Best Personal Loan Rates in Hawaii (HI) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Hawaii borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Hawaii include: Gather Federal Credit UnionGather Federal Credit Union4493 Pahee St, Lihue, HI, 96766A5.0 ★Texas Ratio: 6.37% offering PV Loans at 4.00% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit Union2145 Wells St Ste 101, Wailuku, HI, 96793A+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, Kauai Teachers Federal Credit UnionKauai Teachers Federal Credit Union2969 Umi St, Lihue, HI, 96766 1345A+5.0 ★Texas Ratio: 2.75% offering Personal Loans at 4.75% APR, HAWAIIAN ELECTRIC EMPLOYEESHAWAIIAN ELECTRIC EMPLOYEES770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813A+5.0 ★Texas Ratio: 2.62% offering Bill Consolidation Loan at 4.75% APR, and Valley Isle Community Federal Credit UnionValley Isle Community Federal Credit Union160 Paahana St, Kahului, HI, 96732A+5.0 ★Texas Ratio: 1.47% offering Photovoltaic Loan at 4.99% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Hawaii can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hawaii.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hawaii. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
PV Loans
4.00%
▼
APR4.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Solar Heater Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
2969 Umi St, Lihue, HI, 96766 1345
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedMarch 22, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
4.75%
▼
APR4.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Photovoltaic Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Holiday Loan Special
4.99%
▼
APR4.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Travel Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
As Low As; Rates range from 5.00%-17.99% APR based on credit history and terms up to 84 months. Offer valid through March 31, 2026.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
PV Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Vacation Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
Must provide travel itinerary
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
PV Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
801 S Beretania St, Honolulu, HI, 96813
Renewable Energy Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
135 Puali Place, Kaunakakai, HI, 96748
Solar Loans
5.24%
▼
APR5.24%
Last UpdatedMarch 22, 2026
Details
As Low As
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
2969 Umi St, Lihue, HI, 96766 1345
PERSONAL LOANS
5.25%
▼
APR5.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Holiday Loan Special
5.49%
▼
APR5.49%
Last UpdatedMarch 22, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedMarch 22, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Photovoltaic Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
5.50%
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Building 553, Fort Shafter, HI, 96858
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Building 553, Fort Shafter, HI, 96858
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Solar Loan & Refinancing
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
As Low As; Subject to credit approval.
Honolulu Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1200 N School St, Honolulu, HI, 96817 2013
Bill Consolidation Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Honolulu Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1200 N School St, Honolulu, HI, 96817 2013
Consolidation Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
PO Box 860669, Wahiawa, HI, 96786 0669
Holiday Loan Special
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
133 Maa St, Kahului, HI, 96732 3603
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
133 Maa St, Kahului, HI, 96732 3603
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
PV Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
American Savings Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 N Beretania St, Honolulu, HI, 96817
Veterans Affairs (VA) Loans2
6.12%
▼
APR6.12%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI, 96766
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedMarch 22, 2026
Details
As Low As; Contact us about rates
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Building 553, Fort Shafter, HI, 96858
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan Refinance
6.49%
▼
APR6.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan
6.69%
▼
APR6.69%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan Refinance
6.69%
▼
APR6.69%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
133 Maa St, Kahului, HI, 96732 3603
Photovoltaic System Loan*
6.74%
▼
APR6.74%
Last UpdatedMarch 22, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 22, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Vacant Land Loans Future Primary Residence (Balloon)
6.77%
▼
APR6.77%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
233 Vineyard St, Honolulu, HI, 96813 2446
Personal Loan
6.79%
▼
APR6.79%
Last UpdatedMarch 22, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Vacant Land Loans Future Primary Residence (Balloon)
6.84%
▼
APR6.84%
Last UpdatedMarch 22, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Vacant Land Loans Future Primary Residence
6.98%
▼
APR6.98%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Solar Panel Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
Up to $50,000
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
56 576 Kamehameha Hwy, Kahuku, HI, 96731 2211
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
Signature
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
$30,000
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
135 Puali Place, Kaunakakai, HI, 96748
Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMarch 22, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
133 Maa St, Kahului, HI, 96732 3603
Vacant Land Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Vacant Land Loans Investor Residential (Balloon)
7.27%
▼
APR7.27%
Last UpdatedMarch 22, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Vacant Land Loans Investor Residential (Balloon)
7.34%
▼
APR7.34%
Last UpdatedMarch 22, 2026
Details
No additional details available.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Solar Panel Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details
Up to $50,000
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
73 5611 Olowalu St, Kailua Kona, HI, 96740 2689
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Vacant Land Loans Investor Residential
7.58%
▼
APR7.58%
Last UpdatedMarch 22, 2026
Details
No additional details available.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 22, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI, 96813 2573
Personal Term Loan - 12 months
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As; Personal Loan payment sample: 36 months fixed-rate loan for $15,000 at 7.99% and an Annual Percentage Rate (APR) of 7.99% would have a monthly principal plus interest payment of $470. Other rates and terms available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Solar Panel Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
Up to $50,000
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
801 S Beretania St, Honolulu, HI, 96813
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 22, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As; Consolidate debt, pay for the unexpected, or fund home improvements.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI, 96813 2573
Personal Term Loan - 24 months
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
8.74%
▼
APR8.74%
Last UpdatedMarch 22, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI, 96813 2573
Personal Term Loan - 36 months
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI, 96813 2573
Personal Term Loan - 48 months
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 22, 2026
Details
No additional details available.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
9.25%
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
681 S King St, Honolulu, HI, 96813 3016
Vacant Land Loans
9.47%
▼
APR9.47%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI, 96813 2573
Personal Term Loan - 60 months
9.50%
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 22, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
9.74%
▼
APR9.74%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
9.75%
▼
APR9.75%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
681 S King St, Honolulu, HI, 96813 3016
Construction Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
10.24%
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI, 96813 2573
Personal Term Loan - 72 months
11.00%
▼
APR11.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
681 S King St, Honolulu, HI, 96813 3016
Construction Loans
11.05%
▼
APR11.05%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
Unsecured
11.90%
▼
APR11.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Max Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details
Minimum monthly payment is the greater of $50 or 3% of the balance outstanding.
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI, 96720
15/15/15 Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 22, 2026
Details
plus a $25 processing fee
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
2969 Umi St, Lihue, HI, 96766 1345
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3417 Poipu Rd # 701, Koloa, HI, 96756 8517
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
2969 Umi St, Lihue, HI, 96766 1345
PERSONAL LOANS
5.25%
▼
APR5.25%
Last UpdatedMarch 22, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI, 96740 1734
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedMarch 22, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
133 Maa St, Kahului, HI, 96732 3603
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
133 Maa St, Kahului, HI, 96732 3603
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI, 96766
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedMarch 22, 2026
Details
As Low As; Contact us about rates
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan Refinance
6.49%
▼
APR6.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan
6.69%
▼
APR6.69%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan Refinance
6.69%
▼
APR6.69%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
233 Vineyard St, Honolulu, HI, 96813 2446
Personal Loan
6.79%
▼
APR6.79%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
300 Ala Moana Blvd, Honolulu, HI, 96850
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
56 576 Kamehameha Hwy, Kahuku, HI, 96731 2211
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As; Personal Loan payment sample: 36 months fixed-rate loan for $15,000 at 7.99% and an Annual Percentage Rate (APR) of 7.99% would have a monthly principal plus interest payment of $470. Other rates and terms available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
801 S Beretania St, Honolulu, HI, 96813
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI, 96766
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI, 96817
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As; Consolidate debt, pay for the unexpected, or fund home improvements.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
28 490 Kaakepa Street, Pepeekeo, HI, 96783
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
160 Paahana St, Kahului, HI, 96732
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
9.25%
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96826
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
9.75%
▼
APR9.75%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
333 Queen St, Honolulu, HI, 96813
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 22, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI, 96817
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 22, 2026
Details
As Low As; up to $10,000.00
Powered by
MonitorBankRates
No debt consolidation personal loan rates found in Hawaii currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2145 Wells St Ste 101, Wailuku, HI, 96793
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI, 96720
Signature
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
$30,000
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
135 Puali Place, Kaunakakai, HI, 96748
Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMarch 22, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
27 251 Old Mamalahoa Hwy, Papaikou, HI, 96781
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
8.74%
▼
APR8.74%
Last UpdatedMarch 22, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
9.25%
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1138 N King St, Honolulu, HI, 96817
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
9.74%
▼
APR9.74%
Last UpdatedMarch 22, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI, 96817 5388
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 22, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
91 1202 Renton Rd # A, Ewa Beach, HI, 96706 7000
Personal Loans (Signature max.)
9.75%
▼
APR9.75%
Last UpdatedMarch 22, 2026
Details
$15,000; As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI, 96734
Signature
10.24%
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Hawaii currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Hawaii?
Most lenders in Hawaii require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Hawaii often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Hawaii require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Hawaii?
Yes. Debt consolidation is one of the most common uses of personal loans in Hawaii. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Hawaii?
Credit unions in Hawaii often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Hawaii?
- Gather Federal Credit Union: 4.00% (PV Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Kauai Teachers Federal Credit Union: 4.75% (Personal Loans)
- HAWAIIAN ELECTRIC EMPLOYEES: 4.75% (Bill Consolidation Loan)
- Valley Isle Community Federal Credit Union: 4.99% (Photovoltaic Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hawaii. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026.
