IH Mississippi Valley Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare IH Mississippi Valley Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of IH Mississippi Valley Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityIH Mississippi Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at IH Mississippi Valley Credit Union? Share your experience about IH Mississippi Valley Credit Union by leaving a review below, or read customer reviews before you decide to use IH Mississippi Valley Credit Union. Overall, IH Mississippi Valley Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. IH Mississippi Valley Credit Union Corporate 2500 River Dr Moline, IL 61265 1670  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVISA Credit Card
11.900%
No annual fee
Visa Signature® Rewards
17.750%
VISA Traditional
14.240% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
13.040%
$0
Personal Loan
11.000%
$0
1 - 12
Consolidation Loans
14.850%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have IH Mississippi Valley Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: IH Mississippi Valley Credit Union
Website: https://www.ihmvcu.org
Full Time Employees: 399Part Time Employees: 23 President: Sam Kupresin CEO: Brian Laufenberg Branch Locations: 14 ATM Locations: 14 Corporate Office Address:
2500 River Dr
Moline, IL 61265 1670 Phone Number: 309-793-6200 Fax Number: FinancialsTotal Assets:
2,215,085,470
Total Amount of Shares and Deposits:
1,933,001,527
Total Shares and Deposits < 1 Year:
1,806,984,215
Total Shares and Deposits 1 3 Years:
124,130,455
Total Shares and Deposits > 3 Years:
1,886,855
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
165,315,436
Total Uninsured Shares and Deposits > $250K (F+J):
165,315,436
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,767,686,091
Total Interest Expense (Sum of items 6 8):
35,298,393
Share Certificates:
21,424
Number of Accounts for Share Drafts:
86,299
IRA KEOGH Accounts:
4,191
Number of Accounts for Regular Shares:
185,092
All other shares:
926
Non Member Deposits:
8
Money Market Shares:
2,654
Net Income (unless the amount is already included in Undivided Earnings):
-3,313,715
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
61,836,393
Total Liabilities:
2,023,245,540
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About IH Mississippi Valley Credit UnionIs a member application needed to join IH Mississippi Valley Credit Union?Yes, to access services at IH Mississippi Valley Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, IH Mississippi Valley Credit Union provides a range of mortgage and home equity products. Is IH Mississippi Valley Credit Union a safe place to deposit money?Yes, IH Mississippi Valley Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does IH Mississippi Valley Credit Union offer online and mobile banking?Most modern institutions like IH Mississippi Valley Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.55%, 6-month CD rates at 0.35% and 3-month CD rates at 2.27%. Savings rates are at 0.30% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.84%. Credit Card rates are at 17.04%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to 
