Best Personal Loan Rates in Waimanalo, Hawaii (HI) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Hawaii borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Waimanalo, Hawaii include: Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, Gather Federal Credit UnionGather Federal Credit UnionA5.0 ★Texas Ratio: 6.37% offering PV Loans at 4.00% APR, HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit UnionA+5.0 ★Texas Ratio: 2.50% offering Emergency Relief Loan at 4.50% APR, HAWAIIAN ELECTRIC EMPLOYEESHAWAIIAN ELECTRIC EMPLOYEESA+5.0 ★Texas Ratio: 2.62% offering Bill Consolidation Loan at 4.75% APR, and Kauai Teachers Federal Credit UnionKauai Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 2.75% offering Personal Loans at 4.75% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Waimanalo borrowers have access to 35 lenders serving the Hawaii area, with personal loan rates as low as 4.00% APR from Maui Teachers Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Waimanalo, Hawaii.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Waimanalo, Hawaii. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR4.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Emergency Relief Loan
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
APR = annual percentage rate
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Heater Loan
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Bill Consolidation Loan
4.75%
▼
APR4.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Photovoltaic Loan
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Spring Loan Special
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Vacation Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
Must provide travel itinerary
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Renewable Energy Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Solar Loans
5.24%
▼
APR5.24%
Last UpdatedApril 5, 2026
Details
As Low As
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
5.25%
▼
APR5.25%
Last UpdatedApril 5, 2026
Details
As Low As
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Spring Loan Special
5.49%
▼
APR5.49%
Last UpdatedApril 5, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedApril 5, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Photovoltaic Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Bill Consolidation Loan
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.91%
Last UpdatedApril 5, 2026
Details
No additional details available.
Honolulu Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Bill Consolidation Loan
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As; Easy to apply! Fixed-rate Bill Consolidation Loan
Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Spring Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Solar Loan & Refinancing
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As; Subject to credit approval.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Bill Consolidation Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Refi Loan
6.20%
▼
APR6.20%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.25%
Last UpdatedApril 5, 2026
Details
As Low As; Contact us about rates
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans Refinance
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.51%
Last UpdatedApril 5, 2026
Details
As Low As; Rates as low as 5.625% (6.508% APR)
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans
6.69%
▼
APR6.69%
Last UpdatedApril 5, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans Refinance
6.69%
▼
APR6.69%
Last UpdatedApril 5, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Photovoltaic System Loan*
6.74%
▼
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Vacant Land Loans Future Primary Residence (Balloon)
6.77%
▼
APR6.77%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loan
6.79%
▼
APR6.79%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loans
6.79%
▼
APR6.79%
Last UpdatedApril 5, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Vacant Land Loans Future Primary Residence (Balloon)
6.84%
▼
APR6.84%
Last UpdatedApril 5, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Vacant Land Loans Future Primary Residence
6.98%
▼
APR6.98%
Last UpdatedApril 5, 2026
Details
No additional details available.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
Up to $50,000
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR7.00%
Last UpdatedApril 5, 2026
Details
$30,000
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Signature Loans
7.24%
▼
APR7.24%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Vacant Land Loan
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Vacant Land Loans Investor Residential (Balloon)
7.27%
▼
APR7.27%
Last UpdatedApril 5, 2026
Details
No additional details available.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Vacant Land Loans Investor Residential (Balloon)
7.34%
▼
APR7.34%
Last UpdatedApril 5, 2026
Details
No additional details available.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
Up to $50,000
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Vacant Land Loans Investor Residential
7.58%
▼
APR7.58%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
Up to $50,000
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 12 months
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Waialua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 24 months
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans (12 months)
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Click to learn more
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Consolidate debt, pay for the unexpected, or fund home improvements.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 36 months
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 48 months
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.24%
Last UpdatedApril 5, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Vacant Land Loans
9.47%
▼
APR9.47%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.49%
Last UpdatedApril 5, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 60 months
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 5, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Construction Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR10.24%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedApril 5, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
5.25%
▼
APR5.25%
Last UpdatedApril 5, 2026
Details
As Low As
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedApril 5, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 5, 2026
Details
As Low As; Contact us about rates
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loan
6.79%
▼
APR6.79%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loans
6.79%
▼
APR6.79%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Consolidate debt, pay for the unexpected, or fund home improvements.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Waialua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans (12 months)
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Click to learn more
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
As Low As
HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No debt consolidation personal loan rates found in Waimanalo, HI currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR7.00%
Last UpdatedApril 5, 2026
Details
$30,000
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Signature Loans
7.24%
▼
APR7.24%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
Maximum Loan Amount is $20,000. Lower limits may be applicable.
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR8.99%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.24%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR9.49%
Last UpdatedApril 5, 2026
Details
As Low As
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 5, 2026
Details
As Low As
Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
$15,000; As Low As
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 5, 2026
Details
As Low As
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Waimanalo, HI currently.
Waimanalo, HI Personal Loan Rate Trends
Compare local Waimanalo, HI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — HI Avg
8.421%
▼ 0.236 vs 7 days ago
Hawaii personal loan rates fell 0.236 points over the past 7 days to 8.421% APR.
Signature Loan — HI Avg
8.412%
▼ 0.481 vs 7 days ago
Hawaii signature loan rates fell 0.481 points over the past 7 days to 8.412% APR.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Hawaii?
Most lenders in Waimanalo, Hawaii require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Hawaii often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Waimanalo, Hawaii require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Hawaii?
Yes. Debt consolidation is one of the most common uses of personal loans in Waimanalo, Hawaii. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Waimanalo, Hawaii?
Credit unions in Waimanalo, Hawaii often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Waimanalo, Hawaii?
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Gather Federal Credit Union: 4.00% (PV Loans)
- HawaiiUSA Federal Credit Union: 4.50% (Emergency Relief Loan)
- HAWAIIAN ELECTRIC EMPLOYEES: 4.75% (Bill Consolidation Loan)
- Kauai Teachers Federal Credit Union: 4.75% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Waimanalo, Hawaii. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026.
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