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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Blue Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 12, 2026
Blue Federal Credit Union's top rates as of October 12, 2026 are 4.11% APY on its 9-Month CD, 5.00% APY on savings, 3.00% APY on money market accounts, 2.25% APY on checking, personal loans from 9.99% APR, and credit cards from 11.75% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Blue Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.97%. Rates last updated and verified on 10/12/2026. Blue Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blue Federal Credit Union? Share your experience about Blue Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Blue Federal Credit Union. Blue Federal Credit Union
Corporate Headquarters 2401 E. Pershing Blvd
https://www.bluefcu.com Cheyenne, WY 82001  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Blue Federal Credit Union CD Rates
Blue Federal Credit Union Savings Rates
Blue Federal Credit Union Business Savings Rates
Blue Federal Credit Union Money Market Rates
Blue Federal Credit Union Business Money Market Rates
Blue Federal Credit Union Checking Rates
Blue Federal Credit Union Business Checking Rates
Blue Federal Credit Union Home Equity & HELOC
Blue Federal Credit Union Auto Loan Rates
Blue Federal Credit Union RV, Boat and Powersport Loan Rates
Blue Federal Credit Union Credit Card Rates
Blue Federal Credit Union Personal Loan Rates
Blue Federal Credit Union Other Rates
Financial Health HistoryBlue Federal Credit Union’s Texas Ratio fell from 12.06% in Q3 2023 to 9.97% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Blue Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Blue Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Blue Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Blue Federal Credit Union
Website
https://www.bluefcu.com
Address
2401 E. Pershing Blvd,
Cheyenne, WY 82001
Phone
307-829-7612
Fax
President
Mark Stege
CEO
Stephanie Propps
Full-Time Employees
331
Part-Time Employees
26
Branch Locations
26
ATM Locations
25
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.97%
Return on Assets (ROA)
0.2575%
Return on Equity (ROE)
3.1210%
Non-Performing Loans Ratio (NPL)
1.05%
Total Assets
2,309,562,069
Total Amount of Shares and Deposits
1,824,358,484
Total Shares and Deposits < 1 Year
1,756,211,069
Total Shares and Deposits 1 3 Years
58,287,099
Total Shares and Deposits > 3 Years
9,860,316
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
219,856,901
Total Uninsured Shares and Deposits > $250K (F+J)
219,856,901
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,604,501,583
Total Interest Expense (Sum of items 6 8)
21,926,195
Share Certificates
10,728
Number of Accounts for Share Drafts
62,866
IRA KEOGH Accounts
2,480
Number of Accounts for Regular Shares
201,973
All other shares
601
Non Member Deposits
26
Money Market Shares
3,109
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
56,055,971
Total Liabilities
2,143,825,911
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Blue Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Blue Federal Credit UnionHow many branches does Blue Federal Credit Union operate?Blue Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Blue Federal Credit Union?Yes, to access services at Blue Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Blue Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Blue Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Blue Federal Credit Union offer online and mobile banking?Most modern institutions like Blue Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bluefcu.com. Current Blue Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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