Best Personal Loan Rates in Keaau, Hawaii (HI) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Hawaii borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Keaau, Hawaii include: CU Hawaii Federal Credit UnionCU Hawaii Federal Credit Union16 710 Milo St, Keaau, HI, 96749 8148A+5.0 ★Texas Ratio: 0.96% offering Personal Loans at 5.49% APR, Big Island Federal Credit UnionBig Island Federal Credit Union16 594 Kipimana St, Keaau, HI, 96749 8021A+5.0 ★Texas Ratio: 5.00% offering Personal Loans at 6.00% APR, Gather Federal Credit UnionGather Federal Credit UnionA5.0 ★Texas Ratio: 6.37% offering PV Loans at 4.00% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, and HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit UnionA+5.0 ★Texas Ratio: 2.50% offering Emergency Relief Loan at 4.50% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Keaau has 2 local institutions in our database, with personal loan rates as low as 5.49% APR from CU Hawaii Federal Credit Union at 16 710 Milo St, Keaau, HI, 96749 8148. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Keaau, Hawaii.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Keaau, Hawaii. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
16 710 Milo St, Keaau, HI, 96749 8148
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedApril 5, 2026
Details
As Low As
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
16 710 Milo St, Keaau, HI, 96749 8148
Vacant Land Loans Future Primary Residence (Balloon)
6.77%
▼
APR6.77%
Last UpdatedApril 5, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
16 710 Milo St, Keaau, HI, 96749 8148
Vacant Land Loans Future Primary Residence (Balloon)
6.84%
▼
APR6.84%
Last UpdatedApril 5, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
16 710 Milo St, Keaau, HI, 96749 8148
Vacant Land Loans Future Primary Residence
6.98%
▼
APR6.98%
Last UpdatedApril 5, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
16 710 Milo St, Keaau, HI, 96749 8148
Vacant Land Loans Investor Residential (Balloon)
7.27%
▼
APR7.27%
Last UpdatedApril 5, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
16 710 Milo St, Keaau, HI, 96749 8148
Vacant Land Loans Investor Residential (Balloon)
7.34%
▼
APR7.34%
Last UpdatedApril 5, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
16 710 Milo St, Keaau, HI, 96749 8148
Vacant Land Loans Investor Residential
7.58%
▼
APR7.58%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR4.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Emergency Relief Loan
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
APR = annual percentage rate
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Heater Loan
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Bill Consolidation Loan
4.75%
▼
APR4.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedApril 5, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Spring Loan Special
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Photovoltaic Loan
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Renewable Energy Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Vacation Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
Must provide travel itinerary
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 5, 2026
Details
As Low As; Offer valid through March 31, 2026.
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 5, 2026
Details
As Low As
Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Solar Loans
5.24%
▼
APR5.24%
Last UpdatedApril 5, 2026
Details
As Low As
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
5.25%
▼
APR5.25%
Last UpdatedApril 5, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Spring Loan Special
5.49%
▼
APR5.49%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Bill Consolidation Loan
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Photovoltaic Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.91%
Last UpdatedApril 5, 2026
Details
No additional details available.
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Spring Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As
Honolulu Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Bill Consolidation Loan
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As; Easy to apply! Fixed-rate Bill Consolidation Loan
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Solar Loan & Refinancing
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As; Subject to credit approval.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Bill Consolidation Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Refi Loan
6.20%
▼
APR6.20%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.25%
Last UpdatedApril 5, 2026
Details
As Low As; - Contact us about rates
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans Refinance
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.51%
Last UpdatedApril 5, 2026
Details
As Low As; Rates as low as 5.625% (6.508% APR)
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans
6.69%
▼
APR6.69%
Last UpdatedApril 5, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans Refinance
6.69%
▼
APR6.69%
Last UpdatedApril 5, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Photovoltaic System Loan*
6.74%
▼
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loan
6.79%
▼
APR6.79%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loans
6.79%
▼
APR6.79%
Last UpdatedApril 5, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
Up to $50,000
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 5, 2026
Details
$30,000
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Signature Loans
7.24%
▼
APR7.24%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Vacant Land Loan
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
Up to $50,000
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 12 months
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
Up to $50,000
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Consolidate debt, pay for the unexpected, or fund home improvements.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans (12 months)
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Click to learn more
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 24 months
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Waialua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 36 months
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 48 months
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.24%
Last UpdatedApril 5, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Vacant Land Loans
9.47%
▼
APR9.47%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.49%
Last UpdatedApril 5, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 60 months
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 5, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Construction Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR10.24%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
16 710 Milo St, Keaau, HI, 96749 8148
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedApril 5, 2026
Details
As Low As
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI, 96749 8021
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedApril 5, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
5.25%
▼
APR5.25%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR6.25%
Last UpdatedApril 5, 2026
Details
As Low As; - Contact us about rates
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loans
6.79%
▼
APR6.79%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loan
6.79%
▼
APR6.79%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Consolidate debt, pay for the unexpected, or fund home improvements.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Waialua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans (12 months)
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Click to learn more
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No debt consolidation personal loan rates found in Keaau, HI currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR7.00%
Last UpdatedApril 5, 2026
Details
$30,000
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Signature Loans
7.24%
▼
APR7.24%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR8.99%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.24%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR9.49%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Keaau, HI currently.
Keaau, HI Personal Loan Rate Trends
Compare local Keaau, HI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — HI Avg
8.934%
Hawaii personal loan rates currently average 8.934% APR.
Signature Loan — HI Avg
11.121%
Hawaii signature loan rates currently average 11.121% APR.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Hawaii?
Most lenders in Keaau, Hawaii require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Hawaii often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Keaau, Hawaii require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Hawaii?
Yes. Debt consolidation is one of the most common uses of personal loans in Keaau, Hawaii. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Keaau, Hawaii?
Credit unions in Keaau, Hawaii often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Keaau, Hawaii?
- CU Hawaii Federal Credit Union: 5.49% (Personal Loans)
- Big Island Federal Credit Union: 6.00% (Personal Loans)
- Gather Federal Credit Union: 4.00% (PV Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- HawaiiUSA Federal Credit Union: 4.50% (Emergency Relief Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Keaau, Hawaii. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026.
Personal Loan Calculators
Rate Assistant
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