Auto Loan Rates in Hawaii (HI) for March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Hawaii. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Hawaii include HAWAIIAN ELECTRIC EMPLOYEESHAWAIIAN ELECTRIC EMPLOYEES770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813A+5.0 ★Texas Ratio: 2.62% offering Used Auto Loans at 3.70%, Hawaii County Employees Federal Credit UnionHawaii County Employees Federal Credit Union131 Puuhonu Way, Hilo, HI, 96720A+5.0 ★Texas Ratio: 1.21% offering USED AUTO at 4.00%, Hamakua Federal Credit UnionHamakua Federal Credit Union28 490 Kaakepa Street, Pepeekeo, HI, 96783A5.0 ★Texas Ratio: 9.07% offering New Autos at 4.24%, HOCU Honolulu Federal Credit UnionHOCU Honolulu Federal Credit Union300 Ala Moana Blvd, Honolulu, HI, 96850A5.0 ★Texas Ratio: 7.94% offering Green New Car at 4.25%, Ko`olau Federal Credit UnionKo`olau Federal Credit Union6699 Mokapu Rd, KAILUA, HI, 96734A+5.0 ★Texas Ratio: 3.15% offering New Auto at 4.49%.
Auto loan rates in Hawaii are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Hawaii. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Hawaii
Lender
Product
APR
Term
Profile
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans
3.70%
Special: 2 & 3 Years
▼
APR3.70%
TermSpecial: 2 & 3 Years
Last UpdatedMar 20, 2026
Details
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans
3.75%
Special: 4 Years
▼
APR3.75%
TermSpecial: 4 Years
Last UpdatedMar 20, 2026
Details
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
USED AUTO
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans
4.00%
Special: 5 Years
▼
APR4.00%
TermSpecial: 5 Years
Last UpdatedMar 20, 2026
Details
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
New Autos
4.24%
Up to 84 Months
▼
APR4.24%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
4.25%
3 yr
▼
APR4.25%
Term3 yr
Last UpdatedMar 20, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
4.49%
Up to 12 months
▼
APR4.49%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
NEW AUTO - September 25, 2023
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
USED AUTO
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Auto Loans
4.50%
5 yr
▼
APR4.50%
Term5 yr
Last UpdatedMar 20, 2026
Details
New car must be an electric or hybrid vehicle powered by alternative fuels.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
4.50%
4 yr
▼
APR4.50%
Term4 yr
Last UpdatedMar 20, 2026
Details
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Vehicle Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
72-Month Financing available on amounts of $18,000 or greater. 84-Month Financing available on amounts of $25,000 or greater. Up to 100% Financing on New Vehicles, and Used Vehicles 10 years or newer. Maximum loan amounts may be applicable.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
New Auto Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Used Auto Loans
4.75%
36 mos
▼
APR4.75%
Term36 mos
Last UpdatedMar 15, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Auto Loans
4.75%
6 yr
▼
APR4.75%
Term6 yr
Last UpdatedMar 20, 2026
Details
New car must be an electric or hybrid vehicle powered by alternative fuels.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
4.75%
5 yr
▼
APR4.75%
Term5 yr
Last UpdatedMar 20, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
4.99%
Up to 12 months
▼
APR4.99%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Used Auto (3 to 5 Years Old)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Used Auto Loans
5.00%
60 mos
▼
APR5.00%
Term60 mos
Last UpdatedMar 15, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
New Auto 100% of invoice
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMar 20, 2026
Details
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans
5.00%
Special: 6 Years
▼
APR5.00%
TermSpecial: 6 Years
Last UpdatedMar 20, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
5.00%
6 yr
▼
APR5.00%
Term6 yr
Last UpdatedMar 20, 2026
Details
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.00%
3 Months
▼
APR5.00%
Term3 Months
Last UpdatedMar 20, 2026
Details
Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
5.24%
Up to 24 months
▼
APR5.24%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (6-10 years old)
5.24%
Up to 12 months
▼
APR5.24%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
New Auto
5.24%
0-48 Months
▼
APR5.24%
Term0-48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 125% for current and prior model year
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Auto
5.24%
0-36 Months
▼
APR5.24%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
110% financing
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
New Auto Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 15, 2026
Details
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
NEW AUTO - September 25, 2023
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
USED AUTO
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
New Auto
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 20, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.25%
4 Months
▼
APR5.25%
Term4 Months
Last UpdatedMar 20, 2026
Details
Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Used Auto (3 to 5 Years Old)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Used Auto Equity
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
Pre-owned Autos
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
New Auto
5.49%
61-84 Months
▼
APR5.49%
Term61-84 Months
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Auto
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
5.50%
1-3 Year
▼
APR5.50%
Term1-3 Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
5.50%
3 years
▼
APR5.50%
Term3 years
Last UpdatedMar 18, 2026
Details
As Low As
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
New Auto
5.50%
8 Years
▼
APR5.50%
Term8 Years
Last UpdatedMar 20, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
5.50%
3 Years
▼
APR5.50%
Term3 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
5.50%
3 Years
▼
APR5.50%
Term3 Years
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
New Auto
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
Used Auto
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.50%
5 Months
▼
APR5.50%
Term5 Months
Last UpdatedMar 20, 2026
Details
Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
5.65%
1-3 years
▼
APR5.65%
Term1-3 years
Last UpdatedMar 16, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
5.74%
Up to 24 months
▼
APR5.74%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 15, 2026
Details
72-Month Financing available on amounts of $18,000 or greater. 84-Month Financing available on amounts of $25,000 or greater. Up to 100% Financing on New Vehicles, and Used Vehicles 10 years or newer. Maximum loan amounts may be applicable.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
5.75%
4 years
▼
APR5.75%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
5.75%
4-Year
▼
APR5.75%
Term4-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
New Auto - Based on JD Power Value
5.75%
5 years
▼
APR5.75%
Term5 years
Last UpdatedMar 18, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
5.75%
6 Years
▼
APR5.75%
Term6 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.75%
6 Years
▼
APR5.75%
Term6 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
5.75%
4 Years
▼
APR5.75%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
5.75%
4 Years
▼
APR5.75%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
5.85%
5 years
▼
APR5.85%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
5.90%
48 Months
▼
APR5.90%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
5.95%
6 years
▼
APR5.95%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
5.99%
Up to 72 months
▼
APR5.99%
TermUp to 72 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
5.99%
Up to 36 months
▼
APR5.99%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (6-10 years old)
5.99%
Up to 24 months
▼
APR5.99%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Older Used Auto (6 Years and Older)
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Used Auto (3 to 5 Years Old)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
New Auto Loans
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; terms up to 72 mos.
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
New Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 15, 2026
Details
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Used Auto Loans
6.00%
72 mos
▼
APR6.00%
Term72 mos
Last UpdatedMar 15, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
6.00%
5-Year
▼
APR6.00%
Term5-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
New Auto - Based on JD Power Value
6.00%
6 years
▼
APR6.00%
Term6 years
Last UpdatedMar 18, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
6.00%
4 years
▼
APR6.00%
Term4 years
Last UpdatedMar 18, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loan
6.00%
Up to 60 months
▼
APR6.00%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; Click to learn more
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
Used Auto Vehicles up to blue book
6.00%
7 Years
▼
APR6.00%
Term7 Years
Last UpdatedMar 20, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
6.00%
5 Years
▼
APR6.00%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
6.00%
5 Years
▼
APR6.00%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Auto Loans
6.00%
7 yr
▼
APR6.00%
Term7 yr
Last UpdatedMar 20, 2026
Details
New car must be an electric or hybrid vehicle powered by alternative fuels.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
6.24%
Up to 84 months
▼
APR6.24%
TermUp to 84 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
6.24%
Up to 48 months
▼
APR6.24%
TermUp to 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (6-10 years old)
6.24%
Up to 36 months
▼
APR6.24%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
New Auto Loan
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Used Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
6.25%
6-Year
▼
APR6.25%
Term6-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.25%
1-3 Year
▼
APR6.25%
Term1-3 Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
New Auto Loans
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
6.25%
6 Years
▼
APR6.25%
Term6 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
6.25%
6 Years
▼
APR6.25%
Term6 Years
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
New Auto
6.25%
78 Months
▼
APR6.25%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
Used Auto
6.25%
78 Months
▼
APR6.25%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
6.25%
7 yr
▼
APR6.25%
Term7 yr
Last UpdatedMar 20, 2026
Details
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
6.25%
6 Months
▼
APR6.25%
Term6 Months
Last UpdatedMar 20, 2026
Details
Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
6.40%
1-3 years
▼
APR6.40%
Term1-3 years
Last UpdatedMar 16, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
6.49%
Up to 72 months
▼
APR6.49%
TermUp to 72 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (6-10 years old)
6.49%
Up to 48 months
▼
APR6.49%
TermUp to 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
autos over five years old
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Regular APR: 15.99%
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Older Used Auto (6 Years and Older)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
New Auto Loans
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; terms up to 84 mos.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
6.50%
4 years
▼
APR6.50%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.50%
4-Year
▼
APR6.50%
Term4-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
6.50%
5 years
▼
APR6.50%
Term5 years
Last UpdatedMar 18, 2026
Details
As Low As
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
NEW AUTO - September 25, 2023
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
New Auto Loans
6.50%
78 Months
▼
APR6.50%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
6.50%
78 Months
▼
APR6.50%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
224 Kehalani Drive, Wailuku, HI, 96793
New Auto up to 4 years old
6.50%
up to 7 years
▼
APR6.50%
Termup to 7 years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
6.60%
5 years
▼
APR6.60%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
6.70%
6 years
▼
APR6.70%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
6.74%
Up to 84 months
▼
APR6.74%
TermUp to 84 months
Last UpdatedMar 17, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
New Auto Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Used Auto Loan
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Vehicle Loans
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
72-Month Financing available on amounts of $18,000 or greater. 84-Month Financing available on amounts of $25,000 or greater. Up to 100% Financing on New Vehicles, and Used Vehicles 10 years or newer. Maximum loan amounts may be applicable.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 15, 2026
Details
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.75%
5-Year
▼
APR6.75%
Term5-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
New Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
7.00%
6-Year
▼
APR7.00%
Term6-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
New Auto - Based on JD Power Value
7.00%
7 Years
▼
APR7.00%
Term7 Years
Last UpdatedMar 18, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
7.00%
6 years
▼
APR7.00%
Term6 years
Last UpdatedMar 18, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans Vehicle Year: 2022
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans Vehicle Year: 2023-2024
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
7.00%
7 Years
▼
APR7.00%
Term7 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
7.00%
7 Years
▼
APR7.00%
Term7 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
7.15%
1-3 years
▼
APR7.15%
Term1-3 years
Last UpdatedMar 16, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
New Auto Loan
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Used Auto Loan
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
7.25%
4 years
▼
APR7.25%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans Vehicle Year: 2021
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
New Auto
7.25%
90 Months
▼
APR7.25%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
Used Auto
7.25%
90 Months
▼
APR7.25%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
224 Kehalani Drive, Wailuku, HI, 96793
Used Auto 5 years to 10 years old
7.25%
up to 5 years
▼
APR7.25%
Termup to 5 years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
7.35%
5 years
▼
APR7.35%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
7.45%
6 years
▼
APR7.45%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Toys
7.49%
0-36 Months
▼
APR7.49%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
100% financing for toys up to 5 years old
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Auto Loan
7.50%
7 years
▼
APR7.50%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
7.50%
7-Year
▼
APR7.50%
Term7-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
7.50%
7 Years
▼
APR7.50%
Term7 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
7.50%
7 Years
▼
APR7.50%
Term7 Years
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Toys
7.74%
37-48 Months
▼
APR7.74%
Term37-48 Months
Last UpdatedMar 20, 2026
Details
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Older Used Auto Loan
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Used Auto Loan
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
New Auto Loans
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Toys
7.99%
49-60 Months
▼
APR7.99%
Term49-60 Months
Last UpdatedMar 20, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
8.00%
7-Year
▼
APR8.00%
Term7-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
8.00%
78 Months
▼
APR8.00%
Term78 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
8.00%
7 years
▼
APR8.00%
Term7 years
Last UpdatedMar 18, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
New Autos
8.00%
Up to 84 Months
▼
APR8.00%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
Pre-owned Autos
8.00%
Up to 72 Months
▼
APR8.00%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
8.15%
84 Months
▼
APR8.15%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
First Time Auto Buyer - New Auto
8.24%
0-48 Months
▼
APR8.24%
Term0-48 Months
Last UpdatedMar 20, 2026
Details
Financing up to 110% for current and prior model year
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
First Time Auto Buyer - Used Auto
8.24%
0-36 Months
▼
APR8.24%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
110% financing
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned RVs
8.24%
0-72 Months
▼
APR8.24%
Term0-72 Months
Last UpdatedMar 20, 2026
Details
Up to 100% financing for RVs up to 10 years old
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
First Time Auto Buyer - New Auto
8.49%
61-72 Months
▼
APR8.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
First Time Auto Buyer - Used Auto
8.49%
61-72 Months
▼
APR8.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned RVs
8.49%
73-120 Months
▼
APR8.49%
Term73-120 Months
Last UpdatedMar 20, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto
8.50%
Up to 3 Years
▼
APR8.50%
TermUp to 3 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
8.50%
Up to 3 Years
▼
APR8.50%
TermUp to 3 Years
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned RVs
8.74%
121-144 Months
▼
APR8.74%
Term121-144 Months
Last UpdatedMar 20, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
8.75%
54 Months
▼
APR8.75%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto
8.75%
4 Years
▼
APR8.75%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
8.75%
4 Years
▼
APR8.75%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto
9.75%
5 Years
▼
APR9.75%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
9.75%
5 Years
▼
APR9.75%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
Powered by
MonitorBankRates
Lender
Product
APR
Term
Profile
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
New Autos
4.24%
Up to 84 Months
▼
APR4.24%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
4.25%
3 yr
▼
APR4.25%
Term3 yr
Last UpdatedMar 20, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
4.49%
Up to 12 months
▼
APR4.49%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
NEW AUTO - September 25, 2023
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
4.50%
4 yr
▼
APR4.50%
Term4 yr
Last UpdatedMar 20, 2026
Details
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
New Auto Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
4.75%
5 yr
▼
APR4.75%
Term5 yr
Last UpdatedMar 20, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
4.99%
Up to 12 months
▼
APR4.99%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
New Auto 100% of invoice
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMar 20, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
5.00%
6 yr
▼
APR5.00%
Term6 yr
Last UpdatedMar 20, 2026
Details
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.00%
3 Months
▼
APR5.00%
Term3 Months
Last UpdatedMar 20, 2026
Details
Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
5.24%
Up to 24 months
▼
APR5.24%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
New Auto
5.24%
0-48 Months
▼
APR5.24%
Term0-48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 125% for current and prior model year
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
New Auto Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 15, 2026
Details
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
NEW AUTO - September 25, 2023
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
New Auto
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 20, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.25%
4 Months
▼
APR5.25%
Term4 Months
Last UpdatedMar 20, 2026
Details
Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
New Auto
5.49%
61-84 Months
▼
APR5.49%
Term61-84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
5.50%
1-3 Year
▼
APR5.50%
Term1-3 Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
New Auto
5.50%
8 Years
▼
APR5.50%
Term8 Years
Last UpdatedMar 20, 2026
Details
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
New Auto
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.50%
5 Months
▼
APR5.50%
Term5 Months
Last UpdatedMar 20, 2026
Details
Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
5.74%
Up to 24 months
▼
APR5.74%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
5.75%
4-Year
▼
APR5.75%
Term4-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
New Auto - Based on JD Power Value
5.75%
5 years
▼
APR5.75%
Term5 years
Last UpdatedMar 18, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
5.75%
6 Years
▼
APR5.75%
Term6 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.75%
6 Years
▼
APR5.75%
Term6 Years
Last UpdatedMar 20, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
5.90%
48 Months
▼
APR5.90%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
5.99%
Up to 72 months
▼
APR5.99%
TermUp to 72 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
5.99%
Up to 36 months
▼
APR5.99%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
New Auto Loans
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; terms up to 72 mos.
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
New Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 15, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
6.00%
5-Year
▼
APR6.00%
Term5-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
New Auto - Based on JD Power Value
6.00%
6 years
▼
APR6.00%
Term6 years
Last UpdatedMar 18, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loan
6.00%
Up to 60 months
▼
APR6.00%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; Click to learn more
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
New Auto
6.24%
Up to 84 months
▼
APR6.24%
TermUp to 84 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
6.24%
Up to 48 months
▼
APR6.24%
TermUp to 48 months
Last UpdatedMar 17, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
New Auto Loan
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
6.25%
6-Year
▼
APR6.25%
Term6-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
New Auto Loans
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
New Auto
6.25%
78 Months
▼
APR6.25%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Green New Car
6.25%
7 yr
▼
APR6.25%
Term7 yr
Last UpdatedMar 20, 2026
Details
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
6.25%
6 Months
▼
APR6.25%
Term6 Months
Last UpdatedMar 20, 2026
Details
Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
6.49%
Up to 72 months
▼
APR6.49%
TermUp to 72 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMar 20, 2026
Details
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
New Auto Loans
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; terms up to 84 mos.
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
NEW AUTO - September 25, 2023
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 20, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
New Auto Loans
6.50%
78 Months
▼
APR6.50%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
224 Kehalani Drive, Wailuku, HI, 96793
New Auto up to 4 years old
6.50%
up to 7 years
▼
APR6.50%
Termup to 7 years
Last UpdatedMar 20, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
6.74%
Up to 84 months
▼
APR6.74%
TermUp to 84 months
Last UpdatedMar 17, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
New Auto Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
New Auto/Truck
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
New Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
New Auto - Based on JD Power Value
7.00%
7 Years
▼
APR7.00%
Term7 Years
Last UpdatedMar 18, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto
7.00%
7 Years
▼
APR7.00%
Term7 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
7.00%
7 Years
▼
APR7.00%
Term7 Years
Last UpdatedMar 20, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
New Auto Loan
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
New Auto
7.25%
90 Months
▼
APR7.25%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
7.50%
7-Year
▼
APR7.50%
Term7-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
New Autos
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 0.25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
New Auto Loans
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
New Autos
8.00%
Up to 84 Months
▼
APR8.00%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
8.15%
84 Months
▼
APR8.15%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
First Time Auto Buyer - New Auto
8.24%
0-48 Months
▼
APR8.24%
Term0-48 Months
Last UpdatedMar 20, 2026
Details
Financing up to 110% for current and prior model year
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
First Time Auto Buyer - New Auto
8.49%
61-72 Months
▼
APR8.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
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APR
Term
Profile
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans
3.70%
Special: 2 & 3 Years
▼
APR3.70%
TermSpecial: 2 & 3 Years
Last UpdatedMar 20, 2026
Details
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans
3.75%
Special: 4 Years
▼
APR3.75%
TermSpecial: 4 Years
Last UpdatedMar 20, 2026
Details
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
USED AUTO
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans
4.00%
Special: 5 Years
▼
APR4.00%
TermSpecial: 5 Years
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
USED AUTO
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Used Auto Loans
4.75%
36 mos
▼
APR4.75%
Term36 mos
Last UpdatedMar 15, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
4.99%
Up to 12 months
▼
APR4.99%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Used Auto (3 to 5 Years Old)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Used Auto Loans
5.00%
60 mos
▼
APR5.00%
Term60 mos
Last UpdatedMar 15, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans
5.00%
Special: 6 Years
▼
APR5.00%
TermSpecial: 6 Years
Last UpdatedMar 20, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (6-10 years old)
5.24%
Up to 12 months
▼
APR5.24%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Auto
5.24%
0-36 Months
▼
APR5.24%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
110% financing
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
USED AUTO
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Used Auto (3 to 5 Years Old)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Used Auto Equity
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
Pre-owned Autos
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Auto
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
5.50%
3 years
▼
APR5.50%
Term3 years
Last UpdatedMar 18, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
5.50%
3 Years
▼
APR5.50%
Term3 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
5.50%
3 Years
▼
APR5.50%
Term3 Years
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
Used Auto
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
5.74%
Up to 24 months
▼
APR5.74%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
5.75%
4 Years
▼
APR5.75%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
5.75%
4 Years
▼
APR5.75%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
5.99%
Up to 36 months
▼
APR5.99%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (6-10 years old)
5.99%
Up to 24 months
▼
APR5.99%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Older Used Auto (6 Years and Older)
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Used Auto (3 to 5 Years Old)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Used Auto Loans
6.00%
72 mos
▼
APR6.00%
Term72 mos
Last UpdatedMar 15, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
6.00%
4 years
▼
APR6.00%
Term4 years
Last UpdatedMar 18, 2026
Details
As Low As
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
Used Auto Vehicles up to blue book
6.00%
7 Years
▼
APR6.00%
Term7 Years
Last UpdatedMar 20, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
6.00%
5 Years
▼
APR6.00%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
6.00%
5 Years
▼
APR6.00%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
6.24%
Up to 48 months
▼
APR6.24%
TermUp to 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (6-10 years old)
6.24%
Up to 36 months
▼
APR6.24%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Used Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.25%
1-3 Year
▼
APR6.25%
Term1-3 Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
6.25%
6 Years
▼
APR6.25%
Term6 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
6.25%
6 Years
▼
APR6.25%
Term6 Years
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
Used Auto
6.25%
78 Months
▼
APR6.25%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
6.49%
Up to 72 months
▼
APR6.49%
TermUp to 72 months
Last UpdatedMar 17, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (6-10 years old)
6.49%
Up to 48 months
▼
APR6.49%
TermUp to 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMar 20, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Older Used Auto (6 Years and Older)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.50%
4-Year
▼
APR6.50%
Term4-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
6.50%
5 years
▼
APR6.50%
Term5 years
Last UpdatedMar 18, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
6.50%
78 Months
▼
APR6.50%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Used Auto (5 years & newer)
6.74%
Up to 84 months
▼
APR6.74%
TermUp to 84 months
Last UpdatedMar 17, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Used Auto Loan
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 15, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.75%
5-Year
▼
APR6.75%
Term5-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
7.00%
6-Year
▼
APR7.00%
Term6-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
7.00%
6 years
▼
APR7.00%
Term6 years
Last UpdatedMar 18, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans Vehicle Year: 2022
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans Vehicle Year: 2023-2024
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Used Auto Loan
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans Vehicle Year: 2021
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
107 E Wakea Ave, Kahului, HI, 96732
Used Auto
7.25%
90 Months
▼
APR7.25%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maui County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
224 Kehalani Drive, Wailuku, HI, 96793
Used Auto 5 years to 10 years old
7.25%
up to 5 years
▼
APR7.25%
Termup to 5 years
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Toys
7.49%
0-36 Months
▼
APR7.49%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
100% financing for toys up to 5 years old
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto
7.50%
7 Years
▼
APR7.50%
Term7 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
7.50%
7 Years
▼
APR7.50%
Term7 Years
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Toys
7.74%
37-48 Months
▼
APR7.74%
Term37-48 Months
Last UpdatedMar 20, 2026
Details
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Older Used Auto Loan
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Used Auto Loan
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Used Auto/Truck
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned Toys
7.99%
49-60 Months
▼
APR7.99%
Term49-60 Months
Last UpdatedMar 20, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
8.00%
7-Year
▼
APR8.00%
Term7-Year
Last UpdatedMar 16, 2026
Details
As Low As; Ask about our Auto Loan rate match
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Pre-Owned Autos
8.00%
78 Months
▼
APR8.00%
Term78 Months
Last UpdatedMar 18, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Used Auto - Based on JD Power Value
8.00%
7 years
▼
APR8.00%
Term7 years
Last UpdatedMar 18, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
Pre-owned Autos
8.00%
Up to 72 Months
▼
APR8.00%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
First Time Auto Buyer - Used Auto
8.24%
0-36 Months
▼
APR8.24%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
110% financing
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned RVs
8.24%
0-72 Months
▼
APR8.24%
Term0-72 Months
Last UpdatedMar 20, 2026
Details
Up to 100% financing for RVs up to 10 years old
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
First Time Auto Buyer - Used Auto
8.49%
61-72 Months
▼
APR8.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned RVs
8.49%
73-120 Months
▼
APR8.49%
Term73-120 Months
Last UpdatedMar 20, 2026
Details
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto
8.50%
Up to 3 Years
▼
APR8.50%
TermUp to 3 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
8.50%
Up to 3 Years
▼
APR8.50%
TermUp to 3 Years
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Pre-Owned RVs
8.74%
121-144 Months
▼
APR8.74%
Term121-144 Months
Last UpdatedMar 20, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Used Auto Loans
8.75%
54 Months
▼
APR8.75%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto
8.75%
4 Years
▼
APR8.75%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
8.75%
4 Years
▼
APR8.75%
Term4 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto
9.75%
5 Years
▼
APR9.75%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
9.75%
5 Years
▼
APR9.75%
Term5 Years
Last UpdatedMar 20, 2026
Details
As Low As
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Frequently Asked Questions about Auto Loans in Hawaii
How does my credit score affect my car loan rate in Hawaii?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Hawaii with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Hawaii *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Hawaii typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Hawaii?
Based on our current data, some of the lowest auto loan rates available in Hawaii include:
- HAWAIIAN ELECTRIC EMPLOYEES: 3.70% (Used Auto Loans)
- Hawaii County Employees Federal Credit Union: 4.00% (USED AUTO)
- Hamakua Federal Credit Union: 4.24% (New Autos)
- HOCU Honolulu Federal Credit Union: 4.25% (Green New Car)
- Ko`olau Federal Credit Union: 4.49% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hawaii. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
Auto Loan Rates by City in Hawaii
