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Greene County Commercial Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 11, 2026
Greene County Commercial Bank's top rates as of October 11, 2026 are 4.00% APY on its 5 Year 5-Star CD - Relationship, 5.00% APY on savings, 0.11% APY on money market accounts, 5.00% APY on checking, 6.50% on its 5/1 Adjustable Rate Mortgage, and personal loans from 13.49% APR, according to rates verified by MonitorBankRates. Other Greene County Commercial Bank CD rates include 5 Year Relationship CD at 4.00%, 5 Year 5-STAR CD at 3.50%, and 1 Year CD at 3.40%. Other Greene County Commercial Bank mortgage rates include 10/1 Adjustable Rate Mortgage at 7.125%, 5/1 Adjustable Rate Mortgage at 6.75%, and 10/1 Adjustable Rate Mortgage at 7.375%. MonitorBankRates evaluates the financial stability of Greene County Commercial Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/11/2026.
Greene County Commercial Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greene County Commercial Bank? Share your experience about Greene County Commercial Bank by leaving a review below, or read customer reviews before you decide to use Greene County Commercial Bank.
Greene County Commercial Bank has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Greene County Commercial Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.00%
PerfectLower than avg
Greene County Commercial Bank Texas Ratio
Greene County Commercial Bank's Texas Ratio is 0.00%, which is considered perfect and is lower than the national average of 5.85%.
A 0.00% ratio is the best possible score. Greene County Commercial Bank currently has zero non-performing assets or foreclosed properties on its books.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.00% to 0.00% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Greene County Commercial Bank CD Rates
Product
Rate
APY
Term
View More
5 Year 5-Star CD - Relationship
3.87%
4.00%
5 Year
DetailsRelationship CD-with active checking account*
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5 Year Relationship CD
3.87%
4.00%
5 Year
Detailswith active checking account*
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5 Year 5-STAR CD
3.39%
3.50%
5 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 3.00% → 3.50% ▲ 0.50 pts · high 3.50% / low 3.00%
Oct 3, 20263.50%▲ from 3.00%
Sep 24, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1 Year CD
-
3.40%
1 Year
Min Deposit$1,000
Min Balance$1,000
DetailsRelationship Certificates must be accompanied by an active checking account. An active account is one that completes 3 or more transactions per month. Certificates of Deposit may impose penalty for early withdrawal. Any fees charged could reduce earnings.
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 3.35% → 3.40% ▲ 0.05 pts · high 3.40% / low 3.35%
Oct 3, 20263.40%▲ from 3.35%
Sep 24, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1 Year Relationship CD
3.30%
3.40%
1 Year
Detailswith active checking account*
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 3.40% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5 Month CD
-
3.10%
5 Month
Min Deposit$1,000
Min Balance$1,000
DetailsRelationship Certificates must be accompanied by an active checking account. An active account is one that completes 3 or more transactions per month. Certificates of Deposit may impose penalty for early withdrawal. Any fees charged could reduce earnings.
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 3.05% → 3.10% ▲ 0.05 pts · high 3.10% / low 3.05%
Oct 3, 20263.10%▲ from 3.05%
Sep 24, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5 Month Relationship CD
3.01%
3.10%
5 Month
Detailswith active checking account*
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1 Year Certificate of Deposit
2.92%
3.00%
1 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
2.92%
3.00%
1 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5 Month Certificate of Deposit
2.53%
2.60%
5 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.60% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
2.53%
2.60%
5 Month
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 2.55% → 2.60% ▲ 0.05 pts · high 2.60% / low 2.55%
Oct 3, 20262.60%▲ from 2.55%
Sep 24, 20262.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
2 Year Certificate of Deposit
0.34%
0.35%
2 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
2 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.34%
0.35%
2 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.35% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
20 Month Certificate of Deposit
0.34%
0.35%
20 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
20 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.34%
0.35%
20 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.35% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
3 Year Certificate of Deposit
0.34%
0.35%
3 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
3 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.34%
0.35%
3 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.35% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
4 Year Certificate of Deposit
0.34%
0.35%
4 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
4 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.34%
0.35%
4 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.35% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
2 1/2 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.34%
0.35%
2 1/2 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.35% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
15 Month Certificate of Deposit
0.30%
0.30%
15 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.30% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
15 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.30%
0.30%
15 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
18 Month Certificate of Deposit
0.30%
0.30%
18 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.30% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
18 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.30%
0.30%
18 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
3 Year TRIPLE PROTECTION CD
0.25%
0.25%
3 Year
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
6 Month Certificate of Deposit
0.25%
0.25%
6 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
6 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.25%
0.25%
6 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
7 Month Certificate of Deposit
0.25%
0.25%
7 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
7 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.25%
0.25%
7 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
8 Month Certificate of Deposit
0.25%
0.25%
8 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
8 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.25%
0.25%
8 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
9 Month Certificate of Deposit
0.25%
0.25%
9 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
9 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
0.25%
0.25%
9 Month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Savings Rates
Product
Rate
APY
View More
e-SAVINGS
4.88%
5.00%
Min Balance$1
DetailsBalance: $1 - $500
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
e-Solution Savings
-
5.00%
DetailsBalance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 5.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
STUDENT e-NEXT GENERATION SAVINGS
4.88%
5.00%
Min Balance$1
DetailsBalance: $1 - $100
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
e-Holiday Savings Club
0.12%
0.12%
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.12% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
HOLIDAY CLUB ACCOUNT
0.12%
0.12%
Detailse-Holiday Savings Club
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.12% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Passbook Savings Club
0.12%
0.12%
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.12% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Savings Club
0.12%
0.12%
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.12% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS
0.11%
0.11%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS
0.11%
0.11%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS
0.11%
0.11%
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS
0.11%
0.11%
Min Balance$500,000
DetailsBalance: $500,000 - higher
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS
0.11%
0.11%
Min Balance$1
DetailsBalance: $1 - $24,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS
0.11%
0.11%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS
0.11%
0.11%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS
0.11%
0.11%
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS
0.11%
0.11%
Min Balance$500,000
DetailsBalance: $500,000 - higher
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Passbook Savings
0.10%
0.10%
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Savings
0.10%
0.10%
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
e-SAVINGS
0.05%
0.05%
Min Balance$500
DetailsPublished APY range: 0.05% to 4.99%. Balance: over $500
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS
0.05%
0.05%
Min Balance$1
DetailsBalance: $1 - $24,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
STUDENT e-NEXT GENERATION SAVINGS
0.05%
0.05%
Min Balance$100
DetailsPublished APY range: 0.05% to 4.99%. Balance: over $100
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Business Savings Rates
Product
Rate
APY
View More
e-BUSINESS SAVINGS
4.88%
5.00%
Min Balance$1
DetailsBalance: $1 - $500
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business MORE YIELD SAVINGS
0.11%
0.11%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business MORE YIELD SAVINGS
0.11%
0.11%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business MORE YIELD SAVINGS
0.11%
0.11%
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business MORE YIELD SAVINGS
0.11%
0.11%
Min Balance$500,000
DetailsBalance: $500,000 - higher
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Passbook Savings
0.10%
0.10%
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Statement Savings
0.10%
0.10%
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business MORE YIELD SAVINGS
0.05%
0.05%
Min Balance$1
DetailsBalance: $1 - $24,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
e-BUSINESS SAVINGS
0.05%
0.05%
Min Balance$500
DetailsPublished APY range: 0.05% to 4.99%. Balance: over $500
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Money Market Rates
Product
Rate
APY
View More
Money Market Accounts
0.11%
0.11%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Accounts
0.11%
0.11%
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Accounts
0.11%
0.11%
Min Balance$500,000
DetailsBalance: $500,000 - $999,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Accounts
0.11%
0.11%
Min Balance$1,000,000
DetailsBalance: $1,000,000 - $1,999,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Accounts
0.11%
0.11%
Min Balance$2,000,000
DetailsBalance: $2,000,000 - higher
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Accounts
0.05%
0.05%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Accounts
0.01%
0.01%
Min Balance$1
DetailsBalance: $1 - $24,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Business Money Market Rates
Product
Rate
APY
View More
Business Money Market Accounts
0.11%
0.11%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Accounts
0.11%
0.11%
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Accounts
0.11%
0.11%
Min Balance$500,000
DetailsBalance: $500,000 - $999,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Accounts
0.11%
0.11%
Min Balance$1,000,000
DetailsBalance: $1,000,000 - $1,999,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Accounts
0.11%
0.11%
Min Balance$2,000,000
DetailsBalance: $2,000,000 - higher
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Accounts
0.05%
0.05%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Accounts
0.01%
0.01%
Min Balance$1
DetailsBalance: $1 - $24,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Checking Rates
Product
Rate
APY
View More
e-Lightning Checking
-
5.00%
Min Balance$1
DetailsAccount must be opened online. Balances of $1 to $500 earn 5.00%. Any balance over $500 earns a blended rate of 4.99% to 0.05%. Fees may reduce earnings.
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 5.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
e-Solution Checking
-
5.00%
DetailsBalance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 5.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
FREE e-CHECKING ACCOUNT
4.89%
5.00%
Min Balance$1
DetailsBalance: $1 - $500
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 5.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT
0.11%
0.11%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 0.11% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT
0.11%
0.11%
Min Balance$50,000
DetailsBalance: $50,000 - higher
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT
0.11%
0.11%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 0.11% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT
0.11%
0.11%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 0.11% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT
0.11%
0.11%
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 0.11% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT
0.11%
0.11%
Min Balance$500,000
DetailsBalance: $500,000 - higher
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
NIFTY-FIFTY CHECKING ACCOUNT
0.10%
0.10%
DetailsNifty Fifty Club
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
FREE e-CHECKING ACCOUNT
0.05%
0.05%
Min Balance$500
DetailsPublished APY range: 0.05% to 4.99%. Balance: over $500
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT
0.05%
0.05%
Min Balance$1
DetailsBalance: $1 - $24,999
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT
0.01%
0.01%
Min Balance$1
DetailsBalance: $1 - $9,999
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 0.01% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Business Checking Rates
Product
Rate
APY
View More
e-Business Checking
-
5.00%
DetailsBalance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 5.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
FREE e-BUSINESS CHECKING ACCOUNT
4.89%
5.00%
Min Balance$1
DetailsBalance: $1-$500
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
FREE e-BUSINESS CHECKING ACCOUNT
0.05%
0.05%
Min Balance$500
DetailsPublished APY range: 0.05% to 4.99%. Balance: over $500
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Mortgage Rates
Product
Rate
Points
APR
Term
View More
5/1 Adjustable Rate Mortgage
6.50%
0.00%
7.189%
5/1
DetailsCap Per Adj: 1.50%; Lifetime Cap: 12.500%; Margin: 2.75%
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 7.19% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
10/1 Adjustable Rate Mortgage
7.125%
0.00%
7.336%
10/1
DetailsCap Per Adj: 1.50%; Lifetime Cap: 13.125%; Margin: 2.75%
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 7.34% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5/1 Adjustable Rate Mortgage
6.75%
0.00%
7.445%
5/1
DetailsCap Per Adj: 1.50%; Lifetime Cap: 12.750%; Margin: 3.00%
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 7.45% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
10/1 Adjustable Rate Mortgage
7.375%
0.00%
7.591%
10/1
DetailsCap Per Adj: 1.50%; Lifetime Cap: 13.375%; Margin: 3.00%
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 7.59% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan
6.49%
-
6.502%
10 year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 6.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loan
6.49%
-
6.513%
5 year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 6.51% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loan
6.74%
-
6.752%
10 year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 6.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loan
6.74%
-
6.763%
5 year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 6.76% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loan
7.24%
-
7.249%
15 year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 7.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loan
7.49%
-
7.499%
15 year
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 7.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto - Year 2026-2027
5.99%
-
5.99%
12-66 Months
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 6.49% → 5.99% ▼ 0.50 pts · high 6.49% / low 5.99%
Oct 7, 20265.99%▼ from 6.49%
Sep 24, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Auto - Year 2026-2027
6.49%
-
6.49%
12-66 Months
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 6.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Auto - 2018-2026: Maximum term 60 months
6.50%
-
6.50%
60 Months
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 7.00% → 6.50% ▼ 0.50 pts · high 7.00% / low 6.50%
Oct 7, 20266.50%▼ from 7.00%
Sep 24, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Auto - 2018-2026: Maximum term 60 months
7.00%
-
7.00%
60 Months
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 7.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Personal Loan Rates
Product
APR
Term
View More
Unsecured Loan
13.49%
12-60 Months
DetailsRate: 13.99%, APR: 13.99%
Last Updated10/11/2026
Rate History
No change since Sep 15, 2026 · 13.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Greene County Commercial Bank Other Rates
Product
Rate
Points
APY/APR
Term
View More
Adjustable Rate Mortgages: New & Existing 1 & 2 Family, Owner-Occupied Homes - 10/1
7.125%
0.00%
7.336%
10/1
DetailsCap Per Adj: 1.50%; Lifetime Cap: 13.125%; Margin: 2.75%
Last Updated10/11/2026
Rate History
2 changes since Sep 24, 2026 · 7.33% → 7.34% ▲ 0.01 pts · high 7.42% / low 7.33%
Oct 7, 20267.34%▼ from 7.42%
Sep 27, 20267.42%▲ from 7.33%
Sep 24, 20267.33%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Adjustable Rate Mortgages: New & Existing 1 & 2 Family, Owner-Occupied Homes - 10/1
7.375%
0.00%
7.591%
10/1
DetailsCap Per Adj: 1.50%; Lifetime Cap: 13.375%; Margin: 3.00%
Last Updated10/11/2026
Rate History
2 changes since Sep 24, 2026 · 7.33% → 7.59% ▲ 0.26 pts · high 7.59% / low 7.33%
Oct 7, 20267.59%▲ from 7.42%
Sep 27, 20267.42%▲ from 7.33%
Sep 24, 20267.33%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Adjustable Rate Mortgages: New & Existing 1 & 2 Family, Owner-Occupied Homes - 5/1
6.50%
0.00%
7.189%
5/1
DetailsCap Per Adj: 1.50%; Lifetime Cap: 12.500%; Margin: 2.75%
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 7.11% → 7.19% ▲ 0.08 pts · high 7.19% / low 7.11%
Oct 7, 20267.19%▲ from 7.11%
Sep 24, 20267.11%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Adjustable Rate Mortgages: New & Existing 1 & 2 Family, Owner-Occupied Homes - 5/1
6.75%
0.00%
7.445%
5/1
DetailsCap Per Adj: 1.50%; Lifetime Cap: 12.750%; Margin: 3.00%
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 7.36% → 7.45% ▲ 0.08 pts · high 7.45% / low 7.36%
Oct 7, 20267.45%▲ from 7.36%
Sep 24, 20267.36%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Fixed Rate Mortgage Loans: New & Existing 1 & 2 Family, Owner-Occupied Homes - 15 Year Term
6.50%
0.00%
6.754%
15 Year
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.56% → 6.75% ▲ 0.19 pts · high 6.75% / low 6.56%
Oct 7, 20266.75%▲ from 6.56%
Sep 15, 20266.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Fixed Rate Mortgage Loans: New & Existing 1 & 2 Family, Owner-Occupied Homes - 15 Year Term
6.75%
0.00%
7.01%
15 Year
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.56% → 7.01% ▲ 0.45 pts · high 7.01% / low 6.56%
Oct 7, 20267.01%▲ from 6.56%
Sep 15, 20266.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Fixed Rate Mortgage Loans: New & Existing 1 & 2 Family, Owner-Occupied Homes - 20 Year Term
7.25%
0.00%
7.469%
20 Year
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 7.02% → 7.47% ▲ 0.45 pts · high 7.47% / low 7.02%
Oct 7, 20267.47%▲ from 7.02%
Sep 15, 20267.02%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Fixed Rate Mortgage Loans: New & Existing 1 & 2 Family, Owner-Occupied Homes - 20 Year Term
7.50%
0.00%
7.723%
20 Year
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 7.02% → 7.72% ▲ 0.70 pts · high 7.72% / low 7.02%
Oct 7, 20267.72%▲ from 7.02%
Sep 15, 20267.02%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
GreenEquity Line of Credit
-
-
6.50%
DetailsFirst Lien Position*. Fixed Rate: 6.50% during the first 60 months of the draw period with auto-debit from a Bank of Greene checking account. Standard Rate is 6.75% Program applies to loan amounts $20,000-$832,750. Annual Percentage Rate (APR) is Prime after first 60 months of the draw period, current prime rate: 7.00%. Auto-debit rate is Prime -.25%. Loan amounts greater than $832,750, Fixed Rate: 7.00% during the first 60 months of the draw period with auto-debit from a Bank of Greene checking account, Standard rate is 7.25%. Annual Percentage Rate (APR) is Prime +.50% after draw period, current rate: 7.50% and Auto-debit rate is Prime +.25% for loans of $832,750 or greater. Rates may adjust daily and are subject to change. Floor Rate: 6.25%, Ceiling: 25.00%. Maximum loan amount set at 80% of appraised value less first mortgage (if applicable) for loan amounts up to $832,750. Loan amounts greater than $832,750 maximum loan amount set at 75% of appraised value less first mortgage balance (if applicable). To qualify for interest rate under this option, the Subject Property must be unencumbered OR the existing first mortgage must be with Bank of Greene.*
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 6.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
GreenEquity Line of Credit
-
-
7.00%
DetailsSecond Lien Position*. Fixed Rate: 7.00% during the first 60 months of the draw period with auto debit from a Bank of Greene checking account. Program applies to loan amounts of $20,000-$500,000. Rates may adjust daily and are subject to change. Floor Rate: 6.75%, Ceiling: 25.00%. Standard rate is 7.00% during first 60 months of draw period. Annual Percentage Rate (APR) is Prime +.50% after draw period, current rate is 7.50%. Auto debit rate is Prime +.25%. Maximum loan amount set at 60% of appraised value less first mortgage. To qualify for interest rate under this option, the existing mortgage on the Subject Property must be with a lending institution.
Last Updated10/11/2026
Rate History
No change since Sep 27, 2026 · 7.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Saratoga County Commercial Low-Interest Loan Program
-
-
5.85%
5-year
DetailsWe have pledged $20 Million towards owner-occupied businesses in Saratoga County. Kick start your Saratoga County business with a 5.85% APR* 5-year fixed rate!** Promotional rate and offer are effective 9/23/2026. Promotional rate on your loan is offered on the condition that you maintain a checking account so that the payment is deducted. Auto debit is required for promotional rate. No other discounts apply. Limited closing costs at account opening including mandatory NYS mortgage tax, appraisal fee and .25% origination fee. Maximum loan amount is $2,000,000. Internal refinances do not qualify. Maximum loan to value of 75%. After 5-year introductory period, rate resets to FHLB plus 2.50%. Rate applies to owner occupied properties. Other rates and terms are available. The transaction must result in a first lien mortgage. Subject to credit approval. Rates and terms are subject to change without notice. Property must be located in Saratoga County.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 5.85% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loans
7.50%
-
9.253%
5-year
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 9.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loans
7.75%
-
9.516%
5-year
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 9.52% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loans
8.25%
-
9.225%
10-year
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 9.23% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loans
8.50%
-
9.485%
10-year
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 9.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loans
8.75%
-
9.473%
15-year
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 9.47% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loans
9.00%
-
9.733%
15-year
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 9.73% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
STUDENT PASSBOOK
0.10%
-
0.10%
Min Balance$0
DetailsStudent Passbook
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Financial Health History
Greene County Commercial Bank’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.3B
0.00%
5.0
A+
March 31, 2026
$1.4B
0.00%
5.0
A+
December 31, 2025
$1.3B
0.00%
5.0
A+
September 30, 2025
$1.4B
0.00%
5.0
A+
June 30, 2025
$1.3B
0.00%
5.0
A+
March 31, 2025
$1.4B
0.00%
5.0
A+
December 31, 2024
$1.2B
0.00%
5.0
A+
September 30, 2024
$1.2B
0.00%
5.0
A+
June 30, 2024
$1.1B
0.00%
5.0
A+
March 31, 2024
$1.3B
0.00%
5.0
A+
December 31, 2023
$1.1B
0.00%
5.0
A+
September 30, 2023
$1.2B
0.00%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Greene County Commercial Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Greene County Commercial Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greene County Commercial Bank's official website for the most current offers and terms.
Greene County Commercial Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Greene County Commercial Bank
How many branches does Greene County Commercial Bank operate?
Greene County Commercial Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Greene County Commercial Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Greene County Commercial Bank provides members with tools to manage their accounts and build a solid financial history.
Does Greene County Commercial Bank offer online and mobile banking?
Most modern institutions like Greene County Commercial Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tbogc.com.
Current Greene County Commercial Bank Rates
12-Month CD3.00%
18-Month CD0.30%
24-Month CD0.35%
36-Month CD0.25%
48-Month CD0.35%
60-Month CD3.50%
Savings5.00%
MMA0.11%
Retrieved from our database of financial products. Rates subject to change.