Compare the Best High-Yield Savings Account Rates Today

Rate = 0.050% | APY* 0.05% for balances $1,000.01 & over.

Any fees imposed could reduce the earnings on these accounts.

Qualifications Required: current, valid military ID; accept electronic documents; receive e-statements; make at least one deposit monthly; Special rate will remain in effect as long as all requirements are met for the first $500. Balances over $500 will earn the regular share savings rate.

APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice.

APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice.

APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice.

$.01 - $1,000

Qualifying balance up to $2,000.00; APY range: 7.79% to 4.40%

See full reward savings details and account requirements here .

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Qualifying balance up to $1,000.00

Qualifications Required: Maintain an open and active consumer checking account; Be enrolled to receive e-Statements; Complete 4 qualifying transactions that post and clear to the eligible checking account.; Highest dividend rate applies to balances of $1,000.00 and below. Balances above $1,000.00 earn the current standard Membership Savings dividend rate. If qualifications are not met, a base dividend rate will apply to the full balance.

Account balances up to $1,000.00

7.00% on first $500

Rate applies to first $500; Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Available for ages 0-19 years with a parent/guardian joint signer. It earns 7.00% APY on balances up to $500. Regular savings rate applies to balances above $500; dividend rate of 0.25%, APY of 0.25%. Dividend Period for balances above $500 is quarterly and dividends compound quarterly. No monthly fee or minimum balance. APY is accurate as of June 22, 2023.

Tiered rate account. Dividends are paid at the stated dividend rates and APYs only on the portion of the balance within the specified balance tier. The first dividend rate and APY shown on the Current Dividend Rates sheet will be paid only on the portion of your average daily balance that was greater than $0.00 but less than $1,000.01. The second dividend rate and APY shown on the Current Dividend Rates sheet will be paid only on the portion of your average daily balance that was greater than $1,000.00.

Youth up to age 261/2 earn a preferred rate on balances up to $1,000.

Promotional rate; Balances in excess of $10,000.00 will earn dividends at the Credit Union's regular Money Market rate, as set forth in the current Rate Schedule.

Base APY on balance of $700+ 0.05%

balances up to $3,000

Get a $25 bonus when your account balance reaches $1,000 * .

balances up to $3,000

Annual Percentage Yield designated as APY and subject to change at any time. High-Yield Youth Savings account is only for members from ages 0-21. No minimum balance. Balances above $2,500.00 are paid the standard share savings rate.

Promoted interest rate paid on entire balance when maintained at $5.01 and above. No interest paid on balances $5.00 and below. Applicable Share Certificate dividends exclude HSA and IRA. Access via debit cards or checks (paper or electronic) not permitted. $5.00 monthly inactivity fee incurred if no additional activity across the business membership within previous 12 months. Business accounts only; consumer accounts not eligible.

Promoted interest rate paid on entire balance when maintained at $5.01 and above. No interest paid on balances $5.00 and below. Applicable Share Certificate dividends exclude HSA and IRA. $5.00 monthly inactivity fee incurred if no additional activity across the individual's membership within previous 12 months. Consumer accounts only; business accounts not eligible.

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6.00% on first $2500

6.00% APY on balances up to $2,500; balances over $2,500 will earn .01% APY on remaining balance. APY is accurate as of October 18, 2023.

Qualifying balance up to $2000.00

Must be 17 years old or younger to open with a parent or legal guardian. The account balance will automatically be transferred to a Primary Savings Account during the calendar quarter following their 18th birthday. Last Dividend Declaration Date for Youth Savings: June 23, 2026.

Must be 17 years old or younger to open with a parent or legal guardian. The account balance will automatically be transferred to a Primary Savings Account during the calendar quarter following their 18th birthday. Last Dividend Declaration Date for Youth Savings: June 23, 2026.

APY = Annual Percentage Yield, terms, and conditions are accurate as of 12/31/2025 and are subject to change without notice. No minimum to open and no minimum balance required. Limit of one Reverse Tier Savings Account per member. Interest is paid at tier rates on the balances within each tier. Total interest paid is the sum of interest earned from each balance in each tier. APY paid is a blended APY of applicable tiers. Membership required. All terms and conditions are subject to change without notice.

APY range: 5.61% - 0.07%

Consult a tax advisor regarding individual circumstances and potential tax implications.

Additional deposits can be made up to $8,000. The minimum additional deposit is $100. Matures on the teen's 18th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.

APY on balances up to $500. Earn a 0.25% APY boost when paired with any OCCU checking account. APY effective 4/16/2026 and subject to change.

APY effective 4/16/2026 and subject to change.

Interest on the first $500 deposited.

Emergency Savings $0-$1,000

APY is Annual Percentage Yield. Accurate as of 09/10/2026. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.

APY is Annual Percentage Yield. Accurate as of 09/10/2026. Minimum $5 to open a savings or IRA savings account. Subject to change without notice. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account.

Members up to age 17 (or older with a current student id), can kick start their financial future with one of our high dividend savings accounts. Contact us for details. APYs disclosed effective as of 9/2/2025 and may change after account is opened. There is no minimum balance to open a Student Savings Account, but you must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Student Savings Account. Student Checking accounts available to individuals up to age 17, or older with current student ID. A balance of $0.01 is required to earn dividends; fees may reduce earnings. For additional account information, speak to a MyUSA Associate for details.

Youth Savings available to members under the age of 21 years old and earns 5.00% APY up to $1,000 deposited, Regular Share Savings rate for balances thereafter; at 21, Youth Savings converts to a Regular Share Savings account. Charts assume that deposits remain in satisfactory standing for a full year. Penalty may apply for early withdrawals from Certificate accounts. Fees could reduce earnings on the account.

Balance tier: $0 - $5,000.00*

Qualifications Required: Must have Snap $tack Savings for Cash Back Activity Credits $1,000.00 minimum average balance in Snap $tack Checking; Must have Online or Mobile Banking with e-Statements. Enrollment completed by customer along with valid email address.; One (1) signature or PIN based debit card transactions during qualification period.; Two (2) auto transfers (ACH or Direct Deposit) required during qualification period.; During the qualification period to earn Cash Back rewards: Must have Snap $tack Savings for Cash Back Activity Credits $1,000.00 minimum average balance in Snap $tack Checking Must have Online or Mobile Banking with e-Statements. Enrollment completed by customer along with valid email address. One (1) signature or PIN based debit card transactions during qualification period. Two (2) auto transfers (ACH or Direct Deposit) required during qualification period. Qualifying transactions must post to and settle during the qualification period. The qualification period begins on the 27th of the month and runs thru the close of business on the 26th of the following month. Transactions may take one or more banking days from the date the transaction was made to post and settle. If the qualification beginning date falls on a weekend or a Federal Holiday, the period will begin on the next business day start of business. If the period ending date falls on a weekend or Federal holiday, the qualification period will end the prior business day close of business.

Qualifications Required: SNAP STACK CHECKING eligibility requirements per qualification period to receive APY of 5.12% on the first $5,000 in SNAP STACK SAVINGS.; If requirements are met each qualification period, balances up to $5,000.00 receive APY of 5.12%; the portion of balances over $5,000.00 earn an interest rate of 0.05%, resulting in 5.12% - 0.05% APY, depending on the balance. Qualifying transactions must post to and settle during the qualification period. The qualification period begins on the 27th of the month and runs thru the close of business on the 26th of the following month. Transactions may take one or more banking days from the date the transaction was made to post and settle. If the qualification beginning date falls on a weekend or a Federal Holiday, the period will begin on the next business day start of business. If the period ending date falls on a weekend or Federal holiday, the qualification period will end the prior business day close of business.

Balance: .01- 50,000.00

Up to $1,000

TBD Savings; $0 - $1,000; Dividends Paid: Monthly

Balances above $500 earn 0.25% APY. Variable dividend rate. One First5 Savings Account per person.

Qualifying balance up to $5,000.00

Must have a Planters Round Up Checking Account

on the first $1,000 on deposit

For kids 7 and under; Prizes for deposits over $10; Annual birthday surprise

Start building financial security.

Qualifications Required: 10 debit card purchases (excluding ATM transactions); 1 automatic payment or direct deposit post and settle; E-statements enrollment; Featured rate on balances up to $10,000.00; Balances above $10,000 earn 0.05% APY

Earn over 8x above the national savings average with tiered rates as high as 5.00% APY. Boost your savings without sacrificing flexibility. With our new High Yield Savings account, you earn our highest yield of our non-certificate options and get penalty-free access to your funds anytime. Great way to build your savings. Deposit or withdraw as needed. No monthly service fee. Dividends accrued daily and paid monthly.

Qualifying balance up to $1,000.00

Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.

Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.

APY is based on daily balance. Fees may reduce earnings. Early access ACH deposits are provisional credits and may be reversed if final payment is not received.

$0-$5,000

Rate: 4.89% on balances up to $1000, 0.05% above $1000; APY: 5.00% on balances up to $1000, 0.05% above $1000

Valid Thru: 09/30/2026

Qualifying balance up to $1,000.00

Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; The APY for an account balance up to $500 in a First500 Account will be 5.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details.

For ages 12 & under with 5% APY. Includes a superhero cape and mask

5.00% to 0.25%

Earn 5% APY on the first $500 when enrolled in Digital Banking and eStatements.

5.00% to 0.25%; Must be opened at a branch

Turn small steps into meaningful progress.

Qualifying balance up to $1,000.00

First $1,000 grows at highest available rates. Your next $500 earns 3% APY.

UP TO AGE 21

5.00% APY on balances up to $5,000, balances over $5,000 will earn 0.100% APY on remaining balance. Rates are subject to change.

APY applies to balances up to $1,000.00. Balances over $1,000 earn 0.15%.

On the first $0 - $500 balance. Learn More

Age Eligibility: 0-13 years. Account automatically changes to SmartPlus Savings account at age 14. Balances over $500 earn 0.01% APY. Gesa will match deposits up to $25, in $5 increments, within the first year that the account is opened. If less than $5 is deposited at one time, a savings match equaling the amount deposited will be made within one business day of the account deposit. Once the $25 maximum deposit match is met, no additional savings matches will be allowed on the account. Savings Match only eligible for deposits made at a Gesa branch or through mobile deposit. Limit of one savings match of $5, per member, per day. Once per season (Fall, Winter, Spring, Summer), Explorer Savings account holders can bring in their report card and Gesa will deposit $5 for each report card shown to a teller. Report card can be in paper or electronic format. In place of report card, documentation can consist of note from parent or guardian or item of schoolwork. Material presented must be dated within the past 90 days to be considered. Super Student Incentive deposit will be made within one business day of the presentation of a report card. Super Student incentive will be capped at $20 per calendar year, per member. Members will be limited to one Super Student Match per member, per season. The incentive payments may be subject to required IRS reporting.

Rates are variable and may change after account opening. Membership is required; $5 minimum to open a membership.

Balances over $500 will earn the current savings APY. To obtain the blended dividend rate, there is a limit of one account for each unique minor/joint ownership. Dividends are calculated on daily balance and credited monthly. Fees could reduce earnings. Membership eligibility applies.

Open a High-Yield Savings account with rates as high as 5.00% APY*

Qualifications Required: Make a debit purchase - We'll put 5 into a Unitus Rewards savings account for every purchase of $5.00 and up. Round up your change - Opt-in to round up your purchases.; Rate effective 12/12/25. Fees could reduce earnings. APY may change at any time. Available with Unitus Checking. Restrictions may apply.

5.00% to 3.21% APY on balances between $1,000 and $2,500 depending on balance in account; 3.21% to 0.50% APY on balances over $2,500 depending on balance in account; 1 free withdrawal per quarter; $25.00 fee for each additional withdrawal; Shared branching available

Featured rate on balances up to $10,000.00; Just 4.00% APY on the balance you were already holding.

Earn 5% APY on your first $1,000. We'll round up your debit card purchases to the nearest dollar and transfer the difference.

Qualifying balance up to $500.00; Rate may change after the account is opened. Limited to one Health Savings Account per member.

5.00% APY* on the first $5,000 in your account Ability to set up automatic transfers from your checking account to your savings account each month or more frequently FDIC-Insured account Emergency Calculator

Account must be opened with eligible fair sale proceeds; Help local youth build financial confidence; eStatements

Rate Information: This Account is an interest bearing account. If the daily balance is less than $5,000.01, the interest rate paid on that portion of the balance will be 4.91%. The annual percentage yield for this tier will be 5.00%. If the daily balance is more than $5,000.00, but less than $10,000.01, the interest rate paid on that portion of the balance will be 0.75%. The annual percentage yield for this tier will range from 5.00% to 2.88%. If the daily balance is more than $10,000.00, the interest rate paid on that portion of the balance will be 0.05%. The APY for this tier will range from 2.88% to 0.05%. APY effective as of 2/09/26. Interest rate may change after account is opened. Annual percentage yield subject to change. At our discretion, we may change the interest rate on the account as often as daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded quarterly and will be credited to the account quarterly. If the account is closed before interest is credited, you will not receive the accrued interest. Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. We will use an interest accrual basis of 365 (or 366 in leap year) for each day in the year. Limitations: You must deposit $50.00 to open this account. There is no limitation for withdrawals or transfers, but a fee of $5.00 per withdrawal is assessed, in excess of 2 per month. Account Fees: A $50.00 minimum daily balance is required to avoid a monthly service charge of $5.00. Fees could reduce earnings on the account. Read more on our accessibility statement

Promotional rate of 5.00% Annual Percentage Yield (APY) on balances up to $5,0000 through May 31, 2027; 0.05% APY on balances above $5,000 through May 31, 2027. After the promotional period, the APY will revert ot the current variable rate (As of June 1, 2026, the rate is .05% APY), which may change at any time. Fees may reduce earnings. An account is available for individuals receiving eligible fair sale proceeds checks. Additional terms may apply.

Balances $1,000 and under

10 times higher than our savings account

Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.

Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.

Open Online

Introductory bonus dividend rate of 5.00% APY on the first $2,500 balance for the first 12 months. Non-Bonus Rate is 0.05% with anticipated APY of 0.05% for balances of $2500.01 and greater. Offer subject to change without notice.

On your first qualified $500 in balances.

Qualifications Required: provide and maintain a valid email address; be enrolled to receive e-statements; Qualifying balance up to $500.00; Rate may change after the account is opened. Limited to one SmartPlus Savings account per member.

Age: 19 or younger; Dividends paid quarterly. Account transfer limitations may apply. Rate may change after account opening. Minimum balance required to obtain APY. Balances over $500 will earn the regular share savings rate.

Qualifications Required; Qualifies when you receive e-statements, do a minimum of 15 debit card purchases of $5 or more and a minimum of one ACH payment or ACH deposit during the Monthly Qualification Cycle.

Balances up to $1,000.00

Qualifying balance up to $500.00

Premium rate of APY is applied to the first $1,000 in the Emergency Savings account. Balances above $1,000 earn .

Balances above $1,000 will earn our regular savings rate. No monthly service fees, ensuring that every penny saved goes toward your child's future. Convenient online and mobile banking access, allowing you and your child to monitor savings anytime, anywhere.

A dividend rate of 5.00% will be paid on the balance in your account up to the first $1,000.00. A dividend rate of 0.10% will be paid on the portion of your balance in your account that exceeds $1,000.00. For example, a balance between $1,000-$2,000 would earn between 5.116%-2.551% APY.

Balance: Up to and including the first $2,000.00; Qualifying balance up to $2,000.00

Qualifying balance up to $1,000.00

Qualifying balance up to $5,000.00

Balances $1,000.01 and over will earn a lower, standard savings dividend rate than the first $1,000 on deposit in A$pire and AngelSavers accounts.

Qualifying balance up to $1,000.00

These rates are blended for balances over $1,000. For example, if a member has $1,000 in savings they would receive dividends at the 5.00% APY rate on the first $1,000 in funds, then dividends at the 0.20% rate on any balances between $1,000.01 and $5,000.00, and then dividends at the 0.15% rate on any balances over $5,000. Rates may change after the account is open. Fees incurred may reduce earnings on the account. Limit one NEXT eSavings account per social security number. You must have an open and active NEXT rewards Checking account. Rates accurate as of June 1, 2023.

Balances under $5,000 earn 5.00% APY; balances $5,000 and above earn 0.50% APY. Rates may change after the account is opened. No minimum to open. Fees may reduce earnings. Contact an Extraco Banks representative for additional information about applicable fees and terms.

Earn 5.00% APY on balances up to $1,000.00. This is a tiered rate account. The specified dividend rate for a tier will apply only to the portion of the balance within that tier. Annual percentage yields vary depending on the balance in the account. No minimum deposit required to open. No minimum balance to earn dividends. Dividends compounded daily and paid monthly. Limit one Accelerated Savings Account type per social security number.

Blended APY

Qualifying balance up to $1,000.00

As high as

Compounded Quarterly