Hawaii (HI) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for Hawaii include Hawaii Schools Federal Credit UnionHawaii Schools Federal Credit Union233 Vineyard St, Honolulu, HI 96813 2446A+5.0 ★Texas Ratio: 0.21% Kids Club Savings at 5.00% APY, CU Hawaii Federal Credit UnionCU Hawaii Federal Credit Union75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734A+5.0 ★Texas Ratio: 0.96% Kasasa Rewards Savings at 5.00% APY, Kahuku Federal Credit UnionKahuku Federal Credit Union56 576 Kamehameha Hwy, Kahuku, HI 96731 2211D3.3 ★Texas Ratio: 36.05% Christmas Club Savings at 4.06% APY, First Foundation BankFirst Foundation Bank500 Ala Moana Boulevard Suite 2a, Honolulu, HI 96813A+5.0 ★Texas Ratio: 1.45% Online Savings at 3.75% APY, and Royal Business BankRoyal Business Bank765 Bishop St, Honolulu, HI 96813A5.0 ★Texas Ratio: 6.64% New Year Flexible Savings Account at 3.75% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hawaii compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hawaii (HI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hawaii and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Hawaii
Qualifications Required: At least 10 debit card purchases; Be enrolled in and agree to receive e-Statements; At least one direct deposit, ACH credit, or ACH payment transaction; Qualifying balance up to $50,000.00
Terms and Conditions apply.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
$5 minimum balance to open
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Online Only
Complimentary Kids Savings stackable money bank and passbook at new account opening
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifying balance up to $50,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hawaii Savings Rate Trends
Compare local Hawaii savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii high-yield savings rates rose 0.845 points this week to 2.327% APY, up from 1.482% last week.
Hawaii standard savings rates rose 0.159 points this week to 0.209% APY, up from 0.050% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hawaii. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hawaii
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Hawaii safe?
How often do savings rates change in Hawaii?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Hawaii?
How do I open a savings account in Hawaii?
Best Savings Rates in Hawaii
- Hawaii Schools Federal Credit Union
Kids Club Savings — 5.00% APY - CU Hawaii Federal Credit Union
Kasasa Rewards Savings — 5.00% APY - Kahuku Federal Credit Union
Christmas Club Savings — 4.06% APY - First Foundation Bank
Online Savings — 3.75% APY - Royal Business Bank
New Year Flexible Savings Account — 3.75% APY
Cities in Hawaii
