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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Actors Federal Credit Union Rates & Review October 2026

Actors Federal Credit Union's top rates as of October 15, 2026 are 4.33% APY on its 11 Month Special CD Account, 5.27% on its Fixed-Rate Mortgage - 10 Year, and personal loans from 9.99% APR, according to rates verified by MonitorBankRates. Other Actors Federal Credit Union CD rates include Special CD Account - 11 month at 4.33%, 6 Month CD Account at 3.81%, and 6-Month CD at 3.81%. Other Actors Federal Credit Union mortgage rates include Adjustable Rate Mortgages (ARMs) - 7/1 ARM at 5.35%, Fixed-Rate Mortgage - 15 Year at 5.49%, and Fixed-Rate Mortgage - 20 Year at 5.69%. MonitorBankRates evaluates the financial stability of Actors Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.48%. Rates last updated and verified on 10/15/2026.

Actors Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Actors Federal Credit Union? Share your experience about Actors Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Actors Federal Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 92/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.48%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Actors Federal Credit Union
Actors FCU - main office
165 W 46th St
New York, NY 10036-2508
https://actorsfcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Actors Federal Credit Union CD Rates

Product Rate APY Term View More
11 Month Special Certificate Account 4.25% 4.33% 11 Months
Min Deposit $500
Details Specials; Rates effective as of 10/1/2026; Funds must be derived from funds previously on deposit with an outside financial institution in like-titled personal or small business accounts, transferred no more than 30 days prior to opening; may be opened for $500 or more
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 4.33% APY · checked 2 times
3.83%4.33%4.83%Oct 13, 2026: 4.33% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Special Certificate Account - 11 month - 4.33% 11 Months
Min Balance $500
Details Rate shown as up to 4.33% APY; New funds only: funds must come from an outside financial institution in like-titled personal or small business accounts and be transferred within 30 days before the certificate is established; no monthly fee; federally insured by NCUA up to $250,000
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 4.33% APY · checked 2 times
3.83%4.33%4.83%Oct 13, 2026: 4.33% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
6 Month Certificate Account 3.75% 3.81% 6 months
Min Deposit $500
Last Updated 10/15/2026
Rate History
1 change since Sep 18, 2026 · 3.55% → 3.81% ▲ 0.26 pts · high 3.81% / low 3.55%
3.05%3.68%4.31%Sep 18, 2026: 3.55% APYOct 15, 2026: 3.81% APYSep 18, 2026Oct 15, 2026
  • Oct 15, 20263.81%▲ from 3.55%
  • Sep 18, 20263.55%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
6-Month Certificate - 3.81% 6-Month
Min Balance $500
Details Rate shown as up to 3.81% APY; no monthly fee; federally insured by NCUA up to $250,000
Last Updated 10/15/2026
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.81% ▲ 0.26 pts · high 3.81% / low 3.55%
3.05%3.68%4.31%Sep 14, 2026: 3.55% APYOct 5, 2026: 3.81% APYSep 14, 2026Oct 15, 2026
  • Oct 5, 20263.81%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Certificate - 6 month 3.75% 3.81% 6 months
No additional details.
Last Updated 10/15/2026
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.81% ▲ 0.26 pts · high 3.81% / low 3.55%
3.05%3.68%4.31%Sep 14, 2026: 3.55% APYOct 5, 2026: 3.81% APYSep 14, 2026Oct 15, 2026
  • Oct 5, 20263.81%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
60 Month Certificate Account 3.25% 3.29% 60 months
Min Deposit $500
Last Updated 10/15/2026
Rate History
1 change since Sep 18, 2026 · 3.04% → 3.29% ▲ 0.25 pts · high 3.29% / low 3.04%
2.54%3.17%3.79%Sep 18, 2026: 3.04% APYOct 15, 2026: 3.29% APYSep 18, 2026Oct 15, 2026
  • Oct 15, 20263.29%▲ from 3.04%
  • Sep 18, 20263.04%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
60-Month Certificate - 3.29% 60-Month
Min Balance $500,000
Details Rate shown as up to 3.29% APY; no monthly fee; federally insured by NCUA up to $250,000
Last Updated 10/15/2026
Rate History
No change since Oct 5, 2026 · 3.29% APY · checked 4 times
2.79%3.29%3.79%Oct 5, 2026: 3.29% APYOct 5, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
9 Month Special Certificate Account 3.25% 3.29% 9 Months
Min Deposit $500
Details Specials; Rates effective as of 10/1/2026
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Oct 13, 2026: 3.29% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
9-Month Certificate - 3.29% 9-Month
Min Balance $500
Details Rate shown as up to 3.29% APY; no monthly fee; federally insured by NCUA up to $250,000
Last Updated 10/15/2026
Rate History
1 change since Sep 14, 2026 · 3.04% → 3.29% ▲ 0.25 pts · high 3.29% / low 3.04%
2.54%3.17%3.79%Sep 14, 2026: 3.04% APYOct 5, 2026: 3.29% APYSep 14, 2026Oct 15, 2026
  • Oct 5, 20263.29%▲ from 3.04%
  • Sep 14, 20263.04%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Certificate - 60 month 3.25% 3.29% 60 months
No additional details.
Last Updated 10/15/2026
Rate History
1 change since Sep 14, 2026 · 3.04% → 3.29% ▲ 0.25 pts · high 3.29% / low 3.04%
2.54%3.17%3.79%Sep 14, 2026: 3.04% APYOct 5, 2026: 3.29% APYSep 14, 2026Oct 15, 2026
  • Oct 5, 20263.29%▲ from 3.04%
  • Sep 14, 20263.04%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Special Certificate 9 month 3.25% 3.29% 9 Months
Details Specials
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Oct 13, 2026: 3.29% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
IRA Certificate 24 month 1.99% 2.00% 24 Months
Details IRAs Rates, effective as of 09/18/2025
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 13, 2026: 2.00% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%

Actors Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Fixed-Rate Mortgage - 10 Year - 4.990% 5.271% 10 Year
Details Base Rate and APR for 10 Year fixed-rate mortgage; APR assumes $300,000 loan amount for $375,000 purchase price, >740 credit score, 80% LTV/CLTV, 1% origination fee, $850.00 in other ActorsFCU fees; rates effective as of 6/1/2026
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 5.27% APR · checked 2 times
4.77%5.27%5.77%Oct 13, 2026: 5.27% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Adjustable Rate Mortgages (ARMs) - 7/1 ARM 5.35% - 5.466%
Details Base Rate 5.350%; Initial APR 5.466%; APR assumes $300,000 loan, $375,000 purchase price, 30-year term, 2/6 caps, >740 credit score, 80% LTV/CLTV, 1% origination fee, $850.00 other fees; rates effective as of 6/1/2026
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 5.47% APR · checked 2 times
4.97%5.47%5.97%Oct 13, 2026: 5.47% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Fixed-Rate Mortgage - 15 Year 5.49% - 5.689% 15 Year
Details Base Rate and APR for 15 Year fixed-rate mortgage; APR assumes $300,000 loan amount for $375,000 purchase price, >740 credit score, 80% LTV/CLTV, 1% origination fee, $850.00 in other ActorsFCU fees; rates effective as of 6/1/2026
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 5.69% APR · checked 2 times
5.19%5.69%6.19%Oct 13, 2026: 5.69% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Fixed-Rate Mortgage - 20 Year 5.69% - 5.849% 20 Year
Details Base Rate and APR for 20 Year fixed-rate mortgage; APR assumes $300,000 loan amount for $375,000 purchase price, >740 credit score, 80% LTV/CLTV, 1% origination fee, $850.00 in other ActorsFCU fees; rates effective as of 6/1/2026
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 5.85% APR · checked 2 times
5.35%5.85%6.35%Oct 13, 2026: 5.85% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Fixed-Rate Mortgage - 30 Year 5.79% - 5.909% 30 Year
Details Base Rate and APR for 30 Year fixed-rate mortgage; APR assumes $300,000 loan amount for $375,000 purchase price, >740 credit score, 80% LTV/CLTV, 1% origination fee, $850.00 in other ActorsFCU fees; rates effective as of 6/1/2026
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 5.91% APR · checked 2 times
5.41%5.91%6.41%Oct 13, 2026: 5.91% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%

Actors Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan (Fixed Rate 2nd Mortgage) - 10 Year 6.50% - 6.50% 10 Year
Details Base Rate; Initial rates are subject to adjustment based on overall Credit risk conditions i.e. Credit Scores, Credit History, etc.
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Home Equity Loan (Fixed Rate 2nd Mortgage) - 15 Year 6.75% - 6.75% 15 Year
Details Base Rate; Initial rates are subject to adjustment based on overall Credit risk conditions i.e. Credit Scores, Credit History, etc.
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Home Equity Loan (Fixed Rate 2nd Mortgage) - 20 Year 7.00% - 7.00% 20 Year
Details Base Rate; Initial rates are subject to adjustment based on overall Credit risk conditions i.e. Credit Scores, Credit History, etc.
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%

Actors Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.74% 2-Year
Details New & Used; Rates effective as of 7/7/2026; Offered to members meeting select credit criteria; -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Oct 9, 2026 · 3.74% APR · checked 3 times
3.24%3.74%4.24%Oct 9, 2026: 3.74% APROct 9, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Auto Loan - - 4.24% 3-Year
Details New & Used; Rates effective as of 7/7/2026; Offered to members meeting select credit criteria; -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Oct 9, 2026 · 4.24% APR · checked 3 times
3.74%4.24%4.74%Oct 9, 2026: 4.24% APROct 9, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Auto Loan - - 4.49% 4-Year
Details New & Used; Rates effective as of 7/7/2026; Offered to members meeting select credit criteria; -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Oct 9, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Oct 9, 2026: 4.49% APROct 9, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Auto Loan - - 4.74% 5-Year
Details New & Used; Rates effective as of 7/7/2026; Offered to members meeting select credit criteria; -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Oct 9, 2026 · 4.74% APR · checked 3 times
4.24%4.74%5.24%Oct 9, 2026: 4.74% APROct 9, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Auto Loan - - 4.99% 6-Year
Details New & Used; Rates effective as of 7/7/2026; Offered to members meeting select credit criteria; -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Oct 9, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Auto Loan - - 5.24% 7-Year
Details New & Used; Rates effective as of 7/7/2026; Offered to members meeting select credit criteria; -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Oct 9, 2026 · 5.24% APR · checked 3 times
4.74%5.24%5.74%Oct 9, 2026: 5.24% APROct 9, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%

Actors Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle, RV, & Boat Loan - 5.24% 3-Year
Details Loan Term for New & Used; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 10 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Motorcycle, RV, & Boat Loan - 5.49% 4-Year
Details Loan Term for New & Used; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 10 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Motorcycle, RV, & Boat Loan - 5.74% 5-Year
Details Loan Term for New & Used; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 10 times
5.24%5.74%6.24%Sep 14, 2026: 5.74% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Motorcycle, RV, & Boat Loan - 5.99% 6-Year
Details Loan Term for New & Used; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 10 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Motorcycle, RV, & Boat Loan - 6.24% 7-Year
Details Loan Term for New & Used; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 10 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%

Actors Federal Credit Union Personal Loan Rates

Product APR Term View More
Balance Consolidation Loan 9.99% 1-Year
Details Loan amount $1,500 - $30,000; rate shown includes -.25% Autopay discount; offered to members meeting select credit criteria; rates effective as of 10/1/2026
Last Updated 10/15/2026
Rate History
No change since Sep 17, 2026 · 9.99% APR · checked 9 times
9.49%9.99%10.49%Sep 17, 2026: 9.99% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Signature Loan 9.99% 1-Year
Details Rates effective as of 10/1/2026; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 10 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Balance Consolidation Loan 10.24% 2-Year
Details Loan amount $1,500 - $30,000; rate shown includes -.25% Autopay discount; offered to members meeting select credit criteria; rates effective as of 10/1/2026
Last Updated 10/15/2026
Rate History
No change since Sep 17, 2026 · 10.24% APR · checked 9 times
9.74%10.24%10.74%Sep 17, 2026: 10.24% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Signature Loan 10.24% 2-Year
Details Rates effective as of 10/1/2026; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 10.24% APR · checked 10 times
9.74%10.24%10.74%Sep 14, 2026: 10.24% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Balance Consolidation Loan 10.49% 3-Year
Details Loan amount $1,500 - $30,000; rate shown includes -.25% Autopay discount; offered to members meeting select credit criteria; rates effective as of 10/1/2026
Last Updated 10/15/2026
Rate History
No change since Sep 17, 2026 · 10.49% APR · checked 9 times
9.99%10.49%10.99%Sep 17, 2026: 10.49% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Signature Loan 10.49% 3-Year
Details Rates effective as of 10/1/2026; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 10 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Balance Consolidation Loan 10.74% 4-Year
Details Loan amount $1,500 - $30,000; rate shown includes -.25% Autopay discount; offered to members meeting select credit criteria; rates effective as of 10/1/2026
Last Updated 10/15/2026
Rate History
No change since Sep 17, 2026 · 10.74% APR · checked 9 times
10.24%10.74%11.24%Sep 17, 2026: 10.74% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Signature Loan 10.74% 4-Year
Details Rates effective as of 10/1/2026; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 10 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Balance Consolidation Loan 10.99% 5-Year
Details Loan amount $1,500 - $30,000; rate shown includes -.25% Autopay discount; offered to members meeting select credit criteria; rates effective as of 10/1/2026
Last Updated 10/15/2026
Rate History
No change since Sep 17, 2026 · 10.99% APR · checked 9 times
10.49%10.99%11.49%Sep 17, 2026: 10.99% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Signature Loan 10.99% 5-Year
Details Rates effective as of 10/1/2026; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 10 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%

Actors Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Cash Draw Loan - - 9.24% Open-Ended
Details Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay.
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 9.24% APR · checked 10 times
8.74%9.24%9.74%Sep 14, 2026: 9.24% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
eMax Online - Four Star 3.50% - 3.55%
Details Award Level: Four Star
Last Updated 10/15/2026
Rate History
No change since Sep 21, 2026 · 3.55% APR · checked 4 times
3.05%3.55%4.05%Sep 21, 2026: 3.55% APRSep 21, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Holiday Loan 9.99% - 9.99% 1-Year
Details Loan amount $500 to $2,500; 12-month repayment period, no penalty for early pay-offs; applications accepted November 1st to December 31st; rates effective 10/1/2026; rates shown to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 9 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Vacation Loan - - 9.99% 1-Year
Details Maximum loan amount: $5,000; 10% of loan value may be required in Savings Account; Rate dependent upon creditworthiness and underwriting guidelines; Rates effective as of 10/1/2026; Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 10 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
eMax Online Account - - 3.55%
Min Deposit $0
Details Rate shown as up to 3.55% APY; no minimum deposit; open through Online Banking; Online Only
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 10 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%
Special Certificate 11 Months 4.25% - 4.33% 11 Months
Min Deposit $500
Details Specials; Opening amount equal to or greater than $500; Funds must be derived from funds previously on deposit with an outside financial institution in like-titled personal or small business accounts and transferred via check, electronic deposit/transfer, or cash deposit no more than 30 days prior to establishing the certificate
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 4.33% APY · checked 2 times
3.83%4.33%4.83%Oct 13, 2026: 4.33% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.48%

Financial Health History

Actors Federal Credit Union’s Texas Ratio rose from 2.06% in Q3 2023 to 15.48% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 11% 3.0★ 17% 4.0★ 22% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.06% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A- Q3 2025 A- Q4 2025 A- Q1 2026 15.48% A- Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$331M15.48%5.0A-
March 31, 2026$335M15.01%5.0A-
December 31, 2025$333M15.82%4.9A-
September 30, 2025$332M16.47%4.9A-
June 30, 2025$329M1.47%5.0A+
March 31, 2025$332M1.98%5.0A+
December 31, 2024$324M1.49%5.0A+
September 30, 2024$312M2.27%5.0A+
June 30, 2024$308M1.42%5.0A+
March 31, 2024$311M1.87%5.0A+
December 31, 2023$306M3.02%5.0A+
September 30, 2023$300M2.06%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Actors Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Actors Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Actors Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Actors Federal Credit Union
Address 165 W 46th St, New York, NY 10036-2508
Phone 212-869-8926
Fax 212-354-8541
President Denise Nolin
CEO Chuck Brown
Full-Time Employees 57
Part-Time Employees 0
Branch Locations 4
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.48%
Return on Assets (ROA)
-0.0545%
Return on Equity (ROE)
-0.5752%
Non-Performing Loans Ratio (NPL)
2.64%
Total Assets
331,292,989
Total Amount of Shares and Deposits
295,673,108
Total Shares and Deposits < 1 Year
291,239,566
Total Shares and Deposits 1 3 Years
1,928,014
Total Shares and Deposits > 3 Years
2,505,528
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,283,221
Total Uninsured Shares and Deposits > $250K (F+J)
36,283,221
Total Insured Shares and Deposits > $250K (item 17 less item K)
259,389,887
Total Interest Expense (Sum of items 6 8)
1,795,450
Share Certificates
1,744
Number of Accounts for Share Drafts
11,355
IRA KEOGH Accounts
590
Number of Accounts for Regular Shares
31,549
All other shares
266
Money Market Shares
2,786
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,306,105
Total Liabilities
299,923,805
Source: NCUA — Last Updated 06/30/2026

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Frequently Asked Questions About Actors Federal Credit Union

How many branches does Actors Federal Credit Union operate?

Actors Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Actors Federal Credit Union?

Yes, to access services at Actors Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Actors Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Actors Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Actors Federal Credit Union offer online and mobile banking?

Most modern institutions like Actors Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://actorsfcu.com.

Current Actors Federal Credit Union Rates

  • 12-Month CD4.33%
  • 24-Month CD2.00%
  • 60-Month CD3.29%
Retrieved from our database of financial products. Rates subject to change.