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Advertiser Disclosure
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 BlueOx Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 2, 2026
BlueOx Credit Union's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of BlueOx Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.12%. Rates were last updated on 05/02/2026. BlueOx Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BlueOx Credit Union? Share your experience about BlueOx Credit Union by leaving a review below, or read customer reviews before you decide to use BlueOx Credit Union. 
BlueOx Credit Union Savings Rates
BlueOx Credit Union Checking Rates
BlueOx Credit Union Home Equity & HELOC
BlueOx Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for BlueOx Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BlueOx Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BlueOx Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
BlueOx Credit Union
Website
https://blueoxcu.org
Address
115 Riverside Dr,
Battle Creek, MI 49015
Phone
269-965-7281
Fax
269-965-2420
President
Don Hicks
CEO
Kristopher Lewis
Full-Time Employees
132
Part-Time Employees
0
Branch Locations
10
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.12%
Return on Assets (ROA)
0.2015%
Return on Equity (ROE)
1.9338%
Non-Performing Loans Ratio (NPL)
1.07%
Total Assets
374,089,978
Total Amount of Shares and Deposits
330,146,994
Total Shares and Deposits < 1 Year
312,554,868
Total Shares and Deposits 1 3 Years
16,785,325
Total Shares and Deposits > 3 Years
806,800
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,544,390
Total Uninsured Shares and Deposits > $250K (F+J)
18,544,390
Total Insured Shares and Deposits > $250K (item 17 less item K)
311,602,604
Total Interest Expense (Sum of items 6 8)
2,770,656
Share Certificates
2,131
Number of Accounts for Share Drafts
19,842
IRA KEOGH Accounts
326
Number of Accounts for Regular Shares
43,177
All other shares
615
Non Member Deposits
27
Money Market Shares
3,024
Net Income (unless the amount is already included in Undivided Earnings)
753,622
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,280,991
Total Liabilities
336,132,180
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for BlueOx Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for BlueOx Credit Union
Frequently Asked Questions About BlueOx Credit UnionIs BlueOx Credit Union a safe place to deposit money?Yes, BlueOx Credit Union is considered a safe financial institution. With a Texas Ratio of 8.1176382982643%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does BlueOx Credit Union operate?BlueOx Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join BlueOx Credit Union?Yes, to access services at BlueOx Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, BlueOx Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, BlueOx Credit Union provides members with tools to manage their accounts and build a solid financial history. Does BlueOx Credit Union offer online and mobile banking?Most modern institutions like BlueOx Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://blueoxcu.org. Current BlueOx Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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