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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Jarrettsville Federal S&L Rates & Review October 2026Jarrettsville Federal S&L's top rates as of October 11, 2026 are 4.00% APY on its 15-Month CD/IRA, 0.15% APY on savings, 3.40% APY on money market accounts, 0.05% APY on checking, and 6.25% on its Mortgage Rates (as of 10/6/2026) - 15 Year Fixed, according to rates verified by MonitorBankRates. Other Jarrettsville Federal S&L CD rates include 7-Month CD Special at 3.75%, 12-Month CD/IRA at 3.65%, and 13-Month CD/IRA at 3.60%. Other Jarrettsville Federal S&L mortgage rates include Mortgage Rates (as of 10/6/2026) - 10 Year Fixed at 6.25%, Fixed Rate Construction/Perm Loan - 15 Year Fixed Rate at 6.25%, and Mortgage Rates (as of 10/6/2026) - 20 Year Fixed at 6.75%. MonitorBankRates evaluates the financial stability of Jarrettsville Federal S&L with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates last updated and verified on 10/11/2026. Jarrettsville Federal S&L money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jarrettsville Federal S&L? Share your experience about Jarrettsville Federal S&L by leaving a review below, or read customer reviews before you decide to use Jarrettsville Federal S&L. Jarrettsville Federal S&L
3706 Norrisville Rd
https://www.jarrettsvillefederal.com Jarrettsville, MD 21084 Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Jarrettsville Federal S&L CD Rates
Jarrettsville Federal S&L Savings Rates
Jarrettsville Federal S&L Business Savings Rates
Jarrettsville Federal S&L Money Market Rates
Jarrettsville Federal S&L Checking Rates
Jarrettsville Federal S&L Mortgage Rates
Jarrettsville Federal S&L Home Equity & HELOC
Jarrettsville Federal S&L Other Rates
Financial Health HistoryJarrettsville Federal S&L’s Texas Ratio rose from 1.25% in Q3 2023 to 2.21% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Jarrettsville Federal S&L is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Jarrettsville Federal S&L rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Jarrettsville Federal S&L's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Jarrettsville Federal S&L
FDIC Certificate #
31083
Address
3706 Norrisville Rd,
Jarrettsville, MD 21084 · Harford
Established
18760101
FDIC Insurance Date
19890809
Domestic Offices
1
Total Branches
1
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.21%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.2136%
Return on Equity (ROE)
1.8400%
Non-Performing Loans (NPL)
0.26%
Total Assets
$167,090,000
Total Deposits
$147,127,000
Equity Capital
$19,339,000
Net Income
$177,000
Headquarters
Jarrettsville
Total Branches and Offices
1
Source: FDIC | Last Updated 06/30/2026
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Frequently Asked Questions About Jarrettsville Federal S&LHow many branches does Jarrettsville Federal S&L operate?Jarrettsville Federal S&L currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Jarrettsville Federal S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Jarrettsville Federal S&L provides members with tools to manage their accounts and build a solid financial history. Does Jarrettsville Federal S&L offer online and mobile banking?Most modern institutions like Jarrettsville Federal S&L provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jarrettsvillefederal.com. Current Jarrettsville Federal S&L Rates
Retrieved from our database of financial products. Rates subject to change.
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