Best Personal Loan Rates in Hilo, Hawaii (HI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Hilo, Hawaii include: CU Hawaii Federal Credit UnionCU Hawaii Federal Credit Union476 Hinano St, Hilo, HI, 96720A+5.0 ★Texas Ratio: 0.96% offering Personal Loans at 5.49% APR, Big Island Federal Credit UnionBig Island Federal Credit Union66 Lono St, Hilo, HI, 96720 4144A+5.0 ★Texas Ratio: 5.00% offering Personal Loans at 6.00% APR, HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit Union375 Kekuanaoa St, Hilo, HI, 96720A+5.0 ★Texas Ratio: 2.50% offering Personal Loans at 8.50% APR, Hawaii County Employees Federal Credit UnionHawaii County Employees Federal Credit Union131 Puuhonu Way, Hilo, HI, 96720A+5.0 ★Texas Ratio: 1.21% offering Unsecured at 11.90% APR, and Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR. Personal loan rates as of May 10, 2026 according to verified data from MonitorBankRates.
Hilo has 4 local institutions in our database, with personal loan rates as low as 5.49% APR from CU Hawaii Federal Credit Union at 476 Hinano St, Hilo, HI, 96720. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hilo, Hawaii.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hilo, Hawaii. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 10, 2026
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As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
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No additional details available.
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Must provide travel itinerary
No additional details available.
Maximum Loan Amount is $20,000. Lower limits may be applicable.
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As Low As
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
No additional details available.
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As Low As; A fixed-rate Consolidation Loan will help clean-up holiday spending and other bills. Flexible terms available, loan rate starts as low as 5.99% APR.
As Low As; Easy to apply! Fixed-rate Bill Consolidation Loan
No additional details available.
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$20,000; As Low As
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As Low As; - Contact us about rates
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Up to $50,000
No additional details available.
$20,000; As Low As
As Low As
As Low As
Maximum Loan Amount is $20,000. Lower limits may be applicable.
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As Low As
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Up to $50,000
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Up to $50,000
As Low As
No additional details available.
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As Low As
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
$20,000; As Low As
No additional details available.
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As Low As
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As Low As
No additional details available.
Maximum Loan Amount is $20,000. Lower limits may be applicable.
As Low As
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
As Low As
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
$20,000; As Low As
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As Low As
No additional details available.
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As Low As
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No additional details available.
As Low As
No additional details available.
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
$20,000; As Low As
As Low As
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
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As Low As
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$20,000; As Low As
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As Low As
No additional details available.
As Low As
No additional details available.
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As Low As
No additional details available.
No additional details available.
As Low As
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
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As Low As
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No additional details available.
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$20,000; As Low As
No additional details available.
As Low As; - Contact us about rates
No additional details available.
As Low As
$20,000; As Low As
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No additional details available.
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As Low As
No additional details available.
No additional details available.
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As Low As
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No additional details available.
As Low As
$20,000; As Low As
As Low As
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
As Low As
As Low As
No additional details available.
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
$20,000; As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
$20,000; As Low As
As Low As
As Low As; *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
$20,000; As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Maximum Loan Amount is $20,000. Lower limits may be applicable.
$20,000; As Low As
As Low As
As Low As
$20,000; As Low As
Maximum Loan Amount is $20,000. Lower limits may be applicable.
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As Low As
No additional details available.
$20,000; As Low As
As Low As
Maximum Loan Amount is $20,000. Lower limits may be applicable.
As Low As
As Low As
As Low As
$20,000; As Low As
As Low As
No additional details available.
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As Low As
$20,000; As Low As
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Hilo, HI Personal Loan Rate Trends
Compare local Hilo, HI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii personal loan rates fell 0.103 points over the past 7 days to 8.631% APR.
Hawaii signature loan rates rose 0.032 points over the past 7 days to 8.445% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Hawaii?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Hawaii?
Are credit unions or banks better for personal loans in Hilo, Hawaii?
What are the best personal loan rates in Hilo, Hawaii?
- CU Hawaii Federal Credit Union: 5.49% (Personal Loans)
- Big Island Federal Credit Union: 6.00% (Personal Loans)
- HawaiiUSA Federal Credit Union: 8.50% (Personal Loans)
- Hawaii County Employees Federal Credit Union: 11.90% (Unsecured)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
Personal Loan Calculators
