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CommunityAmerica Credit Union Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 27, 2026

CommunityAmerica Credit Union's top rates as of September 27, 2026 are 3.80% APY on its 11 Month Business CD, 0.01% APY on savings, 0.25% APY on money market accounts, personal loans from 11.74% APR, and credit cards from 11.74% APR, according to rates verified by MonitorBankRates. Other CommunityAmerica Credit Union CD rates include 11 Month CDs at 3.80%, 7 Month Business CD at 3.80%, and 7 Month IRA CD at 3.80%. MonitorBankRates evaluates the financial stability of CommunityAmerica Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.47%. Rates last updated and verified on 09/27/2026.

CommunityAmerica Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CommunityAmerica Credit Union? Share your experience about CommunityAmerica Credit Union by leaving a review below, or read customer reviews before you decide to use CommunityAmerica Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.47%
Excellent Lower than avg
Health Trend ?
Steady 10 quarters
Full history ›
CommunityAmerica Credit Union
Corporate Office
9777 Ridge Dr
Lenexa, KS 66219
https://www.cacu.com
Member NCUA
Financial health data as of Q3 2025 (NCUA 5300 call report for the quarter ended September 30, 2025). This is the most recent call report on file for this credit union.

CommunityAmerica Credit Union CD Rates

Product Rate APY Term View More
11 Month Business Certificate 3.73% 3.80% 11 months
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
11 Month Share Certificates 3.73% 3.80% 11 months
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
7 Month Business Certificate 3.73% 3.80% 7 months
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
7 Month IRA Certificate 3.73% 3.80% 7 months
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
7 Month Share Certificates 3.73% 3.80% 7 months
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
3 Month Business Certificate 3.54% 3.60% 3 months
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
3 Month IRA Certificate 3.54% 3.60% 3 months
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
3 Month Share Certificates 3.54% 3.60% 3 months
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
36 Month Business Certificate 3.44% 3.50% 36 months
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
36 Month IRA Certificate 3.44% 3.50% 36 months
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
36 Month Share Certificates 3.44% 3.50% 36 months
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
48 Month Business Certificate 3.44% 3.50% 48 months
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
48 Month IRA Certificate 3.44% 3.50% 48 months
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
48 Month Share Certificates 3.44% 3.50% 48 months
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
60 Month Business Certificate 3.44% 3.50% 60 months
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
60 Month IRA Certificate 3.44% 3.50% 60 months
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
60 Month Share Certificates 3.44% 3.50% 60 months
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
24 Month Business Certificate 3.39% 3.45% 24 months
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
24 Month IRA Certificate 3.39% 3.45% 24 months
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
24 Month Share Certificates 3.39% 3.45% 24 months
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
6 Month Business Certificate 3.39% 3.45% 6 months
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
6 Month IRA Certificate 3.39% 3.45% 6 months
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
6 Month Share Certificates 3.39% 3.45% 6 months
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
9 Month Business Certificate 3.39% 3.45% 9 months
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
9 Month IRA Certificate 3.39% 3.45% 9 months
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
9 Month Share Certificates 3.39% 3.45% 9 months
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
12 Month Business Certificate 3.34% 3.40% 12 months
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
12 Month IRA Certificate 3.34% 3.40% 12 months
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
12 Month Share Certificates 3.34% 3.40% 12 months
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
15 Month Business Certificate 3.34% 3.40% 15 months
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
15 Month IRA Certificate 3.34% 3.40% 15 months
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
15 Month Share Certificates 3.34% 3.40% 15 months
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
18 Month Business Certificate 3.30% 3.35% 18 months
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
18 Month IRA Certificate 3.30% 3.35% 18 months
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
18 Month Share Certificates 3.30% 3.35% 18 months
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
30 Month Business Certificate 3.01% 3.05% 30 months
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 3 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
30 Month IRA Certificate 3.01% 3.05% 30 months
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 4 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
30 Month Share Certificates 3.01% 3.05% 30 months
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 4 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%

CommunityAmerica Credit Union Savings Rates

Product Rate APY View More
High Interest Savings 4.88% 5.00%
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 4 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Sep 28, 2026
Min Balance $1
Details Balance: $1.00 - $2,500.00
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Savings 0.05% 0.05%
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Sep 28, 2026
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Savings 0.05% 0.05%
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Sep 28, 2026
Min Balance $100,000
Details Balance: $100,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Savings 0.05% 0.05%
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Sep 28, 2026
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Savings 0.05% 0.05%
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Sep 28, 2026
Min Balance $100,000
Details Balance: $100,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Junior Savings 0.05% 0.05%
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Sep 28, 2026
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Junior Savings 0.05% 0.05%
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Sep 28, 2026
Min Balance $100,000
Details Balance: $100,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Savings 0.05% 0.05%
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Sep 28, 2026
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Savings 0.05% 0.05%
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Sep 28, 2026
Min Balance $100,000
Details Balance: $100,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
High Interest Savings 0.03% 0.03%
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Sep 28, 2026
Min Balance $2,500
Details Balance: $2,500.01 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Savings 0.03% 0.03%
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Sep 28, 2026
Min Balance $1
Details Balance: $1.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Savings 0.03% 0.03%
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Savings 0.03% 0.03%
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Sep 28, 2026
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Junior Savings 0.03% 0.03%
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Sep 28, 2026
Min Balance $1
Details Balance: $1.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Junior Savings 0.03% 0.03%
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Junior Savings 0.03% 0.03%
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Sep 28, 2026
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Savings 0.03% 0.03%
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Sep 28, 2026
Min Balance $0
Details Balance: $0.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Savings 0.03% 0.03%
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Savings 0.03% 0.03%
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Sep 28, 2026
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Savings 0.02% 0.02%
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Sep 28, 2026
Min Balance $1
Details Balance: $1.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Savings 0.02% 0.02%
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Savings 0.02% 0.02%
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Sep 28, 2026
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Holiday Savings 0.01% 0.01%
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Sep 28, 2026
Min Balance $1
Details Balance: $1.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Holiday Savings 0.01% 0.01%
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Special Purpose Savings 0.01% 0.01%
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Sep 28, 2026
Min Balance $1
Details Balance: $1.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Special Purpose Savings 0.01% 0.01%
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%

CommunityAmerica Credit Union Money Market Rates

Product Rate APY View More
Premier Money Market 3.39% 3.45%
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
Min Balance $500,000
Details Balance: $500,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Premier Money Market 3.34% 3.40%
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Premier Money Market 3.30% 3.35%
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Sep 28, 2026
Min Balance $150,000
Details Balance: $150,000.00 - $249,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Premier Money Market 3.25% 3.30%
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Sep 28, 2026
Min Balance $100,000
Details Balance: $100,000.00 - $149,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Premier Money Market 3.20% 3.25%
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Sep 28, 2026
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Advantage Money Market 3.15% 3.20%
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 4 times
2.70%3.20%3.70%Sep 14, 2026: 3.20% APYSep 14, 2026Sep 28, 2026
Min Balance $0
Details Balance: $0.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Premier Money Market 3.15% 3.20%
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 4 times
2.70%3.20%3.70%Sep 14, 2026: 3.20% APYSep 14, 2026Sep 28, 2026
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Money Market 0.60% 0.60%
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 4 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Sep 28, 2026
Min Balance $500,000
Details Balance: $500,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Money Market 0.60% 0.60%
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 4 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Sep 28, 2026
Min Balance $500,000
Details Balance: $500,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Money Market 0.60% 0.60%
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 4 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Sep 28, 2026
Min Balance $500,000
Details Balance: $500,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Money Market 0.55% 0.55%
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 4 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Sep 28, 2026
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Money Market 0.55% 0.55%
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 4 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Sep 28, 2026
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Money Market 0.55% 0.55%
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 4 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Sep 28, 2026
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Money Market 0.50% 0.50%
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Sep 28, 2026
Min Balance $150,000
Details Balance: $150,000.00 - $249,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Money Market 0.50% 0.50%
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Sep 28, 2026
Min Balance $150,000
Details Balance: $150,000.00 - $249,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Money Market 0.50% 0.50%
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Sep 28, 2026
Min Balance $150,000
Details Balance: $150,000.00 - $249,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Money Market 0.45% 0.45%
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Sep 28, 2026
Min Balance $100,000
Details Balance: $100,000.00 - $149,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Money Market 0.45% 0.45%
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Sep 28, 2026
Min Balance $100,000
Details Balance: $100,000.00 - $149,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Money Market 0.45% 0.45%
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Sep 28, 2026
Min Balance $100,000
Details Balance: $100,000.00 - $149,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Money Market 0.40% 0.40%
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Sep 28, 2026
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Money Market 0.40% 0.40%
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Sep 28, 2026
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Money Market 0.40% 0.40%
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Sep 28, 2026
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Money Market 0.35% 0.35%
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Sep 28, 2026
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Money Market 0.35% 0.35%
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Sep 28, 2026
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Money Market 0.35% 0.35%
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Sep 28, 2026
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Money Market 0.30% 0.30%
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Money Market 0.30% 0.30%
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Money Market 0.30% 0.30%
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Premier Money Market 0.30% 0.30%
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Sep 28, 2026
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Money Market 0.25% 0.25%
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Sep 28, 2026
Min Balance $0
Details Balance: $0.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
IRA Money Market 0.25% 0.25%
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Sep 28, 2026
Min Balance $0
Details Balance: $0.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Money Market 0.25% 0.25%
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Sep 28, 2026
Min Balance $0
Details Balance: $0.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Premier Money Market 0.25% 0.25%
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Sep 28, 2026
Min Balance $0
Details Balance: $0.00 - $9,999.99
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%

CommunityAmerica Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Variable (70% LTV) - - 5.24%
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 4 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Sep 28, 2026
Details Loan Amount: $10,000.00 - $350,000.00
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Home Equity Variable (80% LTV) - - 5.74%
Rate History
No change since Sep 22, 2026 · 5.74% APR · checked 2 times
5.24%5.74%6.24%Sep 22, 2026: 5.74% APRSep 22, 2026Sep 28, 2026
Details Loan Amount: $10,000.00 - $350,000.00
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Home Equity Fixed - - 6.74%
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 4 times
6.24%6.74%7.24%Sep 14, 2026: 6.74% APRSep 14, 2026Sep 28, 2026
Details Additional APR listed for this product: 8.24%, 9.24%. Balance Amount: $5,000.00 - or more; Loan Amount: $5,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Home Equity Fixed (70% LTV) 6.74% - 6.74%
Rate History
No change since Sep 27, 2026 · 6.74% APR
6.24%6.74%7.24%Sep 27, 2026: 6.74% APRSep 27, 2026Sep 28, 2026
Details Rate Lock Feature: rate can be locked up to three times at once per Hybrid Home Equity loan. Portion of credit line can be fixed up to 15 years from Line of Credit loan date. Minimum fixed loan amount for a Rate Lock is $5,000. Fixed rate portion reduces the availability on the line of credit, payments made to the fixed rate portion replenishes the line of credit. As of 09/26/2026, the fixed rate for an 70% Hybrid Locked segment is as low as 6.74%. Home Equity products are available in FL, Illinois, Kansas and Missouri only*. For states with a mortgage tax, the cost of the mortgage tax will be paid by the member and may be paid in cash or taken from the proceeds of the HELOC. *FL and Illinois properties - maximum LTV 90%/maximum loan amount $250,000.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Home Equity Variable (90% LTV) - - 6.74%
Rate History
No change since Sep 18, 2026 · 6.74% APR · checked 3 times
6.24%6.74%7.24%Sep 18, 2026: 6.74% APRSep 18, 2026Sep 28, 2026
Details As Low As; Loan Amount: $10,000.00 - $250,000.00
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Home Equity Fixed (80% LTV) - - 7.24%
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 3 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Sep 28, 2026
Details Balance Amount: $5,000.00 - or more; Loan Amount: $5,000.00 - or more
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Home Equity Fixed (90% LTV) 8.24% - 8.24%
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 3 times
7.74%8.24%8.74%Sep 14, 2026: 8.24% APRSep 14, 2026Sep 28, 2026
Details Rate Lock Feature: rate can be locked up to three times at once per Hybrid Home Equity loan. Portion of credit line can be fixed up to 15 years from Line of Credit loan date. Minimum fixed loan amount for a Rate Lock is $5,000. Fixed rate portion reduces the availability on the line of credit, payments made to the fixed rate portion replenishes the line of credit. As of 09/26/2026, the fixed rate for an 90% Hybrid Locked segment is as low as 8.24%. Home Equity products are available in FL, Illinois, Kansas and Missouri only*. For states with a mortgage tax, the cost of the mortgage tax will be paid by the member and may be paid in cash or taken from the proceeds of the HELOC. *FL and Illinois properties - maximum LTV 90%/maximum loan amount $250,000.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Home Equity Variable - - 8.74%
Rate History
No change since Sep 14, 2026 · 8.74% APR · checked 4 times
8.24%8.74%9.24%Sep 14, 2026: 8.74% APRSep 14, 2026Sep 28, 2026
Details Loan Amount: $10,000.00 - $100,000.00
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Home Equity Fixed (100% LTV) 9.24% - 9.24%
Rate History
No change since Sep 27, 2026 · 9.24% APR
8.74%9.24%9.74%Sep 27, 2026: 9.24% APRSep 27, 2026Sep 28, 2026
Details Rate Lock Feature: rate can be locked up to three times at once per Hybrid Home Equity loan. Portion of credit line can be fixed up to 15 years from Line of Credit loan date. Minimum fixed loan amount for a Rate Lock is $5,000. Fixed rate portion reduces the availability on the line of credit, payments made to the fixed rate portion replenishes the line of credit. As of 09/26/2026, the fixed rate for an 100% Hybrid Locked segment is as low as 9.24%. 100% LTV Home Equity products are available in Kansas and Missouri only*. For states with a mortgage tax, the cost of the mortgage tax will be paid by the member and may be paid in cash or taken from the proceeds of the HELOC. *FL and Illinois properties - maximum LTV 90%/maximum loan amount $250,000
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%

CommunityAmerica Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.24% 2022 - 2026
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 4 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Auto Loan - - 5.49% 2021 - 2025
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Auto Loan - - 5.74% 2018 - 2021
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 4 times
5.24%5.74%6.24%Sep 14, 2026: 5.74% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Business Auto Loan - - 5.99% 2017 - 2020
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
First-Time Auto Loan - - 10.49% 2022 - 2026
Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 4 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Sep 28, 2026
Details Minimum Loan Amount: $2,500.00 - $20,000.00
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
First-Time Auto Loan - - 10.99% 2018 - 2021
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 4 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026
Details Minimum Loan Amount: $2,500.00 - $20,000.00
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%

CommunityAmerica Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Harley-Davidson Motorcycle Loan - 6.74% 2022 - 2026
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 4 times
6.24%6.74%7.24%Sep 14, 2026: 6.74% APRSep 14, 2026Sep 28, 2026
No additional details.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Boat Loan - 7.24% 2024 - 2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Motorcycle Loan - 7.24% 2022 - 2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
RV Loan - 7.24% 2024 - 2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Sep 28, 2026
Details Additional APR listed for this product: 8.74%. As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Boat Loan - 7.99% 2012 - 2023
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Motorcycle Loan - 7.99% 2018 - 2021
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
RV Loan - 7.99% 2012 - 2023
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
RV Loan - 8.99% 2019 - 2023
Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 4 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Sep 28, 2026
Details As Low As
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%

CommunityAmerica Credit Union Credit Card Rates

Product Rate APR View More
Visa Low Rate - 11.74%
Rate History
No change since Sep 14, 2026 · 11.74% APR · checked 4 times
11.24%11.74%12.24%Sep 14, 2026: 11.74% APRSep 14, 2026Sep 28, 2026
Details APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Low Rate margin is 4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 09/26/2026.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Visa Rewards - 13.74%
Rate History
No change since Sep 14, 2026 · 13.74% APR · checked 4 times
13.24%13.74%14.24%Sep 14, 2026: 13.74% APRSep 14, 2026Sep 28, 2026
Details APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Rewards margin is 6.99% to 13.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 09/26/2026.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Visa Signature - 15.74%
Rate History
No change since Sep 14, 2026 · 15.74% APR · checked 4 times
15.24%15.74%16.24%Sep 14, 2026: 15.74% APRSep 14, 2026Sep 28, 2026
Details APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Signature Credit Card margin is 8.99% to 10.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 09/26/2026.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Visa Business Rewards - 16.98%
Rate History
No change since Sep 14, 2026 · 16.98% APR · checked 4 times
16.48%16.98%17.48%Sep 14, 2026: 16.98% APRSep 14, 2026Sep 28, 2026
Details APR = Annual Percentage Rate. Rates are subject to applicant credit. Rates are subject to change. Actual rate may vary. For a complete list of Business Credit Card fees please refer to your cardholder agreement. Contact the credit union for more information. Rates effective as of 09/26/2026.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%

CommunityAmerica Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 11.74%
Rate History
No change since Sep 14, 2026 · 11.74% APR · checked 4 times
11.24%11.74%12.24%Sep 14, 2026: 11.74% APRSep 14, 2026Sep 28, 2026
Details Additional APR listed for this product: 13.24%. Loan Amount: $500.00 - $25,000.00
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Visa Signature 15.74%
Rate History
No change since Sep 14, 2026 · 15.74% APR · checked 4 times
15.24%15.74%16.24%Sep 14, 2026: 15.74% APRSep 14, 2026Sep 28, 2026
Details APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Signature Credit Card margin is 8.99% to 10.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 09/26/2026.
Last Updated 09/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.47%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

CommunityAmerica Credit Union’s Texas Ratio rose from 3.52% in Q2 2023 to 5.47% in Q3 2025, so its financial health has held steady at a healthy level over the past 10 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 3.52% A+ Q2 2023 A+ Q3 2023 A Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 5.47% A+ Q3 2025
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
September 30, 2025$5.4B5.47%5.0A+
June 30, 2025$5.4B4.02%5.0A+
March 31, 2025$5.3B4.43%5.0A+
December 31, 2024$5.1B3.89%5.0A+
September 30, 2024$5.4B3.53%5.0A+
June 30, 2024$5.4B5.63%5.0A+
March 31, 2024$5.3B6.39%5.0A
December 31, 2023$4.8B6.24%5.0A
September 30, 2023$4.7B5.51%5.0A+
June 30, 2023$4.7B3.52%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CommunityAmerica Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CommunityAmerica Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CommunityAmerica Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CommunityAmerica Credit Union
Website https://www.cacu.com
Address 9777 Ridge Dr, Lenexa, KS 66219
Phone 913-905-7000
Fax 913-905-7070
President David Shepard
CEO Lisa Ginter
Full-Time Employees 1,028
Part-Time Employees 23
Branch Locations 41
ATM Locations 12
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.47%
Return on Assets (ROA)
0.6823%
Return on Equity (ROE)
6.5980%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
5,443,738,279
Total Amount of Shares and Deposits
4,774,966,536
Total Shares and Deposits < 1 Year
4,718,838,114
Total Shares and Deposits 1 3 Years
44,573,289
Total Shares and Deposits > 3 Years
11,555,133
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
466,507,926
Total Uninsured Shares and Deposits > $250K (F+J)
468,257,926
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,306,708,610
Total Interest Expense (Sum of items 6 8)
87,415,381
Share Certificates
42,848
Number of Accounts for Share Drafts
299,464
IRA KEOGH Accounts
3,478
Number of Accounts for Regular Shares
498,571
Non Member Deposits
42
Money Market Shares
26,273
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
292,167,341
Total Liabilities
4,892,811,099
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About CommunityAmerica Credit Union

How many branches does CommunityAmerica Credit Union operate?

CommunityAmerica Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CommunityAmerica Credit Union?

Yes, to access services at CommunityAmerica Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CommunityAmerica Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CommunityAmerica Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CommunityAmerica Credit Union offer online and mobile banking?

Most modern institutions like CommunityAmerica Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cacu.com.

Current CommunityAmerica Credit Union Rates

  • 12-Month CD3.40%
  • 18-Month CD3.35%
  • 24-Month CD3.45%
  • 60-Month CD3.50%
  • Savings0.01%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.

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