What are the current interest rates at Knoxville TVA Employees Credit Union?

Current rates for Knoxville TVA Employees Credit Union include: 12-Month CD: 2.00%, 18-Month CD: 0.10%, 24-Month CD: 3.00%, 60-Month CD: 4.15%, Savings: 0.10%

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Knoxville TVA Employees Credit Union

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Knoxville TVA Employees Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Knoxville TVA Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 27, 2026

Knoxville TVA Employees Credit Union's top rates as of September 27, 2026 are 4.15% APY on its 48 Month Business IRA CD Account, 0.10% APY on savings, and credit cards from 4.99% APR, according to rates verified by MonitorBankRates. Other Knoxville TVA Employees Credit Union CD rates include 48 Month CD ACCOUNTS/BUSINESS CD ACCOUNTS at 4.15%, 60 Month Business IRA CD Account at 4.15%, and 60 Month CD ACCOUNTS/BUSINESS CD ACCOUNTS at 4.15%. MonitorBankRates evaluates the financial stability of Knoxville TVA Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.34%. Rates last updated and verified on 09/27/2026.

Knoxville TVA Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Knoxville TVA Employees Credit Union? Share your experience about Knoxville TVA Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Knoxville TVA Employees Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.34%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Knoxville TVA Employees Credit Union
Centerpoint

1409 Centerpoint Blvd
Knoxville, TN 37932

https://www.tvacreditunion.com

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Knoxville TVA Employees Credit Union CD Rates

Product	Rate	APY	Term
48 Month Business IRA Certificate Account	4.07%	4.15%	48 Months
Rate History 1 change since Sep 18, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90% Sep 27, 20264.15%▲ from 3.90% Sep 18, 20263.90%first recorded Min Balance $500 Details Dividend Compound: Monthly; Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
48 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	4.07%	4.15%	48 Months
Rate History 1 change since Sep 18, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90% Sep 27, 20264.15%▲ from 3.90% Sep 18, 20263.90%first recorded Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
60 Month Business IRA Certificate Account	4.07%	4.15%	60 Months
Rate History 1 change since Sep 18, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90% Sep 27, 20264.15%▲ from 3.90% Sep 18, 20263.90%first recorded Min Balance $500 Details Dividend Compound: Monthly; Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
60 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	4.07%	4.15%	60 Months
Rate History 1 change since Sep 18, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90% Sep 27, 20264.15%▲ from 3.90% Sep 18, 20263.90%first recorded Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
24 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	4.02%	4.10%	24 Months
Rate History 1 change since Sep 18, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85% Sep 27, 20264.10%▲ from 3.85% Sep 18, 20263.85%first recorded Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
30 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	4.02%	4.10%	30 Months
Rate History 1 change since Sep 18, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85% Sep 27, 20264.10%▲ from 3.85% Sep 18, 20263.85%first recorded Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month Business IRA Certificate Account	4.02%	4.10%	36 Months
Rate History 1 change since Sep 18, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85% Sep 27, 20264.10%▲ from 3.85% Sep 18, 20263.85%first recorded Min Balance $500 Details Dividend Compound: Monthly; Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	4.02%	4.10%	36 Months
Rate History 1 change since Sep 18, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85% Sep 27, 20264.10%▲ from 3.85% Sep 18, 20263.85%first recorded Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
42 Month Business IRA Certificate Account	4.02%	4.10%	42 Months
Rate History 1 change since Sep 18, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85% Sep 27, 20264.10%▲ from 3.85% Sep 18, 20263.85%first recorded Min Balance $500 Details Dividend Compound: Monthly; Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
42 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	4.02%	4.10%	42 Months
Rate History 1 change since Sep 18, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85% Sep 27, 20264.10%▲ from 3.85% Sep 18, 20263.85%first recorded Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
18 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.98%	4.05%	18 Months
Rate History 1 change since Sep 18, 2026 · 3.80% → 4.05% ▲ 0.25 pts · high 4.05% / low 3.80% Sep 27, 20264.05%▲ from 3.80% Sep 18, 20263.80%first recorded Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
12 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.93%	4.00%	12 Months
Rate History No change since Sep 18, 2026 · 4.00% APY · checked 3 times Min Balance $2,500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
6 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.78%	3.85%	6 Months
Rate History 1 change since Sep 18, 2026 · 3.60% → 3.85% ▲ 0.25 pts · high 3.85% / low 3.60% Sep 27, 20263.85%▲ from 3.60% Sep 18, 20263.60%first recorded Min Balance $2,500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
24 Month Set It & Forget It Certificate Account	2.96%	3.00%	24 months
Rate History No change since Sep 14, 2026 · 3.00% APY · checked 4 times Min Deposit $25 Details Automatic deposits of at least $25.00 per month are required on balances under $25,000.00. Failure to complete required deposits may result in early withdrawal penalties and closure. Additional deposits allowed within the term of the certificate account. No limits required for additional deposits. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
12 Month Set It & Forget It Certificate Account	1.98%	2.00%	12 months
Rate History No change since Sep 14, 2026 · 2.00% APY · checked 4 times Min Deposit $25 Details Automatic deposits of at least $25.00 per month are required on balances under $25,000.00. Failure to complete required deposits may result in early withdrawal penalties and closure. Additional deposits allowed within the term of the certificate account. No limits required for additional deposits. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
17 Month Certificate Accounts	-	0.10%	17 months
Rate History No change since Sep 27, 2026 · 0.10% APY Details Any certificate account with new money of $10,000.00 may add 0.10% APY to the dividend rate featured above. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Savings Rates

Product	Rate	APY
PREMIUM SAVINGS ACCOUNT	3.45%	3.50%
Rate History No change since Sep 14, 2026 · 3.50% APY · checked 4 times Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000.00 or more; New money is money not currently on deposit with Knoxville TVA Employees Credit Union. Rate subject to change. PREMIUM RATE of 3.50% APY is earned on balances $250,000.00 or more. Fees may reduce earnings. Ask for details. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Jump Start Savings	2.96%	3.00%
Rate History No change since Sep 14, 2026 · 3.00% APY · checked 3 times Min Deposit $5 Min Balance $5 Details Balance: $5.00 and under; Minors under 18 years of age. Must have a parent or legal guardian on the account. Some restrictions may apply. Fees may reduce earnings. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
PREMIUM SAVINGS ACCOUNT	2.96%	3.00%
Rate History No change since Sep 14, 2026 · 3.00% APY · checked 4 times Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; New money is money not currently on deposit with Knoxville TVA Employees Credit Union. Rate subject to change. Fees may reduce earnings. Ask for details. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
PREMIUM SAVINGS ACCOUNT	1.98%	2.00%
Rate History No change since Sep 14, 2026 · 2.00% APY · checked 4 times Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; New money is money not currently on deposit with Knoxville TVA Employees Credit Union. Rate subject to change. Fees may reduce earnings. Ask for details. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Centsible Savings	1.00%	1.00%
Rate History No change since Sep 14, 2026 · 1.00% APY · checked 4 times Min Balance $0 Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Health Savings	0.75%	0.75%
Rate History No change since Sep 14, 2026 · 0.75% APY · checked 4 times Min Balance $25 Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Savings Account	0.15%	0.15%
Rate History No change since Sep 14, 2026 · 0.15% APY · checked 4 times Min Balance $5 Details Dividends accrue daily; compound quarterly. Must use eStatement for no-fee option. Available to qualifying Members. Some restrictions may apply. Fees may apply. Fees may reduce earnings. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Jump Start Savings	0.15%	0.15%
Rate History No change since Sep 14, 2026 · 0.15% APY · checked 4 times Min Deposit $5 Min Balance $500 Details Balance: $500.01 or more; Minors under 18 years of age. Must have a parent or legal guardian on the account. Some restrictions may apply. Fees may reduce earnings. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Regular Savings	0.15%	0.15%
Rate History No change since Sep 14, 2026 · 0.15% APY · checked 4 times Min Balance $5 Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Christmas Club	0.10%	0.10%
Rate History No change since Sep 14, 2026 · 0.10% APY · checked 4 times Min Balance $0 Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Vacation Savings	0.10%	0.10%
Rate History No change since Sep 14, 2026 · 0.10% APY · checked 4 times Min Balance $0 Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Checking Rates

Product	Rate	APY
High-Yield Checking	3.45%	3.50%
Rate History No change since Sep 14, 2026 · 3.50% APY · checked 4 times Min Balance $500 Details Qualifications Required: 15 debit card transactions; Log in to online/mobile banking at least once; Receive eStatements; Have direct deposit; Premium rate earned on balances between $500.00 and $10,000.00. When the account is closed, 0.15% APY applies for the month the account is closed. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Preferred Business Checking Account	0.30%	0.30%
Rate History No change since Sep 14, 2026 · 0.30% APY · checked 4 times Min Balance $25,000 Details Quarterly compounding. Must use eStatement for no-fee option. Available to qualifying Members. Some restrictions may apply. Fees may apply. Fees may reduce earnings. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
High-Yield Checking	0.15%	0.15%
Rate History No change since Sep 14, 2026 · 0.15% APY · checked 4 times Min Balance $10,000 Details Earned on balances over $10,000.00 or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Senior Member Checking Account	0.15%	0.15%
Rate History No change since Sep 14, 2026 · 0.15% APY · checked 4 times Min Balance $0 Details Qualifying Member must be 55 years or older, and have minimum account balance of $2,000.00 or active direct deposit. Account suffix must be coded in branch or via phone at Member's request. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Preferred Business Checking Account	0.10%	0.10%
Rate History No change since Sep 14, 2026 · 0.10% APY · checked 4 times Min Balance $1,500 Details Quarterly compounding. Must use eStatement for no-fee option. Available to qualifying Members. Some restrictions may apply. Fees may apply. Fees may reduce earnings. Ask for details. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Credit Card Rates

Product	Rate	APR
Business Credit Card	-	4.99%
Rate History No change since Sep 27, 2026 · 4.99% APR Details Introductory APR* until February 28, 2027; Promotional Period for Introductory APR: The introductory APR for purchases, balance transfers, and cash advances will apply to transactions posted to new and existing credit card accounts from 9/1/2026 until 2/28/2027. Any existing balances on Knoxville TVA Employees Credit Union loan or credit card accounts are not eligible for the Introductory APR. The repayment period for purchases, balance transfers, and cash advances made during the introductory rate period will expire 2/29/2028. Any remaining balance as of 3/1/2028 will revert to the current applicable credit card rate. Rate subject to change without notice and based on creditworthiness. If interest is charged, the charge will be no less than $1.50. View full credit card disclosure at tvacreditunion.com/credit-card-disclosure . Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Visa Platinum	-	9.99%
Rate History No change since Sep 14, 2026 · 9.99% APR · checked 4 times Details As low as; Rate subject to change without notice and based on creditworthiness. Available to qualifying Members. Some restrictions may apply. Ask for details. View credit card disclosure at tvacreditunion.com/credit-card-disclosure . Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Home Loan	5.50%	-	5.72%	30-Year
Rate History No change since Sep 27, 2026 · 5.72% APR Details A fixed-rate mortgage loan of $200,000.00 for 30 years at 5.500% interest and 5.716% APR will have a monthly payment of $1,135.58. Taxes and insurance not included; therefore, the actual payment obligation will be greater. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Member-Managed Funds Account	0.55%	-	0.55%
Rate History No change since Sep 14, 2026 · 0.55% APY · checked 4 times Min Balance $2,500 Details Balance: $2,500.00; Dividend Compound: Monthly. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. No monthly fee if enrolled in eStatements or $2.00 per month for paper statements (if under the age of 18, Senior Member Accounts, and department SSI excluded). Ask for details. Available to qualifying Members. Some restrictions may apply. Fees may apply. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Member-Managed Funds Account	0.60%	-	0.60%
Rate History No change since Sep 14, 2026 · 0.60% APY · checked 4 times Min Balance $25,000 Details Balance: $25,000.00; Dividend Compound: Monthly. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. No monthly fee if enrolled in eStatements or $2.00 per month for paper statements (if under the age of 18, Senior Member Accounts, and department SSI excluded). Ask for details. Available to qualifying Members. Some restrictions may apply. Fees may apply. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Member-Managed Funds Account	0.70%	-	0.70%
Rate History No change since Sep 14, 2026 · 0.70% APY · checked 4 times Min Balance $50,000 Details Balance: $50,000.00; Dividend Compound: Monthly. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. No monthly fee if enrolled in eStatements or $2.00 per month for paper statements (if under the age of 18, Senior Member Accounts, and department SSI excluded). Ask for details. Available to qualifying Members. Some restrictions may apply. Fees may apply. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Member-Managed Funds Account	1.74%	-	1.75%
Rate History No change since Sep 14, 2026 · 1.75% APY · checked 4 times Min Balance $100,000 Details Balance: $100,000.00; Dividend Compound: Monthly. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. No monthly fee if enrolled in eStatements or $2.00 per month for paper statements (if under the age of 18, Senior Member Accounts, and department SSI excluded). Ask for details. Available to qualifying Members. Some restrictions may apply. Fees may apply. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Member-Managed Funds Account	1.83%	-	1.85%
Rate History No change since Sep 14, 2026 · 1.85% APY · checked 4 times Min Balance $250,000 Details Balance: $250,000.00; Dividend Compound: Monthly. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. No monthly fee if enrolled in eStatements or $2.00 per month for paper statements (if under the age of 18, Senior Member Accounts, and department SSI excluded). Ask for details. Available to qualifying Members. Some restrictions may apply. Fees may apply. Last Updated 09/27/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Knoxville TVA Employees Credit Union’s Texas Ratio rose from 1.66% in Q3 2023 to 2.34% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5.3B	2.34%	5.0	A+
March 31, 2026	$5.2B	2.33%	5.0	A+
December 31, 2025	$5.1B	3.78%	5.0	A+
September 30, 2025	$5.0B	3.25%	5.0	A+
June 30, 2025	$4.8B	2.94%	5.0	A+
March 31, 2025	$4.7B	2.46%	5.0	A+
December 31, 2024	$4.6B	3.01%	5.0	A+
September 30, 2024	$4.6B	2.51%	5.0	A+
June 30, 2024	$4.5B	2.14%	5.0	A+
March 31, 2024	$4.5B	1.93%	5.0	A+
December 31, 2023	$4.3B	1.91%	5.0	A+
September 30, 2023	$4.2B	1.66%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Knoxville TVA Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Knoxville TVA Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Knoxville TVA Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Knoxville TVA Employees Credit Union

Website https://www.tvacreditunion.com

Address 1409 Centerpoint Blvd, Knoxville, TN 37932

Phone 865-544-5400

Fax 865-544-5427

President Mitchell Weaver

CEO Lynn Summers

Full-Time Employees 657

Part-Time Employees 24

Branch Locations 24

ATM Locations 25

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.34%

Return on Assets (ROA)

0.5303%

Return on Equity (ROE)

4.8941%

Non-Performing Loans Ratio (NPL)

0.34%

Total Assets

5,319,975,598

Total Amount of Shares and Deposits

4,586,034,183

Total Shares and Deposits < 1 Year

4,073,476,063

Total Shares and Deposits 1 3 Years

376,703,346

Total Shares and Deposits > 3 Years

135,854,774

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

522,777,246

Total Uninsured Shares and Deposits > $250K (F+J)

522,777,246

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,063,256,937

Total Interest Expense (Sum of items 6 8)

51,133,578

Share Certificates

25,182

Number of Accounts for Share Drafts

196,106

IRA KEOGH Accounts

7,919

Number of Accounts for Regular Shares

333,188

All other shares

136,448

Non Member Deposits

Money Market Shares

17,963

Net Income (unless the amount is already included in Undivided Earnings)

28,210,187

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

845,367,141

Total Liabilities

4,744,848,032

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Knoxville TVA Employees Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Knoxville TVA Employees Credit Union

How many branches does Knoxville TVA Employees Credit Union operate?

Knoxville TVA Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Knoxville TVA Employees Credit Union?

Yes, to access services at Knoxville TVA Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Knoxville TVA Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Knoxville TVA Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Knoxville TVA Employees Credit Union offer online and mobile banking?

Most modern institutions like Knoxville TVA Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tvacreditunion.com.