Auto Loan Rates in Illinois (IL) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Illinois include Chicago Firefighters Credit UnionChicago Firefighters Credit Union6230 S Central Ave, Chicago, IL, 60638A+5.0 ★Texas Ratio: 0.51% offering New Vehicle Loan at 3.00%, ABD Federal Credit UnionABD Federal Credit Union892 BELVIDERE RD, BELVIDERE, IL, 61008 9302A+5.0 ★Texas Ratio: 2.06% offering New and Used Auto Loans at 3.25%, South Side Community Federal Credit UnionSouth Side Community Federal Credit Union5401 S Wentworth Ave, Chicago, IL, 60609 6349A+5.0 ★Texas Ratio: 0.72% offering New and Used Auto Loans at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit Union10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715A+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, Tee Pak Credit UnionTee Pak Credit Union1035 E Main St, Danville, IL, 61832 6037A+5.0 ★Texas Ratio: 1.79% offering New Vehicles Loan at 3.49%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Illinois side-by-side. Illinois auto loan rates currently start as low as 3.00% APR from Chicago Firefighters Credit Union at 6230 S Central Ave, Chicago, IL, 60638. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Illinois. Auto Loan Rates Last Updated and Verified: June 16, 2026
Compare Auto Loan Rates Today in Illinois
Illinois Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
3.00%
36 months
▼
APR3.00%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle
Last UpdatedJun 16, 2026
Details
Qualifications Required: Must provide a vehicle description; most recent two pays stubs; proof of rent or mortgage; be a credit union member; demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As low as
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.49%
up to 3 years
▼
APR3.49%
Termup to 3 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 0-24 Months
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 25-36 Months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 37-48 Months
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 0-24 Months
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
3.50%
48 months
▼
APR3.50%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 16, 2026
Details
20% Down
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
3.59%
up to 60
▼
APR3.59%
Termup to 60
Last UpdatedJun 16, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
3.69%
Up to 36 Months*
▼
APR3.69%
TermUp to 36 Months*
Last UpdatedJun 16, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Auto Loans
3.74%
36 months
▼
APR3.74%
Term36 months
Last UpdatedJun 16, 2026
Details
Auto loans start at 3.74% for up to 36 months.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.75%
up to 4 years
▼
APR3.75%
Termup to 4 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 25-36 Months
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Model Years 2024-2026; For Well Qualified Borrowers; As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As low as
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (36 months) Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
3.99%
24 mos
▼
APR3.99%
Term24 mos
Last UpdatedJun 11, 2026
Details
APR* as low as
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
600 W MADISON ST, Chicago, IL, 60661 2406
New Car Loan
3.99%
up to 7 years
▼
APR3.99%
Termup to 7 years
Last UpdatedJun 16, 2026
Details
Special Rates
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.99%
up to 5 years
▼
APR3.99%
Termup to 5 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedJun 16, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 49-63 Months
4.00%
63 Months
▼
APR4.00%
Term63 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2019-2020 0-24 Months
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 37-48 Months
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.00%
48 mos.
▼
APR4.00%
Term48 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
New Auto (2025, 2026, 2027)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.09%
Up to 48 Months*
▼
APR4.09%
TermUp to 48 Months*
Last UpdatedJun 16, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
4.09%
up to 72
▼
APR4.09%
Termup to 72
Last UpdatedJun 16, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.09%
36 months
▼
APR4.09%
Term36 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.09%
36 months
▼
APR4.09%
Term36 months
Last UpdatedJun 16, 2026
Details
10% down
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
415 S Main St, Crystal Lake, IL, 60014
Auto Loans
4.14%
0 - 75 Months
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2026 & Newer
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
4.14%
24 Months
▼
APR4.14%
Term24 Months
Last UpdatedJun 16, 2026
Details
As Low As; 2024, '25 & '26 Models
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans 2024, '25 & '26 Models
4.14%
24 Months
▼
APR4.14%
Term24 Months
Last UpdatedJun 16, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2022-2024
4.19%
up to 60
▼
APR4.19%
Termup to 60
Last UpdatedJun 16, 2026
Details
As Low As
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
808 Iaa Dr, Bloomington, IL, 61701 2214
2025 & Newer 66 Month Auto Loan
4.23%
66 Month
▼
APR4.23%
Term66 Month
Last UpdatedJun 11, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedJun 16, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2023 and Newer
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedJun 16, 2026
Details
The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedJun 11, 2026
Details
As Low As; APR
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.25%
up to 6 years
▼
APR4.25%
Termup to 6 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2019-2020 25-36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Score: C 550-624
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJun 16, 2026
Details
Model Years 2020-2023; For Well Qualified Borrowers; As Low As
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Used Auto (2024 - 2023)
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.29%
Up to 36 Months*
▼
APR4.29%
TermUp to 36 Months*
Last UpdatedJun 16, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2020-2021
4.39%
up to 60
▼
APR4.39%
Termup to 60
Last UpdatedJun 16, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.39%
48 months
▼
APR4.39%
Term48 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.39%
48 months
▼
APR4.39%
Term48 months
Last UpdatedJun 16, 2026
Details
10% down
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
808 Iaa Dr, Bloomington, IL, 61701 2214
2025 & Newer 72 Month Auto Loan
4.48%
72 Month
▼
APR4.48%
Term72 Month
Last UpdatedJun 11, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
4.49%
36 mos
▼
APR4.49%
Term36 mos
Last UpdatedJun 11, 2026
Details
APR* as low as
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.49%
12 to 36 mos.
▼
APR4.49%
Term12 to 36 mos.
Last UpdatedJun 11, 2026
Details
2019 or older add 2% to rate
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.49%
Up to 60 Months*
▼
APR4.49%
TermUp to 60 Months*
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJun 16, 2026
Details
Credit Score: 700-749
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedJun 16, 2026
Details
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
1654 Terry Dr, Joliet, IL, 60436
New & Used Vehicle Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
Model Year: 2026 - 2025
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans New 24 MONTHS
4.49%
24 months
▼
APR4.49%
Term24 months
Last UpdatedJun 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans New 36 MONTHS
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans New 48 MONTHS
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedJun 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans New 60 MONTHS
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans Used 24 MONTHS
4.49%
24 months
▼
APR4.49%
Term24 months
Last UpdatedJun 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans Used 36 MONTHS
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2021 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loan - New 2026-2025
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Examples shown illustrate best rates.
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loan - Used 2025-2023
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Examples shown illustrate best rates.
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
10% down
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJun 11, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
8930 Waukegan Rd, Morton Grove, IL, 60053
Auto Loans
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 11, 2026
Details
Model Year: 2026-2025
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJun 16, 2026
Details
As Low As; $80,000 or more if qualified
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 64-75 Months
4.50%
75 Months
▼
APR4.50%
Term75 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2019-2020 37-48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 49-63 Months
4.50%
63 Months
▼
APR4.50%
Term63 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 (24 months) Loan
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedJun 16, 2026
Details
NADA trade-in value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 24 months Loan
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (36 months) Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (48 months) Loan
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
634 N Church St, Rockford, IL, 61103
Used Vehicle Based on Retail Value 2019-2022 Loan
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
Rates quoted are the lowest rate available. The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
634 N Church St, Rockford, IL, 61103
Used Vehicle Based on Retail Value 2023-2026 Loan
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
Rates quoted are the lowest rate available. The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles Loan
4.50%
36 months (3yrs)
▼
APR4.50%
Term36 months (3yrs)
Last UpdatedJun 16, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles Loan
4.50%
3 yr Financing
▼
APR4.50%
Term3 yr Financing
Last UpdatedJun 16, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New Vehicles Only Loan
4.50%
72 months (6yrs)
▼
APR4.50%
Term72 months (6yrs)
Last UpdatedJun 16, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
Used Auto (2022 - 2021)
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedJun 16, 2026
Details
As Low As; $60,000 or more if qualified
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedJun 16, 2026
Details
Loan Amount: $2,500+
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.69%
Up to 48 Months*
▼
APR4.69%
TermUp to 48 Months*
Last UpdatedJun 16, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2022-2024
4.69%
up to 72
▼
APR4.69%
Termup to 72
Last UpdatedJun 16, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.69%
72 months
▼
APR4.69%
Term72 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.69%
72 months
▼
APR4.69%
Term72 months
Last UpdatedJun 16, 2026
Details
10% down
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedJun 16, 2026
Details
$80,000 or more if qualified
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
4.74%
48 mos
▼
APR4.74%
Term48 mos
Last UpdatedJun 11, 2026
Details
APR* as low as
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Up To 3-Year Auto Loan
4.74%
3-Year
▼
APR4.74%
Term3-Year
Last UpdatedJun 16, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedJun 16, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Model Year: 2026 - 2025
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
4.74%
24-60 months (2024-2026)*
▼
APR4.74%
Term24-60 months (2024-2026)*
Last UpdatedJun 16, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedJun 11, 2026
Details
As Low As; APR
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
8930 Waukegan Rd, Morton Grove, IL, 60053
Auto Loans
4.75%
37 - 60 months
▼
APR4.75%
Term37 - 60 months
Last UpdatedJun 11, 2026
Details
Model Year: 2026-2025
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle Loan
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedJun 16, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle Loan
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedJun 16, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans (1 - 5 yrs. old)
4.75%
up to 54 mos.
▼
APR4.75%
Termup to 54 mos.
Last UpdatedJun 16, 2026
Details
New Molex loans only.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.75%
up to 7 years
▼
APR4.75%
Termup to 7 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.75%
up to 4 years
▼
APR4.75%
Termup to 4 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.75%
36 mos.
▼
APR4.75%
Term36 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: C 550-624
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJun 16, 2026
Details
Model Years 2020-2023; For Well Qualified Borrowers; As Low As
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles Loan
4.75%
6 yr Financing
▼
APR4.75%
Term6 yr Financing
Last UpdatedJun 16, 2026
Details
As Low As
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
Used Vehicles (2021 - 2022) Loan
4.75%
72 months (6yrs)
▼
APR4.75%
Term72 months (6yrs)
Last UpdatedJun 16, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
Used Vehicles (2023 - 2025) Loan
4.75%
72 months (6yrs)
▼
APR4.75%
Term72 months (6yrs)
Last UpdatedJun 16, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.; 84 month term on new vehicles only based on credit score.
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024) Loan
4.78%
24 Months
▼
APR4.78%
Term24 Months
Last UpdatedJun 16, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled) Loan
4.78%
24-36 Months
▼
APR4.78%
Term24-36 Months
Last UpdatedJun 16, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans Loan
4.78%
24-36 Months
▼
APR4.78%
Term24-36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Payment: $656.59 (24 months) to $448.08 (36 months)
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; 2024, 25 & '26 Models
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans 2024, '25 & '26 Models
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.79%
78 months
▼
APR4.79%
Term78 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.79%
78 months
▼
APR4.79%
Term78 months
Last UpdatedJun 16, 2026
Details
10% down
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
6001 W Pershing Rd, Cicero, IL, 60804 4112
New Auto Loans
4.79%
24-72 months
▼
APR4.79%
Term24-72 months
Last UpdatedJun 16, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedJun 16, 2026
Details
$60,000 or more if qualified
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
3153 AVENUE OF THE CITIES, MOLINE, IL, 61265
Auto Loan
4.80%
84 months
▼
APR4.80%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; 80 Years in the Driver's Seat. Celebrate with auto loans as low as
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedJun 16, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedJun 16, 2026
Details
Loan Amount: $2,500+
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.89%
Up to 72 Months*
▼
APR4.89%
TermUp to 72 Months*
Last UpdatedJun 16, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.89%
Up to 36 Months*
▼
APR4.89%
TermUp to 36 Months*
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.89%
84 months
▼
APR4.89%
Term84 months
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $30,000
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.89%
84 months **
▼
APR4.89%
Term84 months **
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $30,000
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedJun 16, 2026
Details
$80,000 or more if qualified
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Loan
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedJun 16, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 (24 months) Loan
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedJun 16, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 (36 months) Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJun 16, 2026
Details
NADA trade-in value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 24 months Loan
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 36 months Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (36 months) Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (48 months) Loan
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (60 months) Loan
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJun 16, 2026
Details
2 Rivers Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
296 W Jeffery St, Kankakee, IL, 60901
New Vehicle Loan
4.90%
84 months
▼
APR4.90%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; Untitled
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
4.99%
60 mos
▼
APR4.99%
Term60 mos
Last UpdatedJun 11, 2026
Details
APR* as low as
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.99%
37 to 60 mos.
▼
APR4.99%
Term37 to 60 mos.
Last UpdatedJun 11, 2026
Details
2019 or older add 2% to rate
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles Loan
4.99%
Up to 66 Months
▼
APR4.99%
TermUp to 66 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.99%
up to 5 years
▼
APR4.99%
Termup to 5 years
Last UpdatedJun 16, 2026
Details
Credit Score: 700-749
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.99%
up to 5 years
▼
APR4.99%
Termup to 5 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
Model Year: 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022 - 2025
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
Used Auto
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
4.99%
72 months (2023-2026)
▼
APR4.99%
Term72 months (2023-2026)
Last UpdatedJun 16, 2026
Details
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1201 N 24th St, QUINCY, IL, 62301
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedJun 16, 2026
Details
Rates are variable and depend on creditworthiness. APR*
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2017 - 2020
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 16, 2026
Details
The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loan - New 2026-2025
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details
As Low As; 72 month financing applies to vehicles $20,000 or more. Examples shown illustrate best rates.
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loan - Used 2025-2023
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; 72 month financing applies to vehicles $20,000 or more. Examples shown illustrate best rates.
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2020-21 Models
5.00%
Up to 42 Months
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJun 11, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2022-23 Models
5.00%
Up to 54 Months
▼
APR5.00%
TermUp to 54 Months
Last UpdatedJun 11, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJun 16, 2026
Details
$60,000 or more if qualified
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2019-2020 49-63 Months
5.00%
63 Months
▼
APR5.00%
Term63 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 64-75 Months
5.00%
75 Months
▼
APR5.00%
Term75 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.00%
72 mos.
▼
APR5.00%
Term72 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
401 S Poplar St, Centralia, IL, 62801
Auto Loans
5.00%
2018 - 2025
▼
APR5.00%
Term2018 - 2025
Last UpdatedJun 16, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedJun 16, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.09%
Up to 60 Months*
▼
APR5.09%
TermUp to 60 Months*
Last UpdatedJun 16, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; 2024, '25 & '26 Models
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans 2024, '25 & '26 Models
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
5.09%
90 months
▼
APR5.09%
Term90 months
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
5.09%
90 months ****
▼
APR5.09%
Term90 months ****
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedJun 16, 2026
Details
$80,000 or more if qualified
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
415 S Main St, Crystal Lake, IL, 60014
Auto Loans
5.14%
0 - 75 Months
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2023 - 2025*
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
5.14%
60 Months
▼
APR5.14%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; 2023 Models
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans 2023 Models
5.14%
60 Months
▼
APR5.14%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedJun 16, 2026
Details
Loan Amount: $2,500+
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
5.19%
96 months
▼
APR5.19%
Term96 months
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
5.19%
96 months ****
▼
APR5.19%
Term96 months ****
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedJun 16, 2026
Details
$60,000 or more if qualified
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
5.24%
66 mos**
▼
APR5.24%
Term66 mos**
Last UpdatedJun 11, 2026
Details
APR* as low as
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle Loan
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedJun 16, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle Loan
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedJun 16, 2026
Details
Powered by
MonitorBankRates
Illinois New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
3.00%
36 months
▼
APR3.00%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle
Last UpdatedJun 16, 2026
Details
Qualifications Required: Must provide a vehicle description; most recent two pays stubs; proof of rent or mortgage; be a credit union member; demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As low as
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.49%
up to 3 years
▼
APR3.49%
Termup to 3 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 0-24 Months
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 25-36 Months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 37-48 Months
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
3.50%
48 months
▼
APR3.50%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 16, 2026
Details
20% Down
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
3.59%
up to 60
▼
APR3.59%
Termup to 60
Last UpdatedJun 16, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
3.69%
Up to 36 Months*
▼
APR3.69%
TermUp to 36 Months*
Last UpdatedJun 16, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.75%
up to 4 years
▼
APR3.75%
Termup to 4 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Up to retail value
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
600 W MADISON ST, Chicago, IL, 60661 2406
New Car Loan
3.99%
up to 7 years
▼
APR3.99%
Termup to 7 years
Last UpdatedJun 16, 2026
Details
Special Rates
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.99%
up to 5 years
▼
APR3.99%
Termup to 5 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedJun 16, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 49-63 Months
4.00%
63 Months
▼
APR4.00%
Term63 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
New Auto (2025, 2026, 2027)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.09%
Up to 48 Months*
▼
APR4.09%
TermUp to 48 Months*
Last UpdatedJun 16, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
4.09%
up to 72
▼
APR4.09%
Termup to 72
Last UpdatedJun 16, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.09%
36 months
▼
APR4.09%
Term36 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.09%
36 months
▼
APR4.09%
Term36 months
Last UpdatedJun 16, 2026
Details
10% down
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
808 Iaa Dr, Bloomington, IL, 61701 2214
2025 & Newer 66 Month Auto Loan
4.23%
66 Month
▼
APR4.23%
Term66 Month
Last UpdatedJun 11, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedJun 16, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2023 and Newer
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedJun 16, 2026
Details
The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedJun 11, 2026
Details
As Low As; APR
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.25%
up to 6 years
▼
APR4.25%
Termup to 6 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Score: C 550-624
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.39%
48 months
▼
APR4.39%
Term48 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.39%
48 months
▼
APR4.39%
Term48 months
Last UpdatedJun 16, 2026
Details
10% down
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
808 Iaa Dr, Bloomington, IL, 61701 2214
2025 & Newer 72 Month Auto Loan
4.48%
72 Month
▼
APR4.48%
Term72 Month
Last UpdatedJun 11, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.49%
Up to 60 Months*
▼
APR4.49%
TermUp to 60 Months*
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJun 16, 2026
Details
Credit Score: 700-749
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedJun 16, 2026
Details
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
1654 Terry Dr, Joliet, IL, 60436
New & Used Vehicle Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
Model Year: 2026 - 2025
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans New 24 MONTHS
4.49%
24 months
▼
APR4.49%
Term24 months
Last UpdatedJun 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans New 36 MONTHS
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans New 48 MONTHS
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedJun 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans New 60 MONTHS
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loan - New 2026-2025
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Examples shown illustrate best rates.
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
10% down
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJun 16, 2026
Details
As Low As; $80,000 or more if qualified
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
New Vehicle Loan 2023 or newer 64-75 Months
4.50%
75 Months
▼
APR4.50%
Term75 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Up to 120% of Retail
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles Loan
4.50%
36 months (3yrs)
▼
APR4.50%
Term36 months (3yrs)
Last UpdatedJun 16, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles Loan
4.50%
3 yr Financing
▼
APR4.50%
Term3 yr Financing
Last UpdatedJun 16, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New Vehicles Only Loan
4.50%
72 months (6yrs)
▼
APR4.50%
Term72 months (6yrs)
Last UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.69%
72 months
▼
APR4.69%
Term72 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.69%
72 months
▼
APR4.69%
Term72 months
Last UpdatedJun 16, 2026
Details
10% down
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedJun 16, 2026
Details
$80,000 or more if qualified
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedJun 16, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Model Year: 2026 - 2025
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedJun 11, 2026
Details
As Low As; APR
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle Loan
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedJun 16, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.75%
up to 7 years
▼
APR4.75%
Termup to 7 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Score: C 550-624
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles Loan
4.75%
6 yr Financing
▼
APR4.75%
Term6 yr Financing
Last UpdatedJun 16, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.; 84 month term on new vehicles only based on credit score.
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024) Loan
4.78%
24 Months
▼
APR4.78%
Term24 Months
Last UpdatedJun 16, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled) Loan
4.78%
24-36 Months
▼
APR4.78%
Term24-36 Months
Last UpdatedJun 16, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans Loan
4.78%
24-36 Months
▼
APR4.78%
Term24-36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Payment: $656.59 (24 months) to $448.08 (36 months)
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.79%
78 months
▼
APR4.79%
Term78 months
Last UpdatedJun 16, 2026
Details
10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.79%
78 months
▼
APR4.79%
Term78 months
Last UpdatedJun 16, 2026
Details
10% down
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
6001 W Pershing Rd, Cicero, IL, 60804 4112
New Auto Loans
4.79%
24-72 months
▼
APR4.79%
Term24-72 months
Last UpdatedJun 16, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedJun 16, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.89%
Up to 72 Months*
▼
APR4.89%
TermUp to 72 Months*
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
4.89%
84 months
▼
APR4.89%
Term84 months
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $30,000
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
4.89%
84 months **
▼
APR4.89%
Term84 months **
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $30,000
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedJun 16, 2026
Details
$80,000 or more if qualified
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Loan
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedJun 16, 2026
Details
Up to 120% of Retail
2 Rivers Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
296 W Jeffery St, Kankakee, IL, 60901
New Vehicle Loan
4.90%
84 months
▼
APR4.90%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; Untitled
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles Loan
4.99%
Up to 66 Months
▼
APR4.99%
TermUp to 66 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.99%
up to 5 years
▼
APR4.99%
Termup to 5 years
Last UpdatedJun 16, 2026
Details
Credit Score: 700-749
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
Model Year: 2026 - 2025
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1201 N 24th St, QUINCY, IL, 62301
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedJun 16, 2026
Details
Rates are variable and depend on creditworthiness. APR*
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loan - New 2026-2025
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details
As Low As; 72 month financing applies to vehicles $20,000 or more. Examples shown illustrate best rates.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedJun 16, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
5.09%
90 months
▼
APR5.09%
Term90 months
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
5.09%
90 months ****
▼
APR5.09%
Term90 months ****
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedJun 16, 2026
Details
$80,000 or more if qualified
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Auto Loan
5.19%
96 months
▼
APR5.19%
Term96 months
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
476 E South St, Galesburg, IL, 61401
New Cars, Trucks, Vans Loan
5.19%
96 months ****
▼
APR5.19%
Term96 months ****
Last UpdatedJun 16, 2026
Details
10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle Loan
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedJun 16, 2026
Details
Powered by
MonitorBankRates
Illinois Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle
Last UpdatedJun 16, 2026
Details
Qualifications Required: Must provide a vehicle description; most recent two pays stubs; proof of rent or mortgage; be a credit union member; demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 0-24 Months
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 25-36 Months
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
APR as low as
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As low as
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (36 months) Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedJun 16, 2026
Details
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2019-2020 0-24 Months
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 37-48 Months
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.00%
48 mos.
▼
APR4.00%
Term48 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedJun 16, 2026
Details
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2019-2020 25-36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Used Auto (2024 - 2023)
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJun 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.29%
Up to 36 Months*
▼
APR4.29%
TermUp to 36 Months*
Last UpdatedJun 16, 2026
Details
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.49%
12 to 36 mos.
▼
APR4.49%
Term12 to 36 mos.
Last UpdatedJun 11, 2026
Details
2019 or older add 2% to rate
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedJun 16, 2026
Details
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
1654 Terry Dr, Joliet, IL, 60436
New & Used Vehicle Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans Used 24 MONTHS
4.49%
24 months
▼
APR4.49%
Term24 months
Last UpdatedJun 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loans Used 36 MONTHS
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loan - Used 2025-2023
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Examples shown illustrate best rates.
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJun 11, 2026
Details
As Low As
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2019-2020 37-48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 49-63 Months
4.50%
63 Months
▼
APR4.50%
Term63 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 (24 months) Loan
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedJun 16, 2026
Details
NADA trade-in value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 24 months Loan
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (36 months) Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (48 months) Loan
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
634 N Church St, Rockford, IL, 61103
Used Vehicle Based on Retail Value 2019-2022 Loan
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
Rates quoted are the lowest rate available. The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
634 N Church St, Rockford, IL, 61103
Used Vehicle Based on Retail Value 2023-2026 Loan
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
Rates quoted are the lowest rate available. The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles Loan
4.50%
36 months (3yrs)
▼
APR4.50%
Term36 months (3yrs)
Last UpdatedJun 16, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles Loan
4.50%
3 yr Financing
▼
APR4.50%
Term3 yr Financing
Last UpdatedJun 16, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
Used Auto (2022 - 2021)
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedJun 16, 2026
Details
As Low As; $60,000 or more if qualified
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.69%
Up to 48 Months*
▼
APR4.69%
TermUp to 48 Months*
Last UpdatedJun 16, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedJun 16, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle Loan
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedJun 16, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans (1 - 5 yrs. old)
4.75%
up to 54 mos.
▼
APR4.75%
Termup to 54 mos.
Last UpdatedJun 16, 2026
Details
New Molex loans only.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.75%
up to 4 years
▼
APR4.75%
Termup to 4 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.75%
36 mos.
▼
APR4.75%
Term36 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: C 550-624
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles Loan
4.75%
6 yr Financing
▼
APR4.75%
Term6 yr Financing
Last UpdatedJun 16, 2026
Details
As Low As
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
Used Vehicles (2021 - 2022) Loan
4.75%
72 months (6yrs)
▼
APR4.75%
Term72 months (6yrs)
Last UpdatedJun 16, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1416 MAINE ST, QUINCY, IL, 62301
Used Vehicles (2023 - 2025) Loan
4.75%
72 months (6yrs)
▼
APR4.75%
Term72 months (6yrs)
Last UpdatedJun 16, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024) Loan
4.78%
24 Months
▼
APR4.78%
Term24 Months
Last UpdatedJun 16, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled) Loan
4.78%
24-36 Months
▼
APR4.78%
Term24-36 Months
Last UpdatedJun 16, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans Loan
4.78%
24-36 Months
▼
APR4.78%
Term24-36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Payment: $656.59 (24 months) to $448.08 (36 months)
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedJun 16, 2026
Details
$60,000 or more if qualified
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.89%
Up to 36 Months*
▼
APR4.89%
TermUp to 36 Months*
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 (24 months) Loan
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedJun 16, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 (36 months) Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJun 16, 2026
Details
NADA trade-in value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 24 months Loan
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 36 months Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (36 months) Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (48 months) Loan
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 (60 months) Loan
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedJun 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.99%
37 to 60 mos.
▼
APR4.99%
Term37 to 60 mos.
Last UpdatedJun 11, 2026
Details
2019 or older add 2% to rate
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles Loan
4.99%
Up to 66 Months
▼
APR4.99%
TermUp to 66 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.99%
up to 5 years
▼
APR4.99%
Termup to 5 years
Last UpdatedJun 16, 2026
Details
Credit Score: 750 plus
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022 - 2025
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
Used Auto
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1201 N 24th St, QUINCY, IL, 62301
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedJun 16, 2026
Details
Rates are variable and depend on creditworthiness. APR*
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loan - Used 2025-2023
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; 72 month financing applies to vehicles $20,000 or more. Examples shown illustrate best rates.
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2020-21 Models
5.00%
Up to 42 Months
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJun 11, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2022-23 Models
5.00%
Up to 54 Months
▼
APR5.00%
TermUp to 54 Months
Last UpdatedJun 11, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJun 16, 2026
Details
$60,000 or more if qualified
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2019-2020 49-63 Months
5.00%
63 Months
▼
APR5.00%
Term63 Months
Last UpdatedJun 16, 2026
Details
APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2201 S 1ST ST, Champaign, IL, 61820 7402
Used Vehicle Loan 2022-2021 64-75 Months
5.00%
75 Months
▼
APR5.00%
Term75 Months
Last UpdatedJun 16, 2026
Details
APR as low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.00%
72 mos.
▼
APR5.00%
Term72 mos.
Last UpdatedJun 16, 2026
Details
Credit Score: A 700 & Up
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.09%
Up to 60 Months*
▼
APR5.09%
TermUp to 60 Months*
Last UpdatedJun 16, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedJun 16, 2026
Details
$60,000 or more if qualified
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle Loan
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedJun 16, 2026
Details
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MonitorBankRates
Illinois Auto Loan Rate Trends
Compare local Illinois auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.483%
▲ 0.063 vs 7 days ago
Illinois new auto rates rose 0.063 points over the past 7 days to 5.483% APR.
Used Auto Loan — IL Avg
6.234%
▲ 0.091 vs 7 days ago
Illinois used auto rates rose 0.091 points over the past 7 days to 6.234% APR.
As of Jun 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Illinois auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IL.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Illinois?
Based on our current data, some of the lowest auto loan rates available in Illinois include:
- Chicago Firefighters Credit Union: 3.00% (New Vehicle Loan)
- ABD Federal Credit Union: 3.25% (New and Used Auto Loans)
- South Side Community Federal Credit Union: 3.25% (New and Used Auto Loans)
- American Airlines Federal Credit Union: 3.34% (New Auto)
- Tee Pak Credit Union: 3.49% (New Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026
Auto Loan Rates by City in Illinois
Rate Assistant
MonitorBankRates.com · Live Data
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