Best New Auto Loan Rates — March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has engineered proprietary systems that track rates from over 8,000 financial institutions.
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Editorial DisclosureRates are actual, verified rates sourced from institution websites. Your final approved rate will depend on your credit profile and loan term.
Top best new auto loan rates rates currently available include: SUNY Fredonia Federal Credit Union's New Vehicle Loans 2024 or Newer (A+, A Credit Scores) at 1.90% APR, Enbright Credit Union's New Auto at 1.99% APR, Arkansas AM&N College Federal Credit Union's New Auto Loan at 1.99% APR, LONGSHOREMENS LOCAL 4's New vehicle at 1.99% APR, and Bakersfield City Employees Federal Credit Union's New Vehicle Loan at 1.99% APR. Rates as of Mar 24, 2026 per MonitorBankRates.
New auto loan rates are typically the most competitive in the auto lending market. Banks and credit unions offer their lowest APRs on new vehicles, making it an ideal time to compare lenders before visiting the dealership.
We display transparent financial health metrics — A–F Safety Grades, Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution for your vehicle loan.
Auto loan rates reflect verified offers from lenders actively lending to US borrowers. Last Updated: Mar 24, 2026
Compare New Auto Loan Rates Nationwide
Source: Verified Auto Loan Rate Data by MonitorBankRates
Institution
Product
APR
Term
Profile
SUNY Fredonia Federal Credit Union
A+5.0 ★ Texas Ratio: 0.82%
280 CENTRAL AVE, FREDONIA, NY, 14063 1127
New Vehicle Loans 2024 or Newer (A+, A Credit Scores)
1.90%
1-5 Years
▼
Interest Rate0.00%
Term1-5 Years
UpdatedMar 24, 2026
Details
As Low As
Enbright Credit Union
A+5.0 ★ Texas Ratio: 3.73%
1214 Church St Ste 100, Nashville, TN, 37246 0001
New Auto
1.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 23, 2026
Details
As Low As; for 36 months or less
Arkansas AM&N College Federal Credit Union
A+5.0 ★ Texas Ratio: 3.89%
2020 W Reeker Ave, Pine Bluff, AR, 71601
New Auto Loan
1.99%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 24, 2026
Details
90% of MSRP Rate depends on credit rating
LONGSHOREMENS LOCAL 4
A+5.0 ★ Texas Ratio: 1.72%
1209 Ingalls St, Vancouver, WA, 98660 2722
New vehicle
1.99%
Up to 84 months
▼
Interest Rate0.00%
TermUp to 84 months
UpdatedMar 24, 2026
Details
As Low As
Bakersfield City Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
▼
Interest Rate1.99%
Term48 mo
UpdatedMar 25, 2026
Details
As Low As; Based On Credit Score
Boulevard Federal Credit Union
A+5.0 ★ Texas Ratio: 0.57%
2787 Niagara Falls Blvd, Amherst, NY, 14228
New and Used Auto Loan 24 Months
1.99%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 25, 2026
Details
As Low As
Marvel City Federal Credit Union
A+5.0 ★ Texas Ratio: 1.53%
316 17th St N, Bessemer, AL, 35020
NEW Auto Loan
2.00%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMar 20, 2026
Details
As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00
Mclennan County Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
2.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Lewiston Porter Federal Credit Union
A+5.0 ★ Texas Ratio: 4.84%
4061 Creek Rd, Youngstown, NY, 14174
New Vehicles Loans
2.20%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 4, 2026
Details
As low as *; 100% of invoice including taxes & licensing *new vehicles only; Actual rate depends on credit score and other services used at the Credit Union
Mclennan County Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.25%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Triboro Postal Federal Credit Union
A+5.0 ★ Texas Ratio: 0.76%
14202 20th Ave, Flushing, NY, 11351 3000
New Car
2.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
20 - 21
Power Co-Op Employees Credit Union
B+4.8 ★ Texas Ratio: 17.87%
1208 13th St N, Humboldt, IA, 50548
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING
2.49%
23 Months
▼
Interest Rate0.00%
Term23 Months
UpdatedMar 21, 2026
Details
As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE
Richmond Heritage Federal Credit Union
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.49%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 24, 2026
Details
No additional details provided.
P&S Credit Union
A+5.0 ★ Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT, 84119 1356
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
2.49%
12 Months
▼
Interest Rate0.00%
Term12 Months
UpdatedMar 24, 2026
Details
As Low As
TONGASS
A+5.0 ★ Texas Ratio: 0.00%
2000 Tongass Ave, Ketchikan, AK, 99901 6046
New & Used Auto Loans
2.50%
24-84
▼
Interest Rate0.00%
Term24-84
UpdatedMar 22, 2026
Details
No additional details provided.
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 22, 2026
Details
A++ 750+
Enbright Credit Union
A+5.0 ★ Texas Ratio: 3.73%
1214 Church St Ste 100, Nashville, TN, 37246 0001
New Auto
2.50%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 23, 2026
Details
As Low As; up to 72 months
CTA 74th Street Depot Federal Credit Union
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 24, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Ohio County Public Schools Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
▼
Interest Rate0.00%
Term24, 36, 48, 60, 72 months available
UpdatedMar 24, 2026
Details
No additional details provided.
CDC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
2.50%
0-24 Months
▼
Interest Rate0.00%
Term0-24 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Lewiston Porter Federal Credit Union
A+5.0 ★ Texas Ratio: 4.84%
4061 Creek Rd, Youngstown, NY, 14174
New Vehicles Loans
2.70%
48 months
▼
Interest Rate0.00%
Term48 months
UpdatedMar 4, 2026
Details
As low as *; 100% of invoice including taxes & licensing *new vehicles only; Actual rate depends on credit score and other services used at the Credit Union
TruEnergy Federal Credit Union
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
New Vehicles
2.74%
Up to 60 Months
▼
Interest Rate0.00%
TermUp to 60 Months
UpdatedMar 22, 2026
Details
As Low As
TruEnergy Federal Credit Union
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
TrueCar New Vehicle Rate
2.74%
Up to 60 Months
▼
Interest Rate0.00%
TermUp to 60 Months
UpdatedMar 22, 2026
Details
As Low As
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 22, 2026
Details
A+ 720-749
edU Federal Credit Union
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
New Vehicle
2.75%
Varies
▼
Interest Rate0.00%
TermVaries
UpdatedMar 25, 2026
Details
Amount Financed: 80% Retail Value
Lewiston Porter Federal Credit Union
A+5.0 ★ Texas Ratio: 4.84%
4061 Creek Rd, Youngstown, NY, 14174
New Vehicles Loans
2.85%
60 months
▼
Interest Rate0.00%
Term60 months
UpdatedMar 4, 2026
Details
As low as *; 100% of invoice including taxes & licensing *new vehicles only; Actual rate depends on credit score and other services used at the Credit Union
Rio Grande Federal Credit Union
A+5.0 ★ Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
New Auto Loans
2.89%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMar 21, 2026
Details
As Low As; 72 month term rates begin at 2.99% Financing available up to 100% of value
Internal Revenue Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
New Car
2.90%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMar 24, 2026
Details
No additional details provided.
IBEW Local 66 Federal Credit Union
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
2.95%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMar 21, 2026
Details
CREDIT SCORE: A+ (800+)
Members 1st Credit Union Brattleboro, VT
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
New Vehicles
2.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 12, 2026
Details
UP TO 70% LTV
Electricians Local 349 Credit Union
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
2.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Norfolk Fire Department Federal Credit Union
A+5.0 ★ Texas Ratio: 0.73%
4100 E Virginia Beach Blvd, Norfolk, VA, 23502 3331
New Auto
2.99%
48 MONTHS
▼
Interest Rate0.00%
Term48 MONTHS
UpdatedMar 20, 2026
Details
As Low As; Regular APR: 18%
TEXOMA EDUCATORS
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
2.99%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMar 21, 2026
Details
No additional details provided.
TEXOMA EDUCATORS
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles: 0-36 months
2.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 21, 2026
Details
No additional details provided.
Richmond Heritage Federal Credit Union
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.99%
48 months
▼
Interest Rate0.00%
Term48 months
UpdatedMar 24, 2026
Details
No additional details provided.
Act 1st Federal Credit Union
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMar 24, 2026
Details
No additional details provided.
Central Virginia Federal Credit Union
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
2.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
As Low As; Modal Year: 2025 & newer
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
A+ 720-749
CTA 74th Street Depot Federal Credit Union
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 24, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
No additional details provided.
District #6 Federal Credit Union
A5.0 ★ Texas Ratio: 10.55%
107 Broadway, Hornell, NY, 14843
Auto Loan Special - Spring into a new ride - Get your auto loan today!Vehicles 2022 & newer
3.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
Offer good until 4-30-2026
edU Federal Credit Union
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
New Vehicle
3.00%
Varies
▼
Interest Rate0.00%
TermVaries
UpdatedMar 25, 2026
Details
Amount Financed: 100% Retail Value
POCU of Maryland
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
3.09%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 21, 2026
Details
No additional details provided.
Lubrizol Employees Credit Union
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Members Choice Credit Union
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
▼
Interest Rate0.00%
Term12-36
UpdatedMar 20, 2026
Details
As Low As
Park View Federal Credit Union
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
3.24%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMar 21, 2026
Details
As Low As; Model Year: 2025 and newer
First Choice Federal Credit Union
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.24%
Up to 40
▼
Interest Rate0.00%
TermUp to 40
UpdatedMar 23, 2026
Details
No additional details provided.
First Choice Federal Credit Union
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
Interest Rate0.00%
TermUp to 40
UpdatedMar 23, 2026
Details
No additional details provided.
Act 1st Federal Credit Union
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMar 24, 2026
Details
No additional details provided.
Credit Union One Of Oklahoma Credit Union
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.24%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
No additional details provided.
IDB Global Federal Credit Union
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.25%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 20, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Long Beach Firemens Credit Union
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Meridian Mississippi ANG Federal Credit Union
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (36 Months)
3.25%
36 Months
▼
Interest Rate3.25%
Term36 Months
UpdatedMar 20, 2026
Details
2025-2026 (will finance 1st tag and GAP Insurance)
Montgomery VA Federal Credit Union
A5.0 ★ Texas Ratio: 7.22%
345 PERRY HILL RD, MONTGOMERY, AL, 36109
New and Used Auto
3.25%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 21, 2026
Details
No additional details provided.
Torrington Municipal & Teachers Federal Credit Union
A+5.0 ★ Texas Ratio: 1.26%
777 E Main St, Torrington, CT, 06790 3915
New Vehicles
3.25%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 22, 2026
Details
As Low As
Western Springs Federal Credit Union
A+5.0 ★ Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
New Car
3.25%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 22, 2026
Details
No additional details provided.
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 22, 2026
Details
A+ 720-749
FEDMONT
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 23, 2026
Details
As Low As; 100% Financing
CTA 74th Street Depot Federal Credit Union
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 24, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ABD Federal Credit Union
A+5.0 ★ Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
New and Used Auto Loans
3.25%
24 months
▼
Interest Rate0.00%
Term24 months
UpdatedMar 24, 2026
Details
No additional details provided.
Athens Area Credit Union
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
$50,000 minimum
Education First Federal Credit Union
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Four Corners Federal Credit Union
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 26, 2026
Details
As Low As
South Side Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 24, 2026
Details
Application fee: $20.00
KeyPoint Credit Union
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 24, 2026
Details
No additional details provided.
TMH Federal Credit Union
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 21, 2026
Details
No additional details provided.
Beacon Federal Credit Union
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
▼
Interest Rate0.00%
TermUp to 36 Months
UpdatedMar 16, 2026
Details
No additional details provided.
Blue Coast Federal Credit Union
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
Interest Rate0.00%
Termup to 24 Months
UpdatedMar 21, 2026
Details
As Low As
CDC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
3.40%
61-72 Months
▼
Interest Rate0.00%
Term61-72 Months
UpdatedMar 25, 2026
Details
No additional details provided.
CTA 74th Street Depot Federal Credit Union
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 24, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Statewide Federal Credit Union
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
3.49%
1-24
▼
Interest Rate0.00%
Term1-24
UpdatedMar 15, 2026
Details
No additional details provided.
Circuit Federal Credit Union
A+5.0 ★ Texas Ratio: 1.12%
3234 Union Rd, CHEEKTOWAGA, NY, 14227 1044
New Auto Loans
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 16, 2026
Details
As Low As
Credit Union of Richmond
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
3.49%
0-48
▼
Interest Rate0.00%
Term0-48
UpdatedMar 16, 2026
Details
As Low As
Hello Credit Union
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
New Auto
3.49%
Up to 84
▼
Interest Rate0.00%
TermUp to 84
UpdatedMar 20, 2026
Details
No additional details provided.
Electricians Local 349 Credit Union
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Electricians Local 349 Credit Union
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.49%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Market USA Federal Credit Union
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As
New Horizons Credit Union
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As
Olean Teachers And Postal Federal Credit Union
A+5.0 ★ Texas Ratio: 3.67%
1700 CONSTITUTION AVE, OLEAN, NY, 14760
New Auto
3.49%
up to 48 months
▼
Interest Rate0.00%
Termup to 48 months
UpdatedMar 21, 2026
Details
No additional details provided.
Miami Postal Service Credit Union
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
New Automobile
3.49%
24-84 Months
▼
Interest Rate0.00%
Term24-84 Months
UpdatedMar 21, 2026
Details
As Low As
Thinkwise Federal Credit Union
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 21, 2026
Details
As Low As
USE Federal Credit Union
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
New & Used Autos
3.49%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 22, 2026
Details
As Low As
VANTAGE TRUST
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
Zero Down Payment
Richmond Heritage Federal Credit Union
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.49%
60 months
▼
Interest Rate0.00%
Term60 months
UpdatedMar 24, 2026
Details
No additional details provided.
Rock Valley Credit Union
A+5.0 ★ Texas Ratio: 5.65%
1201 Clifford Ave, Loves Park, IL, 61111
New/Used Vehicle
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 24, 2026
Details
As Low As; for 36 months at $29.30 per $1,000
Wakefern Federal Credit Union
A+5.0 ★ Texas Ratio: 0.05%
505 Division St, Elizabeth, NJ, 07201
New Car Loans
3.49%
Up to 36
▼
Interest Rate0.00%
TermUp to 36
UpdatedMar 24, 2026
Details
As Low As
Central Soya Federal Credit Union
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
New Vehicle Loan
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
Special!
Connecticut Labor Dept Federal Credit Union
A+5.0 ★ Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
New Vehicle Loan
3.49%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 25, 2026
Details
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
Dade County Federal Credit Union
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
As Low As
ELCA Federal Credit Union
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 36 mo.
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
As Low As
Neches Federal Credit Union
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 15, 2026
Details
As Low As
Augusta Health Care Credit Union
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
3.50%
36-60
▼
Interest Rate0.00%
Term36-60
UpdatedMar 16, 2026
Details
100% NADA Retail/MSRP
Greater Woodlawn Federal Credit Union
A+5.0 ★ Texas Ratio: 0.35%
351 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
New & Used Autos
3.50%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 20, 2026
Details
As Low As
Greater Woodlawn Federal Credit Union
A+5.0 ★ Texas Ratio: 0.35%
351 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
New/Used Vehicle Loan Special
3.50%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 20, 2026
Details
As Low As; Only Available to "A+," "A," "B," and "C."
Long Beach Firemens Credit Union
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 20, 2026
Details
No additional details provided.
MAMTA Federal Credit Union
A+5.0 ★ Texas Ratio: 0.02%
1000 W Boston Post Rd, Mamaroneck, NY, 10543 3328
New & Used Cars
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Meridian Mississippi ANG Federal Credit Union
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (48 Months)
3.50%
48 Months
▼
Interest Rate3.50%
Term48 Months
UpdatedMar 20, 2026
Details
2025-2026(will finance 1st tag and GAP Insurance)
Seagoville Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 21, 2026
Details
As Low As
The Southern Credit Union
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
3.50%
24 Months+
▼
Interest Rate0.00%
Term24 Months+
UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
ORLEX Government Employees Credit Union
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
3.50%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 21, 2026
Details
No additional details provided.
Polish And Slavic Federal Credit Union
A+5.0 ★ Texas Ratio: 2.61%
667 Chestnut St, Union, NJ, 07083
New Auto Loan
3.50%
5 years
▼
Interest Rate3.50%
Term5 years
UpdatedMar 21, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
Area Educational Credit Union
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
3.50%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 21, 2026
Details
No additional details provided.
Area Educational Credit Union
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 36 months
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 21, 2026
Details
20% Down
Virginia Beach Postal Federal Credit Union
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
NEW AUTOS Model Years 2026 or newer
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
Loan rate starting at..., based on credit score.
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 22, 2026
Details
A+ 720-749
FEDMONT
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 23, 2026
Details
As Low As
Utility District Credit Union
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 24, 2026
Details
As Low As
ABD Federal Credit Union
A+5.0 ★ Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
New and Used Auto Loans
3.50%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 24, 2026
Details
No additional details provided.
Afgm Enterprises Federal Credit Union
A+5.0 ★ Texas Ratio: 4.71%
132 Cayuga Rd, Cheektowaga, NY, 14225
New Auto / Truck
3.50%
60 months
▼
Interest Rate0.00%
Term60 months
UpdatedMar 24, 2026
Details
No additional details provided.
ALCO
A+5.0 ★ Texas Ratio: 0.00%
2859 Lindy Ln, Wellsville, NY, 14895 9337
New auto loans
3.50%
24 months
▼
Interest Rate0.00%
Term24 months
UpdatedMar 25, 2026
Details
No additional details provided.
Athens Area Credit Union
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 25, 2026
Details
$50,000 minimum
Chicago Firefighters Credit Union
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Chicago Firefighters Credit Union
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Columbia Post Office Credit Union
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
3.50%
1-36
▼
Interest Rate0.00%
Term1-36
UpdatedMar 25, 2026
Details
Credit Scores 800-850; Percent Financed 100%
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 25, 2026
Details
No additional details provided.
CS Credit Union
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 25, 2026
Details
As Low As
District #6 Federal Credit Union
A5.0 ★ Texas Ratio: 10.55%
107 Broadway, Hornell, NY, 14843
Auto Loan Special - Spring into a new ride - Get your auto loan today!Vehicles 2022 & newer
3.50%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 25, 2026
Details
Offer good until 4-30-2026
Education First Federal Credit Union
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Greenwood Municipal Federal Credit Union
A+5.0 ★ Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
New Vehicle Loan
3.50%
120 Months
▼
Interest Rate0.00%
Term120 Months
UpdatedMar 26, 2026
Details
As Low As; Up to 120 months*
Golden Valley Federal Credit Union
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 26, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Fayette Federal Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 36 months
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 26, 2026
Details
No additional details provided.
Bloomington Municipal Credit Union
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 16, 2026
Details
As Low As
Circuit Federal Credit Union
A+5.0 ★ Texas Ratio: 1.12%
3234 Union Rd, CHEEKTOWAGA, NY, 14227 1044
New Auto Loans
3.59%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 16, 2026
Details
As Low As
MIAMI FIREFIGHTERS
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.59%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
No additional details provided.
New Jersey Law And Public Safety Credit Union
A+5.0 ★ Texas Ratio: 1.05%
225 E State St, Trenton, NJ, 08608 1800
New Auto Loans
3.59%
24 to 84
▼
Interest Rate0.00%
Term24 to 84
UpdatedMar 24, 2026
Details
As Low As; Rate is determined by credit risk score.; Additional Savings of .25% if Payroll Deducted
Waterfront Federal Credit Union
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
Interest Rate0.00%
TermUp to 84 Months
UpdatedMar 22, 2026
Details
No additional details provided.
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
Victoria City County Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.67%
36 to 72 Months
▼
Interest Rate0.00%
Term36 to 72 Months
UpdatedMar 22, 2026
Details
No additional details provided.
Circuit Federal Credit Union
A+5.0 ★ Texas Ratio: 1.12%
3234 Union Rd, CHEEKTOWAGA, NY, 14227 1044
New Auto Loans
3.69%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 16, 2026
Details
As Low As
Olean Teachers And Postal Federal Credit Union
A+5.0 ★ Texas Ratio: 3.67%
1700 CONSTITUTION AVE, OLEAN, NY, 14760
New Auto
3.69%
49 - 60 months
▼
Interest Rate0.00%
Term49 - 60 months
UpdatedMar 21, 2026
Details
No additional details provided.
Guardian Credit Union Montgomery, AL
A5.0 ★ Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL, 36109 2601
New & Used Autos, Truck, Vans
3.70%
102 Months
▼
Interest Rate0.00%
Term102 Months
UpdatedMar 21, 2026
Details
As Low As
Valley Federal Credit Union
A+5.0 ★ Texas Ratio: 2.02%
183 E Price Rd, Brownsville, TX, 78521
New Auto Loan
3.70%
75 Months
▼
Interest Rate0.00%
Term75 Months
UpdatedMar 22, 2026
Details
up to 75 Months
NIAGARAS CHOICE
A+5.0 ★ Texas Ratio: 0.16%
3619 Packard Rd, Niagara Falls, NY, 14303 2224
New Auto (2024 or newer)
3.70%
24 to 84 months
▼
Interest Rate0.00%
Term24 to 84 months
UpdatedMar 24, 2026
Details
As Low As; Rate includes auto-pay discount of .25%
Mercy Credit Union
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
Interest Rate0.00%
TermUp To 7 Years
UpdatedMar 4, 2026
Details
*APR is the Annual Percentage Rate.
Credit Union of Richmond
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
3.74%
49-60
▼
Interest Rate0.00%
Term49-60
UpdatedMar 16, 2026
Details
As Low As
Regional Federal Credit Union
A+5.0 ★ Texas Ratio: 4.39%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
3.74%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 21, 2026
Details
As Low As; Model Year: 2023-2027
Riverbank Federal Credit Union
A+5.0 ★ Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
New Vehicles (2025 - 2026) 4 Years
3.74%
4 Years
▼
Interest Rate0.00%
Term4 Years
UpdatedMar 21, 2026
Details
As Low As
Telcoe Federal Credit Union
A+5.0 ★ Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR, 72201 4692
New Auto
3.74%
up to 84 month terms
▼
Interest Rate0.00%
Termup to 84 month terms
UpdatedMar 21, 2026
Details
As Low As; Rates based on term selected.
Tower Federal Credit Union
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
As Low As
TruEnergy Federal Credit Union
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
New Vehicles
3.74%
61 to 72 Months
▼
Interest Rate0.00%
Term61 to 72 Months
UpdatedMar 22, 2026
Details
As Low As
TruEnergy Federal Credit Union
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
TrueCar New Vehicle Rate
3.74%
61 to 72 Months
▼
Interest Rate0.00%
Term61 to 72 Months
UpdatedMar 22, 2026
Details
As Low As
First Choice Federal Credit Union
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.74%
41-52
▼
Interest Rate0.00%
Term41-52
UpdatedMar 23, 2026
Details
No additional details provided.
First Choice Federal Credit Union
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
Interest Rate0.00%
Term41-52
UpdatedMar 23, 2026
Details
No additional details provided.
Act 1st Federal Credit Union
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
Interest Rate0.00%
Term49-60
UpdatedMar 24, 2026
Details
No additional details provided.
Community Resource Credit Union
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
New Autos
3.74%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
As Low As; Fewer than 7,500 miles
Connecticut Labor Dept Federal Credit Union
A+5.0 ★ Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
New Vehicle Loan
3.74%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMar 25, 2026
Details
As Low As; will finance 100% up to 84 months
Credit Union One Of Oklahoma Credit Union
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.74%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Neches Federal Credit Union
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 15, 2026
Details
As Low As
TCT Federal Credit Union
A+5.0 ★ Texas Ratio: 2.53%
416 Rowland St, Ballston Spa, NY, 12020
CONVENTIONAL AUTO LOAN MODEL YEARS: 2023 & NEWER
3.75%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 15, 2026
Details
As Low As
IDB Global Federal Credit Union
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 20, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Meridian Mississippi ANG Federal Credit Union
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (60 Months)
3.75%
60 Months
▼
Interest Rate3.75%
Term60 Months
UpdatedMar 20, 2026
Details
2025-2026(will finance 1st tag and GAP Insurance)
Seagoville Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 21, 2026
Details
As Low As
The Southern Credit Union
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
Interest Rate0.00%
Term24 Months+
UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
ORLEX Government Employees Credit Union
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
3.75%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 21, 2026
Details
No additional details provided.
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 22, 2026
Details
A 650-719
Enbright Credit Union
A+5.0 ★ Texas Ratio: 3.73%
1214 Church St Ste 100, Nashville, TN, 37246 0001
New Auto
3.75%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMar 23, 2026
Details
As Low As; up to 84 months
FEDMONT
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.75%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 23, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.75%
72 months
▼
Interest Rate0.00%
Term72 months
UpdatedMar 24, 2026
Details
No additional details provided.
Utility District Credit Union
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 24, 2026
Details
As Low As
ABD Federal Credit Union
A+5.0 ★ Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
New and Used Auto Loans
3.75%
48 months
▼
Interest Rate0.00%
Term48 months
UpdatedMar 24, 2026
Details
No additional details provided.
Atlantic City Electric Co Emp Federal Credit Union
A+5.0 ★ Texas Ratio: 5.71%
5100 Harding Hwy Ste 103, Mays Landing, NJ, 08330 2260
New Auto Loan
3.75%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 24, 2026
Details
Up to 72 months*
IBEW Local No 5 Federal Credit Union
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 24, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMar 24, 2026
Details
No additional details provided.
LA Healthcare Federal Credit Union
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
Interest Rate0.00%
Term12 to 36 months
UpdatedMar 24, 2026
Details
As Low As
Athens Area Credit Union
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
3.75%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 25, 2026
Details
$50,000 minimum
Bell Credit Union
A5.0 ★ Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles
3.75%
36-60
▼
Interest Rate0.00%
Term36-60
UpdatedMar 25, 2026
Details
No additional details provided.
Boulevard Federal Credit Union
A+5.0 ★ Texas Ratio: 0.57%
2787 Niagara Falls Blvd, Amherst, NY, 14228
New and Used Auto Loan 36 Months
3.75%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
As Low As
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
3.75%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.75%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Education First Federal Credit Union
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Four Corners Federal Credit Union
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 26, 2026
Details
As Low As
TEWKSBURY
A+5.0 ★ Texas Ratio: 0.00%
752 Main St, Tewksbury, MA, 01876
New & Used Vehicle Loans
3.79%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 24, 2026
Details
As Low As; Terms from 36 to 84 months with Direct Deposit
Bragg Mutual Federal Credit Union
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
3.79%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMar 25, 2026
Details
As Low As
Xplore Federal Credit Union
A+5.0 ★ Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA, 70139
New Autos
3.82%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMar 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.84%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 20, 2026
Details
No additional details provided.
South Coast ILWU Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
2438 Broadway Ave, North Bend, OR, 97459
New or Used Auto Loans
3.85%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 24, 2026
Details
No additional details provided.
Hurricane Creek Federal Credit Union
A+5.0 ★ Texas Ratio: 5.46%
1114 FERGUSON DR, BENTON, AR, 72015 3528
New/Used Autos (under 7yrs. old)
3.88%
7Yrs
▼
Interest Rate0.00%
Term7Yrs
UpdatedMar 20, 2026
Details
As Low As
Beacon Federal Credit Union
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
▼
Interest Rate0.00%
Term37-48 Months
UpdatedMar 16, 2026
Details
No additional details provided.
Andrews Federal Credit Union
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.89%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
New Cars: 2025 models and newer
3.89%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 25, 2026
Details
As Low As
East County Schools Federal Credit Union
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
New Vehicle Loan
3.89%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
As Low As
Combined Employees Credit Union
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
3.90%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 16, 2026
Details
As Low As
Ontario Shores Federal Credit Union
A+5.0 ★ Texas Ratio: 4.23%
2890 Transit Rd, Newfane, NY, 14108 9740
New/Used Auto
3.90%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 21, 2026
Details
As Low As
Area Educational Credit Union
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
3.90%
48 months
▼
Interest Rate0.00%
Term48 months
UpdatedMar 21, 2026
Details
No additional details provided.
Area Educational Credit Union
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 36 months
3.90%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 21, 2026
Details
Up to retail value
Area Educational Credit Union
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 48 months
3.90%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 21, 2026
Details
20% Down
Area Educational Credit Union
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to retail value
3.90%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 21, 2026
Details
No additional details provided.
Tangipahoa Parish Teachers Credit Union
A+5.0 ★ Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA, 70403 5464
New Auto Loans 24 months
3.90%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 22, 2026
Details
As Low As; For a limited time only
Tangipahoa Parish Teachers Credit Union
A+5.0 ★ Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA, 70403 5464
New Auto Loans 36 months
3.90%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
As Low As; For a limited time only
Tangipahoa Parish Teachers Credit Union
A+5.0 ★ Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA, 70403 5464
New Auto Loans 48 months
3.90%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 22, 2026
Details
As Low As; For a limited time only
Tangipahoa Parish Teachers Credit Union
A+5.0 ★ Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA, 70403 5464
New Auto Loans 60 months
3.90%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 22, 2026
Details
As Low As; For a limited time only
Abilene Teachers Federal Credit Union
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
▼
Interest Rate0.00%
Term1 - 84 months
UpdatedMar 24, 2026
Details
No additional details provided.
Education 1st Credit Union
A+5.0 ★ Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
New or Used Auto
3.90%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Scenic Community Credit Union
A+5.0 ★ Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
New and Used Vehicles Up to 25,000 miles
3.95%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 20, 2026
Details
As Low As; Up to 135% of Retail - see below
IBEW Local 66 Federal Credit Union
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
3.95%
37-60
▼
Interest Rate0.00%
Term37-60
UpdatedMar 21, 2026
Details
CREDIT SCORE: A+ (800+)
TMH Federal Credit Union
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
Interest Rate0.00%
Term72 Months / $20,000.00 Minimum
UpdatedMar 21, 2026
Details
No additional details provided.
United Federal Credit Union
A+5.0 ★ Texas Ratio: 3.35%
808 E Front St, Buchanan, MI, 49107 1444
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
Interest Rate0.00%
TermUp to 36 Months
UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Census Federal Credit Union
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
New Autos
3.95%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Neighborhood Credit Union
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
3.99%
54 Months
▼
Interest Rate0.00%
Term54 Months
UpdatedMar 15, 2026
Details
As Low As
Stanwood Area Federal Credit Union
A5.0 ★ Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 15, 2026
Details
No additional details provided.
UFCW Local 1776 Federal Credit Union
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles
3.99%
5 Months
▼
Interest Rate0.00%
Term5 Months
UpdatedMar 16, 2026
Details
As Low As; * For Qualified Buyer
Bowater Employees Credit Union
A5.0 ★ Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
New Cars, Trucks, and Vans
3.99%
36 Months
▼
Interest Rate3.99%
Term36 Months
UpdatedMar 16, 2026
Details
No additional details provided.
Central Jersey Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 2.71%
2430 Hamilton Ave, Hamilton, NJ, 08619
New Cars
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 16, 2026
Details
With credit score of 700 and above
Compass Community Credit Union
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 16, 2026
Details
As Low As
Credit Union of Georgia Credit Union
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.99%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMar 16, 2026
Details
As Low As
Delta Schools Federal Credit Union
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
Interest Rate3.99%
Term36 Months
UpdatedMar 16, 2026
Details
No additional details provided.
Heartland Credit Union Springfield, IL
A+5.0 ★ Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL, 62702
Auto Loans 2023 - Newer
3.99%
51 Months
▼
Interest Rate0.00%
Term51 Months
UpdatedMar 20, 2026
Details
No additional details provided.
H.E.A. Federal Credit Union
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
New Car
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As
Houston Highway Credit Union
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
New Vehicle Loan
3.99%
24 - 72+ Months
▼
Interest Rate0.00%
Term24 - 72+ Months
UpdatedMar 20, 2026
Details
No additional details provided.
Hoboken School Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 1.61%
522 ADAMS ST, HOBOKEN, NJ, 07030 2002
Auto Loans -- New, Enterprise, or Used Under 3 years
3.99%
3 Months
▼
Interest Rate0.00%
Term3 Months
UpdatedMar 20, 2026
Details
No additional details provided.
IBEW And United Workers Federal Credit Union
A+5.0 ★ Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR, 97216
New Vehicle Loan 2024 & Newer
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As; Current to 2-year-old model vehicles with terms up to 84 months
Katahdin Federal Credit Union
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 20, 2026
Details
As Low As
LM Federal Credit Union
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
3.99%
Up to 48 months
▼
Interest Rate0.00%
TermUp to 48 months
UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) Up to 48 months
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 20, 2026
Details
As Low As; 0% down
Electricians Local 349 Credit Union
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Electricians Local 349 Credit Union
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Electricians Local 349 Credit Union
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Montana Federal Credit Union
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2023 and newer)
3.99%
Up to 60 months (OAC)
▼
Interest Rate0.00%
TermUp to 60 months (OAC)
UpdatedMar 20, 2026
Details
As Low As
MOOG EMPLOYEES
A5.0 ★ Texas Ratio: 12.22%
7181 SENECA St, EAST AURORA, NY, 14052 0018
New Auto Loans
3.99%
12-60
▼
Interest Rate0.00%
Term12-60
UpdatedMar 20, 2026
Details
No additional details provided.
Metro Federal Credit Union Arlington Heights, IL
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Meritus Federal Credit Union
A+5.0 ★ Texas Ratio: 3.17%
515 Guilbeau Rd, Lafayette, LA, 70506 6089
New Auto Loans
3.99%
up to 60
▼
Interest Rate0.00%
Termup to 60
UpdatedMar 20, 2026
Details
As Low As
Metro Employees Credit Union
A+5.0 ★ Texas Ratio: 1.04%
1306 VERSAILLES RD STE 140, Lexington, KY, 40504 1795
New, Used, and Refinance Auto Loan
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 20, 2026
Details
As Low As; Rates as low as 3.99% APR on loans up to 60 months*
New Horizons Credit Union
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
New Auto Loan
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As; Qualifying rate - Conditions apply
Niagara Wheatfield Federal Credit Union
A+5.0 ★ Texas Ratio: 4.06%
2346 SAUNDERS SETTLEMENT RD, SANBORN, NY, 14132
New & Used Vehicles up to 36 months
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
No additional details provided.
Park View Federal Credit Union
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
3.99%
37-48
▼
Interest Rate0.00%
Term37-48
UpdatedMar 21, 2026
Details
As Low As; Model Year: 2025 and newer
Quincy Credit Union
A+5.0 ★ Texas Ratio: 4.37%
100 Quincy Ave, Quincy, MA, 02169 6714
New Auto Loans
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 21, 2026
Details
As Low As
Regional Federal Credit Union
A+5.0 ★ Texas Ratio: 4.39%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 21, 2026
Details
As Low As; Model Year: 2023-2027
Riverbank Federal Credit Union
A+5.0 ★ Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
New Vehicles (2025 - 2026) 5 Years
3.99%
5 Years
▼
Interest Rate0.00%
Term5 Years
UpdatedMar 21, 2026
Details
As Low As
Select Employees Credit Union
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
3.99%
0-36 months
▼
Interest Rate0.00%
Term0-36 months
UpdatedMar 21, 2026
Details
No additional details provided.
Simplicity Credit Union
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
▼
Interest Rate0.00%
Term6 Years
UpdatedMar 21, 2026
Details
As Low As
Smart Financial Credit Union
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
New Auto
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 21, 2026
Details
As Low As
Omaha Federal Credit Union
A+5.0 ★ Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE, 68124
New Auto - 2024 - 2026 Model Yrs
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 21, 2026
Details
As Low As
Olean Teachers And Postal Federal Credit Union
A+5.0 ★ Texas Ratio: 3.67%
1700 CONSTITUTION AVE, OLEAN, NY, 14760
New Auto
3.99%
61 - 72 months
▼
Interest Rate0.00%
Term61 - 72 months
UpdatedMar 21, 2026
Details
No additional details provided.
Palmetto Citizens Federal Credit Union
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 21, 2026
Details
As Low As
Polish National Credit Union
A+5.0 ★ Texas Ratio: 1.51%
46 Main St, Chicopee, MA, 01020
New Automobile Loans, 2025-2026 Model Years (Never Registered)
3.99%
84 Months
▼
Interest Rate3.99%
Term84 Months
UpdatedMar 21, 2026
Details
No additional details provided.
Popa Federal Credit Union
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 21, 2026
Details
As Low As
Texell Credit Union
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
3.99%
36-month
▼
Interest Rate0.00%
Term36-month
UpdatedMar 21, 2026
Details
As Low As
TEXOMA EDUCATORS
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
3.99%
37-48
▼
Interest Rate0.00%
Term37-48
UpdatedMar 21, 2026
Details
No additional details provided.
TEXOMA EDUCATORS
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles: 37-48 months
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 21, 2026
Details
No additional details provided.
The Health And Education Federal Credit Union
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 21, 2026
Details
As Low As; 100% Financing
Thinkwise Federal Credit Union
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
Interest Rate0.00%
Term72 months
UpdatedMar 21, 2026
Details
As Low As
Torrington Municipal & Teachers Federal Credit Union
A+5.0 ★ Texas Ratio: 1.26%
777 E Main St, Torrington, CT, 06790 3915
New Vehicles
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
As Low As
TopLine Financial Credit Union
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
3.99%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 22, 2026
Details
As Low As
Town of Cheektowaga Federal Credit Union
A+5.0 ★ Texas Ratio: 0.27%
3251 BROADWAY St, CHEEKTOWAGA, NY, 14227 1033
New automobile
3.99%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 22, 2026
Details
No additional details provided.
TRUE Community Credit Union
A5.0 ★ Texas Ratio: 11.15%
2055 Spring Arbor Rd, Jackson, MI, 49203
New and Used Auto (5 years and newer)
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
As Low As
United Heritage Credit Union
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
▼
Interest Rate0.00%
Term12 to 84 Months
UpdatedMar 22, 2026
Details
As Low As
University of Kentucky Federal Credit Union
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
As Low As
United Energy Credit Union
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 22, 2026
Details
80% Financing MSRP or NADA Retail (20% down)
US Eagle Federal Credit Union
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 22, 2026
Details
As Low As
US Employees Credit Union
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 36 Months
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
As Low As
Virginia Educators Credit Union
A+5.0 ★ Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA, 23606
New Auto Loan (2021 and newer)
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 22, 2026
Details
As Low As
Westerly Community Credit Union
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI, 02891
New Auto Loans 2025 and Newer
3.99%
3 years
▼
Interest Rate0.00%
Term3 years
UpdatedMar 22, 2026
Details
No additional details provided.
The State Credit Union
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 22, 2026
Details
No additional details provided.
Mobile Educators Credit Union
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 22, 2026
Details
No additional details provided.
Enfield Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT, 06082
New /Used Cars
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 23, 2026
Details
As Low As
First New York Federal Credit Union
A+5.0 ★ Texas Ratio: 5.90%
795 E Main St Ste 1, Cobleskill, NY, 12043 1263
New Auto Loan
3.99%
24 months
▼
Interest Rate0.00%
Term24 months
UpdatedMar 23, 2026
Details
As Low As; Annual Percentage Rate. Competitive Fixed Rates. Financing up to 125% of the NADA value or purchase price, whichever is less, PLUS tax, title, registration and warranty for model years 2021-2027. Never owned or previously titled. For terms 72 months or greater, the minimum loan amount of $20,000. APR offered is subject to change and all loans are subject to approval. 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above. A 0.5% APR discount is available on auto loans for hybrid cars. Actual rate may vary.
Fresno Police Department Credit Union
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Auto Loan
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 23, 2026
Details
No additional details provided.
Fresno Police Department Credit Union
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 23, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
FRB Federal Credit Union
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 23, 2026
Details
As Low As
Teachers Credit Union
A+5.0 ★ Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
New Cars (2026 - 2023)
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 24, 2026
Details
As Low As
Upstate Federal Credit Union
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 24, 2026
Details
As Low As; up to 48 months
Wakefern Federal Credit Union
A+5.0 ★ Texas Ratio: 0.05%
505 Division St, Elizabeth, NJ, 07201
New Car Loans
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 24, 2026
Details
As Low As
Western New York Federal Credit Union
A+5.0 ★ Texas Ratio: 3.50%
1937 Union Rd, West Seneca, NY, 14224
New Auto Loan
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 24, 2026
Details
As Low As; For New Models 2026-2022
1st Advantage Federal Credit Union
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 24, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
Act 1st Federal Credit Union
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
Interest Rate0.00%
Term61-72
UpdatedMar 24, 2026
Details
No additional details provided.
Act 1st Federal Credit Union
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMar 24, 2026
Details
No additional details provided.
Act 1st Federal Credit Union
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
Interest Rate0.00%
Term49-60
UpdatedMar 24, 2026
Details
No additional details provided.
Advance Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 5.00%
31 W US Highway 30, Schererville, IN, 46375 2108
New Vehicles
3.99%
Up to 36 Months
▼
Interest Rate0.00%
TermUp to 36 Months
UpdatedMar 24, 2026
Details
Special rates listed above are limited to A+ tiers only. Minimum loan amount is $10,000. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2016 vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $20,000 loan for highest term listed in range.
Associated Healthcare Credit Union
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
3.99%
12 Months
▼
Interest Rate0.00%
Term12 Months
UpdatedMar 24, 2026
Details
As Low As
LAKEVIEW
B+4.8 ★ Texas Ratio: 17.17%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 24, 2026
Details
As Low As; up to 48 months
None Suffer Lack Federal Credit Union
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48
▼
Interest Rate0.00%
Term0-48
UpdatedMar 24, 2026
Details
As Low As
OK Members First Federal Credit Union
A+5.0 ★ Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
New & Used Autos
3.99%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMar 24, 2026
Details
No additional details provided.
APCI Federal Credit Union
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
New Auto
3.99%
3 years
▼
Interest Rate3.99%
Term3 years
UpdatedMar 25, 2026
Details
No additional details provided.
Arrowhead Central Credit Union
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Atlantic Regional Federal Credit Union
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 25, 2026
Details
As Low As
Burlington Northtown Community Credit Union
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
3.99%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 25, 2026
Details
No additional details provided.
Cooperative Choice Network Credit Union
A+5.0 ★ Texas Ratio: 1.78%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2023 and Newer
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 25, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Cent Credit Union
A+5.0 ★ Texas Ratio: 2.81%
3124 4th St SW, Mason City, IA, 50401 1522
New Vehicle 2025 - Newer
3.99%
0 - 60
▼
Interest Rate0.00%
Term0 - 60
UpdatedMar 25, 2026
Details
As Low As
Certified Federal Credit Union
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
No additional details provided.
CGR Credit Union
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 25, 2026
Details
As Low As; to 16.45%*
Citymark Federal Credit Union
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
New Car
3.99%
96 Months
▼
Interest Rate0.00%
Term96 Months
UpdatedMar 25, 2026
Details
As Low As; (based on credit score)
Congressional Federal Credit Union
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
3.99%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
The County Federal Credit Union
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
3.99%
42 Months
▼
Interest Rate0.00%
Term42 Months
UpdatedMar 25, 2026
Details
As Low As
Cedar Point Federal Credit Union
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.99%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMar 25, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Canton School Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
New & Used Auto Loan
3.99%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMar 25, 2026
Details
As Low As; up to 72 Months; NO Application Fee. NO Early Payoff Penalty. NO Whacky Fees.
Central Virginia Federal Credit Union
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 25, 2026
Details
As Low As; Modal Year: 2025 & newer
Gain Federal Credit Union
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
Fond Du Lac Credit Union
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
3.99%
36 Months
▼
Interest Rate3.99%
Term36 Months
UpdatedMar 26, 2026
Details
As Low As
First Commonwealth Federal Credit Union
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
Interest Rate0.00%
Term3 - 36
UpdatedMar 26, 2026
Details
As Low As; Model Years 2025 - 2027
Northampton Area School District Employees FCU
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 15, 2026
Details
No additional details provided.
Neches Federal Credit Union
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 15, 2026
Details
As Low As
1st Community Federal Credit Union
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
New Automobiles & Light Trucks
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 16, 2026
Details
As Low As
Augusta County Federal Credit Union
A+5.0 ★ Texas Ratio: 2.38%
18 GOVERNMENT CENTER LN, VERONA, VA, 24482 2678
New Vehicles
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 16, 2026
Details
No additional details provided.
Cadets Federal Credit Union
A5.0 ★ Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
New Autos (2025-2026)
4.00%
36 Month
▼
Interest Rate0.00%
Term36 Month
UpdatedMar 16, 2026
Details
Up To 100% Financing
Greensboro Credit Union
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
▼
Interest Rate0.00%
Term36 months - 84 months
UpdatedMar 20, 2026
Details
No additional details provided.
Golden Triangle Federal Credit Union
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As
Hope Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.00%
1-36
▼
Interest Rate0.00%
Term1-36
UpdatedMar 20, 2026
Details
Months
Jersey Central Federal Credit Union
A5.0 ★ Texas Ratio: 6.35%
23 North Ave E, Cranford, NJ, 07016 2196
New Auto
4.00%
Up to 24 months
▼
Interest Rate0.00%
TermUp to 24 months
UpdatedMar 20, 2026
Details
As Low As
KUE Federal Credit Union
A+5.0 ★ Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
New Vehicle Loan
4.00%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Lehigh County Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 20, 2026
Details
No additional details provided.
LincOne Federal Credit Union
A+5.0 ★ Texas Ratio: 4.28%
4638 W St, Lincoln, NE, 68503
New Vehicle Loan
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As; *All Closed End Loan Rates include .50% off for automatic payments made from LincOne Checking Account. All rates advertised require an autopay from a LincOne Checking Account. For vehicles with 100,000+ in mileage add 1%
Morehead Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.00%
24-month
▼
Interest Rate0.00%
Term24-month
UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Middletown Area Schools Credit Union
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As
Middletown Area Schools Credit Union
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 20, 2026
Details
As Low As
Scenic Community Credit Union
A+5.0 ★ Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
New and Used Vehicles Up to 25,000 miles
4.00%
49 - 63
▼
Interest Rate0.00%
Term49 - 63
UpdatedMar 20, 2026
Details
As Low As; Up to 135% of Retail - see below
Nashville Post Office Credit Union
A+5.0 ★ Texas Ratio: 2.43%
10 Rachel Dr, Nashville, TN, 37214
New Auto 60 Months
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 20, 2026
Details
No additional details provided.
REV
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
4.00%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMar 21, 2026
Details
No additional details provided.
Seagoville Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMar 21, 2026
Details
As Low As
Skyline Financial Federal Credit Union
A5.0 ★ Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
New Auto
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMar 21, 2026
Details
No additional details provided.
The Southern Credit Union
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.00%
60 Months±
▼
Interest Rate0.00%
Term60 Months±
UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
Interest Rate0.00%
Term48 Months~
UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Orlando Credit Union
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
▼
Interest Rate0.00%
Termup to 36 months
UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
ORLEX Government Employees Credit Union
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
4.00%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMar 21, 2026
Details
No additional details provided.
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New Auto Loan Rate Trends
Weekly national average APRs for new vehicle financing
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.042%
▲ 0.246 from last week
New Auto Loan rates rose 0.246 points this week to 6.042% APR, up from 5.795% last week.
As of Mar 26, 2026 • Weekly averages from 8,500+ U.S. banks & credit unions
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Frequently Asked Questions about New Auto Loan Rates
What are the best new auto loan rates right now?
The best new car loan rates are updated daily in the table above. New vehicle loans consistently carry lower APRs than used car loans. Use the state and term filters to find lenders serving your area.
Why are new car loan rates lower than used?
New vehicles carry less risk for lenders because they have higher resale value, manufacturer warranties, and predictable depreciation curves. This lower risk translates directly into lower interest rates for borrowers.
Should I get pre-approved before visiting a dealership?
Yes. Getting pre-approved from a bank or credit union before visiting a dealership gives you a rate benchmark and negotiating power. Dealers can sometimes beat outside financing, but only if you know your baseline.
What credit score do I need for a good new car loan rate?
Most lenders offer their best rates to borrowers with scores above 720–750. Scores in the 680–720 range will qualify for competitive rates with most credit unions. Scores below 620 may face significantly higher rates.
How does loan term affect a new car loan?
Common new car loan terms range from 36 to 84 months. Longer terms lower your monthly payment but increase total interest paid. Use the term filter above to compare rates for your preferred loan length.
Top New Auto Loan Rates
- SUNY Fredonia Federal Credit Union: 1.90% APR (New Vehicle Loans 2024 or Newer (A+, A Credit Scores))
- Enbright Credit Union: 1.99% APR (New Auto)
- Arkansas AM&N College Federal Credit Union: 1.99% APR (New Auto Loan)
- LONGSHOREMENS LOCAL 4: 1.99% APR (New vehicle)
- Bakersfield City Employees Federal Credit Union: 1.99% APR (New Vehicle Loan)
Rates reflect verified offers. Final rate depends on credit profile. Last Updated: Mar 24, 2026
Rates & Resources
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