|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Hickam Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Hickam Federal Credit Union's Personal Loan Rates are at 7.50%. MonitorBankRates evaluates the financial stability of Hickam Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.84%. Rates were last updated on 04/17/2026. Hickam Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hickam Federal Credit Union? Share your experience about Hickam Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hickam Federal Credit Union. Hickam Federal Credit Union
Pearl City Main 1260 Kuala St
https://www.hickamfcu.org Pearl City, HI 96782 2888 
Hickam Federal Credit Union Checking Rates
Hickam Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hickam Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hickam Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hickam Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hickam Federal Credit Union
Website
https://www.hickamfcu.org
Address
1260 Kuala St,
Pearl City, HI 96782 2888
Phone
808-423-1391
Fax
808-423-0268
President
CAROL EBIA
CEO
Scott Kaulukukui
Full-Time Employees
102
Part-Time Employees
2
Branch Locations
7
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.84%
Return on Assets (ROA)
0.2698%
Return on Equity (ROE)
2.8400%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
688,672,996
Total Amount of Shares and Deposits
596,999,762
Total Shares and Deposits < 1 Year
545,455,810
Total Shares and Deposits 1 3 Years
47,330,487
Total Shares and Deposits > 3 Years
4,213,464
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
41,331,836
Total Uninsured Shares and Deposits > $250K (F+J)
41,331,836
Total Insured Shares and Deposits > $250K (item 17 less item K)
555,667,926
Total Interest Expense (Sum of items 6 8)
8,265,305
Share Certificates
6,745
Number of Accounts for Share Drafts
22,401
IRA KEOGH Accounts
1,687
Number of Accounts for Regular Shares
41,444
Non Member Deposits
4
Money Market Shares
1,294
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,221,381
Total Liabilities
650,378,610
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hickam Federal Credit UnionIs Hickam Federal Credit Union a safe place to deposit money?Yes, Hickam Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.8401492373306%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hickam Federal Credit Union operate?Hickam Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hickam Federal Credit Union?Yes, to access services at Hickam Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hickam Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hickam Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hickam Federal Credit Union offer online and mobile banking?Most modern institutions like Hickam Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hickamfcu.org. Compare to Other Credit Unions
SUPERIOR CHOICE
National Employees Federal Credit Union
Hudson River Community Credit Union
Navigant Credit Union
First Entertainment Credit Union
360 Federal Credit Union
First Financial Federal Credit Union
Amoco Federal Credit Union
HPC Credit Union
Riverfront Federal Credit Union
Ed-Med Federal Credit Union
Health Care Family Credit Union
LA Healthcare Federal Credit Union
Salal Credit Union
Industrial Credit Union of Whatcom County
MC Federal Credit Union
Archer Cooperative Credit Union
Bond Community Federal Credit Union
Rockland Employees Federal Credit Union
Glynn County Federal Employees Credit Union
Coffee County Teachers Federal Credit Union
|
||||||||||||||||||||||||
