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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CommunityAmerica Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
CommunityAmerica Credit Union's 3-Month CD rates are at 3.60%, 7-Month CD rates are at 3.60%. CommunityAmerica Credit Union's savings rates are at 5.00%. CommunityAmerica Credit Union's Personal Loan Rates are at 5.24%. MonitorBankRates evaluates the financial stability of CommunityAmerica Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.94%. Rates were last updated on 04/19/2026. CommunityAmerica Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CommunityAmerica Credit Union? Share your experience about CommunityAmerica Credit Union by leaving a review below, or read customer reviews before you decide to use CommunityAmerica Credit Union. 
CommunityAmerica Credit Union CD Rates
CommunityAmerica Credit Union Savings Rates
CommunityAmerica Credit Union Home Equity & HELOC
CommunityAmerica Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CommunityAmerica Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CommunityAmerica Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CommunityAmerica Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CommunityAmerica Credit Union
Website
https://www.cacu.com
Address
9777 Ridge Dr,
Lenexa, KS 66219
Phone
913-905-7000
Fax
913-905-7070
President
David Shepard
CEO
Lisa Ginter
Full-Time Employees
1,028
Part-Time Employees
23
Branch Locations
41
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.94%
Return on Assets (ROA)
0.6823%
Return on Equity (ROE)
6.5980%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
5,443,738,279
Total Amount of Shares and Deposits
4,774,966,536
Total Shares and Deposits < 1 Year
4,718,838,114
Total Shares and Deposits 1 3 Years
44,573,289
Total Shares and Deposits > 3 Years
11,555,133
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
466,507,926
Total Uninsured Shares and Deposits > $250K (F+J)
468,257,926
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,306,708,610
Total Interest Expense (Sum of items 6 8)
87,415,381
Share Certificates
42,848
Number of Accounts for Share Drafts
299,464
IRA KEOGH Accounts
3,478
Number of Accounts for Regular Shares
498,571
Non Member Deposits
42
Money Market Shares
26,273
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
292,167,341
Total Liabilities
4,892,811,099
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CommunityAmerica Credit UnionIs CommunityAmerica Credit Union a safe place to deposit money?Yes, CommunityAmerica Credit Union is considered a safe financial institution. With a Texas Ratio of 5.9366137302904%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CommunityAmerica Credit Union operate?CommunityAmerica Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CommunityAmerica Credit Union?Yes, to access services at CommunityAmerica Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CommunityAmerica Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CommunityAmerica Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CommunityAmerica Credit Union offer online and mobile banking?Most modern institutions like CommunityAmerica Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cacu.com. Current CommunityAmerica Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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