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iAdvertiser Disclosure
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 Community West Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 31, 2026
Community West Credit Union's 6 - 11 Month CD rates are at 4.00%, 60 Month CD rates are at 3.85%, 12-month Youth(Explorer) CD rates are at 3.85%, 18 - 23 Month CD rates are at 3.75%, 12 - 17 Month CD rates are at 3.50%. Community West Credit Union's savings rates are at 0.10%. Community West Credit Union's money market rates are at 0.75%. Community West Credit Union's Personal Loan Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Community West Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.58%. Rates last updated and verified on 08/31/2026. Community West Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community West Credit Union? Share your experience about Community West Credit Union by leaving a review below, or read customer reviews before you decide to use Community West Credit Union. Community West Credit Union
Broadmoor 5801 Broadmoor Ave SE
https://www.communitywestcu.org Kentwood, MI 49512 
Community West Credit Union CD Rates
Community West Credit Union Savings Rates
Community West Credit Union Money Market Rates
Community West Credit Union Checking Rates
Community West Credit Union Mortgage Rates
Community West Credit Union Home Equity & HELOC
Community West Credit Union Auto Loan Rates
Community West Credit Union Personal Loan Rates
Financial Health HistoryCommunity West Credit Union’s Texas Ratio stayed near 3.03% in Q2 2023 to 2.58% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community West Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community West Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community West Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community West Credit Union
Website
https://www.communitywestcu.org
Address
5801 Broadmoor Ave SE,
Kentwood, MI 49512
Phone
616-261-5657
Fax
616-698-0955
President
Pamela Hove
CEO
Heidi Hunt
Full-Time Employees
63
Part-Time Employees
2
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.58%
Return on Assets (ROA)
0.0458%
Return on Equity (ROE)
0.5128%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
255,411,928
Total Amount of Shares and Deposits
232,610,350
Total Shares and Deposits < 1 Year
227,666,621
Total Shares and Deposits 1 3 Years
3,904,974
Total Shares and Deposits > 3 Years
1,038,756
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,813,323
Total Uninsured Shares and Deposits > $250K (F+J)
10,813,323
Total Insured Shares and Deposits > $250K (item 17 less item K)
221,797,027
Total Interest Expense (Sum of items 6 8)
819,532
Share Certificates
1,589
Number of Accounts for Share Drafts
11,483
IRA KEOGH Accounts
360
Number of Accounts for Regular Shares
23,853
All other shares
386
Money Market Shares
1,977
Net Income (unless the amount is already included in Undivided Earnings)
117,064
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,512,036
Total Liabilities
237,705,245
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Community West Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Community West Credit Union
Frequently Asked Questions About Community West Credit UnionHow many branches does Community West Credit Union operate?Community West Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community West Credit Union?Yes, to access services at Community West Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community West Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community West Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community West Credit Union offer online and mobile banking?Most modern institutions like Community West Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitywestcu.org. Current Community West Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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