Best New Auto Loan Rates — May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has engineered proprietary systems that track rates from over 8,000 financial institutions.
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Editorial DisclosureRates are actual, verified rates sourced from institution websites. Your final approved rate will depend on your credit profile and loan term.
Top best new auto loan rates rates currently available include: LONGSHOREMENS LOCAL 4's New vehicle at 1.99% APR, Arkansas AM&N College Federal Credit Union's New Auto Loan at 1.99% APR, Cooperative Credit Union's NEW Auto 2025-2026 Mileage Under 10,000 Tier A+ at 2.00% APR, Triboro Postal Federal Credit Union's New Car at 2.25% APR, and Richmond Heritage Federal Credit Union's New and Used Vehicles at 2.49% APR. Rates as of May 2, 2026 per MonitorBankRates.
New auto loan rates are typically the most competitive in the auto lending market. Banks and credit unions offer their lowest APRs on new vehicles, making it an ideal time to compare lenders before visiting the dealership.
We display transparent financial health metrics — A–F Safety Grades, Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution for your vehicle loan.
Auto loan rates reflect verified offers from lenders actively lending to US borrowers. Last Updated: May 2, 2026
Compare New Auto Loan Rates Nationwide
Source: Verified Auto Loan Rate Data by MonitorBankRates
Institution
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
A+5.0 ★ Texas Ratio: 1.72%
1209 Ingalls St, Vancouver, WA, 98660 2722
New vehicle
1.99%
Up to 84 months
▼
Interest Rate0.00%
TermUp to 84 months
UpdatedMay 2, 2026
Details
As Low As
Arkansas AM&N College Federal Credit Union
A+5.0 ★ Texas Ratio: 3.89%
2020 W Reeker Ave, Pine Bluff, AR, 71601
New Auto Loan
1.99%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMay 6, 2026
Details
90% of MSRP Rate depends on credit rating
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
2.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Triboro Postal Federal Credit Union
A+5.0 ★ Texas Ratio: 0.76%
14202 20th Ave, Flushing, NY, 11351 3000
New Car
2.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
20 - 21
Richmond Heritage Federal Credit Union
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.49%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMay 6, 2026
Details
No additional details provided.
WEPCO Federal Credit Union
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.49%
0-48 Months
▼
Interest Rate0.00%
Term0-48 Months
UpdatedMay 6, 2026
Details
As Low As
Power Co-Op Employees Credit Union
B+4.8 ★ Texas Ratio: 17.87%
1208 13th St N, Humboldt, IA, 50548
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING
2.49%
23 Months
▼
Interest Rate0.00%
Term23 Months
UpdatedMay 10, 2026
Details
As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE
TONGASS
A+5.0 ★ Texas Ratio: 0.00%
2000 Tongass Ave, Ketchikan, AK, 99901 6046
New & Used Auto Loans
2.50%
24-84
▼
Interest Rate0.00%
Term24-84
UpdatedMay 2, 2026
Details
No additional details provided.
CTA 74th Street Depot Federal Credit Union
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CDC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
2.50%
0-24 Months
▼
Interest Rate0.00%
Term0-24 Months
UpdatedMay 6, 2026
Details
No additional details provided.
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 7, 2026
Details
A++ 750+
Ohio County Public Schools Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
▼
Interest Rate0.00%
Term24, 36, 48, 60, 72 months available
UpdatedMay 7, 2026
Details
No additional details provided.
Corner Post Federal Credit Union
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
2.75%
12 Months
▼
Interest Rate0.00%
Term12 Months
UpdatedMay 6, 2026
Details
No additional details provided.
Bank Fund Staff Federal Credit Union
A+5.0 ★ Texas Ratio: 1.49%
1725 I St NW, WASHINGTON, DC, 20006
New Auto Loan
2.75%
36-Month
▼
Interest Rate0.00%
Term36-Month
UpdatedMay 6, 2026
Details
Discounted Rate
edU Federal Credit Union
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
New Vehicle
2.75%
Varies
▼
Interest Rate0.00%
TermVaries
UpdatedMay 6, 2026
Details
Amount Financed: 80% Retail Value
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 7, 2026
Details
A+ 720-749
Internal Revenue Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
New Car
2.90%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMay 6, 2026
Details
No additional details provided.
Guardian Credit Union Montgomery, AL
A5.0 ★ Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL, 36109 2601
New & Used Autos, Truck, Vans
2.95%
102 Months
▼
Interest Rate0.00%
Term102 Months
UpdatedMay 4, 2026
Details
As Low As
IBEW Local 66 Federal Credit Union
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
2.95%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMay 7, 2026
Details
Grade: A+ (800+)
TEXOMA EDUCATORS
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
2.99%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMay 2, 2026
Details
No additional details provided.
TEXOMA EDUCATORS
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles: 0-36 months
2.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
No additional details provided.
Richmond Heritage Federal Credit Union
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.99%
48 months
▼
Interest Rate0.00%
Term48 months
UpdatedMay 6, 2026
Details
No additional details provided.
WEPCO Federal Credit Union
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.99%
0-48
▼
Interest Rate0.00%
Term0-48
UpdatedMay 6, 2026
Details
As Low As
Central Virginia Federal Credit Union
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
2.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As; 2025 & newer
CTA 74th Street Depot Federal Credit Union
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
edU Federal Credit Union
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
New Vehicle
3.00%
Varies
▼
Interest Rate0.00%
TermVaries
UpdatedMay 6, 2026
Details
Amount Financed: 100% Retail Value
Marvel City Federal Credit Union
A+5.0 ★ Texas Ratio: 1.53%
316 17th St N, Bessemer, AL, 35020
NEW Auto Loan
3.00%
48 & 60 Months
▼
Interest Rate0.00%
Term48 & 60 Months
UpdatedMay 7, 2026
Details
As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
A+ 720-749
Chicago Firefighters Credit Union
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
No additional details provided.
POCU of Maryland
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 24 Months
3.09%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 2, 2026
Details
No additional details provided.
POCU of Maryland
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 36 Months
3.09%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
No additional details provided.
POCU of Maryland
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 48 Months
3.09%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 2, 2026
Details
No additional details provided.
POCU of Maryland
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 60 Months
3.09%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 2, 2026
Details
No additional details provided.
My Pensacola Federal Credit Union
A+5.0 ★ Texas Ratio: 0.89%
108 S Reus St, Pensacola, FL, 32502 5718
Celebrating Our Members Auto Loans (New) Special
3.15%
24 Months
▼
Interest Rate3.15%
Term24 Months
UpdatedMay 6, 2026
Details
special rate up to 24 months*
Credit Union One Of Oklahoma Credit Union
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.24%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedApr 19, 2026
Details
No additional details provided.
WEPCO Federal Credit Union
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.24%
49-60 Months
▼
Interest Rate0.00%
Term49-60 Months
UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
First Choice Federal Credit Union
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
Interest Rate0.00%
TermUp to 40
UpdatedMay 6, 2026
Details
No additional details provided.
Park View Federal Credit Union
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
3.24%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMay 7, 2026
Details
As Low As; Model Year: 2025 and newer
Lubrizol Employees Credit Union
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Long Beach Firemens Credit Union
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedApr 19, 2026
Details
No additional details provided.
ABD Federal Credit Union
A+5.0 ★ Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
New and Used Auto Loans
3.25%
24 months
▼
Interest Rate0.00%
Term24 months
UpdatedMay 2, 2026
Details
No additional details provided.
FEDMONT
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
As Low As; 100% Financing
CTA 74th Street Depot Federal Credit Union
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Montgomery VA Federal Credit Union
A5.0 ★ Texas Ratio: 7.22%
345 PERRY HILL RD, MONTGOMERY, AL, 36109
New and Used Auto
3.25%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMay 6, 2026
Details
No additional details provided.
Torrington Municipal & Teachers Federal Credit Union
A+5.0 ★ Texas Ratio: 1.26%
777 E Main St, Torrington, CT, 06790 3915
New Vehicles
3.25%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 7, 2026
Details
As Low As
IDB Global Federal Credit Union
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.25%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Meridian Mississippi ANG Federal Credit Union
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (36 Months)
3.25%
36 Months
▼
Interest Rate3.25%
Term36 Months
UpdatedMay 7, 2026
Details
2025-2026 (will finance 1st tag and GAP Insurance)
Four Corners Federal Credit Union
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
A+ 720-749
South Side Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
Application fee: $20.00
KeyPoint Credit Union
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedApr 19, 2026
Details
No additional details provided.
TMH Federal Credit Union
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 7, 2026
Details
No additional details provided.
Beacon Federal Credit Union
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
▼
Interest Rate0.00%
TermUp to 36 Months
UpdatedMay 6, 2026
Details
As Low As
CDC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
3.40%
61-72 Months
▼
Interest Rate0.00%
Term61-72 Months
UpdatedMay 6, 2026
Details
No additional details provided.
CTA 74th Street Depot Federal Credit Union
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Community Resource Credit Union
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
New Autos
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
As Low As; Fewer than 7,500 miles
Credit Union of Georgia Credit Union
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.49%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMay 2, 2026
Details
As Low As
Rock Valley Credit Union
A+5.0 ★ Texas Ratio: 5.65%
1201 Clifford Ave, Loves Park, IL, 61111
New/Used Vehicle
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
As Low As; for 36 months at $29.30 per $1,000
VANTAGE TRUST
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
Zero Down Payment
Richmond Heritage Federal Credit Union
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.49%
60 months
▼
Interest Rate0.00%
Term60 months
UpdatedMay 6, 2026
Details
No additional details provided.
Central Soya Federal Credit Union
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
New Vehicle Loan
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
Special!
Cedar Point Federal Credit Union
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.49%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMay 6, 2026
Details
As Low As
Statewide Federal Credit Union
A+5.0 ★ Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos
3.49%
1-24
▼
Interest Rate0.00%
Term1-24
UpdatedMay 6, 2026
Details
No additional details provided.
WEPCO Federal Credit Union
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.49%
61-72 Months
▼
Interest Rate0.00%
Term61-72 Months
UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Thinkwise Federal Credit Union
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As
Wakefern Federal Credit Union
A+5.0 ★ Texas Ratio: 0.05%
505 Division St, Elizabeth, NJ, 07201
New Car Loans
3.49%
Up to 36
▼
Interest Rate0.00%
TermUp to 36
UpdatedMay 7, 2026
Details
As Low As
Town of Cheektowaga Federal Credit Union
A+5.0 ★ Texas Ratio: 0.27%
3251 BROADWAY St, CHEEKTOWAGA, NY, 14227 1033
New automobile
3.49%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMay 7, 2026
Details
No additional details provided.
Dade County Federal Credit Union
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As
ELCA Federal Credit Union
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
As Low As
New Horizons Credit Union
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
As Low As
Credit Union of Richmond
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
3.49%
0-48
▼
Interest Rate0.00%
Term0-48
UpdatedMay 10, 2026
Details
As Low As
Miami Postal Service Credit Union
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
New Automobile
3.49%
24-84 Months
▼
Interest Rate0.00%
Term24-84 Months
UpdatedMay 10, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
New Vehicles
3.49%
12-24
▼
Interest Rate0.00%
Term12-24
UpdatedMay 10, 2026
Details
No additional details provided.
Golden Valley Federal Credit Union
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedApr 18, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
ORLEX Government Employees Credit Union
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
3.50%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedApr 19, 2026
Details
No additional details provided.
Long Beach Firemens Credit Union
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedApr 19, 2026
Details
No additional details provided.
The Southern Credit Union
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
3.50%
24 Months+
▼
Interest Rate0.00%
Term24 Months+
UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
ABD Federal Credit Union
A+5.0 ★ Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
New and Used Auto Loans
3.50%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMay 2, 2026
Details
No additional details provided.
ALCO
A+5.0 ★ Texas Ratio: 0.00%
2859 Lindy Ln, Wellsville, NY, 14895 9337
New auto loans
3.50%
24 months
▼
Interest Rate0.00%
Term24 months
UpdatedMay 2, 2026
Details
No additional details provided.
FEDMONT
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 2, 2026
Details
As Low As
Deepwater Industries Federal Credit Union
A+5.0 ★ Texas Ratio: 2.02%
565 North Broadway, Deepwater, NJ, 08023
New Vehicles
3.50%
Up to 60
▼
Interest Rate0.00%
TermUp to 60
UpdatedMay 6, 2026
Details
As Low As; Auto Pay
MAMTA Federal Credit Union
A+5.0 ★ Texas Ratio: 0.02%
1000 W Boston Post Rd, Mamaroneck, NY, 10543 3328
New & Used Cars
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
No additional details provided.
United Federal Credit Union
A+5.0 ★ Texas Ratio: 3.35%
808 E Front St, Buchanan, MI, 49107 1444
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As; All Years**
Cadets Federal Credit Union
A5.0 ★ Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
New Autos (2025-2026)
3.50%
36 Month
▼
Interest Rate0.00%
Term36 Month
UpdatedMay 6, 2026
Details
Up To 100% Financing
Neches Federal Credit Union
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (48 Months)
3.50%
48 Months
▼
Interest Rate3.50%
Term48 Months
UpdatedMay 7, 2026
Details
2025-2026(will finance 1st tag and GAP Insurance)
Virginia Beach Postal Federal Credit Union
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
NEW AUTOS Model Years 2026 or newer
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Afgm Enterprises Federal Credit Union
A+5.0 ★ Texas Ratio: 4.71%
132 Cayuga Rd, Cheektowaga, NY, 14225
New Auto / Truck
3.50%
60 months
▼
Interest Rate0.00%
Term60 months
UpdatedMay 7, 2026
Details
No additional details provided.
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 7, 2026
Details
A+ 720-749
Greater Woodlawn Federal Credit Union
A+5.0 ★ Texas Ratio: 0.35%
351 E FAIRMOUNT AVE, LAKEWOOD, NY, 14750
New & Used Autos
3.50%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 7, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
A+5.0 ★ Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
New Vehicle Loan
3.50%
120 Months
▼
Interest Rate0.00%
Term120 Months
UpdatedMay 7, 2026
Details
Up to 120 months*
Utility District Credit Union
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
As Low As
Chicago Firefighters Credit Union
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Chicago Firefighters Credit Union
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
3.50%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 10, 2026
Details
No additional details provided.
CS Credit Union
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 10, 2026
Details
As Low As
Victoria City County Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.58%
36 to 72 Months
▼
Interest Rate0.00%
Term36 to 72 Months
UpdatedMay 7, 2026
Details
No additional details provided.
Bloomington Municipal Credit Union
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
3.59%
up to 60
▼
Interest Rate0.00%
Termup to 60
UpdatedMay 2, 2026
Details
As Low As; low as 3.59%*
Waterfront Federal Credit Union
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
Interest Rate0.00%
TermUp to 84 Months
UpdatedMay 7, 2026
Details
No additional details provided.
Metro Federal Credit Union Arlington Heights, IL
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
3.69%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
No additional details provided.
NIAGARAS CHOICE
A+5.0 ★ Texas Ratio: 0.16%
3619 Packard Rd, Niagara Falls, NY, 14303 2224
New Auto (2024 or newer)
3.70%
24 to 84 months
▼
Interest Rate0.00%
Term24 to 84 months
UpdatedMay 2, 2026
Details
As Low As; Rate includes auto-pay discount of .25%
Valley Federal Credit Union
A+5.0 ★ Texas Ratio: 2.02%
183 E Price Rd, Brownsville, TX, 78521
New Auto Loan
3.70%
75 Months
▼
Interest Rate0.00%
Term75 Months
UpdatedMay 6, 2026
Details
No additional details provided.
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.73%
Up to 36 Months
▼
Interest Rate0.00%
TermUp to 36 Months
UpdatedMay 2, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
Credit Union One Of Oklahoma Credit Union
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.74%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedApr 19, 2026
Details
No additional details provided.
Mercy Credit Union
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
NEW VEHICLES
3.74%
Up To 7 Years
▼
Interest Rate0.00%
TermUp To 7 Years
UpdatedMay 2, 2026
Details
As Low As; 2025-2026*
Tower Federal Credit Union
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
As Low As
Riverbank Federal Credit Union
A+5.0 ★ Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
New Vehicles 4 Years
3.74%
4 Years
▼
Interest Rate0.00%
Term4 Years
UpdatedMay 6, 2026
Details
No additional details provided.
WEPCO Federal Credit Union
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.74%
49-60
▼
Interest Rate0.00%
Term49-60
UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
First Choice Federal Credit Union
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
Interest Rate0.00%
Term41-52
UpdatedMay 6, 2026
Details
No additional details provided.
Congressional Federal Credit Union
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Congressional Federal Car Buying Service powered by TrueCarNew Car
3.74%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
3.74%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Regional Federal Credit Union
A+5.0 ★ Texas Ratio: 4.39%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
3.74%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
American Airlines Federal Credit Union
A+5.0 ★ Texas Ratio: 2.63%
18017 Sky Park Cir Ste A, Irvine, CA, 92614
New Auto
3.74%
Up to 36 Months
▼
Interest Rate0.00%
TermUp to 36 Months
UpdatedMay 7, 2026
Details
As Low As
Telcoe Federal Credit Union
A+5.0 ★ Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR, 72201 4692
New Auto
3.74%
up to 84 month terms
▼
Interest Rate0.00%
Termup to 84 month terms
UpdatedMay 7, 2026
Details
As Low As; Rates based on term selected.
Credit Union of Richmond
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
3.74%
49-60
▼
Interest Rate0.00%
Term49-60
UpdatedMay 10, 2026
Details
As Low As
ORLEX Government Employees Credit Union
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
3.75%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedApr 19, 2026
Details
No additional details provided.
The Southern Credit Union
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
Interest Rate0.00%
Term24 Months+
UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
ABD Federal Credit Union
A+5.0 ★ Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
New and Used Auto Loans
3.75%
48 months
▼
Interest Rate0.00%
Term48 months
UpdatedMay 2, 2026
Details
No additional details provided.
FEDMONT
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.75%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 2, 2026
Details
As Low As
Sky Federal Credit Union
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Vehicle Loans - NEW
3.75%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMay 6, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.75%
72 months
▼
Interest Rate0.00%
Term72 months
UpdatedMay 6, 2026
Details
No additional details provided.
HawaiiUSA Federal Credit Union
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
3.75%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As
Atlantic City Electric Co Emp Federal Credit Union
A+5.0 ★ Texas Ratio: 5.71%
5100 Harding Hwy Ste 103, Mays Landing, NJ, 08330 2260
New Auto Loan
3.75%
Up to 72 months*
▼
Interest Rate0.00%
TermUp to 72 months*
UpdatedMay 6, 2026
Details
No additional details provided.
United Federal Credit Union
A+5.0 ★ Texas Ratio: 3.35%
808 E Front St, Buchanan, MI, 49107 1444
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 6, 2026
Details
As Low As; All Years**
Cadets Federal Credit Union
A5.0 ★ Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
New Autos (2025-2026)
3.75%
48 Month
▼
Interest Rate0.00%
Term48 Month
UpdatedMay 6, 2026
Details
No additional details provided.
Neches Federal Credit Union
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 6, 2026
Details
As Low As
IDB Global Federal Credit Union
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Meridian Mississippi ANG Federal Credit Union
A+5.0 ★ Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS, 39307
New Vehicle Loans (60 Months)
3.75%
60 Months
▼
Interest Rate3.75%
Term60 Months
UpdatedMay 7, 2026
Details
2025-2026(will finance 1st tag and GAP Insurance)
LA Healthcare Federal Credit Union
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
Interest Rate0.00%
Term12 to 36 months
UpdatedMay 7, 2026
Details
As Low As
Four Corners Federal Credit Union
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
As Low As
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 7, 2026
Details
A 650-719
IBEW Local No 5 Federal Credit Union
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMay 7, 2026
Details
No additional details provided.
Combined Employees Credit Union
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
3.75%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 10, 2026
Details
As Low As
Utility District Credit Union
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 10, 2026
Details
As Low As
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
3.75%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.75%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Bell Credit Union
A5.0 ★ Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles
3.75%
36-60 Months
▼
Interest Rate0.00%
Term36-60 Months
UpdatedMay 10, 2026
Details
"A" APR
Credit Union of Georgia Credit Union
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.79%
37-48
▼
Interest Rate0.00%
Term37-48
UpdatedMay 2, 2026
Details
As Low As
TEWKSBURY
A+5.0 ★ Texas Ratio: 0.00%
752 Main St, Tewksbury, MA, 01876
New & Used Vehicle Loans
3.79%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
As Low As
Bragg Mutual Federal Credit Union
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
3.79%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMay 6, 2026
Details
As Low As
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.80%
37 - 48 Months
▼
Interest Rate0.00%
Term37 - 48 Months
UpdatedMay 2, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
South Coast ILWU Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
2438 Broadway Ave, North Bend, OR, 97459
New or Used Auto Loans
3.85%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMay 6, 2026
Details
No additional details provided.
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.86%
49 - 60 Months
▼
Interest Rate0.00%
Term49 - 60 Months
UpdatedMay 2, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
TULARE COUNTY
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
3.87%
Up to 48 Months
▼
Interest Rate0.00%
TermUp to 48 Months
UpdatedMay 2, 2026
Details
No additional details provided.
Beacon Federal Credit Union
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
▼
Interest Rate0.00%
Term37-48 Months
UpdatedMay 6, 2026
Details
As Low As
Ontario Shores Federal Credit Union
A+5.0 ★ Texas Ratio: 4.23%
2890 Transit Rd, Newfane, NY, 14108 9740
New/Used Auto
3.90%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.92%
61 - 72 Months
▼
Interest Rate0.00%
Term61 - 72 Months
UpdatedMay 2, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
Texas Bay Credit Union
A5.0 ★ Texas Ratio: 8.99%
12611 Fuqua St, Houston, TX, 77034
Auto Loans - Used & New
3.94%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMay 10, 2026
Details
As Low As
Census Federal Credit Union
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
New Autos
3.95%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
100% Financing
TMH Federal Credit Union
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
Interest Rate0.00%
Term72 Months / $20,000.00 Minimum
UpdatedMay 7, 2026
Details
No additional details provided.
IBEW Local 66 Federal Credit Union
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
3.95%
37-60
▼
Interest Rate0.00%
Term37-60
UpdatedMay 7, 2026
Details
Grade: A+ (800+)
Domino Federal Credit Union
A+5.0 ★ Texas Ratio: 0.52%
9978 FM 3129, Queen City, TX, 75572
New and Used Autos
3.95%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
No additional details provided.
Education 1st Credit Union
A+5.0 ★ Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
New or Used Auto
3.95%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 10, 2026
Details
No additional details provided.
MemberSource Credit Union
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.98%
73 - 84 Months
▼
Interest Rate0.00%
Term73 - 84 Months
UpdatedMay 2, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
Cent Credit Union
A+5.0 ★ Texas Ratio: 2.81%
3124 4th St SW, Mason City, IA, 50401 1522
New Vehicle 2025 - Newer
3.99%
0 - 60
▼
Interest Rate0.00%
Term0 - 60
UpdatedApr 19, 2026
Details
As Low As
Neighborhood Credit Union
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
3.99%
54 months
▼
Interest Rate0.00%
Term54 months
UpdatedApr 19, 2026
Details
As Low As
Quincy Credit Union
A+5.0 ★ Texas Ratio: 4.37%
100 Quincy Ave, Quincy, MA, 02169 6714
New Auto Loans
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
Smart Financial Credit Union
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
New Auto
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedApr 19, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
As Low As
Credit Union of Georgia Credit Union
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.99%
49-60
▼
Interest Rate0.00%
Term49-60
UpdatedMay 2, 2026
Details
As Low As
Texell Credit Union
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
3.99%
36-month
▼
Interest Rate0.00%
Term36-month
UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
3.99%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 2, 2026
Details
As Low As
Fresno Police Department Credit Union
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Auto 2025-2026
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 2, 2026
Details
No additional details provided.
Broadview Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
256 Hoosick St, Troy, NY, 12180
Vehicle Loan 2 Year Loan (2023 and Newer)
3.99%
2 Months
▼
Interest Rate0.00%
Term2 Months
UpdatedMay 2, 2026
Details
No additional details provided.
TEXOMA EDUCATORS
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
3.99%
37-48
▼
Interest Rate0.00%
Term37-48
UpdatedMay 2, 2026
Details
No additional details provided.
TEXOMA EDUCATORS
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles: 37-48 months
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 2, 2026
Details
No additional details provided.
LAKEVIEW
B+4.8 ★ Texas Ratio: 17.17%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 2, 2026
Details
As Low As; up to 48 months
MOOG EMPLOYEES
A5.0 ★ Texas Ratio: 12.22%
7181 SENECA St, EAST AURORA, NY, 14052 0018
New Auto Loans
3.99%
12-60
▼
Interest Rate0.00%
Term12-60
UpdatedMay 2, 2026
Details
No additional details provided.
Andrews Federal Credit Union
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 4, 2026
Details
As Low As
Omaha Federal Credit Union
A+5.0 ★ Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE, 68124
New Auto - 2024 - 2026 Model Yrs
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As
FRB Federal Credit Union
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
3.99%
Up to 36
▼
Interest Rate0.00%
TermUp to 36
UpdatedMay 6, 2026
Details
As Low As
US Eagle Federal Credit Union
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMay 6, 2026
Details
As Low As
Chelsea Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 3.35%
311 Chestnut St, Chelsea, MA, 02150
New Autos
3.99%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMay 6, 2026
Details
90% Financing
Palmetto Citizens Federal Credit Union
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMay 6, 2026
Details
As Low As
Hoboken School Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 1.61%
522 ADAMS ST, HOBOKEN, NJ, 07030 2002
Auto Loans -- New or Used Under 3 years
3.99%
3 Months
▼
Interest Rate0.00%
Term3 Months
UpdatedMay 6, 2026
Details
No additional details provided.
First New York Federal Credit Union
A+5.0 ★ Texas Ratio: 5.90%
795 E Main St Ste 1, Cobleskill, NY, 12043 1263
New Auto Loan: 2021-2027 Model Years
3.99%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 6, 2026
Details
As Low As
Central Jersey Police And Fire Federal Credit Union
A+5.0 ★ Texas Ratio: 2.71%
2430 Hamilton Ave, Hamilton, NJ, 08619
New Cars
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 6, 2026
Details
With credit score of 700 and above
Riverbank Federal Credit Union
A+5.0 ★ Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
New Vehicles 5 Years
3.99%
5 Years
▼
Interest Rate0.00%
Term5 Years
UpdatedMay 6, 2026
Details
No additional details provided.
Gain Federal Credit Union
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 6, 2026
Details
As Low As; No Payments for up to 90 Days
Stanwood Area Federal Credit Union
A5.0 ★ Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
Interest Rate3.99%
Term36 Months
UpdatedMay 6, 2026
Details
No additional details provided.
Atlantic Regional Federal Credit Union
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As
Members Choice WV Federal Credit Union
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
3.99%
0-39 months
▼
Interest Rate0.00%
Term0-39 months
UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Chessie Federal Credit Union
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
▼
Interest Rate0.00%
Term48 month
UpdatedMay 6, 2026
Details
As Low As
OK Members First Federal Credit Union
A+5.0 ★ Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
New & Used Autos
3.99%
Up to 84 Months
▼
Interest Rate0.00%
TermUp to 84 Months
UpdatedMay 6, 2026
Details
No additional details provided.
Thinkwise Federal Credit Union
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
Interest Rate0.00%
Term72 months
UpdatedMay 6, 2026
Details
As Low As
Torrington Municipal & Teachers Federal Credit Union
A+5.0 ★ Texas Ratio: 1.26%
777 E Main St, Torrington, CT, 06790 3915
New Vehicles
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As
Niagara Wheatfield Federal Credit Union
A+5.0 ★ Texas Ratio: 4.06%
2346 SAUNDERS SETTLEMENT RD, SANBORN, NY, 14132
New & Used Vehicles up to 36 months
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
No additional details provided.
Citymark Federal Credit Union
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
New Car
3.99%
96 Months
▼
Interest Rate0.00%
Term96 Months
UpdatedMay 7, 2026
Details
As Low As; (based on credit score)
Plymouth County Teachers Federal Credit Union
A5.0 ★ Texas Ratio: 10.45%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
New Auto Loan
3.99%
65 Months
▼
Interest Rate0.00%
Term65 Months
UpdatedMay 7, 2026
Details
As Low As
Wakefern Federal Credit Union
A+5.0 ★ Texas Ratio: 0.05%
505 Division St, Elizabeth, NJ, 07201
New Car Loans
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
As Low As
Regional Federal Credit Union
A+5.0 ★ Texas Ratio: 4.39%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
UFCW Local 1776 Federal Credit Union
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles
3.99%
5 Months
▼
Interest Rate0.00%
Term5 Months
UpdatedMay 7, 2026
Details
As Low As; * For Qualified Buyer
Western New York Federal Credit Union
A+5.0 ★ Texas Ratio: 3.50%
1937 Union Rd, West Seneca, NY, 14224
New Auto Loan
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As; For New Models 2026-2022
United Teletech Financial Federal Credit Union
A5.0 ★ Texas Ratio: 6.84%
205 Hance Ave, TINTON FALLS, NJ, 07724
Auto Loans (New Vehicles only)
3.99%
Up to 24 Months
▼
Interest Rate0.00%
TermUp to 24 Months
UpdatedMay 7, 2026
Details
As Low As; Rate advertised includes a .50% discount on electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.
Park View Federal Credit Union
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
3.99%
37-48
▼
Interest Rate0.00%
Term37-48
UpdatedMay 7, 2026
Details
As Low As; Model Year: 2025 and newer
Polam Federal Credit Union
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As; with discount
Rockdale Federal Credit Union
A+5.0 ★ Texas Ratio: 0.10%
1821 W Cameron Ave, Rockdale, TX, 76567
New Vehicles
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
No additional details provided.
Mountain Laurel Federal Credit Union
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
As Low As
Central Virginia Federal Credit Union
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
As Low As; 2025 & newer
Leatherstocking Region Federal Credit Union
A5.0 ★ Texas Ratio: 6.15%
24 Glen Ave, Cooperstown, NY, 13326 1122
New Vehicle
3.99%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMay 7, 2026
Details
As Low As
Popa Federal Credit Union
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
As Low As
GPO Federal Credit Union
A+5.0 ★ Texas Ratio: 2.06%
4311 Middle Settlement Rd, New Hartford, NY, 13413
New Auto Loans (2023-2027)
3.99%
1 to 60
▼
Interest Rate0.00%
Term1 to 60
UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
A+5.0 ★ Texas Ratio: 4.17%
5712 Creedmoor Rd, Raleigh, NC, 27612
New Auto Loans
3.99%
12-36
▼
Interest Rate0.00%
Term12-36
UpdatedMay 7, 2026
Details
As Low As
Town of Cheektowaga Federal Credit Union
A+5.0 ★ Texas Ratio: 0.27%
3251 BROADWAY St, CHEEKTOWAGA, NY, 14227 1033
New automobile
3.99%
60 months
▼
Interest Rate0.00%
Term60 months
UpdatedMay 7, 2026
Details
No additional details provided.
Advance Financial Federal Credit Union
A+5.0 ★ Texas Ratio: 5.00%
31 W US Highway 30, Schererville, IN, 46375 2108
New Vehicles
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As; special*
University of Kentucky Federal Credit Union
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As
TruService Community Federal Credit Union
A+5.0 ★ Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR, 72211
New and Used Vehicles
3.99%
24 - 75
▼
Interest Rate0.00%
Term24 - 75
UpdatedMay 7, 2026
Details
No additional details provided.
Nizari Progressive Federal Credit Union
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
New Auto Loan
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As; Qualifying rate - Conditions apply
Upstate Federal Credit Union
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
3.99%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
As Low As; up to 48 months
Delta Schools Federal Credit Union
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
Interest Rate3.99%
Term36 Months
UpdatedMay 7, 2026
Details
No additional details provided.
Community Plus Federal Credit Union
A+5.0 ★ Texas Ratio: 1.31%
526 E Champaign Ave, Rantoul, IL, 61866 3005
Car Loan 2021 & Newer
3.99%
60 months
▼
Interest Rate0.00%
Term60 months
UpdatedMay 10, 2026
Details
No additional details provided.
Memphis City Employees Credit Union
A+5.0 ★ Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
New & Used Auto 60 Months
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 10, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Associated Healthcare Credit Union
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
3.99%
Up to 12 Months
▼
Interest Rate0.00%
TermUp to 12 Months
UpdatedMay 10, 2026
Details
As Low As
Select Employees Credit Union
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
3.99%
0-36 months
▼
Interest Rate0.00%
Term0-36 months
UpdatedMay 10, 2026
Details
No additional details provided.
Arrowhead Central Credit Union
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
No additional details provided.
New Horizons Credit Union
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
As Low As
Mobile Educators Credit Union
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Aeroquip Credit Union
A+5.0 ★ Texas Ratio: 2.13%
6000 28th St SE, Grand Rapids, MI, 49546
New/Used Auto
3.99%
0-36 Months
▼
Interest Rate0.00%
Term0-36 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Safe 1 Credit Union
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
New Auto (2022 or newer)
3.99%
66 Months
▼
Interest Rate0.00%
Term66 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Compass Community Credit Union
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
As Low As
Teachers Credit Union
A+5.0 ★ Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
New Cars (2026 - 2024)
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
As Low As
Fond Du Lac Credit Union
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
3.99%
36 Months
▼
Interest Rate3.99%
Term36 Months
UpdatedMay 10, 2026
Details
As Low As
The State Credit Union
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
No additional details provided.
CGR Credit Union
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
3.99%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
As Low As; to 16.45%*
Credit Union Of Atlanta Credit Union
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
New Vehicles
3.99%
25-36
▼
Interest Rate0.00%
Term25-36
UpdatedMay 10, 2026
Details
No additional details provided.
IBEW 76 Federal Credit Union
A+5.0 ★ Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
New Auto
4.00%
24 to 84 months
▼
Interest Rate0.00%
Term24 to 84 months
UpdatedApr 18, 2026
Details
No additional details provided.
ORLEX Government Employees Credit Union
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
4.00%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedApr 19, 2026
Details
No additional details provided.
Peoria Bell Credit Union
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
New Auto
4.00%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedApr 19, 2026
Details
up to two years old
Peoria Bell Credit Union
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
New Auto (up to two years old)
4.00%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedApr 19, 2026
Details
No additional details provided.
Chaves County School Employees Credit Union
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles
4.00%
Up to 60
▼
Interest Rate0.00%
TermUp to 60
UpdatedApr 19, 2026
Details
No additional details provided.
Concho Valley Credit Union
A+5.0 ★ Texas Ratio: 0.64%
1002 S Abe St, San Angelo, TX, 76903 7240
New Auto
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedApr 19, 2026
Details
As Low As; for 36 months
Nashville Post Office Credit Union
A+5.0 ★ Texas Ratio: 2.43%
10 Rachel Dr, Nashville, TN, 37214
New Auto
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedApr 19, 2026
Details
No additional details provided.
Advantage Credit Union Newtown, IA
A5.0 ★ Texas Ratio: 11.83%
121 W 3rd St N, Newton, IA, 50208 3040
New Autos & Trucks 24 Months
4.00%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedApr 19, 2026
Details
As Low As
Middletown Area Schools Credit Union
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months - 63 Months
▼
Interest Rate0.00%
Term36 Months - 63 Months
UpdatedMay 2, 2026
Details
As Low As
Middletown Area Schools Credit Union
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
Interest Rate0.00%
Term36 Months - 63 Months
UpdatedMay 2, 2026
Details
As Low As
The Southern Credit Union
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.00%
60 Months±
▼
Interest Rate0.00%
Term60 Months±
UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
Interest Rate0.00%
Term48 Months~
UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Orlando Credit Union
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
▼
Interest Rate0.00%
Termup to 36 months
UpdatedMay 2, 2026
Details
As Low As; APR includes Local Heroes Program Discount
ABD Federal Credit Union
A+5.0 ★ Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
New and Used Auto Loans
4.00%
60 months
▼
Interest Rate0.00%
Term60 months
UpdatedMay 2, 2026
Details
No additional details provided.
VANTAGE TRUST
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 2, 2026
Details
Zero Down Payment
PAHO WHO
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMay 2, 2026
Details
No additional details provided.
ALCO
A+5.0 ★ Texas Ratio: 0.00%
2859 Lindy Ln, Wellsville, NY, 14895 9337
New auto loans
4.00%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMay 2, 2026
Details
No additional details provided.
REV
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
4.00%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMay 2, 2026
Details
No additional details provided.
FEDMONT
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
4.00%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMay 2, 2026
Details
As Low As
Hope Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.00%
1-36
▼
Interest Rate0.00%
Term1-36
UpdatedMay 6, 2026
Details
Months
Deepwater Industries Federal Credit Union
A+5.0 ★ Texas Ratio: 2.02%
565 North Broadway, Deepwater, NJ, 08023
New Vehicles
4.00%
Up to 60
▼
Interest Rate0.00%
TermUp to 60
UpdatedMay 6, 2026
Details
As Low As; Regular
Manville Area Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
43 S Main St, Manville, NJ, 08835 1801
New Cars and Trucks
4.00%
36 Months
▼
Interest Rate4.00%
Term36 Months
UpdatedMay 6, 2026
Details
No additional details provided.
G.A.P. Federal Credit Union
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.00%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 6, 2026
Details
No additional details provided.
CTA 74th Street Depot Federal Credit Union
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 6, 2026
Details
Score B: 625 - 699 (Max $50,000)
Jersey Central Federal Credit Union
A5.0 ★ Texas Ratio: 6.35%
23 North Ave E, Cranford, NJ, 07016 2196
New Auto
4.00%
Up to 24 months
▼
Interest Rate0.00%
TermUp to 24 months
UpdatedMay 6, 2026
Details
As Low As
Shell Western States Federal Credit Union
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
Interest Rate0.00%
Term84 Months
UpdatedMay 6, 2026
Details
As Low As; Terms up to 84 months available.**
CDC Federal Credit Union
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
4.00%
0-24 Months
▼
Interest Rate0.00%
Term0-24 Months
UpdatedMay 6, 2026
Details
As Low As; Best APR
United Federal Credit Union
A+5.0 ★ Texas Ratio: 3.35%
808 E Front St, Buchanan, MI, 49107 1444
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 6, 2026
Details
As Low As; All Years**
Cadets Federal Credit Union
A5.0 ★ Texas Ratio: 9.09%
927 Grant St, Buffalo, NY, 14207 2820
New Autos (2025-2026)
4.00%
54 Month
▼
Interest Rate0.00%
Term54 Month
UpdatedMay 6, 2026
Details
No additional details provided.
Glendive BN Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
No additional details provided.
Neches Federal Credit Union
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 6, 2026
Details
As Low As
Golden Triangle Federal Credit Union
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As
1st Community Federal Credit Union
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
New Automobiles & Light Trucks
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As
Walton County Teachers Federal Credit Union
A5.0 ★ Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
New or Used Auto Up to 10 years old
4.00%
66 Months
▼
Interest Rate0.00%
Term66 Months
UpdatedMay 7, 2026
Details
As Low As
Afgm Enterprises Federal Credit Union
A+5.0 ★ Texas Ratio: 4.71%
132 Cayuga Rd, Cheektowaga, NY, 14225
New Auto / Truck
4.00%
61 - 72 months
▼
Interest Rate0.00%
Term61 - 72 months
UpdatedMay 7, 2026
Details
No additional details provided.
LA Healthcare Federal Credit Union
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
Interest Rate0.00%
Term48 months
UpdatedMay 7, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMay 7, 2026
Details
No additional details provided.
YTR Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
A 650-719
705 Federal Credit Union
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.00%
Up to 60 Months
▼
Interest Rate0.00%
TermUp to 60 Months
UpdatedMay 7, 2026
Details
A+APR*
IBEW Local No 5 Federal Credit Union
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 7, 2026
Details
As Low As
Morehead Community Federal Credit Union
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.00%
24-month
▼
Interest Rate0.00%
Term24-month
UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Molex Employees Federal Credit Union
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
New Vehicle Loans
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 7, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Northampton Area School District Employees FCU
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMay 10, 2026
Details
No additional details provided.
Utility District Credit Union
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 10, 2026
Details
As Low As
Chicago Firefighters Credit Union
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Chicago Firefighters Credit Union
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
4.00%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.00%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Cooperative Credit Union
A+5.0 ★ Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.00%
66 Months
▼
Interest Rate0.00%
Term66 Months
UpdatedMay 10, 2026
Details
No additional details provided.
CS Credit Union
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 10, 2026
Details
As Low As
Bell Credit Union
A5.0 ★ Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles
4.00%
61-72 Months
▼
Interest Rate0.00%
Term61-72 Months
UpdatedMay 10, 2026
Details
"A" APR
ECU Credit Union
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.00%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Carpenters Federal Credit Union
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
Interest Rate0.00%
Term36 months
UpdatedMay 10, 2026
Details
No additional details provided.
PrimeWay Federal Credit Union
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Auto Loans (New & Used)
4.05%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As; 2019-2025 Model Years
Serve Credit Union
A+5.0 ★ Texas Ratio: 2.97%
423 E Court Ave, Des Moines, IA, 50309 2010
NEW VEHICLES 2025 & Newer
4.09%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedApr 19, 2026
Details
As Low As
Bloomington Municipal Credit Union
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
4.09%
up to 72
▼
Interest Rate0.00%
Termup to 72
UpdatedMay 2, 2026
Details
As Low As; low as 4.09%*
Blue Flame Credit Union Charlotte, NC
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.09%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 2, 2026
Details
As Low As
Rails West Federal Credit Union
A+5.0 ★ Texas Ratio: 2.18%
4708 Yellowstone Ave, Chubbuck, ID, 83202 2336
New Auto Loan
4.09%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As; up to 90% financing
Metro Federal Credit Union Arlington Heights, IL
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.09%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
No additional details provided.
Ontario Shores Federal Credit Union
A+5.0 ★ Texas Ratio: 4.23%
2890 Transit Rd, Newfane, NY, 14108 9740
New/Used Auto
4.10%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 7, 2026
Details
As Low As
Midland Credit Union
A+5.0 ★ Texas Ratio: 4.58%
2891 106TH ST, URBANDALE, IA, 50322 3772
New Auto (2025-Newer)
4.10%
0-36
▼
Interest Rate0.00%
Term0-36
UpdatedMay 10, 2026
Details
As Low As
Education 1st Credit Union
A+5.0 ★ Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
New or Used Auto
4.10%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
No additional details provided.
Mesquite Credit Union
A+5.0 ★ Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
New and Used Vehicles
4.10%
Up to 72 Months
▼
Interest Rate0.00%
TermUp to 72 Months
UpdatedMay 10, 2026
Details
As Low As
ECU Credit Union
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.13%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 10, 2026
Details
No additional details provided.
United Teletech Financial Federal Credit Union
A5.0 ★ Texas Ratio: 6.84%
205 Hance Ave, TINTON FALLS, NJ, 07724
Auto Loans (New Vehicles only)
4.13%
25 to 36 Months
▼
Interest Rate0.00%
Term25 to 36 Months
UpdatedMay 7, 2026
Details
As Low As; Rate advertised includes a .50% discount on electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.
Memorial Credit Union Houston, TX
A+5.0 ★ Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
New Autos
4.14%
Up to 84 Months
▼
Interest Rate0.00%
TermUp to 84 Months
UpdatedMay 2, 2026
Details
No additional details provided.
Greater Metro Federal Credit Union
A+5.0 ★ Texas Ratio: 4.93%
423 E 23rd St, New York, NY, 10010 5011
New Vehicle - fixed rate 36 Months
4.14%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As
Texas Bay Credit Union
A5.0 ★ Texas Ratio: 8.99%
12611 Fuqua St, Houston, TX, 77034
Auto Loans - Used & New
4.14%
49-60
▼
Interest Rate0.00%
Term49-60
UpdatedMay 10, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
A5.0 ★ Texas Ratio: 11.83%
121 W 3rd St N, Newton, IA, 50208 3040
New Autos & Trucks 36 Months
4.15%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedApr 19, 2026
Details
As Low As
GREATER CHAUTAUQUA
C4.0 ★ Texas Ratio: 26.83%
57 Lake Shore Dr W, Dunkirk, NY, 14048 1517
New Autos (2 Years and Newer)
4.15%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
As Low As
ALCO
A+5.0 ★ Texas Ratio: 0.00%
2859 Lindy Ln, Wellsville, NY, 14895 9337
New auto loans
4.15%
48 months
▼
Interest Rate0.00%
Term48 months
UpdatedMay 2, 2026
Details
No additional details provided.
Jersey Central Federal Credit Union
A5.0 ★ Texas Ratio: 6.35%
23 North Ave E, Cranford, NJ, 07016 2196
New Auto
4.15%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMay 6, 2026
Details
As Low As
PennTech Employees Federal Credit Union
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
Interest Rate0.00%
Term3 Months
UpdatedMay 7, 2026
Details
As Low As; 3 YEAR REPAY
Blue Flame Credit Union Charlotte, NC
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.19%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedMay 2, 2026
Details
As Low As
Rails West Federal Credit Union
A+5.0 ★ Texas Ratio: 2.18%
4708 Yellowstone Ave, Chubbuck, ID, 83202 2336
New Auto Loan
4.19%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As; 100% financing
Cannon Federal Credit Union
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.19%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As
CPM Federal Credit Union
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.19%
Up to 36 months
▼
Interest Rate0.00%
TermUp to 36 months
UpdatedMay 7, 2026
Details
As Low As
SPECTRA
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.20%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
As Low As
Strategic Federal Credit Union
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
4.20%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
100% Financing
PWC Employees Credit Union
A+5.0 ★ Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
*New/Used Vehicle
4.20%
12 - 96
▼
Interest Rate0.00%
Term12 - 96
UpdatedMay 10, 2026
Details
No additional details provided.
SECU Credit Union
A+5.0 ★ Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA, 52632
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
▼
Interest Rate0.00%
Term36 Month
UpdatedApr 19, 2026
Details
No additional details provided.
Credit Union One Of Oklahoma Credit Union
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
4.24%
60 Months
▼
Interest Rate0.00%
Term60 Months
UpdatedApr 19, 2026
Details
No additional details provided.
State Employees Credit Union
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
▼
Interest Rate0.00%
Term36 Month
UpdatedApr 19, 2026
Details
No additional details provided.
Quincy Credit Union
A+5.0 ★ Texas Ratio: 4.37%
100 Quincy Ave, Quincy, MA, 02169 6714
New Auto Loans
4.24%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
City of Boston Credit Union
A-5.0 ★ Texas Ratio: 14.75%
455 W Broadway, South Boston, MA, 02127 2218
New and Used Vehicle Loan
4.24%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
First Entertainment Credit Union
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.24%
3 Months
▼
Interest Rate0.00%
Term3 Months
UpdatedMay 2, 2026
Details
As Low As
Texell Credit Union
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
4.24%
60-month
▼
Interest Rate0.00%
Term60-month
UpdatedMay 2, 2026
Details
As Low As
TRUE Community Credit Union
A5.0 ★ Texas Ratio: 11.15%
2055 Spring Arbor Rd, Jackson, MI, 49203
New and Used Auto (5 years and newer)
4.24%
Up to 36 Months
▼
Interest Rate0.00%
TermUp to 36 Months
UpdatedMay 2, 2026
Details
As Low As
Friends And Family Credit Union
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.24%
Up to 60 Months
▼
Interest Rate0.00%
TermUp to 60 Months
UpdatedMay 2, 2026
Details
As Low As
Broadview Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
256 Hoosick St, Troy, NY, 12180
Vehicle Loan 3 Year Loan (2023 and Newer)
4.24%
3 Months
▼
Interest Rate0.00%
Term3 Months
UpdatedMay 2, 2026
Details
No additional details provided.
Tower Federal Credit Union
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.24%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 2, 2026
Details
As Low As
Arkansas Best Federal Credit Union
A+5.0 ★ Texas Ratio: 1.31%
3501 Old Greenwood Rd, Fort Smith, AR, 72903
New and Used Autos
4.24%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 2, 2026
Details
No additional details provided.
GARDEN SAVINGS
A+5.0 ★ Texas Ratio: 0.00%
129 Littleton Rd, Parsippany, NJ, 07054 1869
New Vehicle Loans
4.24%
6 - 35
▼
Interest Rate0.00%
Term6 - 35
UpdatedMay 2, 2026
Details
As Low As
United States Senate Federal Credit Union
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
4.24%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 4, 2026
Details
As Low As
Omaha Federal Credit Union
A+5.0 ★ Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE, 68124
New Auto - 2024 - 2026 Model Yrs
4.24%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 6, 2026
Details
As Low As
Hamakua Federal Credit Union
A5.0 ★ Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
New Autos
4.24%
Up to 84 Months
▼
Interest Rate0.00%
TermUp to 84 Months
UpdatedMay 6, 2026
Details
No additional details provided.
First New York Federal Credit Union
A+5.0 ★ Texas Ratio: 5.90%
795 E Main St Ste 1, Cobleskill, NY, 12043 1263
New Auto Loan: 2021-2027 Model Years
4.24%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 6, 2026
Details
As Low As
Riverbank Federal Credit Union
A+5.0 ★ Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
New Vehicles 6 Years
4.24%
6 Years
▼
Interest Rate0.00%
Term6 Years
UpdatedMay 6, 2026
Details
No additional details provided.
Southwest Montana Community Federal Credit Union
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
4.24%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 6, 2026
Details
As Low As
Access Federal Credit Union
A+5.0 ★ Texas Ratio: 2.38%
390 W Seneca St, Sherrill, NY, 13461
Vehicle Loans - Model Years 2024 and newer
4.24%
1 - 48
▼
Interest Rate0.00%
Term1 - 48
UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
▼
Interest Rate0.00%
Term60 months
UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.24%
73-84 Months
▼
Interest Rate0.00%
Term73-84 Months
UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Chiropractic Federal Credit Union
A+5.0 ★ Texas Ratio: 0.52%
23617 Liberty St, Farmington, MI, 48335
New Auto Loans
4.24%
24-36
▼
Interest Rate0.00%
Term24-36
UpdatedMay 6, 2026
Details
Relationship APR
Ukrainian Selfreliance Michigan Federal Credit Union
A+5.0 ★ Texas Ratio: 0.10%
26791 Ryan Rd, Warren, MI, 48091 4073
New Car
4.24%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMay 6, 2026
Details
As Low As
First Choice Federal Credit Union
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.24%
53-64
▼
Interest Rate0.00%
Term53-64
UpdatedMay 6, 2026
Details
No additional details provided.
Shore to Shore Community Federal Credit Union
A5.0 ★ Texas Ratio: 6.27%
4550 Division St, Trenton, MI, 48183
New Autos
4.24%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Town & Country Federal Credit Union
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
New Vehicle Loans
4.24%
Up to 48 Months
▼
Interest Rate0.00%
TermUp to 48 Months
UpdatedMay 6, 2026
Details
As Low As
Erie Police Federal Credit Union
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
Interest Rate0.00%
Term24 Months
UpdatedMay 6, 2026
Details
No additional details provided.
Carolina Foothills Federal Credit Union
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.24%
36 Months
▼
Interest Rate0.00%
Term36 Months
UpdatedMay 7, 2026
Details
As Low As
Ironworkers USA Federal Credit Union
C+4.2 ★ Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
New Vehicles
4.24%
36-84 months
▼
Interest Rate0.00%
Term36-84 months
UpdatedMay 7, 2026
Details
No additional details provided.
Pennstar Federal Credit Union
A+5.0 ★ Texas Ratio: 3.76%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans Model Years 2024-2026
4.24%
up to 60 months
▼
Interest Rate0.00%
Termup to 60 months
UpdatedMay 7, 2026
Details
No additional details provided.
Hartford Federal Credit Union
A+5.0 ★ Texas Ratio: 4.34%
964 Asylum Ave, Hartford, CT, 06105
Auto Loans - NEW
4.24%
1 Year
▼
Interest Rate0.00%
Term1 Year
UpdatedMay 7, 2026
Details
No additional details provided.
Regional Federal Credit Union
A+5.0 ★ Texas Ratio: 4.39%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
4.24%
72 Months
▼
Interest Rate0.00%
Term72 Months
UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
Western New York Federal Credit Union
A+5.0 ★ Texas Ratio: 3.50%
1937 Union Rd, West Seneca, NY, 14224
New Auto Loan
4.24%
48 Months
▼
Interest Rate0.00%
Term48 Months
UpdatedMay 7, 2026
Details
As Low As; For New Models 2026-2022
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New Auto Loan Rate Trends
Daily national average APRs for new vehicle financing
Auto loan rate data from our database of 8,500+ banks and credit unions — updated daily.
New Auto Loan — National Avg APR
5.698%
▲ 0.067 vs 7 days ago
New Auto Loan rates rose 0.067 points over the past 7 days to 5.698% APR, up from 5.631% last week.
As of May 12, 2026 • Weekly averages from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about New Auto Loan Rates
What are the best new auto loan rates right now?
The best new car loan rates are updated daily in the table above. New vehicle loans consistently carry lower APRs than used car loans. Use the state and term filters to find lenders serving your area.
Why are new car loan rates lower than used?
New vehicles carry less risk for lenders because they have higher resale value, manufacturer warranties, and predictable depreciation curves. This lower risk translates directly into lower interest rates for borrowers.
Should I get pre-approved before visiting a dealership?
Yes. Getting pre-approved from a bank or credit union before visiting a dealership gives you a rate benchmark and negotiating power. Dealers can sometimes beat outside financing, but only if you know your baseline.
What credit score do I need for a good new car loan rate?
Most lenders offer their best rates to borrowers with scores above 720–750. Scores in the 680–720 range will qualify for competitive rates with most credit unions. Scores below 620 may face significantly higher rates.
How does loan term affect a new car loan?
Common new car loan terms range from 36 to 84 months. Longer terms lower your monthly payment but increase total interest paid. Use the term filter above to compare rates for your preferred loan length.
Top New Auto Loan Rates
- LONGSHOREMENS LOCAL 4: 1.99% APR (New vehicle)
- Arkansas AM&N College Federal Credit Union: 1.99% APR (New Auto Loan)
- Cooperative Credit Union: 2.00% APR (NEW Auto 2025-2026 Mileage Under 10,000 Tier A+)
- Triboro Postal Federal Credit Union: 2.25% APR (New Car)
- Richmond Heritage Federal Credit Union: 2.49% APR (New and Used Vehicles)
Rates reflect verified offers. Final rate depends on credit profile. Last Updated: May 2, 2026
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