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Auto Loan Rates in Havana, Illinois (IL) for July 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Havana, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: July 25, 2026

Current auto loan rates in Havana, Illinois include Chicago Firefighters Credit UnionChicago Firefighters Credit UnionA+5.0 ★Texas Ratio: 0.51% offering New Vehicle 36 mos. Loan at 3.00%, ABD Federal Credit UnionABD Federal Credit UnionA+5.0 ★Texas Ratio: 2.06% offering New and Used Auto Loans at 3.25%, South Side Community Federal Credit UnionSouth Side Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.72% offering New and Used Auto Loans at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, Rock Valley Credit UnionRock Valley Credit UnionA+5.0 ★Texas Ratio: 5.27% offering New/Used Vehicle Loan at 3.49%. Auto loan rates as of July 25, 2026 according to verified data from MonitorBankRates.

Havana borrowers have access to 45 lenders serving the Illinois area, with auto loan rates as low as 3.00% APR from Chicago Firefighters Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Havana, Illinois. Auto Loan Rates Last Updated and Verified: July 25, 2026

Compare Auto Loan Rates Today in Havana, Illinois & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Havana Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 36 mos. Loan
3.00%
36 months
View
▼
APR3.00%
Term36 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
3.25%
12 mos.
View
▼
APR3.25%
Term12 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 months and 72 months depending on the age of the vehicle
View
▼
APR3.25%
Term36 months and 72 months depending on the age of the vehicle
Last UpdatedJul 24, 2026
Details

Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, be a credit union member and demonstrate the capacity to repay the loan.; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details

Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
New/Used Vehicle Loan
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As; Payment: $29.30 per $1,000

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.49%
up to 3 years
View
▼
APR3.49%
Termup to 3 years
Last UpdatedJul 25, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 36 mos. Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details

Credit Score: B 625-699

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 48 mos. Loan
3.50%
48 months
View
▼
APR3.50%
Term48 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
3.50%
36 mos.
View
▼
APR3.50%
Term36 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up; Rate includes *

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 36 months - 20% Down Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedJul 25, 2026
Details

20% Down

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
up to 60 months
View
▼
APR3.59%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

As Low As; *

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
3.74%
0 - 24 months
View
▼
APR3.74%
Term0 - 24 months
Last UpdatedJul 16, 2026
Details

Rates range; New Vehicle Loan

Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Vehicle Loan
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedJul 16, 2026
Details

Model Years 2024-2026; For Well Qualified Borrowers

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.75%
up to 4 years
View
▼
APR3.75%
Termup to 4 years
Last UpdatedJul 25, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 36 months - Up to retail value Loan
3.90%
36 months
View
▼
APR3.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 48 months - 20% Down Loan
3.90%
48 months
View
▼
APR3.90%
Term48 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
3.90%
36 months
View
▼
APR3.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Up to retail value

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 36 months Loan
3.90%
36 months
View
▼
APR3.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars Loan
3.90%
36 months
View
▼
APR3.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Vehicle Loan
3.99%
24 mos
View
▼
APR3.99%
Term24 mos
Last UpdatedJul 11, 2026
Details

As Low As

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 36 months Loan
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025: 10% down

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details

10% down

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Autos
3.99%
up to 48 months
View
▼
APR3.99%
Termup to 48 months
Last UpdatedJul 16, 2026
Details

As Low As; Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Vehicles 0 - 24 months Loan
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedJul 16, 2026
Details

Rates range*

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
NEW VEHICLE LOANS CARS, MOTORCYLCES OR ATVS
3.99%
up to 60 mos.
View
▼
APR3.99%
Termup to 60 mos.
Last UpdatedJul 24, 2026
Details

ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Auto Loans
3.99%
up to 36 months
View
▼
APR3.99%
Termup to 36 months
Last UpdatedJul 25, 2026
Details

As Low As

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.99%
up to 5 years
View
▼
APR3.99%
Termup to 5 years
Last UpdatedJul 25, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
3.99%
0-36 months
View
▼
APR3.99%
Term0-36 months
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
NEW (2023-2026) Auto Loan
3.99%
Up to 60 Months
View
▼
APR3.99%
TermUp to 60 Months
Last UpdatedJul 25, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 48 mos. Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedJul 16, 2026
Details

Credit Score: B 625-699

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 60 mos. Loan
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
4.00%
48 mos.
View
▼
APR4.00%
Term48 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up; Rate includes *

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedJul 16, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.04%
25 - 36 months
View
▼
APR4.04%
Term25 - 36 months
Last UpdatedJul 16, 2026
Details

Rates range; New Vehicle Loan

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
up to 72 months
View
▼
APR4.09%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

As Low As; *

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
View
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details

Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Vehicle Loans
4.14%
24 Months
View
▼
APR4.14%
Term24 Months
Last UpdatedJul 16, 2026
Details

As Low As; 2024, '25 & '26 Models

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.19%
up to 60 months
View
▼
APR4.19%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

As Low As; *

IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2025 & Newer 66 Month Auto Loan
4.23%
66 Month
View
▼
APR4.23%
Term66 Month
Last UpdatedJul 11, 2026
Details

As Low As; Rate includes discounts for platinum checking and automatic payment.

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.24%
37-48 months
View
▼
APR4.24%
Term37-48 months
Last UpdatedJul 25, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details

Vehicle Year 2025 and newer

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 36 mos. Loan
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedJul 16, 2026
Details

Credit Score: C 550-624

Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Vehicle Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedJul 16, 2026
Details

Model Years 2020-2023; For Well Qualified Borrowers

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedJul 16, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedJul 16, 2026
Details

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos 2024 - 2025
4.25%
Up to 42 Months
View
▼
APR4.25%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.25%
up to 6 years
View
▼
APR4.25%
Termup to 6 years
Last UpdatedJul 25, 2026
Details

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 48 months Loan
4.29%
48 months
View
▼
APR4.29%
Term48 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025: 10% down

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.29%
48 months
View
▼
APR4.29%
Term48 months
Last UpdatedJul 16, 2026
Details

10% down

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedJul 11, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.39%
up to 60 months
View
▼
APR4.39%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

As Low As; *

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 60 months Loan
4.39%
60 months
View
▼
APR4.39%
Term60 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025: 10% down

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.39%
60 months
View
▼
APR4.39%
Term60 months
Last UpdatedJul 16, 2026
Details

10% down

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.39%
37 - 48 months
View
▼
APR4.39%
Term37 - 48 months
Last UpdatedJul 16, 2026
Details

Rates range; New Vehicle Loan

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Vehicles 25 - 36 months Loan
4.44%
36 Months
View
▼
APR4.44%
Term36 Months
Last UpdatedJul 16, 2026
Details

Rates range*

IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2025 & Newer 72 Month Auto Loan
4.48%
72 Month
View
▼
APR4.48%
Term72 Month
Last UpdatedJul 11, 2026
Details

As Low As; Rate includes discounts for platinum checking and automatic payment.

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Vehicle Loan
4.49%
36 mos
View
▼
APR4.49%
Term36 mos
Last UpdatedJul 11, 2026
Details

As Low As

NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
New & Used Vehicle Loan
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedJul 16, 2026
Details

As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan New 2026-2025
4.49%
Up to 60 Months
View
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan Used 2025-2023
4.49%
Up to 60 Months
View
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.

Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Automobiles
4.49%
12 to 36 mos.
View
▼
APR4.49%
Term12 to 36 mos.
Last UpdatedJul 16, 2026
Details

2019 or older add 2% to rate

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Auto Loan Refi Special Offer
4.49%
36-month term
View
▼
APR4.49%
Term36-month term
Last UpdatedJul 24, 2026
Details

Rates start as low as 4.49% APR*. You can currently still apply for loans with Gateway Metro by visiting a local branch. Estimated payment per $1,000 borrowed at 4.49% APR for 36 months is $29.74. Limited time special offer. Not valid on existing loans financed with West Community Credit Union or Gateway Metro Federal Credit Union. Available to qualified borrowers refinancing a 2014 or newer model vehicle. Minimum loan balance of $5,000 required. A minimum FICO score of 640 will be required for 90 days to first payment. Interest will accrue during the first 90 days. $90 will be deposited into your GMFCU savings account within 30 days of loan funding. Restrictions may apply. Offer may be modified or discontinued at any time.

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 24, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.49%
up to 3 years
View
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 25, 2026
Details

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicles 2025-2015 Loan
4.49%
up to 3 years
View
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 25, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.49%
49-60 months
View
▼
APR4.49%
Term49-60 months
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
NEW (2023-2026) Auto Loan
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
USED (2019 - 2022) Auto Loan
4.49%
Up to 60 Months
View
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 25, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New Vehicles Loan
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 25, 2026
Details

Model Year: 2026 - 2025

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Vehicle Loan
4.49%
24 months
View
▼
APR4.49%
Term24 months
Last UpdatedJul 25, 2026
Details

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Vehicle Loan
4.49%
24 months
View
▼
APR4.49%
Term24 months
Last UpdatedJul 25, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2022-2024
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedJul 11, 2026
Details

Vehicle Year 2022-2024

AAEC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
VEHICLE LOAN 2022 & OLDER MODEL
4.50%
3 Years
View
▼
APR4.50%
Term3 Years
Last UpdatedJul 16, 2026
Details

As Low As

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 60 mos. Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedJul 16, 2026
Details

Credit Score: B 625-699

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 72 mos. Loan
4.50%
72 months
View
▼
APR4.50%
Term72 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
4.50%
60 mos.
View
▼
APR4.50%
Term60 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up; Rate includes *

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Used Vehicle Based on Retail Value 2019-2022 Loan
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedJul 16, 2026
Details

The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Used Vehicle Based on Retail Value 2023-2026 Loan
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedJul 16, 2026
Details

The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New and Used Vehicles Loan
4.50%
36 months (3yrs)
View
▼
APR4.50%
Term36 months (3yrs)
Last UpdatedJul 16, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New and Used Vehicles Loan
4.50%
3 yr Financing
View
▼
APR4.50%
Term3 yr Financing
Last UpdatedJul 16, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles Only Loan
4.50%
72 months (6yrs)
View
▼
APR4.50%
Term72 months (6yrs)
Last UpdatedJul 16, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedJul 16, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedJul 16, 2026
Details

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos
4.50%
Up to 42 Months
View
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As; 2022-23 Models

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - 2022-23 Models
4.50%
Up to 42 Months
View
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As

Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
Auto Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJul 16, 2026
Details

Model Year: 2026-2025

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan
4.50%
3 Years
View
▼
APR4.50%
Term3 Years
Last UpdatedJul 23, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 36 months - Up to 120% of Retail Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 48 months - Up to retail value Loan
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 60 months - 20% Down Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Up to 120% of Retail

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 36 months Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 48 months Loan
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 (24 months) Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedJul 25, 2026
Details

NADA trade-in value

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 72 months Loan
4.59%
72 months
View
▼
APR4.59%
Term72 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.59%
72 months
View
▼
APR4.59%
Term72 months
Last UpdatedJul 16, 2026
Details

10% down

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
View
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicle Loan
4.60%
2 Years
View
▼
APR4.60%
Term2 Years
Last UpdatedJul 23, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJul 25, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2021
4.65%
36 Months
View
▼
APR4.65%
Term36 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2022-2024
4.65%
48 Months
View
▼
APR4.65%
Term48 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.65%
36 Months
View
▼
APR4.65%
Term36 Months
Last UpdatedJul 11, 2026
Details

Vehicle Year 2021

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Auto Loan
4.69%
up to 96 Months
View
▼
APR4.69%
Termup to 96 Months
Last UpdatedJul 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.69%
up to 72 months
View
▼
APR4.69%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

As Low As; *

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 78 months Loan
4.69%
78 months
View
▼
APR4.69%
Term78 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.69%
78 months
View
▼
APR4.69%
Term78 months
Last UpdatedJul 16, 2026
Details

10% down

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan
4.70%
4 Years
View
▼
APR4.70%
Term4 Years
Last UpdatedJul 23, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Vehicle Loan
4.74%
48 mos
View
▼
APR4.74%
Term48 mos
Last UpdatedJul 11, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Auto Loan
4.74%
Up to 36 months
View
▼
APR4.74%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As; 2019 & Newer vehicles

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Auto Loans 2019 & Newer
4.74%
Up to 36
View
▼
APR4.74%
TermUp to 36
Last UpdatedJul 11, 2026
Details

As Low As; Year: 2019 & Newer

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.74%
over 60 months
View
▼
APR4.74%
Termover 60 months
Last UpdatedJul 25, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New Vehicles Loan
4.74%
Up to 48 months
View
▼
APR4.74%
TermUp to 48 months
Last UpdatedJul 25, 2026
Details

Model Year: 2026 - 2025

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2021
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2022-2024
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 36 mos. Loan
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedJul 16, 2026
Details

Credit Score: D below 550

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 48 mos. Loan
4.75%
48 months
View
▼
APR4.75%
Term48 months
Last UpdatedJul 16, 2026
Details

Credit Score: C 550-624

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
4.75%
36 mos.
View
▼
APR4.75%
Term36 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: C 550-624; Rate includes *

Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Vehicle Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedJul 16, 2026
Details

Model Years 2020-2023; For Well Qualified Borrowers

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New and Used Vehicles Loan
4.75%
6 yr Financing
View
▼
APR4.75%
Term6 yr Financing
Last UpdatedJul 16, 2026
Details

As Low As

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles (2021 - 2022) Loan
4.75%
72 months (6yrs)
View
▼
APR4.75%
Term72 months (6yrs)
Last UpdatedJul 16, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles (2023 - 2025) Loan
4.75%
72 months (6yrs)
View
▼
APR4.75%
Term72 months (6yrs)
Last UpdatedJul 16, 2026
Details

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos 2024 - 2025
4.75%
Up to 54 Months
View
▼
APR4.75%
TermUp to 54 Months
Last UpdatedJul 16, 2026
Details

As Low As

Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
Auto Loan
4.75%
37 - 60 months
View
▼
APR4.75%
Term37 - 60 months
Last UpdatedJul 16, 2026
Details

Model Year: 2026-2025

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
4.75%
84 months
View
▼
APR4.75%
Term84 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; 84 month term on new vehicles only based on credit score.

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
NEW VEHICLE LOANS CARS, MOTORCYLCES OR ATVS
4.75%
72 mos.
View
▼
APR4.75%
Term72 mos.
Last UpdatedJul 24, 2026
Details

ADD 1% EXTRA FOR BOATS

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans (1 - 5 yrs. old)
4.75%
up to 54 mos.
View
▼
APR4.75%
Termup to 54 mos.
Last UpdatedJul 24, 2026
Details

New Molex loans only.

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
USED VEHICLE LOANS (FINANCE 100% OF BLUE BOOK VEHICLE VALUE)
4.75%
(1 - 5 yrs. old) up to 54 mos.
View
▼
APR4.75%
Term(1 - 5 yrs. old) up to 54 mos.
Last UpdatedJul 24, 2026
Details

*ADD 1% EXTRA FOR BOATS

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.75%
up to 7 years
View
▼
APR4.75%
Termup to 7 years
Last UpdatedJul 25, 2026
Details

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicles 2025-2015 Loan
4.75%
up to 4 years
View
▼
APR4.75%
Termup to 4 years
Last UpdatedJul 25, 2026
Details

Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Vehicle Loans
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedJul 16, 2026
Details

As Low As; 2024, '25 & '26 Models

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 84 months Loan
4.79%
84 months
View
▼
APR4.79%
Term84 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025; Maximum amount financed on New 90 & 96 month term is 90% of MSRP

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.79%
84 months
View
▼
APR4.79%
Term84 months
Last UpdatedJul 16, 2026
Details

10% down; Minimum loan requirement of $30,000

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
New Vehicle Loan - 36 Months
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedJul 25, 2026
Details

2024-New

DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
Auto Loan
4.80%
84 months
View
▼
APR4.80%
Term84 months
Last UpdatedJul 16, 2026
Details

As low as; 80 Years in the Driver's Seat. Celebrate with auto loans as low as

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicle Loan
4.80%
3 Years
View
▼
APR4.80%
Term3 Years
Last UpdatedJul 23, 2026
Details

First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
New Auto Loans
4.84%
Up to 29 months
View
▼
APR4.84%
TermUp to 29 months
Last UpdatedJul 25, 2026
Details

As low as

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
4.89%
36 months
View
▼
APR4.89%
Term36 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.89%
49 - 60 months
View
▼
APR4.89%
Term49 - 60 months
Last UpdatedJul 16, 2026
Details

Rates range; New Vehicle Loan

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.89%
37 to 48 months
View
▼
APR4.89%
Term37 to 48 months
Last UpdatedJul 24, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
New Vehicle Loan - 48 Months
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedJul 25, 2026
Details

2024-New

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
New Vehicle Loan - 60 Months
4.89%
60 Months
View
▼
APR4.89%
Term60 Months
Last UpdatedJul 25, 2026
Details

2024-New

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2021
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedJul 11, 2026
Details

2 Rivers Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Vehicle Loan
4.90%
84 months
View
▼
APR4.90%
Term84 months
Last UpdatedJul 16, 2026
Details

As Low As; Rate is based on credit history.

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan
4.90%
5 Years
View
▼
APR4.90%
Term5 Years
Last UpdatedJul 23, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 48 months - Up to 120% of Retail Loan
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 60 months - Up to retail value Loan
4.90%
60 months
View
▼
APR4.90%
Term60 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 72 months - 20% Down Loan
4.90%
72 months
View
▼
APR4.90%
Term72 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedJul 25, 2026
Details

Up to 120% of Retail

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 36 months Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 48 months Loan
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 60 months Loan
4.90%
60 months
View
▼
APR4.90%
Term60 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 (24 months) Loan
4.90%
24 months
View
▼
APR4.90%
Term24 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 (36 months) Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 Loan
4.90%
24 months
View
▼
APR4.90%
Term24 months
Last UpdatedJul 25, 2026
Details

Up to retail value

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2020
4.95%
36 Months
View
▼
APR4.95%
Term36 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2022-2024
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedJul 11, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Vehicle Loan
4.99%
60 mos
View
▼
APR4.99%
Term60 mos
Last UpdatedJul 11, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Auto Loan
4.99%
37 - 69 months
View
▼
APR4.99%
Term37 - 69 months
Last UpdatedJul 11, 2026
Details

As Low As; 2019 & Newer vehicles

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Auto Loans 2019 & Newer
4.99%
37 - 69
View
▼
APR4.99%
Term37 - 69
Last UpdatedJul 11, 2026
Details

As Low As; Year: 2019 & Newer

Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
New Used Auto Loan
4.99%
Up to 66 months
View
▼
APR4.99%
TermUp to 66 months
Last UpdatedJul 11, 2026
Details

Year: 2019-2027

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJul 11, 2026
Details

As Low As; New Auto 2025 + Newer Only

Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle loans - new or used
4.99%
Varies
View
▼
APR4.99%
TermVaries
Last UpdatedJul 16, 2026
Details

Rates are variable and may change.

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan New 2026-2025
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedJul 16, 2026
Details

As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan Used 2025-2023
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedJul 16, 2026
Details

As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 90 months Loan
4.99%
90 months
View
▼
APR4.99%
Term90 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.99%
90 months
View
▼
APR4.99%
Term90 months
Last UpdatedJul 16, 2026
Details

10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP

Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Automobiles
4.99%
37 to 60 mos.
View
▼
APR4.99%
Term37 to 60 mos.
Last UpdatedJul 16, 2026
Details

2019 or older add 2% to rate

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.99%
49 to 60 months
View
▼
APR4.99%
Term49 to 60 months
Last UpdatedJul 24, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Used Vehicle Loan - 36 Months
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedJul 25, 2026
Details

2022-2023

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.99%
up to 5 years
View
▼
APR4.99%
Termup to 5 years
Last UpdatedJul 25, 2026
Details

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicles 2025-2015 Loan
4.99%
up to 5 years
View
▼
APR4.99%
Termup to 5 years
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
NEW (2023-2026) Auto Loan
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
USED (2019 - 2022) Auto Loan
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedJul 25, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New Vehicles Loan
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 25, 2026
Details

Model Year: 2026 - 2025

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Pre-Owned Vehicles Loan
4.99%
Up to 36 months
View
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 25, 2026
Details

Model Year: 2022 - 2025

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJul 25, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
2022 - New Auto Loan
4.99%
12 - 48 months
View
▼
APR4.99%
Term12 - 48 months
Last UpdatedJul 25, 2026
Details

As Low As; Minimum balance $5,000

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 72 mos. Loan
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedJul 16, 2026
Details

Credit Score: B 625-699

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 84 mos. Loan
5.00%
84 months
View
▼
APR5.00%
Term84 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
5.00%
72 mos.
View
▼
APR5.00%
Term72 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up; Rate includes *

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
Auto Loans
5.00%
2018 - 2025
View
▼
APR5.00%
Term2018 - 2025
Last UpdatedJul 16, 2026
Details

As Low As

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos
5.00%
Up to 42 Months
View
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As; 2020-21 Models

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - 2020-21 Models
5.00%
Up to 42 Months
View
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - 2022-23 Models
5.00%
Up to 54 Months
View
▼
APR5.00%
TermUp to 54 Months
Last UpdatedJul 16, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicle Loan
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedJul 23, 2026
Details

Havana New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 36 mos. Loan
3.00%
36 months
View
▼
APR3.00%
Term36 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 months and 72 months depending on the age of the vehicle
View
▼
APR3.25%
Term36 months and 72 months depending on the age of the vehicle
Last UpdatedJul 24, 2026
Details

Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, be a credit union member and demonstrate the capacity to repay the loan.; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details

Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
New/Used Vehicle Loan
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As; Payment: $29.30 per $1,000

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.49%
up to 3 years
View
▼
APR3.49%
Termup to 3 years
Last UpdatedJul 25, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 36 mos. Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details

Credit Score: B 625-699

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 48 mos. Loan
3.50%
48 months
View
▼
APR3.50%
Term48 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 36 months - 20% Down Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedJul 25, 2026
Details

20% Down

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
up to 60 months
View
▼
APR3.59%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

As Low As; *

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
3.74%
0 - 24 months
View
▼
APR3.74%
Term0 - 24 months
Last UpdatedJul 16, 2026
Details

Rates range; New Vehicle Loan

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.75%
up to 4 years
View
▼
APR3.75%
Termup to 4 years
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 36 months - Up to retail value Loan
3.90%
36 months
View
▼
APR3.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 48 months - 20% Down Loan
3.90%
48 months
View
▼
APR3.90%
Term48 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
3.90%
36 months
View
▼
APR3.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Up to retail value

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 36 months Loan
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025: 10% down

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details

10% down

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Autos
3.99%
up to 48 months
View
▼
APR3.99%
Termup to 48 months
Last UpdatedJul 16, 2026
Details

As Low As; Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
NEW VEHICLE LOANS CARS, MOTORCYLCES OR ATVS
3.99%
up to 60 mos.
View
▼
APR3.99%
Termup to 60 mos.
Last UpdatedJul 24, 2026
Details

ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.99%
up to 5 years
View
▼
APR3.99%
Termup to 5 years
Last UpdatedJul 25, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
3.99%
0-36 months
View
▼
APR3.99%
Term0-36 months
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
NEW (2023-2026) Auto Loan
3.99%
Up to 60 Months
View
▼
APR3.99%
TermUp to 60 Months
Last UpdatedJul 25, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 48 mos. Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedJul 16, 2026
Details

Credit Score: B 625-699

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 60 mos. Loan
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedJul 16, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.04%
25 - 36 months
View
▼
APR4.04%
Term25 - 36 months
Last UpdatedJul 16, 2026
Details

Rates range; New Vehicle Loan

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
up to 72 months
View
▼
APR4.09%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

As Low As; *

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
View
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details

IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2025 & Newer 66 Month Auto Loan
4.23%
66 Month
View
▼
APR4.23%
Term66 Month
Last UpdatedJul 11, 2026
Details

As Low As; Rate includes discounts for platinum checking and automatic payment.

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.24%
37-48 months
View
▼
APR4.24%
Term37-48 months
Last UpdatedJul 25, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details

Vehicle Year 2025 and newer

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 36 mos. Loan
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedJul 16, 2026
Details

Credit Score: C 550-624

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos 2024 - 2025
4.25%
Up to 42 Months
View
▼
APR4.25%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.25%
up to 6 years
View
▼
APR4.25%
Termup to 6 years
Last UpdatedJul 25, 2026
Details

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 48 months Loan
4.29%
48 months
View
▼
APR4.29%
Term48 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025: 10% down

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.29%
48 months
View
▼
APR4.29%
Term48 months
Last UpdatedJul 16, 2026
Details

10% down

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedJul 11, 2026
Details

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 60 months Loan
4.39%
60 months
View
▼
APR4.39%
Term60 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025: 10% down

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.39%
60 months
View
▼
APR4.39%
Term60 months
Last UpdatedJul 16, 2026
Details

10% down

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.39%
37 - 48 months
View
▼
APR4.39%
Term37 - 48 months
Last UpdatedJul 16, 2026
Details

Rates range; New Vehicle Loan

IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2025 & Newer 72 Month Auto Loan
4.48%
72 Month
View
▼
APR4.48%
Term72 Month
Last UpdatedJul 11, 2026
Details

As Low As; Rate includes discounts for platinum checking and automatic payment.

NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
New & Used Vehicle Loan
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedJul 16, 2026
Details

As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan New 2026-2025
4.49%
Up to 60 Months
View
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 24, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.49%
up to 3 years
View
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 25, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.49%
49-60 months
View
▼
APR4.49%
Term49-60 months
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
NEW (2023-2026) Auto Loan
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedJul 25, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New Vehicles Loan
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 25, 2026
Details

Model Year: 2026 - 2025

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Vehicle Loan
4.49%
24 months
View
▼
APR4.49%
Term24 months
Last UpdatedJul 25, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedJul 11, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedJul 11, 2026
Details

Vehicle Year 2022-2024

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 60 mos. Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedJul 16, 2026
Details

Credit Score: B 625-699

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 72 mos. Loan
4.50%
72 months
View
▼
APR4.50%
Term72 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New and Used Vehicles Loan
4.50%
36 months (3yrs)
View
▼
APR4.50%
Term36 months (3yrs)
Last UpdatedJul 16, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New and Used Vehicles Loan
4.50%
3 yr Financing
View
▼
APR4.50%
Term3 yr Financing
Last UpdatedJul 16, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles Only Loan
4.50%
72 months (6yrs)
View
▼
APR4.50%
Term72 months (6yrs)
Last UpdatedJul 16, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan
4.50%
3 Years
View
▼
APR4.50%
Term3 Years
Last UpdatedJul 23, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 36 months - Up to 120% of Retail Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 48 months - Up to retail value Loan
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 60 months - 20% Down Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Up to 120% of Retail

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 72 months Loan
4.59%
72 months
View
▼
APR4.59%
Term72 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.59%
72 months
View
▼
APR4.59%
Term72 months
Last UpdatedJul 16, 2026
Details

10% down

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJul 25, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.65%
36 Months
View
▼
APR4.65%
Term36 Months
Last UpdatedJul 11, 2026
Details

Vehicle Year 2021

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 78 months Loan
4.69%
78 months
View
▼
APR4.69%
Term78 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.69%
78 months
View
▼
APR4.69%
Term78 months
Last UpdatedJul 16, 2026
Details

10% down

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan
4.70%
4 Years
View
▼
APR4.70%
Term4 Years
Last UpdatedJul 23, 2026
Details

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Auto Loans 2019 & Newer
4.74%
Up to 36
View
▼
APR4.74%
TermUp to 36
Last UpdatedJul 11, 2026
Details

As Low As; Year: 2019 & Newer

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.74%
over 60 months
View
▼
APR4.74%
Termover 60 months
Last UpdatedJul 25, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New Vehicles Loan
4.74%
Up to 48 months
View
▼
APR4.74%
TermUp to 48 months
Last UpdatedJul 25, 2026
Details

Model Year: 2026 - 2025

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 36 mos. Loan
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedJul 16, 2026
Details

Credit Score: D below 550

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 48 mos. Loan
4.75%
48 months
View
▼
APR4.75%
Term48 months
Last UpdatedJul 16, 2026
Details

Credit Score: C 550-624

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New and Used Vehicles Loan
4.75%
6 yr Financing
View
▼
APR4.75%
Term6 yr Financing
Last UpdatedJul 16, 2026
Details

As Low As

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos 2024 - 2025
4.75%
Up to 54 Months
View
▼
APR4.75%
TermUp to 54 Months
Last UpdatedJul 16, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
4.75%
84 months
View
▼
APR4.75%
Term84 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; 84 month term on new vehicles only based on credit score.

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
NEW VEHICLE LOANS CARS, MOTORCYLCES OR ATVS
4.75%
72 mos.
View
▼
APR4.75%
Term72 mos.
Last UpdatedJul 24, 2026
Details

ADD 1% EXTRA FOR BOATS

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.75%
up to 7 years
View
▼
APR4.75%
Termup to 7 years
Last UpdatedJul 25, 2026
Details

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 84 months Loan
4.79%
84 months
View
▼
APR4.79%
Term84 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025; Maximum amount financed on New 90 & 96 month term is 90% of MSRP

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.79%
84 months
View
▼
APR4.79%
Term84 months
Last UpdatedJul 16, 2026
Details

10% down; Minimum loan requirement of $30,000

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
New Vehicle Loan - 36 Months
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedJul 25, 2026
Details

2024-New

First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
New Auto Loans
4.84%
Up to 29 months
View
▼
APR4.84%
TermUp to 29 months
Last UpdatedJul 25, 2026
Details

As low as

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.89%
49 - 60 months
View
▼
APR4.89%
Term49 - 60 months
Last UpdatedJul 16, 2026
Details

Rates range; New Vehicle Loan

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.89%
37 to 48 months
View
▼
APR4.89%
Term37 to 48 months
Last UpdatedJul 24, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
New Vehicle Loan - 48 Months
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedJul 25, 2026
Details

2024-New

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
New Vehicle Loan - 60 Months
4.89%
60 Months
View
▼
APR4.89%
Term60 Months
Last UpdatedJul 25, 2026
Details

2024-New

2 Rivers Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Vehicle Loan
4.90%
84 months
View
▼
APR4.90%
Term84 months
Last UpdatedJul 16, 2026
Details

As Low As; Rate is based on credit history.

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan
4.90%
5 Years
View
▼
APR4.90%
Term5 Years
Last UpdatedJul 23, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 48 months - Up to 120% of Retail Loan
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 60 months - Up to retail value Loan
4.90%
60 months
View
▼
APR4.90%
Term60 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars - 72 months - 20% Down Loan
4.90%
72 months
View
▼
APR4.90%
Term72 months
Last UpdatedJul 25, 2026
Details

Rates as of 03/18/2026

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedJul 25, 2026
Details

Up to 120% of Retail

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Auto Loans 2019 & Newer
4.99%
37 - 69
View
▼
APR4.99%
Term37 - 69
Last UpdatedJul 11, 2026
Details

As Low As; Year: 2019 & Newer

Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
New Used Auto Loan
4.99%
Up to 66 months
View
▼
APR4.99%
TermUp to 66 months
Last UpdatedJul 11, 2026
Details

Year: 2019-2027

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJul 11, 2026
Details

As Low As; New Auto 2025 + Newer Only

Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle loans - new or used
4.99%
Varies
View
▼
APR4.99%
TermVaries
Last UpdatedJul 16, 2026
Details

Rates are variable and may change.

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan New 2026-2025
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedJul 16, 2026
Details

As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 90 months Loan
4.99%
90 months
View
▼
APR4.99%
Term90 months
Last UpdatedJul 16, 2026
Details

New Money Only; New 2026, 2025; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP

Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.99%
90 months
View
▼
APR4.99%
Term90 months
Last UpdatedJul 16, 2026
Details

10% down; Minimum loan requirement of $50,000; Maximum amount financed on New 90 & 96 month term is 90% of MSRP

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.99%
49 to 60 months
View
▼
APR4.99%
Term49 to 60 months
Last UpdatedJul 24, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.99%
up to 5 years
View
▼
APR4.99%
Termup to 5 years
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
NEW (2023-2026) Auto Loan
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New Vehicles Loan
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 25, 2026
Details

Model Year: 2026 - 2025

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
2022 - New Auto Loan
4.99%
12 - 48 months
View
▼
APR4.99%
Term12 - 48 months
Last UpdatedJul 25, 2026
Details

As Low As; Minimum balance $5,000

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 72 mos. Loan
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedJul 16, 2026
Details

Credit Score: B 625-699

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle 84 mos. Loan
5.00%
84 months
View
▼
APR5.00%
Term84 months
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

Havana Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
3.25%
12 mos.
View
▼
APR3.25%
Term12 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 months and 72 months depending on the age of the vehicle
View
▼
APR3.25%
Term36 months and 72 months depending on the age of the vehicle
Last UpdatedJul 24, 2026
Details

Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, be a credit union member and demonstrate the capacity to repay the loan.; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00

Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
New/Used Vehicle Loan
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As; Payment: $29.30 per $1,000

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
3.50%
36 mos.
View
▼
APR3.50%
Term36 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up; Rate includes *

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 36 months Loan
3.90%
36 months
View
▼
APR3.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars Loan
3.90%
36 months
View
▼
APR3.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Vehicles 0 - 24 months Loan
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedJul 16, 2026
Details

Rates range*

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
3.99%
0-36 months
View
▼
APR3.99%
Term0-36 months
Last UpdatedJul 25, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
4.00%
48 mos.
View
▼
APR4.00%
Term48 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up; Rate includes *

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.24%
37-48 months
View
▼
APR4.24%
Term37-48 months
Last UpdatedJul 25, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedJul 16, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedJul 16, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedJul 16, 2026
Details

All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.

Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Vehicles 25 - 36 months Loan
4.44%
36 Months
View
▼
APR4.44%
Term36 Months
Last UpdatedJul 16, 2026
Details

Rates range*

NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
New & Used Vehicle Loan
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedJul 16, 2026
Details

As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan Used 2025-2023
4.49%
Up to 60 Months
View
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.

Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Automobiles
4.49%
12 to 36 mos.
View
▼
APR4.49%
Term12 to 36 mos.
Last UpdatedJul 16, 2026
Details

2019 or older add 2% to rate

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 24, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicles 2025-2015 Loan
4.49%
up to 3 years
View
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 25, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.49%
49-60 months
View
▼
APR4.49%
Term49-60 months
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
USED (2019 - 2022) Auto Loan
4.49%
Up to 60 Months
View
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 25, 2026
Details

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Vehicle Loan
4.49%
24 months
View
▼
APR4.49%
Term24 months
Last UpdatedJul 25, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
4.50%
60 mos.
View
▼
APR4.50%
Term60 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up; Rate includes *

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Used Vehicle Based on Retail Value 2019-2022 Loan
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedJul 16, 2026
Details

The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Used Vehicle Based on Retail Value 2023-2026 Loan
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedJul 16, 2026
Details

The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New and Used Vehicles Loan
4.50%
36 months (3yrs)
View
▼
APR4.50%
Term36 months (3yrs)
Last UpdatedJul 16, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New and Used Vehicles Loan
4.50%
3 yr Financing
View
▼
APR4.50%
Term3 yr Financing
Last UpdatedJul 16, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedJul 16, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedJul 16, 2026
Details

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos
4.50%
Up to 42 Months
View
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As; 2022-23 Models

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - 2022-23 Models
4.50%
Up to 42 Months
View
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 36 months Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 48 months Loan
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 (24 months) Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedJul 25, 2026
Details

NADA trade-in value

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
View
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicle Loan
4.60%
2 Years
View
▼
APR4.60%
Term2 Years
Last UpdatedJul 23, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.74%
over 60 months
View
▼
APR4.74%
Termover 60 months
Last UpdatedJul 25, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
4.75%
36 mos.
View
▼
APR4.75%
Term36 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: C 550-624; Rate includes *

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New and Used Vehicles Loan
4.75%
6 yr Financing
View
▼
APR4.75%
Term6 yr Financing
Last UpdatedJul 16, 2026
Details

As Low As

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles (2021 - 2022) Loan
4.75%
72 months (6yrs)
View
▼
APR4.75%
Term72 months (6yrs)
Last UpdatedJul 16, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles (2023 - 2025) Loan
4.75%
72 months (6yrs)
View
▼
APR4.75%
Term72 months (6yrs)
Last UpdatedJul 16, 2026
Details

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans (1 - 5 yrs. old)
4.75%
up to 54 mos.
View
▼
APR4.75%
Termup to 54 mos.
Last UpdatedJul 24, 2026
Details

New Molex loans only.

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
USED VEHICLE LOANS (FINANCE 100% OF BLUE BOOK VEHICLE VALUE)
4.75%
(1 - 5 yrs. old) up to 54 mos.
View
▼
APR4.75%
Term(1 - 5 yrs. old) up to 54 mos.
Last UpdatedJul 24, 2026
Details

*ADD 1% EXTRA FOR BOATS

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicles 2025-2015 Loan
4.75%
up to 4 years
View
▼
APR4.75%
Termup to 4 years
Last UpdatedJul 25, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicle Loan
4.80%
3 Years
View
▼
APR4.80%
Term3 Years
Last UpdatedJul 23, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.89%
37 to 48 months
View
▼
APR4.89%
Term37 to 48 months
Last UpdatedJul 24, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 36 months Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 48 months Loan
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars 60 months Loan
4.90%
60 months
View
▼
APR4.90%
Term60 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 (24 months) Loan
4.90%
24 months
View
▼
APR4.90%
Term24 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 (36 months) Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedJul 25, 2026
Details

Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 Loan
4.90%
24 months
View
▼
APR4.90%
Term24 months
Last UpdatedJul 25, 2026
Details

Up to retail value

Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
New Used Auto Loan
4.99%
Up to 66 months
View
▼
APR4.99%
TermUp to 66 months
Last UpdatedJul 11, 2026
Details

Year: 2019-2027

Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle loans - new or used
4.99%
Varies
View
▼
APR4.99%
TermVaries
Last UpdatedJul 16, 2026
Details

Rates are variable and may change.

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan Used 2025-2023
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedJul 16, 2026
Details

As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.

Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Automobiles
4.99%
37 to 60 mos.
View
▼
APR4.99%
Term37 to 60 mos.
Last UpdatedJul 16, 2026
Details

2019 or older add 2% to rate

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.99%
49 to 60 months
View
▼
APR4.99%
Term49 to 60 months
Last UpdatedJul 24, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Used Vehicle Loan - 36 Months
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedJul 25, 2026
Details

2022-2023

Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicles 2025-2015 Loan
4.99%
up to 5 years
View
▼
APR4.99%
Termup to 5 years
Last UpdatedJul 25, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
USED (2019 - 2022) Auto Loan
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedJul 25, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Pre-Owned Vehicles Loan
4.99%
Up to 36 months
View
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 25, 2026
Details

Model Year: 2022 - 2025

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJul 25, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Vehicle Loan
5.00%
72 mos.
View
▼
APR5.00%
Term72 mos.
Last UpdatedJul 16, 2026
Details

Credit Score: A 700 & Up; Rate includes *

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos
5.00%
Up to 42 Months
View
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As; 2020-21 Models

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - 2020-21 Models
5.00%
Up to 42 Months
View
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details

As Low As

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - 2022-23 Models
5.00%
Up to 54 Months
View
▼
APR5.00%
TermUp to 54 Months
Last UpdatedJul 16, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicle Loan
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedJul 23, 2026
Details

Havana, IL Auto Loan Rate Trends

Compare local Havana, IL auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Illinois Auto Trends →
New Auto Loan — IL Avg
5.481%
▲ 0.166 vs 7 days ago

Illinois new auto rates rose 0.166 points over the past 7 days to 5.481% APR.

Used Auto Loan — IL Avg
6.473%
▲ 0.191 vs 7 days ago

Illinois used auto rates rose 0.191 points over the past 7 days to 6.473% APR.

As of Jul 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Havana, Illinois auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Havana, Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Havana, Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IL.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Havana, Illinois

How does my credit score affect my car loan rate in Illinois?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Havana, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Havana, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Havana, Illinois?

Based on our current data, some of the lowest auto loan rates available in Havana, Illinois include:
  • Chicago Firefighters Credit Union: 3.00% (New Vehicle 36 mos. Loan)
  • ABD Federal Credit Union: 3.25% (New and Used Auto Loans)
  • South Side Community Federal Credit Union: 3.25% (New and Used Auto Loans)
  • American Airlines Federal Credit Union: 3.34% (New Auto)
  • Rock Valley Credit Union: 3.49% (New/Used Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Havana, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 25, 2026

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