
Points2.000
UpdatedOct 12, 2026
Details
Rate Type: Fixed; Examples based on loan amount up to $970,800
Rate History
No change since Oct 12, 2026 · 6.41% APR
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
1127 Ethan Allen Highway, Enosburg Falls, VT 05450
15 Year Fixed Rate
15 Year
6.38%
6.41%
▼
Rate6.38%
APR6.41%
Points1.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 6.41% APR · checked 2 times
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
516 Spring St, Windsor Locks, CT 06096
15 Year Fixed 60 DAY LOCK as low as
15 Year
6.25%
6.43%
▼
Rate6.25%
APR6.43%
Points0.000
UpdatedOct 12, 2026
Details
As Low As; 60 DAY LOCK
Rate History
No change since Oct 12, 2026 · 6.43% APR
Savings Bank Wakefield, MA
Institution Rating:
A5.0 ★Texas Ratio: 9.38%
1105 Summer St, Andover, MA 01810
15-Year Fixed
15 Years
6.12%
6.43%
▼
Rate6.12%
APR6.43%
Points1.000
UpdatedOct 11, 2026
Details
20% Down; Max. Loan Amount: See note 1
Rate History
2 changes since Sep 15, 2026 · 5.93% → 6.43% ▲ 0.50 pts · high 6.43% / low 5.93%
- Oct 7, 20266.43%▲ from 6.18%
- Sep 19, 20266.18%▲ from 5.93%
- Sep 15, 20265.93%first recorded
Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1 Towne Ctr, Cliffside Park, NJ 07006
15 Year Fixed Rate
15 Year
6.38%
6.43%
▼
Rate6.38%
APR6.43%
Points0.000
UpdatedOct 7, 2026
Details
Loan Amounts: $832,751-$1,000,000
Rate History
1 change since Sep 15, 2026 · 6.05% → 6.43% ▲ 0.38 pts · high 6.43% / low 6.05%
- Oct 7, 20266.43%▲ from 6.05%
- Sep 15, 20266.05%first recorded
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1 South St, Baltimore, MD 21133 4706
15-year fixed rate
15 years
6.25%
6.43%
▼
Rate6.25%
APR6.43%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 6.43% APR
Carolina Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
1010 21st Ave N, Conway, SC 29526 3365
15-year Fixed
15-year
6.25%
6.43%
▼
Rate6.25%
APR6.43%
Points0.000
UpdatedOct 9, 2026
Details
As Low As
Rate History
1 change since Sep 14, 2026 · 6.11% → 6.44% ▲ 0.33 pts · high 6.44% / low 6.11%
- Oct 2, 20266.44%▲ from 6.11%
- Sep 14, 20266.11%first recorded
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
15-YEAR FIXED
15 years
6.12%
6.44%
▼
Rate6.12%
APR6.44%
Points1.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 6.44% APR
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
111 Lower Mill Bay Rd, Anchorage, AK 99501 3411
15-Year Fixed First time Homebuyer
15 years
6.12%
6.45%
▼
Rate6.12%
APR6.45%
Points0.000
UpdatedOct 9, 2026
Details
Owner Occupied 1st Deed of Trust (Single Family or Approved/Eligible Condo); Based on a $100,000 loan for the specified term; Income limitations apply; Maximum term: 15 years
Rate History
1 change since Sep 14, 2026 · 5.69% → 6.45% ▲ 0.76 pts · high 6.45% / low 5.69%
- Oct 9, 20266.45%▲ from 5.69%
- Sep 14, 20265.69%first recorded
Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 8.75%
10 Monument Sq, Urbana, OH 43078
15 Year Fixed Rate Mortgage
15 Years
6.30%
6.45%
▼
Rate6.30%
APR6.45%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
No change since Sep 27, 2026 · 6.45% APR · checked 5 times
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Loves Park, IL 61073
15 Year Fixed Rate
15 Year
6.12%
6.45%
▼
Rate6.12%
APR6.45%
Points1.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 5.69% → 6.45% ▲ 0.77 pts · high 6.45% / low 5.69%
- Oct 2, 20266.45%▲ from 5.69%
- Sep 18, 20265.69%first recorded
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Main St, Amherst, MA 01002
15-Year Fixed-Rate
15-Year
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 15, 2026 · 6.11% → 6.49% ▲ 0.38 pts · high 6.49% / low 6.11%
- Sep 24, 20266.49%▲ from 6.11%
- Sep 15, 20266.11%first recorded
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
15-YEAR FIXED
15 years
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points0.500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 6.49% APR
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
175 Rock Rd, Glen Rock, NJ 07052
Residential Mortgage Loan - 15 Year Fixed
15 Year
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points1.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 24, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
- Oct 1, 20266.49%▲ from 6.24%
- Sep 24, 20266.24%first recorded
Canton Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
671 Washington St, Canton, MA 02021
15 Year Fixed Rate
15 Year
6.38%
6.49%
▼
Rate6.38%
APR6.49%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 15, 2026 · 6.58% → 6.49% ▼ 0.09 pts · high 6.58% / low 6.49%
- Oct 1, 20266.49%▼ from 6.58%
- Sep 15, 20266.58%first recorded
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
1012 Yellowstone Ave, Albuquerque, AZ 59105
15-year fixed refinance (first mortgage)
15 years
6.49%
6.49%
▼
Rate6.49%
APR6.49%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 5, 2026 · 6.49% APR · checked 2 times
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1580 Lakewood Road, EATONTOWN, NJ 07724 2210
15-Year Fixed
15-Year
6.49%
▼
Rate
APR6.49%
Points0.000
UpdatedOct 12, 2026
Details
As low as
Rate History
5 changes since Sep 16, 2026 · 6.75% → 6.49% ▼ 0.25 pts · high 7.50% / low 6.49%
- Oct 12, 20266.49%▼ from 7.50%
- Oct 8, 20267.50%▲ from 7.38%
- Oct 2, 20267.38%▲ from 7.12%
- Sep 25, 20267.12%▲ from 6.99%
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, DE 19014 1862
Conforming Mortgage 15-Year Fixed
15 years
6.38%
6.49%
▼
Rate6.38%
APR6.49%
Points0.000
UpdatedOct 12, 2026
Details
Conforming mortgage loan amounts from $50,000 to $832,750; effective 10/09/2026
Rate History
No change since Oct 12, 2026 · 6.49% APR
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA 19008
15 Year Fixed
15 Year
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points1.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
2 changes since Sep 19, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.62% / low 6.24%
- Oct 11, 20266.49%▼ from 6.62%
- Sep 27, 20266.62%▲ from 6.24%
- Sep 19, 20266.24%first recorded
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
1910 South Ave, La Crosse, WI 54601
In-House Second Mortgage - 15 Year Fixed
15 Year
6.50%
▼
Rate
APR6.50%
Points0.000
UpdatedOct 9, 2026
Details
Contact the credit union for details.
Rate History
1 change since Sep 14, 2026 · 5.50% → 6.50% ▲ 1.00 pts · high 6.50% / low 5.50%
- Oct 9, 20266.50%▲ from 5.50%
- Sep 14, 20265.50%first recorded
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1645 E Nine Mile Rd, Pace, FL 32502 5728
15 Year Fixed Refinance
15 Year
6.50%
▼
Rate
APR6.50%
Points0.000
UpdatedOct 10, 2026
Details
This is A Limited Time Offer
Rate History
2 changes since Sep 14, 2026 · 6.00% → 6.50% ▲ 0.50 pts · high 6.50% / low 6.00%
- Oct 6, 20266.50%▲ from 6.38%
- Sep 18, 20266.38%▲ from 6.00%
- Sep 14, 20266.00%first recorded
Destinations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
5401 Old Court Rd, Baltimore, MD 21133 5103
Home Loans (15-Year Fixed)
6.50%
6.50%
▼
Rate6.50%
APR6.50%
Points0.000
UpdatedOct 9, 2026
Details
As low as
Rate History
1 change since Sep 18, 2026 · 6.00% → 6.50% ▲ 0.50 pts · high 6.50% / low 6.00%
- Oct 9, 20266.50%▲ from 6.00%
- Sep 18, 20266.00%first recorded
Nova UA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
237 Dayton Ave, Clifton, NJ 07011
15-Year Fixed
6.50%
6.50%
▼
Rate6.50%
APR6.50%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 29, 2026 · 6.13% → 6.50% ▲ 0.38 pts · high 6.50% / low 6.13%
- Oct 2, 20266.50%▲ from 6.13%
- Sep 29, 20266.13%first recorded
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1099 Morton Blvd, Fishkill, NY 10566 2801
Biweekly 15 Year Fixed
15 Year
6.50%
6.51%
▼
Rate6.50%
APR6.51%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 5.76% → 6.51% ▲ 0.75 pts · high 6.51% / low 5.76%
- Oct 2, 20266.51%▲ from 6.38%
- Sep 25, 20266.38%▲ from 5.76%
- Sep 14, 20265.76%first recorded
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
100 Wedcor Ave, Auburn, IN 46173
15 Year Fixed
15 years
6.37%
6.51%
▼
Rate6.37%
APR6.51%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Sep 18, 2026 · 6.51% APR · checked 6 times
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
101 E Bloomingdale Ave, Bradenton, FL 33511
15 Year Fixed
15 Year
6.51%
▼
Rate
APR6.51%
Points0.000
UpdatedOct 12, 2026
Details
As Low As
Rate History
2 changes since Sep 25, 2026 · 6.43% → 6.51% ▲ 0.09 pts · high 6.64% / low 6.43%
- Oct 12, 20266.51%▼ from 6.64%
- Oct 8, 20266.64%▲ from 6.43%
- Sep 25, 20266.43%first recorded
Destinations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
5401 Old Court Rd, Baltimore, MD 21133 5103
15-Year Fixed
15-Year
6.50%
6.51%
▼
Rate6.50%
APR6.51%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.14% → 6.52% ▲ 0.38 pts · high 6.52% / low 6.14%
- Oct 9, 20266.52%▲ from 6.26%
- Sep 18, 20266.26%▲ from 6.14%
- Sep 14, 20266.14%first recorded
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Main St, Amherst, MA 01002
15-Year Fixed-Rate
15-Year
6.12%
6.52%
▼
Rate6.12%
APR6.52%
Points1.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 15, 2026 · 6.14% → 6.52% ▲ 0.38 pts · high 6.52% / low 6.14%
- Sep 24, 20266.52%▲ from 6.14%
- Sep 15, 20266.14%first recorded
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1000 Minnesota Ave, Fairway, KS 64063
15-Year Fixed Rate
15 years
6.25%
6.52%
▼
Rate6.25%
APR6.52%
Points0.000
UpdatedOct 7, 2026
Details
Posted rates include a 0.50% discount for loans setup with automatic monthly payments out of a Security Bank of Kansas City Deposit account at origination. Requires an open and active checking or savings deposit account at Security Bank of Kansas City when the loan is originated.
Rate History
2 changes since Sep 15, 2026 · 6.14% → 6.52% ▲ 0.38 pts · high 6.52% / low 6.14%
- Oct 1, 20266.52%▲ from 6.27%
- Sep 27, 20266.27%▲ from 6.14%
- Sep 15, 20266.14%first recorded
NEXT STEP
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
150 Defreest Dr, Albany, NY 12180
Conventional 15-Year Fixed Rate Mortgage
15 years
6.25%
6.52%
▼
Rate6.25%
APR6.52%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 6, 2026 · 6.52% APR · checked 2 times
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1099 Morton Blvd, Fishkill, NY 10566 2801
15 Year Fixed Rate
6.50%
6.52%
▼
Rate6.50%
APR6.52%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.02% → 6.52% ▲ 0.50 pts · high 6.52% / low 6.02%
- Oct 2, 20266.52%▲ from 6.40%
- Sep 25, 20266.40%▲ from 6.02%
- Sep 14, 20266.02%first recorded
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
100 SWIFT ST, BOSTON, MA 02128 1864
Mortgage Loans - 15 Year Fixed
15 Year
6.38%
6.53%
▼
Rate6.38%
APR6.53%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 6.27% → 6.53% ▲ 0.25 pts · high 6.53% / low 6.27%
- Oct 2, 20266.53%▲ from 6.27%
- Sep 14, 20266.27%first recorded
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
110 Outlet Pointe Blvd, Charlotte, NC 27612
15-Year Fixed
15-Year
6.53%
6.53%
▼
Rate6.53%
APR6.53%
Points0.000
UpdatedOct 9, 2026
Details
Downpayment as low as* 5%; PMI
Rate History
5 changes since Sep 14, 2026 · 6.03% → 6.53% ▲ 0.49 pts · high 6.85% / low 6.03%
- Oct 9, 20266.53%▲ from 6.43%
- Sep 29, 20266.43%▲ from 6.25%
- Sep 25, 20266.25%▲ from 6.23%
- Sep 21, 20266.23%▼ from 6.85%
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
101 Pakaula St, Honolulu, HI 96707
15 Year Fixed Rate
15 years
6.12%
6.54%
▼
Rate6.12%
APR6.54%
Points1.875
UpdatedOct 12, 2026
Details
Payment: $850.62 per $100,000; 1st Adj Rate: N/A
Rate History
No change since Sep 25, 2026 · 6.54% APR · checked 5 times
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
1 Tremont Pl, Chelmsford, MA 01824 2343
15 Year Fixed
15 years
6.50%
6.54%
▼
Rate6.50%
APR6.54%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 16, 2026 · 6.04% → 6.54% ▲ 0.50 pts · high 6.54% / low 6.04%
- Oct 5, 20266.54%▲ from 6.16%
- Oct 1, 20266.16%▲ from 6.04%
- Sep 16, 20266.04%first recorded
Vantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
100 Progress Point Ct, Bridgeton, IL 62201
15-Yr. Fixed
15-Yr
6.13%
6.54%
▼
Rate6.13%
APR6.54%
Points2.400
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
2 changes since Sep 18, 2026 · 6.54% → 6.54% ▼ 0.00 pts · high 6.62% / low 6.54%
- Oct 1, 20266.54%▼ from 6.62%
- Sep 22, 20266.62%▲ from 6.54%
- Sep 18, 20266.54%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, DC 20319 0001
Conforming 15 Year Fixed
15 years
6.50%
6.54%
▼
Rate6.50%
APR6.54%
Points0.250
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
4 changes since Sep 16, 2026 · 6.38% → 6.54% ▲ 0.17 pts · high 6.67% / low 6.38%
- Oct 12, 20266.54%▼ from 6.67%
- Oct 8, 20266.67%▲ from 6.50%
- Oct 4, 20266.50%▼ from 6.58%
- Oct 2, 20266.58%▲ from 6.38%
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1221 Hewitt Dr, Belton, TX 76501 7603
15-year Fixed Purchase
180 months
6.38%
6.55%
▼
Rate6.38%
APR6.55%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
5 changes since Sep 14, 2026 · 6.30% → 6.55% ▲ 0.25 pts · high 6.67% / low 6.17%
- Oct 10, 20266.55%▼ from 6.67%
- Oct 2, 20266.67%▲ from 6.55%
- Sep 27, 20266.55%▲ from 6.30%
- Sep 22, 20266.30%▲ from 6.17%
Rate
APR6.55%
Points0.000
UpdatedOct 10, 2026
Details
AS LOW AS
Rate History
1 change since Oct 1, 2026 · 6.53% → 6.55% ▲ 0.02 pts · high 6.55% / low 6.53%
- Oct 10, 20266.55%▲ from 6.53%
- Oct 1, 20266.53%first recorded
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Main St, Amherst, MA 01002
15-Year Fixed-Rate
15-Year
6.00%
6.55%
▼
Rate6.00%
APR6.55%
Points2.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 15, 2026 · 6.17% → 6.56% ▲ 0.38 pts · high 6.56% / low 6.17%
- Sep 24, 20266.56%▲ from 6.17%
- Sep 15, 20266.17%first recorded
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1120 Meetinghouse Rd, Ambler, PA 19002
Mortgage Loans - 15 Year Fixed
15 Year
6.25%
6.55%
▼
Rate6.25%
APR6.55%
Points0.500
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 6.56% APR · checked 2 times
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
133 N Richmond St, Appleton, WI 54911 4635
Primary Home-First Mortgage - 15 Year Fixed
15 Year
6.50%
6.56%
▼
Rate6.50%
APR6.56%
Points0.000
UpdatedOct 9, 2026
Details
Monthly payment example on $100,000.00, 15-year amortization results in 179 payments of $871.11 and a final payment of $870.20. Payment examples do not include taxes and insurance premiums. APR is based on <= 90% loan to value. For limited cash out refinance or purchase.
Rate History
No change since Sep 18, 2026 · 6.56% APR · checked 6 times
AltaOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
111 Mountain View Rd, Bakersfield, CA 93238
First-Time Buyer Program - Conventional (15 yr) Loan
15 years
6.57%
▼
Rate
APR6.57%
Points0.000
UpdatedOct 12, 2026
Details
As Low As; Mortgage APR; effective 5/27/2026 for purchases and refinance; based on $400,000 value, $300,000 loan, 75% LTV, FICO 740; $0 down, no mortgage insurance; First-Time Homebuyer: borrower(s) have not owned a property in the past 3 years
Rate History
No change since Oct 12, 2026 · 6.57% APR
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1717 Superior Ave, Oconto, WI 54153 1859
Mortgages - 15 Year Fixed
15 Year
6.49%
6.57%
▼
Rate6.49%
APR6.57%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 16, 2026 · 5.57% → 6.57% ▲ 1.00 pts · high 6.57% / low 5.57%
- Oct 2, 20266.57%▲ from 5.57%
- Sep 16, 20265.57%first recorded
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
255 James Payton Blvd, Chelsea, AL 35043
15-Year Fixed Rate Mortgage - 1st Mortgage Only, B Rated Credit
15 years
6.30%
6.58%
▼
Rate6.30%
APR6.58%
Points0.000
UpdatedOct 12, 2026
Details
Max LTV: <=80%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Rates based on individual creditworthiness
Rate History
No change since Oct 12, 2026 · 6.58% APR
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
255 James Payton Blvd, Chelsea, AL 35043
15-Year Fixed Rate Mortgage - B Rated Credit
15 years
6.30%
6.58%
▼
Rate6.30%
APR6.58%
Points0.000
UpdatedOct 12, 2026
Details
Max LTV: <=80%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Survey if Applicable; Restrictions apply
Rate History
No change since Oct 12, 2026 · 6.58% APR
Orlando Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1662 W Orange Blossom Trl, Apopka, FL 32712 2641
Mortgage Lending - 15 Year Fixed
15 Year
6.38%
6.58%
▼
Rate6.38%
APR6.58%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
3 changes since Sep 14, 2026 · 6.20% → 6.58% ▲ 0.38 pts · high 6.58% / low 6.20%
- Oct 1, 20266.58%▲ from 6.45%
- Sep 22, 20266.45%▲ from 6.33%
- Sep 18, 20266.33%▲ from 6.20%
- Sep 14, 20266.20%first recorded
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
175 Rock Rd, Glen Rock, NJ 07052
Residential Mortgage Loan - 15 Year Fixed
15 Year
6.50%
6.58%
▼
Rate6.50%
APR6.58%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 24, 2026 · 6.33% → 6.58% ▲ 0.25 pts · high 6.58% / low 6.33%
- Oct 1, 20266.58%▲ from 6.33%
- Sep 24, 20266.33%first recorded
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
10161 W Grand Parkway, Cypress, TX 77040 6229
15 Year Fixed
15 Year
6.38%
6.58%
▼
Rate6.38%
APR6.58%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 6.12% → 6.58% ▲ 0.46 pts · high 6.58% / low 6.12%
- Oct 1, 20266.58%▲ from 6.12%
- Sep 14, 20266.12%first recorded
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
1119 S Lincoln Ave, Alton, IL 62002
15 Year Fixed
15 Year
6.25%
6.58%
▼
Rate6.25%
APR6.58%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 22, 2026 · 6.25% → 6.59% ▲ 0.33 pts · high 6.59% / low 6.25%
- Oct 10, 20266.59%▲ from 6.25%
- Sep 22, 20266.25%first recorded
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
1119 S Lincoln Ave, Alton, IL 62002
First Mortgage Loans - 15 Year Fixed
15 Year
6.25%
6.58%
▼
Rate6.25%
APR6.58%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 5.96% → 6.59% ▲ 0.63 pts · high 6.59% / low 5.96%
- Sep 18, 20266.59%▲ from 5.96%
- Sep 14, 20265.96%first recorded
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
100 Chapman Farm Blvd, Beloit, WI 53105
15-year Fixed
15-year
6.50%
6.58%
▼
Rate6.50%
APR6.58%
Points0.000
UpdatedOct 9, 2026
Details
VA Mortgage Products. No down payment required. $1,600 closing costs. Minimum credit score 620. Certificate of Eligibility required. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. No down payment required.
Rate History
No change since Oct 9, 2026 · 6.59% APR
Wasatch Peaks Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1 Browning Pl, Mountain Green, UT 84050 9326
15-Yr Fixed - 1st Mortgage
6.59%
▼
Rate
APR6.59%
Points0.000
UpdatedOct 9, 2026
Details
5 year call
Rate History
No change since Sep 18, 2026 · 6.59% APR · checked 6 times
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
125 Boston Post Rd, Bozrah, CT 06333
15 Year Fixed Conventional Mortgage
15 Year
6.50%
6.60%
▼
Rate6.50%
APR6.60%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 12, 2026 · 6.60% APR
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Amelia Dr, Blytheville, AR 72315
1st Mortgage - 15 Year Fixed
15 Years
6.60%
▼
Rate
APR6.60%
Points0.000
UpdatedOct 9, 2026
Details
As low as
Rate History
3 changes since Sep 14, 2026 · 6.09% → 6.60% ▲ 0.51 pts · high 6.60% / low 6.09%
- Oct 5, 20266.60%▲ from 6.42%
- Sep 29, 20266.42%▲ from 6.26%
- Sep 18, 20266.26%▲ from 6.09%
- Sep 14, 20266.09%first recorded
NorState Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.81%
156 Main St, Ashland, ME 04732
Mortgage Loans - 15 year fixed
15 year
6.60%
▼
Rate
APR6.60%
Points0.000
UpdatedOct 12, 2026
Details
20% Down Payment
Rate History
No change since Sep 16, 2026 · 6.60% APR · checked 6 times
Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1023 Medical Dr, Brigham City, UT 84302 3049
15-Year Fixed Mortgage (Refinance)
15-Year
6.49%
6.60%
▼
Rate6.49%
APR6.60%
Points0.000
UpdatedOct 12, 2026
Details
LTV: Up to 80%; Rate Type: Fixed; Refinance; 45-day rate lock; assumed credit score 720
Rate History
No change since Oct 12, 2026 · 6.60% APR
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
101 Pakaula St, Honolulu, HI 96707
15 Year Fixed Rate
15 years
6.25%
6.60%
▼
Rate6.25%
APR6.60%
Points1.500
UpdatedOct 12, 2026
Details
Payment: $857.42 per $100,000; 1st Adj Rate: N/A
Rate History
1 change since Sep 14, 2026 · 5.97% → 6.60% ▲ 0.64 pts · high 6.60% / low 5.97%
- Sep 25, 20266.60%▲ from 5.97%
- Sep 14, 20265.97%first recorded
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3706 Norrisville Rd, Jarrettsville, MD 21084
Fixed Rate Construction/Perm Loan - 15 Year Fixed Rate
15 Year
6.25%
6.61%
▼
Rate6.25%
APR6.61%
Points0.750
UpdatedOct 11, 2026
Details
% Down: 20%
Rate History
1 change since Sep 15, 2026 · 6.22% → 6.61% ▲ 0.38 pts · high 6.61% / low 6.22%
- Oct 7, 20266.61%▲ from 6.22%
- Sep 15, 20266.22%first recorded
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
15-year Fixed Rate
15-year
6.12%
6.61%
▼
Rate6.12%
APR6.61%
Points2.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 5, 2026 · 6.61% APR · checked 2 times
Community Savings Bank Chicago, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
4801 W Belmont Ave, Chicago, IL 60641
15 Year Fixed Mortgage
15 Year
6.38%
6.61%
▼
Rate6.38%
APR6.61%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
2 changes since Sep 15, 2026 · 6.11% → 6.61% ▲ 0.50 pts · high 6.61% / low 6.11%
- Oct 11, 20266.61%▲ from 6.36%
- Sep 24, 20266.36%▲ from 6.11%
- Sep 15, 20266.11%first recorded
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
3201 California St, San Francisco, CA 94114 3704
15 Year Fixed Rate Mortgage
15 years
6.38%
6.61%
▼
Rate6.38%
APR6.61%
Points1.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 6.36% → 6.61% ▲ 0.25 pts · high 6.61% / low 6.36%
- Oct 1, 20266.61%▲ from 6.36%
- Sep 18, 20266.36%first recorded
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1400 Riverwood Dr, Bloomington, MN 53110 2611
15-Year Fixed Rate
6.38%
6.62%
▼
Rate6.38%
APR6.62%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
6 changes since Sep 14, 2026 · 6.21% → 6.62% ▲ 0.41 pts · high 6.72% / low 6.21%
- Oct 10, 20266.62%▼ from 6.72%
- Oct 2, 20266.72%▲ from 6.61%
- Oct 1, 20266.61%▼ from 6.70%
- Sep 27, 20266.70%▲ from 6.32%
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
215 S Washington Ave, Abbotsford, WI 54405
15-Year Fixed
15 Years
6.50%
6.62%
▼
Rate6.50%
APR6.62%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 5.61% → 5.61% ▼ 0.00 pts · high 6.62% / low 5.61%
- Oct 13, 20265.61%▼ from 6.62%
- Oct 9, 20266.62%▲ from 5.61%
- Sep 14, 20265.61%first recorded
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
100 Broadway Rd, Dracut, MA 01826
15-Year Fixed Rate
15-Year
6.62%
▼
Rate
APR6.62%
Points0.000
UpdatedOct 12, 2026
Details
as low as
Rate History
No change since Oct 3, 2026 · 6.62% APR · checked 4 times
First FSB of Mascoutah
Institution Rating:
B+4.8 ★Texas Ratio: 17.14%
101 W Main St, Lebanon, IL 62254
15 Year Fixed Rate/ 10-Year Amort
6.50%
6.62%
▼
Rate6.50%
APR6.62%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
No change since Oct 7, 2026 · 6.62% APR · checked 2 times
Village Bank Auburndale, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
120 Seminary Ave, Auburndale, MA 01778
15-Year Fixed
15 years
6.25%
6.62%
▼
Rate6.25%
APR6.62%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 16, 2026 · 6.37% → 6.62% ▲ 0.25 pts · high 6.62% / low 6.37%
- Oct 1, 20266.62%▲ from 6.37%
- Sep 16, 20266.37%first recorded
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1000 Oronoque Ln, Bridgeport, CT 06418 1326
15 Yr. HEFIX Loan
15 years
6.62%
6.62%
▼
Rate6.62%
APR6.62%
Points0.000
UpdatedOct 7, 2026
Details
Home Equity Loan; 80% CLTV; Assumed credit score is 740; Property is an existing single family home and will be used as a primary residence.
Rate History
No change since Oct 7, 2026 · 6.63% APR · checked 2 times
First FSB of Champaign Urbana
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
1311 S Neil St, Champaign, IL 61801
15 Year Fixed Mortgage
15 Year
6.62%
6.62%
▼
Rate6.62%
APR6.62%
Points0.000
UpdatedOct 7, 2026
Details
Mortgage rates are current as of October 5, 2026, and are subject to change at any time.
Rate History
3 changes since Sep 15, 2026 · 6.25% → 6.63% ▲ 0.38 pts · high 6.63% / low 6.25%
- Oct 7, 20266.63%▲ from 6.50%
- Oct 1, 20266.50%▲ from 6.38%
- Sep 19, 20266.38%▲ from 6.25%
- Sep 15, 20266.25%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, DC 20319 0001
Conforming 15 Year Fixed
15 years
6.62%
6.62%
▼
Rate6.62%
APR6.62%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
4 changes since Sep 16, 2026 · 6.38% → 6.63% ▲ 0.25 pts · high 6.67% / low 6.38%
- Oct 12, 20266.63%▼ from 6.67%
- Oct 8, 20266.67%▲ from 6.50%
- Oct 4, 20266.50%▼ from 6.58%
- Oct 2, 20266.58%▲ from 6.38%
Mi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
3707 W Maple Rd, Bloomfield Township, MI 48301
15-Year Fixed
15 years
6.38%
6.63%
▼
Rate6.38%
APR6.63%
Points0.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 15, 2026 · 6.24% → 6.63% ▲ 0.39 pts · high 6.63% / low 6.24%
- Sep 19, 20266.63%▲ from 6.24%
- Sep 15, 20266.24%first recorded
American Savings Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
100 Pauahi St, Aiea, HI 96701
15 Year Fixed
15 Year
6.25%
6.64%
▼
Rate6.25%
APR6.64%
Points1.875
UpdatedOct 12, 2026
Details
Down Payment: 20%
Rate History
1 change since Sep 16, 2026 · 6.26% → 6.64% ▲ 0.38 pts · high 6.64% / low 6.26%
- Oct 12, 20266.64%▲ from 6.26%
- Sep 16, 20266.26%first recorded
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
19 Church St, Winchester, MA 01801
Fixed Rate First Mortgages - 15 Year Fixed
15 years
6.62%
6.64%
▼
Rate6.62%
APR6.64%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 24, 2026 · 6.27% → 6.65% ▲ 0.38 pts · high 6.65% / low 6.27%
- Oct 1, 20266.65%▲ from 6.27%
- Sep 24, 20266.27%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, DC 20319 0001
Super Conforming 15 Year Fixed
15 years
6.62%
6.64%
▼
Rate6.62%
APR6.64%
Points0.125
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
4 changes since Sep 16, 2026 · 6.50% → 6.65% ▲ 0.14 pts · high 6.81% / low 6.50%
- Oct 12, 20266.65%▼ from 6.81%
- Oct 8, 20266.81%▲ from 6.63%
- Oct 4, 20266.63%▼ from 6.69%
- Oct 2, 20266.69%▲ from 6.50%
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
1002 Crossings Blvd, Brentwood, TN 37027
Mortgage - 15 Year Fixed
6.50%
6.65%
▼
Rate6.50%
APR6.65%
Points0.000
UpdatedOct 12, 2026
Details
Rates effective August 15, 2026
Rate History
No change since Sep 25, 2026 · 6.65% APR · checked 4 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
15-year Fixed Rate
15-year
6.25%
6.65%
▼
Rate6.25%
APR6.65%
Points1.500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 29, 2026 · 6.65% APR · checked 4 times
The Peoples Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
150 Old Tower Hill Rd, Bristol, RI 02809
15 Year Fixed Rate
15 Year
6.50%
6.65%
▼
Rate6.50%
APR6.65%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.14% → 6.65% ▲ 0.51 pts · high 6.65% / low 6.14%
- Oct 9, 20266.65%▲ from 6.40%
- Oct 1, 20266.40%▲ from 6.14%
- Sep 14, 20266.14%first recorded
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
1051 Highway K, Fenton, MO 63026 1913
15-Year Fixed
15-Year
6.50%
6.65%
▼
Rate6.50%
APR6.65%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 6.47% → 6.65% ▲ 0.18 pts · high 6.65% / low 6.47%
- Oct 9, 20266.65%▲ from 6.47%
- Sep 14, 20266.47%first recorded
Hingham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
1061 Thomas Jefferson St Nw, Boston, DC 02025
Personal Mortgage - 15 YR
180 months
6.62%
6.65%
▼
Rate6.62%
APR6.65%
Points0.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
2 changes since Sep 24, 2026 · 6.28% → 6.65% ▲ 0.38 pts · high 6.65% / low 6.28%
- Oct 3, 20266.65%▲ from 6.53%
- Sep 27, 20266.53%▲ from 6.28%
- Sep 24, 20266.28%first recorded
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1260 Kuala St, Aiea, HI 96701 4707
15-Year Fixed 2nd Mortgage
15 years
6.25%
6.66%
▼
Rate6.25%
APR6.66%
Points2.000
UpdatedOct 12, 2026
Details
LTV: From 80.01% - 100.00%
Rate History
No change since Oct 12, 2026 · 6.66% APR
Gain Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1201 Truman St, Burbank, CA 91340
15-Year Fixed - Conforming
15 years
6.50%
6.67%
▼
Rate6.50%
APR6.67%
Points0.000
UpdatedOct 12, 2026
Details
Loan rates are based on term and applicant credit history. All loans are subject to credit approval, Loan-To-Value (LTV) requirements, and all other Gain Federal Credit Union policies and procedures. Rates are subject to change without prior notice. Loans are available in Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, and Washington. No prepayment penalty. APR = Annual Percentage Rate. ARM = Adjustable Rate Mortgage. Adjustable Rate Mortgages are variable and the Annual Percentage Rate (APR) may increase after the initial fixed rate period.
Rate History
1 change since Sep 16, 2026 · 6.16% → 6.67% ▲ 0.51 pts · high 6.67% / low 6.16%
- Oct 4, 20266.67%▲ from 6.16%
- Sep 16, 20266.16%first recorded
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
100 Pittsburgh St, Avon, MD 15017
15 Year Fixed Rate
15 Year
6.62%
6.67%
▼
Rate6.62%
APR6.67%
Points0.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 7, 2026 · 5.92% → 6.67% ▲ 0.75 pts · high 6.67% / low 5.92%
- Oct 7, 20266.67%▲ from 5.92%
- Sep 7, 20265.92%first recorded
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
101 Pakaula St, Honolulu, HI 96707
15 Year Fixed Rate
15 years
6.38%
6.67%
▼
Rate6.38%
APR6.67%
Points1.125
UpdatedOct 12, 2026
Details
Payment: $864.25 per $100,000; 1st Adj Rate: N/A
Rate History
1 change since Sep 14, 2026 · 6.04% → 6.67% ▲ 0.63 pts · high 6.67% / low 6.04%
- Sep 25, 20266.67%▲ from 6.04%
- Sep 14, 20266.04%first recorded
ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
1 Montauk Hwy, Astoria, FL 07024
15 Year Fixed
15 Year
6.50%
6.67%
▼
Rate6.50%
APR6.67%
Points0.000
UpdatedOct 7, 2026
Details
Max Loan: $832,750; Cost/Thousand: $8.77
Rate History
2 changes since Sep 15, 2026 · 6.15% → 6.67% ▲ 0.52 pts · high 6.67% / low 6.15%
- Oct 1, 20266.67%▲ from 6.41%
- Sep 18, 20266.41%▲ from 6.15%
- Sep 15, 20266.15%first recorded
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1226 College Walk, Aiea, HI 96701
15 Year Fixed Rate
15 Year
5.62%
6.67%
▼
Rate5.62%
APR6.67%
Points2.750
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 12, 2026 · 6.67% APR
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1226 College Walk, Aiea, HI 96701
15 Year Fixed Rate
15 Year
6.38%
6.67%
▼
Rate6.38%
APR6.67%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
No change since Oct 8, 2026 · 6.67% APR · checked 2 times
First FSB of Champaign Urbana
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
1311 S Neil St, Champaign, IL 61801
15 Year Fixed
15 Year
6.62%
6.67%
▼
Rate6.62%
APR6.67%
Points0.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
3 changes since Sep 15, 2026 · 6.30% → 6.68% ▲ 0.38 pts · high 6.68% / low 6.30%
- Oct 7, 20266.68%▲ from 6.55%
- Oct 1, 20266.55%▲ from 6.43%
- Sep 19, 20266.43%▲ from 6.30%
- Sep 15, 20266.30%first recorded
Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1 Towne Ctr, Cliffside Park, NJ 07006
15 Year Fixed Rate
15 Year
6.62%
6.68%
▼
Rate6.62%
APR6.68%
Points0.000
UpdatedOct 7, 2026
Details
Loan Amounts: $1,000,001-$1,500,000
Rate History
1 change since Sep 15, 2026 · 6.30% → 6.68% ▲ 0.38 pts · high 6.68% / low 6.30%
- Oct 7, 20266.68%▲ from 6.30%
- Sep 15, 20266.30%first recorded
Harford Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.13%
133 N Bridge St, Aberdeen, MD 21001
Consumer Mortgage Loans - 15 Year Fixed
15 years
6.38%
6.68%
▼
Rate6.38%
APR6.68%
Points1.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 19, 2026 · 6.31% → 6.68% ▲ 0.37 pts · high 6.68% / low 6.31%
- Sep 27, 20266.68%▲ from 6.31%
- Sep 19, 20266.31%first recorded
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
1020 E 800 N, Bluffdale, ID 83402
15 Year Fixed
15 Year
6.38%
6.68%
▼
Rate6.38%
APR6.68%
Points0.000
UpdatedOct 9, 2026
Details
Rate example based on a $400,000 loan amount, with a 25% down payment.
Rate History
7 changes since Sep 14, 2026 · 6.39% → 6.68% ▲ 0.29 pts · high 6.80% / low 6.32%
- Oct 9, 20266.68%▼ from 6.80%
- Oct 5, 20266.80%▲ from 6.68%
- Oct 2, 20266.68%▼ from 6.80%
- Sep 29, 20266.80%▲ from 6.70%
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
1020 E 800 N, Bluffdale, ID 83402
Mortgages - 15 Year Fixed Loan
15 years
6.38%
6.68%
▼
Rate6.38%
APR6.68%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Oct 5, 2026 · 6.80% → 6.68% ▼ 0.12 pts · high 6.80% / low 6.68%
- Oct 9, 20266.68%▼ from 6.80%
- Oct 5, 20266.80%first recorded
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1260 Kuala St, Aiea, HI 96701 4707
15-Year Fixed 2nd Mortgage
15 years
6.42%
6.68%
▼
Rate6.42%
APR6.68%
Points1.000
UpdatedOct 12, 2026
Details
LTV: From 80.01% - 100.00%
Rate History
No change since Oct 12, 2026 · 6.68% APR
Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1385 Fremont Ave, Blackfoot, ID 83201
First Mortgage Loans - 15 Year Fixed
15 Year
6.50%
6.68%
▼
Rate6.50%
APR6.68%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
4 changes since Sep 14, 2026 · 6.31% → 6.68% ▲ 0.38 pts · high 6.68% / low 6.31%
- Oct 2, 20266.68%▲ from 6.56%
- Oct 1, 20266.56%▼ from 6.68%
- Sep 27, 20266.68%▲ from 6.43%
- Sep 18, 20266.43%▲ from 6.31%
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
12916 4th Ave W, Everett, WA 98032
Rapid Mortgage 15-year fixed
15-year
6.69%
6.69%
▼
Rate6.69%
APR6.69%
Points0.000
UpdatedOct 12, 2026
Details
No closing costs* (first mortgage only); Contact us to get started
Rate History
No change since Sep 12, 2026 · 6.69% APR · checked 9 times
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Loves Park, IL 61073
15 Year Fixed Rate
15 Year
6.50%
6.69%
▼
Rate6.50%
APR6.69%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 5.82% → 6.69% ▲ 0.87 pts · high 6.69% / low 5.82%
- Oct 2, 20266.69%▲ from 5.82%
- Sep 18, 20265.82%first recorded
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
15-year Fixed Rate
15-year
6.38%
6.70%
▼
Rate6.38%
APR6.70%
Points1.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 29, 2026 · 6.70% APR · checked 4 times
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
15-YEAR FIXED
6.38%
6.70%
▼
Rate6.38%
APR6.70%
Points1.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 5.94% → 6.70% ▲ 0.76 pts · high 6.70% / low 5.94%
- Sep 29, 20266.70%▲ from 6.44%
- Sep 18, 20266.44%▲ from 5.94%
- Sep 14, 20265.94%first recorded
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
100 Battistoni Rd, Avon, CT 06001
Residential Fixed Mortgages - 15 Year Fixed
15 years
6.50%
6.70%
▼
Rate6.50%
APR6.70%
Points0.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
2 changes since Sep 15, 2026 · 6.32% → 6.70% ▲ 0.38 pts · high 6.70% / low 6.32%
- Oct 7, 20266.70%▲ from 6.57%
- Sep 27, 20266.57%▲ from 6.32%
- Sep 15, 20266.32%first recorded
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
3201 California St, San Francisco, CA 94114 3704
15 Year Fixed Rate Mortgage
15 years
6.62%
6.70%
▼
Rate6.62%
APR6.70%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 6.45% → 6.70% ▲ 0.25 pts · high 6.70% / low 6.45%
- Oct 1, 20266.70%▲ from 6.45%
- Sep 18, 20266.45%first recorded
LGE Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
105 W Main St, Acworth, GA 30009 2230
15 Yr Fixed Rate Reset Mortgage
15 years
6.50%
6.71%
▼
Rate6.50%
APR6.71%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
3 changes since Sep 14, 2026 · 6.46% → 6.71% ▲ 0.25 pts · high 6.71% / low 6.46%
- Oct 10, 20266.71%▲ from 6.71%
- Sep 27, 20266.71%▼ from 6.71%
- Sep 18, 20266.71%▲ from 6.46%
- Sep 14, 20266.46%first recorded
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
11899 New Halls Ferry Rd, Ellisville, MO 63011
Mortgages - 15 Year Fixed
15 Year
6.38%
6.71%
▼
Rate6.38%
APR6.71%
Points1.250
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 6.71% APR
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
1012 Yellowstone Ave, Albuquerque, AZ 59105
15-year fixed mortgage
15 years
6.49%
6.71%
▼
Rate6.49%
APR6.71%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
5 changes since Sep 17, 2026 · 6.34% → 6.71% ▲ 0.37 pts · high 6.71% / low 6.34%
- Oct 5, 20266.71%▲ from 6.59%
- Oct 2, 20266.59%▼ from 6.71%
- Sep 29, 20266.71%▲ from 6.59%
- Sep 25, 20266.59%▲ from 6.47%
Citizens Federal S&L Assoc
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
433 Madison Ave, Covington, KY 41011
Owner-Occupied Property - 15 Year Fixed
180 months
6.62%
6.71%
▼
Rate6.62%
APR6.71%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
1 change since Sep 24, 2026 · 6.46% → 6.71% ▲ 0.25 pts · high 6.71% / low 6.46%
- Sep 27, 20266.71%▲ from 6.46%
- Sep 24, 20266.46%first recorded
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
100 Chapman Farm Blvd, Beloit, WI 53105
15-year Fixed
15 years
6.62%
6.71%
▼
Rate6.62%
APR6.71%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 6.71% APR
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA 19008
15 Year Fixed
15 Year
6.62%
6.71%
▼
Rate6.62%
APR6.71%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
2 changes since Sep 19, 2026 · 6.34% → 6.71% ▲ 0.38 pts · high 6.71% / low 6.34%
- Sep 27, 20266.71%▲ from 6.46%
- Sep 24, 20266.46%▲ from 6.34%
- Sep 19, 20266.34%first recorded
First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1301 Hope Bridgeville Rd, Blairstown, NJ 07825
15 Year Fixed Monthly
6.50%
6.71%
▼
Rate6.50%
APR6.71%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.33% → 6.72% ▲ 0.38 pts · high 6.72% / low 6.33%
- Oct 1, 20266.72%▲ from 6.46%
- Sep 19, 20266.46%▲ from 6.33%
- Sep 14, 20266.33%first recorded
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1007 Georges Station Rd, Blairsville, PA 15601
15 Year Fixed Rate Portfolio Mortgage
15 Year
6.50%
6.72%
▼
Rate6.50%
APR6.72%
Points0.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
3 changes since Sep 15, 2026 · 6.08% → 6.72% ▲ 0.64 pts · high 6.72% / low 6.08%
- Oct 11, 20266.72%▲ from 6.59%
- Oct 1, 20266.59%▲ from 6.34%
- Sep 24, 20266.34%▲ from 6.08%
- Sep 15, 20266.08%first recorded
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1400 Riverwood Dr, Bloomington, MN 53110 2611
15-Year Fixed Rate Refinance
15 years
6.50%
6.72%
▼
Rate6.50%
APR6.72%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
5 changes since Sep 14, 2026 · 6.09% → 6.72% ▲ 0.64 pts · high 6.75% / low 6.09%
- Oct 10, 20266.72%▼ from 6.75%
- Oct 2, 20266.75%▲ from 6.73%
- Sep 27, 20266.73%▲ from 6.35%
- Sep 22, 20266.35%▼ from 6.37%
Somerset Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1305 Bound Brook Rd, Bound Brook, NJ 07039
15 Year Fixed 15-Year Payout
15 Year
6.50%
6.72%
▼
Rate6.50%
APR6.72%
Points0.000
UpdatedOct 12, 2026
Details
Loan Amount: Up to $749,999
Rate History
No change since Oct 8, 2026 · 6.73% APR · checked 2 times
Lokahi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1260 Kuala St, Aiea, HI 96701 4707
15-Year Fixed 2nd Mortgage
15 years
6.62%
6.72%
▼
Rate6.62%
APR6.72%
Points0.000
UpdatedOct 12, 2026
Details
LTV: From 80.01% - 100.00%
Rate History
No change since Oct 12, 2026 · 6.73% APR
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
212 S Archusa Ave, Meridian, MS 39301
Improved Real Estate - 15 Year Fixed
15 Year
6.74%
▼
Rate
APR6.74%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 9 times
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
1011 N Michigan Ave, Freeland, MI 48602 4326
Mortgages - 15 Year Fixed
15 Year
6.74%
▼
Rate
APR6.74%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 6.24% → 6.74% ▲ 0.50 pts · high 6.74% / low 6.24%
- Oct 2, 20266.74%▲ from 6.24%
- Sep 14, 20266.24%first recorded
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
100 Quincy Ave, Marshfield, MA 02050
15 Year Fixed Rate Mortgage
15 Year
6.38%
6.74%
▼
Rate6.38%
APR6.74%
Points2.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 6.55% → 6.74% ▲ 0.19 pts · high 6.74% / low 6.55%
- Oct 10, 20266.74%▲ from 6.55%
- Sep 14, 20266.55%first recorded
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
15-year Fixed Rate
15-year
6.50%
6.74%
▼
Rate6.50%
APR6.74%
Points0.500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 29, 2026 · 6.74% APR · checked 4 times
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
15-YEAR FIXED
6.50%
6.74%
▼
Rate6.50%
APR6.74%
Points0.500
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 5.99% → 6.74% ▲ 0.75 pts · high 6.74% / low 5.99%
- Sep 29, 20266.74%▲ from 6.49%
- Sep 18, 20266.49%▲ from 5.99%
- Sep 14, 20265.99%first recorded
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1 N 6th St, Afton, IA 50010
Competitive Mortgage - 15 Year Fixed
15 Year
6.62%
6.74%
▼
Rate6.62%
APR6.74%
Points0.000
UpdatedOct 7, 2026
Details
Loan Amount: $200,000
Rate History
No change since Oct 7, 2026 · 6.74% APR · checked 2 times
First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1301 Hope Bridgeville Rd, Blairstown, NJ 07825
15 Year Fixed Monthly
6.38%
6.75%
▼
Rate6.38%
APR6.75%
Points1.000
UpdatedOct 11, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.37% → 6.75% ▲ 0.38 pts · high 6.75% / low 6.37%
- Oct 1, 20266.75%▲ from 6.49%
- Sep 19, 20266.49%▲ from 6.37%
- Sep 14, 20266.37%first recorded
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1121 Veterans Memorial Pkwy, Birmingham, AL 35209 6315
1st Mortgage - 15 year fixed
15 year
6.75%
▼
Rate
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details
As Low As
Rate History
1 change since Sep 21, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
- Oct 9, 20266.75%▲ from 6.25%
- Sep 21, 20266.25%first recorded
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
2315 Prairie Ave, Beloit, WI 53511 2623
15 Year Fixed
180 Months
6.75%
▼
Rate
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details
As Low As
Rate History
1 change since Sep 14, 2026 · 6.20% → 6.75% ▲ 0.55 pts · high 6.75% / low 6.20%
- Sep 26, 20266.75%▲ from 6.20%
- Sep 14, 20266.20%first recorded
Ripco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
121 Sutliff Ave, Eagle River, WI 54501
15 Year Fixed Mortgage
15 Year
6.75%
▼
Rate
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details
As Low As
Rate History
1 change since Oct 5, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50%
- Oct 9, 20266.75%▲ from 6.50%
- Oct 5, 20266.50%first recorded
Ripco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
121 Sutliff Ave, Eagle River, WI 54501
Mobile-friendly Comparison table of Mortgage Rates. - 15 Year Fixed
15 Year
6.75%
▼
Rate
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
- Oct 9, 20266.75%▲ from 6.50%
- Sep 22, 20266.50%▲ from 6.25%
- Sep 14, 20266.25%first recorded
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
12104 Shelbyville Rd, Lexington, KY 40202
15 Year Fixed
15 Year
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
3 changes since Sep 14, 2026 · 5.88% → 6.75% ▲ 0.88 pts · high 6.75% / low 5.88%
- Oct 10, 20266.75%▲ from 6.50%
- Sep 27, 20266.50%▲ from 6.13%
- Sep 18, 20266.13%▲ from 5.88%
- Sep 14, 20265.88%first recorded
Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
1100 8th Ave, Alburnett, IA 52202
15-year fixed mortgage
15 years
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 7, 2026
Details
Current as of October 1, 2026. Rate may be higher based on credit history, occupancy, LTV and loan type. No discount points. Assumes purpose of the loan is to purchase a single family residence that will be used as a primary residence.
Rate History
2 changes since Sep 15, 2026 · 5.88% → 6.75% ▲ 0.88 pts · high 6.75% / low 5.88%
- Oct 1, 20266.75%▲ from 6.38%
- Sep 24, 20266.38%▲ from 5.88%
- Sep 15, 20265.88%first recorded
Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1 Towne Ctr, Cliffside Park, NJ 07006
15 Year Fixed
15 Year
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 7, 2026
Details
Owner Occupied
Rate History
1 change since Sep 15, 2026 · 7.13% → 6.75% ▼ 0.38 pts · high 7.13% / low 6.75%
- Oct 7, 20266.75%▼ from 7.13%
- Sep 15, 20267.13%first recorded
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1630 King St, Alexandria, DC 20319 0001
Super Conforming 15 Year Fixed
15 years
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
4 changes since Sep 16, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.81% / low 6.50%
- Oct 12, 20266.75%▼ from 6.81%
- Oct 8, 20266.81%▲ from 6.63%
- Oct 4, 20266.63%▼ from 6.69%
- Oct 2, 20266.69%▲ from 6.50%
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 Crosspark Dr, Clinton, KY 37716 3730
15-Year Fixed Mortgage
15 years
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 12, 2026
Details
Origination Fee: 1.00%
Rate History
1 change since Sep 17, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50%
- Sep 25, 20266.75%▲ from 6.50%
- Sep 17, 20266.50%first recorded
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1117 S 10th St, Manitowoc, WI 53081
15 Year Fixed
180 months
6.62%
6.75%
▼
Rate6.62%
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details
Interest rates and APRs (Annual Percentage Rate) are effective as of 10/01/2025 and subject to change at any time and without notice. Your actual rate is based on your credit score, loan-to-value (LTV), loan amount, and other factors. Closing costs may vary and can be obtained with the request of a Loan Estimate from UnitedOne Credit Union. Rates quoted are available only on 1st mortgage, owner-occupied homes located in Wisconsin. Private mortgage insurance may be required on loans in excess of 80% LTV (loan-to-value). Interest Rate, APR, and payment examples are based upon a refinance transaction with a loan amount of $200,000, credit score above 750, and 60% LTV. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation may be greater. Other mortgage programs and rates are available. All offers are subject to credit approval and not all applicants will qualify. Not all applicants will qualify for the lowest rate. Membership Eligibility Required. Equal Housing Lender.
Rate History
1 change since Sep 16, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
- Oct 5, 20266.75%▲ from 6.25%
- Sep 16, 20266.25%first recorded
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
112 Boston Ave, Bethel, CT 06468
15 Year Fixed Rate
15 Year
6.62%
6.75%
▼
Rate6.62%
APR6.75%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
2 changes since Sep 16, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
- Oct 1, 20266.75%▲ from 6.38%
- Sep 24, 20266.38%▲ from 6.25%
- Sep 16, 20266.25%first recorded
First Financial Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.97%
1360 Route 9, Freehold, NJ 07728
Current Mortgage - 15 Year Fixed Conforming
15 Year
6.62%
6.75%
▼
Rate6.62%
APR6.75%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
1 change since Sep 25, 2026 · 6.63% → 6.76% ▲ 0.13 pts · high 6.76% / low 6.63%
- Oct 12, 20266.76%▲ from 6.63%
- Sep 25, 20266.63%first recorded
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
1001 S 1200 W, Albuquerque, AZ 83440
15 Year Fixed
15 Year
6.50%
6.76%
▼
Rate6.50%
APR6.76%
Points0.625
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
7 changes since Sep 14, 2026 · 6.44% → 6.76% ▲ 0.31 pts · high 6.86% / low 6.44%
- Oct 9, 20266.76%▼ from 6.86%
- Oct 5, 20266.86%▲ from 6.84%
- Oct 2, 20266.84%▼ from 6.86%
- Sep 29, 20266.86%▲ from 6.84%
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
100 Quincy Ave, Marshfield, MA 02050
Fixed Mortgage - 15 Year Fixed
15 Year
6.38%
6.76%
▼
Rate6.38%
APR6.76%
Points2.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Oct 1, 2026 · 6.85% → 6.76% ▼ 0.09 pts · high 6.85% / low 6.76%
- Oct 10, 20266.76%▼ from 6.85%
- Oct 1, 20266.85%first recorded
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
107 Leroy Bowen Dr, Bedford, VA 24012 7209
15 Year Fixed Purchase
15 Year
6.50%
6.76%
▼
Rate6.50%
APR6.76%
Points0.750
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 6.51% → 6.76% ▲ 0.25 pts · high 6.76% / low 6.51%
- Sep 22, 20266.76%▲ from 6.51%
- Sep 14, 20266.51%first recorded
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
107 Leroy Bowen Dr, Bedford, VA 24012 7209
15 Year Fixed Refinance
15 Year
6.50%
6.76%
▼
Rate6.50%
APR6.76%
Points0.750
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 14, 2026 · 6.51% → 6.76% ▲ 0.25 pts · high 6.76% / low 6.51%
- Sep 22, 20266.76%▲ from 6.51%
- Sep 14, 20266.51%first recorded
Beginnings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
1022 Ellis Hollow Rd, Cicero, NY 13039
Residential Mortgage - 15 Year Fixed
15 Year
6.75%
6.76%
▼
Rate6.75%
APR6.76%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 10, 2026 · 6.76% APR
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
108 N Pleasant St, Amherst, MA 01002
15-Year Fixed
15 Years
6.62%
6.77%
▼
Rate6.62%
APR6.77%
Points0.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
3 changes since Sep 15, 2026 · 6.39% → 6.77% ▲ 0.38 pts · high 6.77% / low 6.39%
- Oct 1, 20266.77%▲ from 6.64%
- Sep 27, 20266.64%▲ from 6.51%
- Sep 24, 20266.51%▲ from 6.39%
- Sep 15, 20266.39%first recorded
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
2354 E Mason St, Green Bay, WI 54220
15 Year Fixed Mortgage
15 Year
6.67%
6.77%
▼
Rate6.67%
APR6.77%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 9, 2026 · 6.77% APR
Charles River Bank
Institution Rating:
A-4.4 ★Texas Ratio: 5.05%
1 Hastings St, Bellingham, MA 01756
Conventional Mortgage - 15 Year Fixed
15 Year
6.38%
6.77%
▼
Rate6.38%
APR6.77%
Points2.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
1 change since Sep 24, 2026 · 6.52% → 6.77% ▲ 0.25 pts · high 6.77% / low 6.52%
- Oct 7, 20266.77%▲ from 6.52%
- Sep 24, 20266.52%first recorded
SERVU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
10 Taylor St, Alfred, NY 14527 1660
15yr Mortgage
15 years
6.77%
6.77%
▼
Rate6.77%
APR6.77%
Points0.000
UpdatedOct 9, 2026
Details
As Low As
Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.77% ▲ 0.78 pts · high 6.77% / low 5.99%
- Oct 9, 20266.77%▲ from 6.50%
- Sep 28, 20266.50%▲ from 6.33%
- Sep 21, 20266.33%▲ from 5.99%
- Sep 14, 20265.99%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA 18084
15 Yr. Fixed Mortgage Loan
15 years
6.75%
6.77%
▼
Rate6.75%
APR6.77%
Points0.000
UpdatedOct 11, 2026
Details
Rate Lock: 120 days
Rate History
1 change since Sep 15, 2026 · 5.90% → 6.77% ▲ 0.88 pts · high 6.77% / low 5.90%
- Oct 7, 20266.77%▲ from 5.90%
- Sep 15, 20265.90%first recorded
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
109 SYCAMORE ST, Avon, CT 06001 2520
15-Year Fixed Mortgage Loan
15 years
6.62%
6.77%
▼
Rate6.62%
APR6.77%
Points0.000
UpdatedOct 7, 2026
Details
Loan Amount: Any; As Low As
Rate History
3 changes since Sep 15, 2026 · 6.14% → 6.77% ▲ 0.63 pts · high 6.77% / low 6.14%
- Oct 7, 20266.77%▲ from 6.65%
- Sep 27, 20266.65%▲ from 6.39%
- Sep 18, 20266.39%▲ from 6.14%
- Sep 15, 20266.14%first recorded
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
1058 NW Sleret Ave, Beaverton, OR 97005
15 Year Fixed
15 Year
6.62%
6.77%
▼
Rate6.62%
APR6.77%
Points0.328
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
1 change since Sep 18, 2026 · 6.50% → 6.77% ▲ 0.27 pts · high 6.77% / low 6.50%
- Oct 9, 20266.77%▲ from 6.50%
- Sep 18, 20266.50%first recorded
Point Breeze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
10110 Reisterstown Rd, Baltimore, MD 21014 4170
Mortgage - 15 Year Fixed
15 Year
6.62%
6.78%
▼
Rate6.62%
APR6.78%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Oct 1, 2026 · 6.78% APR · checked 4 times
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.99%
12 HERBERT ST, Alexandria, VA 22305
15-year Fixed Rate
15-year
6.62%
6.79%
▼
Rate6.62%
APR6.79%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
No change since Sep 29, 2026 · 6.79% APR · checked 4 times
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
15-YEAR FIXED
6.62%
6.79%
▼
Rate6.62%
APR6.79%
Points0.000
UpdatedOct 9, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.03% → 6.79% ▲ 0.75 pts · high 6.79% / low 6.03%
- Sep 29, 20266.79%▲ from 6.53%
- Sep 18, 20266.53%▲ from 6.03%
- Sep 14, 20266.03%first recorded
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
1127 Ethan Allen Highway, Enosburg Falls, VT 05450
15 Year Fixed Rate
15 Year
6.75%
6.79%
▼
Rate6.75%
APR6.79%
Points0.000
UpdatedOct 12, 2026
Details
No additional details available.
Rate History
4 changes since Sep 16, 2026 · 6.41% → 6.79% ▲ 0.38 pts · high 6.91% / low 6.41%
- Oct 8, 20266.79%▲ from 6.66%
- Oct 3, 20266.66%▼ from 6.91%
- Sep 28, 20266.91%▲ from 6.66%
- Sep 24, 20266.66%▲ from 6.41%
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1000 N Walnut Creek Dr, Addison, TX 75001
15-year fixed-rate
15 years
6.62%
6.79%
▼
Rate6.62%
APR6.79%
Points0.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
No change since Oct 7, 2026 · 6.79% APR · checked 2 times
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
CA
15-Year Fixed
15 years
6.75%
6.79%
▼
Rate6.75%
APR6.79%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
4 changes since Sep 14, 2026 · 6.45% → 6.79% ▲ 0.34 pts · high 6.95% / low 6.45%
- Oct 10, 20266.79%▼ from 6.95%
- Oct 2, 20266.95%▲ from 6.83%
- Sep 27, 20266.83%▲ from 6.58%
- Sep 18, 20266.58%▲ from 6.45%
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
10903 New Hampshire Ave, Silver Spring, MD 20903 1058
Conventional 15-Year Fixed Rate
180 months
6.33%
6.79%
▼
Rate6.33%
APR6.79%
Points0.000
UpdatedOct 12, 2026
Details
30-year term = 360 months and applies to 30-year conventional and FHA loans. 15-year term = 180 months and applies to 15-year conventional loans. 10-year term = 120 months and applies to 10-year conventional loans.
Rate History
4 changes since Sep 16, 2026 · 6.52% → 6.79% ▲ 0.27 pts · high 6.81% / low 6.52%
- Oct 8, 20266.79%▲ from 6.73%
- Oct 4, 20266.73%▼ from 6.81%
- Oct 2, 20266.81%▲ from 6.67%
- Sep 25, 20266.67%▲ from 6.52%
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B4.4 ★Texas Ratio: 22.12%
1008 W Bell Ave Ste 103, Albia, IA 50022 1128
15 Year Fixed
15 Year
6.62%
6.80%
▼
Rate6.62%
APR6.80%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 10, 2026 · 6.80% APR
Alliant Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.04%
11545 W Touhy Ave, Chicago, IL 60666
15-Yr. Fixed
15-Yr.
6.75%
6.80%
▼
Rate6.75%
APR6.80%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Sep 30, 2026 · 6.80% APR · checked 5 times
Alliant Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.04%
11545 W Touhy Ave, Chicago, IL 60666
Fixed Rate Home Mortgage - 15-Yr.
15-Yr.
6.75%
6.80%
▼
Rate6.75%
APR6.80%
Points0.000
UpdatedOct 10, 2026
Details
Purchase rates shown above are stated as low as. Rates can vary based on individual loan characteristics. Displayed rates reflect a 45-day lock period. Refinances are currently locked for 60 days.
Rate History
No change since Oct 10, 2026 · 6.80% APR
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Norman Dr, Cranberry Township, PA 15090
15 Yr Conforming First Mortgage
15 years
6.50%
6.80%
▼
Rate6.50%
APR6.80%
Points0.000
UpdatedOct 12, 2026
Details
Loan Amount: $0 - $832,750; Single Family, Owner Occupied Properties
Rate History
No change since Oct 12, 2026 · 6.80% APR
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
108 N Pleasant St, Amherst, MA 01002
15-Year Fixed
15 Years
6.50%
6.80%
▼
Rate6.50%
APR6.80%
Points1.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
3 changes since Sep 15, 2026 · 6.42% → 6.80% ▲ 0.38 pts · high 6.80% / low 6.42%
- Oct 1, 20266.80%▲ from 6.67%
- Sep 27, 20266.67%▲ from 6.55%
- Sep 24, 20266.55%▲ from 6.42%
- Sep 15, 20266.42%first recorded
USALLIANCE
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Atwood Pl, Bronx, CT 01824 3629
15 Year Fixed
6.75%
6.80%
▼
Rate6.75%
APR6.80%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
5 changes since Sep 14, 2026 · 6.30% → 6.80% ▲ 0.50 pts · high 6.93% / low 6.30%
- Oct 10, 20266.80%▼ from 6.93%
- Oct 2, 20266.93%▲ from 6.80%
- Oct 1, 20266.80%▼ from 6.93%
- Sep 27, 20266.93%▲ from 6.55%
Rate6.75%
APR6.80%
Points0.000
UpdatedOct 10, 2026
Details
As Low As
Rate History
2 changes since Sep 30, 2026 · 7.02% → 6.80% ▼ 0.21 pts · high 7.02% / low 6.80%
- Oct 10, 20266.80%▼ from 6.93%
- Oct 1, 20266.93%▼ from 7.02%
- Sep 30, 20267.02%first recorded
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1100 NE Weidler St, Albany, OR 97005
15 year fixed rate
6.62%
6.80%
▼
Rate6.62%
APR6.80%
Points0.500
UpdatedOct 9, 2026
Details
The annual percentage rates (APRs) for the 30 Year Fixed, 15 Year Fixed, and 5 year adjustable rate loans are calculated based on the mortgage no cash-out refinance of a single family, owner occupied residence with a loan-to-value (LTV) of 75%, a loan amount of $412,500.00, and a property located in Multnomah County, Oregon. The APR includes the approximate cost of prepaid finance charges, including 15 days of prepaid interest, a $795.00 origination fee, and any applicable points associated with the interest rate. Actual APRs for individual loans may differ. Assumes no other loans or liens on subject property.
Rate History
2 changes since Sep 14, 2026 · 6.40% → 6.80% ▲ 0.40 pts · high 6.80% / low 6.40%
- Oct 9, 20266.80%▲ from 6.53%
- Sep 18, 20266.53%▲ from 6.40%
- Sep 14, 20266.40%first recorded
Union County Savings Bank Elizabeth, NJ
Institution Rating:
A+5.0 ★
201 North Ave W, Cranford, NJ 07016
Fixed Rate Mortgage - 15 Year Fixed
15 Year
6.75%
6.80%
▼
Rate6.75%
APR6.80%
Points0.000
UpdatedSep 24, 2026
Details
No additional details available.
Rate History
No change since Sep 15, 2026 · 6.80% APR · checked 2 times
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, NJ 08012 1497
15-Year Fixed
15 years
6.75%
6.81%
▼
Rate6.75%
APR6.81%
Points0.000
UpdatedOct 12, 2026
Details
Conventional Fannie Mae Mortgage; Origination Fee or Lender Credit: 0.000%
Rate History
1 change since Sep 16, 2026 · 6.44% → 6.81% ▲ 0.38 pts · high 6.81% / low 6.44%
- Sep 25, 20266.81%▲ from 6.44%
- Sep 16, 20266.44%first recorded
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
113 Broyles Dr, Abingdon, TN 24202
15 Year Fixed Mortgage
15 Year
6.38%
6.81%
▼
Rate6.38%
APR6.81%
Points1.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
No change since Oct 10, 2026 · 6.81% APR
Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
10415 Old Placerville Rd, Fair Oaks, CA 95628 3539
First Mortgage - 15 Year Fixed
15 Year
6.50%
6.83%
▼
Rate6.50%
APR6.83%
Points1.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 6.32% → 6.83% ▲ 0.51 pts · high 6.83% / low 6.00%
- Oct 1, 20266.83%▲ from 6.00%
- Sep 22, 20266.00%▼ from 6.32%
- Sep 14, 20266.32%first recorded
Oregonians Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
110 NE 5th St, Beaverton, OR 97005
15-Year Fixed Rate Mortgage Loan
15 years
6.75%
6.83%
▼
Rate6.75%
APR6.83%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
2 changes since Sep 14, 2026 · 5.82% → 6.83% ▲ 1.00 pts · high 6.83% / low 5.82%
- Oct 10, 20266.83%▲ from 6.57%
- Oct 2, 20266.57%▲ from 5.82%
- Sep 14, 20265.82%first recorded
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
CA
15-Year Fixed
15-Year
6.75%
6.83%
▼
Rate6.75%
APR6.83%
Points0.000
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
4 changes since Sep 14, 2026 · 6.45% → 6.83% ▲ 0.38 pts · high 6.95% / low 6.45%
- Oct 10, 20266.83%▼ from 6.95%
- Oct 2, 20266.95%▲ from 6.83%
- Sep 27, 20266.83%▲ from 6.58%
- Sep 18, 20266.58%▲ from 6.45%
Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
CA
15-Yr Fixed
15 years
6.62%
6.83%
▼
Rate6.62%
APR6.83%
Points0.750
UpdatedOct 10, 2026
Details
No additional details available.
Rate History
1 change since Sep 22, 2026 · 6.58% → 6.83% ▲ 0.25 pts · high 6.83% / low 6.58%
- Oct 10, 20266.83%▲ from 6.58%
- Sep 22, 20266.58%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, NJ 08012 1497
EXPRESS Refi Mortgage - 15-Year Fixed Rate
15 years
6.75%
6.83%
▼
Rate6.75%
APR6.83%
Points0.000
UpdatedOct 12, 2026
Details
Origination Fee or Lender Credit: 0.000%
Rate History
1 change since Oct 8, 2026 · 6.70% → 6.83% ▲ 0.13 pts · high 6.83% / low 6.70%
- Oct 12, 20266.83%▲ from 6.70%
- Oct 8, 20266.70%first recorded
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
108 N Pleasant St, Amherst, MA 01002
15-Year Fixed
15 Years
6.38%
6.84%
▼
Rate6.38%
APR6.84%
Points2.000
UpdatedOct 7, 2026
Details
No additional details available.
Rate History
3 changes since Sep 15, 2026 · 6.46% → 6.84% ▲ 0.38 pts · high 6.84% / low 6.46%
- Oct 1, 20266.84%▲ from 6.71%
- Sep 27, 20266.71%▲ from 6.58%
- Sep 24, 20266.58%▲ from 6.46%
- Sep 15, 20266.46%first recorded
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The 15-year fixed mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Refinancing involves closing costs that should be factored into your decision.
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15-Year Fixed Mortgage Rate Trend
Daily average rates across all mortgage types
Daily mortgage rate averages compiled from our database of 8,500+ banks and credit unions — updated daily.
15-Year Fixed — Avg
6.881%
▲ 0.030% from last week
The 15-year fixed rate rose 0.030 points over the past 7 days to 6.881%, up from 6.851% last week.
Quick Reference — October 2026
Est. payment ($400k loan): $3,569/mo
Loan type: Fixed-rate, 15-year term
Best for: Faster payoff, lower total interest
Data source: mortgage rate averages compiled from our database of 8,500+ banks and credit unions
As of Oct 13, 2026 • Daily averages from our database of 8,500+ U.S. banks & credit unions — updated daily
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Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Rate Data: Every 15-year fixed mortgage rate on this page is sourced directly from the official website of the lending institution. Rates are tracked daily from both banks and credit unions.
Coast-to-Coast Lender Coverage: Our database monitors over 8,500 banks and credit unions across all 50 states, capturing a diverse mix of community credit unions, regional banks, and online lenders. This breadth ensures you see competitive rates that many rate surveys miss.
Time-Stamped for Full Transparency: Because 15-year fixed mortgage rates can shift multiple times per week in response to 10-year Treasury movements and Federal Reserve policy changes, every rate entry carries its own specific "last updated" date. You always know exactly how fresh the data is.
Proprietary Lender Safety Ratings: Rate alone is only part of the picture. MonitorBankRates evaluates the financial stability of every listed institution using regulatory FDIC and NCUA data. Our composite Health Grades (A+ to F), Star Ratings, and Texas Ratio calculations give you a clear view of lender stability so you can borrow with confidence from a financially sound institution.
Frequently Asked Questions About 15-Year Fixed Mortgage Rates
What is a 15-year fixed-rate mortgage?
A 15-year fixed-rate mortgage is a home loan with an interest rate that stays the same for the entire 15-year repayment term. Your principal and interest payment never changes, and the loan is fully paid off in 180 months. Compared to a 30-year mortgage, the 15-year typically carries a lower interest rate — usually 0.50%–0.75% below the 30-year rate — and you pay significantly less total interest because of the shorter term. The trade-off is a substantially higher monthly payment since the principal is repaid in half the time.
How does a 15-year mortgage compare to a 30-year mortgage?
The 15-year mortgage saves a substantial amount of money over the life of the loan but requires a higher monthly payment. On a $400,000 loan, a 15-year at 6.25% has a principal and interest payment of roughly $3,430/month versus approximately $2,594/month on a 30-year at 6.75%. However, the 15-year borrower pays roughly $225,000 in total interest compared to approximately $534,000 on the 30-year — a savings of over $300,000. The right choice depends on whether you can comfortably afford the higher payment without straining cash flow.
What is the monthly payment on a 15-year mortgage?
Monthly payment depends on your loan amount and rate. As a rough reference: a $300,000 loan at 6.00% has a principal and interest payment of about $2,532/month; at $400,000 and 6.25%, roughly $3,430/month; at $500,000 and 6.50%, approximately $4,355/month. These figures cover principal and interest only — your total payment will be higher if you include property taxes, homeowner's insurance, and any HOA fees. Use our Mortgage Payment Calculator for a precise figure based on your specific loan amount and current rate.
Who is a 15-year mortgage best suited for?
A 15-year mortgage is well suited for borrowers who can comfortably afford the higher monthly payment, are approaching retirement and want to be mortgage-free sooner, have stable income with limited need for cash flow flexibility, or are refinancing an existing mortgage and want to accelerate payoff. It is also ideal for buyers who plan to stay in the home long-term and want to maximize total interest savings. Borrowers with variable income or significant other financial obligations often benefit from the lower required payment of a 30-year, even if they intend to pay extra.
How does my credit score affect my 15-year mortgage rate?
Credit score is one of the most significant factors in rate pricing. Borrowers with scores above 760 typically qualify for the lowest available 15-year rates. Scores between 700–759 usually carry rates 0.25%–0.50% higher. Scores below 680 can result in rates 0.75%–1.50% above best-tier pricing. On a 15-year loan, a higher rate costs less in total dollars than on a 30-year (because the loan pays off faster), but the monthly payment impact is immediate and significant on a shorter amortization.
Should I lock my 15-year mortgage rate?
If you are comfortable with your quoted rate and want protection against rate increases before closing, locking is generally advisable. Most lenders offer 30- to 60-day locks at no cost; longer locks of 90 days may carry a small fee. Because 15-year rates tend to track shorter Treasury yields, they can move more quickly than 30-year rates in certain market conditions. Locking as soon as you have a signed purchase agreement is typically the safest approach.
What is the difference between interest rate and APR on a 15-year mortgage?
The interest rate is the annual cost of borrowing the principal. The APR (Annual Percentage Rate) is a broader figure that includes the interest rate plus lender origination fees, points paid, and certain closing costs, all expressed as a single annualized percentage. Because a 15-year loan has a shorter amortization period, upfront fees and points have a larger impact on the APR relative to a 30-year loan with the same costs. The APR is the best number for comparing total loan costs across lenders on an apples-to-apples basis.
Should I pay mortgage points on a 15-year loan?
Paying points (discount points) upfront to lower your rate can make sense on a 15-year loan if you plan to keep the mortgage long enough to recover the upfront cost through monthly savings. Because the 15-year term is shorter than a 30-year, you have fewer months to recoup the investment — making break-even analysis especially important. Divide the cost of the points by the monthly savings from the lower rate to find your break-even month. If you expect to keep the loan past that point, paying points is likely worthwhile.
Can I refinance into a 15-year mortgage?
Yes, and it is one of the most common reasons homeowners refinance. Refinancing from a 30-year into a 15-year mortgage lets you lock in a lower rate, build equity faster, and eliminate debt sooner — often saving hundreds of thousands in total interest. The key considerations are whether you can absorb the higher monthly payment, whether the rate improvement justifies the closing costs (typically 2%–5% of the loan balance), and whether your break-even timeline aligns with your planned length of stay.
How are 15-year mortgage rates determined?
Lenders price 15-year fixed mortgage rates primarily based on the yield of 10-year U.S. Treasury bonds — the same benchmark used for 30-year mortgages — but the spread above Treasuries is typically smaller because 15-year loans carry less duration risk and default risk for the lender. When Treasury yields rise (driven by Federal Reserve policy, inflation data, or economic strength), 15-year rates rise in tandem. Individual quotes also depend on credit score, down payment, loan-to-value ratio, property type, and the lender's own cost of capital.
What are today's best 15-year fixed mortgage rates?
- FedTrust Federal Credit Union: 5.00% (15-Year Fixed Rate Conventional Mortgage)
- Heritage South Credit Union: 5.25% (15 Year Fixed Mortgage)
- Central Credit Union of Illinois: 4.99% (15-Year Fixed-Rate Mortgages)
- JTNB: 5.25% (Current Mortgage - 15 Year Fixed)
- Green River Area Federal Credit Union: 5.50% (15 Yr. First Mortgage)
30-Year Fixed rates reflect actual verified offers from lenders actively lending to borrowers across the country. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated: October 12, 2026
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