Hawaii Personal Loan Rate Trends
Track current and weekly average personal loan rates in Hawaii, view interactive rate trend charts, and compare local HI aprs against the national average.
Current Hawaii Personal Loan Rate Trends
Personal Loan rates in Hawaii fell 0.103 this week to 8.631%, down from 8.734% last week.
At 8.631%, Hawaii’s average sits 2.100 below the current national average of 10.731%. HI borrowers may have a competitive advantage relative to the national market.
The Hawaii personal loan rate averages on this page are calculated from 118 verified personal loan rate quotes collected across 31 banks and credit unions actively operating in Hawaii. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Hawaii Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Hawaii personal loan rate averages compiled from 118 current rate quotes across 31 banks and credit unions operating in HI — updated daily.
As of May 11, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Hawaii
Quarterly average personal loan rates at credit unions headquartered in Hawaii, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Hawaii (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
